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TWENTY-FIRST ANNUAL REPORT 



OF THE COMMISSIONER OF THE 



BANKING DEPARTMENT 



STATE OF MICHIGAN 



DECEMBER 31, 1909. 



BY AUTHORITY 



LANSIN'U. MR'IIIGAX 

WYNKOOP !IALr.i:.\nnCK cnAWF'iRIi CO.. STATE PBIXTICRS 

ItMM 



DEPARTMENT OFFICERS 



COMMISSIONER, 

H. M. ZIMMERMANN. 

DEPUTY COMMISSIONEK. 

W DONOVAN. 

BANK EXAMINERS, 

HERBERT E. JOHNSON, 

JAMES I. VAN KEUREN, 

CHARLES E. TOMS, 

ALBERT E. MANNING, 

CHARLES H. ADAMS, 

CARL E. McALVAY, 

HIRA C. MOORE, 

JOHN A. MAY, 

JOHN D. MORTON, 

JOHN C. BARRON. 



OFFICIAL ADDRESS, LANSING, MICHIGAN, 



207310 



COMMISSIONERS OF BANKING OF MICHIGAN. 



[Under Act 205, 1887.1 



THEODORE C. SHERWOOD, 
Appointed January 7, 1889; resigned November 7, 1896. 

DANIEL B. AINGER, 
Appointed November 11, 1896; resigned April 1, 1897. 

JOSIAH E. JUST, 
Appointed April 1, 1897; died February 19, 1898. 

GEORGE L. MALTZ, 
Appointed February 26, 1898; term expired January 8, 1903. 

GEORGE W. MOORE, 
Appointed January 8, 1903; term expireil Febniary 19, 1907. 

HENRY M. ZIMMERMANN, 
Appointed February 19, 1907. 



TABLE OF CONTENTS 



Page. 

Abstracts, comparative. 1889 to 1909, inclusive, state banks Ixil 

comparative, 1889 to 19G9, inclusive, national banks Ixvi 

fetate and national banks in United State^i Ix-lxi 

of state banks, 1909 Ixx 

of national banks, 1909 Ixxi 

total volume of business state and national banks, reports of 1909 Ixii 

state banks in Detroit Ixxiii 

national banks in Detroit Ixiv 

state and national banks in Detroit Ixxv 

state and national banks in Grand Rapids Ixxvi 

state and national banks in Sa«inaw Ixxvi 

state and national banks in Battle Creek Ixxvlii 

state and national banks in Kalamazoo Ixxlx 

state and national banks in Bay City Ixxx 

state and national banks in Jackson Ixxxi 

state and national banks in Calumet Ixxxii 

state and national banks in Ann Arbor ixxxii 

state and national banks in Port Huron Ixxxiv 

state and national banks in Lansing Ixxxv 

state and national banks in Marquette Ixxxvi 

national banks of Houghton IxxxvU 

state and national banks in Adrian Ixxxviii 

state and national banks in Muskegon Ixxxix 

state and national banks in Alpena xc 

state banks In Benton Harbor xci 

Legislation xxli 

Banks examined and fees paid xlvii 

Capital stock, increase and decrease of xi 

Certificate of state treasurer as to fees Ivii 

Conversions to national banks xiii 

Escheated deposits xjx 

Examinations x 

Extension of corporate existence xiii 

Financial condition ix 

Growth of state banks xv 

Increase and decrease of capital stock xi 

Index to banks 499 

Insolvent banks, restoration of xtv 

List of bank cashiers in Michigan 491 

List of bonds approved by securities commission xx 

Liquidations and consolidations xii 

New banks xi 

Number of depositors xiii 

Number of state banks and trust companies Ix 

Opinions of attorney general xxvil 

Other amendments to articles of incorporation xii 

Receipts and expenses xxi 

Reser^^e cities xiii 

Receiverships xvi 

Reports of state banks and trust companies (see index) 3-387 

Reports of national banks (see index) 389-490 

Securities commission xx 



STATE BANKING DEPARTMENT 



REPORT OF THE COMMISSIONER 



STATE OF MICHIGAN, 

Banking Department, 
Lansing, December Jil, 1901). 

To the Honorable Fred M. Warner, Governor of Michigan: 

Complying with the provisions of (flection 43 of the General Ranking 
Law of Michigan, I have the honor to submit for your consideration 
the twenty-first annual report of this deinirtment for the year ending 
December' 31, 1909. 

NUMBER OP 8TATK BANKS AND TRIST COMPANIES. 

There are under the supervision of this Department at the date of 
this report 377 state banks and five trust companies transacting busi 
ness in this state. In the statistics and tables the number is given as 
376 state banks, one bank having commenced business' since date of 
last i*ei)ort, November 16th, 1909. 

FINANCIAL CONDITION. 

The financial condition of all State banks and trust companies is 
exhibited on pages three to thi'ee liundi*ed eighty-six, inclusive. Reports 
of condition were called for by the department and made by the banks 
at the close of business November 27, 1908, February 5, April 28, June 
23 and September 1, 1909. On Noveml)er 16, 1909, a call for report of 
condition was made and received from ewh of the banks, and the report 
so received will be published in the department's annual i*eport for the 
year 1910. As explained in the department's report for 1908, this plan 
is followed in order that the report may be in the hands of the bankers, 
so that it may be of value as a book of reference, and it also enables me 
to publish in each annual I'eport all statements of condition called for 
each year. On pages 387 to 490 will be found statement of conditicm 
of each of the national banks in Michigan. 

B 



X STATE BANKING DEPARTMENT. 

I beg: to refer you to the tables contained in this text which show the 
increasing wealth of the people of our State since the department's or- 
ganization in 1889. These tables contain abstracts of the annual reports 
of State and national banks for the past twenty-one years. 

Attention is called to the tables in this text, giving abstract of re- 
ports of all state banking institutions and national banks in the United 
States as at the close of business April 28th, 1909. These figures were 
furnished nie by the National Monetary Commission. 

I again include in the annual report the statistics of the State and na- 
tional banks in Michigan located in reserve cities. 

EXAMINATIONS. 

The examining fone of the department in the year 1909 has made 
738 examinations. Each state bank has been examined twice, except 
such as were organized toward the close of the year. Each trust com- 
I)any has been examined once during the year in accordance with re- 
quirements of the trust, deposit and security law. 

It gives me pleasure to report that special examinations for the pur- 
I)ose of determining whether or not a betterment of conditions had been 
effected have been required in but few instances. 

Taken as a whole, the affairs of the banks as revealed by the examin- 
ers' report are in very good condition. Each report has been carefully 
examined, and letters of criticism written the banks. 

Each bank has made to the department, with the exception of those 
recently organized, five reports of condition, two reports of earnings 
and dividends, two reports showing condition as a result of directors' 
examination, and also special reports wherever the same have been 
deemed necessary. 

Oaths of directors, signatures of officers and list of stockholders, to- 
gether with a report as to the number of depositors, are furnished the 
department each year by each bank. 

It also gives me pleasure to report that the reserve maintained by the 
several state banks has exceeded that maintained during any other year 
sinc*e the organizatioii of the department. While the percentage of the 
reserve may not be as great, yet it has been distributed in such a manner 
that but very few banks were below the requirements of Sections 24 and 
27 of the banking law. 

As noted above, it has been necessary to ask for but few special re- 
ports. Irregularities called to the attention of the banks have gener- 
ally been promptly corrected, and it has not been necessary during 1909 
to enforce the provisions of the law on account of any disi-egard of the 
same. 



REPORT OF THE COMMISSIONER. 



XI 



NEW BANKS. 



There have been organized during 1909 twenty-nix state banks, and I 
submit the following information in regard to the same: 



No. 



416 
417 
418 
420 
421 

422 
423 
424 
425 

426 

427 
428 

429 
430 

431 

432 
433 
434 
435 
436 



437 
438 
439 
440 
441 
442 



Title. 



The Berrien Springs State Bank 

The Lake Citv State Bank 

The Peoples State Sa vines Bank 

The State Bank of Augusta 

The Casa County State Bank 

The Farmers State Bank of Dryden. . 
The Metamora State Savings Bank. . . . 

The Citizens State Bank of Clare 

Tlie Peoples State and Savings Bank 

of Kalkaska 

The Galesburg State Bank 

E. Hill ft Soa<t State Bank 

First Commercial and Savings Bank of 

Durand 

Bank of Riverdaie 

The State Savings Bank of Shen%'Ood, 

Michigan 

The Industrial Savings Bank 

Holton State Bank 

The ColumbiaviUe State Bank 

The Highland Park State Bank 

Tlie Hamtramck State Bank 

The Farmers State Bank of Brecken- 
ridge, Michigan 

The Almont Savings Bank 

The Crossman and Williams State Bank. 

The Negaunee State Bank 

Tlie Washington Savings Bank 

The Hemlock State Bank 

The State Bank of Coloma 



Ix>cation. 



Berrien Springs 

Lake CMty 

Auburn 

Augusta 

Cassopolls 

Dryden 

Metamora 

Clare 

Kalkaska 

Galesburg 

Colon 

Durand 

Riverdaie.. . . i . 

Sherwood 

Flint 

Holton 

ColumbiaviUe . . 
Highland Park. 
Hamtramck 

Breckenridge. . . 

Almont 

Williamston 

Negaunee 

Washington 

Hemlock ^ 

Coloma 



Capital. 



$20,000 
20.000 
20.000 
20.000 
40.000 

20.000 
20.000 
20.000 

20.000 
20.000 

40.000 

25.000 
20.000 

20.000 
50.000 

20.000 > 
20,000 ' 
40.000 
25.000 

20,000 

25.000 
40,000 
50.000 
20.000 
20.000 
25.000 



Commenced busi- 
ness. 



February 4. 
February 10. 
February ii. 
March 1. 
March 1. 

March 1. 
March 1. 
March 10. 

March 15. 
AprU 1. 

April 1. 

April 10. 
May 10. 

May 29. 
July 1. 

July 20. 
July 27. 
July 29. 
August 2. 

August 2. 

September 9. 
September 18. 
September 27. 
September 30. 
October 25. 
Novemb^ 23. 



INCREASE AND DECREASE OF CAPITAL STOCK. 

As provided for in section 10 of the General Banking Law the fol- 
lowing banks have amended their articles of incorporation for the pur- 
{)ose of changing the amount of their capital stock: 



No. 


Name of bank. 


Location. 


Former 
capital. 


Present 
capital. 


Increase. 


Decrease. 


1 
120 
152 


Kalamazoo Savings Bank... 
First State Savings Bank . . . 
First State Savings Bank . . . 
Adrian State Savings Bank. . 
Benton Harbor State Bank.. 

Jipsoa Carter State Bank . . . 

Ludlngton State Bank 

Preaque Isle County Savings 
Bank 


Kalamazoo 

Three Rivers . . . 
Evart 


150.000 
.30.000 
35.000 
60.000 
50,000 

25.000 
50,000 

20.000 

100.000 

15.000 


• 

$100,000 

60,000 

50.000 

100,000 

75,000 

50.000 
100.000 

25.000 

200.000 

20,000 


$50,000 
30.000 
15.000 
40,000 
25,000 

25.000 
50,000 

5,000 

100.000 

5.000 




162 


Adrian 




219 

221 
•239 
354 


Benton Harbor. . 

Blissfield 

Ludlngton 

Rogers City .... 

Kalamazoo 

Deckerville 




1 
1(>5 


Kalamazoo Savings Bank . . . 
State Bank of Deckerville. . . 














$345,000 





xii STATE BANKING DEPARTMENT. 

The above table shows an increase of banking capital of |345,000. To 
this should be added the |680,000 of new bank capital gi*owing out of the 
organization of new state banks. A further addition should be made 
of ^35,000 caused by the i-estoration to stockholdei*8 by receivers of the 
Athens State and Savings Bank and the Springport State Savings Bank, 
the aggregate capital of the two banks amounting to J|f35,000. The total 
increase, thei-efore, for the year amounts to $1,060,000. From this 
should be deducted the loss of banking capital growing out of the liquida- 
tion, consolidation and conversion of banks mentioned in another chap- 
ter of this report, which amounts to $550,000. The net inci*ease in capi- 
tal, therefore, for the year is f510,000. 

OTHER AMENDMENTS TO AUTICLES OF INCOftPORATION. 

The original Articles of Incorporation of the Metamora State Savings 
Bank wei'e amended by a vote of the stockholders March 1, 1909, chang- 
ing the title of said bank from *'The Metamora State Savings Bank'' 
to "Metamora State Saving Bank." 

Being desirous of conducting a savings bank business in connection 
with a commercial bank business, the stockholder of the B. Hill and 
Son's State Bank of Colon, on September 14, 1909, voted to amend their 
original Articles of Iucori)oration in this regard. 

Complying with the provisions of section 10 of the General Banking 
Law, the stockholders of the Kalamazoo Savings Bank on December 
4, 1909, voted to amend its Articles of Incorporation, changing its name 
from the '^Kalamazoo Savings Bank" to VKalamazoo Citv Savings 
Bank." 

LIQUIDATIONS AND CONSOLIDATIONS. 

On the sixth day of February, 1909, the Citizens' Savings Bank of 
Detroit, Mich., by a vote of its stockholders voted to go into liquidation 
under the provisions of sections 53 and 54 of the General Banking I-iaw. 
In course of its liquidation, the Dime Savings Bank of Detroit, assumed 
all liability to the depositor of the Citizens^ Savings Bank, the latter 
transferring certain of its assets to the former to offset the liability as- 
sumed. As all of the assets of the Citizens' Savings Bank were not 
transferred to the Dime Savings Bank, further liquidation is now pro- 
ceeding under section 53 of the Banking Law. 

After having obtained .the consent in writing of all of the stockholdei-s, 
and also procuring the unanimous vote of its board of directors on 
March 11, 1909, the Commercial and Savings Bsink of (^)leman voted 
to consolidate its affairs with those of the Midland County Savings Bank 
of Midland. 

The stockholders of the United States Savings Bank of Detroit, on 
November 26, 1909, voted to place said bank in liquidation for the pur- 
l)ose of consolidation with the People's State Bank of Deti*oit, Immedi- 
ately ui)on the ratification of the consolidation by the dii'ectors of the 
Peoi)le's State Bank I caused an examination to be made of the United 
States Savings Bank, and it appearing from such examination that the 
rights of creditoi-s were not jeopardized consent to the consolidation was 
given by the department November 80, 1909. 

The stockholders of the Kalamazoo Trust Company, December S, 1908, 



REPORT OF THE COMMISSIONER. xiii 

voted to liquidate and close the affaii's of said eoiiipany aecordiug to sec 
tioii 27 of Act No. 143 of the IHiblic Acts of 1889. Upon determining 
that the provisions of said section had been complied with, and on re- 
ceiving information that all obligations of said company had been fully 
met and discharged, consent was given to such liquidation, and the 
affairs of the com])any cla*«ed as of March •'^1, 1900. 

CONVERSION TO NATIONAL BANKS. 

By i-esolu(}on of its dii'ei'tors and stockholdei*s the Commercial State 
Bank of Ithaca, decided to i^eorganize as a national bank, and on 
December 7, 1909, the Comptroller of Currency approved the bank's 
application for convei'sion and authorized them to transact business 
as "The Commercial National Bank of Ithaca," Michigan, with a capital 
of $30,000. 

EXTENSION OP CORPORATE EXISTENCE. 

The Hillsdale Savings Bank of Hillsdale made application under the 
[provisions of Act No. 143 of the Public Acts of 1889 to extend its char- 
tei*ed existence for a period of thirty years. Consent of the stockholders 
of said bank and original Articles of IncoriK)ration were filed July 15, 
1909. Bv virtue of Section 3 of said Act, I caused to be made on Julv 
19, 1909, an examination of its affairs, and being satisfied as to its con- 
dition and that said bank had complied with all the provisions i-equired 
by law, a certificate was issued extending its corporate existence for a 
l>eriod of thirty years from and after July 3D, 1909. 

RESERVE CITIES. 

Complying with the provisions of sections 24 and 27 of the Banking 
Law, I do hereby designate for the year 1910 the following cities as 
reserve cities for Michigan State banks and trust companies: Detroit, 
Grand Rapids, Bay City, Saginaw, Kalamazoo, Jackson, Port Huron, 
Adrian, Benton Harbor, Muskegon, Ann Arbor, Calumet, Houghton, 
Marquette, Lansing, Battle Creek, Alpena, New York, Boston, Phila- 
delphia, Pittsburg, Baltimore, Buffalo, Cleveland, Cincinnati, Toledo, 
St. Louis, Chicago, Milwaukee and ^linneapolis. 

NUMBER OF DEPOSITORS. 

The total number of dei)ositors in the 370 State banks and 99 national 
banks on December 1, 1909, amounted to 1,024,450 and are separated 
into the following classes: 

State banks, individual deposits subject to check... 128,231 

State banks, commercial certificates of deposits 43,412 

State banks, savings depositors 468,267 

State banks, savings certificates of dejiosits 105,025 

National banks, individuals deposits subject to che<-k 215,416 

National banks, certificates of dei)osit - 64,099 

The above classification shows that commercial depositors in State 
banks have increased 30,247 and the gain in number of savings depositors 



XIV 



STATE BANKING DEPARTMENT. 



is 29,887, making, a total increase in the number of dejmsitons in State 
banks for 1909 of 60,134. The reports of Michigan national banks on 
December 1, 1909, show that depositors have increased 71,189. The 
total increase, thei^fore, in state and national banks amounts to 131,323 
for 1909. 

The following table shows the number of commercial and savings 
depositors in the 376 State banks and the 99 national banks, the aggre- 
gate amount of deposits and the i)er capita to each depositor: 



Banks. 


Class of 
deposit. 


Number of 
depositors. 


Amount of 
deposits. 


Average 

to each 

depositor. 


376 State Banks { 

99 National banks \ 


Commercial 

Savings 

Commercial 


♦171,643 
♦573,292 
♦279,515 


$75,542,163 96 
151.290.590 74 
103.669,2S4 41 


$440 11 
263 53 
370 89 






Totals 




1.024,450 


$330,502,039 11 


$322 63 









♦This includes certificates of deposit: several certificates issued to one person counted as one. 

It will be noted from the foregoing table that the average to each 
depositor in State banks has increased |10.59, notwithstanding the in- 
crease in number of depositors. 



ATHENS STATE AND SAVINGS BANK. 

The department took possession of this bank on the twenty-seventh dny 
of August, 1908, and September 3, 1908, Frank Wolf of Battle Creek 
was appointed its receiver. The bank remained in the possession of the 
re(*eiver until the fourth day of February, 1909, and was on the eighth 
day of February, 1909, opened to the public by its directoi*s and officers 
for business in due course. The rehabilitation of this institution was 
made possible by the action of certain stockholders in pacing into the 
bank fl5,000 in cash and taking from its assets in lieu thereof such as 
were considered of uncertain value. In addition to this, certain of the 
stockholders of said bank caused to be executed and delivered to the 
Circuit Court for the county of Calhoun, in chancery, a bond providing 
that said bank would pay all its debts and obligations which might be 
demanded at any time within one year from the date of such writing. 
The statement of the condition of this bank since it was turned over to 
the stockholders by the receiver can be seen b^' reference to page 21 
of this report. 

SPRlNGPOIlT STATE SAVINGS BANK, 

As set forth in the text of the department's report for the year 1908, 
I took possession of the above named bank on December 11, 1908, and 
the bank was in the possession of the department until the appointment 
of Jjester P. Hoag as receiver on January 16, 1909, and his qualification 
on January 22. As evidenced by receiver's receipt of said date, the 
receivership of this bank continued until May 29, 1909, when the receiver 



REPORT OF THE COMMISSIONER. 



XV 



by an order of the Circuit Court for the county of Jackson was dis- 
charged, and the affairs of said bank turned over to its stockholders. 
The rehabilitation of this bank was made possible by the stockholders 
satisfying their statutory liability, and by the good character of many 
of the bank's assets. The bank is now in good condition and since its 
I'esuinption of business has made a healthy growth, as evidenced by its 
statement of condition on page .'^50 of this rei^rt. 

GROWTH OB^ STATE BANKS. 

The year 1909 nuirks the twenty-first year of state bank supervision in 
Michigan under the present banking law. Beginning with eighty state 
banks in January 1889, with aggregate footings of 138,900,770.88, the 
number has steadily increased until there are now 376 state banks and 5 
trust companies with a total business of f273,718,216.23. During this 
I)eriod the increase in deposits has been enormous, showing a gain of 
¥203,1^8,653.53. During the same time loans have increased 
1186,999,462.50. There has been added to banking capital, in the way 
of organization of new banks and increase of capital, f 16,106,848.53 ; 
and bv additions to surplus f 14,002,434.23, or an aggregate inci-ease of 
130,109,282.76. 

In this connection the following statement is submitted: 



Resources. 



Loans 

Real estate, furniture and fixtures 
Cash 

Totals 

LiabUlties. 

Capital stock paid in 

Surplus fund and undivided profits. 

Deposits 

Notes and bills rediscounted 

Totals 



80 banks. 
Jan. 7, 1880. 



S30.815.697 13 

534,411 76 

7.550.661 99 



$38,900,770 88 



$5,519,425 00 

1.818,835 53 

31.284.124 39 

278,385 96 



$38,900,770 88 



351 State banks, 

6 trust 

companies. 

November 27, 

1908. 



$196,309,342 19 

6,388,982 10 

41.589,388 08 



$244,287,712 37 



$21,626,273 53 
15,821,269 76 
206.347,614 75 
492.554 33/ 



$244,287,712 37 



376 State banks. 

5 trust 

companies. 

November 16. 

1909. 



$217,815,159 63 

6.953.857 74 

48.949.198 86 



$273,718,216 23 



$22,161,133 00 

16.743.116 30 

234.422,777 92 

391.189 01 



$273,718,216 23 



The report of November 16th, 1909, as compared with the report of 
November 27th, 1908, shows an increase in loans of ?21,505,817.44, while 
total deposits increased |28,075,163.17, the greatest gain in dejwsits for 
any one year since the organization of the department. In detail this in- 
crease in deposits is divided as follows, — Commercial Deposits (indi- 
vidual) 113,598,092.43, Savings Deposits «1 3,479,1 20.01 and deposits 
of other banks .^997,950.73. 



xvi STATE BANKING DEPARTMENT. 

RECEIVERSHIPS. 

People'^ Savings Bank, Mt. Phasant. 

Charles T. Russell, rec*eiver, under date of December 1st, 1909, re 
I)orts as follows: 

Liabilities to depositors at date of suspension f 05,491 80 

Other liabilities 16,896 90 



Total f 82,388 70 

Total assets at date of, and received since suspension 236,876 78 

Amount collected by receiver to date 123,520 43 

Disposition of collections: 

Loans paid and other disbursements S|;80,522 70 

Dividends paid 30,043 02 

I>egal expenses 1,772 69 

All other expenses 2,965 87 

Receivers salary pjiid to date 8,216 15 



»123,520 43 



This bank failed in 1897, and a total dividend of 66 per cent to credit- 
ors and depositors has been paid, the last dividend of one per cent being 
paid December 1st, 1902. Since the last mentioned date the receivership 
has been in practically the same condition. During the year I took the 
matter up with the Circuit Court for the county of Isabella, and assur- 
ances were given me that the matter would be disposed of during the 
year 1909. The hearing on the final report and discharge of receiver 
has not as yet been had, but it is expected the matter will be closed up 
earlv in 1910. 

State Bank of Fenton, Fenton. 

Clarence Tinker, receiver, under date of December 1st, 1909, reports 
as follows: 

Liabilitv to depositors at date of susi)ension Sl01,710 04 

Other liabilities 1,134 45 



Total $102,844 49 

Total assets at date of, and I'eceived since suHi)ension. . . . 141,757 18 

Amount collected by receiver to date 72,775 19 

Dis[)OHition of collections: 

Loans paid and other disbursements $16,960 65 

Dividends paid 42,293 62 

I^egal exi)enses 1,619 42 

All other exjienses 5,401 50 

Receiver's salary paid to date 6,000 00 

Balance in hands of receiver 500 00 

*72,775 19 



REPORT OF THE COMMISSIONER. xvii 

The department took possession of this bank June 14th, 1897, and a 
total dividend of 40 per cent has been paid to creditoi's and depositors. 
The last dividend of 2 per cent was declared dunng the year 1903, since 
which time the receivership has remained in an inactive condition. I 
called the matter to the attention of the Circuit Court for the county 
of Genesee and have assurance the same will have attention. I expect 
this receivership will be closed early in 1910. 

The City Savings Bank, Detroit. 

The Union Trust Company, Detroit, receiver, under date of Decem- 
ber 1st, 1909, reports as follows: 

Liability to depositor at date of suspension $3,378,121 20 

Other liabilities 662,937 50 

Total $4,041,058 70 

Total assets at date of, and received since suspension 4,517,071 06 

Amount collected by receiver to date 2,700,667 62 

Disposition of collections: 

liOans paid and other disbursements... $109,613 88 

Dividends paid 2,069,131 45 

Legal expenses • 81,151 73 

All other expenses 92,671 62 

Receiver's salary paid to date 100,000 00 

Deposits and collections returned 57,885 11 

Balance in hands of State Treasurer. . 188,829 29 

Balance in hands of receiver 1,384 54 

$2,700,667 62 

On February 10th, 1902, the department took possession of this bank 
and up to the present time total dividends of fifty-eight and sixty-five 
per cent respectively have been paid to savings and commercial deposit- 
ors. 

The winding up of this receivership has been delayed on account of an 
almost endless amount of litigation as to the legality of certain certified 
checks issued by the Vice President of the bank. A further, dividend of 
six per cent to commercial depositors and three per cent to savings de- 
positors has been ordered as of November 20th, 1909. The disbursement 
of this dividend, however, had not been made at the date of the above 
report. 

c 



xviii STATE BANKING DEPARTMENT. 

State Bank of White Pigeon, White Pigeon. 

J. Murray Benjamin, receiver, under date of December 1st, 1909, re- 
ports as follows: 

Liability to depositoi^s at date of suspension ?fl26,366 89 

Other liabilities 1,178 45 

Total $127,545 34 

Total assets at date of, and received since suspension.... 180,664 81 
Amount collected by receiver to date 126,737 57 

Disposition of collections: 

Loans paid and other disbursements.... $637 50 

Dividends paid . 106,621 69 

Legal expenses paid 1,366 79 

All other exi>enses 2,663 90 

Receiver's salary paid to date 4,125 00 

Balance in hands of State Ti-easurer . . 2,302 09 

Balance in hands of receiver 9,020 60 

$126,737 57 

This bank failed July 30th, 1904, and up to the present time a divi- 
dend of ninety per cent has been i)aid to the depositors. The receiver 
reports that he expects to be able to make a final dividend and report 
during the early part of 1910. 

The Chelsea Savings Bank, Chelsea. 

William W. Wedemeyer, receiver, under date of December 1st, 1909, 
reports as follows: 

Liability to depositors at date of suspension $1,028,852 84 

Other liabilities 20,764 21 

Total $1,049,617 05 

Total assets at date of, and received since susi)ension . . . $1,870,928 75 
Amount collected by receiver to date 661,858 94 

Disposition of collections: 

Loans paid and other disbursements $12,337 54 

Dividends paid 536,382 27 

Legal expenses 10,604 89 

All other exjjenses 14,341 50 

Receivers salary paid to date 7,500 00 

Balance in hands of State Treasurer 55,391 44 

Balance in hands of receiver 25,301 30 

$661,858 94 

The department closed this bank December 2nd, 1907. Up to the 
date of this rei)ort a dividend of forty per cent has been paid to com- 
mercial depositors and a dividend of sixty per cent to savings depositors. 



REPORT OF THE COMMISSIONER. xix 

Further dividends will be made, but owing to much litigation concern- 
ing the affairs of this bank, together with the personal affairs of its presi- 
dent, considerable time may elapse before the final report can be made 
and the receiver discharged. 

From the foregoing report it will appear that the loss to depositors 
of this bank will not be as great as seems to have been quite generally 
believed. 

The Farmers and Merchants' State Bank, Parma. 

Seymour H. Godfrey, receiver, under date of December 1st, 1909, re- 
ports as follows: 

Liability to depositors at date of suspension f 86,207 99 

Other liabilities 5,737 22 

Total $91,945 21 

Total assets at date of, and received since suspension |120,720 O:? 

Amount collected by receiver to date f 63,786 86 

Amount rash on hand at date of suspension 4,736 18 

Total ?68,523 04 

Disposition of collections: 

Loans paid and other disbursements $1,929 71 

Dividends paid 59,985 84 

All other expenses 1 . . . 1,193 77 

Balance in hands of State Treasurer 4,323 48 

Balance in hands or receiver 1,090 24 

$68,523 04 

By reference to my annual report for the year 1908, this bank was 
closed September 18, 1908, after an examination by the department 
which showed an intermingling and confusion of the assets and liabili- 
ties of this bank with those of a private bank, in which the cashier was 
interested. Up to the date of the foregoing report a dividend of 60 per 
cent has been paid to depositors. 

ESCHEATED DEPOSITS. 

Pursuant to the provisions of Act No. 238 of the Public Acts of 1897, 
under date of June 30, 1909, a report from all banks, national, state and 
private, trust companies and building and loan associations, was called 
for with reference to deposits whicJi had escheated to the State of Michi- 
gan, and deposits which had been inactive since June 30, 1906, and 
where there was good reason to believe that the person making such de- 
posit was dead, and the same should escheat to the State of Michigan. 

I succeeded in getting reports from all but twenty -four, and the names 
and addresses of these have been turned over to the Attorney General 
for his consideration and action. But five institutions reported deposits 
which had escheated to the State of Michigan, the total of such deposits 
being $410.63. 



XX 



STATE BANKING DEPARTMENT. 



Twenty -three institutions reported inactive deiwsits since June 30, 
1906, the amount of such inactive deposits being ?vi,701.51. 

Report of all my actions with reference to escheated and in- 
active dej>osits has been made to the Attorney General, as i*equired by 
statute. 

SECURITIES COMMISSION. 

This Commission was created for the purpose of passing on the 
validity of the securities mentioned in paragraphs (e), (f) and (g) of 
section 27 of the General Banking Law, and consists of the Attorney 
General, State Ti'easurer and Commissioner of Banking. It was or- 
ganized April, 11, 1900, by virtue of the provisions of Act 2(52 of the 
Public Acts of 1905. 

During the year the Commission has had three sessions, at which the 
following bonds were approved as legal investments for savings deiwsits 
of state banks : 



Name of companj' 



Fremont Steamship Co. 
Detroit Steamship Co. . 
American Transit Co. . . 
Neptune Steamship Co. 
Atlas Steamship Co. . . . 



Wilkinson Transportation Co. 

Holmes Steamship Co 

Frontier Steamship Co 



Weston Transit Co. 



York Transit Co 

ShenanjEO Steamship Co. 
Wainrlght Steamship Co. 

Alva Steamship Co 

Croxton Steamship Co. . . 



Empire Steamship Co. 
Valley Steamship Co. . 
Hanna Transit Co ... . 
Triton Steamship Co. . 



Hawgood Steamship Co ... . 
Pennsylvania Steamship Co. 
American Steamship Co ... . 

Frontier Steamship Co 



Steamship. 



B. F. Berry 

Chas. W. Kotcher. . . 

John Dunn, Jr 

Arthur H. Hawgood. 
Wm. A. Haweood... 



J. F. Durston 

A. E. Nettleton 

Salt Lake City 

Josiah G. Munro. . . . 

Wm. M. Mills 

Legrand D. DeGrafT. 
William B. Kerr. . . . 



John J. Boland 

Wilpen 

Wainrisht 

M. A. Bradley. 
Caldera 



Wm. H. Tniesdale . . . . 
Alexis W. Thompson. . 
Howard M. Hanna, Jr. 
Rufus P. Raniiey 



W. R. Woodford... 
Jacob T. Kopp .... 
Adam E. Cornelius. 
James Corrigan .... 
Daniel B. Meachem 



Amount bond 
issue. 



S160.000 
140.000 
190,000 
215,000 
200.000 

225.000 

200,000 
210,000 

650.000 



165.000 
210,000 
135,000 
155.000 
170.000 

100,000 
157,000 
150.000 
140,000 

215.000 
165,000 
150.000 

420,000 



LIST OF BONDS APPROVED BT SECIRITIES COMMISSION. 



For the benefit of the state banks, and others interested in knowing 
what bonds have been approved as legal investments for savings fnnds 
of state banks by the Securities Commission from the time of its organi- 
zation up to and including I)eoeml)er, ^1, 1009, the following is offered: 



REPORT OP THE COMMISSIONER. 



XXI 



No. 



1 
2 
:j 
4 
5 

6 

8 

9 

11 
12 
13 
14 
15 

16 
17 
18 

Jg 

21 
22 
23 
24 
25 

26 
27 

28 

29 
30 



31 

32 
33 

34 
35 
36 
37 

38 
39 

40 
41 
42 
43 
44 

45 



Date of 
approval. 



Aug. 9. 1906 
Aug. 0. 1906 
Sept. 12. 1906 
Sept. 12, 1906 
Sept. 12. 1906 



Mar. 23, 
Mar. 26. 
Mar. 26, 



1907 
1907 
1907 



April 10. 1907 



Aug. 21. 
Aug. 28, 
Oct. 8, 
Oct. 8, 
Oct. 8, 



1907 
1907 
1907 
1907 
1907 



Oct. 8, 1907 

Oct. 8, 1907 

April 2. 1908 

April 2, 1908 

April 2. 1908 

June 24, 1908 
Aug. 13. 1908 
Jan. 13. 1909 
Jan. 13, 1909 
Jan. 13. 1909 

Jan. 13. 1909 
Jan. 13. 1909 

Jan. 13, 1909 

Jan . 13. 1909 
Jan. 13. 1909 



Jan. 13, 1909 



Jan. 
Jan. 



13. 1909 
13. 1909 



Jan. 13. 1909 
Jan. 13. 1909 
Jan. 13, 1909 
Jan. 13. 1909 
Mar. 18. 1909 
Mar. 18. 1909 

Mar. 18. 1909 
Mar. 18. 1909 
Mar. 18, 1909 
May 27. 1909 
May 27. 1909 

May 27. 1909 



Name of company. 



Hawgood Transit Co 

Commonwealtli Steamship Co 

Toledo Steamship Co 

Globe Steamship Co 

Tonawanda Transit Co 



Dearborn Transit Co. . 
Franklin Steamship Co 
Minerva Steamship Co. 

Chicago Navigation Co 



Mesaba Steamship Co ... . 
Cuyahoga Steamship Co. . 
Midland Navigation Co. . . 
Inter-Ocean Steamship Co. 
L. C. Smith Transit Co... 



L. C. Smith Transit Co. . 
Cornell Steamship Co. . . 
Standard Steamship Co. 
Acme Steamship Co. . . . 
Jenkins Steamship Co. . 



Fowlerville Lighting Co. 
Postal Steamship Co. . . 
Fremont Steamship Co. 
Detroit Steamship Co. . . 
American Transit Co . . . 



Western Transit Co 



York Transit Co 

Shenango Steamship Co. 



Wainwright Steamship Co. 

Alva Steamship Co 

Croxton Steamship Co 

Empire Steamship Co ... . 

Valley Steamship Co 

Hanna Transit Co 



Triton Steamship Co 

Hawgood Steamship Co 

Farrar Transportation Co. . 
Pennsylvania Steamship Co 
American Steamship Co 

Frontier Steamship Co 



Name of steamer. 



Harvey D. Goulder. . . 

Abraham Stearn 

Eugene Zimmermann. 

Frank C. Ball 

Charles Weston 



E. L. Wallace 

£. J. Earling 

Henry A. Hawgood 
Wm. E. Fitgerald. . 

Jas. S. Dunliam 

D. O. Mills 

Sheldon Parks 

Midland Prince .... 

Sierra 

Chas. Hubbard 



Neptune Steamship Co 

Atlas Steamship Co 

Wilkinson Transportation Co. . . ( 

Holmes Steamship Co 

Frontier Steamship Go 



Smith Thompson. 
John Mitchell 



H. P. Bope. 

Ward Ames 

diaries O. Jenkins 



Tliomas Barium.. . 

B. F. Berry 

Chas. W. Kotcber. 
John Dunn, Jr 



Arthur H. Hawgood. 
Wm. A. Hawgood... 

J. F. Durston 

A. E. Nettleton 

Salt Lake City 

Josiah G. Munro. . . . 



Wm. M. MiUs 

Legrand D. DeGrafT. 

WUliam B. Kerr 

John J. Boland 

Wilpen 



Wainwright 

M. A. Bradley 

Caldera 

Wm. H. Truesdale 

Alexis W. Thompson. . 
Howard M. Hanna. Jr. 

Rufus P. Ranney 

W. R. Woodford 

Collingwood 

Jacob T. Kopp 

Adam E. Cornelius 

James Corrigan 

Daniel B. Meachem . . . 



Amount 
bond issue. 



$190,000 
190.000 
160.000 
175,000 
200.000 

140.000 
190.000 
205.000 

280.000 

145.000 
200.000 
130,000 
130,000 
125.000 

125.000 
130,000 
200,000 
200.000 
150,000 

14.000 
150.000 
160.000 
140,000 
190.000 

215,000 
200,000 

225.000 

200.000 
210,000 



650.000 

165.000 
210.000 

135.000 
155.000 
170,000 
100.000 
157.000 
150.000 

140.000 
215.000 
135.000 
165.000 
150.000 

420.000 



RECEIPTS AND DISBURSEMENTS OF DEPARTMENT. 

In accordance with section 40 of the Banking Law the department has 
collected on account of fees for annual examination of banks f27,664.02. 
There has been turned over to the Secretary of State for franchise fees, 
on account of new banks and increase of capital stock, f552.50, making 
the total receipts of the department for the year f 28,216.52. 

In the latter part of this text will be found a list of the state banks 
and trust companies, showing the dates on which they were examined 
and the amount of the examination fee collected in each instance. 

The aggregate footings of examiners' reports (from which the amount 
of examination fee is determined, as provided in section 40) have been 
compared and checked with the amount of fees collected from each 
bank by the State Treasurer, and I" would resi)ectfully call your atten- 
tion to his letter in this i-egard. 



xxii STATE BANKING DEPARTMENT. 

The expenses of the department for the year were as follows: 

Salary of H. M. Zimmermanu, Commissioner f 2,500 00 

Salary of W. Donovan, Deputy Commissioner 2,000 00 

Salary of Chas. M. Turner, Examiner (resigned Sept. 15, 

1909) 1,205 69 

Salary of H. E. Johnson, Examiner 1,700 00 

Salary of Jas. I. Van Keuren, Examiner (resigned l^eoember 

31st 1909) 1,700 00 

Salary of Chas. H. Avers, Examiner (resigned Feb. 1st, 1909) 146 40 
Salary of Grant J. Brown, Examiner (resigned July 1st, 

1909) .'.... 850 00 

Salary of Chas. E. Toms, Examiner 1,700 00 

Salary of Chas. H. Adams, Examiner 1,700 00 

Salary of A. E. Manning, Chief Clerk and Examiner 1,700 00 

Salary of Geo. S. Anderson, Examiner (i-esigned September 

17th, 1909) 1,214 98 

Salary of Carl E. McAlvay, Examiner 1,700 00 

Salary of Hira C. Moore, Examiner (ap[X)inted February 1st, 

1909) \.... 1,553 60 

Salary of John A. May, Examiner (appointed July 1st, 

1909) ' ! 850 00 

Salary of John D. Morton, Examiner (appointed September 

20th, 1909) 475 81' 

Salary of John C. Barron, Examiner (apix)inted December 

6th, 1909) 115 49 

Salary of extra clerks 2,743 69 

Expense incurred in the examination of banks 8,050 20 

Printing and binding 2,310 88 

Postage 510 00 

Miscellaneous, viz. : Stationery, expi-ess, telephone, etc 987 93 



o 



Total |!35,714 6.' 

From the above it will be noted that the net cost of bank sui)ervision 
to the state for the year 1909 was ^7,498.11, a decrease of J785.61 as 
compared with 1908. In other words, while the total exjienses of the 
department increased but $515.62 the increase in the receipts amounte<l 
to 11,301.23. 

As before mentioned in this reiiort 738 examinations were made dur- 
ing the year, which in numlier is 44 more than in 1908, notwithstanding 
the fact that there has been an aggi-egate inci*ease in bank assets to be 
examined of $29,500,000.00. In other words the nine examiners have 
covered the State twice during the year, nmking 738 examinations and 
inspecting $540,000,000.00 of bank assets, at a cost to the i)eople of 
the State of $7,498.11. 

LEGISLATION. 

With one exception every recommendation contained in my annual 
i-eport for the year 1908 was enacted into law by the Legislature of 1909. 
These recommendations wei'e concurred in by the Michigan Bankers' 
Association, which association through its executive committee actively 



REPORT OF THE COMMISSIONER. xxiii 

assisted in securing the passage of the amendments. Aside from re- 
pealing nine sections of the Banking Law which had become obsolete, 
a synopsis of the amendments is as follows : 

Requiring directors to meet monthly. 

Examination and authorization of loans and investments made by 
officers since preceding meeting and requiring a complete record of such 
meetings entered upon bank record book and signed by president and 
secretary. 

Giving Commissioner power to levy and collect assessment on stock- 
holders in case of impairment of capital stock. 

Increasing Commissioner's and Deputy's salary from l|2,000 and |2,500 
to f 2,500 and f3,500, respectively; placing examiners on a graduated 
scale, with a minimum and maximum salary of $1,700 and |l2,000, re- 
spectively. 

* Providing for the rehabilitation of an insolvent bank by its stockhold- 
ers and its restoration to them by the receiver. 

An important amendment was that providing for the appointment of 
the Commissioner of Banking, Deputy Commissioner, a State Bank Ex- 
aminer, or some other suitable person, as receiver of insolvent institu- 
tions, having for its purpose the prevention of protracted and long drawn 
out receiverships of State banks. This amendment provides that when 
anyone connected with the State Banking Department is appointed re- 
ceiver, the salary shall not be in excess of that paid him by the State 
while in the department. The benefits accruing from this amendment 
will tie obvious to those already familiar with the history of receiver- 
ships. 

Another important amendment was that prescribing a penalty for not 
separating commercial and savings investments and reserves in banks 
combining both classes of business. The law requiring the separation 
had been on the statute books for over fifteen vear, and under it our 
supreme court has held in cases of insolvency that such investments 
specified in the law as savings investments must be set aside for the 
benefit of savings depositors, and in Peters v. Receiver of the City Sav- 
ings Bank, Detroit, 131 Mich. 322, in holding that savings deposits con- 
stituted a trust fund, the following significant language was used : ^^So 
long as it is entirely possible to trace the fund which was invested in 
these securities as a fund derived from the savings department, we think 
there is no difficulty in saying that it should be impressed with a trust 
in favor of the savings depositors." 

While state banks have in nearly every instance during the past 
fifteen years invested the required amount of their savings deposits in 
the securities set forth in the law, yet since the passage of the amend- 
ment, a complete separation and segregation of savings investments and 
reserves has been made. In construing the act, I have held that the 
savings investments, together with the savings reserves, must equal the 
amount of saving deposits. I have pleasure in reporting as an illustra- 
tion of the unanimity and willingness with which the state banks have 
conformed to the law as amended, that on November 16, 1909, the total 
savings deposits amounted to $151,290,000, while the aggregate savings 
investments exceeded this sum by* nearly f 4,000,000. 

The law further provides that a legal reserve of at least 15 per cent 
be maintained on savings deposits, and that three-fifths of the remainder 



xxiv STATE BANKING DEPARTMENT. 

of such deposits (or approximately #75,000,000, according to November 
16 report) be invested in certain specified securities. At the time of that 
report Michigan state banks had so invested |95,000,000, or an excess 
over requirements of ^20,000,000. 

Under the Michigan Law, the seiwration and segregation of savings 
investments and reserves is not a complex matter, a pliysical separation 
of the cash not l>eiug required. The banks' boolcs, however, must show a 
sufficient amount of cash to the credit of each department. All securities 
must be stamped or labeled "savings" or "commercial," and the total 
must correspond with the entries on the general ledger or daily state- 
ment book. 

Michigan is but one of few states that requires this separation and 
segregation. I am of the opinion that had all the states been operating 
their savings banks or safeguarding their savings dejMtsits in this man- 
ner, the agitation for the guaranteeing of deposits or the establishment 
of postal savings banks would not have confronted us ; but, on the other 
]mnd, deposits would have been encouraged and greatly augmented on 
account of a more widespread confidence on the part of the depositing 
public. 

With the amendments made to the Michigan Banking Act in 1909, 
the people of Michigan are to be congratulated on having on the statute 
books a law which will compare favorably with that of any of the older 
and more populous states of the Union. I am not unmindful of the fact, 
however, that in this as in other lines Michigan cannot remain at u 
standstill. New conditions must of necessity arise and must and wilt 
be met at the proi>er time. With the character of the men controlling 
the banking institutions of Michigan, and with the awakening of public 
interest in all matters pertaining to banking and departmental super- 
vision thereof, the future of state banking in Michigan is indeed mosr 
promising. 

The foregoing report is most respectfully submitted. 



Commissioner of the Banking I>epartment, 



OPINIONS OF THE ATfORNEY GENERAL. 



D 



OPINIONS OF THE ATTORNEY (HONERAL. 

EXCESSIVE LOANS. 

On acconnt of the importance of the subject of excessive loans I deem 
it advisable to again publish the construction of section 52 of the Bank- 
ing Law in this regard as submitted to this department by the Attorney 
General in the year, 1903: 

Lansing, Mich., May 23, 1903. 
Hon. George W. Moore, Commissioner of Banking, Lansing, Michigan: 

Dear Sir — I am in receipt of your communication of the 19th inst. re- 
ferring to the General Banking Law of this State, and i^equesting my 
opinion upon the following questions: 

"First, How much money may the directors of a bank loan to any per- 
Hony,oT company, or corporation, or firm, by a two-thirds vote of its 
board of directors? 

Second, How much money may any bank loan on any one line of com- 
mercial paper? 

Third, May a bank increase the first named line by the bond or per- 
sonal endorsement of the officers or directors of a firm, company or 
corporation, or by the assignment of value as collateral?" 

In considering these questions I desire to call your attention to section 
0141 of the Compiled Laws, being section 52 of the General Banking 
Law of this State, which provides in part as follows : "The total liabili- 
ties to any bank of any pei*son or of any company, corporation or firm 
for moneys advanced, including in the liabilities of the company or firm 
the liability of the several members thereof, except special partners, shall 
at no time exceed one-tenth part of the amount of the capital and sur- 
plus of such bank; but the discount of bills of exchange drawn in good 
faith against actually existing values and the discount of commercial 
or business paper actually owned by the person negotiating the same 
shall not be considered as money borrowed: Provided, however, That 
the foregoing limitations shall not apply to loans on real estate or other 
collateral securities authorized by this act: Provided, however, That by 
a two-thirds vote of the directors the liabilities of any bank of any per- 
son, or company, or corporation, or firm may be increased to a sum not 
exceeding one-fifth of the capital and surplus of the bank." 

It is evident that this limitation was borrowed from the National 
Banking Law, section 5200 of the Revised Statutes of the United States, 
providing as follows: "The total liabilities to any association, or any 
Ijerson, or of any company, corporation, or firm for money borrowed, in- 
cluding in the liabilities of the company or firm, the liabilities of the 
several members thereof, shall at no time exceed one-tenth part of the 



xxviii STATE BANKING DEPARTMENT. 

amount of the capital stock of »uch association actually paid in; but 
the discount of bills of exchange drawn in good faith against actually 
existing values, and the discount of commercial or business paper 
actualh' owned by the person negotiating the same, shall not be con- 
sidered as money borrowed." 

This provision, as found in our General Banking Law and also in the 
National Banking Law, has never been construed by the courts in so far 
as it relates to the particular question submitted by you. 

The Supreme Court of Pennsylvania, in the case of O'Hare v. Second 
National Bank of Titusville, 77 Pa. St. 102, i*eferring to this ])rovision 
in its application to National banks, makes use of the following lan- 
guage: "Evidently the limitation of the indebtedness to the one-tenth 
in the 29th section, was intended as a general rule for conducting the 
business of the bank; a rule laid down from experience to regulate its 
Iqpns for its own best interest and those of stockholders and ci-editors, 
not. a rule to reguhite its customere. It was, as i-emarked in Fowler v. 
Si»^y, a regulation to prevent these associations from splitting on the 
rocfej|hich has ruined so many banks, to-wit, that of lending too much 
of tjjn il^ apital to one person or firm. The intention being to protect 
the as^3||ation and its stockholders and creditors fi-om unwise banking, 
we cannot supi)ose it was meant to injure them by forbidding recovery 
of the injudicious loans." 

In Vol. 29 of the Amer. & Eng. Ency. of Laws, 2nd ed. p. 382, we find 
the following with res()ect to the limitation found in the National Bank- 
ing Law: '*The object of this provision of the statute was to guard 
National banks from the hazard of speculative loans, but it contemplated 
and permitted to an unlimited amount the discount of paper used and 
required in facilitating the transfer of pi'ojierty and money in the 
transaction of the legitimate business of the country." CMting Oswego 
Second National Bank v. Burt, 93 N. Y. 244. 

It was evidently the intent of the legislature, in enacting the provi- 
sion above referred to, as found in the banking law of this State, to 
^guard the banks organized thereunder from the hazard of speculative 
loans, and to prevent such banks from advancing or loaning too much 
of their money to any one j)er8on, firm or corporation, and in construing 
the statute with resj)ect to the exception, it is necessary to keep con- 
stantly in mind the purpose of the limitation, and not to construe the 
provision relating to the exceptions therefrom in such a way as to de- 
stroy the force and effect of the limitation itself. The exceptions to 
which I refer relate to the discount of bills of exchange drawn in good 
faith against actually existing values, and the discount of commercial 
or business pajier actually owned by the pei'son negotiating the same, 
and which, in my opinion, should be strictly construed and should be 
held to apply to no transaction that did not clearly and fully come with- 
in the provisions of the statute in this particular. Black on Interpreta- 
tion of Laws, 275. 

I find that the questions which you submit for my consideration are 
quite fully considered in Pratt s Digest, pages 93-94-95, in their applica- 
tion to national banks, but I am unable to concur in some of the con- 
clusions reached which do not seem to l>e based ui>on judicial decisions, 
and which, in my opinion, tend to defeat the very purjuise of the limita- 
tion. It is an elementary i)roi)osition recognized by the courts with re- 



REPORT OP THE COMMISSIONER. xxix 

spect to statutory or constitutional inhibitions, that you cannot do in- 
directly that which you are prohibited from doing? directly. In their 
application to commercial paper, the terms "loans" and ^'discounts'' are 
synonymous. Amer. & Eng. Ency. of Law, Vol. 21, 2nd ed. tiSl. The 
question who is borrower is not always to be determined from the posi- 
tion of the parties as they api)ear on the paper. The borrower may 
be the maker or the endorser. Pratt's Digest, 1)4. Our statute provides 
that in the discount of commercial or business pai)er actually owned 
by the person negotiating the same, it shall not be considei-ed as money 
borrowed. The application of this provision, in my opinion, relates ex- 
clusively to the person negotiating the paper. The statute contemplates 
that he alone shall be considered as not receiving a loan from the bank. 
With respect to the maker of such paper who is primarily liable, if such 
maker has received credit at the bank to the full limit imix>sed by law, 
the bank should not be permitted to discount such paper, as in that 
event the liability of the maker would exceed the liability permitted by 
the General Banking Law, and if such a transaction should be per- 
mitted, it would indirectly defeat the very purpose for which this limita- 
tion was imposed. 

In determining the questions submitted by you, I realize that there 
may be some doubt as to the proper construction of these provisions in 
the absence of an}^ judicial determination as to their proper meaning. 
In view of the fact that the several banks of this Htate organized under 
the General Banking Law, are subject to State supervision, not only for 
the protection of the banks themselves, but for the protection of the 
I)ersons doing business with such banks, the laws relating thereto should 
l)e constructed in such a manner as to afford such protection in every 
possible way, until such time as the courts may determine otherwise. 

In answer to your first question, I would therefore say that, in my 
opinion, the amount which the directoi's of a bank would be authorized 
to loan to any {)erson, or company, or corporation, or firm, by a two- 
thirds vote of its board of directors, would not exceed one-fifth of the 
capital and surplus of the bank, and* it would be immaterial whether 
such loan was secured or unsecured, excepting, of course, loans on real 
estate or other collateral securities authorized by the General Banking 
Law. 

In answer to your second question, I would say that the same rule 
would apply to any one line of commercial paper that would apply to 
any one person, company, firm or corporation. 

In answer to your third question I would say that, in my opinion, it 
is immaterial whether such loan is secured by the bond or personal 
endorsement of the officers or directors of the firm, comimny or cor- 
I)oration, or by the assignment of value as collateral, except where such 
loan is made ui)on real estate or other collateral securities recognized 
by the General Banking Law. In this connection I call your attention to 
the rule laid down in the Amer. & Eng. Ency. of Law, Vol. 21, 2nd ed., 
page 382, to the effect that '^Drafts may be bona fide bills of exchange 
drawn ui)on actual existing values within the meaning of the statute, 
though not accompanied by spei*ific bills of lading in each case. It is 
sufficient if they are drawn against property previously consigned and 
existing either in its original form or in the shape or proceeds of sales 
in the hands of the consignees." This rule, of course, applies to the 



XXX STATE BANKING DEPARTMENT. 

federal statute. The State and federal statute being identical in this 
particular, unquestionably the same rule would apply to a bank organ- 
ized under the General Banking Law of this State. 

Respectfully yours, 

Chas. a. Blair, 
Attonwy General. 



The following opinions have been rendered during the years 11M)7, 
1J>08 and 1009 by the Attorney General's department on questions con- 
cerning the construction of the Banking Law: 



CORPORATION STOCKS AS TRUST COMPANY INVESTMENTS. 

Lansing, Michigan, March 21, 1907. 
Hon. Henry M. Zimiuermann, Banking Commissioner, Lansing, Mich.: 

Dear Sir — This department has given careful consideration of your 
inquiry of the 13th inst., as to whether trust companies organized under 
Act >Jo. 108 of the Public Acts of 1889 have the right to invest in the 
stocks of Savings Banks; and particularly to the question as to whether 
section 11 of this act (Compiled Laws of 1897, Section 6166) permits 
such investment. 

It is the opinion of this department that there is no general right 
under the laws of this State on the part of trust companies to invest 
in the stock of other corporations; and, further that the clause-in sec- 
tion 11 of the above act, which authorizes the directors to invest in 
*'such real or personal securities as they may deem proper" does not 
authorize investment in the stock of private corporations. 

Respectfully yours, 

Jno. E. Bird, 

Attorney General, 



AUTHORITY TO SUBSCRIBE ARTICLES OF INCORPORATION AS '•'TRUSTEE^' 

REQUIRED. 

Lansing, Michigan, August 7, 1907. 

Hon. Henry M. Zimmermann, Commissioner State Banking Department, 
"Capitol," Lansing : 

Dear Sir — It api>ears that steps are being taken to organize a bank 
under the General Banking Law of this State, with a capital stock of 
$100,000. From the articles of association which have been pi-epared, it 
appears that, approximately, sixty per cent, of such capital stock has 
been subscribed for by certiiin persons designated as **trustees"; that 
such articles do not disclose the names or residences of the cestui que 
trust in any instance, or the authority of the person subscribing as 
trustee to act in that capacity. 

In this connection, you ask my opinion as to whether or uot it would 



REPORT OP THE COMMISSIONER. xxxi 

be proper for you to issue the certificate of authority provided for by 
section 7 of the General Banking Law. 

In reply thereto would say that section 2 of the Hanking Law re- 
quires the persons associating in the organization of a bank to execute 
articles of incorporation, which shall specify, among other things, "the 
names and places of residence of the stockholdei-s and the number of 
shai'es held by each of them." The latter i)art of section 4 provides as 
follows: "No bank shall transact any business except such as is in- 
cidental and necessaril}^ pi-eliminary to its organization until it has 
been authorized by the Commissioner of the banking department to 
commence the business of banking." The articles of incorporation are 
required to be executed in triplicate, one to be recorded in the oflBce 
of the county clerk of the county in which the bank is located; one 
filed in the office of the Commissioner of the banking department; and 
one filed in the office of the Secretarv of State. When such articles of 
incorporation are properly executed and filed and recorded, as required 
by law, and the Commissioner of the banking department is notified 
that at least fifty per cent, of its capital has been paid in, and that 
such bank has complied with all the provisions of the general banking ^ 
law; before the bank shall be authorized to commence business, the 
Commissioner is requii'ed to examine into the condition of such bank, 
and if it is found that such organization is in accordance with the 
statute and that the various provisions of the law have been complied 
with, a certificate of authority to engage in the business of banking is 
issued by such Commissioner. When the statute is not, complied with 
in any essential particular, it is clearly my opinion that such certificate 
of authority should be withheld. It seems to me that articles of in- 
corporation which do not fully disclose the name and I'csidence of the 
cestui que trust, where the stock is subscribed for by a trustee, and 
which also fails to disclose the authority to subscribe for such stock 
in that capacity, do not conform to the requirements of the general 
banking law, and, under such conditions as you have outlined, it would 
be your duty to refuse to issue the certificate of authority provided for 
by law. 

I do not deem it essential to point out (he numerous complications 
that might arise if stock in a banking corporation should be subscribed 
for in the manner indicated. It is sufficient to sav that it does not 
conform to the reqjiirenients of the General Banking Law. 

Resjiectfully yours, 

J NO. E. Bird. 

Attorney General, 



CERTIFICATES OF INDEBTEDNESS AS LEUAL INVESTMENTS. 

Lansing, Michigan, October 23, 1907. 
Hon. H. M. Zimmermann, Commissioner of the I^anking Deimrtment, 
"Capitol," Lansing, Michigan: 
My Dear Sir — I am in receipt of your communication of the 16th 
inst. in which you ask whether or not certificates of indebtedness is- 
sued in payment for voting machines under the provisions of section 13 
of Act 217 of the Public Acts of 1905 ai^e proper investments for sav- 



xxxii STATE BANKING DEPARTMENT. 

ings Banks under subdivision (b), section 27 of tlie General Hanking 
Law, which provides that a certain portion of the savings deposits of 
such banks shall be invested as follows: 

*'(b). In the public debt or bonds of any city, county, township, vil- 
lage or school district of any state or territory in the United Btates, 
which shall have been authorized by the legislature of such state or 
territory: Provided, the total indebtedness of such municipality does 
not exceed five i)er cent, of its assessed valuation, except by a vote of 
two-thirds of the board of dii*ectors, such bonds may be purchased if 
the total liabilities do not exceed ten per cent, of its assessed valuation." 

You also state that it has always been the ruling of the banking 
department that the term "public debt" and "bonds" were synonymous 
and that an issue of bonds, in order to be a proper investment for sav- 
ings banks under this subdivision, must previously have received the ap- 
proval of the voters of the municipality issuing the bonds. 

For answer to your inquiry I would say it is my opinion that the 
ruling of your department places too narrow a construction upon the 
statute. The terms "public debt" and "bonds" are not synonymous. 
The term "public debt" includes not only a bonded debt, but also other 
form of public indebtedness. 

State V. Hickman, 11 Mont. 541, and cases cited. 

The statute under which certificates of indebtedness are issued in pay- 
ment for voting machines reads as follows: 

"The local authorities, on the adoption and purchase of a voting ma- 
chine, nmy provide for the payment therefor in such manner as they 
may deem for the best interest of the locality and may for that purpose 
issue l)onds, certificates of indebtedness or other obligations, which shall 
be a charge on the city, town or village. Such bonds, certificates or 
other obligations may be issued with or without interest, payable at such 
time or times as the authorities may determine, but shall not be issued 
or sold at less than par." 

The legislature has the undoubted right to authorize debts of this 
character to be incurred without the vote of the electoi-s of the muni- 
cipality. 

Callan v. The City of Saginaw, 50 Mich. 7. 

I am of the opinion that the certificates of indebtedness issued under 
authority of this section come within the term "public debt" as used 
in subdivision (b), section 27 of the General Banking Law, and that, 
consequently, saving banks mny lawfully invest their funds in such cer- 
tificates of indebtedness. 

Respectfully yours, 

J NO. E. Bmn, 

Attorney GrncraL 



RBPORT OF THE COMMISSIONER. xzxiii 

STRICTLY COMMBRCIAL BANKS iMtJST AMEND ARTICLES TO TRANSACT SAVINGS 

BUSINESS. 

Lansing, Michigan, October 28, 1907. 

Hon. H. M. Zimmermann, Commissioner of the Banking Department, 
Lansing, Mich.: 

Dear Sir — I am in receipt of yonr communication of the 16th inst. 
requesting an opinion upon the question of whether or not a bank 
organized as a purely commercial bank under the General Banking Law 
of the State is authorized to advertise for savings deposits and do a 
general bank business under the exception contained in section 24 of 
that law, which provides: 

^^Ck)mmercial banks may allow interest on accounts or certificates 
of deposit, but all deposits in such banks shall be payable on demand 
without notice, except when the contract of deposit otherwise provides." 

For answer thereto, I would say that the General Banking Law in 
section 1 provides that any number of persons, not less than five, '^may 
associate to establish offices of discount and deposit, to be known as 
commercial banks, and also to establish offices of loan and deposit to be 
known as savings banks, or to establish banks having departments for 
both classes of business," etc. 

Under section 2 of the General Banking Law, the articles of in- 
corporation are required to specify the nature of the business to the 
carried on, whether that of a commercial bank, savings bank, or both. 
Sections 23, 24 and 25 of the same law contain certain provisions re- 
ferring to "any bank which, by its articles of incorporation, shall 
designate its business as that of a commercial bank;" and section 26 
and succeeding sections of the same law contain provisions governing 
"any bank which by its articles of incorporation shall designate its busi- 
ness as that of a savings bank;" and section 29 contains provisions gov- 
erning "any bank combining the business of a commercial bank and a 
savings bank" and provides that "all receipts, investments and trans- 
actions relating to each of said classes of business shall be governed by 
the provisions and restrictions herein specifically provided for the re- 
spective kinds of banks." 

Beading all these provisions of the General Banking Law together, it 
is clear that it was not intended to permit a bank organized as a 
strictly commercial bank to engage in the business of a savings bank, 
and that the exception contained in section 24, to which reference has 
been made, was not intended to have that eflfect. Before a commercial 
bank, organized as such, can conduct a savings bank business, it must 
amend its articles of incorporation so as to provide for conducting both 
classes of business. 

Respectfully yours, 

Jno. E. Bird, 

Attorney Oeneral. 



xxxiv STATE BANKING DEPARTMENT. 

BANKS CANNOT BXTBNp THEIR CREDIT TO AN INDIVIDUAL OR BANK. 

June 10, 1908. 

Hon. H. M. Zimmermann, Commissioner, Banking Department, "Capi- 
tol," Lansing: 

Dear Sir — I have your communication of June fifth, enclosing certain 
correspondence with the bank. 

It appears from your communication that this bank, by an arrange- 
ment with certain private banks, permits the latter to issue drafts 
payable out of the funds of the former bank on deposit with its cor- 
respondent banks at New York and Chicago." You state that you have 
taken the position that such practice is illegal, and request an opinion 
as to the propriety of this holding. 

Replying thereto would say, any attempt upon the part of any bank 
to permit anyone or any institution to issue drafts payable out of its 
deposit with correspondent banks is an attempt to perform and act 
and permit an arrangement not authorized by law. The bank pos- 
sesses no authority to extend its credit to any individual or bank in 
the manner set forth in your communication. Such a practice may 
operate to the detriment of depositors and may impair the faith and 
credit of the bank. The practice in question is without authority of 
law. You possess general power under the statute to prohibit such 
practice, and it is the duty of the officials of the bank to cancel this ar- 
rangement. 

Respectfully yours, 

Jno. E. Bird^ 

Attorney General. 



similarity op trust COMPANY TITLES. 

June 30, 1908. 

Hon. Henry M. Zimmermann, Commissioner of Banking, Lansing, Mich- 
igan: 

Dear Sir — I am in receipt of yours of the 19th instant in which you 
state that a certain corporation organized under Act 232, Public Acts 

of 1903, as the " and Trust Company" is engaged in 

the business of selling various kinds of securities, and request the 
opinion of this department as to whether it is permissible for such a 
concern to do business under a name so closely allied to that of insti- 
tutions organized under Act 108, Public Acts of 1889, under which trust 
companies are organized. 

Subdivision 1 of section 2 of Act 232, Public Acts of 1903, contains 
this proviso: 

"No name shall be assumed already in use by any other existing cor- 
poration of this State, or corporation lawfully carrying on business in 
this State, or so nearly similar as to lead to uncertainty or confusion." 

Under the decisions of the courts of this State it seems to be clear 
that the question of the right to use a corporate name not identical with 
that of another existing corporation depends upon whether the names 



REPORT OP THE COMMISSIONER. 

are so similar that persons would be likely to deal with one concern 
when they believed in good faith they were dealing with the other. 
See- 
Lamb Knit Goods Co. v. Lamb Glove & Mitten Co., 120 Mich. 

159; 
Penbertha Injector Co. v. Lee-Penbartha Mfg. Co., 120 Mich. 

174; 
Supreme Lodge Knights of Phythias v. Improved Order Knights 

of Pythias, 113 Mich. 133; 
Great Hive L. O. T. M. v. Supreme Hive, 135 Mich. 392, 415. 

It would seem also if the similarity of the name of a corporation 
organized under Act 232, Public Acts of 1903, to the names of corpora- 
tions organized under Act 108, Public Acts of 1889, which is the trust 
company act, was such that people dealing with it would be deceived 
into believing that they were dealing with a corporation which was 
under the supervision of the banking department, that the use of such a 
name could properly be restrained in a proceeding instituted for that 
purpose. 

Very respectfully yours, 

Jno. E. Bibd^ 

Attorney Oeneral. 

ASSESSMENT IN CASE OF IMPAIRMENT NOT AUTHORIZED. 

July 29, 1908. 

Hon. Henry M. Zimmermann, Commissioner of Banking, "Capitol," 
Lansing : 

Dear Sir — We have carefully examined the letter of cashier 

of the Bank, of date July 18, 1908, together with 

the enclosures accompanying same. 

Section 42 of the General Banking Law, being section 6131 of the 
Compiled Laws of 1897, gives the Commissioner of Banking authority 
when he finds the capital of any bank is impaired or reduced below the 
amount required by law, to require such bank to make good the defici- 
ency within ninety days after a written requisition is made, and in 
case the impairment is not made good it becomes his duty, with the 
concurrence of the Attorney General, to institute proceedings for the 
appointment of a receiver to wind up the affairs of the bank. The law 
does not prescribe the method by which this impairment is to be made 
good. It makes no provision for an assessment upon the stockholders 
of the bank, nor is there any authority under the statutes of this State 
for the stockholders or directors to make such an assessment. There 
being no statutory authority for making the assessment, it follows that 
an assessment made by the stockholders or directors could not be en- 
forced against dissenting shareholders. The only method of making an 
assessment against the stockholders of a bank is under section 46 of 
the General Banking Law, section 6135 of the Compiled Laws of 1897. 
This assessment can only be made when the bank is in process of liquida- 
tion. 

It is our view of this statute that it contemplates a voluntary contri- 



xxxvi STATE BANKING DEPARTMENT. 

bntion on the part of the sharehol'ders in order to prevent the affairs 
of the bank being liquidated by order of the Commissioner, and leaves 
it open to the bank to make good the deficiency in any manner that 
seems to it feasible. The only alternative in case of the failure of the 
bank to make good the deficiency is for the Commissioner to proceed 
as directed by the statute. 
We return the letter and enclosure herewith. 

Very respectfully yours, 

Jno. E. Bird, 

Attorney Oeneral. 



foreign banks NOT PERMITTED TO TRANSACT BUSINESS. 

July 29, 1908. 

Hon. Henry M. Zimmermann, Commissioner of Banking, "Capitol," 
Lansing : 

Dear Sir — ^W^'e are in receipt of yours of the 3d instant in which you 
enclose a letter from Reginald P..Fennell, under date of June 20, 1908, 
in which he submits the following inquiry: 

"Is there any Hcense necessary or other legal form required to be 
gone through with for banks doing business outside of the State of 
Michigan, to establish an agency or representative in this State? In 
the event of there being any restriction, kindly advise to what extent." 

In reply to this inquiry will say that the I^egislature has by statute 
prescribed strict conditions to be complied with by corporations desir- 
ing to engage in the business of banking, or in loaning and investing 
money. There is no statutory provision which permits foreign corpora- 
tions to come into this State for the purpose of engaging in that kind 
of business. The fact that the Legislature has seen fit to lay down 
these conditions for domestic corporations desiring to engage in such 
business and to place them under the supervision of the State banking 
department indicates clearly an intention on the part of the Legislature 
to prohibit foreign cori)orations from engaging in such business. 

In this connection we desire to call vour attention to the case of — 

New York Mortgage Co. v. Sec. of State, 150 Mich. 197, 202. 

which was a mandamus proceeding against the Secretary of State to 
compel the issuance of a license to do business in this State to a cor- 
poration desiring to engage in the business of making "loans secured 
by mortgages on real estate, to sell such mortgages and bonds of this 
company secured by mortgages on real estate, but said bonds are not 
to be sold on the installment plan." 

In response to the contention of the relator in that case that it should 
be admitted to do business under our foreign corporation law, the court 
said: 

"In other words such construction would operate as to such foreign 
corporations as a repeal of all the beneficial and protective provisions 
of Act No. 205, Public Acts of 1877. To hold that such was the Legis- 



REPORT OP THE COMMISSIONER. xxxvii 

lative intent would be contrary to every suggestion that arises to the 
mind, upon the consideration of the proposition. Our construction of 
the act is that' banking corporations and those corporations which are 
within the contemplation of our banking laws are not within the pro- 
visions of the act authorizing foreign corporations to transact business 
in this State." 

In view of the above, we are of the opinion that foreign banks have 
no right to engage in business in this State, or to establish an agency 
or representative in this State for the transaction of business. 
We return Mr. Fennell's letter herewith. 

Very respectfully yours, 

Jno. E. Bird^ 

Attorney General, 

INCREASE OP CAPITAL NOT REQUIRED BY BANKS IN EXTENSION OP CORPORATE 
LIMITS. BRANCH BANKS PI»MITTEa) IN CBRTAIN INSTANCES. 

May 27, 1909. 

Hon. Henry M. Zimmermann, Commissioner of the Banking Department, 
Capitol, Lansing, Michigan. 

Dear Sir — I am in receipt of your letter of the 29th ultimo in which 
you state that a bank organized with a capital of f20,000.00 in a village 
adjacent to a large city subsequently became located within the corpor- 
ate limits of the city by an extension of the boundaries of the city to 
include the territory formerly embraced within the limits of the village ; 
the bank thus coming into the city with a capital less than is required 
by statute of banks organized within the city. You also state that it is 
now suggested that this bank may establish branches within the city and 
request an opinion upon the following: 

First, Whether or not you have authority to require a bank organized 
in a village, when it becomes located in a city by the extension of the 
corporate limits of the city, to increase its capital in accordance with 
the number of inhabitants of the city. 

Second, Whether or not a State bank has authority to establish 
branches in the city or village in which it is authorized by its articles 
of incorporation to transact business. 

In reply will say that Section 1 of the General Banking Law (Sec- 
tion 6090 C. L.) provides for the establishment of commercial and sav- 
ings banks in cities and villages in the state and prescribes the minimum 
capital that banks may have, based on the population of the city or 
village in which the bank is to be located. 

Section 2 of the act provides that the articles of incorporation shall 
specify among other things: 

"The county and city or village where such bank is to be located and 
to conduct its business;" 

Section 7 provides that upon compliance with the statute the Commis- 
sioner of the Banking Department shall give the bank a certificate under 
his hand and official seal that the bank has complied with the statute 
and is authorized to commence business. 



xxxviii STATE BANKING DEPARTMENT. 

* 

The contingency arising in the case of the bank to which yonr refer 
apparently was not anticipated by the framers of the General Banking 
Law as that law contains no provision requiring a bank established with- 
in a village which becomes located in a city by reason of the extension 
of the corporate limits of the city to increase its capital in accordance 
with the population of that city. Neither is there in the Banking Law 
any provision requiring a bank after its organization within a city of 
a certain population to increase its capital as the population of the 
city increases. 

The bank upon complying with the provisions of the statute was given 
the right by the state to conduct its business within the village. It did 
not voluntarily remove to the city but became located therein by opera- 
tion of law through the extension of the corporate limits of the city. 
The provision of the statute requiring banks to have a certain capital 
according to the population evidently has reference to the establishment 
of banks in the first instance. As heretofore stated, a bank once law- 
fully established with the required capital according to the population 
of a city is not required to increase its capital although the population 
of the city may increase to such an extent that a new bank could not 
be established therein without having a much larger capital. A careful 
consideration of the provisions of the General Banking Law leads me 
to the conclusion that a bank once lawfully established in a village with 
the required capital in accordance with Section 1 of the General Bank- 
ing Law is not required under the provisions of that law to increase its 
capital when it becomes located within a city by reason of the extension 
of the corporate limits of the city to include the village. 

For answer to your second question I would say that no authority to 
establish branches is conferred upon banks by any provision of the laws 
of this state. In the absence of statute a bank has no authority to es- 
tablish branches at which a general banking business is conducted. 

MaGee on Banks and Banking, page 41, 

Atty. Gen. v. Oakland Co. Bank, Walk, page 90. 

While a bank has no authority to establish branches unless expressly 
authorized by statute so to do, it seems that it may have an agency for 
the transaction of some part of its business in the city or village desig- 
nated in its chqrter as the place where the bank is to be located and to 
conduct its business. 

In MaGee on Banking, page 41, are compiled the provisions in force 
in the different states relating to this subject and of this state it is said : 

"There is no law authorizing the establishment of branches. Agencies 
are permitted which are restrit ted in their operations to receiving and 
paying out of deposits and issuing exchange." 

and several instances of banks located in the cities of Detroit and Lan- 
sing having established agencies of this character are noted. 

The agencies estabJished by the banks at the cities indicated have been 
conducted by the banks for some time and the right of the banks to 
establish such agencies does not appear to have been heretofore ques- 
tioned by the Banking Department or any officer of the State. In view 



REPORT OP THE COMMISSIONER. 

of the foregoing I am of opinion that a bank may establish agencies of 
the character of those indicated herein within the limits of the city or 
village in which the bank is located. Inasmuch as a bank originally 
located in a village, and which becomes located in a city by the extension 
of the corporate limits of the city, has authority to conduct its business 
within the city, it would have the same right to establish agencies of 
this character as a bank originally organized within the city. 

Respectfully yours, 
(Signed) Jno. E. Bird^ 

Attorney Oeneral. 



NOTES AND SECURITIES DEPOSITED WITH TRUST COMPANIES NOT LEGAL 

SAVINGS INVESTMENTS. 

May 27, 1909. 

Hon. Henry M. Zimmermann, Commissioner of the Banking Department, 
Capitol, Lansing, Michigan. 

Dear Sir — I am in receipt of your letter of the 29th ultimo in which 
you ask whether or not notes and securities representing fractional parts 
of large loans where the security is deposited with a trust company are 
legal investments for a state bank under Section 27 of the General Bank- 
ing Law (Section 6116 C. L.) as amended by Act 322 of the Public Acts 
of 1907. 

In reply would say that this section provides in Subdivision (i) that 
a certain proportion of the savings deposits of the bank shall be invested 
by the board of directors as follows: 

"Upon notes or bonds secured by mortgage lien upon unencumbered 
real estate worth at least double the amount loaned; the I'emainder of 
such deposits may be invested in notes, bills or other evidences of debt, 
the payment of which is secured by the deposit with the bank, of collat- 
eral security consisting, of personal property or securities oi known 
marketable value, worth ten per cent more than the amount so loaned 
and interest for the time of the loan ; or may be invested in notes, bills 
or other evidence of debt, the payment of which is secured by such 
property or securities deposited in a collateral deposit company organ- 
ized under the laws of this state;" 

It is evident that the notes and securities in question come within the 
class last referred to in this subdivision, to-wit: "notes, bills or other 
evidence of debt, the payment of which is secured by such property or 
securities dejwsited in a collateral deposit company organized under 
the laws of this state." 

This provision was incorporated in this subdivision of Section 27 by 
Act No. 322, Public Acts of 1907. The same legislature enacted a law 
providing for the incorporation of "safety and collateral deposit com- 
panies," the same being Act No. 240 of the Public Acts of 1907, having 
power under the provisions of Section 9: 

"To receive on deposit, in trust, any personal property dei)osited with 



xl STATE BANKJNG DEPARTMENT. 

it by indiyidnals, partnerships or corporations, as collateral security 
for the payment of bonds, or other obligations issued by such individuals, 
partnerships or corporations, and to enter into and execute any in- 
struments in writing necessary and proper to carry such trusts" into 
effect." 

Section 11 places every corporation organized under the act and en- 
gaging in this branch of the business under the supervision of the Com- 
missioner of the Banking Department. 

These acts were passed by the same legislature; are in pari materia 
and must be construed together. Thus construed, the collateral de- 
posit companies organized under the laws of this state referred to in 
the amendment to the General Banking Law must be held to refer to 
collateral deposit companies organized under the provisions of Act 
240 of the Public Acts of 1907. I am informed that at this time there 
are no collateral deposit companies organized in this state under that 
act. Consequently, I am of opinion that savings banks have no authority 
to invest their funds in notes and securities under subdivision (i) of 
Section 27 of the General Banking Law where the security for the same 
is deposited with a trust company. 

Respectfully yours, 
(Signed) Jno. E. Bird, 

Attorney Oenerah 



STATE BANKS ORGANIZED BY STOCKHOLDERS OF NATIONAL BANKS. 

June 10, 1909. 

Hon. Henry M. Zimmermann, Commissioner of the Banking Department, 
Capitol, Lansing: 

Dear Sir — I am in receipt of your communications of the 29th ultimo 
requesting an opinion upon the question of whether or not a State bank 
may legally be organized in this State by the stockholders of a National 
Bank under a plan substantially as follows : 

The stockholders of the national bank enter into an agreement with 
the officers of the national bank by the terms of which the stockholders 
agree that the officers may take the necessary steps to organize a State 
bank with a prescribed capital, the shares of which may be subscribed 
•for in the first instance by such persons as may be selected by the officers, 
but when paid for shall be held in the names of such persons as from 
time to time shall be the officers of the national bank, as trustees, which 
said trustees may exercise during the life of the trust all the rights and 
powers- of absolute owners of the stock except to the extent that they 
may be ordered otherwise by express directions in writing signed by a 
majority of at least two-thirds in interest of the persons beneficially 
interested in the stock. The dividends upon said stock are to be re 
ceived by the trustees and paid by them to the national bank for dis- 
tribution among the stockholders of the national bank pro rata ac- 
cording to their ownership of record of shares of stock in the national 
bank, the trust to continue as long as the national bank shall continue to 



REPORT OF THE COMMISSIONER. zli 

do business unless sooner terminated by a request in writing of a ma- 
jority of at least two-thirds in interest of the capital stock of said bank. 
The necessary capital for the state bank is to be furnished by a special 
or extra dividend declared by the national bank. It is provided that 
the stock in the State bank shall be held by the trustees and that no 
person fehall have the right to transfer his interest therein otherwise 
than by the transfer of the ownership of stock in the national bank upon 
the books of the latter. The only evidence of the beneficial interest of 
any person in the stock of the State bank is that given by an endorse- 
ment on the back of the certificates of stock of the national bank to the 
effect that the owner of the shares represented by that certificate is 
beneficially interested in common with all other stockholders of the na- 
tional bank in a pro rata amount of the capital stock of the State bank 
and that said beneficial interest cannot be sold or transferred otherwise 
than by the transfer of the shares of stock represented by the certificate 
upon the books of the national bank, and that the beneficial interest in 
the stock of the State bank shall pass with the transfer of the shares of 
the national bank represented by the certificate. It is further provided 
that no person shall be eligible to the oflBce of director of the State bank 
who is not a director of the national bank. 

For reply to your inquiry I would say that the General Banking Law 
of this State contains no provision that would prohibit the stockholders 
in a national bank from organizing a State bank upon compliance with 
the provisions of the General Banking Law. Neither is there in that law 
any provision expressingly prohibiting the stockholders in a State bank 
from entering into an agreement in substantially the form indicated 
above. The agreement is not between the national bank and the State 
bank, but is between the stockholders in those banks. As between the 
State bank and the State, any agreement of this character between the 
stockholders of the bank would be wholly ineffectual to prevent the State 
from exercising a supervisory control over the affairs of the bank, or 
enforcing the liability of the stockholders, in accordance with the pro- 
visions of the General Banking Law. It is true that there are cases 
holding that agreements between stockholders in corporations imposing 
a permanent restraint upon the alienation of their shares of stock are 
invalid, but under the terms of this agreement a stockholder may trans- 
fer his shares of stock in the State bank provided he also transfers his 
shares of stock in the national bank. It does not seem that there is in 
that case such a restraint upon the alienation of the shares as would ren- 
der the agreement invalid. 

Upon due consideration of the matter I am of opinion that, so far as 
the State is concerned, the plan outlined for the organization of a State 
bank is, in its general features, valid under the General Banking Law 
of the State. I express no opinion, however, upon the validity of the 
details of any particular plan for such organization, leaving those ques- 
tions to be determined when it is sought to organize a State bank upon 
this plan and the details of the proposed plan of organization are befoi*e 
me. 

Respectfully yours, 

(Signed) Jno. E. Bird, 

Attorney Oeneral, 

F 



xlii STATE BANKING DEPARTMENT. 

BANK BXAMINERS PUBLIC OFFICERS. 



June 30, 1909. 



Hon. Henry M. Zimmermann, Commissioner of Banking Department, 
Capitol, Lansing: 

Dear Sir — I am in receipt of your letter of June 17th in which you 
submit the amendment to Section 38 of the Banking Law relative to the 
salaries of examiners, and request the opinion of this department as to 
whether the examiners who have already been employed by the Banking 
Department for three years will be entitled to the increase in their sal- 
aries when the amendment becomes operative. 

In reply thereto will say that Section 3 of Article XVI of the revised 
constitution provides, in jmrt: 

"Salaries of public officers, except circuit judges, shall not be in- 
creased, nor shall the salary of any public officer be decreased, after 
election or appointment.'' 

In determining the question submitted it is important to ascertain 
first whether a bank examiner is a public officer within the meaning of 
this section of the revised constitution. Mechem defines a public office 
to be: 

"The right, authority and duty, created and conferred by law, by 
which for a given period, either fixed by law or enduring at the pleasure 
of the creating power, an individual is invested with some portion of 
the sovereign functions of the government, to be exercised by him for the 
benefit of the public." (Mechem on Public Officers, Sec. 1.) 

And he points out two essentials: First, The delegation of sovereign 
functions; Second, Powers created and conferred by law. (Sec. 4 & 5). 
In Section 9 he states; 

"Any man is a public officer who hath any duty concerning the public, 
and he is not the less a public officer where his authority is confined to 
narrow limits; for it is the duty of his office and the nature of that 
duty which make him an officer, and not the extent of his authority/' 

Section 38 of the Banking Law provides for the appointment of bank 
examiners, fixes their salaries and requires them to file a bond of ten 
thousand dollars. Section 39 authorizes the examiners to examine banks 
and to examine the officers, agents, clerks, custoniere or depositors upon 
oath, and makes false swearing before such examiner perjury. Section 
40 requires the examiner to take an oath to keep secret all facts and 
information obtained in the course of his examinations. Section 41 au- 
thorizes the commissioner to ask for the appointment of a receiver in 
case of a refusal of a bank to submit to an examination by an examiner. 

True, the statute, in Section 38, states that the commissioner shall 
"employ from time to time such examiners," but the fact that the ap- 
pointment of a bank examiner is designated as an employment does 
not change the nature of the duties prescribed by law. Clearly, the stat- 



REPORT OP THE COMMISSIONER. xliii 

nte in question delegates sovereign functions to the examiner and the 
powers are created and conferred by law, the two essentials to the crea- 
tion of an office as pointed out by Prof. Mechem. See also the language 
of Justice Cooley in: 

Throop V. Langdon, 40 Mich. 673, 682. 

The amendment to Section 38 submitted by you reads as follows : 

'^Salaries of the examiners shall be the sum of seventeen hundred dol- 
lars per annum during the first year of their employment as such, and 
shall be increased one hundred dollars each year of such employment 
until the full sum of two thousand dollars is reached, which sum shall 
be their annual salary thereafter." 

A bank examiner being a public officer as we have heretofore shown, 
the constitutional provision above quoted would apply. The language 
of the constitution is plain that the salaries "shall not be increased, 
nor shall the salary of any public officer be decreased, after election or 
appointment." There are cases holding, as in the case of bank examin- 
ers, where the tenure of the office is at the pleasure of the appointing 
power that a constitutional provision, that the compensation shall not be 
increased or diminished during the term for which the officer is elected 
or appointed, does not apply to officers who have no fixed term.. 

29 Cyc. 1429, 

Gibbs V. Morgan, 39 N. J, Eq. 126, 

Somers v. State, 5 S. D. 321, 

58 N. W. 804, 
id. 5 S. D. 584, 

59 N. W. 962. 

*'But an examination of these cases shows that the decisions turn upon 
the proposition that the constitutional provision could not apply to an 
officer who had no fixed term. The language of our constitutional pro- 
vision makes no reference to the term, but prohibits the increase or the 
decrease of the salary after election or appointment. 

I am therefore of the opinion that the amendment to Section 38 of 
the Banking Law, made by Senate Enrolled Act 42, is void in so far 
as it provides for an increase of the salaries of bank examiners now in 
the employ of the department, or who may be in its employ when the 
amendment takes effect. 

In this connection I call your attention to the fact that the provisions 
of the statute cannot be evaded by an examiner resigning before the 
taking effect of the amendment and accepting an appointment after the 
amendment is in force. 

See— 

29 Cyc. 1428, 

Green v. Hudson Co., 44 N. J. L. 388. 

Very respectfully yours, 

(Signed) Jno. E. Bird, 

Attorney CreneraL 



xliv STATE BANKING DEPARTMENT. 

CAPITAL STOCK REQUIREMENTS OF BANKS AFFECTED BY EXTENSION OF COR- 
PORATE LIMITS. 

Nov. 12, 1909. 

Hon. Henry M. Zimmermann, Commissioner of Banking^ Capitol, Lan- 
sing: 

Dear Sir — Replying to your letter of the 19th ult., in which you re- 
quest our opinion as to whether the Bank which was lo- 
cated in the village of recently annexed to the city of 

may increase its capital stock from twenty thousand dollars to fifty 
thousand dollars, will say that we held, in an opinion to you under date 
of May 9, 1909, that this bank could not be deprived of its right to do 
business under its original incorporation with a capital stock of twenty 

thousand dollars, by the fact of annexation of the village of 

to the city of We reached that conclusion by reason of the fact 

that the bank was lawfully incorporated with a capital of twenty thou- 
sand dollars to do business in ; that the examination of 

placed the bank in the city of without its consent, and that it 

could not be thus deprived of its right to do business under its original 
incorporation. 

Now, however, this bank proposes, by its own voluntary act, to in- 
crease its capital stock, thus, in a measure, effecting a re-organization. 
The whole aim and purpose of the statute. Section 1 of the General 
Banking Law is to provide a minimum capital for banks graded ac- 
cording to the population of the city or village in which they are situ- 
ated. In order to prevent a reduction of the capital below the minimum, 
it is provided in Section 10 that "no reduction shall be made to a less 
amount than is required in Section 1 for capital." To permit this bank 
to substantially reorganize by increasing its capital, without increasing 
its capital stock to at least the minimum amount required for the city 
of , would, in my judgment, do violence to the intent of the legis- 
lature, as expressed in Sections 1 and 10 of the Banking Law, to which 

I have referred. The bank is now a corporation of the city of 

The law relating to the amount of capital stock in is different 

than in 

While I do not think the bank could be deprived of its rights to con- 
tinue during the period of its corporate existence, with a capital of 
twenty thousand dollars, by the annexation, I am constrained to hold 
that in taking advantage of the statute relative to the increase of capi- 
tal stock, it must be governed by the provision of the statute applica- 
ble to the city of , and must, therefore, if it increases its capital at 

all, increase it to at least the minimum amount required for cities hav- 
ing a population of over one hundred and ten thousand inhabitants, as 
prescribed by Section 1 of the Banking Law. 

Very truly yours, 
(Signed) Jno. E. Bird, 

Attorney General. 



BANKS EXAMINED AND FEES PAID. 



REPORT OP THE COMMISSIONER, 



xlvii 



The following U a list of banks examined and the amount paid by each, as required by section 

40 of the general banking law. 



No. 

325 
162 

89 

66 
171 
179 
167 
314 
323 
233 
232 
437 
169 
302 

48 

26 
333 
144 
228 
213 
414 
418 
420 
236 
237 
337 

62 
394 

93 
178 
63 
43 
30 
96 
17 

2 
169 
347 



Name of bank. 



Addffion State Savings bank 

Adrian State Savings Bank 

The Gommerdal Savings Bank 

Lenawee Cbunty Savings bank 

WaMby ft day's State Bank 

AIbk>n State Bank 

Commercial and Savings Bank 

Allegan State Savings Bank 

First State Bank 

FlfEt State Bank of Afana 

The Ahna State Savings Bank 

Ahnont Savings Bank 

Alpena County Savings Bank 

Farmen^ State Bank 

Ann Arbor Savings Bank 

FEumerB^ and Mechanical Bank 

German-American Savings Bank 

State Savings Bank 

Armada Savmgs Bank 

Athens State and Savings Bank 

FaimenT State Bank 

Peopk^s State Savings Bank 

State Bank of Augusta 

State Bank of Frank W. Hubbard ft Go. 

State Savings Bank of Bad Axe 

State Exchange Bank 

West Michigan Savings Bank 

BarTjrton State Savings Bank 

OtyBank 

MerchantiT Savings Bank 

Bay City Bank 

Bay County Savings Bank 

Commercial Bank 

Lumbermans State Bank 

Peoples Savings Bank 

Beldmg Savings Bank 

People's Savings Bank 



Locatbn. 



Addieon 

Adrian 

Adrian 

Adrian 

Adrian 

Albion 

Albion 

Allegan 

Allegan 

Ahna 

Ahna 

Ahnont 

Alpena 

Alto 

Ann Arbor.. 
Ann Arbor.. 
Ann Arbor.. 
Ann Arbor. 

Armada 

Athens 

Athens , 

Auburn . . . . , 

Augusta 

Bad Axe . . . , 
Bad Axe ... . 

Bancroft 

Bangor 

Barrjrton . . . . 
Battle Creek. 
Battk Creek. 
Bay City.... 
Bayaty.... 
Bay City.... 
Bayaty..,. 
Bay City.... 

Belding 

Belding 



Date first 
examinatkm. 



Bellave State Bank BeUaire 



Feb. 16.... 
April 26.... 
Feb. 8.... 
April 28.... 

April 7 

April 29.... 
May 17 ... 

Jan. 6 

Jan. 5 

Jan. 4 

April 19.... 
Dec. 2.... 
May 24. . . . 
Mar. 30.... 
May 24. . . . 
Feb. 16.... 
Feb. 23.... 
Feb. 16.... 
Mar. 30.... 
Feb. 8 . . . . 
Feb. 15.... 
Aug. 11.... 
Nov. 8.... 
Jan. 11... 
Jan. 12... 
Feb. 27... 
May 18... 
April 19... 
May 24. . . 
April 21... 
Mar. 29... 
Mar. 22... 
May 17... 
Mar. 23... 
Mar. 24... 
Jan. 5... 
Jan. 6... 
Mar. 24... 



Date second 
examination. 



Aug. 2... 
Nov. 8... 
July 27... 
Nov. 10... 
Dec 16... 
Nov. 1 . . . 
Nov. 2... 
June 29... 
June 28. . . 
May 29... 
Sept. 20... 



Dec. 20... 
Oct. 19... 
Oct. 26. . . 
Aug. 23... 
Oct. 28. . . 
Aug. 24... 
July 27... 
May 4... 
Sept. 14. . . 



June 28..*. 
June. 9... 
Aug. 11... 
Oct. 12... 
Aug. 31 . . . 
Oct. 26... 
Oct. 27... 
Sept. 27... 
Sept. 7 . . . 
Oct. 18... 
Sept. 8... 
Oct. 19... 
June 2... 
June 1 . . . 
July 28... 



Amount, 
paid. 



1^5 00 
147 61 
63 44 
85 90 
84 94 
33 45 

30 58 
25 00 
40 44 

39 74 
25 00 
25 00 

178 19 
25 00 

283 49 
98 68 

31 81 
116 36 

30 09 
25 00 
25 00 
25 00 
25 00 

40 26 
29 30 
25 00 

32 03 
25 00 

154 19 
116 57 
226 13 
97 63 
95 49 
57 24 
84 31 
32 60 
28 89 
25 00 



xlviii 



STATE BANKING DEPARTMENT. 



List of banks examined, — Continued. 



No. 
219 

7a 

388 

416 
2fiO 
248 
411 
163 
221 
436 
187 
409 
312 
310 
216 
253 
212 
313 
181 
261 
291 
331 

87 
320 
206 
303 
287 
286 

72 
234 
180 
421 
343 
301 
315 
218 
305 
304 



Name of bank. 



Benton Haibor SUte Bank 

Fannen^ and MerdunW Bank... 

State Savings Bank 

Berrien SpringB State Bank 

Big Rapids Savinci Bank 

atiseniT State Bank 

First SUte Saving Bank 

Blissfield SUte Bank 

JilMon-Carter SUte Bank 

Fanneivr State Bank 

First State Sayings Bank 

First SUte Savings Bank 

Culver State Bank 

Farmen^ State Bank 

Brown City Savings Bank 

Otisen^ State Saving Bank 

Burr Oak State Bank 

SUte Bank 

Cadillac State Bank 

Ftopb's Savinp Bank 

SUte Bank 

Calumet State Bank 

Herciianti^ and Minenf Bank. . . . 

First State Bank 

Gapac Savings Bank 

SUte Savin«i Bank of Catieton . . 

Commercial Savings Bank 

SUte Savings Bank 

SUte Bank of Carson City 

Exchange State Bank 

SUte Bank of Cftrsonville 

Cam County SUto Bank 

First State Bank 

Wolf Bros. SUte Bank 

Chailevoix SUte Savings Bank. . . 

Eaton County Savings Bank 

Cheboygan County Savings Bank 
Chebo>'gan State Bank 



Location. 



Benton Harbor. 
Benton Harbor. 
Benton Harbor. 
Berrien E^prings 
Big Rapids.... 
Big Rapids . . . . 
Birminfl^am . . . 

Blia6eld 

BUnfield 

Breckenridge... 
Breckenridge... 

Bronson 

Brooklyn 

Brooklyn 

Brown (Sty. . . . 
Brown City. . . . 

Burr Oak 

Byron 

CadiDao 

Cadillac 

Caledonia 

Calumet 

Calumet 

Camden 

Capac 

Carieton 

Caro 

Caro 

CajTEon City. . . . 

Carsonville 

Careonville 

Caasopolis 

Central Lake. . . 

CentreviUe 

Charievoiz 

Charlotte 

Cheboygan 

Cheboygan 



Date first 
examination. 



Feb. 17... 
Feb. 15. . . 
Feb. 24. . . 
Feb. 8... 
Jan. 27... 
Jan. 25... 
Feb. 25... 
Feb. 23... 
Feb. 20... 
Dec. 7... 
April 21... 
May 20... 
April 6... 
April 6... 
May 18... 
May 19... 
Jan. 27... 
Jan. 30... 
Feb. 3... 
Feb. 1... 
Jan. 7... 
BCar. 11... 
Mar. 9... 
Feb. 16... 
Mar. 30... 
April 28... 
Jan. 26... 
Jan. 25... 
April 26... 
Jan. 4. . . 
Jan. 5... 
Aug. 0... 
Mar. 23... 
Feb. 25... 
April 7... 
June 5. . . 
Jan. 11... 
Jan. 9 . . . 



Date second 
examination. 



Aug. 4... 
Aug. 2... 
Aug. 23. . . 
Aug. 23. . . 
July 14... 
July 12... 
Sept. 4. . . 

DQVt. 9 . . . 

Sept. 7 . . . 



Aug. 30... 
Oct. 13... 
Aug. 81 . . . 
Sept. 2... 
Nov. 29... 
Nov. 29... 
July 20... 
Aug. 5. . . 
July 13... 
July 12... 
June 15. . . 
Aug. 19... 
Aug. 16. . . 
Aug. 4... 
Oct. 21... 
Oct. 18... 
Aug. 8... 
Aug. 2... 
Nov. 3... 
June 15 . . 
June 14. . . 



July 28.. 
Sept. 13.. 
Oct 11.. 
Dec. 4. . 
June 22.. 
June 22.. 



Amount 
paid. 



160 49 

106 30 
25 00 
25 00 
81 02 
50 16 

25 00 

26 11 
57 22 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
96 84 
52 53 
25 00 
66 23 

240 14 
25 00 
25 00 
25 00 
25 00 
45 76 
40 64 
25 00 

27 51 
25 00 
25 00 

28 32 
25 00 
37 75 
25 00 
25 56 



REPORT OF THE COMMISSIONER. 



xlix 



List of banks examined. — Continued. 



No. 

^7 

203 

235 

424 

118 

267 

J76 

104 

3fi8 

202 

427 

433 

32 

174 

173 

281 

406 

^39 

183 

182 

176 

^19 

102 

196 

196 

^35 

■301 

73 

47 

^86 

9 

357 

5 

S30 

81 

15 

356 



Name of bank. 



Farmer^ and Merehanti^ fiank 

The Kempf Cbmmercial and SaruigB Bank . 

The Chesaninc State Bank 

Citiaens SUte Bank 

Gare County Saringi Bank 

E. Joesman State Bank 

Gimax State Bank 

Branch County SavincB Bank 

•Commercial and Savings Bank 

State Bank 

E. HiU & Sona State Bank 

CoIumbiaviUe SUte Bank 

Farmers' State Bank 

Commercial State Bank 

First State Bank 

Cooper8>*iUe State Bank 

State Bank of Montcalm County 

Old Corunna SUte Bank 

Sanilae County SUte Buik 

SUte Bank of Croei^ell 

Davison State Bank 

Gtiaen^ SUte Bank 

First SUte Bank 

Former^ SUte Bank of Deekerville 

SUte Bank of DeckervOIe 

DcerSeld SUte Bank 

Delton SUte Bank 

Central Savings Bank 

Detroit Savings Bank 

Detroit Trust Company 

Detroit United Bank 

Dime Savings Bank 

Fairview Savings Bank 

Geiman-Ameriean Bank 

Home Savings Bank 

Michigan Savings Bank 

Peninsular Savin^B Bank 

People's SUte Bank 

Security Trust Company 



Locatnn. 



Chelsea 

Gielsea 

Chesaning 

Clare 

Clare 

Garkston 

Climaz 

Coldwater 

Coleman 

Coleman 

Colon 

CoIumbiaviUe , 

Concord 

Constantine.. 
Confttantine.. 
Coopenrville.. 

Coral 

Corunna 

CYoswell 

Croswell 

Davison 

Decatur 

Decatur 

Deekerville . . 

Deekerville. . 

Deerfield .... 

Delton 

Detroit 

Detroit 

Detroit 

Detroit 

Detroit 

Detroit 

Detroit 

Detroit 

Detroit 

DetroH 

Detroit 

Detroit 



Date first 
ezaminatkm. 



April 3 

Aiffil26 

AKAa • m m • m • 

Sept. 23... 

Jan. 11 

Mar. 31.... 

May 17 

Jan. 25.... 
Jan. 20.... 

Jan. 20 

July 29... 

Nov. 5... 

Jan. 20... 

April 20... 

April 21... 

Feb. 9... 

April 28... 

Jan. 27... 

April 7... 

April 12... 

Mar. 30... 

Jan. 11... 

Jan. 11... 

Feb. 24... 

April 15. . . 

April 7... 

Jan. 23... 

June 1 . . . 

Mar. 15. . . 

Mar. 22... 

Mar. 1 . . . 

May 10... 

Mar. 27... 

Feb. 1... 

Feb. 15... 

May 3... 

June 14.. . 

April 12. . 

.\ug. 10 . . . 



Date second 
eiaminatnn. 



Nov. 4. 
Nov. 8. 
Aug. 11. 



June 21. 
Oct. 20. 
Oct. 11. 
July 10. 



Amount 
paki. 



July 19. 



July 28.. 

• 

Sept. 15.. 
Sept. 14.. 
June 10.. 
Nov. 4.. 
July 6.. 
Oct. 6.. 
Nov. 1.. 
Sept. 30.. 
June 22.. 
July 6. 
May 17. 
Nov. 3. 
Nov. 10. 
Aug. 4. 
Nov. 29. 
Sept. 20. 



Aug. 16., 
Oct. 11. 
Oct. 12. 
July 12. 
Aug. 30. 
Dec. 13. 
Dec. 27. 
Nov. 15. 



925 00 
57 56 
30 72 

25 00 

26 43 
25 00 
25 00 
63 77 



25 00 
25 00 
25 00 
30 37 
25 72 
33 49 
27 66 
25 00 

43 72 

44 87 
27 34 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 

250 69 
960 81 
434 54 
198 28 
822 24 
25 00 
105 32 
057 23 
310 37 
726 06 
2.804 91 
264 38 



* liquidated; fee not paid. 
Q 



STATE BANKING DEPARTMENT. 



lAst of banks examined. — Continued. 



No. 



IGl 

6 

157 

351 
422 
142 
428 
124 
238 

53 
193 
403 
129 
342 
299 
295 
152 
215 
209 
384 
101 

23 
431 
165 
126 
223 
141 
293 
229 
297 
345 
362 
426 
153 
298 
249 
308 



Naxoe of bank. 



Union Trust Company 

United Statea Savings Bank 

Wayne Gounty Savincs Bank 

Dexter Savings Bank 

State Savings Bank 

Dryden State Bank 

Farmers' State Bank 

Monroe County Bank 

First Commercial and Savings Bank . . . 

Shiawassee County Bank 

State Bank of East Jordan 

Michigan State Bank 

Edmore State Bank 

Peoples State Bank 

Elk Rapidfi Savings Bank , 

State Savings Bank 

State Savings Bank 

Evart Savings Bank 

Ybft State Saxings Bank 

Old State Bank 

Commercial Savings Bank of Fenton 

Fenton State Savings Bank 

CJt'iMiDif Commercial and Savings Bank. 

Genesee Coimty Savings Bank 

Industrial Savings Bank 

Union Trust and Savings Bank 

First State and Savings Bank 

Peoples' State Bank 

State Savings Rink of Fowler 

State Bank 

Beniie County State Savings Bank 

Fremont State Bank 

Old State Bank 

State Savings Bank 

Galesbuig State Bank 

Gaykrd State Savings Bank 

State Bank 

Grand Haven State Bank 

Grand Ledge SUte Bank 



Location. 



Detroit 

Detroit 

Detroit 

Dexter 

Dowagiac 

Dryden 

Dryden 

Dundee 

Durand 

Durand 

East Jordan . . 
Eaton Rapids. 

Edmore 

Edmore 

Elk Rapids... 

Elsie 

Escanaba 

Evart 

Evart 

Fennville 

Fenton 

Fenton 

Flint 

Flint 

Flint 

Flint 

Flushing 

Flushing 

Fowler 

Fowlerville . . . 

Frankfort 

Fremont 

Fremont 

Gagetown 

Galesburg 

Gaylord 

Gladwin 

Grand Haven . 
Grand Ledge . . 



Date first 
examination. 



Date aeoond 
examination. 



Aug. 16 . . 

June 21 . . 

June 7.. 

Feb. 17.. 

April 6.. 

Mar. 24. . 

Sept. 7.. 

Jime 10. . 

Aug. 7.. 

Feb. 4. 

May 11.. 

Feb. 1.. 

Feb. 9.. 

Feb. 10.. 

April 5. . 

April 20.. 

Mar. 16.. 

Jan. 12.. 

Jan. 13.. 

April 28.. 

Jan. 11.. 

Jan. 12.. 

Feb. 10 . 

Feb. 8.. 

Nov. 3.. 

May 17.. 

Jan. 4.., 

Jan. 2 . . 

Jan. 26.. 

Jan. 25. .. 

Mar. 22. 

Jan. IS... 

Jan. 19... 

Mar. 23... 

Nov. 3... 

Jan. 13... 

May 19 .. 

Mar. 24 . 

Jan. 5. . . 



Nov. 22. 
Dec. 30. 
July 21. 
June 22. 
Sept. 8. 



Nov. 26. 



July 10. 
Oct. 14. 
July 3. 
Aug. 2. 
.4ug. 3. 
Oct. 25. 
Oct. 5. 
Aug. 19 
June 22. 
June 23. 
Oct. 6. 
June 28. 
June 29. 
Sept. 7. 
Aug. 9. 



Nov. 1 . 
June 17. 
June 15. 
Julj' 7. 
June 24. 
Sept. 22. 
July 21. 
July 19. 
Oct. 28. 



June 24. 
Dec. 1. 
Sept. 30. 
June 14. 



Amount 
paid. 



S456 24 
144 43 
1.370 93 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 

28 71 
25 00 
35 93 
25 00 
25 00 
25 89 
27 60 
38 39 
25 00 
35 47 
25 00 

29 11 
25 00 

125 49 
191 60 
25 00 
207 25 
33 68 
25 00 
25 57 
25 00 
25 00 

27 51 
35 52 
25 00 
25 00 

28 05 
25 00 
41 66 
25 00 



REPORT OF THE COMMISSIONER. 



li 



List of banks examined. — Continued. 



No. 

389 

276 

316 

61 

402 

108 
350 
340 
27 
263 
188 
410 
435 

326 
254 
412 
355 

360 

50 

11 

441 

434 

361 

260 

78 

66 

91 

322 

262 

106 

432 

255 

353 

109 

140 

143 

24 



Name of bank. 



Loan and Deposit Bank 

Commcrdal Savings Bank 

CSty Tnut and SavingB Bank 

Gnmd Rapids Savings Bank 

Kent State Bank 

Michigan Trust Company 

People's Savings Bank,' 

Grandville State Bank 

Grant State Bank 

FarmenT Bank of Grass Lake 

Commercial State Savinp Bank 

Greenville State Bank 

Gvinn State Savings Bank 

Hamtramck State Bank 

Superior Trust Company 

Emmet County State Bank 

Huron County Savings Bank 

State Bank of Harbor Beach 

State Savings Bank 

Alcona County Savings Bank 

Oceana County Savings Bank 

Hastings Gty Bank 

Hemlock State Bank 

Highland Park State Bank 

Montmorency County Savings Bank . 

First State Savings Bank 

Hillsdale Savings Bank 

First State Bank of Holland 

Holland City State Bank 

People's State Bank 

Citiiens' Savings Bank 

First State and Savings Bank 

Holton State Bank 

Calhoun State Bank 

Hopkins State Bank 

First State and Savings Bank 

Boies State Savings Bank 

Thompson Savings Bank 

I^peer County Bank 



Location. 



Grand Ledge 

Grand Rapids. . 
Grand Rapids. . 
Grand Rapids. . 
Grand Rapids. . 
Grand Rapids. . 
Grand Rapids. . 

Grandville 

Grant 

Grass Lake 

Greenville 

Greenville 

G^'inn 

Hamtramck.... 

Hancock 

Harbor Springs. 
Harbor Beach.. 
Harbor Beach.. 

Harrison 

HarrisviUc 

Hart 

Hasting 

Hemlock 

Highland Park. 

HiUman 

Hillsdale 

HiHsdalc 

Holland 

Holland 

Holland 

Holb- 

HoUy 

Holton 

Homer 

Hopkins 

HoweU 

Hudson 

Hudson 

Imlay City 



Date first 
examination. 



April 19... 

Mar. 21... 

April20... 

April 26... 

Mar. 1 ... 

May 24... 

May 3... 

Jan. 13. . . 

May 4... 

Jan. 19... 

Feb. 10... 

Feb. 9... 

Mar. 12... 

Nov. 11... 

Mar. 15... 

May 10... 

Feb. 23... 

Feb. 23. . 

May 13. . . 

May 18.. 

Jan. 5. . . 

Feb. 2.. 

Dec. 8.. 

Nov. 10.. 

May 17.. 

Jan. 25. . 

Jan. 26.. 

June 7 . . 

June 21 . . 

April 26.. 

Mar. 30.. 

Mar. 22.. 

Dec. 28.. 

Jan. 27.. 

Feb. 4.. 

Feb. 3. . 

Jan. 25.. 

Jan. 26 . . 

Mar. 29. 



Date second 
examination. 



Oct. 4. . 
Sept. 27.. 
Oct. 6.. 
Nov. 29.. 
Sept. 18.. 



Dec. 27.. 
June 30.. 
Oct. 30.. 
July 8.. 
July 26.. 
July 28.. 
Aug. 23. . 



Amount 
poki. 



Oct. 12.. 
Oct. 26.. 
Oct. 25.. 
Dec. 6.. 
Oct. 19.. 
June 16 . . 
July 7.. 



Oct. 


18. 


July 20. 


July 


19. 


Dpc. 


6. 


Dec. 


8 


Oct. 


4 


Oct. 


20 


Sept. 20 


July 


19 


June 23 


June 24 


July 


20 


July 


21 


Sept. 28 



$45 89 

221 52 

56 16 

246 01 

620 30 

146 84 

208 58 

26 00 

25 00 

25 02 

29 00 

49 12 

25 00 

25 00 

29 08 

25 00 

26 45 
25 00 
25 00 
25 00 

27 82 
54 38 
25 00 
25 00 

25 00 
35 28 
65 85 

121 25 
92 91 

26 78 
25 00 
47 02 
25 03 

28 38 
25 00 
25 00 
52 19 
85 99 
68 80 



lii 



STATE BANKING DEPARTMENT. 



List of hanks examined. — Continued. 



No. 

101 
136 

12 
264 
IfiO 
387 
177 
186 

14 
116 
147 
1 
:267 
436 
^88 
417 
283 

41 
300 
133 
271 
117 
201 
8 
184 
406 
360 
111 
230 
130 
242 
172 
116 

21 
206 
381 
106 
272 
122 



Name of bank. 



SUte SttAingB Bank 

Gbmmereial Bank 

Peninmla Bank 

Gommerdal SUte Bank 

Ithaca SavincB Bank 

Central SUte Bank 

Jackson (^y Bank 

Jadoon SUte Savings Bank 

Union Bank 

GroBTtaot SaTings Bank 

Home SavingB Bank 

Kalamaioo Savings Bank 

Kalkaaka County State and Savings Bank 

Peoples SUte and Savings Bank 

Umon State Bank 

Lake City State Bank 

Farmenf and Merchants Bank of lAke Odessa 

Lake Odessa SUte Savings Bank 

Farmers^ and Merchants SUte Bank 

Lansing SUte Savings Bank 

Lapeer Savings Bank 

SUte Savings Bank 

SUte Savings Bank of Laurium 

Peopk's Bank 

Lexington SUte Bank 

Litehfieid SUte Savings Bank 

aty SUte Bank 

Lowell SUte Bank 

Ludington State Bank 

Antrim Coimty SUte Savings Bank 

Poopk's Bank of Manchester 

Union Savings Bank 

Ilanislee CbuntylSavings Bank 

Manistique Bank 

Manton SUte Bank 

First State Savings Bank 

G. W. Jones Exchange Bank 

Home Savings Bank 

Blaiine Savings Bank 



Location. 



Ionia 

Iron MounUin 

Ishpeming 

Ithaca 

Ithaca 

Jackson 

Jackson 

Jackson 

Jackson 

Joneaville 

Kalamaaoo. .. 
KaUunaaoo... 

Kalkaska 

Kalkaska 

Laingsboiig. .. 
Uke aty. . . . 
LakeOdena.. 
Lake Odessa.. 

Lakeview 

Lflnsing 

Lapeer 

Lapeer 

Laurium 

Ledie 

Lexington 

Litchfield 

Lowell 

Lowell 

Ludington 

Mancek>na. . . 
Manchester.. 
Manchester.. 
Manistee .... 
Manistique... 

Manton 

MaroelluB 

MaroeDus. . . . 
Marine City . 
Marine City. . 



Date firvt 
examination. 



Mar. 20. 
Mar. 11. 
Mar. 15. 
April 6. 
April 3. 
Feb. 10. 
June 2.. 
May 20. 
June 7. 
Feb. 10. 
Feb. 17. 
Feb. 23. 
April 21. 
Sept. 20. 
Feb. 2. 
July 14. 
May 6. 
May 5. 
Feb. 8. 
June 7. 
April 20. 
April 10. 
Mar. 12. 
Jan. 18. 
April 12. 
Fok 10. 
Jan. 20. 
Feb. 1. 
April 28. 
April 10. 
Feb. 24. 
Feb. 25. 
June 1. 
Mar. 13. 
April 20. 
Mar. 1. 
Mar. 2. 
Jan. 18. 
Jan. 20. 



Date second 
examination. 



Oct. 18... 
Aug. 17... 
Aug. 25. . . 
Nov. 1... 
Nov. 1... 
July 6... 
Dec 13... 

X^Bv* D ■ • • 

Dec. 6... 
July 26... 
Aug. 2... 
Sept. 13... 
Oct. 20... 

July 31... 

Nov. 2... 

Nov. 3 

Aug. 4... 
Dec. 20... 
Nov. 24. . . 
Oct. 4. . . 
Aug. 18... 
June 16... 
Nov. 1... 
July 24... 
July 22... 
July 14... 
Nov. 10. . . 
Sept. 21 . . . 
Aug. 25. . . 
Aug. 4 . 
Nov. 8... 
Aug. 21 . . . 
Oct. 28... 
Aug. 11... 
.4ug. 10... 
Jub' 20... 
July 21 . . . 



Amount, 
paid. 



$118 68 

80 50 

60 42 

26 00 

42 01 

34 08 

206 73 

114 61 

214 21 

30 07 

71 70 

146 50 

25 00 

25 00 

25 00 

25 00 

25 00 

25 00 

25 00 

125 27 

20 57 

50 02 
06 00 
25 00 
25 00 
25 00 
25 00 
30 15 
56 16 
32 00 
30 20 

51 80 
152 02 

51 05 
25 00 
25 00 
40 03 
25 00 
40 60 



REPORT OF THE COMMISSIONER. 



liii 



List of banks examined. — Continued. 



No. 

346 
252 
338 
100 
137 

22 
107 
334 
168 
324 
285 
423 
274 

87 
309 

77 
288 
418 
363 
318 
321 
202 
222 

51 
158 
170 
277 

60 

19 
311 
368 

245 
240 
36 
367 
145 

2S0 



Name of bank. 



Marion State Bank 

Commercial State Bank 

State Savings Bank 

Marquette County Savings Bank . . 

Commercial Savings Bank 

Fanner's Bank 

Tint State and Savings Bank 

Memi^is State Bank 

First State Bank 

Commercial Bank 

State Bonk 

Uctomora State Savings Bank 

Farmer^ State Bank 

Midland County Savings Bank 

People^B Savings Bank 

Fanner^ and Mcrdianti^ Bank.. . . 

Minden City State Bank 

State Savings Bank 

Keweenaw Savings Bank , 

B. Dansard A Son's SUt« Bank. 

Monroe State Savings Bank 

WakefieM State Bank 

Citiieni^ Savings Bank 

Mt. Clemens Savings Bank 

Ullrich Savings Bank 

Exchange Savings Bank 

Isabella County SUte Bank 

Muskegon Savings Bank 

Fanner^ and Merchanti^ Bank.. . 

State Savings Bank 

First State Bank 

Newberry State Bank 

New Haven Savings Bank 

Niks City Bank 

Pioneer Bank 

Lapham State Savings Bank 

Northville State Savings Bank. . . 
Onaway State Banking Company. 
Onaway State Savings Bank 



Ix>cation. 



Marion 

Mariette 

Marlette 

Marquette 

Manhall 

Mason 

Mason 

Memphis 

Mmdon 

Menominee . .' 

MerriU 

Metamora — 
Middkville.... 

Midland 

Midland 

Mihm 

MindrnCity.. 
Minden City . . 

Mohawk 

Monroe 

Monroe 

Morenci 

Mt. Gemens . . 
Mt. Clemens . . 
Mt. Gemens . . 
Mt. Pleasant. . 
Mt. Pleasant.. 

Muskegon 

Nashvflle 

Nashville 

Newaygo 

Ncwbciry 

New Haven... 

Niles 

North Branch. 
Northville . . . . 
Northville . .". . 

Onaway 

Onaway 



Date first 
examination. 



Date second 
examination. 



April 


7.... 


Feb. 


1. .. 


Feb. 


2... 


Mar. 


10... 


May 19.... 


Feb. 


3.... 


Jan. 


7.... 


Mar. 


31... 


Jan. 


28.... 


Mar. 


6.... 


April 


7.... 


Sept. 


4.... 


April 


5... 


Jan. 


19... 


Jan. 


18.... 


Feb. 


9. ... 


Jan. 


16... 


June 10.... 


Mar. 


13... 


Jan. 


11... 


Jan. 


12... 


Jan. 


13... 


April 28... 


April26. ... 


May 11... 


Feb. 


1.... 


Feb. 


2.... 


April 


7.... 


April 20... 


Mar. 


4.... 


Jan. 


11... 


Mar. 


10... 


Jan. 


16... 


Feb. 


9... 


Mar. 


22... 


Jan. 


25... 


Feb. 


8.... 


Mar. 


30 ... 


Mar. 


29... 



Sept. 21.. 
July 18.. 
July 12.. 
Aug. 20... 
Nov. 24... 
July 20... 
July 19... 
Oct. 20... 
Aug. 5... 
Aug. 14... 
Oct. 6... 

Oct. 7... 
July 20... 
July 19... 
Aug. 26... 
June 14... 
Dec. 27... 
Aug. 20... 
June 28... 
June 26... 
June 30... 
Dec. 22... 
Nov. 8... 
Nov. 9... 
July 13... 
July 12... 
Oct. 4. . . 
Oct. 5... 
Oct. 4. . . 
June 28... 
Aug. 28... 
July 8... 
July 8... 
Oct. 25... 
July 29... 
July 26... 
Sept. 27... 
Sept. 27... 



Amount 
paid. 



125 oa 

35 51 
25 00 
98 51 
89 82 
25 22 
32 10 
25 00 
25 00 

27 84 
25 00 
25 00 

36 73 
25 00 
25 00> 

28 67 
25 00i 
25 00» 
25 OO 
54 99 
25 00 
42 78 
67 51 

182 60 
82 56 

37 14 
44 87 
77 49 
46 01 
25 00 
25 00 
25 00 
25 00 
25 00 

38 19 
25 00 
28 25 
25 00 
25 00 



liv 



STATE BANKING DEPARTMENT. 



List of banka examined. — Continued. 



No. 

378 
364 
100 
366 
873 
190 
185 
112 
370 
328 

34 

W 
247 
132 
110 
348 
400 
282 

00 
275 
146 
140 
211 

76 
376 

40 

08 
330 
386 
217 

60 
372 
303 
206 
420 
382 
224 
380 



Name of bonk. 



Onsted 8Ute Bank 

CStiieiia State Savings Bank 

Orion State Bank 

Oturnlle State Bank 

Fint State Savings Bank 

Stote Savings Bank 

Citiaenir Savings Bank 

Owoeso Savings Bank 

Stote Savings Bank 

FarmcnT Stote Bank 

Oxford Savings Bank 

Paw Fkw Saving Bank 

State Saving Bank of Peck. . . . 
Stote Bank of Perry 

• 

First Stote Bank 

Pigeon State Bank 

Pinconning Stote Bank 

Citianir Stote Savings Bank.. . . 
Plymouth United Savings Bank . 

American Savings Bank 

First Commercial Bank 

Oakland Comity Savings Bank. . 

Pontine Savings Bank 

Oommercia] Bank 

Qennan-American Savings Bank 

Port Huron Savings Bank 

St. Clair County Savings Bank. . 

Maynard-ADen Stote Bank 

Webber Stote Savings Bank. . . . 

Quincy Stote Bank 

Stote Bank of Reading 

Commercial Savings Bank 

State Savings Bank 

Haoomb County Savings Bank. . 

Bank of Riverdak 

River Rouge Savings Bank 

Roebester Savings Bank 

Stote Savings Bank 



Location. 



Onsted 

Orion 

Orion 

Otiaville 

Oteego 

Ovid 

Owoso 

Owoeso 

Owoflso. 

Oxford 

Oxford 

Paw Paw 

Peck 

Perr>- 

Petofikey 

Pigeon 

Pinconning 

Plainwell 

Plymouth 

Pontiac 

Pontiac 

Pontiac 

Pontiac 

Port Huron 

Port Huron 

Port Huron 

Port Huron 

Portland 

Pbitland.... 

Quincy 

Reading 

Reed City 

Remus 

Richmond (Lenox P.O.) 

Riverdale 

River Rouge 

Rochester 

Rochester 



Date first 
examination. 



Feb. 16. 
Mar. 23. 
Jan. 5. 
Mar. 24. 
Jan. 12. 
Jan. 13. 
Jan. 4. 
Feb. 2. 
Jan. 6. 
April 10. 
Jan. 6. 
Jan. 20. 
April 6. 
Mar. 1. 
Bfar. 10. 
May 17. 
Mar. 31. 
April 22. 
Feb. 3. 
May 27. 
May 24. 
May 26. 
May 24. 
May 17. 
Mar. 0. 
Mar. 8. 
May 10. 
Feb. 24. 
Feb. 23. 
Jan. 27. 
May 10. 
April 21. 
April 20. 
Jan. 18. 
Dec. 1. 
Feb. 24. 
Mar. 2. 
Mar. 1. 



Date second 
examination. 



Aug. 3.. 
Sept. 23.. 
June 14. . 
Sept. 22.. 
June 20.. 
June 30.. 
June 14.. 
July 12. 
June 12.. 
May 27.. 
June 16. . 
July 7. 
Oct. 5. 
Aug. 10.. 
July 26. 
Oct. 27.. 
Sept. 30. 
Dec. 27.. 
July 14.. 
Deo. 8.. 
Dec. 15.. 
Dec. 6.. 
Dec. 13.. 
Dec. 6.. 
Aug. 4. . 
Aug. 2.. 
Nov. 20, 
Aug. 23. 
Aug. 24.. 
July 21. 
Nov. 22 . . 
Nov. 3. 
Sept. 1. 
July 26. 

■ •■■•••■«< 

Aug. 9. 
Sept. 7. 
Sept. 0. 



Amount 
pokL 



t25 00 
26 00 
26 00 
26 00 
26 00 
25 00 
68 37 
65 76 
48 38 
25 00 
57 00 

25 44 

26 00 
26 00 
46 46 
26 00 
25 00 
30 00 
67 57 
40 78 

160 26 

70 21 

100 02 

170 66 

25 00 

43 34 
110 40 

32 17 
28 43 
25 00 
25 00 
25 00 
25 00 

44 71 
25 00 
25 00 
86 12 
25 00 



REPORT OF THE COMMISSIONER. 



Iv 



Ldsts of banks examined. — Continued. 



No. 

331 

354 

194 

371 

374 

25 

38 

84 

300 

29 

39 

45 

31 

42 

197 

265 

395 

231 

200 

225 

350 

269 

54 

407 

204 

251 

398 

175 

430 

327 

148 

71 

306 

278 

207 

404 

270 

243 

270 



Name of bank. 



Roekford State Bank 

Prasque Isle County Savinss Bank . . . 

Romeo Savings Bank 

Rosoommon State Bank 

Royal Oak Savings Bank 

Bank of Ssginaw 

Ftopfe's Savings Bank of East Sagina 

Siginaw Gotmty Savings Bank 

Saint Charies State Bank 

Oommerdal and Savings Bank 

Clinton County Savings Bank 

Steto Bank of St. Johns 

Union Banking Oompany 

Commercial Savings Bank 

Graiwt County Stete Bank 

Hie Cltisen^ Bank 

Saline Savings Bank 

SUte Bank of Sandusky 

TYuman Moss Stete Bank 

Saranae Stete Bank 

Fruit Growen^ Stete Bank 

Central Savings Bank 

Sault Savings Bank 

Kalamaioo Cbunty Stete Bank 

Stete Savings Bank of SoottviDe 

Sebewaing Stete Bank 

Central Stete Savings Bank 

Commercial Stete Bank 

Stete Savingi Bank 

South Grand Rapids Stete Bank 

CItinur Stete Bank 

First Stete Bank 

Stete Saving Bank 

South Range Bank 

Sparte Stete Bank 

%»ingpoTt Stete Savings Bank 

Stete Bank 

State Savings Bank 

Bank of Stephenson 



Looatbn. 



Rodtford 

Rogers CSty 

Romeo 

Rosoommon 

Royal Oak 

Saginaw 

Sapnaw 

Saginaw 

Saint Charies 

Saint Chir 

Saint Johns 

Saint Johns 

Saint Joseph 

Saint Louis 

Saint Louis 

0BU06* ••• •>■••• 

Saline 

Sandusky 

Sandusky 

Saranao 

Saugatudc 

SauH Ste. Marie 

Sault Ste. Marie 

Schoolcraft 

ScoUviDe 

Sebewaing 

Shepherd 

Shepherd 

Sierwood ^.. 

South Grand Rapids . . 

South Haven 

South Havra 

South Lyon 

South Range 

Sparta 

%)ringport 

Standtth 

Stanton 

Stephenson 



Date first 
examination. 



April 24.. 
Mar. 31.. 
Jan. 19.. 
April 6.. 
Feb. 17.. 
May 29.. 
May 3.. 
Feb. 8... 
Apiil21.. 
Jan. 19.. 
April 17.. 
Jan. 25.. 
Feb. 24. . 
Feb. 24.. 
Feb. 20.. 
Jan. 27.. 
May 6.. 
May 18.. 
May 19.. 
Mar. 29.. 
April 27.. 
Mar. 9.. 
Mar. 8 . . 
April 28.. 
April 27.. 
Jan. 13.. 
April 26.. 
Feb. 1 . . 
Sept. 13.. 
Mar. 24. . 
Jan. 27.. 
Jan. 26.. 
Feb. 10.. 
Mar. 15.. 
Jan. 4. . 
Sept. 8.. 
Mar. 31.. 
Feb. 8.. 
Mar. 9.. 



Date second 
examination. 



Nov. 22.... 
Sept. 29.... 

July 

Oct. 5. . . . 
Aug. 26 

XJCCm ^3 • « • * 

Dec. 22.... 

Aug. 9 

Oct. 7 . . . . 
July 19.... 

vICt. « . . . . 

July 26.... 

Aug. 24 

Oct. 19... 
Oct. 18.... 
July 28.... 
Nov. 9.... 
Nov. 29.... 
Nov. 30.... 
Sept. 7 . . . . 
Oct. 5.... 

Aug. 31 

Aug. 30 

Nov. 9 

Nov. 1 

June 29 

Nov. 1 

July 15.... 






Oct. 18 ... . 
June 28.... 

June 30 

July 27.... 
Aug. 21.... 
June 14 



Sept. 29.. 
July 24. . 
Aug. 16.. 



Amount, 
paid. 



125 00 
25 00 
64 51 
25 00 
25 00 
688 62 
107 13 
111 94 
25 00 
44 12 
53 05 
52 61 
40 02 
35 25 
25 00 
38 34 

25 00 

26 56 

25 00 

26 08 
25 00 
38 71 
73 65 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
25 00 
42 32 
50 32 
25 00 
50 38 
25 93 
25 00 
25 00 
25 00 
25 00 



Ivi 



STATE BANKING DEPARTMENT. 



Lists of banks examined. — Continued. 



No. 

392 
134 
290 
161 
156 
258 
120 
286 
138 
841 
289 
241 
192 
877 
344 
317 
401 
440 
284 
106 
416 
382 
250 
294 
438 
35 
329 
166 
64 
227 
86 
307 
226 



Name of bank. 



Stockbridge State Bank 

Citiaen^ State Bank 

Leelanau County Savings Bank — 

Lflley State Bank 

Teeumaeh State Savings Bank 

First State Bank 

First State Savings Bank 

People's Savings Bank 

Traverse aty State Bank 

State Savings Bank 

State Savings Bank 

Bank of Vaasar 

SUte Savings Bank 

Barber State Bank 

FarmerB State Bank 

First State Bank ,.. 

State Savings Bank 

Wadiington Savings Bank 

Wayland State Bank 

Wayne Savings Bank 

Fanners State Bank 

Westphalia State Bank 

State Bank of Whitehall 

Farmen^ Savings Bank 

Ooesman and WilUams State Bank. 

WiUiamston State Bank 

Wolverine State Savings Bank 

First Oommerdal and Savings Bank 

Wyandotte Savings Bank 

Yale Stote Bank 

Ypeilanti Savings Bank 

State Oommercial and Savings Bank 
Zeeland State Bank 



Location. 






Stockbridge. . 

Sturgis 

Sutton's Bay. 
Tecmnseh . . . 
Tecunueb . . . 
Telconaha.... 
Three RiA'erB. 
Thi verse City 
Traverse Qty 

Tuner 

UnionviUe . . . 

Vaasar 

Vaasar 

Vermont ville. 
Vieksburg. .. 

Viekaborg- ■• 

Warren 

Wadimgton.. 
Wayland .... 

Wayne 

WebberviUe.. 
Westphalia.. 
Whitehall.... 
White Pigeon 
WiUiamston.. 
WiUiamston.. 
Wolverine . . . 
Wyandotte . . 
Wyandotte . . 

Yate 

Ypfiilanti 

Zeeland 

Zeeland 



Date first 
examination. 



May 6. 
Jan. 14. 
Mar. 10. 
Feb. 2. 
Feb. 1. 
Mar. 31 . 
Jan. 18. 
Mar. 8. 
Mar. 9. 
May 19. 
Jan. 28. 
May 5. 
Feb. 1. 
April 20. 
April 27. 
May 3. 
Mar. 29. 
Dec. 2. 
Jan. 4. 
Jan. 16. 
Feb. 23. 
.\prill9. 
Feb. 6. 
Jan. 18. 
Dec. 3. 
Jan. 4. 
April 3. 
Jan. 19. 
Jan. 20. 
April 5. 
April 6. 
April 5. 
Feb. 10. 



Date second 
examinatk>n. 



Nov. 20... 
June 24. . . 
Sept. 30... 
Aug. 3... 
Aug. 2... 
July 27... 
July 6... 
Sept. 27... 
Sept. 28... 
Oct. 20... 
July 1... 
Oct. 21... 
July 12... 
Oct. 6... 
Nov. 10... 
Nov. 28. . . 
July 28... 



June 30. 
July 6. 
Aug. 9. 
Aug. 26. 
Sept. 8. 
Jub' 6. 



Amount 
paid. 



June 15. 
Oct. 4. 
July 7. 
July 6. 
Oct. 4. 
Nov. 24. 
Oct, 6. 
Oct. 20. 



$25 00- 
48 88 
26 OO 
26 72 
35 72 
25 OO 
56 34 
37 95 

199 7f 
25 00' 

25 00 

26 82 
32 3& 
25 CO 
25 OO 
25 00 
25 00 
25 00 
25 OO 
50 21 
25 00 
25 00 
25 00 
25 00 
25 00 
31 03 
25 00 
30 64 
94 99 
25 93 
66 45 
25 00 
77 84 



REPORT OF THE COMMISSIONER. Ivii 



December 31st, 1909. 

Hou. H. M. Zimmermann, CominisBioner of the Banking Department^ 
Lansing, Michigan: 

Dear Sir — In accordance with your request we have examined the re- 
ports of the several state banks and trust companies on file with your 
department and find that the amounts of the fees turned over by you to 
this department with your letters of October 6th, 1909, October 13th, 
1909, October 14th, 1909, October 25th, 1909, December 8th, 1909 and 
December 31st, 1909, are correct in accordance with the provisions of 
Section 40 of the Banking Law. 

Very truly yours, 

J. W. HAARER, 

Deputy State Treasurer. 

H 



ABSTRACTS OF REPORTS 



Ix 



STATE BANKING DEPARTMENT. 



UNITED STATES. 



STATE BANKS AND TRUST COMPANIES. 



Ahsttacls of reports of all state, mutual savings and stock savings banks and trust companies in 
the United States as obtained for the National Monetary Commission by commissioners 
of banking, as of April 28th, 1909. 



Rcsoitrccs. 



Loans ond dieoountfl 

Loans and discounts secured by real es- 
tate mortgaces 

Mortgages onraed 

Overdinftfi 

U. S. bonds 

State, county and municipal bonds 

Railroad and other bonds 

Stocks 

Foreign bonds and securities 

Banking house, furniture and fixtures . . . 

Other real estate 



Due from National banks 

Due from State and private banks and 
trust companies 



Checks and other cash items 

Exchanges for clearing house — 

Subsidiary and Ininor coin 

Gold coin 

Silver coin 

U. S. and National bank currrncy 

Unclassified cash 

All other items 



Total 



Liabilities. 

Capital stock paid'in 

Surplus fund 

Unoivided profits h»8 expenses and taxes 

paid 

Due to national bonks and bankers 

Due to state, savini^. and private banks 

and trust companies 

Dividends unpaid 

Individual deposits 

Savings deposits 

Demand certificates of deposit 

Time certificates of depont 

Deposits not classified 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



All other liabilities. 



Totals. 



11.292 
State Banks. 



$1,656,473,364 15 
334.956.204 05 
77,279.474 90 
28,896.482 70 
4.859.260 94 
65,514.641 21 
182,091,218 00 
30.828.420 35 
5.799,330 68 
98,155.778 51 
20.380.335 44 
326.431.225 20 
160.078,328 95 
11.717.525 14 
62.280.000 76 
9.123.823 92 
44,285.932 00 
7,553.531 00 
148,737.040 00 
10,128.351 53 
6.282.233 75 



$3,293,346,512 18 



$410,717,857 00 
150,795,132 84 

90.361.973 19 
26.733.898 95 

128,485.699 85 

926,808 05 

1,395.773,383 25 

449.276,675 58 

168,912,385 43 

410.091,181 67 

15,254,379 13 



1,025,500 14 

8,744,291 96 

29.324.401 57 

6,922,853 57 



$3,293,346,512 18 



642 

Mutual Savings 

Banks. 



$227,063,574 83 

301.022.328 96 

1,062.095,462 40 

89.071 12 

33,353.576 12 

685.099.502 18 

840.217.706 29 

30.677.591 62 

1.183.996 73 

29.904.053 08 

13.517.388 33 

67.023.809 74 

76,316.356 97 

1,337.996 25 

25.943 30 

169.268 08 

2.614.527 00 

30.020 00 

10.169.192 00 

1.647.241.39 

2,366,800 00 



$3,394,926,005 30 



$202,065,316 85 

46.406,778 50 
80,916 32 

236,261 17 



3,062.323 40 

3.140.436.025 77 

285.769 02 

3.361 01 

797.395 46 



158,506 35 

"i36.'462'i5 

1,312.798 30 



$3,394,926,005 39 



1.061 

Stock Savings 

Banks. 



$183,807,071 13 

220.596.818 22 

36.416.836 04 

2,177.438 14 

10,212.852 06 

25.060.041 68 

69.032.735 04 

7.896.577 86 

1,534.335 89 

19.633.245 86 

5.068.388 54 

53,548.204 31 

21,569.461 85 

1.212,251 93 

1.368,536 96 

610.045 95 

5.843.503 50 

782,742 00 

9,494.148 00 

1,336.244 02 

660.530 95 



$677,784,099 95 



$60,506,420 00 
22.359,305 06 

16,753,321 52 
1.562,816 26 

6.404.520 69 

92.707 96 

100.708.410 57 

366.167.901 61 

11.414.915 31 

89.120.467 41 

1.409,140 24 



218.168 75 

308.541 01 

2,313.351 99 

444,021 56 



$677,784,099 05 



1.079 
Thist Companies. 



$1,683,431,988 55 

179.034.348 40 

108.283,931 79 

3.916.235 40 

3.222.380 20 

156.647.931 87 

054.389.510 75 

164.660.546 08 

12.268.942 34 

101,086.612 09 

20,129,836 12 

393,742.171 46 

184.501.334 69 

6,924.650 43 

12.205.258 04 

3.100.038 22 

18.892.128 50 

l.tl64,417 00 

228,095,211 00 

2,796,115 44 

34,641.394 69 



$4,068,534,962 65 



$362,763,223 00 
351.699,101 80 

141.683.091 23 
35.840.845 09 

240,912.462 96 

985.990 44 

1.826.153,620 08 

576,783.099 51 

120,148.244 07 

299,880.277 24 

12.869,939 89 



2.800,103 13 

2,269,264 17 

18,893,731 00 

74,851,988 95 



$4,068,534,982 65 



REPORT OF THE COMMISSIONER. 



Ixi 



UNITED STATES. 

STATE AND NATIONAL BANKS. 

StaH8ttc8 showing resources and liabilities of the Hf/t^ stale banking institutions and 6,888 
national banks as shoum at close of business A]iril i8thf 1909^ from reports obtained for- 
the National Monetary Commission by commissioners of banking and the Comptroller of 
the Currency. 



Remurces. 



Lo&ng and disoounta 

LoeuBs and discounts secured by real estate mortgages. 

Mortgages oivned 

Overdrafts 

V. 8. Bonds 

State, ooiuity and municipal bonds 

Railroad and other bonds 



Stocks. 



Foreign bonds and securities 

Banking house furniture and fixtures 

Other real estate 

Due from National banks 

Due from State and private banks and trust componien 

Checks and other cash items 

Exchanges for clearing houses 

Subsidiary and minor coin 

Gold coin 

Sflver coin 

U. 8. fmd National bank currency 



11202 State Banks. 
642 Mutual Savings 

Banks. 

1061 Stock Savings 

Banks. 

1079 Trust Companies. 



Undassified cash 

Five per cent redemption fund, and due from U. S. treas- 
urer 



All other items. 



Totals. 



Liabilities. 



Capital stock pakl in 

Surplus fund 

Undivided profits less expenses and taxes paid 

National bank notes outstanding 

Due to national bonks 

Due to state, savings and private banks and trust com- 

jMnies 

Divklends unpaid 

Individual de|>osit8 

Savinfi deposita 

Demand certificates of deposit 

Time certificates of deposit 

Deposits not dassified 

Untted States deposits 

Bonds borrowed 

R es e rve d for taxes 

Notes and bilb rediaoounted 

Bills payable 

AU o£er liabOfties 



Totals 



13,752.775.098 66 

1.085,608.609 63 

1.374.075,705 13 

35,079,227 36 

51.648,060 32 

931.822.116 94 

1.745.731.169 08 

242,565,134 91 

20.786,614 64 

248,780.290 14 

65.005.948 43 

840,745.410 70 

442.485,482 46 

21,502.423 75 

75.879,730 08 

13,003.176 17 

71,636.181 00 

0.030.710 00 

396.405.501 00 

15.902^.952 38 



43.850,050 30 



$11,434,501,600 17 



$832,087,500 00 
726.018.046 66 
204.206,164 53 



64,168,475 62 

376.088,044 67 

2.005.506 45 

3.325,607.737 30 

4.532.663.702 47 

300.761.313 83 

700.005.287 33 

30.330.854 72 



4.202.460 37 
11.822.097 14 
50.661.046 71 
83,631,662 37 



$11,434,501,600 17 



0888 National 
Banks. 



$4,004,990,639 56 
57,023.840 81 



24.573.754 24 
739.732,012 SO 
156,314,142 43 
651.400,801 07 

34,503,041 73 

21.074,051 51 
102,863,736 40 

23,090,836 68 

1.107,432.547 40 

124.868.485 83 

34.720.027 82 
303.500,374 32 

10,201,204 36 
160.058.682 03 

11,835,513 00 
744,204.582 00 



38,466,708 01 

4 

24,002.317 75 



$0,366,027,890 84 



$033,260,003 00 

686.065.602 25 

207.025.647 75 

635.008.078 60 

1.038,515.620 10 

008,226.560 15 
1.130.126 07 
3.513.710.004 35 
375.011.018 80 
568.213.064 10 
366.087.820 51 



70.070,363 43 

34.108,821 10 

3.132.530 00 

6.150.700 5K 

22,077.121 21 

3.534.874 04 



$0,366,027,800 84 



Total. 



$8,657,766,638 22 

1.002,632.540 44 

1.374.075.705 18 

50.652.081 60 

791.380.681 71 

1.087.636.259 37 

2.307.221.971 05 

277,068,176 64 

42,761.566 15 

441.644.026 54 

88.186,785 11 

1,048,177.058 10 

567.853,068 20 

55,021,451 57 

370,470.113 40 

32.204.470 53 

222,504,863 03 

21.766.223 00 

1.140,700.173 00 

15,902.052 38 

38.466.708 61 

67,043.277 14 



$20,800,610,401 01 



$1,766,257,403 00 

1.313.884.548 01 

502.130.812 28 

635,008.078 50 

1.102,684.005 72 



1.374.285 

6,830,407 

4,908.575 

868.974 

1.166,083 

30,330 

70,070 

34.196 

7,335 

17,481 

72,739 

87.066 



.524 82 
.632 52 
.831 65 
.621 27 
,377 93 
,113 84 
.854 72 
.303 48 
.821 10 
.000 27 
.806 72 
.067 92 
.586 41 



$20,800,610,401 01 



Ixii 



STATE BANKING DEPARTMENT. 



COMPARATIVE ABSTRACTS (STATE BANKS). 

Comparative abslradSy giving the volume of htiainess as ahoum by the last reports of Michi- 
gan State banks called for in the years 1889, 1890, 1891, 189M, 1893, 1894, 1896, 1896, 
1897, 1898, 1899, 1900, 1901, 1902,. 1903, 1904, 1905, 1906, 1907, 1908 and 1909, as 
made to the Commissioner of the Banking Department. 



Resourccf. 



Loans and difcountfi 

Stoclu, bonds and mortgngra 

Overdrafts 

Banking house, furniture and fixturrs- 

Other Rial estate 

Expenses and taxes paid 

Interest paid 

Premiums paid 

Due from banks in reserve cities 

Due from other banks and bankers . . . 

Exchanges for clearing house 

Checks and carii items 

Nickels and cents 

Gold com 

Sflver coin 

United States and National Ixink 
notes 



Totals. 



Liabilities. 

Capital stock paid in 

Surplus fund 

Gross undivided earnings 

Dividends unpaid 

Individual deposits 

Certificates of deposit 

Savings deposits 

Certified checks 

Cashier's checks outstanding 

Due to banks and bankers 

State monies on deposit 

Notes and bills redieoounted 

BiDs payaUe 

Liabilitif& ulher than above stated. 



ToUil* 



December 
11, 1889. 

90 banks. 2 
trust 

companies. 



122.624.667 12 
15.645,031 54 
165,315 19 
523,466 20 
253,782 59 
276.624 57 
210,872 79 



5.182,241 12 
296.942 90 
200,024 37 
150,252 88 
11,720 48 
396,827 00 
171,666 15 

1.242.843 00 



$47,354,277 90 



17.254.559 10 

1.132,329 90 

1.679.925 61 

2,571 63 

7,879.586 71 

4,452.081 74 

23.069.030 20 

29.987 61 

21,097 57 

809.678 07 



386,429 76 
37.000 00 



$47,354,277 90 



December 

19. 1890, 

106 banks. 2 

trust 
companies. 



S27.628.145 16 
18.846,687 06 
183.645 30 
714,318 50 
311,476 52 
266.114 72 
217.130 03 



5.712,028 27 

371.808 62 

152,723 76 

308,018 92 

11,047 14 

* 483,564 49 
167,925 17 

1,575,817 00 



$56,950,395 68 



$8,460,835 00 

1,502.8« 44 

1.912,300 21 

6.234 60 

9,300,393 00 

6,054,724 25 

27,779,136 09 

40,450 93 

5,802 67 

1,325.103 37 



517.866 12 
44,700 00 



$56,950,395 68 



December 

2. 1891. 

121 banks, 3 

trust 
oompanieB. 



$30,543,950 70 
21.308.918 14 
195.618 49 
941.191 77 
350.381 69 
307,386 48 
145,482 78 



7,481,885 31 
468.162 59 
319.354 22 
242.213 13 
15.630 82 
849.656 57 
215.054 78 

1.807,081 00 



$65,191,972 53 



19,522.420 00 

1,704,248 31 

2,169.532 72 

2.158 87 

11.750,841 68 

6,746.187 18 

31,18(i.303 14 

37.541 35 

30.504 71 

1.509.224 96 



391.719 61 
51.200 00 



$65,191,972 53 



December 

9. 1892. 

138 banks, 3 

trust 
oomponies. 



$38,883,892 66 
26,848,188 47 
222.549 92 
1.274.415 65 
692.412 41 
364,088 85 
271.426 84 



9,436,452 69 

52<^SI6 22 

306.521 91 

209,662 16 

18,382 56 

1,039.932 42 
293.818 72 

2.26(?,977 00 



December 

19. 1893, 

159 banks. 3 

trust 
companies. 



$82,402,874 53 
24.804.367 45 
206.537 17 
1,517.146 91 
647.824 26 
395.207 14 
352,701 34 



7.536.024 09 

450.100 31 

246.416 43 

302.096 21 

24.102 73 

1,698,747 47 
259.119 76 

2.312,851 00 



$82,649,533 48 



$73,156,116 80 



$11,109,827 50 

2.124,487 81 

2,534.015 14 

5,739 37 

16.948.803 62 

9.632.918 47 

37.909.010 12 

67.981 89 

36,445 82 

1,869.563 31 



279.390 41 
131.349 93 



$82,640,533 48 



$12,311,041 98 

2.443,90<) 07 

2,639,574 57 

18,081 02 

14,529,942 64 

6,686,895 92 

32.21fi,0«i7 08 

42.07(5 74 

29.031 78 

1.437.360 49 



654.100 98 
148.037 53 



$73,156,110 80 



REPORT OF THE COMMISSIONER. 



Ixiii 



Comparative abstracts (State Banks). — Continued. 



Rceouroes. 



Loons and discounts 

Stodu, bonds and roortgacrs 

Overdrftfts 

Banking house, furniture and fixtures 

Other real estate 

Expenses and taxes paid 

Interest paid 

IVemiums paid 

Due from banks in reserve cities 

Due from other banks and bankers . . 

Exchances for clearing house 

Cheeks and cash items 

Nickels and cents 

Gold coin 



Silver coin 

United States and National bank 
notes 



Totals 



liabilities. 

Capital stock pakl m 

Sur|4us fund 

Gross undivided earnings 

Dividends unpaid 

Individual deposits 

Gertificates of deposit 

Savings deposits 

Certified chocks 

Cadiiei's checks outstanding 

Due to banks and banker? 

State monies on deposit 

Notes and bills redisoounted 

BOb payable 

Liabflities other than above stated , 



December 

19, 1894, 

164 banks, 4 

trust 
companies. 



134,320.138 74 
26.51A.001 07 
192.415 39 
1,694.992 89 
719,160 15 
403.575 7S 
312.758 62 



9.653.012 05 

361,668 44 

352.725 79 

213,070 23 

26.840 53 

1.683,780 65 
269,032 24 

2,152.421 00 



178.872,148 57 



Totals. 



112.600.820 00 

2.589.052 49 

2.698,387 31 

17.696 03 

15,476.103 85 

7.024.676 13 

35,939.957 25 

65.583 23 

24.974 06 

2.007,773 87 



December 
13, 1895, 

169 banks, 4 
trusty 

' companies. 



$40,179,933 36 

27.852,301 82 

224,066 95 

1.758,139 62 

882.473 08 



354,059 88 
73,064 47 



23.493 99 

9.527.910 70 

392.582 07 

360.473 16 

377,047 46 

20,384 28 

2,028.483 56 

277.618 80 

2,065,781 00 



185,970.689 87 



December 

17, 1896. 

173 banks, 43 

trust 

companies. 



$36,962,440 70 

28.451,447 71 

199.468 95 

1.814.724 74 

1,237.183 41 



26.213 98 

10.689.631 08 

481,787 89 

429.834 91 

285.151 36 

22,407 73 

2,286.076 60 

289,380 11 

2.530.816 00 



$85,686,065 17 



$12,518,117 21 

2.735.755 49 

•2.112.933 75 

23.539 94 

16.562.755 06 

8.364,560 85 

41.192.483 54 

85.970 78 

33.828 85 

1.936.615 12 



359,129 28 
45,000 00 



$78,872,148 57 



$85,970,689 87 



$12,458,275 00 

2.876.322 12 

•2.042.341 06 

14.629 00 

15.274.265 98 

7.530.502 54 

42.055.852 60 

140.220 18 

22.834 67 

2.441.456 29 



273,075 73 

32,000 00 

524.200 00 



$85,686,005 17 



December 

15, 1807. 

177 banks. 8 

taiist^ 
companies. 



$38,601,949 09 

31,926,938 07 

227,624 86 

1.820,639 66 

1,593,803 10 



41.708 51 

14.460.853 30 

837.584 03 

396.454 61 

295.907 52 

22.543 68 

2.273,685 90 

307.663 09 

2.590.180 00 



$95,397.535 01 



$12,010,200 00 

2,986,650 27 

•1.927,498 49 

16,430 88 

18,025,578 88 

8.576.587 67 

48.076.282 71 

67.246 32 

13.771 80 

3.647,253 47 



36,886 14 
18,148 38 



$95,397.535 01 



December 

1. 1898, 

182 banks, 3 

trust 
companies. 



$41,384,075 83 

37.453,689 93 

296,762 48 

1.906.096 96 

2.054.891 06 



47.333 15 

15.656.008 52 

893.192 24 

418.372 26 

341.835 45 

24.283 58 

2.448.122 25 

387.684 17 

■2.754.711 00 



$106,069,058 88 



$12,003,000 00 

2.981.382 73 

•1.958.531 34 

8.204 48 

20.509.904 56 

9.782.646 49 

54.105.081 76 

111.903 86 

19.723 43 

4.420.425 42 



51.754 81 
25.000 00 



$106,069,058 88 



•Undivided earnings, less current expenses, interest and taxes paid. 



Ixiv 



STATE BANKING DEPARTMENT. 



Comparative abstracts 



Retources. 



liO&ns and difcounts 

Stockfi, bonds and moHiages 

(h'erdraftfl 

Banking hoiue. furniture and fixtures . . . , 

Other real estate 

ExpenMs and taxes paid 

Interest paid 

PremiumB paid 

Due from banks in reserve cities 

Due from other bonks and bonkers 

Exehances for deoring house 

Checki) and cash items 

Nickels and cents 

Gold coin 

Silver coin 

United States and Notional bank notes. 



Totals. 



Liabilities. 

Capital stock paid in 

Surplus fund 

Undivided earnings net 

Dividends unpoid 

Individual deposits 

Certifieotes of deposit 

Savings deposits 

Certified checks 

Casliier's checks outstonding 

Due to l)onks and bonkers 

State monies on deposit 

Notes and bills rediscounted 

Billfi payable 

Liabilities other than above stated. 



December 

Z, lovVt 

187 bonks. 8 

trust 
eomponies. 



$50,272,936 26 

43.420.804 26 

334.526 17 

2,075.425 01 

2.032.366 60 



213.747 47 

14.305.138 44 

000.267 01 

451.800 45 

385.617 28 

26.844 79 

2.782.054 40 

383.374 38 

3.016.402 00 



December 

13, 1900. 

192 bonks. 3 

trust 
eomponies. 



$53,161,024 07 

46.405.505 41 

242.650 61 

2.245.082 87 

2,060,500 30 



$120,700,014 60 



ToUb. 



$12,262.100 00 

2.087.971 24 

2.102.350 42 

11.914 42 

24.622.326 97 

12.250.239 07 

62.600.212 66 

06.649 37 

83.450 IS 

3.748,526 87 



337.043 17 

16.304.200 53 

1.154.011 42 

422.415 20 

320,197 45 

30.507 54 

3.246.550 00 

422.770 80 

3.514.851 00 



Deeember 

10, 1901. 

218 bonks. 3 

trust 

eomponies. 



$61,706,112 90 

55.903.472 70 

244.075 75 

2.381.104 82 

1.764.547 92 



November 

25. 1902. 

228 bonks 

4tru8t 
oomponi 



$71,020,727 87 

62.718.880 40 

298.124 85 

2,428.779 83 

1.740.305 79 



$129,969,209 43 



$12,958,623 85 

3.005.924 18 

2.430.966 72 

10.178 86 

24,840.803 37 

12,841.586 00 

60,548.293 05 

96,418 48 

27.222 23 

4.4S1.075 44 



14.000 00 
81.173 30 



$120,790,914 60 



323,505 22 

19,334.289 13 

1,597.714 10 

906.754 45 

343.580 67 

33.336 21 

3.245.496 21 

462.098 97 

4.606.896 11 



$152,193,020 75 



$14,035,880 00 

3.762.660 91 

2,932.193 32 

4.929 72 

29.540.186 91 

14.664.986 47 

81.600.318 57 

04.662 62 

68.734 87 

5.368.915 27 



295.378 97 

19,566,876 95 

1,818.528 06 

643,168 60 

531.318 02 

45.262 35 

3.634.079 16 

512.225 31 

4.457,448 25 



$169,720,108 41 



35,799 00 
135,468 75 



$129,969,209 43 



6.071 19 
104.500 00 



$152,193.029 75 



$14,842,470 00 

4.955.893 71 

3,251.864 56 

2.876 72 

34,503,984 97 

16.952.741 46 

89.278.662 99 

194.520 09 

146,271 08 

5.250.834 85 



75.479 88 
251.508 10 



$169,720,108 41 



REPORT OP THE COMMISSIONER. 



Ixv 



State Banks, — (Concluded.) 



November 

17. 1903, 

242 state 

banks. 4 trust 

companies. 

1 society 

for savings. 


September 

6. 1904. 

248 state 

banks. 4 trust 

companies, 

1 society 

for savings. 


November 

277 state 

banks, 5 trust 

companies. 

1 society 

for savings. 


November 

12. 1906. 

301 state 

banks. 6 trust 

oompanieB, 

1 society 

for savinipi. 


December 

3, 1907. 

328 state 

banks. 6 trust 

companies. 

1 society 

for savings. 


November 

27. 1008. 

860stote 

banks. 6 trust 

companies. 


November 

16. 1000. 

376 state 

banks, 5 trust 

companies. 


176.013,937 01 


$78,746,336 06 


186.181.936 90 


$101,287,736 80 


$106,068,178 47 


106.307.163 38 


$106,008,706 n 


86.317.185 97 


68,383.331 90 


78.124.757 40 


86,902.873 96 


88,045.067 00 


06.428.601 07 


100.045.073 60 


301.921 96 


197.563 07 


311,210 78 


373.212 14 


803,030 00 


361.164 87 


370.836 07 


2.747.383 27 


2.902,806 42 


3.877,379 76 


3.934.435 06 


4.727,166 00 


4.002.537 71 


5.405.884 72 


1.666.978 73 


1.606.036 94 


1.500.630 18 

• 


1.503.318 80 


1,367.863 18 


1,306.444 30 


1.457.073 02 


264.608 79 


241.162 16 


237.081 66 


213.682 12 


166.612 84 


132.204 23 


131.811 41 


20.456.482 03 


21.137.556 22 


25.642.384 93 


26.665.805 22 


21,296.814 35 


26.623.083 27 


82.866,724 82 


1.353,614 21 


1,287,220 02 


1.934.177 39 


2.561.776 64 


2.368.708 60 


1.090,316 84 


2,368.731 88 


628.326 96 


864,065 78 


827.349 43 


1.950.708 99 


1.288,117 10 


1,130.604 67 


1,342,830 37 


418.168 14 


363.232 19 


394.181 89 


483,736 42 


380.022 14 


311,115 78 


337.06120 


68.008 16 


73.687 98 


64.972 73 


73.300 46 


83.870 06 


02,422 67 


06.377 07 


3.8G0.868 27 


4.409.431 65 


4.324,840 84 


4.560.660 06 


4.506.825 41 


4,048.685 02 


5.162.211 60 


663.741 42 


609.619 41 


687.826 10 


712,190 77 


037.065 78 


800.440 67 


017.863 81 


4,686.754 47 


5.040.774 00 


5.037.163 76 


6.463.153 95 


8,613.878 76 


7.682.136 00 


8.246.730 00 


$179,434,970 33 


$185,033,712 78 


1209.636.891 64 


$236.76i680 09 


$242,041,114 48 


$24i287.712 37 


1273.718.216 23 


$15,019,561 21 


$16,111,120 00 


$17,403.144 04 


$19,119.930 00 


$20,351,064 00 


$21,626,273 53 


$22,161.133 00 


5.660.112 18 


6.471.703 33 


7.230.305 31 


8.647.385 55 


10,106.000 34 


10.786.407 24 


11.402.419 44 


3.665.570 84 


3.065.461 39 


3.836.000 67 


4.710.432 87 


4.618.504 41 


6.036.772 62 


5.340.696 86 


3.611 30 


6,291 14 


2.933 29 


4.863 60 


7.375 23 


6.873 00 


14.272 08 


37,280.300 03 


38,287.417 40 


46.041.231 06 


53.085.474 00 


47.687.078 42 


60.460.061 86 


61.051.306 26 


17,570.186 09 


10.679.540 71 


18.364.826 02 


18.091,487 21 


16.701.012 63 


11.402.033 60 


13.102.036 86 


D3. 473. 139 78 


99.782.932 96 


111.234.128 86 


126.464.606 40 


134.023.712 46 


137.811.470 73 


161,200.600 74 


110.396 40 


191.493 34 


00.768 06 


204.330 21 


136,542 84 


151.035 26 


162.907 26 


77.641 33 


136.796 00 


106.934 17 


172.204 39 


212.060 06 


131.766 74 


234.024 60 


5.365.378 83 


4.902.817 34 


5.969.398 11 


6.205.626 80 

4 


6.763.481 16 


6.302.673 47 


7.277.007 60 

• 

185.226 04 
80.180 01 


97,711 16 


76.406 96 


90.221 16 


93.672 88 


211.263 14 


170,864 33 


411.673 04 


232.744 21 


168.000 00 


164.506 00 


072.000 00 
•370.000 00 


321.700 00 


311.000 00 
112.526 61 












$179,434,970 33 


$185,933,712 78 


$209,635,891 64 


$236.76i689 99 


1242.041.114 48 


I24i287,712 37 


1273.718.216 23 



•Clearing house certificates. 
I 



Ixvi 



STATE BANKING DEPARTMENT. 



COMPARATIVE ABSTRACTS (NATIONAL BANKS) 

Comparative abstracts ^ showing the volume of businese of the national banks of the State 
from the last reports called for in the years 1889, 1890, 1891, 189iS, 189S, 1894, 1895, 
1896, 1897, 1898, 1899, 1900, 1901, 1902, 1903, 190^, 1905, 1908, 1907, 1908 and 1909, as 
made to and furnished this department by the comptroller of the currency at Washington. 



Resources. 



Loans and discounts 

Stocks, bonds and mortgafiies 

Overdrafts 

Due from reserve agents 

Due from other banks and bankers . . . 
Banking house, furniture and fixtures. 

Other real estate 

Current expenses and taxes paid 

Exchange for clearing house 

Checks and cash items 

Cash 

Due from United States treasurer 

Ptemiums on United States bonds. . . . 



Totals. 



Liabilities. 

Capital stock paid in 

Surplus fund 

GroflB undivided earnings 

Dividends unpaid 

Individual deposits 

United States depositB 

Due to banks and bankers 

National bank notes outstanding. 
Notes and bills rediscounted 



Bills payable 

Liabilities other than those above 
stated 



Totals. 



December 

11. 1889. 

113 national 

banks. 



$45,860,178 79 

4.716.830 60 

214,416 50 

6.273.806 17 

1.417,240 70 

1.161.347 88 

606.499 38 

314.041 78 

851,040 73 

206.917 13 

6,156,436 60 

176,937 44 

506.812 27 



166.061,502 97 



116.674.600 00 

3.173.932 03 

2.560.639 53 

26.279 32 

36,217.989 06 



6.867.850 32 

2.863.300 00 

658.003 69 



S66.061.5Q2 97 



December 

19, 1890. 

109 national 

bonks. 



147.527,375 32 

4,289.671 45 

219.314 64 

6.000,383 99 

1,631,500 83 

1,176.007 50 

807,729 16 

316.798 82 

291,486 06 

252,540 50 

5,363.033 64 

166.537 96 

416,961 40 



168,358,341 26 



$16,639,600 00 

3,332.775 18 

2.716,207 61 

9.632 50 

36.792.399 46 

566,999 06 

6,052.260 90 

2.660,200 00 

689.166 46 

100 00 



$68,868,341 26 



December 

2. 1891. 

106 natnnal 

banks. 



$48,424,966 39 

4.231.798 69 

222.506 90 

6.942.032 64 

2.056.712 68 

1.140.503 47 

664.818 49 

308.899 32 

631,466 31 

222.864 76 

6.337,462 12 

165,601 41 

326.649 68 



$70,666,261 76 



$16,244,600 00 

3,716.238 33 

2.850.221 32 

36,873 86 

38.500.510 19 

483.927 31 

7.140.938 64 

2.587.020 00 

462.167 73 

23,000 00 

2,274 38 



$70,666,261 76 



December 

9. 1892, 

104 national 

bonks. 



$52,762,163 61 
6,623,070 40 
292,210 06 
8,804,177 63 
2.457.503 23 
1.092.330 62 
597,438 76 
330,626 32 
420,011 79 
269.288 40 
5,479,123 70 
201,723 10 
416,932 79 



$78,235,686 10 



$16,034,000 00 

3,868,283 29 

2,376,539 99 

18,212 61 

42.409,084 23 

330,558 68 

9,946,624 23 

3,281,300 00 

466,063 07 



516.000 00 



$78,235,686 10 



December 

19. 1893. 

99 national 

bonks. 



$40,783,209 13 
6,946.409 » 
187,479 07 
6.191,185 le 
1,508.833 10 
1.058.013 66 
623.837 60 

414,646 27 
208,277 64 
6.352,644 48 
269,208 62 
448,743 01 



$63,801,477 17 



$14,564,000 OO 

3.760.273 9ft 

•1.879.151 61 

17,180 18 

31,789.116 14 

401.760 31 

6.100.036 83 

4.657,066 00 

426,228 IS 

367.442 OS 

233 00 



$63,891,477 17 



•Undivided earnings, less expenses and taxes paid. 



REPORT OP THE COMMISSIONER. 



Ixvii 



Comparative abstracts (National Banks). — Continued. 



Resourcet. 



Loana and diaoounta 

Stocks, bonds and mortgages 

Overdrafts 

Due trom reserve agents 

Due from other banks and bankers . . . 
Banking bouse, furniture and fixtures. 

Other real estate 

Current expenses and taxes paid 

Exchanges for dealing house 

Checks and ea^ items 

C^ 

Due from United States treasurer 

Premiums on United States bonds 

Clearing bouse certificates 



December 

19, 1894. 

96 national 

banks. 



$43,083,288 41 
6.808.219 06 

191,899 31 
7,168.187 74 
2.138,681 61 
1,067.140 95 

566,397 40 



Totals. 



LiabilitieB. 

Capital stock paid in 

Surplus fund 

Undivided earnings, net 

Dividends unpaid 

Indivklual deposits 

United States deposits 

Due to banks and bankers 

Natnnal bank notes outstanding. 
Notes and bills rediseounted 



Bills paprable , 

Liabilities other than those above 
stated 



300.541 92 
226,913 43 
5.089,305 10 
240.670 62 
430.463 13 



S67.281.708 68 



$13,634,000 00 

3.672, 520 99 

1,803,480 48 

8.348 60 

34,718,215 02 

383.962 29 

8.641.246 57 

4,141,997 60 

316.887 33 

61.000 00 



December 

13. 1895. 

94 national 

banks. 



$44,736,533 88 
6.795,879 01 

184,138 47 
5.697.542 13 
1.754,960 91 
1.016.259 30 

690.205 85 



243.688 09 
160,016 79 
5,039,661 46 
230,528 07 
414.815 00 



December 

17. 1896. 

89 national 



$40,304,416 58 
6.061.223 33 

174,661 83 
8,051,478 98 
2.145.066 98 
1.029.048 72 

796.229 53 



333.694 76 
199.702 79 
6.333,487 61 
231.775 11 
375.089 75 



$66,970,828 96 



Reserved for taxes 

Bonds borrowed 

Clearing house certificates . 



Totals. 



$13,434,000 00 

3.631.010 78 

1.789.465 90 

11.509 58 

35.612.374 38 

357.750 18 

7,406.212 51 

4.202.742 60 

386.898 33 

137.600 00 

1.364 80 



$67,281,708 68 



$66,970,828 96 



$65,435,775 97 



$12,959,000 00 

3.418.221 47 

1.687,088 73 

9,166 46 

34,391.087 76 

409.961 73 

8,260.695 23 

4.071,495 00 

140.289 20 

88.400 00 

380 40 



D^ember 

15. 1897. 

82 national 

banks. 



$41,143,927 46 

6.572.265 92 

169.842 80 

11.777.125 43 

3.402.498 90 

943.880 03 

880.219 77 



368.309 99 
136,857 46 
5,605.338 94 
209.475 82 
365,223 60 



$71,554,966 02 



$65,435,775 97 



$11,945,000 00 

3,242.018 09 

1.394.998 14 

17.663 29 

39.217.000 25 

401.136 29 

11.772.976 46 

3,551,767 60 

2.600 00 

10.000 00 



December 

1. 1898. 

81 national 

banks. 



$42,919,871 77 
9,766.446 01 
220.627 60 
10.816.660 04 
3.757.850 18 
1.019.100 09 
1.061,231 36 



392.218 02 
179.112 92 
5,982.621 40 
234.094 42 
465.448 84 



$76,815.182 64 



$71,554,966 02 



$11,770,000 00 

3.188.318 72 

1.374.061 73 

20.387 30 

43.486,965 94 

1,255,821 32 

11.760.185 28 

3.958.300 00 



1.142 35 



$76,815,182 04 



Ixviii 



STATE BANKING DEPARTMENT. 



Comparative abstracts 



Resources. 



Loans and dkoounts 

Btocka, bonds and mortgages 

Overdnfts 

Due from reeerve agents 

Due from other bonks and bankers. . . 
Banking house furniture and fixtures. 

Ottier real estate 

Current expenses and taxes paid 

Exchanges for deariog house 

Checks and cash items 

CbA 

• 

Due from United States treasure. . . . 
Premiums on United States bonds . . . 
Clearing house ceriifieates 



Totals. 



LiabilitiBe. 

Capital stodc paid in 

Surplus fund 

Undivided earnings net 

Dividends unpaid 

Individual deposits 

United States deposits 

Due to banks and bankers 

National bank notes outstanding 

Notes and bills rediscou&tcd 

Bills pasrable 

Liabilities other than those above stated. 

Reserved for taxes 

Bonds borrowed 

Clearing house certificates 



Totals. 



December 

2, 1890. 

80 national 

banks. 



$47,661,061 50 
ll.6fi2.043 11 
194.788 80 
8.671.815 91 
3.647.971 66 
1.008.999 44 
1.060.810 20 



607.274 04 
240.308 60 
6.151.667 96 
242.948 86 
453.937 69 



$81,408,517 67 



$11,440,000 00 

3.157.388 20 

1,663.841 93 

17.340 81 

49.920,632 09 

1.354,864 72 

9.738.696 81 

4.260.300 00 

23.644 61 

27,000 00 

4,906 60 



$81,498.517 67 



December 

13, 1900. 

85 national 

banks. 



$51,651,236 44 

12.318,672 86 

246,158 27 

10.658.399 31 

3.463.374 00 

1.142.970 09 

927,158 12 



415.477 92 
.182,689 83 
7.105.053 78 
308.427 88 
203.917 94 



$88,623,537 34 



$11,678,000 00 

3.276.188 20 

1.850.274 85 

13.983 81 

54.232,091 31 

1,801,304 19 

11,024,063 47 

5.160,102 60 

11,989 72 

75.000 00 

10,519 29 



$88,623,537 34 



December 

10. 1901. 

85 national 

banks. 



$54,938,142 28 

14,141,822 34 

286,66165 

11,231,301 10 

4,058.641 12 

1.160.952 69 

696.254 41 



930.166 62 
204.714 74 
7,358.362 06 
336.238 00 
228.368 81 



$05,661,515 74 



$11,548,760 00 

3,062.638 20 

2.007.685 64 

18,542 81 

60,593,561 95 

1,772,060 84 

11,764,875 41 

5,680,200 00 

5,600 00 

205,000 00 

11.801 80 



$05,661,515 74 



November 

25. 1002. 

84 national 

banks. 



$60,604,086 71 

15,106.386 08 

840,047 07 

10.167,335 72 

3.845.841 40 

1.300.681 27 

455.261 67 



578.212 52 
230.5n 30 
6.554.005 31 
326.770 50 
356.315 80 



$00,074,511 02 



$11,380,000 00 

3.416.538 20 

2.157.217 18 

13.357 81 

63.316.731 07 

2,150.114 62 

11.611.241 60 

5.690.200 00 

21.600 00 

107.000 00 

161.610 64 



$00,074,611 02 



REPORT OP THE COMMISSIONER. 



Ixix 



(National Banks). — Concluded. 



NoTcmber 

17. 1903. 

87 national 

banks. 


Septembff 
6. 190i 
88natk>iial 
banks. 


Norember 
9. 1905. 

88 national 
banks. 


NoTcmbcr 

12, 1906. 

88 natbnal 

banks. 


December 

8. 1907. 

93 national 

banks. 


NoTember 

27. 1908. 

96 natkmal 

banks. 


NoYember 

16. 1909. 

09 national 

banks. 


164.088.225 88 


165.803.150 16 


$72,264,051 96 


$81,608,444 65 


$83,049.198 51 


$84,061,275 46 


$92,367,238 25 


16,381.297 18 


16.876.755 37 


16,943,886 45 


19.294.724 24 


19.321.131 14 


23.806,141 71 


26,896.496 17 


351.782 17 


249.830 11 


235.237 50 


266.238 92 


215.231 60 


241.345 40 


232.948 08 


0.147.612 91 


10.091.502 16 


10,983.065 10 


12.898.886 17 


10,160,56191 


13.761,102 88 


14.600.685 65 


4.174.218 58 


4.414.365 24 


5,462.829 33 


6.396.474 02 


5,127,600 55 


6.292,135 23 


7.797,672 74 


1.863,481 00 


1.488,496 28 


1,577,703 17 


1.641.580 76 


1,946,629 37 


2,477,820 19 


2.651,928 17 


303.115 75 


380.373 58 


358.357 49 


300.029 77 


845.190 83 


291,505 80 


285.810 50 


409.453 75 


715.114 06 


736.445 31 


1,126.918 66 


753.547 93 


789,396 40 


868.545 43 


182.568 75 


270.181 43 


213.672 23 


297.726 82 


341,954 30 


311,082 74 


255,876 57 


6.834.835 11 


7.553.259 40 


8.093,277 55 


8.673,007 28 


9,317.138 52 


11,258.727 70 


11.305,003 35 


378.175 67 


399.420 00 


436.065 50 


453.002 50 


428,725 50 


530.765 50 


503,170 00 


811.370 92 


255.738 73 


190.849 25 


158,401 28 


188,250 66 


214.839 93 
505,104 00 


176.160 63 














8104,056.072 03 


$109,396,138 47 


$117,495,460 88 


$182,515,439 07 


$132,690,353 81 


$143,580,641 03 


$157,531,530 54 


112.530.000 00 


112.780.000 00 


$18,030,000 00 


$13,005,000 00 


$14,465,000 00 


$14,055,000 00 


$15,180,500 00 


3.782.538 20 


4.266.688 20 


4.M5,788 20 


5.264.262 50 


5,400.612 50 


6,068.150 00 


6.416.510 90 


2.454,374 37 


2.094.980 00 


2.149.975 63 


2.260.814 62 


2.767.173 91 


2.650.316 37 


2.881.808 23 


16,440 61 


5.156 98 


16,854 34 


13.904 54 


16,379 16 


7.975 85 


38.221 55 


65,305,650 11 


69,945,810 83 


76.475,628 68 


88.788,552 46 


84.864,150 47 


92.506.619 35 


103.669.284 41 


2.404.832 56 


1,712,789 74 


1,128.820 61 


2,325,780 85 


3.526.081 73 


2.442.065 88 


950.365 22 


10.418,980 57 


11.328.976 44 


12.473.258 68 


12,642,438 95 


12,068.642 00 


15.265.250 30 


18.011.053 82 


6.774.840 00 


7,218.980 00 


7.469.030 00 


7,939,985 00 


7.868.205 00 


9,010,475 00 


9,804.100 50 


182.202 70 


41.505 90 


91.495 96 


85,948 00 


866.538 08 


124,265 83 


142,064 93 


178.000 00 


35.000 00 


18,000 00 


125.000 00 


445.000 00 


130,000 00 


74.000 00 


8,208 90 


23,281 93 


51.613 73 


32.360 07 


26.691 01 


13,800 00 


20.610 00 








61,892 06 


65.881 50 


51,222 45 


31.510 89 










563,000 00 


306,000 00 


200.000 00 










194.968 00 


















8104,066,072 02 


$109,398,138 47 


$117,405,460 83 


$182,515,439 07 


$132,690,353 81 


$143,530,641 03 


$157,531,530 54 



Ixx 



STATE BANKING DEPARTMENT. 



STATE BANKS. 

1909. 

Abstracts of reports made by the State banks of Michigan to the Commissioner of the Bank- 
irig Departrnentf the reports being called for on past days unknown to the bank officers, 
viz., Febmary 6, April 28, June BS, September 1 and November 16, 1909, For reports 
of individual Stale oanks and trust companies see succeeding pages. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. . . 

Premiums paid on bonds 

Overdrafts 

Banking houve 

Furniture and fixtures 



Report of 

Feb. 6. 

3fi2 sUte 

banks, 6 trust 

companies. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . . 

Exchange for dearing house 

U. S. and national bank currency . . 

Qold coin 

Silver coin 

Nickels and cents 

Checks, and other cash items 



Totals. 



Liabilities. 
Capital flAoek paid in.. . . 



Surplus fund 

Undivided profits, lera current ex- 
penses, interest and taxes paid 

Dividends unpaid 

Commercial deposits subject to check . 

Commercial oertificatea-of depof it 

Due to banks and bankerf 



Certified checks 

Cashier's checks uutfetanding. . 

Savings deposits 

i:>avingfi certificates of deiwfit. 

State deposits 

Reserved for taxes 

Notes and bills redL«countcd. . 

Bills payable 

Other liabilities 



Totals. 



197,622,716 60 

96.340.847 46 

123,641 44 

292.994 99 

6.137.857 60 

1.488.981 48 

816,411 53 

1.168,869 99 

601,020 00 

31,639.815 68 

1.158.730 68 

7.676.997 93 

5.258.709 54 

917.966 38 

104.873 65 

332.275 23 



1250.681.600 27 



121.766.698 53 

11.095.112 58 

4,013,858 15 

42.852 75 

53.910.548 41 

10.774.904 00 

6.952,533 10 

158.009 02 

147.326 53 

107,237.454 66 

33,797,922 27 

420,660 68 

52,166 68 

64,293 54 

176,200 00 

72,059 37 



Report of 

April 28. 

362 state 

banks. 5 trust 

companies, 



1100,212,705 60 

99,679.405 19 

140.416 15 

830.342 68 

5.248.814 12 

1,452.338 65 
1,250,896 18 
1,197.745 55 

710.420 00 

31.227,446 65 

1,037.470 12 

7.822.241 55 

5.051.801 61 

803.8n 46 
97.934 99 

312.628 25 



$266,576,474 74 



$250,681,600 27 



$21,677.980 00 

11.084,988 66 

4.778,702 30 

13.561 02 

53,891,684 55 

11,015,911 10 

6.698,089 57 

209,504 55 

209,878 31 

110.314.123 69 

34,964,875 90 

1.174.037 57 

103,947 55 

82.460 67 

333.500 00 

23.228 40 



Report of 

June 23, 

365 state 

bonks, 5 trust 

companies. 



$99,649,422 12 

103.510.338 62 

144.514 24 

314.148 56 



RQx>rt of 

Sept. 1. 

371 state 

banks, 5 trust 

companies. 



$102,609,856 25 

105,404,082 60 

136.202 88 

315.955 46 



Report of 

Nov. 16, 

376 state 

banks, 5 trust 

companies. 



5.838,014 72 5.485,560 46 



1,462.853 96 

904.603 82 
1.134.289 96 

610.020 00 

30,896,286 58 

1.199.513 95 

7.828.373 88 

5,379.133 17 

815.724 65 
94.480 33 

339.119 67 



$250,620,838 25 



$21,784,360 00 

11.062.688 66 

5,027,069 35 

7.463 36 

55.682,107 65 

10.716,067 50 

6.240,413 58 

243.877 88 

154.760 31 

112.264.118 11 

35,443,917 83 

488.500 77 

104.483 38 

55,410 37 

372,500 00 

2,209 50 



$256,576,474 74 



$259,620,838 25 



1.455.103 36 

888.941 82 
1.090.263 89 

614,020 00 

31.870.040 87 

1,411.969 84 

7,919.750 76 

5.291,610 17 

893.602 63 
90.702 93 

415,303 57 



$265342.866 48 



$21,974,733 67 

11,385.062 73 

4,477.599 36 

19,812 00 

50,814,508 10 

11.441.024 23 

6.007,607 05 

165,335 80 

134,768 06 

113.213.368 36 

35,382.617 97 

433.863 87 

54,417 84 

82.314 51 

300.500 00 

45.332 03 



$265,842,856 48 



$105,006,706 77 

108,406,703 60 

131,811 41 

370.836 07 

5.405,884 72 

1,457,973 02 

876,796 57 
1.481.938 31 

548.370 00 

32.856.724 82 

1.342,339 37 

8.246.730 00 

5,152.211 69 

917.863 81 
95,377 97 

337.951 20 



$273,718,216 23 



$22,161.133 00 

11.402.419 44 

5.340.696 86 

14.272 08 

61,951.396 26 

13,102,035 86 

7,277,097 50 

162.007 25 

234.024 50 

115.014.465 34 

35,376,125 40 

185,226 04 

112.526 61 

80.189 01 

311.000 00 



$273,718,216 23 



REPORT OF THE COMMISSIONER. 



NATIONAL BANKS. 



Abstrads of report* made by the Notional hanks of Michigan Ui Ihe Commisnoner of the 
Bankiivg Department, February B, April 28, June 23, SepUmber 1 arid Novetnber 16, 
1909. For reports of individ^Md Nalional banks see succeedirtg pages. 



.»™ 


ge DBtioaid 

bimlu. 


R«portof 
April, 28. 

bu£ 


Rqartar 


BBi^ioul 
bu>ki. 




ddi«»m 


|82,gi7,lM07 
217.074 47 


185,847,107 05 
10g,2»BT 


nluu 


H«M 


102.387.238 2S 
232.043 D8 


Onrdnfta. Kcund ud uUKiind . . . . 


230 


214 00 


272 


787 07 


U.8.b«i(UUeRundmliti« 


«.i46,3aa 00 


0,444,300 DO 


o.S2e 


800 00 


0,708 


800W 


10.008.800 00 


U. 8. bmdi to •Kun U. B. dipoeiU- . 


i.m.oaa oo 


1,242.000 00 


1.272 


ooooo 


083 


OOOOO 


044.000 00 


Other bond, to «™t U. a depMili. . 


si8.aoa 17 


480.000 00 


SM 


000 00 


08 


OOOOO 


08.000 00 


































Stock.. ■icuiitis.Mc 


13,13»,l>43 oe 


H.003.S0I 84 


IS.OIO 


so2te 


IS,»06 


oil 40 


IS.009.836 IT 


BukiM l-nw. fumHun uid tOun,. 


i.m.m 02 


2.(80,317 00 


2.S8S 


213 18 


2,030 


183 71 


2.881.028 17 


Due fnna Bituiisl bnkt (not rttem 


taa.si* OS 

3,lt73,8» SI 
i,7I1,03fi 40 


2T0.0S4SS 

3.800.822 IS 
2.S44.T3S T» 


308 
3.031 
2,S60 


722 17 


298 


384 30 


281,810 80 
4.ni,018 74 
3.028.088 00 


Dm Inn >UiK buk. ud buibn . . . 


38t 41 


2,(79 


U8 9I 




16,742,818 27 


18.180.030 71 


1S,342 


248)0 


18,024 


4S3 0I 


11,000.088 85 


















EidiucnfordHrmihoiM 


041.837 80 


770,884 71 


084 


B4B08 


1.230 


200 31 


888.848 43 


Nola of otbR TiMoBil bub 

Fnclioul p^w cumncy. nkkdi and 


878,088 00 

ills 

m,a7Dao 

186.002 10 


878,243 00 

110.887 8) 
117.102 SO 


1.040 

3.008 
461 


11 

74110 


5 

418 


ii 

U2U 


800.887 00 




t-iS'i 


















»148,707,B22 SI 


I1M,822,440 08 


3161.284,225 77 


3187,804800 28 








LubDhiH. 












tiidiTid«] DroGt* lot apenm uid 


'".SSS 

I si 

12 10402 

•i « 

ieo 00 

00 00 

■woo 


■'J:B:ffiS 

13.823.180 87 

tt7.033;325 S6 
1.244,200 80 

111 

13.70)00 


HI U 

1 li 

ISO 70 

)00M 
108 77 

14.400 00 


t1S.077 

sIjoi 

2.48( 

As 

'""I 

1 


ssss 

B4SS0 

11 

lis 


318,180,300 00 
8:418:S10 00 

2.881,308 23 
9,804.100 GO 


fcar.Si-.--""'" 


' 33,'221 88 

"111 


DepwiU of C. a di.biinin« (>fi<«,.. - 






!!SS 






LiibditH oibcr Ibu thoM ibon 


44.4M00 


29,810 00 




TohU. 


(148,707,822 SI 


3180,822.440 03 


tlS1.2S122S 77 


3157,804^00 28 


1187,631,530 64 



Ixxii 



STATE BANKING DEPARTMENT. 



STATE AND NATIONAL BANKS. 

1909. 

Abstracts showing the total volume of btuiiness transacted by the State and National banks 
and trust companies of Michigan, as made to the Commissioner of the Banking Depart- 
mentf February 5, April 28, June S3, September 1 and November 16, 1909, 



ReeoureeB. 



Loans and disoounte 

Stocks, bonds and mortgages 

Overdrafts 

U. 8. bonds to secure circulation 

U. S. bonds to secure U. S. deposits . . 

Other bonds to secure U. 8. depositB. . 

U. S. bonds on hand 

Premiums paid 

Banking bouse, furniture and fixtures. 

Oth^ real estate 

Due from other bonks and bankers . . . 

Due from banks in reserve cities 

Cheeks and other cash items 

Exchanges for clearing house 

Nickels and cents 

Specie 

U. S. and national bank notes 

Redemption fund with U. S. treasurer 

(5% of circulation) 

Due from U. S. treasurer, other than 

6% redemption fund 

Totals 

Liabilities. 
Capital stock paid In 

Surplus fund 

Undivided profits less expenses and 
taxes paia 

Natk>nal bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Oommoml (wpoelte 

Savings deposits 

State moneys on depoeit 

United States deiwFits 

Bonds borrowed 

Reserved for taxes 

Notes and bills rcdiscounted 

Bills payable 

Liabilities other than those above 
stated 

Totals 



Report of 

Feb. 5, 362 

state banks, 

96 natwnal 

banks, 6 trust 

companies. 



$180.479.S74 76 
109.479.890 52 

510.069 46 
9.146,800 00 
1,627.000 00 

818.503 17 

055.040 00 

332.464 06 

7.665.n5 22 

1.769.795 53 

8.279.156 49 

47,382.633 95 

689.481 87 

1.810.568 57 

172.290 38 

13,322,495 87 

12,422,410 93 

438.070 00 
186.902 50 



$397,389,222 78 



$36,730,096 53 

17.261,862 56 

6,241,800 38 



8.921 

24,290 

54 

159,567 

141.035 

420 

2.149 

306 

69 

71 

176 



.825 00 
.656 30 
,867 63 
.679 62 
.376 93 
.660 68 
.746 13 
,000 00 
.496 09 
.293 54 
.200 00 



91,050 37 



$397.3891222 78 



Report of 

April 28. 362 

state banks. 

97 national 

banks, 5 trust 

companies. 



$185,850,812 66 

114.282.887 03 

529.599 35 

9.444,300 00 

1.242.000 00 

489.000 00 

1.146.380 00 

342,528 62 

7.800,131 21 

1.732,293 60 

8.899.990 68 

47.407.486 36 

550.418 06 

1.808.454 83 

150.341 26 

12,612,480 54 

12.277.861 55 

456,837 60 

157.102 60 



$407,198,923 77 



$96,664,080 00 

17.255.843 81 

7,325.517 81 



0.306 

25.223 

27 

162.360 

145.278 

1.174 

1.604 

215 

162 

96 

468 



.252 60 
,222 56 
,310 60 
.304 06 

i9vv Ov 

,037 57 
,280 07 
.000 00 
.181 51 
.464 30 
.600 00 



36,928 40 



$407,198,923 77 



Report of 

June 23, 366 

state banks, 

97 natnnal 

banks, 5 trust 

companies. 



$186,815,475 60 

118,600.841 60 

544.362 56 

9.626.800 00 

1.272.000 00 

395.000 00 

1,087.280 00 

347.672 72 

7.923.227 90 

l.ni.676 13 

8,630.846 17 

46.238.534 88 

562.146 58 

1.864.468 03 

144.200 75 

12.746.069 22 

12,867,802 88 

462.742 50 

184.022 50 



$410,905,064 02 



$30,774,350 00 

17.311.371 39 

7.800.480 90 



9,326 

24.866 

19 

163.889 

147.708 

488 

1.550 

200 

161 

358 

432 



.675 50 
.679 62 
.286 39 
.418 04 
,035 94 
,600 77 
.625 23 
,000 00 
.690 15 
.840 50 
.500 00 



16.609 50 



Report of 

Sept. 1, 371 

state banks, 

99 natk)nal 

banks, 6 trust 

companies. 



$191,620,704 60 

121,312.994 00 

588,743 12 

9,708,800 00 

962,000 00 

96,000 00 

1,166,780 00 

325.809 34 

8,065,734 17 

1,763.487 75 

9.219,683 27 

47.894.494 78 

695.131 34 

2.642.269 15 

143.795 88 

13.327.626 58 

13.279.668 76 

458.612 50 

183.422 50 



$423,447,656 74 



$37,052,233 67 

17.776.378 68 

6.944,047 46 



9.430 

25,299 

30 

175.921 

148.595 

433 

963 

200 

81 

286 

342 



.946 50 
,223 00 
,120 95 
,778 33 
,986 33 
.863 87 
,420 10 
,000 00 
.680 79 
.196 13 
.000 00 



89.782 03 



$410,905,064 02 



$423,447,656 74 



Report of 

Nov. 16, 376 

state banks, 

99 natwnal 

banks, 5 trust 

companies. 



$108,275,946 02 

123,689.380 67 

603.779 15 

10.006.800 00 

944,000 00 

98.000 00 

803.430 00 

307.972 04 

8,147.812 80 

1.743.783 52 

10.156.404 62 

47.467.410 47 

603,827 77 

2.210.884 80 

165.007 01 

12.992.164 81 

12,570.016 OO 

483.312 50 

109 857 50 



$431,249,746 77 



$87,350.633 00 

17.818.930 43 

8.222.006 00 



9.894. 

25.289. 

47. 

179.211, 

151,290. 

185. 

959. 

200. 

144. 

222. 

885. 



100 50 
051 41 
403 63 
448 37 
500 74 
226 94 
366 22 
000 00 
087 50 
268 94 
000 00 



20.610 00 



$481,249,746 77 



REPORT OF THE COMMISSIONER. 



Ixxui 



DETROIT. 

STATE BANKS. 

1909. 

Abstracts of the published reports of the State hanks and trtASt companies in the city of Detroit^ 
as made to the Commissioner of the Banking Deparimentf February 6^ April 28 ^ June 23, 
September 1 and November 16, 1909. 



ReioanM. 



Loaofl and dieoounts 

Bonds, mortsagn and BeeuritieB.. 

Flcmiomfl paid on bonds 

Overdrafts 

Banking house 

Fornifcure and fixtures 



Other real estate 

Due from other, banks and bankers 
(not reserve cities) 



Items in trantit 

United States bonds 

Due from banks in reeerve eities . 
Kxrhangfs for dearing house . . . 
U. S. and natfc>nal bank currency . 

Gold ooin 

Silver oom 

Niekels and cents 

Chedu and other cash items . . . 



Report of 

Feb. 5. 18 

state banks. 8 

trust oompanies. 



181.102.188 08 

41.122.066 22 

86.680 28 

10.541 16 

1.426.060 76 



Totals 



Liabilities. 
Capital stodc paid in . 



Surplus fund 

Undivided profits, len current ex- 
penses, interest and taxes paid . . . . 



Dividends unpaid 

Commercial deposits subject to check 
Commercial certificates of deposit . . 
Due to banks and bankers 



Certified cheeks 

Cashier's checks outstanding. 

Savings deposits 

Savings oeitificates of deposit , 

SUte deposits 

Other liabUities 

Reserved for taxes 

Notes and bills redisoounted 
BiDs payable 



848.421 41 

278,888 86 

468.666 06 

426,000 00 

12,210,066 86 

741,290 73 

2.606,863 00 

2.264.648 60 

174.661 16 

18,066 46 

61.068 83 



108.776.282 28 



86.420,000 00 

6.310.000 00 

1.787.168 96 

669 60 

20.978.706 27 

1.674.162 36 

6.646,964 42 

116,168 01 

106.786 38 

48.804.378 14 

3,140.301 69 

380.364 63 

20.263 37 

60.368 65 



Report of 

April 28. 12 

state banks, 8 

trust companies. 



$31,664,464 30 

42.402.672 62 

64.884 42 

14,142 86 

1.480,981 14 



788.784 38 

304.706 10 

620.861 89 

426.000 00 

12.820.564 27 

635.748 76 

2.868.401 00 

2.009,618 66 

167.351 96 

16.006 40 

26.666 89 



I96.7«,746 04 



Totals. 



893.775.282 28 



16,220,000 00 

6.260.000 00 

1.920.661 92 

1.273 26 

21.602.430 94 

1.538.419 19 

5.231.187 30 

111.961 81 

126.615 72 

40.718.820 81 

3,232.772 11 

700.943 69 

1.093 60 

83.666 80 



Report of 

June 23. 12 

state banks,3 

trust oompanies. 



$30,700,613 36 

44.277,784 44 

64.614 69 

18.663 60 

1.491.806 40 



776.922 06 

306.9n 74 

468.004 86 

426.000 00 

12.031.778 60 

829.216 87 

2.714.674 00 

2.325.787 84 

188.614 80 

16.603 26 

46.068 62 



Report of 

Sept. 1, 12 

stote banks, 8 

trust companies. 



$32,775,624 12 

46.371.996 04 

61.217 08 

10.682 47 

1,632,445 46 



782.871 04 

326.062 13 

457,008 66 

425.000 00 

12.318.546 01 

978,307 28 

2.651.802 00 

2,163,640 60 

195,831 34 

13,228 06 

65.261 19 



$96,668,841 00 



$05,740,746 04 



$6,220,000 00 

6.265,000 00 

2,045.637 05 

231 00 

23.041.800 97 

1.238,289 61 

4.883,540 38 

169,817 39 

109.921 61 

60.243.670 06 

3.283.240 92 

72.200 06 

2.209 60 

103.472 66 



$96,668,841 00 



$100,118,029 36 



$6,220,000 00 

5,290,000 00 

2.002,847 18 

4.072 60 

25,436.306 06 

1,112,967 92 

6.423.808 26 

83.860 60 

101.067 24 

51.108,349 69 

3.260,497 86 

22.431 17 

61.969 40 

331 60 



Report of 

NoT.nO, 12 

state banks, 3 

trust companies. 



$34,168,676 30 

46,446,747 72 

63,814 63 

8,604 40 

1.641.385 77 



776.266 52 

260,820 86 

609.187 46 

426.000 00 

12,048.722 02 

907.629 96 

2,630,410 00 

2,022.747 65 

219.439 02 

18.662 03 

61.276 29 



$102,169,288 64 



$100,118,029 36 



$6,220,000 00 

6,200.000 00 

2.173.428 86 

4.822 00 

26.096.238 60 

826.386 83 

5.361.568 23 

130.582 11 

187.909 37 

52.394.365 99 

3.471.406 78 

41,984 69 

691095 98 



$102,169,288 64 



Ixxiv 



STATE BANKING DEPARTMENT. 



DETROIT. 



NATIONAL BANKS. 
1909. 

Abstracts of the published reports of the National banks in the city of Detroit , as made 
to the Commissioner of the Banking Department, February 6, April 28, June 23, Sep- 
tember 1, and November 16, 1909. 



R«80uroe8. 



Loaiu and duoounte 

Overdrafts, eecured anH unsecured... 

U. S. bonds to secure dreulation. . . . 

U. S. bonds to secure U. S. deposits 

Other bonds to secure U. S. deponts . 

U. 8. bonds on hand 

n«miums on U. 8. bonds 

Stocks, securities, etc 

Banking bouse, furniture and fixtures. 

Other real estate and mortsaces owned 

Due from national banks (not reserve 

aients) 

Due from state banks and bankers . . . 

Due from approved reserve agents . 

Checks and other cash items 

Exchanges for clearing house 



Notes of other national banks 

Fractional paper currency, nickels and 

cents 

Specie 



Le^l tender notes 

Redemption fund with U. 8. treas- 
urer (5% of circulation) 

Due from U. S. treasurer, other than 
5% redemption fund 



Totals. 



Liabilities. 

Copital stock paid in 

Surplus fund 

Undivided profits, less expenses and 

taxes paid 

National bank notes outeianding 

Due to other national banks 

Due to state banks and bankers 

Dividends unpaid 

Individual deposits subject to check . . 

United States deposits 

Deposits of U. S. disbursing officerr. . . 

Bonds borrowed 

Notes and bills redisoounted 

Bills payable 

Resenred for taxes 

Liabilities other thsn those above 

ftated 



Report of 

Feb. 5, 4 

natkmal banks. 



$38,360,195 08 

4,372 10 

1.490,000 00 

480,000 00 

301.000 00 

254.320 00 

40.175 00 

4.073,138 90 

192,101 15 

10.064 99 

2.410.357 30 

1.420.315 29 

4.914.205 16 

68.939 61 

460.410 46 

262.378 00 

13.485 18 
2,729.208 00 

2.009.618 00 

69.900 00 

142.600 00 



144,705,830 22 



15.150,000 00 
1,750.000 00 

474.408 42 

1.429.190 00 

4.269.356 53 

9.252.154 51 

455 40 

21.372.303 64 

544.644 SO 

171,488 78 

281,000 00 



10,837 44 



Report of 

KyA 28. 4 

national banks. 



125.046.464 14 

2.841 79 

1.490.000 00 

480.000 00 

200.000 00 

212.630 00 

39.925 00 

4.517.467 97 

189.596 60 

10.064 99 

2.450.202 76 

1.294.092 22 

5.156.671 71 

92.883 09 

479.253 57 

287.729 00 

12,969 04 
2.533.524 50 

1.801.941 00 

72.150 00 

132.500 00 



$46,503,419 38 



$5,160,000 00 
1.750.000 00 

489,751 72 

1.453.020 00 

4.195.455 28 

10.398.258 08 

1,853 04 

22.115.546 73 

510.126 43 

187.655 69 

215.000 00 



36.752 41 



Report of 

June 23. 4 

national banks. 



$25,466,676 54 

4.871 61 

1.490.000 00 

480.000 00 

200.000 00 

267.520 00 

40.160 00 

4.705.497 28 

189.607 60 

10.064 99 

2.830.083 01 

1.383.022 34 

6.077.096 68 

80.920 57 

488.272 23 

460.428 00 

10.128 08 
2.478.601 60 

2.184.143 00 

74.480 00 

156.500 00 



$48,067,863 38 



$5,150,000 00 
1,750,000 00 

582.580 48 

1.426.580 00 

4.353,101 29 

10.622.157 07 

398 04 

23.302.244 58 

474,377 69 

167,586 79 

200,000 00 



38.837 44 



Report of 

Sept. 1. 4 

natwnal banks. 



$27,606,940 65 

10.384 35 

1.530.000 00 

431.000 00 



285.020 00 

39.675 00 

6,100.275 25 

197.773 60 

10.064 99 

3.336.452 48 

1.244.858 87 

5.906.200 30 

67.454 75 

966.009 16 

670.246 00 

9.554 03 
2.802.800 60 

2,607.007 08 

09.000 00 

152.520 00 



$53,123,926 93 



$5,160.000 00 
1.750.000 00 

560.066 34 

1.373.620 00 

4,810.556 30 

9.667.995 30 

795 94 

29.220.598 84 

256,115 26 

201,756 88 

200.000 00 



2.422 07 



Report of 

Nov. 16. 4 

natwnal banks. 



$29,100,225.72 

4,675 35 

1.740.000 00 

431.000 00 



66.020 00 

84.250 00 

4.423.886 SO 

198.191 40 

10.064 99 

3.356.230 08 

1.632.267 93 

4.052.864 66 

48.766 78 

635.675 32 

208.518 00 

15.384 54 
2.799.316 60 

1.884.010 OD 

84.450 00 

90.200 00 



$51,486,997 67 



$5,160,000 00 
1.760.000 00 

624.413 82 

1.738,200 00 

4,565,417 72 

9.253.171 90 

243 04 

27.716.036 43 

181.914 10 

250,178 60 

200.000 00 



60.000 00 
7.422 07 



Totab. 



$44,705,839 22 



$46,503,419 38 



$48,067,863 38 



$53,123,926 93 



$51,486,997 67 



REPORT OF THE COMMISSIONER. 



Izxv 



DETROIT. 

STATE AND NATIONAL BANKS. 

1909. 

Abstracts of the published leports of the State and National banks and trust companies in 
the city of Detroit, as made to the Commissioner of the Banking Department, February 5, 
April 28, June 23, September 1 and November 16, 1909, 



ResouroeB. 



Loans and discount 

Stocks, bonds and mortgages 

Overdrafts 

U. 3. bonds to secure circulation 

U. S. bonds to secure U. S. deposits. . . 
Other bonds to secure U. 8. deposits.. . 

U. S. bonds on hand 

Premiums paid 

Banting house, furniture and fixtures . 

Other real estate 

Due from other banks and bankers. . . 

Due from banks m i cs eive cities 

Qte^ and other cssh items 

Exchanges for clearing house 

Nickels and cents 

Spede 



U. S. and national bank notes 

Redemption fund with U. S. treas- 
urer (5% of circulation) 

Due from U. S. Measurer, other than 
5% redemption fund 



Totak. 



Liabilities. 
Cap^l stock paid in . . 



Surplus fund 

Undivided profits less expenses and 
taxes paid 



Natkmal bank notes outstanding . 



Due to banks and bankers . . . 

Dividends unpaid 

Commeccial aeposits 

Savinp deposits 

State moneys on deposit 

United Stotes deposits 

Bonds borrowed 

Reserved for taxes 

Bills payable 

Notes and bills rediseounted . . 
LiabOities other than those 
stated 



above 



Totals. 



Report of 

Feb. 5 13 

state banks. 4 

national banks, 3 

trust companies 






S54. 452,383 16 

45.195,109 12 

14.913 25 

1.490,000 00 

480.000 00 

301,000 00 

679,320 00 

96,804 23 

1,617,161 91 

853.486 40 

4,563.126 00 

17,124,350 52 

130,903 44 

1,210,710 19 

32.451 63 

5,158.402 65 

4.868,349 00 

69.900 00 

142,600 00 



$138,481,121 50 



111,570,000 00 

7,060.000 00 

2.261,577 38 

1.429,190 00 

19,068.495 46 

1,024 90 

44.147.106 66 

51,534,709 83 

330.364 63 

716,133 28 

281.000 00 

61,195 99 



20.263 37 



1138.481,121 50 



Report of 

April 28. 12 

state banks. 4 

national banks, 8 

. trust companies. 



$56,610,028 44 

46.920,040 40 

16.984 65 

1.490.000 00 

480,000 00 

200,000 00 

637.520 00 

104,809 42 

1,620.679 74 

798,840 37 

4,570.461 47 

17.977.235 96 

119.540 08 

1.115,002 32 

28.087 44 

4,700,395 12 

4,658,071 00 

72,150 00 

132,500 00 



$142,253,165 42 



$11,370,000 00 

7,010,000 00 

2,410.403 64 

1.453,020 00 

19,824.900 66 

8,126 29 

45,494,894 30 

52,951.692 42 

700,943 69 

697,782 12 

215.000 00 

120,408 71 



1.093 50 



$142,253,165 42 



Report of 

June 23, 12 

state banks, 4 

national banks. 3 

trust companies 



$56,167.189 89 

48,983,231 67 

18,435 21 

1,480,000 00 

480,000 00 

200,000 00 

682,520 00 

104.764 50 

1.681.414 00 

786,087 04 

4,080,087 05 

17,108,870 28 

127.004 00 

1,317,480 10 

25,731 33 

i.002.854 23 

5,350.145 00 

74.480 00 

156.500 00 



$144,736,704 38 



$11,370,000 00 

7.015,000 00 

2,628,117 53 

1.426.580 00 

10,858,807 74 

620 04 

47,852,074 06 

53,526,811 88 

72.200 05 

641.064 48 

200,000 00 

142,310 10 



2.200 50 



$1H736,704 38 



Report of 

Sept. 1. 12 

state oanka 4 

national banks, 8 

trust companies. 



$60,472,564 77 

50,472,273 20 

21,066 82 

1,430,000 00 

431,000 00 



710.020 00 

100.802 08 

1,730,210 05 

792,436 03 

6,363,402 03 

18,224,745 31 

122,705 94 

1,944.916 44 

22,777 08 

5,252,272 44 

5,829,145 00 

69,000 00 

152.520 00 



$153,241,956 28 



$11,370,000 00 

7.040,000 00 

2.562,413 52 

1.373.620 00 

19,832,359 86 

4,868 44 

55,954,800 64 

54,368.847 54 

22.431 17 

457.872 14 

200,000 00 

2,753 67 



61,989 40 



$153,241,956 28 



Report of 

Nov. 16, 12 

steto banks, 4 

natnnal banks. 3 

trust companies. 



$63,318,901 02 

60,870,634 22 

13,179 76 

1,749.000 00 

431,000 00 



401.020 00 

08.064 63 

1,730,577 17 

786.330 61 

6,840.506 32 

16,701,586 56 

100.043 07 

1.643.305 30 

84.046 57 

5,041.503 17 

4,722,938 00 

84,460 00 

90.200 00 



$163,656,286 31 



$11,370,000 00 

7.040,000 00 

2,797.842 68 

1,738,200 00 

19,180,157 86 

4,666 04 

64.860.153 24 

65,865,772 17 

41.984 50 

432.002 60 

200.000 00 

76.518 06 

60.000 00 



$153,656,286 31 



Ixxvi 



STATE BANKING DEPARTMENT. 



GRAND RAPIDS. 



STATE AND NATIONAL BANKS. 



Abstracts of the published reports of the five State and four National bardcs and one trust 
company in the city of Grand Rapids, as made to the Commissioner of the Banking De- 
partment, November 16, 1909. 



Reaouroes. 



Loans and diaoounte 

Stocka, bonds and mortgages 

Overdrafts 

U. 8. bonds to secnre circulation 

U. S. bonds to secure U. S. deposits.. . 
Other bonds to secure U. S. deposits. . 

U. S. bonds on hand 

Premiums paid 

Banking house* furniture and fixtures . 

Otho- real estate 

Due from other banks and bankers . . . 

Due from banks in reserve cities 

Chedcs and other cash items 

Exchanges for clearing house 

Nickds and cents 



^[lecie. 



U. S. and National bank notes 

Redemption fxmd with U. 8. treasurer (6% of circulation) . 
Due from U. S. treasurer, oUier than 6% redemption fund. 



Totals. 



Liabilities. 
Capital stock paid m 

Surplus fund 

Undivided profits Ices expenses and taxes paid , 

National bank notes outstanding , 

Due to banks and bankers 

Dividends unpaid 

Commercial deposits 

Savings deposits 

State moneys on deposit , 

United States deposits 



Bonds borrowed 

Reserved for taxes, interert, etc 

Notes and biDs redisoounted 

Bills payable 

Liabilities other than those above stated 



Totals.. 



Report of 

5 state 

banks, 1 trust 

company. 



15.887.826 80 

6,509.146 19 

5.085 19 



5,280 80 

199.690 99 

21.467 15 

205,670 41 

1.821.439 SO 

35,214 69 

100.055 37 

5.036 95 

278.762 95 

389.662 £0 



S15.554.284 68 



11.250.000 00 
571.000 00 
290.119 15 



264.586 39 

188 50 

3.407.469 19 

9.737,609 56 

15.000 00 



2.500 00 



Report of 

4 national 

banks. 



$12,096,744 67 

1,271.852 49 

13.939 53 

2,078.000 00 

153.000 00 



6.500 00 

49.700 00 

447.604 74 

8.944 45 

1.068.252 12 

1,465.673 06 

10.242 90 

124.604 19 

6 495 26 

506 389 16 

444.412 00 

96.900 00 

8,500 00 



S19.939.754 55 



32,200.000 00 

820.000 00 

468.896 18 

2.066.437 50 

2,887,918 88 

416 50 

11,362.511 26 



143,574 23 



15.911 87 



315.564,284 68 



319,939,754 55 



Total. 



S17.984.671 47 

7.870.997 98 

19.024 72 

2.078,000 00 

153,000 00 



6.500 00 

54,930 80 

647.301 73 

30.411 60 

1.263,922 53 

3,287.112 45 

45.457 60 

224.659 66 

11.532 20 

875.162 10 

834.064 50 

98,000 00 

8.500 00 



335.494,030 23 



S3.460.000 00 

1.391,000 00 

759,016 33 

2.066,437 60 

3.152,505 27 

605 00 

14.769,980 45 

9.737.500 58 

15.000 00 

143,574 23 



2.500 00 



16.011 87 



335,404,030 23 



REPORT OP THE COMMISSIONER. 



Ixxvii 



SAGINAW. 



STATE AND NATIONAL BANKS. 



Abstiacts of the published reports of the three State and ttoo NatioruU hanks in the city of 
Saginaw t as rnade to the Commissioner of the Banking Department^ November 16 f 1909. 



ReBOttToea. 



Loans and disoounte 

Btoekfl, bonds and mortgafn 

Orerdrafts 

U. S. bonds to secure circubftion 

U. S. bonds to secure U. 8. depoeits.. . 
Otho- bonds to secure U. 8. deposits. . 

U. S. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures . 

Other real estote 

Due from other banks and bankers... . 

Due from banks in reserve cities 

Cheeks and other cash items 



BKchanges for dearing house. 
Nickels and cents 



Specie. 



U. S. and National bank notes. 



Redemption fund with U. S. treasurer f6% of cireulatbn) . 
Due from U. S. treasurer, otiier than 6% redempfckm fund. 



Totals. 



Liabilities. 
Gapital stock paki m 

Surplus fund 

Undivided profits less expenses and taxes paid , 

Natfenal bank notes outstanding 

Due to banks and banken 

Dhridends unpaid 

Commercial depoeits 

Sayings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and biDs redisoounted «. . 



BiUs payable 

LiabilitieB other than those above stated. 



Totals. 



Report of 
Sstato 
banks. 



14,161,030 98 

8.482,634 94 

6,416 35 



1,647 62 

112,308 00 

24,684 87 

92,668 74 

1.068,679 62 

6.088 21 

17,648 10 
2,392 40 

198,160 60 

249,406 00 



10.867.296 83 



$£00.000 00 
676,000 00 
139,726 14 



283,878 74 

180 00 

2,427,466 68 

6,441.048 77 



10,367,296 33 



Report of 

2 national 

banks. 



18,992,867 13 

606,605 68 

1,979 89 

600.000 00 

61,000 00 

82.000 00 

30,000 00 

2,671 66 

60.709 20 



113.577 30 

643,240 66 

6,187 72 

11,198 99 
971 66 

241,343 10 

69,680 00 

30,000 00 
1.000 00 



16.293.876 88 



$600,000 00 
400,000 00 
100.226 89 
699,997 60 
668,610 68 
60 00 
8,968.662 46 



76.000 00 



$6,293,376 88 



Total 



$8,168,988 11 

3,989,140 62 

7,896 74 

600,000 00 

61,000 00 

82,000 00 

30,000 00 

4.319 17 

172,012 20 

24.684 87 

206,241 04 

1,606,929 28 

11,175 98 

28.842 09 
8,864 00 

439.403 70 

819,066 00 

30.000 00 
1,000 00 



$16,660,672 71 



$1,100,000 00 

976,000 00 

230,962 03 

609,997 50 

842.884 27 

240 00 

0.886,049 14 

6,441.040 77 



76.000 00 



$15,660,672 71 



Ixxviii 



STATE BANKING DEPARTMENT. 



BATTLE CREEK. • 

STATE AND NATIONAL BANKS. 



Abstracts of the published reports of the two Stale and National banks in the city of BatUe 
Creek, as made to the Commissioner of the Banking Department , November 16, 1909. 



Reflouroes. 



LoaDB and disooimt 

Stocki, bonds and mortgagei 

Overdrafta 

TJ. S. bonds to secure chreulation 

U. 8. bonds to secure U. 8. deposits.. . 
Other bonds to secure U. S. deposits. . 

U. S. bonds on hand 

IVemiums paid 

Banking house, furniture and fixtures . 

Otha real estate 

Due from other banks and bankers . . . 

Due from bonks in reserve ctties 

Chedcs and other cash items 

Exchanges for clearing house 

Nickek and cents 



^^ecie. 



U. S. and Natwnal bank notes 

Redemption fund with U. 8. treasurer (5% of circulation) . 
Due from U. S. treasurer, other than 6% redemptwn fund. 



Totahi. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided jvofits leas expenses and taxes pakl , 

National bank notes outstanding 

Due to banks and bankers 

Divklends unpakl 

Commercial deposits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved taxes 

Notes and biDs redisoounted 

BillB payable 

LiabilitieB other than those above stated 



Totals. 



Report of 
2 state 
banks. 



11,038.478 16 

1.265.224 20 

4.802 35 



43.038 00 

20.096 65 

202 93 

219.805 83 

38 25 

8.444 10 

1.221 07 

71,787 50 

109.026 00 



12.781.255 04 



1150.000 00 
45,000 00 
23.010 10 



22.613 95 



457,529 12 
2.083 101 78 



12.781,255 04 



Report of 

2 natk>nal 

banks. 



14.191.463 30 
802.372 89 

8.480 09 
350.000 00 

2.000 00 



30,000 00 
5.710 00 

24,496 50 
6,050 71 

91.530 69 
513,298 02 

11,684 68 



1,416 60 

230,457 35 

50.865 00 

17.500 00 

2.000 00 



16.348.325 83 



$350.000 00 
105,000 00 

37,979 99 
347,300 00 

32,171 01 



6,473,874 83 



2,000 00 



$6,348,325 83 



Total 



$5,229,941 46 

2,057,507 09 

13,372 44 

350,000 00 

2.000 00 



30.000 00 

5,710 00 

67,534 50 

35,147 36 

91.733 62 

733,103 85 

11,722 93 

8,444 10 

2.637 67 

302.244 85 

168.891 00 

17.500 00 

2,000 00 



$9,129.580 87 



$500,000 00 
150,000 00 

60,990 18 
347.300 00 

54.784 96 



5,931 403 05 
2,083.101 78 



2.000 00 



$9,120,560 87 



REPORT OP THE COMMISSIONER. 



Ixxiz 



KALAMAZOO. 

STATE AND NATIONAL BANKS. 

Abstracts of the published reports of the two State and four National banks in the city of 
Kalamazoo J as made to the Commissioner of the Banking Department, November 16, 1909. 



Reaouroes. 



Loads and disoounts 

fitodu, bonds and mortgages 

Overdrafts 

U. 8. bonds to secure circulation 

U. 8. bonds to secure U. 8. deposits. . . 
Other bonds to secure U. 8. deposits. . 

U. 8. bonds on band 

Premiums paid 

Banking bouse, furniture and fixtures. 

Other real estate 

Due from other banks and bankers . . . 

Due from banks in reserve cities 

Qwcks and other cash items 

Ryrhanges for clearing house 

Nickds and cents 



Specie. 



U. 8. and National bank notes 

Rcdemptwn fund with U. 8. treasurer (5% of circulatnn) . 
Due from U. 8. treasurer, other than 6% redemption fund. 



Totals. 



Liabilities. 
Capital stock paid in « 

Surplus fund 

Undivided profits len expenses and taxes paid . 

Natbnal bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

D>mmereial deposits 

Savings deposits 

State Moneys on deposit 

United States depoots 

Bonds borrowed 

Reserved for taxes, interest, etc 

Notes and bills redisoounted 

BiDs payable 

Liabilities other than those above stated 



Totals. 



Report of 
2 state 
banks. 



ll.S72.aOO 30 

626.128 75 

18,231 61 



104.500 00 

18.000 00 

8.T)24 04 

303,093 91 

6.342 84 

30,499 61 

985 27 

38.027 65 

85.860 00 



12.702.668 96 



1200.000 00 

120.000 00 

24,227 29 



486.167 47 

120 00 

608.878 83 

1.230.561 18 

7,296 72 



12.736 96 
12.696 96 



S2.702,588 98 



Report of 

4 natfenal 

banks. 



13.891.453 10 

333.991 81- 

33.020 65 

345.000 00 

25.000 00 



2.500 00 

14,161 00 

214.997 00 

57,806 69 

215.289 10 

814.030 45 

8.611 31 

34,917 47 

1.325 40 

130,233 95 

227.436 00 

17,250 00 

500 00 



S6.367.523 93 



$600.000 00 
375.000 00 
132.804 97 
340,000 00 
136.926 40 
8.000 00 
4,830.984 77 



25.000 00 



18.207 79 



S6.367.523 93 



Total 



S5.263,753 40 
960,115 56 

51.252 26 
345.000 00 

25.000 00 



2.600 00 

14.161 00 

319.497 00 

75.806 69 

223.313 14 

1.207.124 36 

14.954 15 

65.417 06 

2,310 67 

168,861 60 

313.296 00 

17,250 00 

500 00 



S9,070.112 91 



S700.000 00 

495.000 00 

157.032 2G 

340,600 00 

623.093 87 

8,120 00 

5.439.863 60 

1.230.561 18 

7,298 27 

25,000 00 



12,736 96 
30.806 75 



S9.070.112 91 



Ixxx 



STATE BANKING DEPARTMENT. 



BAY CITY. 



STATE AND NATIONAL BANKS. 



Abstracts of the published reports of the five State and two National hanks in Bay Cityt as 
made to the Commissioner of the Banking Department, November 16^ 1909. 



Reeouroei. 



Loana and diaoount 

Stodu, bonds and mortgages 

Overdrafts 

U. 8. bonds to secure circulation 

U. B. bonds to secure U. S. deposits.. 
Other bonds to secure U. 8. des)oetts. 

U. S. bonds on hand 

Premiums paid 

Banking house furniture and fixtures. 

Other real estate 

Due from other banks and bankers . . 

Due from banks in name cities 

Checks and other cash items 

Kichanges for clearing house 

Niclcels and cents 



Specie. 



U. S. and National bank notes 

Redemptk>n fund with U. S. treasurer (6% of circulatwn) . 
Due from U. B. treasurer, other than 6% redemption fund. 



Totals. 



Liabilities. 
Capital stock paid in 

Buxphis fund 

Undivided profits less expenses and taxes paid . 

National bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Conunercial deposits 

Bavings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills redisoounted 

Bills payable , 

Liabilities other than those above stated 



Totals. 



Report of 
6 state 
banks. 



12,437.309 54 

2.067.813 47 

7,677 84' 



10.717 94 
57.000 00 
26,507 72 
10.802 24 

961,577 00 

2,280 08 

14,560 66 

1.907 50 

96,679 42 

286,049 00 



15.978.913 30 



1400,000 00 

280,000 00 

57,045 72 



81,819 41 



1.854,396 18 
3,305,651 99 



Report of 

2 national 

banks. 



$1,839,783 15 

874.465 66 

1.846 82 

150,000 00 



56.000 00 



22,500 00 



39,054 41 

178,158 60 

2,579 07 

8,295 45 

817 64 

60,887 00 

60,691 00 

7,500 00 

600 00 



12.321.173 89 



1200.000 00 
165.000 00 

30.870 38 
149,000 00 

62.563 78 



1.652.562 63 



$5,978,913 30 



71,677 10 



$2,321,173 80 



Total 



$8,777,002 60 

8.441.779 18 

9,524 66 

150.000 00 



56.000 00 



19.717 94 

79.500 00 

20.607 72 

49.866 65 

1.129,730 69 

4,810 06 

22,846 10 

2,815 14 

166.666 42 

355.740 00 

7.600 00 

600 00 



$8,300,067 19 



$600,000 00 

445,000 00 

87.416 10 

149.000 00 

134.383 19 



3.506.958 81 
3.305.651 99 



71,677 10 



$8,300,087 19 



REPORT OF THE COMMISSIONER. 



Ixxxi 



JACKSON. 

STATE AND NATIONAL BANK8. 



% 

Abisir€u:t8 of the published reports of the foui State and one Ncdional banks in the city of 
Jackson^ as made to the Commissioner of ths Banking Department, November 16, 1909. 



Rcfouroefi. 



Loaiu and discount 

Stocks, bonds and mortgages 

Overdrafts 

V. S. bonds to secure circulation 

U. S. bonds to secure U. S. deposite 

Other bonds to secure V. S. deposits 

U. 8. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures 

Other real estate 

Due from other banks and bankers 

Due from banks in reserve cities 

Checks and other cash items 

Exchanges for clearing ItuuFC 

Nickels and cents 

Specie 

V. S. and National bank not^» 

Redemption fund with H. S. treasurer (5% of cirrulation) . 
Due from U. S. treasurer, other than 5% redemption fund. 



Totals. 



Liahiliticf. 
Capital stock paid in 

Surplus fund 

Undivided profits less cxpcn^cs and taxcK iKiid , 

National bank notes outstanding 

Due to tjanks and bankere 

Divkiends unpaid 

Commercial deposits 

Savmgs depofit 

State monej's on depotiit 

United States deposits 

Bonds born>wod 

Reserved for taxes , 

Notes and bills rediscountrd 



Report of 
4 state 
banks. 



I2.930,S61 15 

1.485.366 42 

I4.8d9 20 



197,000 00 

50,016 06 

227.681 80 

622,604 60 

1.047 98 

61,601 50 

1.132 14 

120.078 05 

165.577 00 



Report of 

1 natk>nal 

liank. 



1024.180 55 

125.442 16 

6,083 00 

50.000 00 



Total. 



13.803.741 70 

1,610,707 58 

21.823 10 

50.000 OO 



2.080 00 

7,675 58 

20.010 78 

2.525 14 

115.660 08 

306 31 

0,443 40 

1.570 41 

62.702 10 

51.131 00 

2.500 00 

600 00 



2.080 00 

204,675 58 

70,034 83 

230.206 04 

738,354 77 

2.254 29 

71.134 00 

2.711 55 

183.770 16 

216.708 00 

2.500 00 

600 00 



$5,888,474 07 



$600,000 00 
305,000 00 
100,285 36' 



$1,383,810 50! $7,272,293 57 



$100,000 00 
50,000 00 
26,423 80 
50,000 00 



41,644 41 

20 00 

1.020,030 66 

2,851 564 64 



1,157,395 70 



$700,000 00 

365,000 00 

105.700 16 

50,000 00 

41.644 41 

20 00 

3,078.335 36 

2.851.684 64 



Biilfi payabfe. 



Liabilities other than th(>M> ftlxive stated. 



Totals. 



$5,888,474 07 ! $1,883,810 50 I $7,272,203 57 



Ixxxii 



STATE BANKING DEPARTMENT. 



CALUMET. 

STATE AND NATIONAL BANKS. 
t 

Abstracts of the published reports of the two State and one National banks in the city of 
Calumet, as made to the Commissioner of the Banking Department, November 16, 1909. 



Resouroet. 



Loans and disoountis 

Stocks, bonds and mortgAges 

Overdrafts 

r. 8. bonds to secure circulation 

U. S. bonds to ncore U. 8. deporits. . 
Other bonds to secure V. ?. depoEits. . 

U. 8. bonds on hand 

Premiuine paid 

Banldng house, furniture and fixtures 

Other real estate 

Due from other banks and bankers . . 

Due from banks in raerve dtks 

Checks and other cash items 

Exchanges for clearing house 

Nickels and cents 



Specie. 



U. 8. and National bank notes 

Redemption fund with U. 8. treasurer (5% of circulatwn) . 
Due from V. S. treasurer, other than 5% redemption fund. 



Totalis. 



Lial)ilities. 



Capital stock paid in 

Surplus fimd 

Undivided profits V-^h cxpenw^ nnd tajey paid 

National bank notes outstanding 

Due to banks and bankerH 

Divkiends unpaid 

Commercial deposits 

Savings deposit* 

State moneys on deix)!'it 

United States depo^it«^ 

Bonds borrowed 

Reserved for taxcf* 

Notes and bills redisoounted . . i 

Bills payable 

Liabilities other than those above stated 



Totals. 



Report of 
2 state 
banks. 



$1,623,949 83 

209.877 94 

175 67 



65.733 71 
8.544 06 

57.626 62 

717.177 49 

6,516 77 



630 96 

95,171 60 

130.609 00 



$2,981,913 15 



$250.000 00 

150.000 00 

99.247 75 



5.976 06 

70 00 

2.254.S06 30 

222.113 04 



$2,981,913 15 



Report of 

1 national 

bank. 



$2,840,910 80 

309,365 00 

488 68 

200.000 00 



10.000 00 
2.300 00 
3.500 00 

50.498 80 



43,807 86 

225,980 06 

4.899 80 

7.603 72 

394 57 

243.407 45 

134.800 00 

10.000 00 



$3,588,011 74 



Total. 



$3,964,860 13 

579.242 94 

650 35 

200.000 00 



10.000 00 

2.300 00 

3.500 00 

116.232 51 

8.544 06 

101.434 48 

943.157 55 

11.416 57 

7.60372 

1.025 53 

338.579 05 

271.369 00 

10,000 00 



$200.000 00 

250,000 00 

27,977 52 

184.350 00 

971 80 

2,923,712 42 



1.000 00 



$3,588,011 74 



$6,569,924 M) 

$450,000 00 

400.000 00 

127.225 27 

184.350 00 

0.947 80 

70 00 

5,178,218 72 

222,113 04 



1.000 00 



$6.5«9.924 89 



REPORT OP THE COMMISSIONER. 



Ixxxiii 



ANN ARBOR. 

STATE AND NATIONAL BANKS. 



Abstracts of the published reports of the four State and one National Banks in the city of Ann 
Arbor J as made to the Commissioner of the Banking Department j November 16, 1909. 



Reeourcra. 



Loans and discounts 

Stocks, bonds and rooiigiges 

Overdrafts 

U. S. bonds to secure circulation 

U. S. bonds to secure U. 8. deposits. . . 
Other bonds to secure U. S. deposits . . 

U. B. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures , 

Other real estate 

Due from other banks and bankers . . , 

Due from iMinks in reserve cities 

Checks and other cash items 

Exchanges for clearing house 

Nickels and cents. 



Specie. 



U. S. and National bonk notes 

Redemption fund with XJ. S. treasurer (5% of circulation) . 
Due from IJ. S. treasurer, other than 5% redemption fund. 



Total. 



Liabilities. 



Capita] stock paid in 

Surplus fund 

Undivided profits less expenses and taxes paid . 

National bank notes outstanding 

Due to banks and bankers 

Divkknds unpaid 

Commercial deposits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills rediscounted 



Report of 
4 state 
banks. 



$1,535,991 86 

2.929.942 10 

26.806 98 



S2,000 00 
2,424 26 

109.688 25 
12.997 84 
28,093 29 

476.077 27 

3.062 23 

13,622 52 

3.243 S8 

140.519 81 

221.426 00 



$5,543,916 29 



$200,000 00 
851.500 00 
110.690 60 



59.036 83 

400 00 

1.210.358 77 

3.606.930 09 

5.000 00 



Report of 

1 natjonal 

bank. 



$381,414 10 

91.288 60 

7.250 07 

100,000 00 



1.500 00 
24.000 00 



4.829 28 
50.980 08 



1.456 39 

90 14 

22,780 90 

32,329 00 

5.000 00 



$722,927 56 



$100,000 00 

50.000 00 

20.914 03 

100.000 00 



452.013 53 



Bills payable. 



Liabilities other than those above stated 



Totals. 



$5,543,916 29 



$722,927 50 



Total. 



$1,917,405 96 

3.021.230 70 

34.066 05 

100,000 00 



32.000 00 

3.924 26 

133.688 25 

12.997 84 

32.922 57 

526.057 35 

3.082 23 

15.078 91 

3.334 02 

172.300 71 

253.755 00 

5.000 00 



$6,266,843 85 



$300,000 00 

401,500 00 

131,604 63 

100,000 00 

50.036 83 

400 00 

1.662,372 30 

3,606.930 09 

5,000 00 






$6,266,843 85 



Ixxziv 



STATE BANKING DEPARTMBNT. 



PORT HURON. 

STATE AND NATIONAL BANKS. 



Abstracts of the ptiblished reports of the four State and one National banks in the city of 
Port Huron, as made to the Commissufner of the Banking Department, November 16, 1909. 



Resources. 



Loans aud diccounts 

Stoekn. bonds and mortgages 

Overdrafts 

V. S. bonds to secure circulation 

U. 8. bonds to secure U. S. de poiiti? 

Other bonds to secure V. S. deporits 

U. 8. bonds on band 

Premiums paid 

Banking house, furniture and fixtures 

Other real eetate 

Due from other banks and bankers 

Due from other banks in reserve eitips 

CSiecks and other cash items 

ExchangOB for clearing house 

Nickels and cents 

Specie 

TJ. S. and national bank notes. 

Redemptbn fund with U. S. treasurer (5% of circulation) . 
Due from U. S. treasurer, other than 5% redemption fund. 



Totals.. 



Liabilities. 



Capital stock paid in 

Surplus fund 

Undivided profits less expenses and taxes paid . 

National bank notes outstanding 

Due to banks and bonkers 

Dividends unpaid 

Gommercial deposits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds bonowcd 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 

Liabilities other than those above stated 



Report of 
4 state 
banks. 



12,215.782 45 

813.088 60 

2,702 74 



114,747 87 
29.730 00 
30,450 23 

458.468 22 

15,302 76 

21,073 18 

2,432 60 

65.295 85 

114.665 00 



$3,883,730 48 



Report of 

1 national 

bank. 



1987,014 10 

196,844 04 

55 26 

150.000 00 

40.000 00 



00.000 00 



5.751 42 
226,236 40 



8.974 49 

677 90 

38.032 00 

68.168 00 

7.500 00 



11,789.353 7(\ 



$400.000 00 
220,000 00 

76.865 82 



156,878 U 

139 00 

1,300,435 08 

1.710,225 25 

19,195 09 



$150,000 00 

65.000 00 

41.684 98 

149,995 00 

91,416 09 



1,243,967 88 



40.000 00 



7,289 75 



Totals $3,883,739 48 $1,789,353 70 



Total. 



$3,202,796 64 

1.010.032 63 

2.756 00 

160.000 00 

40,000 00 



174.747 87 
29,780 00 
36.201 65 

684,704 62 

15.302 76 

30.047 67 

3.110 49 

103.327 85 

182.833 00 
7.500 00 



$5,673,093 18 



$550.000 00 

285,000 00 

118.550 80 

140,095 00 

248,294 43 

139 00 

2.544.403 86 

1.710.225 25 

19.195 09 

40.000 00 



7,289 75 



$5,673,093 18 



REPORT OF THE COMMISSIONER. 



Ixxxv 



LANSING. 

8TATE AND NATIONAL. BANKS. 



Abstracts of the jrublinhed reports of the one State and two NationcU bankn in the city of Lan- 
sing, as made to the Commissioner of the Banking Department, November 16, 1909. 



Rcwuroes. 



Loaiui and dbcuunts 

Stockfl, bonds and murtgoiee 

Overdnfte 

U. 9. bonds to Kcure circulation 

V. S. bonds to secure U. 8. depoeite 

Other bonds to secure V. 8. deposits 

U. 8. bonds on hand *. 

Premiums paid 

Banking houee, fumilure and fixtures 

Other real estate 

Yhx from other banks and Ijonkers 

Due from banks In reeerve citiee 

Checks and other cath items 

Exchanges for clearing hou^e 

Nickels and cents 

Specie 

U. S. and National bank notes 

Redemption fund with U. S. treasurer (5% of circulatk}n) . 
Due from U. S. treasurer, other than 5% redemption fund. 



Totab, 



Liabilities. 



Capita] stock paid in 

Surplus fund 

Undii'ided profits kxs ex|)en»es and taxes paid 

Natbnal bank notes outstanding 

Due to banks and bankers 

Dividends unpaki 

Commercial deposits 

Savings deposits 

State monej's on deposit 

United States deporits 

Bonds borrowed 

Reserved for taxes 

Notes and bills redi^counted 

Bills payable 

Liabilities other than thofC al»vo t.tated.. . . 



Totals.. 



Report of 
IsUte 
bank. 



S644.900 27 

389.085 65 

1,177 W 



2.957 24 
51.500 00 
15.090 92 



156.852 85 

5.511 23 

16.564 86 

400 31 

31.202 00 

54.854 00 



11.370.225 26 



$150,000 00 
45.000 00 
16,972 54 



Report of 

2 national 

banks. 



$1,564,404 73 

653.414 83 

452 48 

200.000 00 

2.000 00 



40.000 00 

3.724 77 

80.000 00 



122.504 74 
407,212 60 



15.653 05 
1.655 77 

72,877 80 

143,565 00 

7.700 00 

aoeoo 



13,405,455 36 



524.920 94 
624.582 79 
8.748 99 



I200.000 00 

130,000 00 

85,180 24 

107.663 00 

111.003 39 



2.679.509 73 



2.000 00 



$1,370,225 26 



$3,405,455 36 



TotaL 



$2,200,814 00 

1.043.400 96 

1.080 41 

200.000 00 

2.000 00 



40.000 00 

6.682 01 

131.500 00 

15.099 92 

122.504 74 

054,065 54 

5,511 23 

82.287 91 

2.146 08 

104.070 80 

198.419 00 

7.700 00 

200 00 



$4,775,660 62 



$850.000 00 
175.000 00 
102.161 78 
107,663 00 
111.003 80 



3.204.520 67 

684.582 79 

8.7483)9 

2.000 00 



$4,775,680 62 



Ixxxvi 



STATE BANKING DEPARTMENT! 



MARQUETTE. 

STATE AND NATIONAL BANKS. 

Abstracts of the published reports of the one State and two National banks in the city of Mar- 
quette^ as made to the Commissioner of the Banking Depaitment, November 16, 1909. 



Rnourccs. 



Loans and discounts 

Stocks, bonds and mortgages 

Overdnfts 

U. S. bonds to racure circulation 

U. S. bonds to secure U. S. deposits 

Other bonds to secure V. 8. deposits 

U. 8. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures 

Other real estate 

Due from other banks and bankers 

Due from banks in reserve cities 

Checks and other cash items 

Exchanges for clearing houee 

Nickels and cents 

Specie 

U. S. nnd Natsmfll bank notes 

Redemption fund with U. 8. treasurer (5% of circulation) . 
Due from U. 8. treasurer, other than 5% redemption fund. 



Report of 
IsUte 
bank. 



$648,099 07 

106.617 68 

7.409 66 



57.692 60 

1,489 30 

23.409 48 

138,513 88 

2,302 90 

4,912 95 

481 09 

18.201 10 

47.587 00 



Report of 

2 national 

banks. 



11.829.604 07 

388.681 74 

511 78 

250.000 00 

26.000 00 



3?,500 00 
1,500 00 

79.000 00 
4.000 00 

79.099 70 

451.830 90 

7.107 20 



828 60 

156.450 00 

34.322 00 

12.500 00 

200 00 



TctflU 



$1,147,706 81 



Liabilities. 



Capital St4)rk iiaid in 

Surplus fund 

Undivided profits lere expen»ri< and taxes ixiid 

National luink notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Commercial depotits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills rediecounted 

Bills payable 

Liabilities other than those aljove (stated ... 



$100,000 00 

25.000 00 

3.429 14 



63.053 21 



568.091 27 

383.133 19 

5.000 00 



Totals. 



$1,147,706 81 



$3,359,142 OK 



$250.000 00 
75.000 00 
79.682 19 
243.400 00 
43.080 40 
18.000 00 
2,621,512 10 



25,999 00 



2.468 39 



$3,359,142 08 



Total. 



$2,478,603 14 

585.299 42 

8.011 44 

250.000 00 

26.000 00 



37,500 00 

1.500 00 

136.092 60 

5.489 30 

102.509 19 

590.344 78 

9.410 19 

4,912 95 

1,309 78 

174,657 10 

81,909 00 

12,500 00 

200 00 



$4,500,848 80 



$350.000 00 

100.000 00 

83.111 33 

243.400 00 

106.133 61 

18.000 00 

3.189.603 37 

383.133 19 

5.000 00 

25,099 00 



2,468 39 



$4,^6,848 89 



REPORT OP THE COMMISSIONER. 



Ixxxvii 



HOUGHTON. 

NATIONAL BANKS. 



Abstracts of the published reports of the two National banks in the city of Houghton, as made 
to the Commissioner of the Banking Departmentj November 16, 1909. 



Resources. 



Loans and discounts 

Stocks, bonds and mortgager 

Overdrafts 

U. 8. bonds to secure circulation 

U. S. bonds to secure U. S. deposits. . 
Other bonds to secure U. 8. deposits . 

U. S. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures 

Other real estate 

Due from other banks and banker?. . . 

Due from banks in rescnre cities 

Checks and other cash items 

Exchanges for ckaring house 

Nickels and cents 



Specie. 



U. S. and National bank noteti 

Redemption fund with U. S. treasurer (5% of circubtion). 
Due from V. S. treasurer, other than 5% redemption fund 



Totals. 



Capital stock imid in 

Surplus fund 

Undivided profits less expenses and taxes paid. 

National bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Commercial deposits 

Savings deposits 

State moneys on deposit 

Unfted ^tes deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills redtsoounted 



Linbilltieii. 



BiUspajrable. 



Liabilities other than those above stated. 



Totals. 



Report of 

2 natk)nal 

banks. 



$2,401,765 76 

276,300 00 

13,875 30 

185.000 00 

100.000 00 



1.120 00 
50.700 00 



174.540 73 

n0.040 76 

15,165 36 



1.540 10 
288.563 00 
115.465 00 

9.250 00 



$4,502,326 10 



$250,000 00 

225.000 00 

211.488 33 

183,200 00 

13,836 52 

78 00 

3,504.223 25 



25.000 00 



$4,502,326 10 



Ixxxviii 



STATE BANKING DEPARTMENT. 



ADRIAN. 

STATE AND NATIONAL BANKS. 



Abstracts of the published reports of the four State and one Xational banks in the city of 
Adrian^ as made to the Commissioner of the Banking Department ^ November 16 ^ 1909. 



Resources. 



Loans and discounts 

Stocks, Ixinds and inoiigiign* 

Ch'crdrafts 

r. 8. bonds to Fecure circulation 

v. S. bonds to w^ure V. R. deiiotitii 

Other bonds to secure U. S. depoFits 

U. 8. bonds on hand 

Premiums paid 

Banking houce. furniture and fixturro 

Other real eetate 

Due from other Ijonks and liankem 

Due from banks in reserve cities 

Checks and other rash items 

Exchangee for ck'aring houer 

Nickles and cents 

Specie 

r. 8. and National bank notn: 

Redemption fund with V. 8. treai>urrr (5% of circulation) . 
Due from U. 8. trent<urrr, other than b% redemiitnn fund. 



Totals. 



Li:ibilitirs. 
Capital stock paid in 

Sun^lus fund 

Undivided proBts k'fK exiirn^rs and ttixes paid . 

Natbnal bank notes outstanding 

Due to Imnks and bankers 

Dividends unpaid 

Commercml depwit^ 

Suvings dcpofitp 

State moneys on deposit 

I'nited States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bills rediscountod 

Bills payable 

Littbilitk's other than tlioM alwve stated 



Totals. 



Report of 
4 state 
banks. 



11,135.904 69 

2.017.240 74 

4.034 48 



37 66 

100.000 00 

4.426 85 

4,275 26 

484.274 94 

2,020 70 

5.474 60 

088 44 

50.768 45 

132.004 00 



$3,042,530 09 



9405,000 00 
07.000 00 
50.196 73 



866 55 



574.376 17 

2,803,501 54 

2,500 00 



$3,042,530 09 



Report of 

1 national 

bank. 



$159,855 06 

11.418 06 

256 70 

00.000 00 



1.242 87 
21.282 41 



26.274 60 

12.508 14 

1,867 25 



101 69 
2,002 50 
5.270 00 
4.500 00 



$336,672 20 



$90.000 00 

3.260 00 

965 75 

89.400 00 

29,735 18 



116,191 27 



7.120 00 



$336,672 20 



Total. 



$1,295,850 65 

2.028.656 82 

4.203 18 

90.000 00 



1.280 53 

121.282 41 

4.426 86 

30.540 86 

406,783 08 

3.888 04 

5.474 60 

1.180 13 

52,770 05 

138.264 00 

4.500 00 



$4,270,203 10 



$405.000 00 

100.260 00 

60.162 48 

89,400 00 

30,601 73 



690.567 44 

2,803.501 54 

2,500 00 



7.120 00 



$4,270,203 10 



REPORT OF THE COMMISSIONER. 



Ixjuux 



MUSKEGON. 

STATE AXD NATIONAL BANKS. 

Abstracts of the published reports of the one Slate and three National banks in the city of 
Muskegon^ as made to the Commissioner of the Banking Department, November 16, 1909. 



RMouroes. 



Loans Mid dieeounta 

Stodcs, bonds and mortgagee 

Overdrafts 

U. 8. bonds to secure circulation 

U. Sw bonds \o secure U. S. deposits 

Other bonds to secure U. S. deposits 

U. 8. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures 

Other real estate 

Due from other banks and bankers 

Due from banks in reserve cities 

Checks and other ca^h items 

Exchanges for clearing house 

Nickels and cents 

Specie 

U. S. and Natwnal bank notes 

Redemptbn fund «ith U. S. trcaf urer (5% of circuhtion) . 
Due from U. S. treasurer, other than 5% redemption fund. 



Totals. 



Liabilities. 



Capital stock paid in 

Surplus fund 

Undivided profits kss expenses and taxes paid . 

Natkmal bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Commercial deposits 

Savings deposits 

State BMneys on deposit 

United States deposits 

Bonds borrowed 

Reaerved for toxn 

Kotos and bills redisoounted 

Bills payable 

Liabiliiiea other than those above states 



Totals. 



Report of 
IsUte 
bank 



1322,741 98 

320.271 S3 

4S7 24 



4,416 75 
40.305 32 



190 04 
62.386 11 

530 50 
10, 7U 84 

286 36 
12.468 20 
31.880 00 



$806.684 87 



$50.000 00 
10,000 00 
17.707 95 



400 
197.041 00 
531,931 92 



Report of 

3 natbnal 

banks. 



12,041.451 99 

447.319 01 

11,624 11 

234.000 00 

1,000 00 



2,320 00 
81,742 84 

2,500 00 

55.716 80 

256.824 67 

30,740 53 



1,871 05 

111,501 60 

157,456 00 

11.700 00 



$3,456,888 10 



$300.000 00 

125.000 00 

125.757 41 

233.397 50 

0.250 67 

54 00 

2.643.422 52 



1.000 00 



2.000 00 



20.000 00 



$806.684 87 



$3,456,888 10 



Total. 



$2,364,198 97 

767,590 54 

12.111 35 

234.000 00 

1.000 00 



6.766 75 

122.047 66 

2,500 00 

55,906 84 

319,210 78 

40,271 03 

10.711 84 

2.157 41 

124,050 80 

189.345 00 

11,700 00 



$4,263,572 97 



$350,000 00 

135,000 00 

143.465 30 

233.397 SO 

6.256 67 

58 00 

2.840.463 52 

531.931 92 



1.000 00 



2,000 00 



20.000 00 



$4,263,572 97 



xc 



STATE BANKING DEPARTMENT. 



ALPENA. 

8TATE AND NATIONAL BANKS. 

Absliacts of the published reports of the one State and one National bank in the city of 
AlpenOf as made to the Commissioner of the Banking Department, November 16, 1909. 



Resources. 



Loans nnd discounts 

Stocks, bonds and mortgages 

Ovcrdraftf) 

U. S. bonds to secure circulation 

U. S. bonds to secure U. S. depositii.. . 
Other bonds to secure U. S. depodts . . 

U. 8. bonds on hand 

Premiums paid 

Banking house, furniture and fixtures . 

Other real estate 

Due from other banks and bankers . . . 

Due from banks in reserve cities 

Checks and otiier cadi items 

Exchanges for clearing house 

Nickels and cents 



Specie. 



U. S. and Natnnal bank notes 

Redemption fund with U. S. treasurer (5% of circulation) . 
Due from U. S. treasurer, other than 5% redemption fund. 



Totals. 



Liabilities. 



Capital stock paid in 

Surplus fund 

Undivided profits less expenses and taxes paid 

National bank notes outstanding 

Due to banks and bankers 

Dividends unpaid 

Commercial deposits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes, interest, etc 

Notes and bills redisoountcd 

Bills payable 

Liabilities other than Uiose above stated 



Totals. 



Report of 
I state 
bank. 



1845,722 71 

637.620 01 

1,513 19 



37,707 24 

10.064 32 

24,058 68 

146.325 12 

6 30 

1.056 21 

1.001 56 

37.707 00 

55.333 00 



tl. 799. 915 34 



$100,000 00 

125.000 00 

3,873 02 



35.600 27 

10 00 

202,744 03 

1,235.188 02 



Report of 

1 natwnal 

bank. 



$6^.583 06 

143.466 78 

3,050 60 

50,000 00 



7,000 00 

12.611 88 

500 73 

77.710 60 

3.222 37 



271 57 

30.685 00 

17.440 00 

2.500 00 



$1,007.133 62 



$50,000 00 
50.000 00 
22,285 18 
50,000 00 



834.848 44 



22,500 00 



75.000 00 



$1,799,915 34 



$1,007,133 62 



Total. 



$1,106,306 67 

781,086 79 

4.563 88 

50.000 00 



44.707 24 

23.576 15 

25.540 41 

224,035 81 

3.228 67 

1.056 21 

1.273 13 

77.302 00 

72.778 00 

2.600 00 



$2,807,048 96 



$150,000 00 

175.000 00 

26.158 20 

50.000 00 

35.000 27 

10 00 

1.037.502 47 

1.235.188 02 



22,500 00 



75.000 00 



$2,807,048 96 



REPORT OF THE COMMISSIONER. 



xci 



BENTON HARBOR. 

8TATE BANKS. 

Abstract of the published reporte of the three State banke in the tity of Benton Harbor, as 
made to the Commissioner of the Banking Department ^ November 16, 1909. 



Reiources. 



Loans and discoante 

Stocks, bonds and mortcaces 

Overdrafts 

U. S. bonds to secure cireuktbn 

U. £L bonds to secure U. S. deposits. 

Other bends to secure V. S. deposits 

V. 8. bonds on hand 

Premiums paid 

Ranking house, furniture and fixtures 

Other real estate 

Due from other banks and bankers 

Due from banks in reserve cities 

Checks and other cash items 

Exchanges for clearing hoxxse 

Niseis and cents 

Specie 

U. 8. and National bank notes 

Redemption fund with U. S. treasurer (5% of circulation). 
Due from U. 8. treasurer, other than 5% redemption fund . 



Totals. 



Liabilities. 



Capital stock paid in 

Surplus fund 

I'ndivided profits lees expenses and taxes paid. 

National bank notes outstanding 

Due to bonks and bankers 

Dividends unpaid 

Commercial deposits 

Savings deposits 

State moneys on deposit 

United States deposits 

Bonds borrowed 

Reserved for taxes 

Notes and bOls redis(»unted > 



BOls payable. 



Liabilities other than those above stated. 



Totals. 



Report of 
3 state 
banks. 



11.008.512 82 

295.760 67 

3.037 25 



3.200 00 

1,115 80 

20,120 30 

18.000 00 

8.466 IG 

622.875 84 

1,424 17 

9.666 69 

2.303 50 

51.081 20 

89,306 00 



$2,219,969 39 



1250,000 00 
86.500 00 
37,465 50 



147,621 08 



784.187 30 
914.295 51 



12.219.969 39 



STATE BANKS OF MICHIGAN. 



3 



No. 325. 
THE ADDISON STATE SAVINGS BANK, ADDISON. 

Organized October 11, 1905. 

O. B. BowEN, PresidrrU' Fred B. Kline, Vice Preaideni; 

F. B. Clevejju«d, Cashier. 

Directors. — O. B. Bowen, F. B. Kline, Henry F. Davis, D. A. Oirtls. L. S. Town. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus Fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



143,500 72 

43,607 10 

26 40 

4M 12 

6,274 12 

2.732 44 



7.470 40 



2,761 00 
530 00 
812 40 

. 118 24 
73 00 



1107.260 00 



$20,000 00 

500 00 

2,150 26 



16,271 60 



Report of 
Feb. 6, '09. 



140.462 88 
43,103 60 



848 28 
6.274 12 
2,782 44 



13,443 06 



2,774 00 
706 00 
646 20 
120 69 
100 00 



Report of 
Aprir28, '09. 



839,076 40 
30,083 60 



1.280 39 
6.274 12 
2.732 44 



8,298 06 



1109,711 16 



$20,000 00 
760 00 
632 98 



27.823 31 



34,662 16 
33.767 08 



$107,260 00 



20,130 66 
31.466 22 



4,664 00 
1,380 00 

612 06 
81 97 

393 01 



$102,786 03 



Report of 
June 23, '09. 



$38,122 91 
39.163 60 



447 02 
6,274 12 
2.732 44 



19.362 88 



3,343 00 

226 00 

800 06 

47 10 

270 42 



$20,000 00 
760 00 
040 86 



14,164 46 



27,714 86 
34,218 28 



$100,711 16 



6.000 00 



$102,786 03 



$100,864 64 



$20.000 00 
760 00 
001 80 



24.481 17 



28.781 61 
34.040 07 



Report of 
Sept. 1, '09. 



$109,864 64 



$38,222 86 
45.862 07 



161 20 
6.274 12 
2.732 44 



18.216 91 



2.227 00 
416 00 

1.340 06 

87 11 

228 46 



$114,776 22 



$20.000 00 

760 00 

1,653 07 



20,683 13 



28,280 69 
43.609 33 



$114,776 22 



STATE BANKING DEPARTMENT. 



No. 162. 
THE ADRIAN STATE SAVINGS BANK, ADRIAN. 

Organized May 29, 1893. 

R. A. Watts. President; Gboroe A. Wilcox, Vice President; B. E. Tobias, Cashier; 
R. H. Watts, Assistant Cashier; Charles S. Whitnby, Atuiitar. 

m 

Directors. — R. A. Watts, Geo. A. Wilcox, W. E. Jewett. R. A. Kaiser, C. G. Wesley, W. O. Hunt, 

B. E. Tobias, A. D. Ellis, C. S. Whitney, R. H. Watts. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Safety deposit vault 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks in reserve cities . . 
Exchanges for clearing house . . . . 
U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Report of 
Nov. 27, '08, 



$351,549 01 
728.079 63 



32 62 

ao.ooooo 

10.000 00 
5,000 00 



3,803 83 



127,416 75 

1,810 21 

37.324 00 

25.485 00 

2.905 60 

131 41 

467 80 



$1,324.105 86 



$60.000 00 
75.000 00 
30.838 51 



Commercial certi ideates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



214,323 06 



Report of 
Feb. 5, '09. 



$420,305 41 
746.546 24 



362 31 

30.000 00 

10,000 00 

5.000 00 



4.813 00 



111,260 74 

5,089 35 

35,548 00 

32,220 00 

8,146 75 

436 59 

233 92 



$1,410,862 40 



$120,000 00 
15.000 00 
25.930 72 



Report of 
Aprir28, '09. 



$454,367 04 
757.076 56 



42 64 

30.000 00 

10.000 00 

5.000 00 



1.445 87 



136.298 56 

1.381 08 

39.797 00 

28.885 00 

4,547 75 

367 65 

35 44 



$1,469,244 69 



Report of 
June 23, 'C9 



$428,736 91 
844.455 71 



Report of 
Sept. 1, '09. 



109 83 

30,000 00 

10.000 00 

5.000 00 



3.271 59 



113.940 02 

3.085 99 

24.855 00 

28.535 00 

4,214 25 

207 16 

7 36 



$1,497,318 82 



$120,000 00 
15.000 00 
36.279 88 



312.615 71 



911.068 43 
32,875 80 



$1,324,105 86 



900.966 13 
36.349 84 



$1,410,862 40 



299.949 06 



937.405 27 
60.610 88 



$1,469,244 50 



$120,000 00 
15.000 00 
23.338 30 



331.390 51 



050.711 37 
56.878 04 



$1,407,318 82 



$316,682 20 
827,788 62 



178 96 

30.000 00 

10,000 00 

5,000 00 



13,297 94 



80.140 79 

2,999 69 

28.421 00 

26.790 00 

3,903 60 

129 76 

189 30 



$1,345,521 86 



$120.000 00 
30.000 00 
20,219 31 



193.534 75 



927.181 90 
54.585 90 



$1,345,521 86 



STATE BANKS OF MICHIGAN. 



No. 89. 
THE COMMERCIAL SAVINGS BANK, ADRIAN. 

Organized May 10, 1888. 

Alanson Bbnnbtt, President; Charles G. Hart, Vice PretiderU; 

Ernest N. Smith. Cashier. 

Directors. — Alanson Bennett. A. H. Wood. A. M. Stephenson, B. C. Sword, E. L. Baker. Ohas. G. 

Hart. John £. Bird. N. B. Hayes. A. E. Palmer. » 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
Aprir28. 09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


1281.410 55 
231,864 04 


$292,902 78 
226,319 04 


$316,360 05 
243,730 99 


$286,931 80 
270.955 28 


$301,776 50 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


266,332 05 


Overdrafts 


22 50 
12,000 00 


3,692 49 
12,000 00 


277 68 
12.000 00 


130 10 
12,000 00 


2.869 30 


Banking boune 


12,000 00 


Furniture and fixture 




Other real estate 












Due from other banks and bankers 
(not reserve cities) 








4,538 81 




Items in transit 


15,871 06 


632 50 


416 50 


6,928 66 


United States bonds 






Due from banks in reserve cities. . 
Exchanges for clearing bouse 


47,546 35 

504 05 

82,885 00 


54,015 10 

1,067 30 

26,254 00 


96,083 70 

90 39 

27.082 00 


105,611 75 


44.355 58 
1.359 06 


U. S. and National bank currency . 
Due from U. S. Treasurer 


19,449 00 
1.500 00 

11,005 00 
991 65 
216 55 
361 55 


24.561 00 


Gold coin 


8,785 00 

1,747 15 

103 90 

1.766 66 


5.205 00 
921 25 
144 54 
368 57 


6,260 00 

1,464 20 

160 49 

1,745 48 


5.505 00 


Silver coin 


1,023 00 


Nickels and cents 


391 01 


Checks and cash items 








Totals 


$634,596 35 


$623,522 52 


$705,621 48 


$713,781 49 


$067 101 16 






Liabilities. 
Capital stock paid in 


$110,000 00 

22.000 00 

8.178 20 


$110,000 00 

22.00P00 

4,758 96 


$110,000 00 

22,000 00 

6,532 84 


$110,000 00 

22.000 00 

3,005 52 


$110,000 00 


Surplus fund 


22,000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


8.683 00 


Commercial deposits subject to 
check 


154.760 05 
1.541 88 


141.050 72 
2.244 15 


203.525 39 
13.102 18 


222,294 36 
12.841 95 


161,282 02 
11,217 14 


Commercial certificates of deposit . 
Due to banks and bankers 


Certified checks 






113 07 




471 00 


Cashier's checks outstanding 


35 00 
338.081 72 








Savings deposits 


333,468 69 


340.348 00 


338,579 60 


348 448 00 


Savings certificates of deposit 




State deposits 




10.000 00 


lO.OCOOO 


5,000 00 


5,000 00 


Notes and bills rediscounted 




Bills payable 
























Totals 


$034,599 35 


$623,522 52 


$705,621 48 


$713,781 49 


$667,101 16 



6 



STATE BANKING DEPARTMENT. 



No. 66. 
LENAWEE COUNTY SAVINGS BANK. ADRIAN. 

Organized December 16, 1869. 
Corporate existence extended February 1, 1902. 

H. V. C. Habt, President • A. B. Park, Vice President; C. D. Hardy, Cashier; 

F. E. Ash, Assistant Cashier. 

DiRECTORa.— Hertnan V. C. Hart, Warren J. Parker, H. L. Lamv'ill, D. B. Morgan. A. B. Park, C. D. Hardy. 



Resources. 



Jx)ans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Suspense 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



$247,259 84 

423.155 64 

40 28 



Report of 
Feb. 5, '09. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house — 
(J. S. and National bank currency 

Gold coin , 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, Interest and taxes paid . . 



25,000 00 



45 00 



101.490 43 

679 27 

28.072 00 

4.460 00 

2.635 10 

42 00 

996 29 



$275,129 82 

418.565 29 

30 22 



Reimrt of 
April 28, '09. 



25,000 00 



$833,876 45 



Dividends unpaid 

Commercial deposits 8ubJ9pt to 
check 



$100,000 00 
30.000 00 
10.937 18 



81,360 24 

245 12 

25.605 00 

3.500 00 

2,245 85 

122 97 

529 15 



$245,955 10 

456.120 83 

120 00 



Report of 
June 23. '09 



$231,937 91 

453.001 01 

120 00 



30 22 
25,000 00 



12 00 



$832,333 i)6 



$100,000 00 

30,000 00 

9,085 85 



94,089 81 

30 65 

31,380 00 

4.425 00 

1.756 75 

180 89 

503 87 



30 22 
25.000 00 



Report of 
Sept. 1, '09. 



$858,610 62 



$100,000 00 
30.000 00 
10,017 05 



96,383 78 

103 22 

33,935 00 

4,220 00 

1.104 50 

29 73 

445 11 



$846,310 48 



$100,000 00 
30,000 00 
11.081 48 



$203,935 42 

486,378 02 

40 16 



120 00 
26.000 00 



25 00 



86.633 06 

79 46 

28.942 00 

3.980 00 

1,486 90 

75 51 

215 45 



$846,910 98 



$100,000 00 

30,000 00 

8,469 43 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

School savings deposits 

Savings deposits 

Savings certificates of deposit 

Notes and bills discounted 

Bills payable 



117 08 



331 62 



1,809 73 
691,012 46 



1.069 31 



691.846 88 



Totals. 



$833,876 45 



$832,333 66 



130 35 

42 65 

2.930 69 

4.591 47 

710.898 41 



$858,610 62 



437 45 



1.719 35 



703.072 20 



$846,310 48 



150 45 



293 39 



707,988 71 



$846,910 98 



STATB BANKS OF MICHIGAN. 



No. 171. 

WALDBY AND CLAY'S STATE BANK, ADRIAN. 

Organized June 24, 1894. 

F. W. Clay, President; R. S. Moreland. Vice President; H. B. Waldby, Cashier; 

J. C. Murphy, Assistant Cottier. 

Directors.— H. B. Waldby, F. W. Clay, Rial Clay, J. V. DeFoe, R. S. Moreland, A. W. Wood, 

J. w. Kirk, F. A. Stevenson, J. C. Murphy. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Qyerdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks In reserve cities . . 

Exchanges for clearing house 

T7. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1302,760 96 
334.708 00 



130 41 
18,000 00 



3.724 61 



92,816 70 

1,285 28 

32,624 00 

1,167 60 

3,041 60 

232 60 

266 18 



$790,756 76 



$75,000 00 
13,600 00 
10,069 86 



141,435 06 

4,934 19 

420 14 



645.397 62 



$700,750 70 



Report of 
Feb. 5, '09. 



$288,379 87 
321.108 00 



39 47 
18,000 00 



1.419 06 



96.818 58 

593 86 

36.696 00 

1.225 00 

2.392 10 

173 06 

252 61 



$767,097 60 



$75.000 00 

14.000 00 

3,605 46 



79.691 58 
6.971 60 



588.828 90 



$707,097 00 



Report of 
Aprir28, '09. 



$339,901 00 
353,858 00 



366 
18.000 00 



745 12 



112,696 41 

165 12 

41.097 00 

1.217 60 

2.904 35 

217 55 

250 62 



$871,058 33 



$75,000 00 
14.000 00 
10.079 78 



107.569 76 

17,777 05 

1.776 66 



644,854 19 



$871,058 33 



Report of 
June 23, '09. 



$320,595 62 
378,628 00 



3 01 
18.000 00 



105 54 



120,285 83 

246 51 

40,125 00 

1,837 50 

2,495 86 

140 34 

460 08 



$882,923 88 



$75,000 00 

14,000 00 

5.009 21 



108,407 27 

16,152 82 

1,285 65 



664,008 93 



Report of 
Sept. 1, '09. 






$882,923 88 



$294,886 71 
388,378 00 



28 91 

18,000 00 

800 00 



160 40 



104,150 48 

328 36 

39,016 00 

1,772 50 

2.641 80 

252 00 



$850.405 22 



$75.000 00 

14,000 00 

9,377 60 



79.901 89 

14.231 43 

2.015 93 



656.878 47 



$850,405 22 



8 



STATE BANKING DEPARTMENT. 



No. 179. 
ALBION STATE BANK, ALBION. 

Organized March 29, 1895. 

Eugene P. Robertson, President; W. S. Kessler, Vice President; 

S. Hynby, easier. 

Directors. — Eugene P. Robertson. W. 8. Kessler, S. Y. Hill, D. A. Garfield, Wm. H. Rodenbach, 

O. A. Leonard, G. W. Schneider. Geo. T. BuUen. D. M. McAuliffe. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



1166.355 21 
116.069 78 



2,004 81 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ra.sh Items 



Totals. 



Liabilities. 
Capital stock paid in... 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit — 

Notes and bills discounted 

Bills payable , 



Totals. 



1,846 44 



Report of 
Feb. 5, '09. 



$131,558 08 
117,087 09 



1.442 47 



1,846 44 



0,462 42 



27,388 64 
4.524 41 
9,420 00 
2,757 50 
1.714 85 
75 04 
51 89 



S328.670 99 



150.000 00 

10.000 00 

8.745 01 



68.387 95 
18,929 75 



167.608 28 



5.000 00 



$328,670 99 



2.301 01 



Report of 
Aprir28, '09. 



$134,605 64 
126,872 24 



2.372 85 



1,846 44 



Report of 
June 23. '09. 



$141,934 56 
135.932 99 



1.662 93 
1.846 44 



Report of 
Sept. 1. '09. 



43,870 58 

767 96 

8.118 00 

3.467 50 

1.910 05 

67 67 

432 29 



$313,720 66 



$50.000 00 

10.000 00 

2.403 44 



62.569 75 
16,962 24 



171.785 23 



$313,720 66 



2.209 36 



55.692 73 

727 94 

8,523 00 

' 4,502 50 

1,970 30 

136 02 

180 00 



$339.599 92 



$50.000 00 

10.000 00 

4.291 97 



88.973 80 
14.808 52 



171.525 63 



$339,599 92 



6.355 11 



37.455 22 

1.454 80 

13.775 00 

4.350 00 

2.406 90 

88 60 

453 75 



$347,716 30 



$50.000 00 

10.000 00 

3.884 17 



80,960 52 
18.190 14 



184. G81 47 



$347,716 30 



$148,537 61 
131,882 99 



2.844 05 



1.846 44 



2.124 91 



27.210 24 

101 26 

11.483 00 

6.937 50 

2,247 95 

96 56 

92 50 



$336,405 01 



$50,000 00 

10,000 00 

3,202 95 

45 00 

68.845 64 

17.743 58 



186.507 84 



$336,405 01 



STATE BANKS OF MICHIGAN. 



9 



No. 167. 
THE COMMERCIAL AND SAVINGS BANK, OF ALBION. 

Organized September 30, 1893. 

John G. Brown, President; F. E. Palmer, Vice President; C. G. Bioelow, Cashier; 

C. S. Loud, Assistant Cashier. 

DxBBGTORS. — John G. Brown, L. J. Wolcott, Samuel Dickie, F. E. Palmer, Washington Gardner, 

C. G. Bigelow, E. R. Loud, H. C. Blair, B. D. Brown. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1138.274 23 
100,581 30 
1.127 60 
5.981 51 
6.4D0 00 
2.150 00 
894 00 



6.114 21 



23.050 58 
1.820 28 
8.100 00 
5.425 00 
1.257 20 
113 33 
115 60 



S300,404 74 



135.000 00 

10.000 00 

2.704 38 



60.061 18 
22.090 87 



170,548 31 



1300,404 74 



Report of 
Feb. 6, '09. 



$142,108 16 
94.011 30 
1.000 00 
4.141 95 
5,400 00 
2.150 00 
894 00 



36.877 69 
2,9R2 46 
6.465 00 
5.140 00 
2.813 25 
142 75 
230 25 



$304,351 80 



135.000 00 

10.000 00 

982 78 



72,893 70 
15,622 15 



169.853 17 



1304.351 80 



Report of 
Aprir28. '09' 



1152.420 22 
97.726 30 
1.000 00 
3.530 62 
5.400 00 
2,150 00 
894 00 



5,308 31 



27,304 32 
2,081 78 
5.774 00 
6,277 50 
1.488 40 
122 15 
176 51 



$311,714 11 



$35.000 00 

10.000 00 

3.029 39 



70.204 27 
20,446 71 



173.033 74 



$311,714 11 



Report of 
June 23, '09. 



$160,025 95 

90.207 30 

1.000 00 

747 03 

5.400 00 

2.150 00 

804 00 



3.204 43 



33.708 24 
1.344 83 
6.274 00 
4.795 00 
2.419 95 
292 56 
137 C3 



$312,600 92 



$35,000 00 

10.000 00 

3.058 70 



72.305 28 
17,803 37 



174.433 57 



$312,600 92 



Report of 
Sept. 1. '09. 



$164,850 15 

91.763 30 

975 00 

1.305*44 

5.400 00 

2,150 00 

894 00 



14.780 83 



23,022 48 
1.270 36 
7,993 00 
4,085 00 
2,435 70 
202 00 
332 55 



$321,468 81 



$35,000 00 

11,000 00 

2.090 03 



71,716 41 
17,261 34 



184.401 03 



$321,468 81 



10 



STATE BANKING DEPARTMENT. 



No, 314. 

ALLEGAN STATE SAVINGS BANK, ALLEGAN. 

Organized May 24, 1905. 

J. W. Chaddock, President; H. A. DeLano, Vice President; W. H. Chaddock, Cashier. 

Directors. — J. W. Chaddock, H. A, DeLano. W. H. Chaddock, V. E. DeLano, F. A. Chaddock. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1114,782 33 
62,690 35 



828 82 

10,000 00 

1,900 00 

1.741 99 



21.971 55 

88 56 

4,956 00 

4.345 00 

2.506 05 

240 45 

465 18 



1226.606 28 



$30,000 00 
1.300 00 
1.430 28 



27.222 65 
20.150 00 



26.191 48 
120,311 87 



1226,606 28 



Report of 
Feb. 5, '09. 



1124,993 28 
64,015 35 



3.658 27 

10.000 00 

2.042 50 

1,741 99 



12,403 82 

25 00 

5,449 00 

4,015 00 

1,844 95 

147 55 

292 24 



1230.628 95 



$30.000 00 
1.300 00 
1.134 21 



39.004 68 
20.150 00 



25.423 42 
113.616 64 



$230,628 95 



Report of 
April 28. '09. 



$134,370 53 
65,344 35 



2,784 76 

10.000 00 

2.042 50 

1.741 99 



28.417 96 

100 89 

9.713 00 

4,025 00 

1,630 40 

190 25 

206 14 



$260,666 76 



$30.000 00 
1,300 00 
2,533 83 



35.720 08 
20,080 00 



33.541 51 

132.490 94 

5.000 00 



$263,666 70 



Report of 
June 23. '09. 



$139,335 97 
65.994 35 



1.283 58 

10,000 00 

2,042 50 

1,741 99 



15,253 72 

127 23 

8,228 00 

4.065 00 

2.302 85 

200 50 

471 46 



$251,047 15 



$30,000 00 
1.300 00 
2,658 62 



28.611 87 
20.080 00 



34.212 05 

131,684 61 

2,600 00 



$251,047 15 



Report of 
Sept. 1, '09. 



$127,006 29 
65,515 35 



841 24 

10,000 00 

2.042 50 

2.316 96 



18.443 78 

321 83 

9.129 00 

4.080 00 

2.487 70 

207 17 

181 60 



$242,573 42 



$30.000 00 
1.600 00 
1,858 20 



27,366 31 
20.080 00 



34.667 52 

125.001 39 

2.600 00 



$242,573 42 



STATE BANKS OP MICHIGAN. 



11 



No. 323. 
THE FIRST STATE BANK OF ALLEGAN, ALLEGAN. 

Organized May 15, 1905. 

F. H. Williams, President; M. V. B. McAlpine, B. B. Sutphin, Vice Presidents; 
H. D. PRITCHARD, Cashier; Herman Vaupell, Assistant Carter. 

Directors. — Charles R. Wilkes, M. C. Shen^'ood, W. J. Oliver, M. V. B. McAlpine. B. B. Sutphln, 

F. H. WilllamB. B. P. Wilkes, H. D. Pritchard. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks In reserve cities . . 

Exchanges for clearing house 

U. B. and National bank currency . 

Gold coin 

Sliver coin 

Nickels and cents 

Checks and cash Items 



Report of 
Nov. 27, '08. 



1185.775 69 
130.860 24 



1.120 64 
6.091 24 
3,996 07 



Totals. 



Ldabilltles. 
Capital stock paid In. . 



Surplus fund 

Undivided profits, less current ex- 
penses, Interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's bhecks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

State monies on deposit 

Notes and bills discounted ...... 

Bills pavable 



Totals. 



324 96 



19.605 17 



9.806 00 

10,475 00 

4.640*00 

229 19 

3.105 45 



Report of 
Feb. 6. '09. 



1188,404 51 
137.803 Z9 



823 62 
6.091 24 
3.998 07 



20.814 81 



1376.032 65 



150.000 00 

1.750 00 

2.918 22 

107 50 

43,001 93 

34,402 90 



109.319 89 
134.472 21 



S376,032 05 



12.778 00 

13.630 00 

5.151 00 

884 90 

700 42 



$390.579 96 



Report of 
Aprir28. '09, 



1190,572 32 
164.460 27 



258 78 
6.091 24 
3.908 07 



30 00 



20,028 69 



13,684 00 

12,712 50 

5.313 60 

390 94 

540 83 



150,000 00 

2.050 00 

1,202 53 

60 00 

55.221 79 

15.095 72 



112.808 38 
154.051 54 



$390,579 96 



$424,061 24 



Report of 
June 23, '09. 



$106,937 71 
171.912 77 



479 74 
0.091 24 
3.908 07 



22.087 14 



11.417 00 
11,632 50 

5.027 30 
423 05 

1.321 58 



Report of 
Sept. 1, '09. 



$431,328 10 



$50.000 00 

2.050 00 

4.508 14 

30 00 

37,422 58 

6,291 62 



140,275 62 

178,503 28 

5,000 00 



$424,081 24 



$50,000 00 

2,050 00 

2.760 41 

30 00 

40.059 45 

5.258 22 



150,345 26 

178.324 70 

2.500 00 



$431,328 10 



$178,285 71 
170.424 97 



510 29 
6,091 24 
3.998 07 



1.918 75 



59.392 04 



13.220 00 
11.705 00 

4.380 40 
504 24 

1.005 92 



$451,526 63 



$50.000 00 

2,500 00 

1.360 91 

15 00 

71.966 96 

4,778 00 



130.751 70 

178.654 06 

2.500 00 



$451.526 68 



12 



STATE BANKING DEPARTMENT. 



No. 232. 

ALMA STATE SAVINGS BANK, ALMA. 

Organized May 1, 1901. 
William A. Bahlke, President; James W. Robinson, Vice President: Georor W. Moore. Carter. 

Directors. — William A. Bahlke, Daniel L. Sharrar. George C. Parsons, George W. Moore, Jaa. W. 

Robinson, Edgar A. Bagley, James E. Mitchell. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


108.342 32 
77,000 85 


105,304 56 
78.810 13 


$03,173 20 
80.076 63 


$101,101 68 
87.050 78 


$08,806 45 
88.780 65 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


Overdrafts 


183 76 


1.010 42 


1.118 45 


463 35 


2.117 23 


Banking house 


Furniture and fixtures 


1,675 00 


1.675 00 


1.675 00 


1.700 00 


1.700 00 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 




• 








Items in transit 


1.262 fiO 


20 00 


2,267 70 


1.611 08 




United States bonds. . , 




Due from banks in reserve cities. . 
Exchanges for clearing house 


50,068 13 

• 


23,771 78 


38,880 53 


11,027 41 


11.285 50 


tJ. S. and National bank currency . 
Gold coin 


10.850 00 

752 50 

624 65 

31 80 

212 04 


11.700 00 

1.002 50 

805,20 

50 31 

1.311 07 


8.036 00 

1.537 50 

' 82585 

83 06 

115 22 


0.326 00 

1.527 50 

1,260 80 

41 70 

245 OS 


0.310 00 

2.027 50 

1.048 75 

48 40 


Silver coin 


Nickels and cents 


Checks and cash items 


644 02 




Totals 


1241.022 54 


$215,488 87 


$223,640 13 


$215,366 25 


$215,775 40 




Liabilities. 
CaDital stock paid in 


125.000 00 

18.500 00 

1,452 38 


$25.000 00 

10.000 00 

061 20 


$25,000 00 

10,000 00 

1.476 63 


$25.000 00 

10,000 00 

1.854 27 


$25,000 00 

10.500 00 

357 81 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


67,600 32 

. . .X 


54.306 24 


57.005 47 


40,203 32 


38.545 74 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 












Cashier's check soutstanding 












Savings deposits 


21,206 06 

07,863 78 

5.160 00 

5.000 00 


21.552 71 
04.578 63 


22.701 02 
08.277 01 


23,712 GO 
06.506 06 


27.435 76 
86.036 00 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills pavable 








18.000 00 










Totals 


$241,022 54 


$215,488 87 


$223,640 13 


$215,366 25 


f215 775 40 







STATE BANKS OP MICHIGAN. 



13 



No. 233. 

FIRST STATE BANK OF ALMA, ALMA. 

Organized June 15, 1901. 

Ammi W. Wrioiit, Pretidtni; William S. Turck, Vice PretiderU; Ely Brewbaker, Cashier. 

Directors. — Ammi W. Wright, William S. Turck, Gerrit 8. Ward, Lester A. Sharp, Francis King, 

Ely Brewbaker. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin .* 

Nickels and cents 

Cliecks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

ITnaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1166.737 07 
121.021 80 



2,494 98 

7,£00 00 

500 00 



4.060 81 



60,544 87 



10,305 00 

9,057 50 

1,184 65 

120 56 

2,820 87 



1386.954 11 



$30.000 00 

25,000 00 

6.602 17 



74.686 02 
41,250 95 



22,877 69 
186.537 28 



1386.954 11 



Report of 
Feb. 5, '09. 



$154,552 04 
115.618 16 



2.506 09 

7.500 00 

500 00 



1.630 65 



75,229 13 



6,338 00 

10.097 50 

1,456 45 

229 22 

716 97 



$376,464 21 



$30.000 00 

28.000 00 

1.785 79 



71.008 66 
37.826 22 



24,374 04 
183,469 50 



$376,464 21 



Report of 
Aprir28, '09. 



$171,588 25 

127.610 30 

192 50 

198 24 

7,500 00 

500 00 



5,772 30 



63.705 C5 



8.997 00 

10.077 50 

1.474 55 

305 99 

2,879 40 



$400,801 17 



$30.000 00 

28.000 00 

3,217 93 



86.547 27 
49.419 77 



24.797 61 
178,818 50 



$400,801 17 



Report of 
June 23. '09. 



$166,028 98 

134,470 80 

192 50 

2,853 22 

7,500 00 

500 00 



3,532 03 



33,267 03 
121 13 
5.371 00 
9,627 50 
1,067 25 
312 45 
1,271 36 



$366,115 25 



$30,000 00 

28.000 00 

4.169 11 



75.558 49 
38.526 85 



23.068 60 
106,792 20 



$366.115 25 



Report of 
Sept. 1, '09. 



$164,727 11 
134,058 54 



142 46 

7.500 00 

500 00 



66 50 



40,112 86 



9.754 00 

9,187 50 

1,199 70 

141 55 

803 25 



$374,283 47 



$30.000 00 

30.000 00 

1,163 96 



74,510 64 
51,984 74 



23.510 38 
163.113 75 



$374,283 47 



14 



STATE BANKING DEPARTMENT. 



No. 169. 
THE ALPENA COUNTY SAVINGS BANK, ALPENA. 

Organized April 12, 1894. 
P. CrLLiQAN, President; Frank C. Holmes, Vice PrenderU; W. A. Prince, Cashier. 

Directors. — P. Culllgan, F. W. Gilchrist. Frank C. Holmes Michael O'Brien, S. A. Davison, D. D. 
Hanover, Robert Montra«ie. Wm. H. Davison, W. A. Prince Herman Besser, Fred L. Richard- 
son, P. H. Hoeft. Donald McRae, W. H. Sanborn. Geo. B. Holmes, Wm. A. Comstock. 



Resources. 



Loans and discounts 

Bonds, mortg:ages and securities 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



$032.608 27 
673,008 36 



Other jeal estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



352 23 

34,707 24 

3.000 00 

10.064 32 



8,370 83 



123.180 32 

7,232 21 

63,572 00 

25.070 00 

0.075 00 

1.420 71 

403 50 



Report of 
Feb. 5. '09. 



1026,670 76 
537,265 62 



2.260 60 
34.707 24 

3.000 00 
10,064 32 



10,710 25 



SI. 703.864 09 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



Totals 



1100.000 00 

110.200 00 

21.211 60 

16 00 

806.661 17 

27 68 

15,331 74 



1.031.105 40 
161.412 22 



50.000 00 



SI. 703,864 90 



112.720 07 

284 60 

45.814 00 

25.090 00 

15.415 00 

1.251 42 

88 65 



Report of 
Aprir28. '09 



$026,567 54 
571,030 15 



2,000 21 
34,707 24 

3,000 00 
10,004 32 



8,021 32 



SI. 726.251 61 



$100,000 00 

125,000 00 

3.583 82 

85 00 

207,166 60 

32 42 

31,005 32 



1,050.805 00 
157.403 45 



50.000 00 



SI. 726.251 61 



126.054 48 

2.405 63 

44.145 00 

26.147 60 

12.368 80 

1,156 51 

12 00 



$1,768,470 70 



$100,000 00 

125.000 00 

2.560 40 



230,227 35 

830 43 

10.734 50 



1.042.718 17 

155.000 76 

17.000 00 



75,000 00 



$1,768,470 70 



Report of 
June 23, '08. 



$801,230 35 
580,862 36 



7.554 63 
34.707 24 

3.000 00 
10.064 32 



16.805 03 



136.087 06 

1.325 00 

47.107 00 

25.142 50 

12.308 50 

1.011 24 

28 21 



Report of 
Sept. 1, '09. 



$906,300 22 
605,252 72 



2,070174 
34.707 24 

3,000 00 
10.064 32 



13,100 48 



$1.7r>8.224 03 



$100,000 00 

126,000 00 

11.008 07 



108.771 07 

70 03 

32.057 88 



1.051,776 12 
173,541 86 



76.000 00 



$1,768,224 03 



130,220 53 

1.626 07 

63.274 00 

25,157 50 

0,732 50 

068 60 

112 17 



$1,786.414 00 



$100,000 00 

125.000 00 

8.532 52 

10 00 

188.337 50 

30 03 

63.824 43 



1,063,483 31 
162,180 40 



75.000 00 



$1,786.414 00 



STATE BANKS OF MICHIGAN. 



15 



No. 302. 

THE FARMER'S STATE BANK OF ALTO, ALTO. 

Organized October 18, 1904. 

George E. Bartlett, PretiderU; Edson O 'Harrow, John Q. Watts, Vice PreHderUs; 
Frank E. Campau, Cashier; C. M. Campau, AMittant Cashier. 

Directors. — Edson O'Harrow, George E. Bartlett, John Q. Watts, Volney G. Walton, Frank E. 

Campau, Fred C. Tillyer, Charles Bancroft. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08. 



167,151 56 
44.747 93 



2,500 00 
800 00 



667 66 



10,007 44 



2.508 00 

3.525 00 

220 66 

25 41 



LiabiUties. 

ft 

Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Q^shier's checks outstanding 

Savings deposits 

Savings. certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$132,062 55 



$20.000 00 
2,100 00 
2,238 47 



16,620 50 



Report of 
Feb. 5, '09. 



$63,817 06 
44.622 98 



28 10 

2,600 00 

800 00 



20.188 25 



2.619 00 

3.855 00 

194 90 

47 95 

46 56 



$138,719 77 



$20.000 00 

4,000 00 

560 47 



67,587 83 
33,606 66 



$132,062 55 



17,560 39 



Report of 
April 28, '09. 



$71,579 33 
49,002 93 



2,500 00 
800 00 



20,239 83 



3.853 00 

3,835 00 

223 15 

31 13 



$152,064 37 



$20,000 00 
4,000 00 
1,819 01 



25,209 33 



58.369 22 
38,239 69 



$1£8,719 77 



Report of 
June 23, '09. 



$73,518 09 
46,402 93 



2.500 00 
800 00 



18,234 64 



2,972 00 

4.055 00 

125 10 

28 71 



$148,636 47 



$20.000 00 
4,000 00 
1,452 93 



22,583 45 



62,101 40 
38,934 63 



$162,064 37 



61.72223 
38.877 86 



Report of 
Sept. 1, '09. 



$148,636 47 



$72,734 29 
47.682 93 



32 

2.600 00 
800 00 



1,098 54 



10.168 17 



2,481 00 

4.250 00 

330 65 

20 69 



$141,975 60 



$20,000 00 

4,800 00 

513 88 



15,304 50 



61,684 36 
39,772 76 



$141,076 60 



16 



STATE BANKING DEPARTMENT. 



No. 48. 

ANN ARBOR SAVINGS BANK, ANN ARBOR. 

Organized February 4, 1869. 

Reorganized December 9. 1889. 

Charles E. Hiscock. President; Wm. D. Harriman. Vice President; Michael J. Fritz, Copier; 

Carl F. Braun. William L. Walz, AasistatU Cashiers. 

DiRECTORfi. — Charles E. Hiscock, David Rinsey, Wm. D. Harriman. Michael J. Fritz, Walter C. Mack. 



Resources. 



Report of 
Nov. 27, '08 



Loaos and discounts 

Bonds, mortgages and securities.. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills discounted 

Bills payable 



I5M.027 23 

1,542,333 76 

250 00 

4,677 38 

30,000 00 

6,417 32 

27.468 50 



12.000 00 

111.175 40 

2,992 06 

125.714 00 

75,250 00 

14.000 00 

1.789 64 

94 19 



$2.548.0R9 50 



150,000 00 

250.000 00 

21.924 70 

452 00 

326,429 54 



42,830 34 

16,012 93 

1 20 

1.713.813 03 

126.625 76 



Totals 



$2,548,089 50 



Report of 
Feb. 5. '09. 



1565.108 26 
1,543,403 99 



3,946 42 
30.000 00 

5.900 00 
22.134 20 



14.475 25 

12.000 00 

205.860 30 

4.571 71 

138.926 00 

80.587 00 

19,000 00 

1.153 49 

1.755 21 



12,638,912 33 



150.000 00 

250.000 00 

20,479 70 

512 00 

362,841 96 



53.725 57 
625 Od 
488 82 

1,746,853 57 
153.385 71 



12,638,912 33 



Report of 
Aprir28. '09 



$650,624 76 
1,588.891 08 



8.433 89 
30,000 00 

5.900 00 
22.134 20 



22.667 60 

12.000 00 

187.391 88 

1.809 49 

111.932 00 

75.187 50 

22.000 00 

1.607 27 

2,144 48 



S2.692.724 15 



$50.000 00 

250,000 00 

25.321 26 

572 00 

360.616 51 



68,250 78 

8.327 75 

1 20 

1,794.067 43 

135,571 22 



12.692.724 15 



Report of 
June 23. '09. 



$679,421 51 
1.597,534 30 



4,741 42 
30.000 00 

5.900 00 
17.200 85 



56.905 52 

12.000 00 

139,836 35 

899 90 

117.111 00 

75.000 00 

21.000 00 

1.783 77 

435 73 



$2,759,770 35 



$50.000 00 

250.000 00 

31.420 68 

552 00 

305,108 34 



75.515 40 

1,311 43 

1 20 

1.810,416 21 

145.446 09 



$2,750,770 35 



Report of 
Sept. 1. '09. 



$671,508 40 
1.007,704 53 



2.352 63 
30.000 00 

5,900 00 
13.600 85 



10.230 40 

12.000 00 

226,253 77 

4.506 18 

1»,960 00 

70,222 50 

22.000 00 

1.322 50 

1.410 64 



$2,799,154 40 



$50.000 00 

250.000 00 

39.367 71 

533 67 

479,973 35 



52,391 12 

82(62 

38 46 

1,784,009 71 

142,024 76 



$2,700,154 40 



STATE BANKS OF MICHIGAN. 



17 



No. 26. 
FARMER'S AND MECHANICS' BANK, ANN ARBOR. 

Organized October 13, 1882. 

Reuben Kempf, President; H. G. Prbttyman, Vice President; H. A. Wx .liams, Cashier; 

F. T. &TOWE. Assistant Cashier. 

Directors. — Reuben Kempf, Wm. F. Breakey. D. F. Schairer. J. E. Beal, O. M. Martin, H. G. 

Prettjrman, R. A. Jenney, G. S. Vandawarker. • 



Resources. 



Ijoans and discounts 

Bonds, mortgacres and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



iaS8,664a6 
411.031 74 



1.548 W 

25.000 00 

4.500 00 

5,000 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.((h items 



Totals. 



20,354 05 

10,000 00 

42.930 47 

2.507 73 

27.585 00 

20,507 50 

5.154 80 

336 28 

357 64 



Report of 
Feb. 5, '09. 



1344.258 97 

420.037 05 

438 50 

506 41 

25.000 00 

4.500 00 

5.000 00 



1940.568 07 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, intere.st and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



327 50 

10.000 00 

99.611 55 

1,852 35 

30,909 00 

20,507 50 

5,696 31 

386 38 

187 89 



Report of 
Aprir28. '09. 



1354.740 74 
467.334 05 
2.643 36 
1.078 34 
25.000 00 
4.500 00 
2.100 00 



$969,911 41 



$50.000 00 
50.000 00 
40.851 73 



177,250 10 

96.024 54 

16.063 67 

737 50 

742 37 

508.808 10 



1940,568 07 



$50,000 00 
50,000 00 
40.329 72 



194.502 41 

79.676 31 

30.770 14 

27 57 

323 38 

515,087 00 

9.194 88 



412 50 

10.000 00 

72.540 24 

3.154 25 

36.147 00 

20,707 50 

2.458 00 

763 18 

95 85 



Report of 
June 23, '09. 



$345,874 18 

489.066 72 

2.603 36 

748 38 

25.000 00 

4.500 00 

2.250 00 



Report of 
Sept. 1, '09. 



$1,013.675 01 



$50,000 00 
50,000 00 
42,908 07 



846 05 

10.000 00 

74.976 70 

4,630 05 

25.624 00 

23.625 00 
4.834 15 
1.141 99 
2.526 28 



$1,018,236 86 



$50.000 00 
50,000 00 
43.135 49 



$939,911 41 



208,085 08 
60.517 54 
29.023 56 



386 65 

517.301 88 

55,452 23 



$1,013.675 01 



208,536 97 

30.188 13 

33.955 94 

8 16 

6.689 65 

523,891 06 

71.831 46 



$1,018,236 86 



$323,273 09 

488.948 41 

2,464 26 

495.95 

25.000 00 

4.500 00 

2.250 00 



1.963 21 
10.000 00 
60.746 29 

5.467 98 
29.984 00 
21.472 50 

4.636 45 

1.029 09 
381 48 



$982,612 71 



$50.000 00 

60 000 00 

46.226 89 

65 00 

189.874 76 

21.406 83 

36.898 76 

258 16 

1.542 00 

519.397 07 

66.943 24 



$982,612 71 



18 



STATE BANKING DEPARTMENT. 



No. 333. 
THE GERMAN-AMERICAN SAVINGS BANK, ANN ARBOR. 

Organized June 28, 1005. 

Clemekt W. Gill, Prtsideni; Geo. J. Mann. Paul Snavble, Vice PretiderUs; 

Edward L. Seyler, Cashier. 

DiRECTQHs. — Clement W. Gill, Geo. J. Mann, Paul Snauble, John M. Feiner, George Walker. John 

Lindenschmitt, Fred Jedele, Chas. W. Wagner, Edward L. Seyler. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$124,001 M 
123,327 68 



1,&20 34 
5.000 00 
7,288 25 



560 54 



Totals. 



Liabilities. 
Capita] stock paid in. 



Surplus fund 

TJnaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



34,418 54 

1.822 52 

12.912 00 

1,130 73 

980 50 

93 49 



Report of 
Feb. 6. '09. 



$119,801 42. 
122.841 45 



535 09 
5.090 00 
7,288 25 



1,196 G4 



Report of 
April 28, '09. 



$123,226 84 
138.880 75 



400 29 
5.000 00 
7,288 25 



325 00 



$313,046 23 



$50.000 00 



2,660 82 



86.766 26 
10.048 40 



400 00 
163.170 75 



$313,046 23 



41.574 62 
1.5C9 03 

10,098 00 

1,168 23 

2,099 25 

50 56 



$313,314 54 



150,000 00 

500 00 

1.346 16 

12 00 

67,869 31 

11,304 33 



182,282 74 



34,980 75 
2.486 26 

16.228 00 

2,341 05 

1.381 50 

61 85 



Report of 
June 23, '09. 



$129,644 58 
148.135 56 



311 68 
5.000 00 
7,288 25 



139 03 



30.813 10 
1.239 71 

11.962 00 

1,946 05 

1.884 10 

69 30 



$332,118 54 



$50.000 00 

500 00 

1.644 85 

900 

68.786 63 

19.869 60 



191.308 46 



$313,314 54 



$332,118 54 



$338,423 96 



Report of 
Sept. 1. '09. 



$50.000 00 

50000 

3.740 35 

300 

61.575 87 

21.875 05 



24 00 



200.705 69 



$338.423 96 



$120,951 45 
183,738 15 



621 34 
5.000 00 
7.288 25 



25 



45.013 88 

976 66 

16,457 00 

1.341.05 

3.070 20 

71 43 



$384,529 66 



$50,000 00 

1.500 00 

1.461 26 

300 

105.221 IS 

22.778 19 



203. 5D6 03 



$384,529 66 



STATE BANKS OF MICHIGAN. 



19 



No. 144. 
STATE SAVINGS BANK OF ANN ARBOR, ANN ARBOR. 

Organized November 18, 1892. 
Wm. J. Booth, President; Wm. Arnold, Vice President; C. J. Wal:. Cashier; 

DiRECTOBS. — Wtlliam J. Booth. John V. Sheehan. Wm. Arnold, James H. Wade, John Koch, Christian 
Martin, Henry 8. Carhart, Victor C. Vaugtian, Eugene F. Mills, Dan. F. Zimmerman, Henry 
W. Douglass. A. R. Peterson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
V. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

State deposits 

Notes and bills redlscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



$418,333 15 
611.340 16 



016 36 

25,000 00 

7,000 00 



080 33 



109.553 %Z 

057 1» 

34.027 00 

21.331 50 

2,509 00 

351 99 

350 37 



$1,133,641 08 



$50,000 000 
40,000 00 
26,035 56 
60 00 

249,693 13 



10,182 82 



660,485 51 
91.184 06 



$1,133,641 08 



Report of 
Feb. 5, '09. 



$300,082 74 
506,470 16 



497 65 

25,000 00 

7,000 00 



20,000 00 
4.333 50 



139,235 68 

1.614 08 

30,637 00 

21.745 00 

1,775 80 

272 83 

148 94 



$1,157,813 38 



$50,000 00 

50.000 00 

14.559 29 

118 33 

221,221 18 



10,101 90 



715,896 18 
85,914 50 
10.000 00 



$1,157,813 38 



Report of 
Aprir28, '09. 



$c99,254 63 
565,090 16 



347 46 

25.000 00 
7,000 00 



6,932 24 

10.000 00 

105.197 43 

045 84 

34,093 00 

22,865 00 

2,724 10 

218 61 

166 58 



$1,178.535 04 



$50.000 00 

60,000 00 

18,566 45 

85 00 

199,236 22 



13,696 73 



744,646 71 
02,406 03 
10.000 00 



$1,178,636 04 



Report of 
June 23, '00 



$393.096 96 
689,225 16 



175 41 

26,000 00 

7,000 00 



7.366 71 

10,000 00 

124.188 04 

883 13 

31.532 00 

22.730 00 

2,722 56 

218 34 

527 06 



$1,214,664 36 



$50.000 00 

50.000 00 

17.158 63 

86 00 

227.590 47 



15.646 63 



752.979 35 

96.194 38 

6.000 00 



$1,214,664 ao 



Report of 
Sept. 1, '09. 



$346.498 80 
678.650 90 



269 27 

26.000 00 

7.000 00 



10,396 67 

10.000 00 

87.220 96 

2.045 99 

32.670 00 

24.070 00 

1.651 50 

234 03 

61 44 



$1,120,059 64 



$50.000 00 

50.000 00 

19.956 64 

140 00 

133.779 04 



11.871 80 



742.150 84 

102.752 82 

10.000 00 



$1,120,660 64 



20 



STATE BANKING DEPARTMENT, 



No. 228. 
ARMADA SAVINGS BANK, ARMADA. 
Organized February 13, 1901. 

Bert C. Prestox, PrenderU; Georok H. Hebblewhite, Vice President; J. E. Macaulay, Cashier; 

Charles F. Lathrop, Asaiatant Cashier. 

Directors. — Bert C. Preston, George H. Hebblewhite, John L. Preston, Frank E. Lathrop, James 

H. McDonald. 



Resources. 



Ix>ans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
"Exchanges for clearing house . . . 
TJ. S. and National bank currency 

Oold coin 

Silver coin 

Nickels and cents 

Checks aod cash items 



Totals. , 



labilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit — 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1115,069 18 
114,094 04 



19 28 
3.700 00 
2,000 03 



1,974 19 



25,(}80 55 



20.876 00 

2.9G5 00 

468 70 

59 46 



$287,500 40 



125.000 00 
5,000 00 

4.880 00 



22,540 57 



195,614 96 
34,464 27 



Report of 
Feb. 5, 09. 



$119,540 99 
117,794 04 



424 88 
3.700 00 
2.000 00 



1.371 90 



29.651 38 



10,889 00 

2,390 00 

1.007 05 

114 13 



$288,883 37 



$25,000 00 

5.000 00 

527 10 



27.870 16 



199.953 61 
30.532 44 



$287,506 40 $288,883 37 



Report of 
Aprir28, '09. 



$125,852 03 
116.844 04 



3.700 00 
2.000 00 



717 38 



31,208 50 



12,376 00 

800 00 

389 25 

82 96 



$293,970 16 



$25,900 00 
5.000 00 
o,99U w9 



26.511 67 



194,718 77 
38,749 33 



$293,970 16 



Report of 
June 23, '09. 



$131,167 79 
117,225 00 



1,091 74 
3.700 00 
2,000 00 



33,345 27 



12.867 00 
995 00 
709 75 
123 47 



$303,225 02 



$25,000 00 
5,000 00 
3.921 15 



27.486 87 



204.924 20 
36.892 80 



$303,225 02 



Report of 
Sept. 1. '09. 



$136,973 36 
120.925 00 



74 52 
3.700 00 
2,000 00 



6,469 90 



25,012 32 



12,747 00 

1,155 00 

579 00 

45 75 



$309,681 85 



$25,000 00 
5,000 00 
3.158 45 



25,083 33 



214.877 35 

36,502 72 



$309,681 85 



STATE BANKS OF MICHIGAN. 



21 



No. 213. 
♦ATHENS STATE AND SAVINGS BANK, ATHENS. 

Organized April 15, 1899. 

George W. Brokaw, President; Aaron H. Harrison, Vice Prendent; E. E. Overholt, Ctukier;- 

W. B. Funk, Assistant Cashier. 

Directors. — Geo. W. Brokaw. S. W. Holmes, J. F. Gulp, A. H. Harrison, R. H. Lewis, Fred A. Bower^ 

Clias. A. Standiford. 



Resources. 



I^ans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Ranking house , 

Furniture and fixtures'. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 

Cash in receiver's hands 

Expenses, interest and taxes paid . 



Totals. 



Liabilities. 
Capital stock paid in. . 



Report of 
Nov. 27, '08 



Report of 
Feb. 5, '09. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
April 28, '09. 



129.674 87 
20.745 44 



dlG 53 
5,000 00 
1,975 00 



3,345 78 



17.900 54 



4,639 00 

480 00 

505 55 

140 41 

32 84 

3.000 00 



Report of 
June 23, '00. 



128.353 78 
20.695 44 



18 76 
5.000 00 
1.975 00 



4.212 70 



Report of 
Sept. 1, 'OOl 



14.377 42 






187.841 96 



115,000 00 

5,000 00 

478 43 



13.909 96 
34,941 97 



18,511 60 



187.841 96 



4.587 00 

635 00 

667 00 

168 34 

1 50 

3.000 00 
125 79 



183.817 79 



$15,000 00 
5.000 00 



13,460 13 
31.708 19 



18.649 47 



$83,817 79 



$20.270 53 
30.888 34 



5.000 09 
1.975 001 



176 1 



17,780 06. 



3.906 00 
935 00 

-822 20 
151 la 

2,318 OO 

3.000 09 
396 61 



$87,619 Oa 



$15,000 OO 
5,000 00 



14,093 81 
32.955 64 



20.569 5& 



$87,619 oa 



*Bank rehabilitated February 4, 1909. 



22 



STATE BANKING DEPARTMENT. 



No. 414. 
THE FARMERS' STATE BANK OF ATHENS, ATHENS. 

Organized November 28, 1908. 

Frank G. Woodruff, President; Simon B. Hartman. A. T. Slaoht, Vice Preridents; 

Frank £. Estes, Cashier; David Miller, Auditor. 

Directors. — L. T. Morris, E. D. Albertson, A. L. Wood, Frank Wolf, H. R. Pearce, Frank G. Wood. 
Tufr, D. W. Cook. S. B. Hartman. J. A. Stanton, A. T. Slaght, F. £. Estes. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts » . . . . 




118,953 46 


147.029 22 
2,700 00 


$55.958 22 
6,440 00 


$57,139 38 
7,440 00 


Bonds, mortfraires and securities. . . 




Premiums paid on bonds 








Overdrafts 












Expenses, interest and taxes paid . 




142 05 








Banking house 






- 




Furniture and fixtures 




600 00 


1.060 00 


1.090 00 


1,286 00 


Other real estate 






Due from other banks and bankers 
(not reserve cities) 












Items in transit 












• 
United States bonds 


' ' ••• •' ' * 










Due from banks in reserve cities. . 




14.931 65 


15.335 24 


6.797 32 


8.062 71 


Exchanges for clearing house .... 






TJ. S. and National bank currency . 




• 

3.478 00 

590 00 

776 25 

80 38 

«29 


2.582 00 

775 00 

343 45 

49 36 


2.212 00 

800 00 

735 25 

19 91 

72 36 


"5.727 00 


Gold coin 




725 00 


Silver coin 




646 25 


Nickels and cents 




82 73 


Checks and cash items 




140 07 










Totals 




139.506 08 


169.874 27 


$74.125 06 


$79,249 14 








Liabilities. 
Capital stock oaid in 




$19.100 00 


$26,450 00 


$30.000 00 


$30,000 00 


Surplus fund 




Undivided profits, less current ex- 
nenses. interest and taxes paid. . 






74 13 


• 

160 16 


387 76 


Dividends unpaid 








Commercial deposits subject to 
check 




13,148 94 


17.849 87 


19.998 70 


19,507 42 


Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstandinr 












Savinira deposits .* . 




1,270 79 
6,070 35 


4.354 07 
21.146 20 


4.393 58 
19.572 62 


5.364 35 


Savings certificates of deposit.... 




23,989 61 


Notes and bills discounted 




Bills payable 
























Totals 




S39.696 08 


$69,874 27 


$74.125 06 


$79,249 14 







STATE BANKS OF MICHIGAN. 



23 



No. 418. 
THE PEOPLE'S STATE SAVINGS BANK, AUBURN. 

Organised January 6, 1909. 

Curtis W. McPuail, PrenderU; Clarence H. Macx>mber, Vice President; 

Edward M. Hollister, Carter. 



Directors. — C. W. McPhail, 


C. H. Macomber. £. M. Hollister. £. A 


. Wittwer. Jos. Bierd. 


Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 






tll.549 63 
24.302.42 


$15,029 89 
27.143 10 


$18,014 35 


Bonds, mortsaees and securities. . . 






34,708 96 


Premiums oaid on bonds 








Overdrafts 






56 34 
2.200 00 
1.642 81 


103 85 
2.200 00 
1.642 81 


35 91 


Bankinir house 






2.200 00 


Furniture and fixtures 






1,642 81 


Other real estate 








Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 


• 










Due from banks in reserve cities. . 






1.879 01 


3.424 62 


8,185 87 


Exchanges for clearing house. . . . 








U. S. and National bank currency . 






1.727 00 

685 00 

217 20 

36 27 

415 76 


1.66100 

575 00 

229 40 

25 11 

451 65 


2.483 00 


Gold coin 






765 00 


Silver coin 






258 30 


Nickels and cents 






9 97 


Checks and cash items 






• 
99 91 










Totals 






$44.773 44 


$53,386 43 


$68,404 08 










Liabilities. 
Caoital stock paid in 






$20.000 00 


$20.000 00 


$20,000 00 


Surplus fund 






100 00 


TJnaivided profits, less current ex- 
penses, interest and taxes oaid. . 






558 73 


871 03 


379 47 


Dividends unpaid 






6 00 


Commercial deposits subject to 
check 






5,974 84 


8.738 03 
43 65 


8,073 08 


Commercial certificates of deposit . 








Due to banks and bankers 










Certified checks 










COO 00 


Cashier's checks outstanding 












Savimn deposits 






18.230 87 


23.733 12 


36,145 53 


Savings certificates of deposit .... 






State monies on deposit 








• 


2.500 00 


Notes and bills discounted 










Bills payable 
























Totals 






$44,773 44 


$53,386 43 


$68,404 08 











24 



STATE BANKING DEPARTMENT. 



No. 420. 

THE STATE BANK OF AUGUSTA, AUGUSTA. 

Organused February 8, 1909. 

Charles C. Wood, PresCdeni; Albert U. Kino. Vice Prendenl; Claud M. Faude. Cashier. 

Directors, — Charles C. Wood. Albert U. King. Claud M. Faude, Joseph Hudson, Hal. H. Smith. 

William J. Hagelshan. Edwin A. Wildey. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. 'OQ. 


Report of 
Aprir28. '09. 


Report of 
June 23, '08. 


Report of 
Sept. 1, '09. 


Loans and discbunts 






$20,581 84 
1,550 00 


$41,207 41 
3,450 00 


$41,803 94 


Bonds, mortiraees and securities. . 






3,725 00 


Premiums paid on bonds 








Overdrafts 






120 54 
2,500 00 
1.666 78 


263 68 
2.500 00 
1.702 28 


1.391 81 


Bankinr house 






2.500 00 


Furniture and fixtures 


. . • 




1 712 28 


Other real estate 








Due from other hanks and bankers 
(not reserve cities) 






14.015 36 


577 14 




Items in transit 








(Jnited States bonds 






• 






Due from banks in reserve cities. . 






2,109 17 


2.112 00 


2 134 54 


Exchanires for clearins; house 








U. S. and National bank currency . 






3,438 00 

305 00 

965 05 

36 20 

583 51 


1,979 00 

820 00 

655 45 

44 32 

218 76 


2.238 00 


Gold coin 






865 00 


Si 1 ver coin 






1.612 90 
115 85 


Nickels and cents 






Checks and cash items 






704 38 










Totals 






153.931 04 


$55,530 04 


$58 803 70 










Liabilities. 
Caoital stock paid in 




9 


120,000 00 


$20,000 00 
500 00 
318 50 


$20,000 00 


Surplus fund 






500 00 


Undivided profits, less current ex- 
Denses. interest and taxes oaid . . 






172 74 


88 20 


Dividends unpaid 








Commercial deposits subject to 
check 






16,407 66 
3.074 97 


13,231 43 
4.300 47 


12.088 m 


Commercial certificates of deposit . 






5.G29 75 


Due to banks and bankers 






225 15 


Certified checks 












Cashier's checks outstanding 












Savings deposits 






9.185 67 


12,179 04 


15,271 74 


Savings certificates of deposit 








State monies on deposit 






5,000 00 


5.000 00 


5,000 00 


Notes an<l bills rediscounted 








Bills pavable 
























Totals 






$53,931 04 


$55,530 04 


$58 803 70 











STATE BANKS OF MICHIGAN. 



25 



No. 236. 
STATE BANK OF FRANK W. HUBBARD & CO., BAD AXE. 

Organised July 10, 1901. 

Frank W. Hubbard, Prendenl; John Ryan, Vice PrtsiderU and Cashier; 
J. L. Burgess, Aanttant Carter; Joe. N. Rankin, Auditor. 

DxRSCTORS. — Frank W. Hubbard. Elizabeth L. Hubbard, John Ryan, Maggie Ryan, Joseph N. Rankin. 



Resources. ' 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



1232.432 00 
57,463 77 



2.646 94 
11.000 00 

1.022 02 
12.076 48 
10.057 46 



Report of 
Feb. 6, '09. 



1238,604 16 
77.680 16 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



80.280 09 

4,547 28 

10,160 00 

6,940 00 

847 25 

160 58 

2,862 74 



1431,386 61 



974 02 
11,000 00 

1.022 02 
12,076 48 

7,279 17 



Report of 
AprU 28, '00. 



$245,427 16 
74.909 06 



36.616 80 
4,280 05 

11.769 00 

0,466 00 

1,603 86 

202 43 

3.882 44 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills discounted 

Bills payable 



$30.000 00 
10.000 00 
21.570 59 



189.793 93 



216 00 



179,805 00 



$412,736 56 



$30,000 00 
10.000 00 
20.898 05 



663 32 
11,000 00 

1,022 02 
12,340 48 

1,109 08 



Report of 
June 23, '00. 



$267,023 37 
69.934 16 



Report of 
Sept. 1, '09. 



1.686 29 
11,000 00 

1.022 02 
12,340 48 

1,105 22 



28.211 00 
11,720 04 
7,012 00 
7,115 00 
1,284 35 
249 70 
2.486 22 



$404,549 42 



$30.000 00 
10,000 00 
21.983 37 



198,263 03 



Totals. 



$431,385 61 



153,674 48 



$412,736 66 



186,171 43 



2,461 64 



25,474 81 

5,068 33 

0,216 00 

6,730 00 

458 50 

198 63 

788 61 



$399,116 42 



$30,000 00 
10.000 00 
23.904 33 



183,027 53 



2.002 97 



154,932 96 



$404,549 42 



160.181 59 



$399,110 42 



$266,348 28 
74,997 74 



1,415 37 
11,000 00 

1,022 02 
12.340 48 

1,101 25 



26,900 00 

4,758 13 

12,415 00 

5.340 00 

979 40 

264 37 

615 14 



$409,487 18 



$30,000 00 
10.000 00 
24,613 60 



180,784 83 



164.088 75 



$409,487 18 



26 



STATE BANKING DEPARTMENT. 



No. 237. 
STATE SAVINGS BANK OF BAD AXE, BAD AXE. 

Organized June 22, 1901. 

AI.BERT E. Sleeper, President; Aulison L. Wrioht, Vice President; James Baldwin, Copier; 

Japheth Hind, Assistant Cashier. 

Directors. — Albert E. Sleeper, Allison L. Wright. James Baldwin. Clara Baldwin, 

Charles D. Thompson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures , 



Report of 
Nov. 27, '08. 



$125,308 00 
65,600 81 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit. 

• 
United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



260 30 
8,750 00 
2,500 00 
6,875 40 



Report of 
Feb. 5, '09. 



$136,902 78 
68.867 62 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus ftind 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted ..... 

Bills payable 



25.684 58 
2,083 81 
9,273 00 
4.805 00 
1.060 40 
306 32 
2,540 97 



$255,056 78 



48 83 
8.750 00 
2.500 00 
5.225 06 



Report of 
Aprir28, '09. 



$152,011 32 
58.914 64 



41.136 04 

637 89 

10,562 00 

4,945 00 

1,047 00 

344 94 

240 36 



85 86 
8,750 00 
2,500 00 
5,207 63 



Report of 
June 23. '09. 



$149,065 08 
60,228 15 



Report of 
Sept. 1. *09. 



25 56 
8,750 00 
2,500 00 
5,073 38 



1,350 50 



$25,000 00 

10.000 00 

6,672 27 



Totals. 



58,295 97 
157,088 54 



$276,190 34 



$25.000 00 

10,000 00 

5,640 18 



73,684 52 
161,874 04 



23.905 91 

905 96 

9,058 00 

5.135 00 

841 95 

351 92 

30 70 



35 75 



$269,739 SO 



$25,000 00 

10.000 00 

6.179 03 



04.331 97 
164.228 39 



25,889 21 
3.129 34 
9,265 00 
5,125 00 
1.206 35 
296 75 
565 



$269.605 22 



$25,000 00 

10,000 00 

7,417 97 



$256,066 78 



$276.199 34 



50,632 84 
170,654 41 



$269,739 89 



$209,005 22 



$164,002 29 
62.858 15 



306 82 
8,750 00 
2.500 00 
5.072 08 



U502 00 



29.863 48 

3.067 64 

4.810 00 

5.005 00 

859 10 

195 30 

681 28 



$289,473 14 



$25,000 00 

10,000 00 

8,466 69 



58.847 71 
187.158 74 



$289,473 14 



STATE BANKS OF MICHIGAN. 



27 



No. 337. 

THE STATE-EXCHANGE BANK, BANCROFT. 

Organized April 24, 1906. 

T. M. EuLER, President; C. L. Parsoxs. Vice President; E. P. Sherman*. Cashier; 

E. G. Kay, Assistant Cashier. 

Directors. — T. M. Euler, W. H. Payne. J. E. Symes, C. L. Parsons. H. W. Parker, A. Elesser. 



Resources. 



Report of 
.Nov. 27, '08. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid . 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
T7. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals.. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

TJnaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Comm/Brcial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Collections paid 

Notes and bills rediscounted 

Rills payable 



Totals. 



$64,171 65 
46,290 00 



2,925 70 

437 43 

7.500 00 

3.797 14 



9,688 63 



16.147 41 



9.617 00 

6,482 50 

841 70 

117 74 

178 15 



$167.196 05 



$20,000 00 
1,000 00 



11,097 22 



5,976 31 
129.122 52 



$167,196 05 



Report of 
F^b. 5, '09. 



$88,121 52 
50,82100 



792 57 

102 41 

7,500 00 

3,797 14 



2,520 90 



15.476 53 



7.790 00 
6.012 50 

363 20 
88 10 

177 94 



$183,563 81 



$20,000 00 
1.250 00 



23,482 95 



6,251 19 

132,576 67 

300 



$183,563 81 



Report of 
Aprir28, '09. 



$100,075 48 
48.211 00 



865 91 



7,500 00 
3.797 14 



40.174 38 



7.98100 

6.295 00 

547 75 

102 92 

354 82 



$215,905 40 



$20,000 00 

1.250 00 

308 79 



18.001 96 



5.200 65 
171.144 00 



$215,905 40 



Report of 
June 23, '09. 



$94,306 81 

51,898 00 

185 70 

782 44 



7.500 00 
3.797 14 



2.575 32 



38.148 85 



8.824 00 

&.280 00 

716 95 

174 64 

1.761 41 



$216,951 26 



$20,000 00 

1.250 00 

119 34 



17.777 57 
35.674 11 



5.453 15 
136.677 09 



$216,951 26 



Report of 
Sept. 1, '09. 



$104,095 10 

00.048 00 

185 70 

600 53 

715 07 

7,500 00 

3,797 14 



1,649 44 



5.336 25 



10.039 00 

6,485 00 

479 95 

169 24 

309 14 



$202,009 62 



$20,000 00 
1,250 00 



9.983 96 
57,799 75 



5.721 28 
107,254 61 



$202,009 62 



28 



STATE BANKING DEPARTMENT. 



No. 62. 

WEST MICHIGAN SAVINGS BANK, BANGOR. 

Organized April 8, 1880. ' 

J. E. Sebrinq, President and Cathier: William Broadwell, Vice Presideni. 

Directors. — Win. Broadwell, J. E. Sebring:, Emma McNett. William Charles, Wm. Chapman, Olia 

De Haven. Rebecca Fausnaugh. 



Resources. 



Loans and discounts! 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house. 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.sli items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



I06.a05 86 

122,164 76 

276 88 

1. 106 06 

14.761 27 

1,332 77 

3.664 36 



71.850 10 

600 00 

11.910 00 

2,900 00 

2.300 00 

344 05 



$329,505 10 



126,000 00 

14,000 00 

2,608 11 



06,475 27 
190 00 



38,717 61 
182.514 30 



Report of 
Feb. 5. '09. 



$109,490 16 
130.269 10 



106 61 

14,761 27 

1,562 52 

3.564 36 



63.264 83 
1.391 37 

14,968 00 

4.600 00 

2.300 00 

271 87 



$330.648 99 



$26,000 00 

14.500 00 

666 61 



8l,3'>4 77 
100 00 



39.420 17 
176.631 64 



Report of 
April 28. '00. 



I9G.096 26 
132.413 97 



368 24 

14.761 27 

1,584 02 

3.564 36 



51.474 70 

866 66 

16.376 00 

4.500 00 

1.660 00 

309 74 



$323,813 21 



$26,000 00 

14.500 00 

1.506 97 



72.033 61 



$329,505 19 



$330,648 99 



39.515 13 
171,257 CO 



Report of 
June 23, '00. 



$103,263 98 
132,118 97 



860 29 

14.761 27 

1.684 02 

3.504 36 



49,921 49 

379 78 

14,893 00 

3,000 00 

1.450 00 

648 80 



$326.275 96 



$25,000 00 

14.500 00 

2,086 58 



72,687 81 



$323,813 21 



37.979 38 
174,022 19 



Report of 
Sept. 1. '00. 



$326,275 96 



$98,418 07 
128.443 97 



703 92 

14.761 27 

1.684 02 

3.104 26 



70.708 32 
1.103 84 

14.569 00 

3,000 00 

1.475 00 

710 80 



$338,582 57 



$25,000 00 
15,000 00 

871 85 



83,900 37 
5,436 72 



38,934 08 
169.430 56 



$338,582 57 



STATE BANKS OF MICHIGAN. 



29 



No. 394. 
THE BARRYTON STATE SAVINGS BANK, BARRYTON. 

Organized March 9, 1908. 

W. J. SHANK8, President: Henry Walrath, Vice Presideni; O. S. Wood. Cashier; 

Adblbekt Myers, ABtistani Cashier. 

Directors— W. J Shanks. Henry Walrath, O. S. Wood. W. T. Laflln. Ij6e A. Lewis. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


143,042 18 
400 00 


$49,606 57 
400 00 


$48,101 24 


$53.335 50 


$51,803 43 


Bonds, mortgages and securities. . 




Premiums paid on bonds 








Overdrafts 


828 


71 89 


17 49 


2 04 




Banking house 




Furniture and fixtures 


700 00 


700 00 


700 00 


700 00 


700 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 


2,585 07 
2.441 42 


855 08 


2,065 16 


C3S 38 


2,404 19 


Items in transit 


50 66 


United States bonds 










Due from banks in reserve cities. . 
Exchanges for clearing house 


2,770 68 


5,488 02 


5,839 01 


3,932 32 


4.644 00 


tJ. 8. and National bank currencj' . 
Cold coin 


2.0G6 00 

1,080 00 

05G90 

54 71 

57 58 


1.565 00 

1,220 00 

545 05 

72 15 

84 31 


2,492 00 
1.440 00 

295 85 
74 59 

125 60 


2,176 00 

1,505 00 

259 45 

C9 73 

93 33 


930 00 
1,350 00 


Silver coin 


527 50 


Nickels and cents 


42-27 


Checks and ca.sh items 


300 






Totals.. .*. 


$55,802 17 


$60.508 07 


$61,810 94 


$62,802 35 


$62,455 05 






Liabilities. 
Capital stock paid in 


$20.000 00 


$20,000 00 

1,000 00 

310 35 


$20,000 00 
1.000 00 
1,455 93 


$20.000 00 
1.000 00 
1.728 96 


$20,000 00 


Surplus fund 


2,000 00 


XJnclivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends imnaid 


1,067 42 


171 41 


Commercial deposits suljject to 
check 


21.539 49 
13,255 20 


25,661 96 
13,530 30 


22,855 73 
16,499 28 


23.792 40 
16,280 90 


23,862 44 


Commercial certificates of deposit . 
Due to banks and bankers 


10,421 20 


Certified checks 












Cashier's checks outstanding 












Savings deposits 












Savings certificates of deoosit .... 












Notes and bills rediscounted 












Bills oavable 
























Totals 


$55,8G2 17 


$G0.508 07 


$01,810 94 


$02,802 35 


$02.455 05 







30 



STATE BANKING DEPARTMENT. 



No. 93. 

CITY BANK, BATTLE CREEK. 

Organized June 14, 1871. 

Corporate existence extended June 4, 1901. 

WiLLARD H. Eldked, President; Cras. C. Green, F. A. Allwardt, Vice Preeidcnit; 

E. R. Morton, Carter; N. Y. Green, Aesistani Cashier. 

Directors. — W. H. Eldred, L. A. Dudley, M. Maas, Chas. C. Green, F. J. Kellogrg, Geo. W. Mechem, 
H. F. Bechman, N. E. Hubbard, F. A. Allwardt. 8. B. Cole, E. R. Morton. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid In. 



Surplus fund 

XJnaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . . 

Notes and bills discounted 

Bills payable 



Report of 
Nov. 27, '08. 



$671,103 46 
603.763 81 



4,328 29 



17,577 50 
13,302 22 



37 84 



102,164 26 

1,707 47 

52,341 00 

31.548 50 

6.831 45 

403 58 

90 94 



fl. 505.299 32 



$100,000 00 

25,000 00 

5,521 89 



173.422 50 

24,579 07 

17,634 59 

100 00 



Totals. 



1.146.972 90 
12.067 77 



$1,505,299 32 



Report of 
Feb. 5. '09. 



$679,455 90 
599.560 79 



6.108 24 



16.698 63 

13.302 22 

226 47 

739 18 



131.081 57 

3.060 39 

52,822 00 

35.378 50 

6.106 80 

689 13 

409 50 



$1, 545.^99 38 



$100,000 00 
25,000 00 
12,520 22 



216,181 67 

35.561 36 

7.250 40 

5,100 00 



1.135.689 25 
8.396 48 



Report of 
April 28. '09. 



$663,636 69 
599.128 83 



490 50 



16.698 63 
15.381 95 



87 44 



103,248 30 

18,405 20 

51,135 00 

42,282 50 

6.376 20 

590 32 

123 25 



$1,517,674 90 



$100,000 00 

25,000 00 

7,958 71 



207,681 02 

21,230 58 

10.011 16 

100 00 



1,129,573 13 
16,111 30 



$1,545,699 38 



$1,517,674 90 



Report of 
June 23, '09. 



$650,210 02 
615,708 24 



1,202 57 



16,698 63 
14,581 95 



53 85 



91,286 12 

12,627 01 

57.089 00 

44,847 00 

4.789 35 

657 95 

86 38 



$1,518,928 07 



$100,000 00 
25.000 00 
13,606 01 



207.949 05 

20,963 94 

8,974 95 

100 00 



1.127,425 14 
14,908 98 



$1,518,928 07 



Report of 
Sept. 1, '09. 



$661,770 45 
617.992 84 



564 99 



15.713 00 
14.081 95 



87 81 



222.985 53 

15,022 81 

50.159 00 

34.453 00 

3,812 20 

535 28 

'523 22 



$1,637,702 08 



$100,000 00 

25.000 00 

6.520 61 



297,256 95 

18,058 84 

35,534 62 

1.000 00 



1.145.288 83 
9.033 23 



$1,637,702 08 



STATE BANKS OF MICHIGAN. 



31 



No. 178. 
MERCHANTS SAVINGS BANK, BATTLE CREEK. 

Organized March 28, 1895. 
A. M. MiNTY, President; Scott Field, Vice President: H. A. Rowles, Cashier. 

Directors. — Ambrose M. Minty, Frank Turner, Isaac Amberg, Rill F. Hoffmaster, Frank H. Boos, 

Scott Field. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



ia66.038 31 
611.486 68 



2,132 73 
25,000 00 

2,325 00 
15.421 89 



78 30 



122.914 55 

2,201 34 

34,089 00 

16,935 03 

3,766 45 

311 03 



$1,102,700 28 



$50.000 00 
20.000 00 
19,273 97 



108,004 03 
78,264 58 



827,157 10 



$1,102.700 28 



Report of 
Feb. 6, '09. 



$368,374 71 
551,290 40 



1,149 27 
25,000 00 

2.325 00 
15,435 09 



79,313 58 

1,895 41 

23,013 00 

24,517 50 

6.826 90 

310 91 



$1,098,951 77 



$50,000 00 

20.000 00 

13,760 37 

90 00 

118.510 84 
77.6J6 02 



819,024 54 



$1,098,951 77 



Report of 
Aprir28, '09. 



$357,221 53 
551,342 38 



604 42 

25,000 00 

2,325 00 

15,435 09 



1,764 73 



124, 3S0 42 

1,153 36 

28,306 00 

25,612 50 

2.09125 

324 67 



$1,135,461 35 



$60,000 00 
20,000 00 
18,325 04 



122,786 60 
84,741 20 



839,608 51 



$1,135,461 35 



Report of 
June 23, '09. 



$367,444 67 
668,663 03 



447 83 

25.000 00 

2.325 00 

13,383 79 

101 16 



93,894 31 

1.932 25 

16,439 00 

32.037 60 

2,913 95 

455 28 



$1,125,067 77 



$50.000 00 
20,000 00 
24.815 75 



100,701 15 
85.919 20 



843.631 67 



$1,125,007 77 



Report of 
Sept. 1, '09. 



$353,794 97 
579,822 64 



1,067 72 
25,000 00 

2,325 00 
17.442 45 



100.237 33 

1.850 94 

24.801 00 

25,445 00 

2.126 25 

461 14 



$1,134,374 44 



$60,000 00 
20,000 00 
18.694 18 



132.096 60 

79.824 48 

19 36 



833.739 83 



$1,134,374 44 



32 



STATE BANKING DEPARTMENT. 



No. 63. 

BAY CITY BANK, BAY CITY. 

Organized September 4, 1871. 

Corporate existence extended September 4, 1901. 
Geo. H. Young, President; Justin Wentworth. Vice President; H. C. Moulthrop, Cashier. 

DiRErroRs. — George H. Younj?. Justin Wentworth, Fremont B. Chesbrough, George K. Wentworth. 

Frank E. Tyler, Wm. A. Young, Walter D. Young. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Ixyans and discounts 


1970,980 45 

751.784 89 

9.000 00 

4,184 87 


$1,004,004 20 

762,793 49 

9.000 00 

2.435 91 


$094,778 33 

769.082 49 

9.000 00 

3.456 92 


$1,019,333 82 

768.713 99 

9.000 00 

1.085 62 


$1,003,601 38 


Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 


724.651 49 
9.000 00 
6.015 63 


Banking house 




Furniture and fixtures 


7.000 00 

12.420 00 

7.440 21 


7.000 00 

12.420 00 

4.579 64 


7.000 00 

12.420 00 

3.844 42 


7.000 00 

12.420 00 

3.704 48 


7.000 00 


Other real estate 


12,420 00 


Due from other banks and bankers 
(not reserve cities) 


4.552 80 


Items in transit 




United States bonds 












Due from banks in reserve cities. . 

Exchanges for clearing house 

V. S. and National bank currency . 
Gold coin 


828.159 91 

9.402 72 

80,828 00 

27.002 50 

6.308 00 

025 14 

455 11 


293,482 53 

2,383 55 

77.580 00 

27.512 60 

7,677 10 

80108 

3.622 45 


aOl.835 05 

4.491 10 

102.789 00 

29.317 60 

6.257 30 

621 38 

323 02 


260.983 20 

3.898 57 

110,803 00 

30.172 50 

6.436 65 

596 46 

644 70 


406.877 50 

3.534 68 

123.674 00 

31.065 00 


Silver coin 


0.820 05 


Nickels and cents 


519 55 


Checks and cash items 


4 00 






Totals 


$2,221,711 80 


$2,218,985 45 


12.245.210 48 


$2,240,793 08 


$2,339,736 17 






Liabilities. 
Capital stock paid in 


$150,000 00 

100.000 00 

00.402 79 


$150,000 00 

100.000 00 

67.410 07 


$150,000 00 

100.000 00 

64.227 92 


$150,000 00 

100.000 00 

76,557 01 


$150,000 00 


Surplus fund 


150,000 00 


XJnciivided profits, le.ss current ex- 
pen.ses, interest and taxes paid . . 

Dividends unpaid 


31.175 44 


Commercial deposits subject to 
check 


347.951 83 

231,757 05 

57.234 2ti 

797 17 


345.237 33 

224.108 08 

60,878 78 

624 00 


367.343 81 

201.007 88 

59.289 26 

852 02 


350.405 68 

186.132 65 

44.654 13 

408 25 


381. S97 37 

181.429 51 

74,146 72 

947 59 


Commercial certificates of deposit . 

Due to banks and bankers 

Certifieil checks 


Cashier's checks outstanding 




Savings deposits* 


1.273,508 70 


1.280.720 59 


1,301,895 59 


1.3C2.635 36 


1.370,139 54 


Savings certificates of deposit 


Notes and bills rediscounted 












Bills pavable 
























Totals. . 


$2. 221. 711 80 li2.21K »S5 45 


12.245.216 48 


$2,240,793 08 


$2,339 736 17 






! ■ ' 





STATE BANKS OP MICHIGAN. 



33 



No. 43. 
BAY COUNTY SAVINGS BANK, BAY CITY.. 

Organized February 1, 1884. 

Thomas Cranage, Presideni; Newell A. Eddt, Vice President; J. Mulholland, Treasurer; 

Warben E. Carter, Assistant Treasurer. 

Directors.— Thomas Cranage, Newell A. Eddy H. M. Gillett, G. Hine, F. T. Norris, George D. Jackson, 

J. Mulholland. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture. and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



• Report of 
Nov. ^7, '08. 



$501,302 02 

313,0a0 60 

2,163 60 

123 02 



4.500 00 
4,356 61 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing house 

(J. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

TJndividecL profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Conmiercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit. . . 

Notes and bills discounted 

Bills payable 



Totals. 



2.000 00 



108.588 77 

870 15 

38,113 00 

10.630 00 

2.242 00 

222 68 



'$968,132 54 



$50.000 00 
25,000 00 
23,676 92 



126.022 82 



008.530 94 
60.001 86 



$968,132 54 



Report of 
Feb. 5, '09. 



$441,051 41 

304,720 60 

2.163 60 

36 81 



5.000 00 
4.356 61 



177.037 65 

1.320 07 

87,348 00 

11,365 00 

1.060 00 

321 31 



$087.582 05 



$50,000 00 

25.000 00 

13.373 30 

65 00 

106.410 65 



722.856 61 
00.887 40 



$067,582 05 



Report of 
Aprir28, '09. 



$417,080 25 

336.020 60 

2.355 60 

53 57 



5.000 00 
3,906 61 



153,018 23 

700 28 

34.837 00 

10,891 00 

2.181 00 

196 65 



$967,999 88 



$50,000 00 

25.000 00 

18,610 84 

50 00 

97,305 51 



719,778 83 
57,254 70 



$967,999 88 



Report of 
June 23, '00. 



$425,369 83 

322.461 51 

2.996 40 

242 64 



5,000 00 
3.606 61 



144.350 50 

394 68 

33.368 00 

10,448 50 

2.245 65 

235 21 

234 67 



$960.954 20 



$50.000 00 
25.000 00 
24.542 62 



103.778 13 



697.488 00 
50.145 45 



$950.954 20 



Report of 
Sept. 1, '09. 



$445.345 93 

316.161 51 

2.000 00 

141 72 



5.000 00 
3,606 61 



30 00 



119.691 34 

7.164 68 

36.026 00 

11.273 00 

2.093 90 

246 51 



$948,781 20 



$50.000 00 

25.000 00 

17.029 89 

50 00 

110.847 20 



692.509 57 
52.744 54 



$948,781 20 



34 



STATE BANKING DEPARTMENT. 



No. 30. 

THE COMMERCIAL BANK, BAY CITY. 

Organized August 15, 1888. 

C. R. Hawley, President; C. C. Whitney. Vice President; J. R. Watrous, Cashier. 

Directors— C. R. Hawley. C. C. Whitney, B. Boutell, R. C. Bialy. J. C. Weadock. J. R. Watrous, 

G. H. Moulthrop. W. H. Sharp. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, X9. 


Report of 
Sept. 1, '09. 


Loans and discounts 


9523,507 00 
208.186 33 


$578,301 47 
200.926 33 


$577.356 88 
191,451 33 


$634,983 46 
189.781 33 


$593,153 77 
195.131 38 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


Overdrafts 


1,447 92 


306 77 


712 23 


"■'•• 

2.415 97 


2,941 40 


Banking house 


Furniture and fixtures 


5,000 00 


4.000 00 


4,000 00 


4.000 00 


4,000 00 


Other real estate 


* 


Due from other banks and bankers 
(not reserve cities) 












Items In transit 


7,536 52 


12.019 32 


9,930 61 


3,781 64 


3,578 55 


United States bonds 




Due from banks In reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 
Gold coin 


54,812 09 
3.579 50 

83.360 00 

8.067 50 

5.265 84 

160 60 

1.094 51 


33,758 77 

1,127 27 

80.380 00 

15,060 00 

. 9.834 95 

306 26 

2,040 10 


57,266 28 

1,360 77 

39,144 00 

8.367 60 

3,670 15 

300 72 

242 90 


80.198 53 
1,194 53 

33,732 00 

4,957 50 

3.054 60 

326 05 

1.247 72 


70.769 95 
2.182 51 

38.187 00 

9.070 00 

7,099 10 

589 20 


Silver coin 


Nickels and cents 


Checks and cash items 


785 10 






Totals 


1852.016 81 


$944,061 24 


1893.803 37 


$959,673 33 


$927 487 91 






Liabilities. 
Capital stock paid in 


1100.000 00 
60.000 00 
10,953 76 


$100,000 00 
60,000 00 
12,612 88 


$100,000 00 
60.000 00 
18.569 70 


$100,000 00 
00,000 00 
23,255 70 


$100,000 00 


Surplus fund 


80.000 00 
. 4,009 33 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


284.506 22 
29.030 18 


390,993 24 
31,689 49 


311.882 92 
54.511 41 


378.476 49 
61.472 31 


323 224 80 


Commercial certificates of deposit . 
Due to banks and bankers 


57,193 28 


Certified checks 


438 02 


38 02 


3.038 02 


83S 52 


1 438 02 


Cashier's checks outstanding 




Savings deposits 


327.022 63 


342,727 01 


345.201 32 


345.030 31 


3»n.622 42 


Savings certificates of deposit 


Notes and bills rediscount ed 












Bills payable 


40.000 00 




















Totals 


$852,010 81 


$944,001 24 


$893,803 37 


$950,073 33 


$927,487 91 









STATE BANKS OP MICHIGAN. 



35 



No. 96. 

LUMBERMAN'S STATE BANK, BAY CITY. 

Organized January 1, 1875. 

Corporate existence extended December 28, 1904. 

John M. Kelton, Prcndent; Henry H. Norrington, Vice President; D. M. Shaver, Acting Cashier. 

Directors. — John M. Kelton, S. O. Fisher, H. H. Norrington, Andrew Weiss, Edwin M. Eddy. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house , 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fund. 



irpj 
Undivided profit.s, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$354,667 30 

128,717 00 

'400 00 

326 20 

10,000 00 

3.000 00 

4.708 85 



114.779 27 



84.667 00 

2.250 00 

1.501 35 

397 74 

2.589 07 



$705,963 78 



$50,000 00 

10,000 00 

3,115 96 



343.972 89 
142,888 94 



155,985 99 



Totals. 



Report of 
Feb. 6, '09. 



$328,936 97 

125,970 00 

930 00 



10,000 00 
3.000 00 
4,768 85 



12.240 49 



57.124 00 

2.355 00 

1.228 40 

558 80 

581 87 



$547,703 38 



$50.000 00 

10.000 00 

541 74 



182,907 06 
146.437 28 



157,817 30 



$705,903 78 



Report of 
Aprir28. '09. 



$385,723 71 

100.470 00 

907 00 



10.000 00 
3.000 00 
4,768 85 



21.070 75 



56.703 00 

1.995 00 

1.562 00 

300 59 

370 00 



$586,885 90 



$50.000 00 

10.000 00 

501 03 



199.580 72 
166.561 28 



160.242 87 



Report of 
June 23, '09. 



$361,080 29 

120.3GO00 

900 00 



10.000 00 
3.000 00 
4.528 85 



28,866 99 



28.075 00 

13.135 00 

650 00 

76 52 

184 50 



$570,866 15 



$50.000 00 

10,000 00 

1.723 35 



190,825 25 
166.256 41 



152,061 14 



$547,703 38 



$580,885 90 



Report of 
Sept. 1, '09. 



$570.8(i6 15 



$317,202 75 

124.760 00 

350 00 



10.000 00 
3.000 00 
4.480 27 



51.155 02 
1.054 24 

16.586 00 

8.540 00 

2.431 50 

342 42 



$539.908 20 



$50.000 00 

10,000 00 

1,975 49 



154,627 05 
172.230 52 



151,075 14 



$599,908 20 



36 



STATE BANKING DEPARTMENT. 



No. 17. 

PEOPLE'S SAVINGS BANK, BAY CITY. 

Organized December 27, 1888. 

Fred Mohr, President; E. T. Carrinoton, Vice President; T. R. Shaver, Cashier. 

Directors. — Fred Mohr. E. T. Carrington, Curtis E. Pierce, Thomas Walsh. T. R. Shaver. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



1248,177 48 

S76.749 67 

6.668 42 

207 97 

25.000 00 

3.000 00 

3.684 66 



Items in transit * 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin % . . . 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fund 



rpi 
Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 
Due to banks and bankers ...'.... 

Certified checks ." 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit — 

State monies on deposit 

Notes and bills discounted 

Bills payable 



Tolals. 



108 94 



83,136 60 

3.769 n 

88,646 00 

^.820 00 

2,020 65 

497 70 



Report of 
Feb. 5, '09. 



1257.691 94 

406.923 54 

9.073 83 

221 8^ 

25,000 00 

3.000 00 

3.684 66 



250 14 



$830,287 19 



150.000 00 

15.000 00 

4.700 78 



177.243 58 



510,583 50 
72,750 33 



1830.287 19 



43.549 50 

2.016 97 

44.959 00 

87.120 00 

2.328 15 

736 17 



S836.455 23 



660.000 00 

15.000 00 

1.388 20 



177,146 55 



6,185 50 

512.545 64 

74.189 34 



1836.455 23 



Report of 
Aprir28, '09. 



$236,306 00 

414.170 09 

8,520 29 

23 58« 

25,000 00 

8.000 00 

3.584 66 



157 61 



44.965 25 

2.457 46 

37.624 00 

31,180 00 

2,095 45 

619 92 



$809,724 31 



$50.000 00 

15.000 00 

3,697 19 



135,065 15 



1,205 00 

514. 4S9 18 

80.317 79 

10.000 00 



$809,724 31 



Report of 
June 23, 'C9 



$253.175 82 

398.463 47 

8,732 04 

51 80 

25.000 00 

3,000 00 

3.584 66 



864 90 



79.884 94 

1.724 09 

40.869 00 

23.585 00 

1.345 70 

851 80 



$841.134 21 



$50.000 00 

15.000 00 

7.067 95 



165.948 68 



509.906 60 

88.210 89 

5,000 00 



$841.134 21 



Report of 
Sept. 1. '09. 



$230.422 93 
411.400 60 

8.881 04 

« 

18 99 

25.000 00 

3.000 00 

3.584 66 



40 00 



50.525 26 

2.321 71 

43.702 00 

27.310 00 

2.782 60 

915 69 



$818,905 48 



$50.000 00 

15.000 00 

3.268 47 



147,425 30 



511,836 36 

86,375 36 

5,000 00 



$818,005 48 



BTATB BANKS OF MICHIGAN. 



37 



No. 2. 

■ 

BELDING SAVINGS BANK, BELDING. 
Organized January 15, 1889. 

H. J. Leonard. President; A. N. Beldino, Vice President: W. S. Lambertbon, Cashier; 

W. H. Anoell, Assistant Camier. 

Directors. — H. J. Leonard, A. N. Belding. W. P. Hetherin^ton, M. M. Belding, Jr., E. E. Chappie, 

R. M. Wilson, Geo. W. Ellis. N. C. Splcer, E. C. Loyd. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$129,714 50 
90.080 75 



851 60 
8.575 00 
2.000 00 



48,868 35 



5.273 00 

9,656 00 

1.118 80 

'78 03 

739 68 



1296.955 80 



125.000 00 

15.000 00 

6,445 41 



54.395 19 



37 55 



45.824 48 
150,253 17 



1293.955 80 



Report of 
Feb. 6, '09. 



1140,778 35 
93,158 75 



357 92 
8.575 00 
2,000 00 



32.467 58 



7,519 00 

10.G81 00 

2.007 45 

28 60 

5G1 85 



$298,135 50 



Report of 
Aprir28, '09. 



$130,958 82 
97.004 09 



527 02 
8,575 00 
2.000 00 



801 30 



40,458 98 



5.054 00 

10.641 00 

1.288 10 

76 61 

490 70 



$304,475 62 



$25.000 00 

15.000 00 

6.068 64 



55.261 14 



40 20 



50.211 85 
146.544 67 



$298.135 50 



$25,000 00 

15.000 00 

7,589 03 



51.088 29 



76 64 



53.312 12 
151.509 54 



$304,475 62 



Report of 
June 23, '09. 



$128,200 63 
110.354 77 



101 74 
8.575 00 
2.000 00 



1.1G9 75 



54,969 96 



8.796 00 

10.681 00 

2,189 25 

158 56 

1.241 80 



$328,444 46 



$25,000 00 

15.000 00 

7,961 76 



67.520 72 



76 64 



55.834 54 
157,050 80 



$328,444 46 



Report of 
Sept. 1, '09. 



$138,823 29 
112,704 77 



2.220 32 
8.575 00 
2.000 00 



2.668 13 



44,356 70 



5.842 00 

11,086 00 

1,076 85 

272 53 

1.141 21 



$330,766 85 



$25,000 00 

23,000 00 

2,989 25 



76.806 80 



50 88 



55.369 09 
150.550 83 



$330,766 85 



38 



STATE BANKING DEPARTMENT. 



No. 159. 

PEOPLE'S SAVINGS BANK OF BELDING, BELDING. 

Organized May 1% 1893. 
E. R. Spencer, President; Frank R. Chase, Vice President; W. L. CuBftER. Cashier. 

DiHECTOR«. — E. R. Spencer. B. F. Hall, Frank R. Chase, Charles Eddy. W. H. Locke, George Hoppough, 
H. L. Page, F. L. Moon. W. L. Cusser. John Greenop, Jno. G. Hessler, Jno. D. Canip!)ell. 



Resources, 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels -and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08 



1151 .«39 03 
81.494 95 



989 80 
8.000 00 
3.242 00 



10.501 61 

3,902 93 

9.033 00 

10.557 00 

1.389 25 

202 21 

107 22 



Report of 
Feb. 5. '09. 



1140.776 58 
80.434 83 



2.064 09 
8.000 00 
3.242 00 
1,200 00 



1.382 57 



LiabiUti&s. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of depo.sit . . . 

Notes and bills discounted 

Bills payable 



Totals. 



$281.149 00 



135.000 00 

10.000 00 

3,637 70 



30.046 24 



35.356 92 
144), 108 14 



15.000 00 



$281,149 00 



21.443 78 

1.187 92 

4.297 00 

11.227 00 

1.488 15 

342 80 

88 69 



1277.175 41 



Report of 
April 28, '00. 



1140.029 37 
73.969 84 



1.823 77 
8,000 00 
3.242 00 
5.712 50 



4.111 03 



21,655 46 

1.160 12 

6,601 00 

10.822 00 

751 85 

252 80 

272 37 



$278,403 11 



$35,000 00 

10.000 00 

1.322 29 



37.242 92 



33.921 72 

144.088 48 



15,000 00 



$35.000 00 

10.000 00 

2.444 62 



35.103 64 



Report of 
June 23, '09. 



$140,329 42 
71.062 84 



1,548 10 
8.000 00 
3.242 00 
5.712 50 



253 53 



48.976 52 

1.463 52 

4.294 00 

10,622 00 

1.042 35 

189 64 

60 25 



$298,796 73 



$35.000 00 

10.000 00 

2,634 36 



Report of 
Sept. 1. X)9. 



42.208 98 



34.396 12 
161,458 73 



$277,175 41 



$278,403 11 



39,115 58 

109,837 81 



$298,796 73 



$152,256 50 
75,543 84 



1,350 34 
8,000 00 
3,551 40 
5.712 50 



50.974 65 

1,632 28 

4,682 00 

10.952 00 

1.381 90 

182 09 

8 57 



$316,228 07 



$35.000 00 

10,000 00 

826 51 



50,574 16 



37.956 32 
172,871 08 



$31(),228 07 



STATE BANKS OP MICHIGAN. 



39 



No. 347. 

BELLAIRE STATE BANK, BELLAIRE. 

Organized August 14, 1906. 

F. W. Kechtold, President; Wm. A. Evans, Vice President; W. H. Richabds, Cashier. 

Directors.— F. W. Bechtold, Wm. A. Evans, H. L. Richards. W. H. Richards, A. T. Slaght. 






Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$47,073 31 

27.020 20 

105 00 

157 47 

5.000 00 

2.672 07 


$48,700 60 

27.684 86 

105 00 


$51,048 01 

27,683 03 

105 00 

74 32 

5.243 70 

3.235 87 

340 30 


$62,470 22 

27.040 23 

105 00 

163 00 

6,243 70 

3.235 87 

340 30 


$62,414 03 


Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 


28,624 33 

106 00 

15 45 


Banking house 


5,243 70 

3,235 87 

340 30 


5.243 70 


Furniture and fixtures 


3.536 87 


Other real estate 


340 30 


Due from other banks and bankers 
(not reserve cities) 






Items in transit 












United States bonds 


3.000 00 
0.804 53 


3.000 00 
11.817 22 


3.000 00 
20.527 01 


3.000 00 
10.014 60 


3,000 00 


Due from banks in reserve cities . . 
Exchanges for clearing house 


11,367 20 


U. S. and National bank currency . 
Gold coin 


6.902 00 

2.630 00 

570 60 


3.517 00 

2.840 00 

677 04 


4.204 00 

2.810 00 

706 40 


2.063 00 

2.620 00 

770 55 


3.003 00 
2 006 00 


Silver coin 


1.313 30 


Nickels and cents 


Checks and cash items 


331 26 
432 26 


224 15 
208 06 


283 88 


720 84 


400 55 


Insurance account 












Totals 


$105,706 78 


$107,774 88 


$120,342 60 


$110,603 57 


$123,138 81 






LiabiUties. 
Capital stock paid in 


$20.000 00 
1.000 00 
3,600 60 


$20.000 00 
2.000 00 
1.520 66 


$20.000 00 
2,000 00 
2.005 24 


$20.000 00 
2.000 00 
2.767 79 


$20,000 00 


Surplus fund 


2,000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


2.804 71 


Commercial deposits subject to 
check 


20.003 37 


31.654 35 


37.263 78 


36.450 02 

20.648 86 

784 45 


40,170 06 


Commercial certificates of deposit . 


27.570 62 


Due to banks and bankers 


1,031 30 


364 70 




884 17 


Certified checks 






Cashier's checks outstanding 








86 77 
27,846 68 




Savings deposits 


10,248 81 
31,015 70 


20.643 54 
31,501 73 


28,362 29 
30,111 38 


20 610 25 


Savings certificates of deposit 




Notes and bills rediscounted 






Bills payable 
























Totals 


$105,708 78 


$107,774 88 


$120,342 C9 


$119,593 57 


$123,138 81 









40 



STATE BANKING DEPARTMENT. 



No. 219. 
BENTON HARBOR STATE BANK, BENTON HARBOR. 

Organised December 20, 1899. 

H. D. Poole, Pretident; G. M. Valentine, Vice PrenderU; M. P. Resch, Cashier; 

B. F. Wells, Awittant Catihier. 

Directors. — I."W. Conkcy, H. D. Poole, G. M. Valentine. 8. L. VanCanfp, M. B. Wells, C. A. Conkey. 

M. P. Resch, D. B. Sutherland. Wm. Wallace. 



Resources. 



Lo^s and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxe.s paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Increase of capital 

Notes and bills discounted 

Bills payable 



Report of 
Nov. 27, '08. 



$289,551 50 
90.526 25 



2,995 90 



6,000 00 
298 61 



9af,082 54 

1.394 76 

20,858 00 

9,725 00 

5,228 00 

609 86 

888 42 



$520.fi58 84 



$50,000 00 
12,000 00 
18.457 08 



Totals. 



187.086 08 
773 59 



83.869 28 
168.472 81 



$520,658 84 



Report of 
Feb. 5, '09. 



$295,421 27 
99,751 65 



301 19 



6,000 00 



67,412 32 

4,235 83 

18,347 00 

13.612 50 

2.662 60 

477 85 

2.327 48 



$510,549 19 



$50.000 00 

15.000 00 

12.797 68 

100 00 

173.835 81 

473 50 

2,256 76 



79.221 75 
176.863 60 



$510,549 19 



Report of 
Aprilas. "09. 



$313,520 75 
105,306 65 



1,749 93 



6,000 00 



03.375 80 
6,006 90 

21.939 00 
6.840 00 
3.359 30 
1,044 96 
2,048 98 



$531,192 27 



$50,000 00 
15,000 00 
15.533 70 



187.868 60 
473 59 
421 52 



83.105 87 
178.788 93 



$531,192 27 



Report of 
June 23, '00. 



$332,069 40 
104,301 65 



1.204 64 



6,000 00 
755 99 



37.853 01 

2,267 32 

19.240 00 

7.775 00 

1.990 90 

217 03 

176 30 



$513,851 24 



$50,000 00 
15.000 00 
17.840 37 



167.025 23 
473 59 



86.301 85 
176,604 20 



1513.851 24 



Report of 
Sept. 1, '09. 



$312,612 79 
101,301 65 



884 04 



6.000 00 

254 57 

12 00 



83.438 73 

3.3G0 47 

23.089 00 

9.620 00 

3.136 35 

363 32 

016 28 



$544,989 80 



$50.000 00 

16.000 00 

1.402 95 



175,701 17 
473 50 
G64 74 



92,416 77 

174,810 58 

33,460 00 



$544,989 80 



STATE BANKS OP MICHIGAN. 



4l 



No. 76. 
FARMERS* AND MERCHANTS' BANK, BENTON HARBOR. 

Organized February 20, 1888. 

John Robinson, Prtsidtnl; R. M. Jones, Vice President; Chas. Foster, Cashier; 

James M. Rose. AssiBtarU Cathier. 

Directors. — John Robixison, R. M. Jones. W. P. Robbins. O. B. Hipp, Edward Brant. R. H. Sherwood, 
William Stewart. A. J. Kldd, Charles Foster. T. L. Wilkinson. O. B. Gehlert. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid In. . 



Surplus fund 

Unalvlded profits. less current ex- 
penses. Interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills redlscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$549,380 11 

172,553 85 

600 00 

795 25 

7,000 00 

7.000 00 



4,969 04 



3,200 00 
313,671 96 

1,030 59 
60,512 00 
30,400 00 
11.3^80 

1,369 75 

1.658 59 



11.165.487 94 



1125,000 00 
62,500 00 
26,289 27 



344,499 54 

29,340 00 

123.467 29 



995 18 
198.058 54 
255,333 46 



$1,165,487 94 



Report of 
Feb. 5. '09. 



1522.572 66 

172.018 85 

600 00 

278 33 

7,000 00 

7.000 00 



471 81 



3.200 00 
247.335 28 

1.813 21 
44.411 00 
30,705 00 
11.620 05 

1.393 85 

1.876 10 



11.051.886 14 



1125.000 00 
62.500 00 
17.089 63 



275.680 67 
28.013 08 
97,255 57 



510 10 
187,534 18 
258.302 31 



$1,051,886 14 



Report of 
Aprir28. '09. 



$531,214 80 

167.696 85 

600 00 

575 98 

7,000 00 

7.000 00 



1,723 78 



3.200 00 

224.917 34 

14.206 55 

53.911 00 

25.170 00 

11.484 05 

1.530 75 

1.400 39 



$1,051,640 49 



$125,000 00 
62,500 00 
22.038 30 



284,685 45 

25.766 51 

103.776 53 



Report of 
June 23. '09. 



$552,694 66 

169,60^85 

600 00 

540 67 

7.000 00 

7.000 00 



3.306 07 



3,200 00 

196.451 09 

1,267 74 

53.090 00 

29.790 00 

7.881 45 

1.050 80 

129 79 



$1,033,611 12 



$125,000 00 
62.500 00 
13.573 90 



21 00 

195.856 62 

221,996 08 

10.000 00 



$1,051,640 49 



290.953 39 

28.260 28 

101.533 84 

1.150 00 

837 63 

197.295 26 

207.516 82 

5.000 00 



$1,033,611 12 



Report of 
Sept. 1. '09. 



$521,795 82 

170.608 85 

600 00 

382 77 

7.000 00 

7.000 00 



3.443 08 



3,200 00 
421.245 14 

2,736 06 
47.765 00 
29,605 00 
10.898 55 

1,079 91 

5.026 10 



$1,232,386 28 



$125,000 00 
62.500 00 
15.467 74 



418.614 18 

33.579 73 

131.506 12 

27 00 

201.320 50 

239,371 01 

5.000 00 



$1,232,886 28 



6 



42 



STATE BANKING DEPARTMENT. 



No. 388. 
THE STATE SAVINGS BANK OF BENTON HARBOR, BENTON HARBOR. 

Organized October 16, 1907. 
John E. Barnes, President; Humphrey S. Gray, Vice President; William E. Marsh, Cashier. 

DiRECTOR«i. — John E. Barnes, Humphrey S. Gray, Josiah S. Caldwell, Geo. R. Dater. John J. Kinney, 
J. N. Klock. W. A. Preston, Peter Tonnelier, L. L. Filstnip, Dudley E. Waters, William E. 
Marsh, James J. Jahway, Wm. E. Sheffield. 



Resources. 



Loans and discounts 

Bonds, mortgagis and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Pue from other banks and bankers 
(ifot reserve cities) 



Report of 
Nov. 27, '08 



$104,795 29 
8,790 00 



1 97 



6.576 53 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted ..... 

Bills payable 



Totals. 



1,612 28 



19.736 38 
1,147 18 
5,872 00 
1.150 00 
1,375 20 
195 47 
372 2G 



S151.624 56 



Report of 
Feb. 6, '09. 



$127.4^1 07 
12.600 52 



26 79 



6.576 53 



914 96 
500 



17.766 39 

951 28 

5,878 00 

1,445 00 

1,639 45 

374 03 

471 62 



$176,099 64 



Report of 
Aprir28. '09. 



S146.873 41 
15.111 77 



68 42 



6.748 12 



2,179 65 



21.669 21 

2,427 52 

10.846 00 

1.342 50 

1,920 00 

394 43 

312 72 



1209.889 75 



150.000 00 



1,195 61 



73,261 53 



13,387 34 
13.780 08 



$151,624 5G 



$50.000 00 



528 76 



74.001 16 



19,905 19 



17,369 98 
14.294 55 



$176,099 64 



Report of 
June 23, '09. 



$148,488 74 

19,701 77 

212 30 

549 19 



6,748 12 



778 38 
45 00 



18.123 12 

489 20 

8,640 00 

1.845 00 

1.455 20 

390 66 

432 71 



Report of 
Sept. 1, '09. 



$207,899 27 



$50.000 00 



1,480 86 



89.321 95 



22,518 10 



18,527 65 
28.041 19 



$209,889 75 



$50,000 00 



817 06 



66.033 95 



29.522 96 
100 00 



21.312 31 
40,112 99 



$207,899 27 



$153,275 23 

19.084 27 

212 30 

117 38 



0.748 12 



1.283 65 
45 00 



11.548 12 
2.171 64 
9,419 00 
1.320 00 
1.382 25 
375 47 
656 86 



$210,638 78 



$50.000 00 



1.617 36 



81.473 90 



22.401 94 



22.622 50 
32.523 08 



$210,638 78 



STATE BANKS OF MICHIGAN. 



43 



No. 416. 
THE BERRIEN SPRINGS STATE BANK, BERRIEN SPRINGS. 

Organized October 21, 1908. 
Wm. H. Stlvester, President; Ira R. Stemm, E. F. Garland, Vice Presidents; C. M. Nilbs, Cashier. 

Directors. — Wm. H. Sylvester, Ira R. Stemm, James D. Boone, George R. Dater, Wm, E. Marsh. 
E. F. Garland, H. S. Gray, Jno. E. Barnes. J. N. Klock, J. F. Carter, C. M. Nlles. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

17. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



Report of 
Feb. 5. '09. 



134,484 07 
34,956 60 



2,001 60 

322 45 

4,500 00 

1.500 00 



28.503 04 



4.680 00 

1,527 50 

316 00 

138 05 

258 42 



$113,282 23 



110,500 00 



33,529 78 



375 93 

f»8,870 52 



$113,282 23 



Report of 
April 28, '09. 



143,496 95 
37.610 50 



995 15 



4.500 00 
1,500 00 



28.98G22 



3.626 00 
1.510 50 

471 40 
58 28 

571 46 



$123,328 46 



$15,000 00 



95 44 



32,215 74 



198 50 



5,703 41 
70,113 28 



$123,326 46 



Report of 
June 23, '09. 



$40,728 88 
40.125 50 



996 24 



4.500 00 
1.500 00 



35.888 80 



4.080 00 
1.152 50 

650 90 
89 50 

509 49 



$131,121 90 



$19,000 00 



448 19 



30,866 11 



508 94 



5,963 39 
68,245 27 



$131,121 90 



Report of 
Sept. 1, 09. 



$52,654 24 
42,545 50 



2.157 35 



4.500 00 
1.500 00 



32.509 99 



5.995 00 
1,410 00 

424 55 
65 16 

467 36 



$144,229 15 



$20.000 00 



695 96 



46.328 75 



17 03 



7.017 90 
70. 169 51 



$144,229 15 



44 



STATE BANKING DBPARTB03NT. 



No. 259. 

BIG RAPIDS SAVINGS BANK, BIG RAPIDS. 

Organised May 1, 1902. 

W. N. Ferris, PreHdent; C. D. Carpenter, Vice Presideni; LbRot Will, Caehia". 

Directors. — W. N. Ferris, C. D. Carpenter/T. H. Ck>ughlin, E. C. Newcombe, 8. J. Throp, J. J. Hender- 
son, A. K. Hanchett. A. Broomfleld, J. K. Brewer, A. B. Knapp. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Uabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$128,043 21 
78,212 18 



2 46 



2,080 94 



1,248 GO 



40,626 06 



14,850 00 

2,850 00 

1,554 10 

85 86 

1.016 50 



$271,478 91 



$25.000 00 
4,500 00 
4,725 40 



45,836 25 



3 12 

156.742 61 

34,671 47 



$271,478 01 



Report of 
Feb. 5, *09. 



$142,205 80 
70,237 18 



•6 01 



2.080 04 



Report of 
April 28. '09. 



$140,711 85 

02,302 53 

488 00 

100 00 



2,080 04 



2,052 70 



63.300 02 



12,761 00 

3.242 50 

1.383 00 

140 60 

540 10 



$307,958 03 



$25.000 00 
5,000 00 
6.454 55 



68,020 44 



163.080 71 
30.504 23 



$307,058 03 



2.444 40 



51,620 51 



14.385 00 

5,547 50 

2.432 85 

11105 

2,050 60 



$324,082 22 



$25.000 00 
5.000 00 
5,167 85 



70.108 45 



27 82 

108,002 53 

40.785 57 



$824,082 22 



Report of 
June 23. '00. 



$142,243 20 

103.251 53 

4S8 00 

38 



2.080 04 



1.242 57 



51.724 40 



17.075 00 

3.800 00 

1,672 40 

111 68 

2,436 45 



$326,216 64 



$25.000 00 
5.000 00 
6,237 00 



69,740 22 



25 00 

757 

160,048 08 

51.140 06 



$326,216 64 



Report of 
Sept 1, '09. 



$145,040 15 

Ml 

114.513 60 

830 00 

101 54 



2.080 04 



23.628 2(^ 



14,317 00 

2.645 00 

1.225 70 

104 74 

1.073 28 



$300,461 31 



$25,000 00 
5.500 00 
5.587 03 



50.530 40 
3,758 02 



4 07 

161.338 69 

45,731 40 

0.000 00 



$306,461 31 



STATE BANKS OP MICHIGAN. 



45 



No. 248. 

CITIZENS' STATE BANK, BIG RAPIDS. 

Organized September 28, 1901. 

E. W. HuDNUTT, Pre»Mten/* Geo. A. Wright, Vice President; D. C. Morrill, Cashier; 

F. A. Ashley, AssiUatU Copier. 

Directors. — E. W. Hudnutt. Wm. Hurfi, Sr., O. F. Fairman, Jos. Barton, G. 'A. Wright, W. T. 'Dodge, 
D. C. Morrill, W. E. Bailie, F. E. Hood, C. W. Doe. L. F. Bertran. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock j>aid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

t>ividends unpaid 

C/ommercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$248,530 52 
107,438 07 



441 50 

10.000 00 

6.231 61 



865 18 
2,000 99 



82.446 61 



19.992 00 

5,730 00 

4,160 20 

225 92 

1.717 89 



1480,770 49 



150,000 00 

7,000 00 

13.828 88 

28 00 

143,084 37 

2.717 06 

228 79 

16 00 

899 

97.556 58 

175.301 82 



1480,770 49 



Report of 
Feb. 6, '09. 



1841,999 52 
123.557 32 



500 85 

10,000 00 

6.000 00 



427 29 
1,472 73 



73,649 97 



20.506 00 

8,737 50 

6,014 25 

410 91 

1,842 40 



$495,518 74 



$50,000 00 

7,500 00 

11,521 69 



142.268 00 

1,524 88 

183 25 

16 00 

9 37 

106,692 74 

175,802 81 



$406,518 74 



Report of 
April 28, '09. 



$288,589 65 
143.527 32 



88 21 

10.000 00 

6.000 00 



73 82 
815 32 



60,515 07 



12,005 00 

0,870 00 

7.090 10 

170 88 

1.408 00 



$526.659 32 



$60,000 00 

7.600 00 

13,527 26 



149,618 66 

19,768 12 

2,564 09 

16 00 

27 54 

116,245 04 

166,392 61 



$525,660 82 



Report of 
June 23, '09. 



$286,712 10 
149,942 10 



5103 

10,000 00 

6,000 00 



44 70 
1.979 90 



44.245 14 



16.306 00 

5.830 00 

7.537 45 

88 14 

1,913 55 



$530,740 17 



$60.000 00 

7.500 00 

14.174 76 



141.901 31 

28.393 17 

1,423 48 

352 61 

22 14 

125,148 81 

161,823 89 



Report of 
Sept. 1. '09. 



$530,740 17 



$282,957 96 
148.567 16 



76 51 

10.000 00 

$.000 00 



888 41 



51,210 81 



10.041 50 

7.715 00 

4.507 35 

242 37 

1.730 71 



$524.027 80 



$60.000 00 

8.000 00 

12,043 08 

172 00 

137.986 89 

63.709 67 

1.637 36 

16 00 

2 44 

122.828 62 

137.631 14 



$624.027 80 



46 



STATE BANKING DEPARTMENT. 



No. 411. 
THE FIRST STATE SAVINGS BANK OF BIRMINGHAM, BIRMINGHAM. 

Organized September 15, 1908. 
Frank Ford, President; Frank Haqerman, Vice President; Thomas H. Cobb, Cashier. 

Directors. — Frank Ford, Frank Hagerman, Thomas H. Cobb, Frank Schlaack, Will W. Masters, 

Theron B. Smith, W. B. Harris. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid . 

Banking house 

Furniture and fixtures 

Other real e^ate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplu.s fund 

Undivided profits, less current ex- 
I)enses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$15,551 06 
5,400 00 



53 59 



2.728 28 



22 41 



10.751 49 



3,003 00 

500 00 

120 25 

14 71 

3.040 33 



141,335 10 



$14,623 53 



6,788 07 
9,687 47 



10,236 03 



$41,335 10 



Report of 
Feb. 5, '09. 



$31,572 78 
17,575 62 



55 

256 60 



3,475 56 



5,097 77 



3,296 00 
72 50 

598 02 
14 50 

689 95 



$62,649 85 



$16,196 53 



11,164 71 
21,695 46 



13.591 15 



$62,649 85 



Report of 
April 28, '09. 



$51,736 31 
23.750 02 



374 21 



3.500 56 



12.146 33 



3.710 00 

880 00 

446 00 

11 59 

397 22 



$90,952 84 



$20.000 00 



10,366 88 
38,252 47 



28,333 49 



$96,052 84 



Report of 
June 23, 'C8. 



$63,220 16 
25,690 62 



Report of 
Sept. 1, '09. 



3.500 56 



11,030 92 



4,420 00 
400 00 
490 70 
175 00 
198 83 



$109,126 79 



$20,000 00 



95 38 



11,245 81 
42,927 54 



84,858 06 



$109,126 79 



$76,708 63 
27,715 62 



166 42 



3.500 56 



9.719 81 



8,076 00 

517 50 

589 00 

84 24 

583 18 



$127,660 96 



$20.000 00 



14,102 31 
48.421 85 



45.13tl 80 



$127,660 9G 



STATE BANKS OF MICHIGAN. 



47 



No. 163. 

THE BLISSFIELD STATE BANK, BLISSFIELD. 

Organized May 31, 1893. 

A. D. Ellis, President; William Rothfuss, Vice President; L. H. Rothfuss, Cashier. 

Directors. — A. D. Ellis, A. D. Gilmore, Geo. F. Ford, H. B. Hathaway, Wm. Rothfuss, Geo. W, 

Davenport. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture anc} fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 



Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Conunercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Guarantee fund 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1114,626 48 
98,286 78 



52 61 
5.432 65 
2,317 35 
2,575 00 



51,566 01 



6.025 00 
5,125 00 

482 25 
24 58 

248 89 



S286.762 60 



120,000 00 



5.978 02 



46.092 16 



159.914 50 

49,777 92 

5.000 00 



1286.762 60 



Report of 
Feb. 5, '09. 



$109,130 55 
97,965 00 



&61 
5,432 65 
2.317 35 
2.575 00 



27.786 99 



6.733 00 

5.250 00 

645 00 

49 66 

31 44 



1957.934 25 



120.000 00 



1.496 63 



40.055 73 



152.119 51 
44.262 88 



$257,934 25 



Report of 
April 28. '09. 



$103,228 13 
U2.050 00 



391 50 
5.432 65 
2.317 35 
2,575 00 



24,545 96 



5.931 00 

5,825 00 

690 00 

44 47 

17 14 



$263,048 20 

• 



$20,000 00 



4.979 54 



33.968 51 



156,955 03 
47,145 12 



$263,048 20 



Report of 
June 23, '09. 



$88,391 18 
111,060 00 



140 19 
5,432 65 
2,317 35 
2,575 00 



51,354 38 



6,974 00 
5,050 00 

705 50 
28 80 

261 75 



$274,290 80 



$20,000 00 



4.206 39 



38.728 74 



167.371 58 
45.984 09 



$274,290 80 



Report of 
Sept. 1. '09. 



$107,974 46 
113.585 00 



1,246 66 
5,432 65 
2,317 35 
2.575 00 



27.730 29 



7.252 00 
5,000 00 

814 95 
42 21 

136 92 



$274,107 49 



$20,000 00 



5,018 06 



36.895 50 



167.224 85 
44.974 08 



$274,107 49 



48 



STATE BANKING DEPARTMENT. 



No. 221. 
THE JIPSON-CARTER STATE BANK, BLISSFIELD. 

Organized March 1, .1900. 

W. C. JiPSON, President; C. E. Howland, J. J. Walpbr, Vice PrediderUs; Chas. L. Kino, Cashier; 

J. Q. Baxtbr, Assistant Cashier. 

Directors. — W. C. Jipson, C. E. Howland, J. C. Holt, H. E. Morrow, J. J. Walper, R. M. Eccles, 

C. L. King. J. G. Bauer. W. H. Burns. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

V. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals 



LiabiUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Reserved for taxes and interest . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1186,764* or 

263,519 67 

248 63 

484 79 

6,716 81 

4,151 89 



101,080 16 



12.129 00 

12,500 00 

1,460 00 

115 54 

397 63 



$538.668 09 



$25,000 00 
10,000 00 
14,718 83 



09.935 52 



273,384 90 
145.528 84 



$538,568 09 



Report of 
Feb. 6. '09. 



$131,024 84 

289,051 17 

1,063 32 

135 72 

5,716 31 

4,188 14 



100.121 85 



11,574 00 

12,565 00 

1.081 00 

190 09 

75 01 



$556,786 45 



$25,000 00 
10,000 00 
12,226 50 



92.705 86 



267,935 15 
148,918 94 



$556,786 45 



Report of 
Aprir28. *09. 



$126,180 15 

318,949 85 

514 81 

838 38 

5,716 31 

4.213 14 



500 00 



67.300 99 



11,460 00 

14,130 00 

1,648 00 

92 72 

238 00 



$551,872 05 



$25,000 00 

15,000 00 

2,653 42 

150 00 

64,499 00 



280.891 23 

161,679 21 

2,000 00 



$561,872 95 



Report of 
June 23. '09. 



$98.400 77 

355,806 42 

419 42 

294 46 

5.716 31 

4.213 14 



1.060 00 



84,826 70 



16,045 00 

8,960 00 

1,680 00 

95 35 

279 89 



$577,766 96 



$25.000 00 

15.000 00 

2.262 13 



68.575 70 



209.641 31 

175,287 82 

2.000 00 



$577,766 96 



Report of 
Sept. 1. '09. 



$120,518 96 

366.009 29 

286 17 

104 09 

5.716 31 

4,213 14 



1.66160 



64.522 89 



16,350 00 

9.535 00 

88100 

67 38 

786 80 



$580,652 58 



$50,000 00 



2,490 24 



62,053 50 



301,196 64 
174.912 26 






$580,652 53 



STATE BANKS OF MICHIGAN. 



49 



No. 436. 
THE FARMERS' STATE BANK OF BRECKENRIDGE, BRECKENRIDGE. 

Organized April 21, 1909. 
Alex. Chisholm, President; W. H. Zimmerman, B. L. Hodoe, Vice Pre9iderUs; W. L. Webster, Cashier. 

Directors. — Alex. Chisholm, W. H. Zimmerman, B. L. Hodge, A. L. Giles, J. L. Smith, £. Arnold. 

Robert Doanan. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 








- 


$8,931 70 












8,489 67 


Premiums oaid on bonds 












Overdrafts 












Ba-nkinflT hniise 




■ 






3,656 07 


Furniture 9'nd fiTturea 










2,505 99 


Expenses, interest and taxes paid . 
Other real estate 










422 26 












Due from other banks and bankers 
(not reserve cities) 










66 60 


Items in transit 












United States bonds 












Due from banks in reserve cities. . 










2.486 86 


Exchanges for clearing: house 












U. S. and National bank currency . 










1.551 00 


Gold coin 










1.000 00 


Silver coin 










564 40 


Nickels and cents 










56 32 


Checks anU cash items 










• 

96 35 














Totals 










S29,827 22 














Liabilities. 
Caoital stock oaid in 










$17,558 67 


Surplus fund 






m 






Unaivided profits, less current ex- 
oenses interest and taxes oaid. . 












Dividends unoaid 












Commercial deposits subject to 
check 










3,614 48 


Commercial certificates of deoosit . 












Due to banks and bankers 












Certified checks 













Cashier's checks outstanding 












Savines deposits 










1,^ 23 


8a vines certificates of deposit 


. 








7,164 84 


Notes and bills rediscounted 













Bills oavable 
























Totals 










$29,827 22 















50 



STATE BANKING DEPARTMENT. 



No. 187. 
FIRST STATE SAVINGS BANK OF BRECKENRIDGE, BRECKINRIDGE. 

Organized April 7, 1896. 

James B. Crawford, President', W. O. Watson, Adam Johnstone, Vice President: Alp. F. Crawpord| 

Cashier; Alva Bonestell, AasiataiU Cashier. 

Directors. — James B. Crawford, W. O. Watson, L. Wapgoner. Adam Johnstone. John Mitchell, Jr., 
James P. Gibbs, Alf. F. Crawford, Thos. Crawford, Mrs. C. Peterman. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house. . . . 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$61,968 67 
42,100 43 



1,806 52 
1,219 40 
1,500 00 
1,200 00 
10,693 50 
973 44 



20.575 70 



7,711 00 

4.180 00 

1,707 15 

147 32 

8 07 



$155,800 20 



$16,000 00 

16.000 00 

1,767 91 



34.448 98 
51 58 



82,531 73 



5,000 00 



$155,800 20 



Report of 
Feb. 6, '09. 



$68,572 46 
40.809 43 



1,271 87 
1,219 40 
1.500 00 
1.200 00 
11.171 52 
128 44 



9.827 38 



3,675 00 

4.380 00 

912 15 

182 19 

413 50 



$145,263 35 



$16,000 00 

lo.odooo 

674 70 



33.205 02 
51 58 



79.272 05 



$145,203 35 



Report of 
Aprir28, '09. 



$68.584 98 
45,053 43 



438 12 

1,219 40 

1.500 00 

1,200 00 

15,273 75 

466 50 



5,575 31 



5,670 00 

4.575 00 

2.071 00 

214 33 

153 33 



$151,995 15 



$16,000 00 

16.000 00 

1.344 76 



32.592 30 
36 58 



86,021 51 



$151,995 15 



Report of 
June 23, '09. 



$75,219 99 
45.003 43 



383 02 

1.219 40 

1.500 00 

1,200 00 

14.468 16 

885 53 



10,270 13 



5.310 on 

4.685 00 

1.925 75 

127 46 

157 89 



$162,356 36 



$16,000 00 

16.000 00 

1,167 67 



32.501 56 
36 58 



1.333 50 
95,257 05 



$1(12.356 36 



Report of 
Sept. 1, '09. 



$85.157 80 
34.703 43 



611 47 
1,219 40 
1.500 00 
1.200 00 
5.116 46 

128 33 



8.032 II 



3,381 00 

4.795 00 

782 35 

151 93 

269 57 



$147,048 85 



$16,000 00 

16.000 00 

606 38 



17.370 01 
36 56 



4,390 98 
87,644 90 



5,000 00 



$147,048 85 



STATE BANKS OP MICHIGAN. 



51 



No. 409. 
THE FIRST STATE SAVINGS BANK, BRONSON. 

Organized May 1, 1908. 
Richard Coward, President; J. E. Watson, Vice President: B. P. Taggart. Cashier. 

Directors. — C. J. Holmes, Richard Cowarrl. Joseph E. Watson, Wells Knapp, J. F. Werner, C. O; 
Babcock, Wm. B. Bushnell. Ernest W. Werner, P. H. Gunsaullus. 



Resources. 



Loans and discounts 

Bonds, mortga^s and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. , 

Exchanges for clearing house 

(J. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 

Bills receivable 

Expenses, interest and taxes paid 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial depc^ts subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



153,170 40 
35,293 33 



634 79 
7,068 86 
1.575 23 



40.222 12 



3.495 00 

2.910 00 

721 15 

18 48 

379 00 

189 91 

6 95 



1145.685 22 



I49.90O 00 



Tots Is. 



25.371 07 
32.859 65 



1,721 12 
35,838 38 



Report of 
Feb. 6, '09. 



168,212 74 
61,832 99 



274 28 
7.400 36 
1,663 48 



44.375 23 



5,079 00 

3,405 00 

424 85 

49 54 

479 70 

381 03 



$103,578 20 



$50.000 00 



1,215 48 



47,482 83 
17,780 48 



$145,685 22 



5,282 87 
71,816 54 



Report of 
Aprir28, '09. 



$71,911 18 
66,€97 11 



529 24' 
7.400 36 
1.743 98 



43.208 16 



2,177 00 

2,817 50 

279 95 

34 90 

36 62 

536 36 



$197,372 36 



$00,000 00 



1.418 15 



37.244 51 
3.826 10 



Report of 
June 23, '09. 



$72,200 61 
75.623 00 



113 39 
7.400 36 
1,743 98 



38.044 40 



7.559 00 
2.930 00 

269 15 
93 03 

757 82 



$206,734 74 



$50,000 00 



2.030 76 



31.262 31 



$193,578 20 



7,938 37 

91.945 23 

5.000 00 



$197,2172 .VI 



10.283 52 

110,658 15 

2,500 00 



Report of 
Sept. 1. 'C9. 



t9i)K.7M 74 



191,415 66 
81,296 00 



94 94 
7.400 36 
1,743 98 



15,000 00 



20,207 97 



4,422 00 
3.120 00 

384 80 
44 64 

843 54 



$225,975 79 



$50,000 00 

300 00 

1,041 04 



33,970 77 



69 00 

11.442 02 

126.652 96 

2.500 00 



»225.975 79 



62 



STATE BANKING DEPARTMENT. 



No. 312. 
THE CULVER STATE BANK, BROOKLYN. 
Organized May 16, 1905. 
W. S. CuLTEB. President; W. F. Parkeb. Vice President: A. E. Shekell. Cashier. 

DiRECTOBS. — W. S. Culver, W. F. Parker, James H. Loomfs, Jerry W. Pierce, J. G. Palmer, Allen 

W. Dunn, Francis M. Richardson, Frank H. Brown, W. J. Neely. 



Resources. 



I/>ans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from otner banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

ft 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabUities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills discounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



180.007 91 
64,101 77 



2,236 15 
7,000 00 
1,482 00 



10,875 06 

271 27 

3,478 00 

6,610 00 

5100 

87 15 

875 27 



$183,024 60 



125,000 00 
6.000 00 
8,3n05 



38,314 96 



21.474 80 
98,850 88 



1183.024 GO 



Report of 
Feb. 6, '09. 



170,461 80 
69,091 77 



744 47 
7,000 00 
1,482 00 



13,619 44 

624 88 

3,283 00 

7.467 50 

211 80 

68 76 

109 30 



1180.164 72 



125,000 00 

6,000 00 

3.739 91 

40 00 

28,170 26 



24.221 41 
92,993 14 



1180,164 72 



Report of 
Aprir28. '09. 



$78,431 90 
73.376 77 



438 89 
7,000 00 
1.482 00 



15,591 25 

902 79 

3,224 00 

7.047 50 

79 50 

50 45 

597 52 



$188,231 57 



$25,000 00 
6.000 00 
4,815 13 



34.768 58 



20,593 60 
88.054 26 



$188,231 57 



Report of 
June 23. '09. 



$78,312 81 
74,016 77 



616 67 
7.000 00 
1,482 00 



13,697 93 
87 47 
3,363 00 
7,160 00 
94 55 
20 63 
78 50 



Report of ^ 
Sept. 1, '09. 



$185,930 33 



$25,000 00 
6,000 00 
4,876 28 



32.770 63 



28.656 61 
88.626 91 



$185,930 33 



$77,901 00 
73,435 00 



73 96 
7,000 00 
1,482 00 



12.573 71 

150 10 

1,893 00 

7,619 20 

155 45 

30 35 

882 99 



$183,202 76 



$25,000 00 

10.000 00 

1,043 00 

60 00 

29.113 96 



30,779 09 
87.206 71 



$183,202 76 



STATE BANKS OP MICHIGAN. 



53 



No. 310. 
THE FARMERS' STATE BANK OF BROOKLYN, BROOKLYN. 

Organized April 22, 1905. 
E. J. Ennib, President: H. A. Ladd, Vice PreHdaU; £. F. Hornino, CaOiier. 

Directors. — ^E. J. Exmis, H. A. Ladd, T. B. Halladav, James Loomis, C. h. Vaughan. Chas. Atkinson, 

J. M. Horning, £. N. Palmer, D. J. Boyce. 



Resources. 



Loans and discounts , 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures. . 



;# 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house . 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items , 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$69,217 63 
53,270 00 



91 60 



1,913 00 



14,460 83 

362 05 

2,773 00 

2.475 00 

543 35 

54 44 



S145.150 80 



125.000 00 
1,000 00 
3,033 68 



13.772 39 



60,876 58 
42,468 15 



Report of 
Feb. 6. '09. 



165.666 54 
61,040 00 



70 64 



1,913 00 



14.727 85 

346 40 

3.624 00 

1,895 00 

1,273 75 

103 19 



$160,660 37 



$25,000 00 

2,000 00 

1.044 84 

30 00 

13.173 60 



67,652 98 
41.758 95 



$145,160 80 



$150,660 37 



Report of 
Aprir28. '09. 



$67,255 57 
65,866 00 



259 60 



1.913 00 



18.934 45 

65 89 

3.485 00 

2,080 00 

718 60 

67 50 



$161,245 61 



$25,000 00 
2,000 00 
1,902 24 



13.687 43 



71,230 25 
47,425 69 



$161.245 61 



Report of 
June 23, '09. 



$65,719 61 
65.406 00 



178 97 



1.913 00 



20,321 92 

915 92 

4,628 00 

2,960 00 

598 70 

130 22 



$162,772 34 



$25,000 00 
2.000 00 
1,608 13 



12,238 49 



72,814 36 
49,111 36 



$162,772 34 



Report of 
Sept. 1, '00. 



$65,217 07 
65,831 00 



420 85 



1.913 00 



> 



20,387 7K 

30 IS 

3,218 00 

3,130 00 

1,512 76 

115 95 



$161,782 58 



$25,000 00 
2.000 09 
2.517 15 



11,299 47 



72,474 76 
48,491 20 



$161,782.58 



54 



STATE BANKING DEPARTMENT. 



No. 216. 
BROWN CITY SAVINGS BANK, BROWN CITY. 

Organized June 9, 1899. 
James L. Benedict, PregiderU; John E. Campbell, Vice Pretident; Charles Noble, Cashier. 

Directors. — A. E. Sleeper. J. L. Benedict. Charles Noble. Hugh McNair. Dan C. Merrill, J. P. Nigge- 

man, Jr.. J. £. Campbell. 



Resources. 



JLoans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts. . , 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house . — 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends impaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$116,061 14 
17.680 fiO 



540 83 
2,200 00 
2,000 00 
3,700 00 



1,375 00 



16.855 31 

213 00 

10.038 00 

3.525 00 

1,006 25 

261 70 

19 23 



1175,484 95 



$25.000 00 
5,000 00 
6,193 27 



20,566 00 
76.047 34 



866 04 
41.812 31 



Totals 



Report of 
Feb. 5. '09. 



$121,350 29 
17.130 50 



400 64 
2.200 00 
2.000 00 
3,700 00 



390 00 



11,566 81 

114 08 

7,360 00 

3,865 00 

898 70 

312 38 



$171,298 30 



$25,000 00 
5,000 00 
2.860 93 



17,568 82 
77,649 92 



513 78 
37.704 85 



5.000 00 



$175,484 9J $171,298 30 



Report of 
Aprir28. '09. 



$125,917 17 
18,745 50 



113^ 
2,200 00 
2.000 00 
3,700 00 



401 15 



16,879 56 

427 85 

5,731 00 

2,075 00 

769 60 

361 30 

54 14 



$179,375 47 



$25.000 00 
5,000 00 
3.430 25 



20.648 65 
82.225 67 



2.198 49 
35.866 41 



5.000 00 



$179,375 47 



Report of 
June 23, 'C9 



$130,007 92 
19,345 50 



170 00 
2,200 00 
2,000 00 
3.700 00 



710 00 



19.702 65 

633 05 

7,700 00 

2,055 00 

741 90 

349 61 

25 72 



$189,350 35 



$25,000 00 
5,000 00 
3.361 00 



29.180 45 
83. 132 67 



743 25 
37,932 92 



Report of 
Sept. 1, '09. 



5.000 00 



$189,350 35 



$135,790 98 
20.954 50 



255 53 
2,200 00 
2,000 00 
3,700 00 



1.003 36 



13,962 64 

672 61 

8,341 00 

2,285 00 

307 05 

296 83 



$191,770 30 



$25,000 00 
5.000 00 
3.740 54 



26.680 22 
86.645 51 



432 94 
39.271 18 



5.000 00 



$191,770 39 



STATE BANKS OF MICHIGAN. 



^6 



No. 253. 
CITIZENS' STATE SAVINGS BANK, BROWN CITY. 

Organized January 8, 1902. 

John J. Kbarns, President; L. H. Howsb, Vice President; Duncan A. McKeith, Cashier', 

Hugh McLeod, Assistant Cashier. 

Directors. — John J. Kearns, Hugh McPhee, L. H. Howse, J. W. Weed, Daniel Webster, Harvey 

Tappan, D. A. McKelth, Hugh McLeod. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

V. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.sh items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, *08. 



$132,737 26 
61.025 06 



296 50 
5,000 00 
1,850 00 



680 26 



21.655 71 



14.778 00 

2,015 00 

205 60 

107 50 

17 76 



1240.458 63 



125,000 00 
5.000 00 
4.901 94 



Totals. 



16.324 42 
67.997 24 



658 71 
85,212 21 
35.274 11 



$240. 4£8 63 



Report of 
Feb. 6, '09. 



$145,530 68 
64.300 05 



5.000 00 
1.850 00 



621 27 



33,717 15 



8.630 00 

1.955 00 

948 75 

242 63 

776 39 



$263,571 92 



$25.000 00 
5.000 00 
3,953 35 



36.615 76 
75,806 47 



Report of 
April 28. '09. 



$142,938 11 
58,111 20 



330 49 
5.000 00 
1.850 00 



389 90 



33,909 66 
287 52 

11,580 00 

2.515 00 

425 70 

263 97 



$257,521 55 



$25.000 00 
5.000 00 
5,011 23 



37.027 68 
77.119 90 



75 04 
85,435 22 
31.686 08 



$263,571 92 



301 64 
75,036 77 
32,934 33 



$257,521 55 



Report of 
June 23, '09. 



$148,444 34 
57.461 20 



245 83 
5,000 00 
1.850 00 



636 84 



15.310 38 
140 09 

15,162 00 

3.945 00 

233 65 

218 42 



$248,647 75 



$25,^0 00 
5,000 00 
3,738 30 



29,771 38 
73.500 00 



386 65 
81.972 37 
29.278 96 



$248,647 75 



Report of 
Sept. 1, '09. 



$150,209 30 
68,904 20 



59 72 
5,000 00 
1.850 00 



680 56 



17,704 71 

875 20 

9,726 00 

4.030 00 

685 80 

101 46 



$249,826 97 



$25.000 00 
5.000 00 
3,753 08 



25.207 35 
79.895 00 



171 84 

85.899 51 

24.900 19 



$249,826 97 



56 



STATE BANKING DEPARTMENT. 



No. 212. 

THE BURR OAK STATE BANK, BURR OAK. 

Organized December 21, 1898. 

H. P. MowRT, President: J. E. Watbon, Vice Pretident; S. H. Hoole, Copier. 

A. R. Ferris, Teller; 

Directors. — H. P. Mowry. J. S. Shenneman, C. J. Holmes, M. F. Smith, Wm. Mallow, J. £. Watson. 

S. H. Hogle. 



Resources. 



Loans and discounts , 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing bouse 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



137.161 86 
49,531 50 



Report of 
Feb. 6, *09. 



$43,186 30 
43.324 00 



3.300 00 
1,900 00 
3.200 00 
5.000 00 



ToUls. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



600 00 
26,777 63 



3,615 00 

2 600 00 

783 56 

03 51 

52 60 



142 55 
3.300 00 
1.900 00 
3.200 00 
5.000 00 



500 00 
13,028 87 



Report of 
Aprir28. '09 



$46,857 57 
45.079 00 



400 
3.300 00 
1,900 00 
3.200 00 
5,000 00 



$134,505 65 



$15,000 00 
2.000 00 
3.824 66 



6.964 00 
1.655 00 

475 75 
90 26 

292 41 



500 00 
11.490 14 



Report of 
June 23, '09. 



$46,506 63 
47.174 00 



Rei>ort of 
Sept. 1. '09 



44 88 
3.300 00 
1,000 00 
3.200 00 
6.000 00 



$123,058 22 



$16,000 00 
2.200 00 
2,188 99 



16.606 40 



Totals. 



98.576 59 



$134,505 65 



12.066 83 



91.602 00 



5.528 00 

1.560 00 

656 35 

109 77 

249 75 



$125,434 58 



$15,000 00 
2.200 00 
2,612 89 



.600 00 
16,706 75 I 



$45.093 88 
48.949 00 



388 83 
3.300 00 
1.900 OO 



5.000 00 



600 00 
14.439 21 



4.414 00 

1,630 00 

579 16 

120 22 



$131,080 53 



13,407 22 



$123,058 22 



92.214 47 



$126,434 58 



$15,000 00 
2.200 00 
3.041 45 



6.766 OO 

1.725 00 

566 46 

120 62 
100 65 



$127,848 54 



11,286 35 



90,653 73 



$131,0^ 53 



$15,000 00 
3.000 00 
2,373 03 



12,110 33 



05.364 28 



$127,848 54 



STATE BANKS OF MICHIGAN. 



67 



No. 313. 

-STATE BANK OF BYRON, BYRON. 

Organized June 7, 1905. 
L. C. Kanouse, PrenderU; Wm. Harper, Vice PretiderU; J. L. Van Alstyne, Ccuhier. 

Directors. — L. C. Kanouse, C. A. Fritz, John Graham, F. J. Northway, Wm. Harper, Seward Chaffee , 

Orlando Lee, F. S. Ruggles, L. Loucks. 



Reflources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

BiUs payable 



Totals. 



Report of 
Nov. 27, '08 



$57.058 03 
40.046 60 



502 02 
2,000 00 
1.525 00 



706 15 
2,601 01 



23.200 29 



5,282 00 
3.045 00 
1,225 00 



119 67 



1147.211 67 



$20.000 00 
2.600 00 
1,215 79 



9.423 25 
52.555 S7 



61.517 28 



$147,211 67 



Report of 
Feb. 5, '09. 



$58,724 96 
50.890 60 



145 56 
2,000 00 
1.525 00 



8.000 00 
1.686 65 



29.776 33 



4.958 00 

3.030 00 

1,100 00 

31 30 

31 42 



$161,905 82 



$20.000 00 

3.000 00 

252 08 



18.246 80 
55,729 34 



64.677 60 



$161,905 82 



Report of 
Aprir28. '09. 



$50,807 43 
54,788 65 



751 64 
2.000 00 
1.525 00 



10.000 00 



39.843 10 



7,000 00 

3,780 00 

600 00 

15 97 

14 00 



$171.125 79 



$20,000 00 
3,000 00 
1,120 31 



16,587 80 
63,831 38 



66,566 30 



$171,125 79 



Report of 
June 23, '09. 



$50,845 40 

61,303 65 

136 66 

612 86 

2,000 00 

1,525 00 



10.000 00 
982 40 



32,447 66 



5,652 00 

3.965 00 

950 00 

14 82 

15 00 



$170,449 95 



$20.000 00 
3.000 00 
1.172 50 



12.488 57 
54,494 47 



79,294 41 



$170,449 95 



Report of 
Sept. 1, '09. 



$53,491 54 

77,467 00 

55 44 

62 8S 

2,000 00 

1 525 00 



5.168 86 



16,602 85 

^\ 

4.948 OO 

4.050 00 

900 00 

506 

3,318 10 



$169,594 73 



$20,000 00 

3,150 00 

227 02 



20.627 12 
39,226 20 



80.364 38 



$169,594 73 



8 



58 



STATE BANKING DEPARTMENT. 



No. 181. 

THE CADILLAC STATE BANK, CADILLAC. 

Organized October 30, 1895. 

A. W. Newakk, President; S. W. Kramer. Vice President; Henry Knowlton, Cashier. 

Directors. — F. J. Cobbs, S. W. Kramer, W. W. Mitchell, Fred A. Digeina. Joseph Murphy, Fred L, 
Reed, Geo. F. WlUliuns, A. W. Newark, D. B. Kelley, C. T. Mitchell, Henry Knowlton. 



Ilesources. 



JjosLua and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate. v ; • • ; • • 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities. . 

Exchanges for clearing house 

C. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in / 



Surplus fund 

Undivided profits, less current ex- 
pen.ses, interest and taxes paid . . 

Dividends impaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit. . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



9475,552 47 
331.440 25 



3,587 24 

18,000 00 

2,000 00 



12 47 

20.000 00 

102,137 34 



10.304 00 
43.805 00 

1,515 60 
248 06 

1.320 51 



$1,010,013 74 



$100,000 00 

25.000 00 

4,628 47 

30 00 

346.621 32 

8 71 

3.437 31 



216.738 93 
313.549 00 



Report df 
Feb. 5. '09. 



$475,078 63 
297.368 61 



2.447 60 

17.500 00 

2.000 00 



116 71 
20,000 00 
79,604 80 



11,158 00 
43,160 00 

2,041 00 
482 60 

1.299 54 



$952,147 57 



$100,000 00 

25,000 00 

1.288 54 

19.800 00 

283.772 23 

8 71 

18.251 22 



Report of 
Aprifzs, '09 



$498,872 18 
281.332 17 



649 13 

17,600 00 

2.000 00 



20.000 00 
136.258 06 



10.434 00 

41.290 00 

2.112 60 

459 38 

478 41 



$1,011,385 95 



213.183 62 
290.843 25 



$1,010,013 74 



4952,147 57 



$100,000 00 

25,000 00 

3.882 41 

1,716 00 

342.782 57 

8 71 

5,526 08 



218.08(1 65 
314.382 93 



Report of 
June 23. '09. 



$541,778 06 
287.566 17 



1,454 53 

17,500 00 

2.000 00 



68 90 

20,000 00 

102,718 56 



11.730 00 

49,760 00 

828 00 

436 10 

627 52 



$1,036,407 86 



$100,000 00 

25.000 00 

1,508 86 

60 00 

367,612 57 

8 71 

6.3(;0 42 



Report of 
Sept. 1. '09. 



$541,775 51 
277,009 79 



1,690 36 

17,600 00 

2,000 00 



10 00 

20.000 00 

131,360 83 



9.971 00 
49.065 00 

1,628 60 
621 34 
822 64 



$1,053,455 07 



219,242 46 
316,665 84 



$1,011,385 95 



$1,036,467 86 



$100,000 00 

25,000 00 

6,504 71 

3,090 00 

385,221 30 

8 71 

4,733 03 



203.974 17 
324.923 15 



$1,053,455 07 



STATE BANKS OF MICHIGAN. 



59 



No. 261. 
PEOPLE'S SAVINGS BANK OF CADILLAC, MICHIGAN. 

Organized June 17, 1902. 
E. J. Hatnes, President; Henry Ballou, Vice Prendent: Geor«ie Chapman, Cashier. 

DiRECTOK-'. — E. J. Haynes. Henry Ballou, Samuel H. Merritt. Orange Webster, James English. Chas. 

H. Drury, John P. Wilcox, James Mather. George Chapman. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
April 28. '09. 


Report of 
June 23. '09. 


^ Report of 
Sept. 1. '09. 


Loans euid discounts 

Bonds, mortgages and securities. . . 
Premiums paid on bonds 


$201,530 87 
175,260 06 


$223.423 80 
175,848 18 


$233.652 65 
178,805 23 


$285,781 24 
189,500 73 


$217,235 00 
196,280 70 


Overdrafts 


268 00 

37,200 00 

2,000 00 


613 03 

37.000 00 

2.000 00 


1,062 01 

37,000 00 

2,000 00 


293 57 

37.000 00 

2.000 00 


95 18 

37.000 00 

2.000 00 


Bankine house 


Furniture and fixtures 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 


. • • 










Items in transit 


5,110 40 


2,936 41 


63600 






United States bonds 






Due from banks in reserve cities . . 
Kxchanf?es for rlearinir hnufifi . . , . 


58.507 C2 


51.001 63 

570 97 

7.881 00 

12,077 50 

1.802 55 

216 87 

791 78 


81.173 31 


78.300 66 

734 17 

11.192 00 

20,230 00 

3,250 15 

264 10 

682 79 


71.897 60 

864 79 

16.625 00 

21.070 00 

3,426 85 

184 76 

513 99 


tJ. 8. and National bank currency . 
Gold coin 


6.904 00 

12.220 00 

1.923 45 

253 03 

1.472 42 


18,013 00 

18,230 00 

4,088 80 

231 44 

578 17 


Silver coin 


Nickels and cents 


Checks and cash items 




Totals 


$502,058 37 


$516,194 81 


$575,459 01 


$579,178 31 


$567,173 81 




Liabilities. 
C&pital stock paid in 


$75,000 00 

15.000 00 

1.992 08 


$75.000 00 

15.000 00 

3.849 27 

171 00 

164.454 93 


$75.000 00 

15.000 00 

4,118 84 

90 00 

156.266 08 


$75,000 00 

15,000 00 

3,960 41 


$75,000 00 

20,000 00 

2,563 16 

252 00 

128,040 50 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


144.843 22 


138.622 05 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 


• 










Savings deposits 


126.628 83 

129,193 34 

10.000 00 


133.032 42 
124.687 19 


153.901 81 
171.082 88 


166.465 72 
180.130 13 


163,613 29 
177,704 77 


Savings certificates of deposit 

Notes and bills discounted 


Bills payable 










Totals 


$502,058 37 


$510.194 81 $575.459 01 


1579 17K 31 


•RA? 177 Ul 




V*"I'.ll<* Ol 1 ^vui.iiw v>* 



60 



STATE BANKING DEPARTMENT. 



No. 291. 
THE STATE BANK OF CALEDONIA, CALEDONIA, MICHIGAN. 

Organized June 11, 1904. 

Charles Rice, President; John T. Suxth. John R. Proctor. Vice PrendetUa; John T. Smith, Cathiir: 

J. Clifford Proctor, Aasivtant Cashier. 

Directors. — Charles Rice, Isaac G. Wenger, John T. Smith, John R. Proctor, Seth Gray, A. T. Slaght. 



Resources. 



Loans and discounts. 



Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08. 



172,687 63 
70,386 85 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



1,127 09 



700 00 



Report of 
Feb. 5, '09. 



Report of 
April 28, *09, 



$80,022 72 
70,251 85 



830 04 



700 00 



16.171 64 



ToUls. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



6,634 00 

2.135 00 

722 16 

41 78 

400 



$179,610 14 



120,000 00 
1.550 00 
2,013 55 



21.608 74 



$88,990 03 
78,201 85 



1.444 34 



700 00 



Report of 
June 23, '00. 



$01,241 02 
70.851 85 



336 55 



Report of 
Sept. 1, '09. 



700 00 



4.232 00 

2.660 00 

086 75 

26 24 

500 



16,577 41 



$100,332 34 



17,614 10 



49.844 07 
88.587 62 



$179,610 14 



$20.000 00 

1,750 00 

734 10 



17.728 20 



56.647 28 
93.472 76 



$190,332 34 



5.450 00 

1.775 00 

1.274 75 

57 17 

350 



$189,474 95 



$20.000 00 
1,760 00 
2.523 40 



18.023 37 



56,154 18 
91.024 00 



$189,474 95 



22.881 96 



6.968 00 

1.920 00 

1,176 35 

43 50 



$205,120 13 



$20.000 00 
1,750 00 
2,884 44 



21.202 09 



59,533 10 
99.750 50 



$205,120 13 



$02,405 68 
78.711 85 



725 23 



700 00 



17,973 62 



5,648 00 

2.010 00 

1.662 70 

122 65 

10 00 



$199,969 73 



$20.000 00 
2.000 00 
1.050 67 



23,123 48 
187 OO 



50.644 54 
03,055 04 



$199,969 73 



STATE BANKS OF MICHIGAN. 



61 



No. 336. 

CALUMET STATE BANK, CALUMET. 

Organized April 23^ 1906. 

Thomas HoatsoNj President; Edward Ulseth, Jos. W. Selden, Vice Presidents; 
Frank J. Koblhaas, Cashier; Walter £dwards, Assistant C<ishier. 

Directors. — ^Thomas Hoatson, Charles A. Anderson. W. C. Kinsman. J. W. Selden, W. J. Uren, 
Edward tJIseth, Joseph Vertln, Thomas H. Collins. Joseph Bosch, A. G. MacLeod, C. J. Morrison. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house . 

V. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$316,064 28 
46,616 78 



Report of 
Feb. 6, '09. 



$312,401 44 
40.665 03 



640 88 

61.044 81 

8.734 71 



Totals. 



LiabiUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable , 



Totals. 



1,416 76 
1.606 43 



42,709 44 
2,262 63 

36.606 00 

1.787 60 

2,240 28 

246 00 



$600,056 47 



$100,000 00 



17.648 66 



266.643 11 

7,402 66 

117 32 



260 25 

113,604 48 

3,600 00 



$600,056 47 



83 60 

51,044 81 

8.734 71 



Report of 
Aprir28, '09 



$340,003 23 
51,323 01 



123 02 

61,044 81 

8.733 71 



088 64 

182 87 



104.867 16 



37.438 00 

4,176 00 

2.068 62 

166 00 

1,624 88 



$573,404 85 



$100,000 00 



21.133 20 



300,231 06 
266 



1,006 20 

102,102 20 

40.010 27 



$673,404 85 



1.824 86 
3,614 87 



141.301 37 



62,186 00 

7,605 00 

2,087 50 

456 00 

8.607 34 



$670,070 71 



$100,000 00 



Report of 
June 23. '09 



$367,671 62 
66,012 01 



273 46 

61.044 81 

8.733 71 



7.284 37 



03.506 50 



63.134 00 

0.307 60 

2.480 00 

105 01 

3,334 15 



$662.878 04 



Report of 
Sept. 1, '09. 



24,812 30 



306.290 01 



1,172 08 

106.263 83 

51.481 50 



$670,070 71 



$100,000 00 



26,113 87 



373,730 35 



170 83 

103.377 10 

60,481 50 



$652,878 04 



$351,606 10 
66,630 17 



140 26 

61,044 81 

8,733 71 



2.211 06 
717 40 



82,368 28 



66,46100 
10,032 60 

2.646 40 
286 00 

2.036 68 



$633.600 61 



$100,000 00 



28,120 06 



338,040 28 



16 00 

1,588 72 

111.223 48 

60.504 07 



$633,600 61 



62 



STATE BANKING DEPARTMENT. 



No. 87. 

THE MERCHANTS' AND* MINERS ' BANK, CALUMET. 

Organized August 7, 1873, 
Corporate existence extended December 4, 1902. 

Charlrs Brioos, President; Peter Ruppb, First Vice President; Wm. B. Anderson, Second Vice' 
President and Manager; Stephen Paull, Cashier; J. D. James, Assistant Cashier. 

Directors. — Charles Briggs. Will A. Child.s, Peter Ruppe. Paul P. Roehm. E. M. Liebleln, James 
Hoatson, James Chynoweth, John Danlell, Fred Smith, W. B. Anderson, Gordon R. Campbell, 
Charles O. Jackola. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

• 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin -. 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of dex>o8it 

Notes and bills rediscounted 

Bills payable 



Totols. 



Report of 
Nov. 27. '08. 



11.223,425 73 
140,2S6 13 



087 83 



7,500 00 

12.657 78 

221 03 

4.110 50 



568.458 01 



147,635 00 

72,235 00 

7,906 25 

790 07 

24.206 71 



12.210,430 04 



1150,000 00 

150.000 00 

41.821 05 

70 00 

702.675 37 

2,886 13 

7,374 43 



3,136 78 

1,130.230 50 

31.227 59 



12,219,430 94 



Report of 
Feb. 5, '09. 



11,221,810 05 
158.310 33 



135 33 



7.000 00 
10,969 06 

4.001 13 
227 00 



1.115.264 08 



161.407 00 

71.510 00 

11.585 30 

849 08 

6.888 74 



$2,769,963 10 



1160.000 00 

150.000 00 

39,427 38 

434 00 

1,231.193 74 

2.685 13 

7.390 67 

19 10 

7.904 09 

1.055.585 63 

125.323 36 



$2,769,963 10 



Report of 
April 28. '09. 



$1,274,966 44 
155,473 63 



109 39 



7.000 00 

8.544 06 

40.810 62 

4.047 46 



601.678 44 



140.466 00 

71.515 00 

5.271 20 

1.039 04 

1.984 26 



$2,312,895 44 



$150,000 00 

150.000 00 

53.266 86 

98 00 

748.792 53 

5,522 63 

6.613 67 



7.485 55 

1.046.801 02 

144,225 18 



$2,312,805 44 



Report of 
June 23, '09. 



$1,297,242 18 
124.277 00 



393 13 



7.000 00 

8,544 06 

29,810 81 

676 63 



783,657 21 



112,427 00 

71,880 00 

3.689 20 

783 02 

6.730 79 



$2,447,111 93 



Report of 
Sept. 1. '09. 



$1,292,600 03 
131.114 43 



386 29 



7.000 00 

8.544 06 

46.286 83 

1.021 60 



893.262 32 



129.410 00 

73.430 00 

7,771 85 

482 90 

12.870 96 



$2,604,191 38 



$150,000 00 

150,000 00 

57.358 63 

96 00 

910.549 25 

2.685 13 

6.126 56 



13.049 66 

1.004.350 16 

152.804 61 



$2,447,111 93 



$150,000 00 

150.000 00 

53.849 77 

120 00 

2,045.621 65 

191.810 16 

6.273 95 

165 00 

6.350 85 



$2,604,191 38 



STATE BANKS OP MICHIGAN. 



63 



No. 320. 
THE FIRST STATE BANK OF CAMDEN, CAMDEN. 

Organized August 24, 1905. 

C. B. Alward, PregiderU; W. 8. Blair, Vice PresiderU; B. R. Alward, Cashier; 

A. K. Simpson. AssietavU Cashier. 

Directors. — C. B. Alward, W. 8. Blair. James A. Bates, James McCallura. B. R. Alward. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6. '09. 


Report of 
Aprir28, 09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 

Bonds, mortgages and securities. . . 
Premiums naid on bonds 


$50,210 80 
46,356 50 


$51,825 72 
46,725 28 


$43.876 05 
49,«2 37 


$50,905 21 
49.942 61 


$51,521 09 
a0.490 29 


Overdrafts 


232 68 


38 50 


373 41 


564 40 


526 48 


B^^nkiPffT hniiiM^. . r 




Fumitur6 and fixtures 


1,000 00 


1,000 00 


1.000 00 


1,000 00 


1,000 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 


1.002 61 


180 99 


598 38 


89 51 


50 70 


It^ms in transit. 




United States bonds 












Due from banks in reserve cities. . 
Exchancres for cleaiiiu? house. . . . 


12.287 80 

74 80 

2.029 00 

1.005 00 

425 65 

37 50 


6.665 04 


12.747 99 


8,658 47 


12,058 30 

1 


XT. 8. and National bank currency . 
Gold coin 


6,128 00 

1,050 00 

516 80 

50 80 


3.058 00 

1,267 50 

303 10 

103 46 

164 96 


5,377 00 
1,577 50 

646 10 
90 79 

388 50 


7,558 00 
700 00 


Silver coin 


784 60 


Nickels and cents 


167 71 


Checks and cash items 


651 70 










Totals 


$115,571 42 


$113,175 63 


$112,885 22 


$119,240 09 


$125,508 87 






Liabilities. 
Canltal stock oald in 


$20,000 00 
5.000 00 
1,678 73 


$20,000 00 

5,000 00 

509 13 


$20,000 00 
5.000 00 
1.091 21 


$20,000 00 

5.000 00 

809 13 


$20,000 00 


Surplus fund 


6,000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends uni>aid 


1,262 61 


Commercial deposits subject to 
check , . .a ,,...,,, 


9,923 12 


10,271 18 


9.813 85 


9,793 42 


11,291 74 


Commercial certificates of deposit . 
Due to banka and bankers . 














Certified checks 












Cftshier's checks outatandinff 












Savings deposits 












Savings certificates of deposit 

Notes and bills redlscoiinted 


78.969 67 


77,305 32 


77.480 16 


83,647 64 


87,954 52 


Bills Davable 
























Totals 


$115,671 42 


$113.175 63 


$112,886 22 


$119,240 09 


$125,508 87 



64 



STATE BANKING DEPARTMENT. 



No. 208. 

THE CAPAC SAVINGS BANK, CAPAC. 

Organized September 8, 1898. 

F. T. Moore, President; Walter Shearshxth, Vice President; Frank Burt. Assistant Cashier. 

D01ECTOR8. — F. T. Moore. Walter Shearsmith. H. B. Hitchings. 8. H. Moore. Frank Burt. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28. '09. 


Report of 
June 23. 'C8. 


Report of 
Sept. 1. '09. 


Loans and discounts 


179.469 87 
44.817 83 


178.893 42 
43.820 83 


$82,711 81 
46.696 13 


$85.240 00 
46,265 88 


$98,919 16 


Bonds, mortgages and securities. . . 
Premiums paid on bonds 


42.945 88 


Oyerdrafts 


218 76 


45 82 


363 96 


823 13 


248 64 


Banking house 




Furniture and fixtures 

Other real estate 


1.000 00 


1.000 00 


1.000 00 


1.000 00 


1.000 00 


Due from other banks and bankers 
(not reBerve cities) 












Items in transit. 


2,281 89 


1.560 72 


1.066 33 


4,401 52 


2,339 01 


United States bonds 




Due from banks in reserve cities. . 
Exchanges for clearing house 


14.950 28 


10.796 62 


13.839 23 


13,840 06 


18.288 40 


U. S. and National bank currency. 
Gold coin 


2.624 00 

1,560 00 

476 70 

101 31 

624 73 


4.285 00 
2.256 00 

326 50 
93 03 

265 06 


4.993 00 
1.097 60 

231 15 
92 19 

407 50 


5,683 00 
360 00 
385 10 

16 86 
383 64 


4,274 00 
1.052 60 


Silver coin 


412 70 


Nickels and cents 


26 51 


Checks and cash items 


94 28 






Totals 


$147,483 85 


$142,833 90 


$152,388 80 


$156,389 09 


$169,601 08 






liabiUties. 
Caoital stock paid in 


120.000 00 
1,800 00 
3,856 85 


$20.000 00 

1,800 00 

877 45 


$20.000 00 
1,800 00 
2.890 68 


$20,000 00 
1,800 00 
3,716 90 


$20,000 00 


Surplus fund 


1,800 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unoaid 


2,202 72 


Commercial deposits subject to 
check 


11,058 20 


7.818 49 


10,983 60 


12,450 83 


12,109 09 


Commercial certificates of deoosit . 




Due to banks and bankers 












Certified checks 











• 


Cashier's checks outstandinfr 












Savings deoosits 


87,182 68 
23.186 22 


88,131 48 
24,206 48 


91.978 05 
24.786 57 


93.314 18 
27,107 18 


98,303 79 


Savings certificates of deposit 

State monies on deposit 


27.685 48 
7.500 00 


Notes and bUls rediscounted 












Bills oavable 
























Totals 


$147,483 85 


$142,833 90 


$152,388 80 


$158,389 09 


$169,601 06 







STATE BANKS OP MICHIGAN. 



65 



No. 303. 
STATE SAVINGS BANK OF CARLETON, CARLETON. 

Organized December 1, 1904. 
Jacob J. Lucke, President; Julus E. Kahlbaum, Vice President ; Harry S. Gkrmav, Cashier. 

Directors. — Jacob J. Lucke, C. L. Edwards, J. E. Kahlbaum, E. C. Max^-ell, J. E. Readj', 

H. S. German. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 
Premiums paid on bonds 



Overdrafts. 



Banking house 

Furniture and fixtures. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$68,117 61 
53.062 00 



5,000 00 
1.000 00 



14.387 35 



Report of 
Feb. 5, '09. 



161.118 44 
53.505 00 



5.000 00 
1.000 00 



5.000 00 
51 73 



Report of 
Aprir28, '09. 



S62.263 67 
57.705 00 



5.000 00 
1.000 00 



2.864 40 



14.888 35 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



4.644 00 

2.880 00 

380 00 

12 07 

1.054 58 



S150.537 61 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



120.000 00 
1.500 00 
2.526 35 



3.589 00 
2,675 00 

830 00 
20 38 

902 40 



1148,080 30 



19.528 63 



Totals. 



93.303 06 
13.588 67 



$20.000 00 
1.400 00 
2.698 70 



12.130 SO 



Report of 
June 23. '09. 



$62,156 31 
61.955 00 



5.000 00 
1.000 00 



5.165 60 



Report of 
Sept. 1. '09. 



4.457 00 
2,415 00 

765 00 
23 71 

234 85 



$148,858 93 



24.383 79 



$150,537 61 



88,712 78 
10.885 03 



$20.000 00 
1,700 00 
2.840 40 



17,328 08 



8,447 00 

2,080 00 

840 00 

64 02 

878 73 



$164,914 74 



25,619 OJ 



89,797 32 
8,893 15 



$20.000 00 
1.700 00 
3.689 01 



31.884 13 



$148,080 30 



$148,858 93 



98.736 77 
8,904 83 



$164,914 74 



$70,506 30 
63.505 00 



5.000 00 
1.000 00 



5.417 20 
399 75 



12.660 58 



5.381 00 

2.965 00 

305 00 

49 98 

1.079 40 



$168,269 27 



$20.000 00 
2,000 00 
3.147 71 



31.186 39 



104.480 52 
7.445 65 



$168,269 27 



66 



STATE BANKING DEPARTMENT. 



No. 287. 
THE COMMERCIAL SAVINGS BANK OF CARO, MICHIGAN. 

Organized May 14, 1904. 

John F Seeley, President; Sherman F. Chase, Vice Prerident; Lewis G. Seeley, Center; 

John M. Greene, Aaaisiant Cashier. 

Directors. — John F. Seeley, Shennan F. Chase, I^ewis G. Seeley, Grant H. Slocum, William A. Forbes. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking bouse 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fimd 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$107,090 25 
76.228 50 



175 86 

10,000 00 

2.c00 00 



27.111 go 

1,071 12 
10,213 00 

2.480 00 
778 50 
320 12 
560 19 



$238,329 44 



$35,000 00 
5.000 00 
3.673 52 



44.916 09 
9,937 50 



32,552 20 
107.250 13 



$238,329 44 



Report of 
Feb. 5, '09. 



$106,742 08 
74,633 50 



194 89 

10.000 00 

2.300 00 



45.095 95 
296 89 
6.357 00 
3.010 00 
862 00 
368 35 
201 23 



$250,061 89 



$35.000 00 
5.500 00 
3.270 33 



53,774 33 
9.799 70 



38,225 72 
109,491 81 



$250,061 89 



Report of 
April 28, '09. 



$111,835 24 
78,388 50 



286 59 

10,000 00 

2.300 00 



20,702 44 

435 94 

6,461 00 

2.642 50 

1,025 00 

383 13 

493 34 



$234,953 68 



$35.000 00 
5.500 00 
5.310 04 



Report of 
June 23, '09. 



$116,961 86 
71.818 50 



1.221 37 

10.000 00 

2.300 00 



20.703 65 

302 64 

9.455 00 

2,532 50 

1.086 25 

316 59 

452 13 



$237,150 49 



39.657 80 
6,473 25 



$35.000 00 
5.500 00 
5.682 13 



39.348 41 
3.077 20 



35.674 94 
107.337 65 



$234,953 68 



35,842 68 
112,700 07 



$237,150 49 



Report of 
Sept. 1, '09. 



$127,485 11 
68,836 00 



655 80 

10,000 00 

2.300 00 



18.403 91 
441 48 
7.912 00 
2,552 50 
938 75 
103 58 
267 83 



$239,996 9Ji 



$35,000 00 
6.000 00 
3.180 51 



30.954 m 
5.755 50 



38.900 77 
120,205 52 



$239,996 96 



STATE BANKS OP MICHIGAN. 



07 



No. 286. 
THE STATE SAVINGS BANK OF CARO, MICHIGAN. 

Organized April 27, 1904. 

T. W. Atw'ood, President; G. H. Slocum, R. i3. McNaib, Henry Parker. Vice Presidents; J. M. Ealy, 

Cashier; Louis Wean, Assistant Camier; T. C. Quinn, Auditor. 

Directors. — T. W. Atwood, G. H. Slocuni, R. B. McNair, J. M. Ealy, Henry Parker, T. C. Qulnii,. 

J. McNair Ealy. 



Resources. 



Raport of 
Nov. 27, '08 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other hanks and bankers 
(not reserve cities) 



1153,846 88 
190,193 01 



854 39 

10.000 00 

2,700 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



50.559 31 



17.921 00 

5,190 00 

505*75 

255 22 

1,903 91 



Totals I $433,929 47 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$50,000 00 
10.000 00 
11,720 51 



155,087 92 
7,458 73 



22.349 73 
177,312 58 



Report of 
Feb. 6, '09. 



$154,890 20 
184,756 51 



505 60 

10,000 00 

2,700 00 



82,780 75 



19,039 00 

5.320 00 

963 80 

275 72 

2.209 29 



$4(i3.440 87 



$50,000 00 

10,000 00 

8,522 20 

5000 

158,099 51 

6,126 89 



28,637 77 
202,004 50 



$433,929 47 



$463,440 87 



Report of 
Aprir28, '09. 



$183,306 62 
193,670 01 



1,305 74 

10,000 00 

2,700 00 



Report of 
June 23, '09 






$181,966 53 
197,659 51 



32,857 01 



16,302 00 

6,525 00 

1.303 70 

242 91 

223 76 



$448,436 75 



$50.000 00 
10.000 00 
13.531 19 



126.611 83 
7.956 06 



35,475 89 
204,861 78 



$448,436 75 



«373 18 

10.000 00 

2.700 00 



24,471 48 



17,674 00 

6.105 00 

1,512 05 

240 90 

2,358 36 



$445,561 01 



$50,000 00 
10,000 00 
13.992 40 



126.772 69 
4,532 72 



36.011 26 

194.251 94 

10,000 00 



$445,561 01 



Report of 
Sept. 1, '09. 



$187,553 59. 
198,535 51 



1.203 28 

10,000 oa 

2.700 00 



35.468 84 

2,223 75 

17,010 00 

6,020 00 

916 50 

242 04 

455 50 



$462,329 01 



$50,000 OO 

io,ooaoo 

9,440 4(> 



126,820 46 
23.037 49 



38,331 67 

194.698 93 

10.000 00 






$462,329 01 



68 



STATE BANKING DEPARTMENT. 



No. 72. 

STATE BANK OF CARSON CITY, CARSON CITY. 

Organized February 14, 1887. 

Edward C. Ccmmixoa, President: John' W. Half.ett, Vice President: Ira CrMMi>fGs, CaAier. 

Directors. — E. C. Cummlngs, Irvin McCall, J. W. Hallett. John Boyer, Ira Cumminirs. G. H. Patterson, 

L. H. Cummlngs. 



Resources. 



Loans and discounts 

Bonds, mortfi:ages and se.-urities 

Premiums paid on bonds 

Overdrafts 

Banking house * 

Furniture and fixtures 



Other real estate 

Due from otiier thanks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
TT. 8. and National bank currency 

Oold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals.. 



Liabilities 
Capital stocic paid in. 

Surplus Fund. 



rp 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Report of 
Nov. 27, 08 



$102,035 61 
209.852 24 



82 20 
4,000 00 
1,000 00 



31.095 70 



15.197 00 

G.050 00 

583 00 

13 m 

293 95 



$371,103 or> 



Dividends unpaid 

Commercial deposits sul^ject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



$25,000 00 

10,000 00 

8,398 92 



43,933 35 



Report of 
Feb. o, '09. 



$160,088 87 
235.225 15 



Report of 
.\prii 28. '09 



$112,418 28 
223.023 90 



4.000 00 
1.000 00 



36.449 GO 



8,661 00 

6.075 00 

1.305 80 

126 08 

46 25 



$392,977 75 



4 73 
4.000 00 
1.000 00 



40.722 89 

312 92 

9,995 00 

6.0G0 00 

755 75 

117 56 

1,565 40 



$399,976 42 



Report of 
June 23, '09. 



Report of 
Sept. 1. '09. 



$109,429 46 
237.696 90 



18 84 ' 
4.000 00 
1.000 00 



28.534 9i\ I 



1.375 00 

11.953 00 

6.055 00 

1,122 80 

87 30 

136 25 



$401,410 91 



$25,000 00 

10,000 00 

7,001 14 



52,717 82 



283,771 39 



Totals. 



$371,103 GC) 



29S.258 79 



$G92.977 75 



$25,000 00 
10.000 00 
11.263 18 



45,221 73 



$25,000 00 
10,000 00 
11.155 82 



45,071 50 



308.491 51 



310,183 50 



$105,015 56 
240,048 90 



4,000 00 
1.000 00 



38.122 17 

351 55 

10,403 00 

6.150 00 

(.92 70 

54 40 

22 50 

$405.8(i0 78 



$25,000 00 

10,000 00 

8,661 00 



45.418 43 
4.H3S 60 



311.942 75 



$399,976 42 ! $401,410 91 ! $405,8<iO 78 



STATE BANKS OF MICHIGAN. 



C9 



No. 234. 

EXCHANGE STATE BANK, CARSON VILLE. 

Organized June 20, 1901. 

David Cwohey, Prcmdent: C. A. Cuorky, Vice President; W. J. McCare.v, Costlier; 

Fkank Crohey, Asuisiant Cashier. 

DiRKcroiw. — David Crorey, W. J. McCarep, Ellen McCaren, Mary McNinch, FrankJCrorey, C. A. Crorey. 



Resources. 



I>oaiis and discounts 

Bonds, niortf^ges and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing hou.se . . . . 
IT. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08. 



S106.720 88 
55,737 85 



365 80 
1.500 00 
1,295 55 



657 78 



54.400 03 



7,189 00 

4.590 00 

151 75 

81 74 

284 99 



$233,071 37 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, le.ss current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit. . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



S20.000 00 
3,700 00 
2,097 11 



55,429 12 



Report of 
Feb. 5, '09. 



$100,881 44 
58,200 35 



77 00 
1.500 00 
1.295 55 



65,196 00 



6,195 00 

4.660 00 

310 65 

102 89 

172 25 



Report of 
Aprir28, '09. 



$107,506 25 
57,796 85 



256 79 
1.500 00 
1,295 55 



1,369 03 



53,789 76 



$238,591 13 



$20,000 00 
4,000 00 
1,946 73 



53,273 20 
1,851 07 



151.245 14 



$233,071 37 



157.519 53 



$238,591 13 



6,941 00 
4.540 00 

377 95 
77 39 

143 97 



Report of 
June 23, '09. 



$104,885 26 
60.476 85 



350 60 
1.500 00 
1.295 55 



2,643 01 



50,050 45 



$235,596 54 



$20,000 00 
4.000 00 
2.414 10 



50.756 01 



158,426 43 



$235.506 54 



8.175 00 

4.520 00 

227 65 

113 49 

53 59 



$234,291 45 



$20,000 00 
4.000 00 
3,014 84 



44.043 94 
1,333 93 



161,898 74 



$234,291 45 



Report of 
Sept. 1. '09. 



$107,952 58 
59.886 85 



1.194 04 
1,500 00 
1,295 55 



56.516 95 



8.851 (MT 

4,580 00' 

98 30 

65 5» 

51 5(1 



$241,992 42 



$20,000 OO 
4.000 OO 
1,297 6d 



48.511 47 

34.237 00 

1,712 49 



132.233 71 



$241,992 42 



70 



STATE BANKING DEPARTMENT. 



No. 180. 

STATE BANK OF CARSONVILLE, CARSONVILLE. 

Organize<l October 17, 1895. 

Wm. H. Aitkin, President: H. W. Smith. Vice President; A. R. Niles, Cashier; 

W. S. DicKEN, Assistant Cashier. 

Directors.— Wm. H. Aitkin, M. C. Richardson, H. W. Smith. A. R. Niles, M. H. Aitkin. 



Resources. 



Loan.<i and discounts 

Bonds, mortgages and securities.. . 

Premiums paid on bonds 

'Overdrafts 

Banking house 

Furniture and fixtures 

' Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

lUnited States bonds 

"VDue from banks in reserve cities. . 
Exchanges for clearing house . . . . 
XT. S. and National bank currency . 

<5old coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



1120,471 80 
00,726 71 



322 09 

2.998 00 

1,712 23 

1.839 13 

17.266 69 



34,447 75 



Totals. 



Liabilities. 
'Capital stock paid in. 

Surplus fund 



rpj 
Undivided profits, less current ex 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

'Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

State monies on deposit 

Notes and bills redlscounted . . . . 
Bills payable 



8,766 00 

6,912 60 

1,116 00 

161 08 

460 90 



Report of 
Feb. 5, '09. 



1146.272 71 
70.306 19 



700 21 

2.998 00 

1.712 23 

1.390 00 

10.167 63 



21.644 33 



1205, 167 88 



130.000 00 
4.220 00 
1.026 80 



56,339 97 



Totals. 



437 77 



6.204 00 

6.117 50 

1.163 00 

299 25 

308 65 



Report of 
April 28, '09. 



1144,354 04 

66,854 92 



1,446 48 
2,998 00 
1.712 23 
1.390 00 
10.172 69 



23.964 78 



5,761 00 

6.432 50 

1.160 60 

328 11 

695 80 



1268,242 60 | $267,261 21 



Report of 
June 23, '09. 



$156,085 90 
60.233 44 



1,711 84 
2,998 00 
1,719 63 
1.060 22 
9,082 40 



24.217 60 



7,288 00 
6.542 60 
1,228 00 
283 26 
1.216 70 



$272,687 49 



$30,000 00 

4.220 00 

1,131 00 

1.800 00 

55.526 60 



$20,000 00 
4.220 00 
1,273 72 



t«,59() 37 



2.432 07 



173,143 34 



$265,167 88 



173,132 93 I 181.171 12 



$20 000 00 
4.220 00 
1,523 46 



Report of 
Sept. 1. '09. 



51.699 42 

10.673 47 

848 26 



173,722 88 
10.000 00 



$268,242 60 $2t>7,261 21 



$272,687 49 



$166,603 87 
68.059 68 



736 94 
3.321 51 
2,000 00 
1,080 22 
7,185 94 



17.370 36 



7.028 00 

6,74^50 

704 95 

283 79 

1,522 96 



$272,640 71 



$20,000 00 

4.220 00 

590 95 



50.943 84 

46.778 14 

2.403 95 



137,097 83 
10.000 00 



$272,640 71 



STATE BANKS OF MICHIGAN. 



71 



No. 421. 

THE CASS COUNTY STATE BANK, CASSOPOLIS. 

Organized August 27, 1908. 

Fairfield Goodwin Pre«iden/; Edgar A. Plank Stkpzien I. Rudd, Vice Presidents; ' 
Frank J. Phillips, Cashier; Henry C. Grant, AsnatarU Cashier. 

DiRKCTORS.— 'John R. Carr, Fairfield Goodwin, Edgar A. Plank. Stephen I. Rudd, James L. Robinson. 

John H. Phillips, William Jones. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 






116.172 07 
6,032 72 


$24.827 94 
7,082 72 


$34.302 70 

11,182 72 

•93 60 


Bonds, mortgages and securities. . . 






Premiums paid on bonds 






Overdrafts 








344 


3 00 


Banking house 


• 








Furniture and fixtures 






3.581 92 


3,995 92 


3.995 92 


Other real estate 






Due from other banks and bankers 
(not reserve cities) 






1.505 19 


3,907 95 


3,280 03 


Items in transit 






United States bonds 












Due from banks in reserve cities. . 


\ 




14,264 90 


10,766 12 

275 69 

7.579 00 

35 00 

761 80 

53 00 


11.163 79 


Exchanges for clearing house. . . 






969 63 


U. S. and National bank currency . 






8,470 00 

50 00 

309 70 

61 35 


5.063 00 
390 00 


Gold coin 






Silver coin 






92 10 


Nickels and cents 






40 37 


Checks and cash items 






C50 00 


Expenses, interest and taxes Daid . 






805 


238 00 


153 44 










Totals 






145.546 50 


$59.526 58 


$71,389 30 










LiabiUties. 
Capital stock paid in 






$25.330 00 


$34,400 00 


$40,000 00 


Surplus fund 








Undivided profits, less current ex- 
penses, interest and taxes oaid 












Dividends unpaid 












Commercial deposits subject / to 
check 






10.996 99 
8.944 35 


14.829 73 
9.513 89 


18.452 73 


Commercial certificates of deposit . 






11,238 27 


Due to banks and bankers 








Certified checks 












Cashier's checks outstanding 












Savings deposits 






275 16 


782 96 


1,698 30 


Savings certificates of deoosit .... 








Notes and bills rediscounted 












Bills Dayable 
























Totals 






145,546 50 


$59,526 56 


$71 389 30 











72 



STATE BANKING DEPARTMENT. 



No. 343. 
THE FIRST STATE BANK OF CENTRAL LAKE, MICH. 

Organized June 30, 1906. 

C. W. McPhail, President; Johx Sixalleoax, Vice President; W. S. Richardsox, Cashier; 

H. Olmstead, Assistant Cashier. 

Directors. — C. W. McPhail. John Qinallegan. W. S. Richardson, A. F. Wallbrecht, E. L. Cole. 



Resources. 



Loans and discounts 

Bonds, mortg:ages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures. . .- 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

V. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiliUes. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



162,407 77 
17.403 52 



5 39 
3.200 00 
1.800 00 



224 32 



1,105 02 
1,S79 43 
3.918 00 
1.500 00 
785 85 
74 05 



194,303 35 



Report of 
Feb. 5, '09. 



$60,720 08 
14,461 12 



31 10 
3,200 00 
1,800 00 



1,178 92 



4,261 87 
1.496 57 
3.968 00 
1,005 00 
866 25 
70 56 



$93,675 07 



$20.000 00 
1.000 00 
4.822 36 



16,566 98 

35,723 98 

491 89 



11.698 14 



4.000 00 



$94,303 35 



$20,000 00 

2.000 00 

431 07 



22.680 26 

35.945 36 

62 85 



12,555 53 



$93,675 07 



Report of 
Aprir28, '09. 



161.364 30 
12,279 30 



295 83 
3,200 00 
1.800 00 

400 00 
1,912 30 



3,821 33 
1,051 51 
6,286 00 
1.265 00 
367 20 
40 72 



$94,073 49 



$20,000 00 
2.000 00 
2.091 59 



23.128 03 

34.911 58 

320 81 



11.C21 48 



194,073 49 



Report of 
June 23, '09. 



$63,226 24 
11,144 38 



80 75 

3,200 00 

1,800 00 

400 00 

4.587 11 



5,937 32 

44 28 

4.926 00 

1,290 00 

491 15 

61 01 



$97.188 24 



$20.000 00 
2.000 00 
2.983 90 



22.672 04 

38.624 82 

202 62 



10.704 86 



$97,188 24 



Report of 
Sept. 1, '09 



$70,725 86 
9,852 96 



531 26 
3,200 00 
1.800 00 

400 00 
1.620 75 



5.155 28 

690 83 

5.409 00 

l,r5 00 

477 35 

38 09 



$101,282 48 



$20.000 00 
2.000 00 
3.231 60 



22,132 51 

41.897 03 

502 92 



11,518 42 



$101,282 48 



STATE BANKS OF MICHIGAN. 



73 



No. 391. 
THE WOLF BROS. STATE BANK, CENTERVILLE. 

Organized March 26, 1908. 

Frank M'olf, Prcsidtnt; H. P. Stewart, E. I. Wolf. Vice Prcn'denU; C. D. Mwiier, Cashur; 

David Miller, Auditor. 

DiHECTOHs— Frank Wolf. E. I. Wolf. H. P. Stewart, C. D. Mosher. C. A. Dockstader. Bryant Weetl. 



Resources. 



Loans and discounts 

Bonds, mortgages and securitiesS. 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



It«ms in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profit.s. less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits suliject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. . 



Report of 
Nov. 27, '08. 



$128,815 04 
54.890 54 



6 48 



2.500 00 



6.300 44 



56,258 46 



7.156 00 

2.565 00 

1.634 00 

399 66 

21 54 



S260.549 IG 



Report of 
Feb. 5, '09. 



$174,137 48 
54,290 54 



76 26 
519 86 



2.500 00 



6,491 34 
2,000 00 



36,531 03 



Report of 
April 28, '09. 



$162,280 15 
50, 190 54 



Report of 
June 23, '09. 



$152,795 57 
62,790 54 



Report of 
Sept. 1, '09. 



$146,233 31 
64,005 £4 



63 81 



2,500 00 



6.491 34 



25,482 29 



9.080 00 

2.835 00 

1.113 75 

362 88 

87 27 i 



10.491 00 

3,610 00 

1.022 75 

364 80 

13 20 



$290,025 41 I $271,446 07 



$30.000 00 



2.778 90 



59,551 72 



19.038 64 
149.179 90 



$260,549 16 



$30,000 00 
3,000 00 



83,444 35 



517 60 



20,801 54 
152.261 92 



$290,025 41 



$30,000 00 
3,000 00 
1,202 96 



70,397 12 



23.315 29 
143,530 70 



$271.446 07 



2,500 00 



2,500 00 



6,491 34 



19.109 78 



8,197 00 

3,150 00 

1,046 50 

412 06 

50 



20,821 89 



3,955 00 

3,C90 00 

751 00 

309 12 



$256,493 24 $242,089 07 



$30,000 00 
3,000 00 
1.759 31 



42,299 02 



$30,000 00 
3.000 00 
3,378 41 



29,079 73 



120 96 



23,322 06 
155.991 89 



$256,493 24 



24,703 75 
151,927 78 



$242,089 67 



10 



74 



STATE BANKING DEPARTMENT. 



No. 315. 
THE CHARLEVOIX STATE SAVINGS BANK, CHARLEVOIX. 

Organized June 8, 1905. 
Rkuben p. Foley, President; G. C. Geiken, H. S. Harsha, Vice Presidents; W. J. Rachow, Cashier. 

Directors. — R. P. Foley, John Burns, H. L. Iddings. G. C. Geiken, H. S. Harsha, Guy S. Brown, 

W. J. Rachow. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banldng house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



IJabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted . 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



H2.508 26 
12,365 00 



125 47 



3,500 00 
l.fiOOOO 
1.000 00 



7,350 17 



5,300 00 

675 00 

406 55 

68 45 

132 65 



175.023 55 



125.000 00 

500 00 

1,669 22 



23,239 91 
17,168 77 



7.445 65 



175,023 55 



Report of 
Feb. 5, '09. 



$48,943 13 
17,340 00 



201 17 



3.500 00 

1.500 00 

629 



5.652 91 



6.033 00 

345 00 

573 80 

63 39 

57 00 



184.215 69 



$25,000 00 

1,000 00 

935 77 



20,707 06 
18,373 88 



9,806 77 
8.392 21 



$84,215 09 



Report of 
April 28. '09. 



$48,984 02 
23.595 00 



980 99 



3.500 00 
1,500 00 
1,000 00 



3.854 33 



4,357 00 

1,362 50 

480 00 

114 11 

705 95 



$90,433 90 



$25,000 00 
l)000 00 
1,567 65 



27.279 55 
12,715 65 



9.515 98 
13.355 07 



$90,433 90 



Report of 
June 23, '09. 



$53,576 48 
22,595 00 



186 05 



3,500 00 

1.500 00 

811 67 



5.259 29 



4,091 00 

1.825 00 

868 80 

115 50 

494 13 



$94,822 92 



Report of 
Sept. 1. '09. 



$25,000 00 
1,000 00 
2,102 71 



25.642 84 
9,985 31 



10.408 44 
20,623 62 



$94,822 92 



$64.406 25 
23.505 00 



194 82 



3.500 00 
1,500 00 
2,847 25 



20,451 77 



4.968 00 

1,000 00 

1.191 25 

249 36 

71 28 



$123,974 98 



$25,000 00 
1,100 00 
1,967 87 



47.340 C6 
8.632 20 



12.700 26 
27.233 99 



$123,974 98 



STATE BANKS OF MICHIGAN. 



75 



No. 218. 

EATON CX)UNTY SAVINGS BANK, CHARLOTTE. 

Organized August 14, 1899. 

A. n. IlAvaHMAX, President: Geo. H. Spenckr, Vice President; H. K. Jenxin'os, Cashier; 

N. B. Alsover, Assistant Cashier. 

DiRK<TORs. — A. D Haut^hman, . W. B. Otto, Albert Murray, H. K. Jennings, G. H. Spencer, E. D. 

Barber, Chas. B. Lamb. 



Resources. 



Loans and discounts. 



Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banicing house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



$166,333 57 
158,030 12 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

"Undivided profits, leas current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 



8,543 04 



22.017 18 



8,M1 00 

5.000 00 

28 00 

420 



1364,797 11 



Report of 
Feb. 6, '09. 



1150,537 96 
174,559 12 



509 14 



24.047 79 



Report of 
Aprir28, '09. 



1153,705 55 
169,913 12 



6.000 00 



24,082 62 



12,492 00 14,337 00 



77 00 
500 



$362,222 01 



57 00 
2 91 



$368,096 20 



Report of 
June 23, '09. 



$132,210 05 
197.333 12 



6.000 00 
3,568 17 



24,109 32 



15.018 00 



39 00 
2 32 

87 



$378,280 85 



Report of 
Sept. 1. '09. 



$100,000 00 

20.000 00 

16.044 66 

18 00 



$100,000 00 

20.000 00 

14.665 57 

142 00 



$100,000 00 

20.000 00 

8.448 42 

48 00 



$100,000 00 

20,000 00 

10.925 91 

800 



$118,034 63 
207.253 12 



4.450 00 
4,673 07 



24.140 53 



12.252 00 



117 00 
592 



$370,926 27 



$100,000 00 

20.000 00 

7,662 69 

20 00 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 
Reserved for interest on deposits. 

Notes and bills rediscounted 

Bills payable 



214.534 45 

11,800 00 

2,400 00 



Totals. 



$364,797 11 



988 50 



216.914 44 
10,500 00 



230,113 28 
8,500 00 



$362.222 01 



$368,098 20 



238,846 94 
8.500 00 



234,093 58 
9,150 00 



/■t 



$378,280 85 



$370.926 27 



'6 



STATE BANKING DEPARTMENT. 



No. 305. 
CHEBOYGAN COUNTY SAVINGS BANK, CHEBOYGAN. 

Organized January 24, 1905. 

Jame8 F. Moi oxev, President; Wm. L. Martin, J. H. Clvne, Vice Presidinta; 

Pkhcy T. Dudley, Cashier. 

Directors — James F. Moloney, Wm. L. Martin. John H. Clune. W. L. Hafiradorn, George Annand. 
S. A. St. Amour, Vet S. Moloney, Geo. E. Frost, Henry Harber. 



Hcsourtes. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, V9. 


Report of 
Sept. 1. '09. 


Loans and discounts 


1101,211 49 
r)0.759 65 


$106,585 00 
61,084 65 


$104,700 31 
59.254 65 


$111,760 37 
58.190 15 


$107,496 36 
61.665 15 


Bonds, mortgages and securities. . . 
Premiums paid on bonds 


Overdrafts 


909 23 


346 20 


773 71 


554 50 


166 91 


Banking house 




Furniture and fixtures 


3.997 91 


3,997 91 


3.997 91 f 3.907 91 


3 997 91 


Other real estate 


• 






Due from other banks and bankers 
(not reserve cities) 


81 57 
544 £8 











Items in transit 


399 97 


1,160 73 


1,938 92 


1.363 81 


United States bonds 




Due from banks in reserve cities. . 

• 

Exchanges for clearing house. . . . 


17,406 62 


20.130 85 


12,743 39 


6.754 61 


24.181 95 


U. S. and National bank currency . 
Gold coin •. 


8.811 00 

2.105 00 

1,589 90 

405 97 

550 93 


4.771 00 

2,070 00 

1,333 40 

409 48 

404 13 


8,488 00 

1.230 00 

1.389 90 

308 07 

278 83 


6.646 00 

3.5G0 00 

1.801 10 

249 12 

6fl8 97 


7.843 00 
3.605 00 


Silver coin 


2 768 65 


Nickels and cents 


211 34 


Checks and cash items 


1.725 45 








Totals 


$198,462 85 


$201,532 59 


$194,325 50 1 $]96.]('>0 05 


t215 02.') HR 






Liabilities. ' 
Capital stock oaid in 


$50,000 00 

1.000 00 

3.628 71 

12 00 

52.147 11 

• 


$50,000 00 

1.500 00 

1.219 73 

18 00 

54.737 21 


$50,000 00 


s.'in.ooo 00 


$50,000 00 


Surolus fund 


1,500 00 < 1.500 00 


1.500 00 


Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 


l.<}51 84 
6 00 


2.426 70 
6 00 


3,145 77 


Commercial deposits subject to 
check 


1 
41,671 99 44.012 85 

1 


58,407 16 


Commercial certificates of deposit . 




Due to Thanks and bankers 

Certified checks 


4,238 51 


3.611 23 


6.089 3S 1 7.400 63 

1 


20.534 99 


Cashier's checks outstanding 






1 

1 




Savines deposits 


34,918 24 

45.793 28 

6,725 00 


39.918 71 

45.627 71 

5.000 00 


38.640 43 
44,7()5 m 
10.000 00 


35.073 01 
43,659 76 

1 

12.081 80 

1 


35.298 29 


Savings certificates of deposit. . . 

Notes and bills rediscounted 

Bills oavable 


45. 129 66 
1.009 66 








'. 


Totals 


$198,462 85 


$201,532 69 


$194,325 50 


$191), hiO 65 


$215,025 5a 







STATE BANKS OF MICHIGA-N. 



No. 304. 
THE CHEBOYGAN STATE BANK, CHEBOYGAN. 

Organized February 11, 1905. 

Frank Biiephkrd. President; Dudijsy E. Waters. Vice President: Gko. G. Brown'. Cashier; 

Geo. D. Nimho, Assistant Cashier. 

Directors. — F. Shepherd, W. P. DeJClyne, M. E. RiRgs. G. A. Thompson, Geor^ O. Brown, Dudley 
E. Waters. O. H. Gebhardt, B. A. Cueny, H. A. Blake, G. W. Klttenhouse. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
' (not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.sh items 



Report of 
Nov. 27, '08. 



$152.120 82 
36,936 02 



2,286 08 

11.100 00 

3,100 00 



2.423 96 
296 67 



15.903 54 

415 64 

5.764 00 

2.132 50 

1.909 00 

143 53 

267 03 



Totals. 



1234,809 71 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposit.s subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills redisco\mted 

Bills payable 



Totals. 



$50,000 00 

2,500 00 

3,006 82 

60 00 

50.252 04 



Report of 
Feb. 5. '09. 



$157,876 63 
39.116 62 



990 21 

11.100 00 

3,000 00 



903 44 
941 50 



27,844 61 
1.228 22 
6.794 06 
2.792 50 
2.439 55 
131 06 
mi 79 



Report of 
April 28. '09. 



$155,484 77 
41.874 23 



774 95 

11,100 00 

3.000 00 



6.025 51 
277 20 



Report of 
June 23. '09 



$155,804 24 
43.013.23 



1.490 11 

11.100 00 

3.000 00 



$255,530 73 






32,258 20 
95.599 65 



$50.000 00 

3.000 00 

1,273 39 

45 00 

80,216 II 



170 64 



17,137 02 

409 13 

9,436 00 

3.840 00 

1,530 SO 

1C4 90 

141 09 



3,649 61 
1,189 23 



Report of 
Sept. 1. '09. 



$159 819 93 
44,317 71 



715 41 

11.000 00 

3.000 00 



3,527 40 
2.099 74 



13,885 72 

128 09 

8.652 00 

2.900 00 

1.480 10 

105 68 

Z<i 86 



$251,204 (JO I S247.389 47 



9,502 70 

819 36 

9.871 00 

3.640 00 

1.192 80 

73 06 

170 18 



$50.000 00 

3.000 00 

2,666 23 

9 00 

64.246 54 



I 



3,109 11 
24 24 



32.451 84 
88.373 75 



1,133 00 



$234,809 71 



$255,530 73 



34.95S 42 

83,074 39 

5.000 00 

5.116 67 



$50,000 00 
3.000 00 
3.250 20 

9 00 , 
58.003 28 



2.£9r'. 67 



3(i.801 68 

79.505 14 

2,500 00 

11.657 50 



$249,749 29 

SoO.OOO 00 
3,500 00 
2.207 58 

53,2()6 30 



1.212 22 
33 71 



$251,204 60 $247. 3S9 47 



37,891 10 

85 115 05 

2,500 00 

14.023 33 



$249,749 29 



78 



STATE BANKING DEPARTMENT. 



No. 397. 
FARMERS' AND MERCHANTS' BANK OF CHELSEA, CHELSEA. 

Organized April 22, 1908. 

J. F. Wai.troits, President; Peter Merkel. Christian Grau, Vice Presidents; 

Paul G. Schaible, Cashier. 

Directors. — John F. Waltrons. Peter Merkel. Christian Graii^ Lewis Geyer, Jas. Guthrie, C. H. Kalm- 
bach, John Kalmbach, O. C. Burkhart, John Farrell, H. L. Wood. 



Uesoiirces. 


Report of 
Nov. 27. '08 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


• 

Loans and discounts 


$24,422 53 
44,347 78 


$28,603 46 
57,285 78 


$49,397 11 
57,176 78 


$52,703 93 
75,525 78 


$52,971 80 


Bonds, mortgagee and securities. . . 
Preraiiims paid on bonds 


81,400 78 


Overdrafts 


17 39 

2,800 00 

931 17 


9 50 

2,800 00 

933 67 


472 05 

2.800 00 

933 67 


435 14 
2,800 00 
1.003 67 


119 35 


Banking house 


2,800 00 


Furniture and fixtures 


1.003 67 


Other real estate 




Due from other banks and hanker.< 
(not reserve cities) 












Items in transit 










1 


United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house... 
U. S. and National bank currency . 
Gold coin 


13,351 99 

71 70 

4,302 00 

2.205 00 

770 10 

88 58 

85 59 

320 06 


21,604 63 

• 

99 23 

2,895 00 

2,185 00 

555 00 

118 16 

1.542 50 


23.281 10 

986 07 

7.438 00 

1,825 00 

1,001 60 

181 02 

20 25 


12,622 49 

127 13 

5.948 00 

2,435 00 

1,512 55 

230 13 

21 95 


12,802 26 

91 48 

4.767 00 

2.0(57 50 


Silver coin 


1 109 30 


Nickels and cents 


2H7 10 


Checks and cash items 


- 1 25 


Expenses paid 










1 


Totals 


$93,713 «9 


$118,531 93 


$145,511 65 


$155,365 77 


SI59 421 40 






Liabilities. 
Capital stock *paid in 


$25,000 00 

. . f 


$25,000 00 


$25,000 00 


$25,000 00 


$25,000 00 


Surplus fund 


500 00 


Undivided profits, les.s current ex- 
penses, interest and taxes paid . . 




180 50 


394 10 


330 16 


781 92 


Dividends unpaid 






Commercial deposits subject to 
check 


20.449 24 


2<),877 34 


32,300 84 


27,067 83 


31.327 78 


Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 






113 76 
57,060 27 
29,952 68 






Savings certificates of deposit 

Savings deposits 


34.251 65 
14,013 00 


47,999 73 

18.474 36 


70,299 67 
32,668 11 


72.997 65 
2S,814 14 


Notes and bills rediscounted 




Bills pavable 






















* Totals 


$93,713 89 


$118,531 93 


$145,511 65 


$l55.3(i5 77 


$159,421 49 







STATE BANKS OF MICHIGAN. 



79 



No. 203. 
THE KEMPF COMMERCIAL AND SAVINGS BANK, CHELSEA. 

Organized January 14, 1898. 

H. S. HoLMKS, President; C. H. Kempf, Vice President; Geo. A. BeGole, Cashier; 

John L. Fletcher, Asstatant Cashier. 

DiuECTORS. — Reuben Kempf, C. H. Kerapf. H. S. Holmes, C. Klein, Otto D. Luick. Edward Vogel, 

D. C. McLaren. 



Resources. 



Ix>ans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



Other real estate 

Due from other banks and l)ankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

IT. S. and National bank ctirrency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



$04,988 93 

354.951 42 

1,007 69 

7,228 85 

15,000 00 

5,150 00 

400 00 



2.554 00 

2,500 00 

62,614 45 



Report of 
Feb. 5, 09. 



$86,107 75 

365,779 67 

1.173 83 

634 10 

15,000 00 

5,100 00 

400 00 



2,346 60 

2.500 00 

63,812 11 



8.502 00 
15,372 SO 

1.479 10 
177 89 
232 26 



Totals. 



$572,249 09 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscount e<l 

Bills payable 



$40,000 00 
15.000 00 
13,845 99 



79.543 50 
22.613 85 



50 00 

350,228 77 

50.966 98 



11.609 00 

16,497 50 

1,378 60 

149 27 

123 34 



Report of 
Aprir28, '09. 



$66,740 65 

384.427 51 

2.510 45 

5,441 08 

15,000 00 

5,100 00 

400 00 

375 00 



2.500 00 

58,867 78 



13,750 00 

16.335 00 

1.173 90 

135 63 

223 43 



$572,611 77 



$572,980 46 



$40.000 00 

20,000 00 

7.313 11 

116 00 

78.691 32 

25.036 76 



Totals. 



$572,249 09 



349.760 94 
51,693 64 



$40,000 00 
20.000 00 
11.454 37 



04,878 37 
28.491 27 



250 00 



357.378 34 
50,528 11 



Report of 
June 23. '09. 



$72,523 91 

387.S98 39 

2.423 25 

2.483 77 

15.000 00 

5,100 00 

400 00 

375 00 



2,500 00 

61.595 03 

89 04 

10,237 00 

15,577 50 

1.413 15 

250 86 

168 17 



$577,535 07 



Report of 
Sept. 1, '09. 



$40,000 00 

20.000 00 

9.456 25 



70,291 32 
26.336 45 



$572,611 77 



$572,080 46 



357,396 58 
54,054 47 



$577,535 07 



$78,507 64 

381,748 37 

1.787 50 

2,577 94 

15,000 00 

5,050 00 

400 00 

146 00 

660 00 

2.500 00 

50,612 87 

35 56 

12.078 00 

16.310 00 

1.719 20 

180 73 

421 52 



$569,735 33 



$40,000 00 
20.000 00 
10.818 96 



69.150 93 
28.715 76 



786 00 

348.436 21 

51.827 47 



$569,735 33 



80 



STATE BANKING DEPARTMENT. 



No. 235. 

THE CHESANING STATE BANK, CHESANING. 

Organized June 22, 1901. 

O. D. Chapman. Prendent; M. L. Parshall, Vice President; F. A. Grkcxfelder. Cashier; 
Harky N. Slack, Florenck A. Chapman, AMi^arU Cashiers. 

DiREr-roRS. — O. D. Chapman, F. A. Greenfelder, Ralph Agnew, G. M. Peet, M. L. Paiyhall, O. C. Sperry. 



Resources. 



Ix>ans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

Vnjted States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house .... 

U. S. and National bank currency . 

Cold coin 

Silver coin 

Nickels and cents 

(Checks and cash items 



Report of 
Nov. 27. '08. 



1148.536 73 
75.251 00 



835 60 
7.500 00 
1.475 00 



Report of 
Feb. 5, '09. 



$161,175 03 
79.i»21 50 



460 90 
8.500 00 
1,500 00 



Report of 
April 28. 'OQ. 



1155,456 20 
96,606 50 



686 00 
8,500 00 
1.600 00 



1.525 62 
48.672 67 



12.431 00 

10.830 00 

1.441 60 

84 67 

405 11 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivi«led profits, le.ss current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills discounted 

mils T>ay&hle 



$308,989 00 



1,978 20 



36.800 94 



7.489 00 
12.127 60 

617 90 
83 5t) 

151 03 



$310,805 5<i 



$25,000 00 
2.600 00 
3.828 43 



5G.(»9 54 
154.872 78 



05.99S 25 



Totals. 



$25,000 00 

2,815 00 

2,093 25 

45 50 

66,601 64 

143.446 26 



Report of 
June 23, '09. 



$155,819 47 
101,258 50 



Report of 
Sept. 1, '09. 



135 35 
8.500 00 
1.600 00 



1.340 00 



947 90 



21.839 87 



12,669 00 

12,757 50 

1.113 95 

121 19 

448 16 



36,474 54 



$312,940 46 



7,291 00 
13.062 50 

1.691 25 
148 74 
S9(i 80 



$327,226 05 



$25,000 00 
2.815 00 
4.936 34 



70,803 91 



$308, 9S9 00 



$310,805 5(» 



51.314 36 
131,004 77 



$25,000 00 
2.815 00 
5.302 82 



50,202 51 
104.040 35 



(M.294 4S 
29.575 51 



$166,272 17 
108.538 50 



43 47 
8.500 00 
1.500 00 



10,616 96 



9.048 00 
13.312 SO 

2,186 15 
132 76 
385 00 



$320,535 51 



$25.000 00 

3.000 00 

1,226 35 

31 50 

46.696 91 

111.015 88 



75.850 27 
64.015 10 



76,506 92 
56,967 95 



$312,940 40 i $327. 22<) 05 



$320,535 51 



STATE BANKS OF MICHIGAN. 



81 



No. 424. 

THE CITIZENS' STATE BANK OF CLARE. 

Organized December 22, 1908. 

William Halet, President; Allen E. Mulder, Vice PrenderU; Geo. E. Benner, Cashier. 

Directors. — William Haley, James Duncan, Allen E. Mulder. John W. Calkins, Nelson A. Bloom, 

Geo. E. Benner. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for. clearing house 

U. 8. and National bank currency . 

<xold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



ToUls. 



LiabUitles. 
Capital stock paid in. 

Surplus fund 



rpi 
Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid ,. . 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 
Notes and bills rediscounted .... 
Bills payable 



Report of 
Feb. 5, '09. 



Totals. 



Report of 
Aprir28, '09. 



139.764 65 
9,620 57 



434 84 
5,000 00 
2,000 00 



Report of 
June 23, '09. 



944.275 14 
9,150 30 



160 84 
5.000 00 
2,000 00 



8.374 03 



10,160 75 



3.938 00 
052 50 
916 20 
145 69 

1.490 36 



$77,725 19 



$20,000 00 



577 79 



29.687 57 



1,564 28 



12.127 90 



1.S21 00 

1.147 50 

406 35 

277 14 

1.396 68 



$70.428 22 



$20.000 00 
800 61 



Report of 
Sept. 1, '00. 



29.048 35 



11.627 43 
15.932 40 



$77,725 19 



12,285 51 
17.203 75 



$70.428 22 



$43,340 16 
9.665 39 



80 53 
5.000 00 
2.000 00 



4.729 15 



2,696 00 
1.387 50 
1.158 65 
226 90 
3.025 30 



$73,318 58 



$20.000 00 
80 00 

818 83 



24.040 43 



13,345 71 
15,033 61 



$73,318 58 



11 



82 



STATE BANKING DEPARTMENT. 



No. 118. 
THE CLARE COUNTY SAVINGS BANK, CLARE. 

Organized June 23, 1891. 

C. W. Perrt, President; Wm. Wolsey, Vice President. C. H. Sutherland, Cashier. 

Directors. — C. W. Perry, Wm. Wolsey. L. Wiesman, Joseph Hudson, C. H. Sutherland. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing hoqse 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
pen.ses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial ^^rtificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$104,408 78 
52,984 47 



1,470 77 
5,500 00 
1,200 00 



24,000 00 



38,002 10 



16,862 00 

1.440 00 

1.765 75 

152 56 

2.327 47 



$250,283 09 



$20.000 00 

7,000 00 

4.033 64 

75 00 

45.305 01 



86.078 12 
85.002 22 



$250,283 00 



Report of 
Feb. 5, '09. 



$00,262 80 
56.517 47 



350 57 
5.500 00 
1.200 00 



Report of 
Aprir28. '09. 



$113,700 86 
83.230 47 



336 64 
5.600 00 
1,200 00 



24,000 00 
1,534 06 



60,467 57 



15.875 00 

2.660 00 

3.156 30 

167 04 

2.766 06 



$273,466 77 



$20.000 00 

7.000 00 

2.242 55 

175 00 

54.705 49 



105, 180 43 
84,163 30 



$273,466 77 



20.000 00 
1.482 50 



49.189 79 



10.754 00 

3.105 00 

1.520 65 

137 02 

2.089 11 



$301,945 04 



$20.000 00 

7.000 00 

5.624 33 

175 00 

48 ,•095 66 
600 00 



100 00 



113.266 09 
107.083 36 



$301,945 04 



Report of 
June 23, '09. 



$117,050 75 
87.049 47 



2.503 11 
5.600 00 
1,200 00 



24.000 00 



37.303 05 



11. -566 00 

3.765 00 

1,223 50 

157 20 

1.821 98 



$294,120 15 



$20.000 00 

7,000 00 

1,055 00 

150 00 

43,941 57 

35,633 98 



110.864 25 
74.584 35 



$294,129 15 



Report of 
Sept. 1, '09. 



$122,744 35 
92.439 47 



812 28 
5.500 00 
1,200 00 



20.000 00 
2.920 18 



28.075 46 



8.410 00 
4.015 00 
1,356 20 
103 88 
1.800 82 



$290,466 64 



$20.000 00 
7,000 00 
2,388 43 

44.468 32 
58.226 90 



110.355 72 
48.027 27 



$200,466 61 



STATE BANKS OF MICHIGAN. 



83 



No. 267. 
E. JOSSMAN STATE BANK, CLARKSTON. 
Organized November 25, 1902. 
Andrew K. Edgar, President; C. J. Sutherland, Vice President; R. E. Joshman. Cashier. 

Directors. — A. K. EcIkef, Manley Bow'er. Edmund Foster, Cieorg3 F. Gro&s, R. E. Jossman. 

C. J. Sutherland. Lant Sherwood. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes x)aid 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and banker.s 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house . . . . 
U. S. and National bank currencj' 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash itema 



Report of 
Nov. 27, '08 



171.534 14 
46,770 80 



423 60 



950 00 

242 67 

66 33 

575 00 



Report of 
Feb. 5, '09. 



174.034 60 
45,016 25 



3 7; 



Totals. 



9.256 19 



5,543 00 

945 00 

430 90 

80 43 

22 00 



850 00 
242 67 
241 85 
924 00 



Report of 
Aprir28. '09. 



$67,361 98 
44.151 25 



Report of 
June 23, '09. 



166,494 80 
43.879 35 



14.453 02 



$130,840 06 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Saving certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$20.000 00 

9.000 00 

967 25 



12.592 53 



24,103 08 
53,765 05 
16,412 15 



8.731 00 

1.035 00 

449 80 

55 78 

57 m 



S14<5,095 »)<) 



$20,000 00 
9.500 00 



25,125 02 



$136,840 06 



22,581 11 
56,789 53 
12.150 00 



$146,095 66 



850 00 

242 67 

144 88 

4.001 25 



850 00 
242 67 
177 74 
407 87 



Report of 
Sept. 1. '09 



$69,199 72 
42,729 35 



775 00 

242 67 

55 32 



8,{>06 71 



9,831 00 

1.220 00 

205 55 

(il 54 

56 38 



8,330 02 



6,S59 00 

1.515 CO 

385 80 

67 13 

24 80 



5,729 03 



4.127 00 

1.550 00 

756 55 

70 04 

9 00 



$137,033 21 I $129,234 84 I $125,243 71 



$20,000 00 
9,500 00 

667 22 



16,507 00 



$20,000 00 

9.500 00 

905 67 



13,830 30 



28.302 56 

56.056 43 

6,000 00 



30,841 19 
54,157 68 



$137,033 21 



$129,234 84 



$20.000 00 

lO.GCO 00 

49 03 



9.dbl 34 



28,261 93 
57.431 41 



$125,243 71 



84 



STATE BANKING DBPARTMBNT. 



No. 376. 

THE CLIMAX STATE BANK, CLIMAX. 

Organized August 25, 1907. 
A. A. Aldrich, President; M. Scramlin, Vice Pretident; T. E. Sinclair. Cathitr. 

D1RECTOH8.— A. A. Aldrich. A. T. Slaght. M. Scramlin. J. E. Kimble, L. T. Becker, T. T. Hallock. 

George Carpp, J. W. Pierce, A. D. Leiter. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. 'Oft. 


Report of 
.\pril 28. '00. 


Report of 
June 23. '09>. 


Report of 
Sept. 1. '09. 


Loans and discounts 


iae.404 89 

10.824 43 

547 38 

251 43 


338.000 30 

22.444 43 

300 00 

132 03 


S37.811 74 

28.060 43 

300 00 

54 81 


$37,615 60 

28,110 43 

300 00 


$37,019 32 


Bonds, mortgages and securities. . . 
Premiums oaid on bonds 


30,140 43 


Overdrafts 


155 42 


Banking house 






Furniture and fixtures 


1.250 00 


1,250 00 


1.250 00 


1.250 00 


1.260 00 


Other real estate < 




Due from other banks and bankers 
(not reserve cities) 


2.317 04 


1.300 50 


670 38 


1.820 27 
204 48 






417 66 


[Jnlted States bonds 










Due from banks in reserve cities. . 
Exchanges for clearing house. . . . 


15.800 00 


15.356 50 


7.658 11 


0.603 72 


12.856 36 


U. 8. and National bank currency . 
Gold coin 


2.110 00 

1.380 00 

140 00 

33 72 

13 03 


2.175 00 
1,406 00 

104 40 
34 08 

106 77 


1.260 00 

2,130 00 

318 15 

28 75 

26 00 


3.066 00 

1.305 00 

150 35 

025 

06 42 


2,470 00 
1.630 00 


Silver coin 


220 40 


Nickels and cents 


13 14 


Xyhecks and cash items 


111 30 






Totals 


183.062 51 


383,721 18 


179,577 37 


$83.024 52 


$86,295 05 






Liabilities. 
Caoital stock oaid in 


$20,000 00 


120,000 00 
200 00 
441 00 


320,000 00 
200 00 
506 12 


$20,000 00 
200 00 

825 58 


$20,000 00 


Surplus fund 


200 00 


Unoivided profits, le.ss current ex- 
penses, interest and taxes paid . . 

Dividends unoaid 


1.282 18 


735 56 


Commercial depa<tits subject to 
check 


16,212 26 


12.006 28 


11.319 03 


15.746 27 


17,507 58 


Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 


« 










Savings deposits 


30.707 29 
5.880 78 


48.062 63 
2,031 27 


44.928 98 
2.623 24 


46.177 33 
975 34 


44,445 87 


Savings certificates of deposit 

Notes and bills rediscounted 


3.406 04 


Bills payable 
























Totals 


S83.082 51 


383.721 18 


$79,577 37 


$83.924 52 


$80,295 05 







STATE BANKS OF MICHIGAN. 



85 



No. 104. 
THE BRANCH COUNTY SAVINGS BANK, COLDWATER. 

Organized October 14, 1890. 
B. S. Spofford, President; F. L. Burdick. G. W. Van Akf.n, Vice Presidents; M. W. Wimer. Cashier. 

Directors. — B. 8. Spofford, G. W. VanAken, N. A. Reynolds, F. L. Burdick, Alfred Milnes, N. Baldwin. 

H. P. Woodward. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6. '00. 


Report of 
AprU 28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$192,661 75 
290,019 33 


1206.032 24 
224,561 33 


1195,513 86 
221,340 65 


$221,638 42 
217,667 65 


$201.818 71 
215,545 40 


Bonds, mortgages and securities . . 
Premiums paid on bonds ........ 


Overdrafts 


1,727 93 


1,807 78 


2,112 76 


1.075 45 


810 79 


Banking house 




Furniture and fixtures 












Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 




\ 








(Jnited States bonds 












Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 
Gold coin 


110.991 50 
1,013 22 

28.039 00 

15.040 00 
3,594 70 

192 99 


130.006 36 

653 93 

28,490 00 

15,630 00 

3,929 25 

209 55 


94,262 32 

1,064 66 

26,838 00 

12,575 00 

3,248 20 

183 64 


79.015 21 

1.016 81 

24,627 00 

14.100 00 

4,076 70 

173 06 


87,927 76 

653 23 

25,744 00 

13,805 00 


Silver coin 


3,871 00 


Nickels and cents 


195 13 


Checks and cash items 
















Totals 


1563.280 51 


1620,320 44 


$557.130 00 


$563,300 30 


$550,371 02 






Liabilities. 
Capital stock paid in 


150.000 00 

28,000 00 

6.793 35 


150,000 00 

27,000 00 

3,151 11 


$50.000 00 

27,000 00 

4,819 91 


$50,000 00 

27.000 00 

6,176 04 


$50,000 00 


Surplus fund 


28.000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 


3,655 91 
30 00 


Commercial deposits subject to 
check 


139.883 90 
106. G61 70 


169.305 18 
111,231 77 


106,532 74 
113.931 09 


107,940 06 
106,336 14 


98,683 09 


Commercial certificates of deposit . 
Due to banks and bankers 


108,022 93 


Certified checks 












Cashier's checks outs tan dine 












Savings deposits 


253.941 56 


259.542 38 


252,855 35 


265.938 04 


261,979 09 


Savings certificates of deoosit 




Notes and bills rediscounted 












Bills payable 
























Totals 


1583.280 51 


1620,320 44 


$557.139 09 


$563,300 30 


$550,371 02 











86 



STATE BANKING DEPARTMENT. 



No. 358. 
*THE COMMERCIAL AND SAVINGS BANK OF COLEMAN. 

Organized December 26, 1906. 

Wm. D. Gordox, Pregident; Thos. E. McCann, Edwin T. H. Scott, Vice Presidents; 

Will E. Reardon, Cashier. 



Directors. — Joseph W. O'Brien. Ira T. Sayre. John H. Bodfish, Wm. D. Gordon, Thomas E. McCann, 

Edwin T. H. Scott, Will E. Reardon. 


Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, *09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$16,501 57 
952 00 


$16,792 30 
885 00 








Bonds, mortgage.*! and securities. . . 








Premiums paid on bonds 








Overdrafts 












Expenses, interest and taxes paid . 


I 


344 29 

6,500 00 

250 00 








Banking house 


6,500 00 
300 00 








• • 

Furniture and fixtures 








Other real estate 








Due from other banks and bankers 
(not reserve cities) 












Items in transit 






« 






• 

(Jnited States bonds 












Due from banks in reserve cities . . 


4,384 91 
461 90 
757 00 
540 00 
124 10 
6 17 


3.514 34 








Exchanges for clearing house .... 








J. S. and National bank currency . 


83100 








Gold coin 








Silver coin 


184 65 
802 








Nickels and cents 








Checks and cash items 


^ 












' 






Totals 


$30,617 65 


$29.309 60 


» 








...•>•■■ > 






Liabilities. 
Capital stock paid in 


$20,000 00 
200 00 
301 58 


$20,000 00 
300 00 








Surplus fund 








Undivided profits, less current ex- 
penses, interest and taxes paid . . 








Dividends unpaid 










Commercial deposits subject to 
check 


5.031 87 
5.084 20 


4,181 44 
4,828 16 








Commercial certificates of deposit . 


• 






Due to banks and bankers 








Certified checks 












Cashier's checks outstanding 












Savines deposits 












Savings certificates of deposit .... 












Notes and bills ledLscounted 












Bills payable 


















' 




Totals 


$30,617 66 


$29,309 60 


1 











♦Consolidated with Midland County Savings Bank, Midland, March 31, 1999. 



STATE BANKS OP MICHIGAN. 



87 



No. 292; 

THE STATE BANK OF COLEMAN, COLEMAN. 

Organized June 1, 1904. 

C. H. NiooEMAN, President; J. E. Curtice, Vice President: P. T. Herwio, Cashier. 

Directors. — J. E. Curtice, E. B. Knapp, Francis B. Niggeman, C. D. Williams, C. H. Niggeman, 

J. M. Allen. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks find bankers 

Certified checks 

Cashier's checks outstanding 

« 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$62,622 11 
11,220 75 



720 84 
8,603 96 
2.214 96 
1,893 95 



15.360 14 



3,775 00 
3,015 00 

482 30 
57 83 

585 87 



$110,552 70 



120.000 00 
1.800 00 
4.529 46 



36.356 03 
41.613 69 



6.253 52 



$110,562 70 



Report of 
Feb. 6. '09. 



$60,580 12 
8.656 75 



18 21 
8,603 05 
2.214 96 
1,893 95 



9,760 04 



4,130 00 

2,950 00 

850 45 

81 91 

143 70 



$99,393 04 



$20,000 00 

2,000 00 

2,678 39 

300 00 

30,371 10 

37,556 22 



6,487 33 



$09,o93 04 



Report of 
April 28, '09. 



$64,024 90 
8,141 75 



33 39 
8.603 95 
2.214 96 
1,893 95 



Report of 
June 23. '09. 



$66,402 44 
7.696 75 



21,884 99 



4.055 00 

3.117 50 

264 50 

116 39 

450 09 



$114,810 37 



$20.000 00 
2.000 00 
3,650 81 



35,104 35 
41.699 73 



7.355 48 



5.000 00 



$114,810 37 



57 37 
8.603 95 
2.214 96 
1,893 95 



19.383 14 



4.130 00 

2.947 50 

462 55 

103 14 

310 89 



Report of 
Sept. 1, '09. 



$114,106 64 



$20.000 00 
2.000 00 
4.059 34 



32,178 94 
43.666 58 



7,201 78 



5.000 00 



$114,106 64 



$64.294 30 
6.584 75 



264 61 
8.60125 
2.214 96 
1.893 95 



26.006 36 



3.384 00 

2.340 00 

562 90 

80 00 



$116,227 17 



$20,000 00 

2,000 00 

2,854 85 

70 00 

34,228 73 

44.858 44 

87 94 



7,127 21 



5,000 00 



$116,227 17 



88 



STATE BANKING DEPARTMENT. 



No. 442. 

♦THE STATE BANK OF COLOMA. 

Organized November, 28, 1909. 

William H. Ball, PrtnderU; Lewis Umphrey, Vice PrendetU; Charles O. Ball. Cashier;'} 

C. M. BALI4, AsnstarU Catihier. 

Directors. — William H. Ball. Chas. O. Bell, Arvine S. Miller, Lyman Ingraham, Lewis Umphrey. 



. Resources. 


Report of 
Nov 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprifas. '09. 


Report of 
June 23, X9. 


Report of 
Sept. 1. '09. 


lioans and discounts 






• 




■.•••••••■•■■« 


Bonds, morteases and securities. . 












Premiums paid on bonds 






. 






Overdrafts 












Bankine house 










« 


Furniture and fixtures 












Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 














Exchanees for clearing bouse 












U. S. and National bank currency . 












Gold coin 












Silver coin 












Nickels and cents 












Checks and cash items 
























Totals 
























LiabiUties. 
Capital stock paid in 












Surplus fund 












Undivided profits, less current ex- 
nenses. interest and taxes naid . . 












Dividends unpaid 












Commercial deposits subject to 
check 












Commercial certificates of deposit . 
Due to banks and bankers 














• 








Certified checks 












Cashier's checks outstanding 












Savings denoslts 






• 






Savinss certificates of deposit 












Notes and bills rediscounted 












Bills navable 
























Totals 

























^Commenced business November 23, 19C9. 



STATE BANKS OF MICHIGAN. 



89 



No. 427. 
E. HILL AND SONS' STATE BANK, COLON. 

Organized March 11, 1909. 

Thomas J. Hill, PrenderU: Grant £. Farrand. Vice President; Frank E. Hill, Copier; 

JOHN A. Karchner. AseisiarU Cashier. 



Directors.-— Thos. J. Hill, Grant E. Farrand, Frank E 


Hill. S. V. Hill, Joseph Farrand. 


Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 






110.447 96 
64.104 11 


$21,185 06 
78.009 11 


$29.809 43 
78,299 11 


Bonds morteacres and securities. . 






PremiiiTns DAid nn honds 






Overdrafts 








41164 
10.000 00 


1 00 


Bankinsr house 






10.000 00 


10.000 00 


Furniture and fixtures 








Other real estate 












Due from other hanks and bankers 
f not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 






37.473 84 


35.995 79 


38,042 77 


Exchanges for clearinsr house .... 


• 




U. S. and National bank currency . 
Gold coin 






4,748 00 

1,000 00 

435 00 

64 45 

65 93 


6.240 00 
2,256 00 

677 00 
79 24 

116 38 


3,778 00 
2.700 00 






Silver coin 






1.252 00 
136 99 


Nickels and cents 






Checks and cash items 






562 61 










Totals 






$128,329 29 


$154,929 81 


$164,581 51 


Liabilities. 
Caoital stock oaid in 






S40.000 00 


$40.000 00 


$40,000 00 


Surplus fund 








TJnaivided profits, less current ex- 
nenses interest and taxes uaid . . 






147 46 


427 67 


660 49 


Dividends unnaid 








Commercial dei>osits subject to 
check . 






71.950 23 


75.268 06 


56,429 91 


Commercial certificates of deposit . 
Due to banks and bankers 


















Certified checks 












Cashier's checks outstandiiur 












Savinsrs deoosits 












SavinEs certificates of deposit 








16.231 60 


39.234 08 


68,491 11 


Notes and bills rediscounted 








Bills pavable 




■ 


• • • ■ 


















Totals 






$128,329 29 


$154,929 81 


$164,581 51 











12 



90 



STATE BANKING DEPARTMENT. 



No. 433. 
THE COLUMBIAVILLE STATE BANK, COLUMBIAVILLE. 

Organized May 29, 1909. 
Charles Patten, President; George D. Clarke, Vice PresiderU; Roscoe C. Wxxson, Cashier. 

Directors. — Charles Patten. S. C. Hallenbeck, H. N. Blue. S. P. Selden, C. D. Chapin, Wm. J. Hoxsle, 

Wm. Thorn, W. H. Wilson, Geo. D. Clarke, R. C. Wixson. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23. '00. 


Report of 
Sept. 1, '09. 


Loans and discounts 










14.000 49 


Bonds, mortiracres and securities. . . 












Premiums paid on bonds 












Overdrafts 












Bankine house 












Furniture and fixtures 










1,458 59 


Exoenses Daid 










166 24 


Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 










15,346 41 


Exchanges for clearing house. . . . 












U. S. and National bank currency . 










1.686 00 


Gold coin 










290 00 


Silver coin 










166 00 


Nickels and cents 










25 87 


Checks and cash items 
























Totals 










123.079 10 














Liabilities. 
Caoital stock Daid in 










$18,365 00 


Surplus fund 












Undivided profits, less current ex- 
oenses interest and taxes paid. . 












Dividends unnaid 












Commercial deposits subject to 
check 










2,700 10 


Commercial certificates of deposit . 










774 00 


Due to banks and bankers 












Certified checks 












Cashier's checks outstandinir 








'' 




SavincTS deposits 










145 00 


Bavinirs certificates of deposit . . . 










1,086 00 


Notes and bills rediscounted .... 












Bills navable . . 
























Totals 










123.079 10 















STATE BANKS OF MICHIGAN. 



91 



No. 32. 
THE FARMERS' STATE BANK OF CONCX)RD. 
Organized November 20, 1886. 

Percy E. Chapplk, President; J. Henry Dart, Vice PreHdent; C. V. Cuttino, Cashier; 

Viola Keeler, AaaittarU Cashier. , 

Directors. — Percy E. Chappie, H. E. Dewey, F. P. Dann, A. 8. Wolcolt, W. H. Magel. J. Henry 

Dart. C. V. Cutting. 



•• 



Resources. 



JiOans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due Irom other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing house . . . . 
(7. 8. and National bank currency . 

Gold coin » 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fund 



rpi 
Undivided profits, less current ex- 
penses, interest and taxes paid . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit. . . 
Notes and bills rediscounted .... 
Bills payable 



Report of 
Nov. 27, '08. 



1100.193 57 
94.109 60 



24 12 
7.200 00 



800 00 



77.643 11 



9.589 00 

7,015 00 

550 00 

24 30 



r297.308 70 



125.000 00 

5.000 00 

7.718 15 

35 00 

42.394 19 



Totals. 



42.934 82 
174.126 54 



Report of 
Feb. 6. '09. 



1111.276 69 
101.776 60 



.204 68 
7,200 00 



800 00 



65.535 61 



7.030 00 

7.005 00 

800 00 

97 29 



$301.725 87 



125.000 00 

7.S00 00 

5.324 92 

38 50 

51,818 29 



Report of 
Aprir28. '09. 



1106.085 53 
120.372 60 



28 91 
7.200 00 



800 00 



64.988 60 



8.295 00 
7.300 00 

490 00 
43 88 

452 36 



$316,056 88 



$25,000 00 
7.500 00 
6.055 96 



Report of 
June 23, 'C9. 



$06,265 80 
143.772 60 



7.200 00 



800 00 



Report of 
Sept. 1. '09. 



63,438 50 



7,805 00 
7.370 00 

270 00 
51 84 

175 79 



$327,149 50 



$25,000 00 
7.500 00 
5.991 58 



53.507 05 



$297,208 70 



49.856 82 
162.187 34 



$301,725 87 



60.296 11 
163.695 76 



$316,050 88 



55.901 64 



76.565 44 
156.190 93 



$327,149 50 



$110,765 16 
129.222 60 



99 35 
7.200 00 



800 00 



56,773 84 



9.355 00 

7.565 00 

510 00 

54 28 



$322,345 23 



$25.000 00 

7.500 00 

6.207 43 

87 50 

57,736 27 



83.935 22 
141.818 81 



$322.345 23 



92 



STATE BANKING DEPARTMENT. 



No. 174. 
COMMERCIAL STATE BANK OF CONSTANTINE, C0N8TANTINE. 

Organized August 1, 1894. 
Samuel Gibson, PretiderU; John B. George, Vice President; James A. Mabsh. Copier. 

Directors. — Samuel Gibson, John B. George, W. H. Burger, Charles M. Burger, John Blue, 
Charles E. Hagenbuch, James A. Marsh, R. T. Weir. K. W. Hartman. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08 



1124,993 87 
70,067 47 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
checit 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



913 73 
7,839 00 
2.270 00 



2.635 00 
37,875 83 



9,615 00 
7,865 00 

938 25 
79 18 

782 81 



t265.875 14 



Report of 
Feb. 5, '09. 



$130,789 33 
69.252 35 



Report of 
Aprir28, '09. 



1131.190 47 
Q9,022 35 



Report of 
June 23. *09. 



2,356 00 
7.839 00 
2.270 00 



1,801 25 
38.795 40 



6,025 00 

8,475 00 

1.564 00 

85 05 

976 75 



1270.229 13 



$25.000 00 

25.000 00 

6.253 21 



4,025 13 
7.839 00 
2,270 00 



3,489 94 
25.007 86 



8.105 00 
8.310 00 

547 90 
32 07 

293 89 



$260,133 61 



40,850 35 
22,614 50 



Totals. 



90.348 55 
55,808 53 



$265,875 14 



$25,000 00 

25,000 00 

4,075 90 



48.313 18 
14,011 31 



91,511 79 
62,316 95 



$25,000 00 

25.000 00 

6,746 72 



$126,481 99 
68.572 35 



1,764 34 
7.839 00 
2.270 00 



1.124 06 
34.470 58 



Report of 
Sept. 1, '09. 



6,403 00 

8,195 00 

658 45 

140 27 

241 09 



$258,160 13 



45.783 23 
7,413 29 



80,354 11 
69,836 26 



$270,229 13 



$260,133 61 



$25.000 00 

25.000 00 

5,947 21 



38,528 29 
6,456 29 



87,952 78 
69.273 56 



$256,160 13 



$132,222 20 
68.200 05 



1,003 05 
7.839 00 
2,270 00 



2.446 81 
23.480 32 



7,966 00 

8.050 00 

744 65 

119 60 

1.046 87 



$255,397 95 



$25.000 00 

25,000 00 

4.989 15 



39.852 81 



87,819 70 
72.796 29 



$255,397 96 



STATE BANKS OF MICHIGAN. 



93 



No. 173. 
THE FIRST STATE BANK OF CONSTANTINE, CONSTANTINE. 

Organized June 28, 1894. 

S. B. Haoenbuch, President; E. W. Keiohtley, Vice PresiderU; 
George Crosseti' Harvey, Cashier. 

Directors. — S. B. Hagenbuch. J. Mark Harvey. D. B. Crossett. E. W. Kelghtley. George Crossett 

Harvey. L. A. Strohin, L. A. Harvey. 



Resources. 



Loaos and discounts 

Bonds, mortgages and securities. 

Premiums ]>aid on bonds 

Orerdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

^yer coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



1183.777 88 

81.6«72 

640 71 

1.718 07 

7.237 84 

1.2«00 



Totals. 



Liabilities 
Capital stock paid in. 

Surplus fund 



rpi 
Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



6.028 80 



28.610 61 



6.810 00 

10.000 00 

1.404 76 

146 28 

1.668 86 



$329.644 76 



180.000 00 

10.000 00 

1.414 40 



64.017 61 



18 00 

0105 

8,710 60 

225.303 20 



$329,644 75 



Report of 
Feb. 5. '00. 



$191,806 60 

92.791 81 

399 68 

270 87 

7.000 00 

1.200 00 



1.938 79 



26.969 26 



7.822 00 

10.000 00 

1.216 76 

187 34 

1.866 90 



$340,976 40 



$30,000 00 

lO.OOOOO 

1.784 06 



67.609 40 



38 06 

662 80 

8.906 37 

221.996 73 



$340,976 40 



Report of 
April 28. '00. 



$189,711 89 

85.471 06 

131 31 

841 33 

7,007 00 

1,260 00 



1.046 94 



26.620 28 



8.857 00 

10.000 00 

446 60 

72 99 

3.816 06 



$334,171 21 



$30,000 00 

10.000 00 

2.864 13 



60.013 24 
100 00 



16 00 

213 99 

9,996 32 

221.568 68 



$384,171 21 



Report of 
June 23, '00. 



$177,084 00 

99.261 29 

122 61 

8,799 60 

7,426 06 

1.847 66 



4.680 24 



24,773 64 



7,700 00 

10.000 00 

1.206 26 

86 78 

270 86 



$337,804 98 



$30.000 00 

10.000 00 

3.160 46 



60,791 48 
160 00 



18 10 

335 30 

11,030 02 

222,310 07 



$337.804 93 



Report of 
Sept. 1. '00. 



$176,821 44 

90.228 44 

122 61 

2.666 70 

7.687 64 

1.201 00 



3.486 28 



80.767 84 



8.06100 

10,000 00 

889 00 

106 66 

2.846 76 



$342.673 86 



$30.000 00 

10.000 00 

2.230 05 



63.450 18 
16,727 66 



111 80 

11.802 61 

208.333 16 



$342,673 86 



94 



STATE BANKING DEPARTMENT. 



No. 281. 
COOPERSVILLE STATE BANK, COOPERSVILLE. 

Organized October 27, 1903. 

Colon C. Lillie, President; John Weatherwax. Vice President; M. Dtrham, Cashier; 

Gertie Comstock, Assistant Casliier. 

Directors. — Colon C. Lillie, M. Durham, Henrv Fer^ison, John Weatherwax, Frederick D. Smith, 

Walter I. Lillie, Mrs. Julia A. Lillie. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

I'remiums paid on bonds 

Overdrafts 

Banking house 

B^irniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.sh items 



Totals. 



Report of 
Nov. 27, '08. 



$82,541 62 
141.331 19 



2.745 26 

2.713 84 

1.736 10 

613 50 



21.588 44 



Report of 
Feb. 6, '09. 



$81,827 07 
144,130 22 



2,190 73 

2,500 00 

1,500 00 

603 50 



Report of 
Aprir28, 09. 



$88,242 87 
160.464 87 



3,453 31 

2.500 00 

1.500 00 

613 62 

347 00 



28,025 24 



1,765 00 

9,275 00 

306 30 

190 20 

147 00 



Liabilities. 
Capital stock paid in. 



Stirnlus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Suspense 

Notes and bills rediscounted 

Bills payable 



Totals. 



$264,953 45 



$20,000 00 
4.000 00 
2,623 31 



34,509 55 



25,627 31 
178.193 28 



$204,953 45 



1.428 00 

9.325 00 

361 95 

134 58 

705 51 



$273,332 70 



$20.000 00 

5,000 00 

1,532 95 

10 00 

34,609 58 



26.431 26 
185.688 91 



$273,332 70 



21.921 81 



3.340 00 

9,725 00 

397 20 

112 93 

3 86 



$292,022 47 



$20,000 00 
5,000 00 
2.339 92 



36,956 50 



10,800 00 



26.289 91 

191,196 57 

39 57 



$292,622 47 



Report of 
June 23, '09. 



$87,381 11 
160,784 87 



1,126 77 

2.500 00 

1.500 00 

613 62 



33.904 05 



1,350 00 

9,825 00 

459 05 

216 80 

433 30 



$300,153 57 



$20.000 00 
5,000 00 
3.009 69 



41,776 59 



Report of 
Sept. 1. '09. 



10,800 00 



27,626 39 

191,823 56 

117 34 



$300,153 57 



$84,765 12 
161,008 77 



442 96 
2.500 00 
1,500 00 

613 62 



1.404 75 



44.024 14 



4.094 00 

10.145 00 

228 55 

110 47 

285 91 



$311,123 29 



$20,000 00 
5,500 00 
1,466 35 



46,922 55 



10,800 00 



29.332 01 

190. S72 16 

230 23 



$311,123 29 



STATE BANKS OP MICHIGAN. 



95 



No. 406. 
THE- STATE BANK OF MONTCALM COUNTY, CORAL. 

Organized July 21, 1908. 

J. Stewart Newell, President; Tho\lvs Hill, Vice President; S. M. Dinsmore, Cashier; 

11. S. Newell, Assi^ant Cashier. 

DiRECTORa. — J. Stewart Newell, Thomas Hill. W. D. Day, S. M. Dinsmore. E, A. Bartlett, Lincoln 

Avery, Michael C. Arbagast. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, 'CO. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$34,615 89 
2.975 58 


$32,488 14 
3,944 33 


$28,943 85 
17,214 66 


$35,010 98 
20.302 90 


$36,992 30 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


21,001 30 


Overdrafts 












Banking house 










225 00 


Furniture and fixtures 


1.000 00 


1.000 00 


l.OQOOO 

125 00 

4. 160 82 


1.000 00 

125 00 

1.070 00 


1,000 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 


5,565 17 


4,130 83 




Items in transit 




United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


9,142 60 


14.002 42 


9.851 92 


3,651 34 


6,829 78 


U. S. and National bank currency . 
Gold coin 


1,744 00 
55 00 

o98 20 
12 13 

133 74 


2.731 00 

150 00 

418 90 

2 19 

142 35 


2,251 00 

285 00 

120 75 

29 62 

55 51 


2,676 00 

330 00 

257 60 

37 22 

49 04 


2.009 00 
390 00 


Silver coin 


357 60 


Nickels and cents 


2 34 


Checks and cash items 


37 95 






Totals 


$55,642 31 


$59,010 16 


$64,038 12 


$64,509 98 


$68,845 17 






Liabilities. 
Capital stock oaid in 


$20,000 00 


$20,000 00 

200 00 

92 36 


$20.000 00 
200 00 
920 23 


$20,000 00 

200 00 

1,472 52 


$20,000 00 


Surplus fund 


800 00 


Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 


1.155 66 


207 65 


Commercial deposits subject to 
check 


10,387 90 
13,584 05 


9,514 91 
18.494 13 


7.631 97 


8.449 45 


9.208 10 


Commercial certificates of deposit . 


14,355 63 


Due to banks and bankers 








Certified checks 












Cashier's checks outstanding 












Savings deposits 






20,527 45 
14,758 47 


20,310 15 
14,07'/ 86 


19,273 79 


Savings certificates of deposit 

State monies on deoosit 


10,514 70 


10,708 76 




5.000 00 


Notes and bills rediscounted 












Bills D&yable 










1 










1 " 


Totals 


$55,642 31 


$59,010 16 


$64,038 12 


$64,509 98 


i $e8.845 17 




1 



96 



STATE BANKING DBPARTBiBNT. 



No. 339. 
THE OLD CX)RUNNA STATE BANK, CORUNNA. 

Organized May 9, 1906. 

W. F. Gali^oher, President; John Dribcoll. T. M. Eulbr, Vice PretidenU; 
W. A. RosENKRANS, Coskier; E. T. Sidney. Assistant Cashier. 

Directors. — W. F. Gallagher, John DriRcoll. T. M. Euler, W. A. Rosenkrans. E. T. Sidney, 

A. A. Harper. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserre cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

f T. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 

Interest paid 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1231,764 48 

118,200 n 

600 00 

801 08 

14.000 00 

4.000 00 



Report of 
Feb. 5, '00. 



1220.067 88 

122.475 60 

676 00 

88 18 

14,000 00 

4,000 00 



4,600 88 
1,08106 



27.868 00 



14.7M 00 
10,000 00 

1,600 00 
74 66 

1,626 88 



8480.711 82 



130,000 00 
8.000 00 
1.423 87 



62.741 63 
60.027 70 



14,668 22 
254.340 81 



8480,711 82 



682 16 



88.481 16 

2,100 00 

14.807 00 

10.000 00 

2,000 00 

102 88 

708 64 



$440,167 78 



180,000 00 

0,000 00 

286 70 



62.700 86 

71.724 94 

096 66 



16.122 54 
250,336 58 



1440.167 78 



Report of 
April 28, '09. 



$284,197 17 

147,466 60 

816 00 

178 09 

14.000 00 

4,000 00 



3,709 87 



61,272 86 

1.004 00 

10,629 00 

10,000 00 

1.900 00 

164 10 

780 08 

263 37 



$490.068 88 



$30.000 00 
9.000 00 



59.432 60 

72.819 06 

6,456 86 



17,091 72 
296,158 04 



$490,958 88 



Report of 
June 23, '00. 



8257,061 65 

154,862 60 

998 60 

678 80 

14,000 00 

4,000 00 



2,626 89 



86,709 88 



10,629 00 

11.600 00 

900 00 

138 72 
801 18 



$494,830 46 



$30.000 00 
9.000 00 
2,741 67 



43.789 91 

77.492 29 

5,614 91 



17.888 52 
308,303 16 



$494,830 40 



Report of 
Sept. 1, '00. 



$236,866 06 

166,460 80 

998 60 

848 69 

14,000 00 

4,000 00 



996 61 
2,694 29 



40,107 40 

1,100 00 

12.088 00 

11.160 00 

1.000 00 

107 09 

271 46 



$482,112 68 



$80.000 00 

9,000 00 

V5 14 



89,356 89 

77,370 94 

3,448 77 



17.707 60 
804.454 84 



1 



$482,112 58 



STATE BANKS OF MICHIGAN. 



97 



No. 183. 
SANILAC COUNTY STATE BANK, CROSWELL. 

Organized December 26, 1895. 

John P. Nigoeman, Jr., President; Robert Gray, D. McNair. Vice Presidents; A. R. Schell, Cashier; 
F. L. Fenton, AssiHant Cashier; A. £. Sleeper. D. McNair, Auditors. 

Directors. — A. E. Sleeper, John P. Niggeman, Jr., D. McNair, Robert Gray, James McColl. 



Resources. 



Jjbans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures , 



Otlier real estate 

Due from otiier banks and bankers 
(not reservfe cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National baAk currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 

Surphis fund. 



rp] 
Undivided profits, less current ex 
penses, interest and taxes paid 



Report of 
Nov. 27, '08. 



$229.468 27 
78,957 60 



1,711 16 
2.500 00 
2.741 46 
1,417 70 



915 61 



78.504 44 



18,750 00 

5.795 00 

906 98 

58 21 

4 94 



$421,731 27 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's cliecks outstanding 

Savings deposits 

Savings certificates of deposit. . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



$35,000 00 
10.000 00 
12,867 71 



92,073 64 

240.671 29 

1.358 24 



29,760 39 



$421,731 27 



Report of 
Feb. 5, '09. 



$246.488 68 
88,987 28 



709 02 
2,500 00 
2,778 46 
1,417 70 



1,262 54 



71,565 32 

1,100 21 

18,746 00 

5,560 00 

871 40 

156 48 



Report of 
April 28, '09. 



$2«,954 49 
93,498 10 



328 81 
2,500 00 
2,843 46 
1,417 70 
20 89 
2,300 84 



61,080 88 



19.455 00 

5,877 60 

843 60 

75 30 

62 06 



$442,143 09 $440.258 63 



$35.000 00 

10.000 00 

8,180 38 



109,993 73 

248,006 61 

403 21 



30.550 16 



$35,000 00 
10.000 00 
11.306 56 



87,120 81 

265,771 46 

1.301 32 



29.758 46 



$442,143 00 $440.258 63 



Report of 
June 23. '09. 



$244.439 66 
91,203 40 



1,070 24 
2,500 00 
2,873 46 
1,417 70 
3,257 27 
12.816 51 



69,502 80 

1.343 53 

17.350 00 

6,305 00 

820 70 

28 13 



$455,027 40 



$35,000 00 
10,000 00 
12,354 08 



80,863 69 
250,597 35 



42,604 58 
14.607 80 



$455,027 40 



Report of 
Sept. 1, '09. 



$241,861 34 
99,733 27 



1.024 87 
2.500 00 
2.873 46 
1,417 70 
3,119 58 
4,982 00 



70.616 01 



22.463 00 

0.337 50 

1.057 30 

167 77 

808 26 



$464,962 CO 



$35.000 00 
10,000 00 
12,149 43 



69,008 97 
191,486 42 



54,469 19 
91,948 05 



$464,962 06 



13 



98 



STATE BANKING DEPARTMENT. 



No. 182. 

STATE BANK OF CROSWELL, CROSWELL. 

Organized December 4, 1895. 

Wm. H. Aitkin, President; A. H. Medbury, Vice President; F. J. Battersbee, Cashier; 

R. A. West, Assistant Cashier. 

Directors. — Wm. H. Aitkin, M. C. Richardson, F. J. Battersbee, Melvin H. Aitkin, A. H. Medbury. 

H. W. Wixon, F. P. Southworth. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking hou.se 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

tJnited States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$116,695 36 
89.803 47 



294 51 
2.750 00 
1,800 00 
3.000 00 
3,005 16 



47,926 35 



9.186 00 

5,500 00 

145 20 

186 46 

375 08 



$280,667 58 



$22,000 00 

5.000 00 

419 47 



96.637 57 
54.138 68 



102.471 86 



$280,667 58 



Report of 
Feb. 5, '09. 



$121,723 11 
85,003 47 



178 10 
2.750 00 
1,800 00 
3.000 00 

846 42 



25,534 28 



4,082 00 

6,010 00 

282 95 

221 65 

185 60 



Report of 
April 28. '09. 



$131,282 59 
85,963 47 



116 26 
2,750 00 
1.800 00 
2,500 00 

343 58 



Report of Report of 
June 23. '09. Sept. 1. '09. 



$141,417 84 
84.646 62 



128 46 
2.750 00 
1.800 00 
2,500 00 
3.364 56 



28,989 78 



8,812 00 

6,010 00 

128 00 

251 28 

317 44 



$251,617 64 $269,264 40 



$22,000 00 

5.000 00 

999 89 



75,597 22 

26.307 56 

465 92 



121,157 05 



$251,617 64 



$22,000 00 
5,000 00 
2,375 91 



77,229 95 

8,115 76 

25 92 



154.516 86 



$269,264 40 



36,513 57 



9,120 00 

6,010 00 

319 50 

304 88 

587 44 



$22,000 00 
5.000 00 
4.530 69 



84.264 58 
3.870 26 
1.221 33 



161.076 02 
7.500 00 



$289,462 87 



$140,116 21 
87.365 62 



41 05 
2.750 00 
1,800 00 
2.500 00 
3.111 m 



43.809 60 



10.371 OO 

6.000 00 

764 10 

344 11 

190 23 



$289.462 87 $299,103 08 



$22,000 00 

5.000 00 

219 0& 



86.805 II 
3.629 2& 
2.081 39 



171.928 28 
7.500 00 



$299. 163 08 



STATE BANKS OF MICHIGAN. 



99 



No. 176. 

DAVISON STATE BANK, DAVISON. 

Organized December 28, 1894. 

A. B. CvixKN. President: Israel Hill. Vice President; W. G. Billings, Cashier; 
• M. A. McBratney, AssiUarU Carter. 

Directors. — A. B. Cullen, Israel Hill, J. H. Baxter, George Leach, F. H. Jaques, S. T. Hall, 

W. G. Billings. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



177,162 63 
103.755 51 



92 18 
4,000 QO 
1,000 00 



8,950 61 



32,904 05 



7,711 00 

2.640 00 

803 85 

182 44 



Totals. 1239,202 27 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to bftnks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



120.000 00 
3,100 00 
6,867 22 



31.629 10 



177,605 95 



Totals $230,202 27 



Report of 
Feb. 5, '09. 



185.023 63 
107.311 51 



162 00 
4,000 00 
1.000 00 



5.160 27 
138 92 



25.491 55 



4.223 00 

3.102 50 

809 00 

197 70 

15 01 



Report of 
April 28, '09. 



185,156 67 
115,888 51 



1,108 92 
4,000 00 
1,000 00 



4,807 41 
116 69 



15,091 27 



8,102 00 
3,072 50 

586 95 
72 74 

250 00 



$236,635 99 $239,253 66 



$20,000 00 
3,300 00 
5,739 63 



33,418 11 



174.178 25 



$20.000 00 
3.300 00 
6.809 00 



31.728 35 



Report of 
June 23, '09. 



$92,633 57 
113.498 51 



3.711 01 
4.000 00 
1.000 00 



2.304 23 



8.851 88 



8,717 00 

3.420 00 

940 30 

130 73 

9 78 



$239,217 01 



$20.000 00 
3.300 00 
5,758 67 



Report of 
Sept. 1. '09. 



$80,431 93 
114.106 51 



2,439 01 
4.000 00 
1.000 00 



3,996 26 



18,411 61 



3,635 00 

4.3S0 00 

6« 45 

133 96 

380 



$233,150 52 



35.127 58 



105,416 31 



12.000 00 



$236.635 99 



$230,253 66 



170.030 76 



5.000 00 



$230,217 01 



$20.000 00 

- 3.500 00 

4.338 96 

80 00 

31.458 91 



173.781 65 



$233,150 52 



loo 



STATE BANKING DEPARTMENT. 



No. 319. 
THE CITIZENS' STATE BANK OF DECATUR, DECATUR. 

Organized August 15, 1905. 

F. W. Thomas, Premlent; D. E. Briqiiam. J. C. DrxxixGTox, Vice Prtsidents; 
Oeo. T. Pomeroy, Cashier; Geo. B. RooIthh; Assistani Cashier. • 

Directors. — Frank W. Thoina5», S. B. Monroe. D. E. Bripham. J. C. DiinnlnRton. Geo. T. Poraeroy, 
Geo. B. Ropers, J. E. Maxwell. S. J. Sherrod, E. J. Rawson, A. J. Goble. 



Resources. 


Report of 
Nov. 27, '08 


Report of 
Feb. 5, '09. 


Report of 
April 28. '09. 


Report of 
June 23. '09. 


ReiK)rt of 
Sept. 1, '09. 


Loans and discounts 


161,358 99 
38,283 43 


$70,402 72 
37,177 43 


$73,409 17 
99.578 43 


$81,868 70 
39,317 43 


$77,139 73 
38.572 43 


Bonds, mortgages and securities. . . 
Premiums paid on bonds 


Overdrafts 


323 73 
8,720 00 
1,350 00 


1,389 00 

• 8.-720 00 

1.350 00 


1,863 33 
8.720 00 
1.350 00 


1,426 03 
8.720 00 
1.350 00 


975 72 


Banking house 


8.700 00 
1 300 00 


Furniture and fixtures 


Other real estate 




Due from other banks and bunker.^ 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearing hou.se .... 


18,046 88 


17,389 16 


17.867 72 


10,007 56 


13,689 92 


U. S. and National bank currency . 

Gold coin 

Silver coin 


8.050 00 

1,150 00 

852 00 

85 40 

30 33 


6.972 00 

1.195 00 

816 50 

155 17 

• 67 60 


5.021 00 

1.375 00 

904 20 

104 17 

183 18 


4,210 00 
1.095 00 

622 70 
95 41 

407 38 


6.987 00 
610 00 

1.658 00 
110 30 


Nickels and cents 


Checks and cash items 


963 31 


Totals 


S138.250 76 


1145.634 58 


$150,436 20 


$149.120 23 


$150,706 50 




Liabilities. 
Capital stock paid in 

Sumlus fund 


120,000 00 


$20,000 00 
500 00 

2.928 69 


$20,000 00 

500 00 

4,077 73 


$20,000 00 

500 00 

4.240 70 


$20,000 00 
1 000 00 


Undivided profits, less current ex- 
penses, interest and tuxes paid . . 


3,350 90 


2,999 72 


Commercial deposits subject to 
check 


38.209 85 


30,732 04 


26,191 65 


26,591 25 


27 295 43 


Commercial certificates of deposit . 




Due to banks and bankers 










• 


Certified checks 












Cashier's checks outstanding 












Savincrs deoosits 


20,829 69 
55, SCO 32 


26.348 98 
65.124 87 


73,166 17 
26.500 66 


28.551 58 
69.236 70 


31 143 55 


Savings certificates of deposit 

Notes and bills redi.«;counte(J 


68.267 80 


Bills oavable 


















$149,120 23 




Totals 


1138.250 76 


$145,634 58 


$150,4.')6 20 


$150,706 50 







• •• 



• • • 

•: • • • • 






STATE BANKS OF MICHIGAN. 



101 



No. 102 

THE FIRST STATE BANK OF DECATUR, DECATUR. 

Organized September 19, 1890. 

E. B. Copley, President; A. W. Haydox, Vice President; L. D. Hill, Cashier. 

DiRFCTORS.— K. B. Copley, A. E. lAwrence, A. W. Haydon, Belle A. Baker, A. W. Copley. 



Resell rres. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bondH 

Overdrafts 

Banking llouse 

Furniture 'and fixtures 



Other real estate 

Due from otlier hanks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



162,638 79 
76,082 21 



1.334 53 
0,000 00 
2,046 39 
6,394 09 



Items in transit 

United States bonds 

Due from hanks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, leas current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Feb. 5, '09. 



187.253 99 
81,622 45 



085 19 
9.000 00 
2.104 14 



50 00 



53.721 23 



7,356 00 

2.669 00 

580 25 

10 34 



1221.832 83 



$30,000 00 
6.000 00 
9.208 46 



49.631 70 
102.887 76 



24,104 91 



1221.832 83 



40.640 63 



Report of 
April 28, '09. 



189.520 58 
91,527 45 



3,090 89 
9,000 00 
2,104 14 
2,158 45 



795 71 



7,876 00 

3,189 00 

738 25 

38 40 



25,217 45 



10.361 00 

3,416 00 

986 20 

35 09 



$233,198 05 



$238,212 96 



$30.000 00 
6.000 00 
5,869 18 



41.575 58 
121.935 68 



27.817 61 



$233.198 05 



Report of 
June 23, '09. 



$82.820 51 
106.604 45 



797 60 
9,000 00 
2,000 00 
2.175 07 



18.652 02 



11.280 00 

3.816 00 

421 05 

76 15 



$237,642 85 



$30,000 00 
6,000 00 
6.665 59 



44,005 89 
123.207 06 



28,334 42 



$238,212 96 



$30.000 00 
6.000 00 
8.009 34 



38,413 21 
126,955 16 



28,265 14 



$237.642 86 



Report of 
Sept. 1. '09. 



$78,351 19 
113.779 45 



1,625 71 
9,000 00 
2,000 00 
2,216 38 



700 00 



19,122 76. 



12.047 00> 

5,261 00 

762 80 

66 20 



$244,932 49 



$30,000 00 

10,000 00 

2,736 79 



42.749 25 



27,440 77 
132,005 68 



$244,932 49 



102 



STATE BANKING DEPARTMENT. 



No. 196. 
FARMERS' STATE BANK OF DECKERVILLE, DECKERVILLE. 

Organized June 25, 1897. 

Ira Arnot, Prerideni; E. M. Mark. Vice Prendeni and Cashier; 

R. W1LLI8, AsnaUint Cashier. 

DiRBCTORS— Ira Arnot, Myra A. Mark. E. M. Mark, Vernie A. Wooley, Mark Davidson, John Blower. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items* in transit 

XJnited States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

17. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unaivlded profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

lioiea and bills rediscounted 

Bills payable 



ToULs. 



Rej)ort of 
Nov. 27, '08. 



S106.456 66 
38,942 87 



884 58 
1,971 74 
3.134 00 



Report of 
Feb. 5, '09. 



S125,165 11 
35,436 37 



224 18 
1.971 74 
3,134 60 



2,296 44 



15,094 70 



12.951 00 

1,970 00 

336 05 

2 72 

1.640 83 



1187.684 19 



$15,000 00 
3.000 00 
1.039 70 



28,522 17 

134,155 73 

5.966 59 



9,263 28 



7,458 34 

890 56 

14,589 00 

2.400 00 

114 65 

1 56 



$200,649 39 



$15,000 00 

3,000 00 

706 42 



29,897 70 

139,104 46 

12,940 81 



$187,684 19 



$200,649 39 



Report of 
April 28, '09. 



$134,430 74 
34,680 04 



345 33 
1,971 74 
3,161 95 



1.060 22 



10,793 99 



10.836 00 

4.000 00 

90 90 

12 14 

999 89 



$202,402 94 



$15,000 00 
9.000 00 
1,214 04 



24,780 27 

131,770 28 

8,635 58 



5,002 77 



7.000 00 



$202,402 94 



Report of 
June 23, '09. 



$138,784 17 
33.270 54 



504 09 
1,997 74 
3,161 95 



21,837 22 



9,552 00 

4.185 00 

57 55 

14 99 

970 05 



$214,285 30 



$15,000 00 

9,000 00 

521 21 



27,968 90 

129,275 53 

17,519 60 



5.000 00 



10,000 00 



$214,285 30 



Report of 
Sept. 1. '09. 



$141,839 08 
33.947 02 



1.335 99 
1.971 74 
3.187 95 



3,410 10 



13.610 38 



6.913 00 

3,710 00 

40 75 

10 83 

145 24 



$210,122 08 



$15,000 00 

10,000 00 

186 45 



32,646 43 

125.368 32 

11,920 88 



5.000 00 



10.000 00 



$210,122 08 



STATE BANKS OF MICHIGAN. 103 

No. 195. 
STATE BANK OF DECKERVILLE, DECKERVILLE. 

Organized June l, 1897. 

Wm. H. Aitkin, President; Geo. B. Forrester, Vice President; C. E. McClusket, Caf^ier; 

C. A. Dafoe, Assistant Cashier. 

Directors. — Wm. H. Aitkin, H. C. Aitkin, Melvin H. Aitkin, Geo. B. Forrester, M. C. Richardson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Expenses and interest paid 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house — 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUtles. 
Capital stock paid in. 

Surplus fund 



rp 
Undivided profits, less current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$167,304 79 
18,931 55 



871 96 
1,900 00 
1.560 00 



12,061 48 



8.103 00 

6.235 00 

367 75 

177 99 

528 21 



1208.131 75 



115,000 00 
3,000 00 
1,844 09 



Totals. 



Report of 
Feb. 5, *09. 



S146.044 87 
23.930 57 



974 33 
1.9(X)00 
1,500 00 



416 27 



16,131 46 



6.850 00 

O.'BSOOO 

732 00 

208 65 

381 51 



1205.807 66 



115.000 00 
3.000 00 
3,741 26 



Report of 
Aprir28, '09. 



$156,207 42 
24,122 29 



1.040 67 
1,000 00 
1.560 00 



13.739 20 



4.909 00 

7.545 00 

556 20 

142 54 

252 51 



$211,996 83 



Report of 
June 23, *09. 



$152,919 16 

* 

22.523 62 



1.135 42 
1.900 00 
1,580 00 



13,047 63 
501 61 
6.132 00 
7,020 00 
474 85 
150 46 
361 31 



$207,746 06 



Report of 
Sept. 1, '09, 



49,074 55 



5.954 23 



133,258 88 



$208,131 75 



50,370 25 



52 65 



133,643 SO 



$205,807 66 



$15,000 00 
3,000 00 
i.653 91 



50.196 15 
2.631 83 



136.514 94 



$211,996 83 



$15,000 00 
3.000 00 
4,501 56 



46.589 73 



223 08 



133.431 69 
5.000 00 



$207,746 06 



$150,253 18 
25.285 22 



838 38 

1.900 00 

1.510 00 

60 85 



594 23 



14.054 02 
568 74 
6.793 00 
7.255 00 
499 05 
133 10 
257 27 



$210,002 04 



$15,000 00 
3.000 00 



45.485 52 
11.628 96 



129,887 56 
5.000 00 



$210,002 04 



104 



STATE BANKING DEPARTMENT. 



No. 335. 

THE DEERFIELD STATE BANK, DEERFIELD. 

Organized March 27, 1906. 

W. F. Weisixger. President: Dale Mcnson. Vice President; V. B. Cannon, Cashier. 

DiRKCTORs— W. F. Weisinger, Daniel Diver. Nathan Bragg, George Cannon. Dale Munson. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$47,744 20 
16.575 00 


$53,059 42 
16.575 00 


$52,200 43 
18.060 00 


$53,394 03 
21,498 75 


$55.559 08 
22.998 75 


Bonds, mortgages an4 securities. . 
Premiums paid on bonds 


Overdrafts 


813 01 


226 71 


172 06 


15 57 


295 37 


Banking house 


Furniture and fixtures 


2.000 00 


2.000 00 


2.000 00 


2.000 00 


2.000 00 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 


1 

1 

1 


' 




Items in transit 










United States bonds 











Due from banks in reserve cities. . 
Exchanges for clearing house 


10,505 99 


13.270 43 


15,854 65 




12.919 27 


• • _ 

8.487 07 


TJ. S. and National bank currency . 
Gold coin 


7,076 00 

370 00 

378 75 

74 31 

134 43 


4.246 00 
795 00 

1.135 95 
96 16 
40 40 


3,680 00 

1,330 00 

948.00 

147 22 

382 51 


5.686 00 

1.855 00 

694 45 

146 00 

648 12 


2.619 00 

1,965 00 

957 00 

173 05 

34 58 


Silver coin 


Nickels and cents 


Checks and cash items 




Totals 


$85,701 09 


$91.445 07 


$94,704 87 


$98,857 19 


$95,088 90 




Liabilities. 
Capital stock paid in 


$20.000 00 
2,000 00 
1.450 02 


$20.000 00 

2.184 00 

313 48 

472 50 

18,848 13 

6,863 77 


$20.000 00 

2,184 00 

832 »\ 


$20.000 00 
2.184 00 
1.061 33 


$20,000 00 

2.294 00 

710 00 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


14,071 18 
5.746 08 


19.846 77 
5,101 74 


22,263 80 
4, 104 94 


19.243 82 
2,127 94 


Commercial certificates of deposit . 
Due to banks and bankers 


Certified checks 








Cashier's diecks outstanding 








1 


Savings deposits 


42.494 41 


42.763 19 


46,799 40 


49,243 12 


50,713 14 


Savings certificates of deposit 


Notes and bills rediscounted 








1 


Bills payable 








. 


Totals 


$85,761 69 


$91.445 07 


$94,764 87 


$98,857 19 


$95.088 90 





STATE BANKS OF MICHIGAN. 



[105 



No. 301. 

THE DELTON STATE BANK, DELTON. 

Organized November 3, 1904. 

A. A. Aldrich, Preaidenl; J. G. Hughes, Vice President; C. F. Moreau. Cashier. 

Directors. — A. A. Aldrich, J. G. Huphes. Donald Mcl>eay. William Elliott. L. P. Teerpening. 

Geo. J. Doster, T. A. Aldrich. 



Resources. 



Ix>aiis and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banlcing house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing house. . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



142, 59S 29 
44.056 33 



254 m 
1,800 00 



903 97 



Report of 
Feb. 5, '09. 



$49.S39 72 
49,012 29 



229 87 
1.800 00 



31.086 84 



3.S56 00 

2.050 00 

221 35 

121 97 

1.492 00 



1.826 58 
1.151 32 



21.217 29 



Report of 
.\prif 28. '09. 



$42,869 61 
49.847 89 



205 51 
1.800 00 



Report of 
June 23. '09. 



$43,577 08 
53,997 18 



1,800 00 



1,784 76 
605 00 



3.993 00 

2.700 00 

268 25 

143 46 

153 49 



Totals , $129,042 34 $132,335 27 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits. le.ss current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



$20,000 00 

425 00 

2,927 38 



20,930 32 



Totals. 



6.804 41 
77,955 23 



$20.000 00 
1.000 00 
1.357 09 



22.342 91 



27.067 72 



4.338 00 

2.593 00 

127 75 

120 44 

35 SO 



5.866 90 
1,000 00 



24,356 12 



Report of 
Sept. 1, '09. 



$39,490 46 
64,280 68 



207 61 
1.800 00 



938 71 
2.607 50 



$131,392 54 



4.196 00 
2.685 00 

218 50 
72 37 

101 92 



$137,871 07 



20.159 26 



3.679 00 

2.780 00 

485 95 

137 47 

173 89 



$20,000 00 
1.000 00 
2.213 45 



$136,746 53 
t - 



21.315 34 



8,894 81 
78,740 46 



$129,042 34 



$132.335 27 



10.275 10 
76.588 59 



$131,382 54 



$20,000 00 
1,000 00 
2.489 56 



27.250 18 



11,237 60 
75.893 73 



$20.000 00 
1.000 00 
2.655 II 



22.494.47 






$137,871 07 



500 00 

12,880 10 
77,216 85 



$136,746 53 



14 



io:> 



STATE BANKING DEPARTMENT. 



No. 73. 
CENTRAL SAVINGS BANK, DETROIT. 
Organized April 19, 1888. 

W. p. HoiiLiDAY, President; C. P. Collins. Vice President: Harrt J. Fox, Cashier; 

Meyer Bing. Assistant Cashier. 

Directors. — W. P. Holllday, Wm. T. Gage, Harry J. Fox C. P. Collins, Alex. I. McLeod, 

Edgar Rexford. Samuel T. Douglas. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



gther real estate 
ue from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house — 
X7. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$514,406 53 
1,003,557 65 



357 03 

28.026 07 

20.943 22 

2.527 82 



128 30 



178.173 59 

28.146 85 

82.954 00 

11,477 50 

8.658 00 

350 64 

466 53 



$1,970,173 73 



Report of 
Feb. 5. '09. 



$560,215 31 
1,066.515 44 



1.502 23 
28,026 07 
20.000 00 
61.916 47 



Report of 
AprilZS, '09 



$612,785 50 
1.097,858 78 



512 29 
29.726 07 
20.000 00 
51.670 24 



8.646 52 



175,741 n 
38.028 74 
98.297 00 
13,940 00 
16,373 00 
538 79 
170 22 



$2,091,355 04 



$100,000 00 
50.000 00 
38,084 40 



360,428 87 



2,510 27 

8,676 66 

1,335.401 37 

84.472 16 



Totals. 



$1,970,173 73 



$100,000 00 

60,000 00 

7,407 24 



395,268 09 



753 85 

2.100 63 

1.426,653 09 

99,172 14 



$2,091.355 04 



^56,485 27 

81.692 75 

82,745 00 

20,498 50 

9.230 00 

307 68 

91 39 



$2,321.250 08 



$100,000 00 

60,000 00 

9,9G8 46 



518,102 50 



1,756 74 

1,528 54 

1.541,093 58 

88,800 17 



$2,321,250 08 



Report of 
June 23, '09. 



$586.775 22 
1,269.350 21 



989 54 
29.726 07 
20.000 00 
44.465 73 



694 00 



237.990 21 
24.735 16 
88.082 00 
24,287 50 
10.949 00 
458 35 
204 46 



$2,338,707 45 



$100,000 00 
60.000 00 
15,747 82 



500,483 64 



6S5 62 

7.323 62 

1,565,940 11 

88,526 64 



$2,338,707 45 



Report of 
Sept. 1. '09. 



$638,892 06 
1,378.680 44 



769 65 
29,726 07 
20.000 00 
44,214 81 



41 60 



190.931 41 
54,as8 70 
82.949 00 
20.907 SO 
11.838 00 
320 56 
396 94 



$2,474,031 75 



$100,000 00 
60,000 00 
16.404 02 



526.105 95 



872 55 

2.157 00 

1.686.648 34 

81.843 89 



$2,474,031 75 



STATE BANKS OP MICHIGAN. 



107 



No. 82. 
♦THE CITIZENS' SAVINGS BANK, DETROIT. 

Organized March 2, 1885. 

11. H. Fyfe, President; HroH Wali^ce, Vice President; Frank F. Tili.otsox, Cashier; 
Frederick J. Kirts, Assistant Cashier; Charles E. Bryant, Auditor. 

Directors. — ^Thomas Berry, Charles A. Kent, Frank F. Tillotson, R. H. Fyfe, W. F. Jewell, George 
Osius, David S. Carter. Gaylord W. Gillis, Frank Filer, Hugh Wallace, Levi L. Barbour. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


1053,521 92 

568,541 70 

3.505 99 

20 06 


1862,877 46 

569.608 34 

3.505 99 

76 05 








Bonds, mortgages and securities. . . 








Premiums paid on bonds 


••••••••«•••■• 






Overdrafts 








Banking house 








Furniture and fixtures 


8.500 00 
87.1.%'S88 
11.621 94 


8,500 00 
87.135 88 
20.838 20 








Other real estate 




■ 


ir 


Due from other banks and bankers 
(not reserve cities) 






- 


Items in transit 








United States bonds 












Due from banks in reserve cities . . 


172.630 28 

24.771 02 

85,163 00 

41.489 50 

4.394 00 

201 93 


126.255 43 

26,907 70 

95.718 00 

59.670 00 

3.413 50 

245 85 








Exchanges for clearing house. . . . 








U. S. and National bank currency . 








Gold coin 








Silver coin 








Nickels and cents 








Checks and cash items 




















Totals 


$1,961,407 22 


$1,864,752 46 


1 

1 










Liabilities. 
CaDital stock oaid in 


1200.000 00 
50.000 00 
13.467 41 

• 


$200.000 00 

50.000 00 

10,157 56 

112 50 

602.022 95 

162 00 

157.730 22 

9,721 12 

4,438 16 

705,569 74 

124,838 21 








Sumlus fund 








tJnaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 














Commercial deposits subject to 
check 


689.620 42 
3.297 00 

136.473 13 
2.295 60 
1.336 89 

716.040 59 

148,966 18 








Commercial certificates of deposit . 
Due to banks and bankers . . . 














Certified checks 








Cashier's checks outstanding 

Savinss deoosits .... 














Savings certificates of deposit 

Notes and bills redlscounted .... 














Bills oavable 
















^ 








Totals 


11.961.497 22 


$1,864,752 46 




■ 













*In Liquidation. 



108 



STATE BANKING DEPARTMENT. 



No. 47. 

'J'HE DETROIT SAVINGS BANK, DETROIT. 

Organized 1849. Reorganized July 18, 1871. 

Corporate existence extended June 7, 1901. 

D. C. Delamatkr, Preridrnt; Charlks A. Dean, Vice President: E. C. Bowman. Assistant to the President, 

CvKiti Boss, Cashier; T. F. Hancock. Assistant Copier, 

DiRKCTOKs. — CJeorge lleiulrie, D. C. Delamater, Charles A. Dean E. A. Chapoton Philip II. McMillan, 
Sidney T. Miller, Strathearn Hendrie, Arthur M. Parker, John M. Dwyer. 



llesources. 



Report of 
Nov. 27. "08. 



Ix)ans and discounts 

Bonds, mortgajre.s and securities 

Premiums ]»aid on bomLs , 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Feb. 5. '09. 



$1,687,103 53 
5,832.315 05 



;$1,555,141 28 
5,909,023 64 



Report of 
Aprir28, '09. 



Other real estate 

Due from other banks and banker 
(not reserve cities) 



Items in transit 

Vniled States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Total* 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



190 93 

51,117 56 

5,425 13 

174,163 39 



tKM) 97 
67,145 69 

145,753 23 



1,700 00 

200,000 00 

599.230 59 

40.113 26 

377.038 00 

249,185 00 

19.459 95 

2.153 73 

2.661 77 



$9,241,857 89 



3.940 00 

200.000 00 

694.059 21 

87,314 76 

452,030 00 

279,782 50 

7,069 10 

2,111 94 

6.493 84 



$1,545,023 48 

6.049,353 66 

2.657 01 

147 07 

78.866 21 

5,441 38 

144,472 81 



Report of 
June 23, '09 



5,348 25 

200,000 00 

846,109 36 

37.694 18 

419,663 00 

274,947 50 

8,737 05 

2.363 42 

1,781 11 



$1,486,432 16 

6.235,579 56 

2,007 91 

302 90 

77.890 91 

6,298 88 

139.757 28 



$9,415,779 54 



$400,000 00 
400,000 00 
254.140 65 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks i 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills redLscounted 

Bills payable 



Totals. 



748,395 56 
45,492 79 

m,wi 96 

2,924 62 

2,430 47 

7.199.157 33 

102,505 51 



$400,000 00 
400.000 00 
270'5<)7 93 



$9,623,205 49 



53 98 

200.000 00 

706, 184 74 

48.622 71 

442.184 00 

253,037 50 

10,624 65 

2.590 08 

2.123 91 



$0.01 3,691 17 



$400,000 00 
400.000 00 
277,789 25 



714,799 16 

65, 172 09 

93.886 57 

5,923 65 

5.015 24 

7. 3135,403 93 

95.010 97 



$9,241,857 89 ;$9,415,779 54 



711,909 53 

42,937 49 

109,033 63 

»>2 88 

3,355 08 

7,553,257 00 

124.600 63 



$400,000 00 
400.000 00 
283.985 61 



691.407 78 
85,868 85 
57.584 69 
24.791 41 

4.440 as 

7,548,399 57 
117,213 18 



$9,623,205 49 |$0,613,C91 17 



Report of 
Sept. 1. '09. 



$1,362,665 19 

6.357,926 10 

1.000 00 

327 70 

87,028 58 

6.236 03 

130.672 94 



1.096 48 

eoo.ooooo 

808,943 68 

37.442 f6 

465,359 00 

303.755 00 

10,726 65 

1.404 43 

3,476 9;> 



$9,778,061 40 



$400,000 00 
400,000 00 
270.269 70 



700,721 04 

48.937 18 

116,835 07 

1.242 7& 

3.279 13 

7,729,463 18 

107.313 34 



$9,778,001 40 



STATE BANKS OF MICHIGAN. 



109 



DETROIT TRUST COMPANY, DETROIT. 

Organized November 15, 1900. 

Alexandkr McPiiKiwoN. President: Edward H. Hutler Sidnkv T. Mii.i.rr, Vice Prvftidents; How- 
ard J. L>:.HHKR, Treasurer; Ralph Stove, Secretarti; Lawkente K. Hitler, Awtistant Treasurer; 
Chas. p. Spicer, JasEPH A. Bower. Aasisiant Stcretarics; McPhersox Browmxo, Mgr. Bond 
Department; Fred Wixsov, Mgr. Audit Dej^rtment. 

Directors. — Amml W. Wright, James E. Davidson. Frederick E. Drigjfs, Charles A. Dean, James 
N. Wrieht. Elisha H. Flinn. Henry P. Baldwin, Chester i\. White. Edwin C. Nicliols, George 
Peck. Edward H. Butler, John H. Avery, Daniel L. Quirk, Jr., Alexander McPherson. Sidney 
T. Miller. Frank W. Gilchrist. Frank W. Edtiy, Rasmus Hanson. Lucius Lillev. Edward D. Stair, 
Benton Hanchett, James E. Danaher, Samuel T. Douglas, Artliur H. Buhl, Benjamin F. Berry, 
Walter Scot ten. 



Resources. 



Collateral loans. Time. 



]')emand 

Loans on real estate mortgages: 
In office 



With State Treasurer 

Other loans 

Bonds: In office 

With State Treasurer. . . 

Stocks 

Heal estate owned 

Other investments 

Advances to tnusts 

Premiums paid 

Safety deposit vaults 

Furniture and fixtares 

Due from approved reserve agents 
Due from other banks and bankers 

Cash items 

Nickels and cents 

Silver coin 

Gold coin 

U. S. and National bank notes . . . 



Report of 
Nov. 27, '08 



|2,137.G84 30 

209.050 63 

58. £03 30 

147,700 00 



625,572 29 
54,000 00 



Report of 
Fel», o, '09. 



$1,804,562 17 
221, 05A 49 
159,667 13 
146.200 00 



Report of 
April 28, '09. 



604.476 42 
57.000 00 



$2,110,946 83 
242.372 36 
162,080 44 
157,300 00 



496,473 05 
47.000 00 



Report of i Report of 
June 23, "09. Sept 1, '09. 



$1,954,416 32 
295.534 86 
151,482 31 
143,300 00 



$1,764.924 02 
209.986 64 
188,482 53 
148.050 00 



753.888 40 
57,000 00 



708.267 05 
62,000 00 



6,226 00 
1,817 00 



6.254 68 
1.817 00 



6,868 28 
1.758 00 



6,223 48 
1,758 00 



25.990 74 
1,758 00 



467,807 33 



817,800 18 



899 22 

2 68 

39 25 

350*00 

2.880 00 



4,493 92 

2 75 

39 60 

420 00 

3,242 00 



1,114.327 15 

60,053 49 

1.268 22 

2 09 

17 50 

5.455 00 

7,043 00 



1,267,394 79 

50,078 27 

1,505 44 

97 

25 05 

5,540 00 

8.196 00 



1,347,147 08 

51,262 94 

12.235 14 

1 16 

24 85 

5.605 00 

9,880 00 



Totals. 



$3,713,322 00 



$3,917,037 34 '$4,402,971 41 



$4,696,343 89 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits (less expenses, 
interest and takes paid) 

Dividends unpaid 

Trust deposits 

Debentures 

Accrued interest and taxes 

Reserved for dividends 

Other liabiUties 



$500,000 00 
500,000 00 
575.334 05 



$500,000 00 
500,000 00 
551,036 19 



2,120,774 55 



2,338,567 02 



12.213 40 
5.000 00 



22,434 13 
5.000 00 



Totals. 



$3,713,322 00 



$3,017,037 34 



$500.000 00 
500.000 00 
613.012 93 



$500,000 00 
500.000 00 
613.642 10 



$4,535,616 05 

$500.000 00 
500.000 00 
628.385 55 



2,768.099 78 



3,047.992 16 



2.876.970 20 



21,858 70 



24.709 63 
10.000 00 



20.260 30 
10.000 00 



$4,402,971 41 



$4,696,343 89 



$4,535,616 05 



110 



STATE BANKING DEPARTMENT. 



No. 380. 
THE DETROIT UNITED BANK, DETROIT. 
Frank B. Lkland, President; Fred M. Warnkr, Vice President; Charles B. Cramer, Copier. 

Directors. — Waldo A. Avery, Fred M. Warner, Henry Stephens, Frank B. Leland, Albert F. Peck, 

Henry W. Standart. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



11.415,188 66 



Report of 
Feb. 5, '09. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totab. 



liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



87,342 37 



250,788 41 

6,124 63 

28,536 00 

55,857 50 

157 80 

63 03 



SI. 842,058 40 



$250,000 00 
10.000 00 
24.4S0 27 



$1,464,464 14 



116. 702 02 



276.555 02 

3,300 93 

23.427 00 

60.455 00 

106 60 

110 28 



$1,945,180 99 



$250,000 00 

20,000 00 

4.625 ^6 



Report of 
April 28, '09. 



$1,542,901 57 



114.972 46 



Report of 
June 23, '09 



$1,562,269 93 



156,004 73 



414,529 67 

93 71 

31,789 00 

64,990 00 

152 15 

88 52 



$2,169.517 08 



$250,000 00 
20,000 00 
17,892 70 



428,543 22 

249 88 

20,131 00 

71,437 60 

117 55 

110 85 



$2,238,864 66 



$250,000 00 
25,000 00 
19,552 63 



Report of 
Sept. 1, '09. 



$1,730,686 65 



125,794 62 



307,317 16 

567 83 

28,882 00 

74.990 00 

85 60 

32 74 



$2,268,356 50 



$260.000 00 

25,000 00 

6.4F6 57 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



1,350.939 70 
206.638 43 



Totals. 



$1,842,058 40 



1,468,757 34 
201.798 09 



1.646.193 03 
235,431 35 



1,681,270 58 
263.041 45 



1.736,676 99 
250,192 94 



$1,945,180 99 



$2,169,517 08 



$2,238,864 66 



$2,268,366 50 



STATE BANKS OF MICHIGAN. 



Ill 



No. 9. 

THE DIME SAVINGS BANK, DETROIT. 

Organized April 5, 1884. 

William Livixgstoxe, Prcaidcn/; George H. Barbour, J. L. Hudson, Vice Presidents: Chas. A. 
Warren, Cashier; F. F. Tillotson, L. C. Sherwood, D. S. Carnegie, C. E. Partridge, Asai^ant 
Cashiers; George T. Breen, A uditor. 

Directors. — William IJvinestone, Georfire H. Barbour, J. L. Hudson Chas. A. Warren, Jas. B. McKay, 
Bethune Duffield, Marshall H. Godrre\\ A. C. Stellwagen, H. N. Hovey, John Pridgeon, Jr., Jas. 
E. Danaher. Hugh Wallace, R. H. Fyfe, Henry Ford. 



Hesources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing houser 

(J. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified cliecks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08 



$2,424,343 60 
2,452,839 52 



71 71 

51,991 29 

5,000 00 

120.593 23 



2.401 32 



561.247 13 

97,876 31 

224.178 00' 

167,775 00 

14.308 67 

678 63 

360 51 



$6,123,664 92 



$500.000 00 

250.000 00 

35.749 17 

400 00 

1.574.558 53 



50.364 57 

9.824 15 

17.249 79 

3.456,452 46 

220,257 59 

8.808 66 



$6,123,664 92 



Report of 
Feb. 5, '09. 



$2,144,581 78 
2,495.147 75 



905 44 

94,401 29 

5,000 00 

120.593 23 



2,622 98 



849.480 56 

149,666 91 

197,073 00 

155,524 50 

13.873 50 

1.459 49 

9,720 45 



$6,240,140 88 



$500.000 00 

250,000 00 

28,285 13 

240 00 

1,699.445 70 



39,379 17 
13.465 27 
11.592 22 
3,481,154 62 
205,886 11 
10.692 66 



Report of 
April 28, 'U9. 



$3,130,501 18 

3,112.074 11 

3.761 12 

335 86 

94,491 29 

5,000 00 

195.393 23 



12.543 59 



882.435 77 

161.802 42 

247,067 00 

189,545 50 

12.629 05 

1,833 69 

2,118 98 



$8,060,532 79 



$500,000 00 

250.000 00 

40,717 47 

348 00 

2.347.054 26 



223,977 90 

14,552 06 

7,307 85 

4,285,630 68 

377,495 S9 

13,449 18 



Report of 
June 23. 'CO 



$3,198,317 19 

3,089.575 63 

3,067 36 

701 47 

144.491 29 

5,000 00 

187.628 23 



14,464 38 



1,060,739 52 

189,41^ 12 

251,876 00 

206.026 00 

15,563 42 

1,026 12 

1,250 91 



$8,369.145 64 



$500.000 00 

250.000 00 

49,396 65 

106 00 

2,646,068 ^ 



228.096 27 

12,203 69 

20.621 37 

4,295.097 89 

351,119 83 
16.435 12 



$6,240,140 88 $8,060,532 79 



$8,369.145 64 



Report of 
Sept. 1, '09. 



$3,239,219 84 

3,436.635 75 

5.476 26 

548 30 

173.991 29 

5,000 00 

191.106 19 



12,475 82 



1,075,066 96 

145.058 54 

187,833 00 

167.737 00 

10,820 75 

1,360 31 

597 00 



$8,652,926 01 



$500,000 00 

250,000 00 

46.919 62 

166 00 

2,939,789 SO 



209,386 45 

12,060 15 

3,647 89 

4.339,369 64 

349.086 87 

2,500 00 



$8,652,926 01. 



112 



STATE BANKING DEPARTMENT. 



No. 357. 
^FAIRVIEW SAVINGS BANK, DETROIT. 
Organized December 20, 1906. 
Wm. E. Moss, President; Paul H. Dkmixo, Vice Present; W. J. Hayes. Cashier. 

Directors— Wm. E. Moss. Henry E. Bodman. Frank A. Kellv. W. J. Haves. Paul H. Derainff, 
R. D. Cliapin. J. W. Thompson. Joseph A. Belanger, James /. Brady. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
April 28, '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1, 09. 


Loans and discounts 

Bonds, mortgages and securities. . . 
Premiums paid on bonds 


134.041 21 

75,453 99 

152 50 

54 43 

2.012 45 


$32,259 71 

79.588 22 

380 30 

116 41 

2,252 33 


$35.600 96 

93.025 23 

627 20 


$43,165 13 
135,095 18 

1.403 85 
292 34 

1,771 75 


$43,703 74 

159,077 31 

1 4n^ R.'> 


Overdrafts 


102 (tft 


Expenses, interest and taxes paid . 
Banking house 


1,501 71 


2,476 64 


Furniture and fixtures 


1,231 98 


2,150 97 

m 


2.939 56 


3.581 37 


3,828 92 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearing house.... 


7.852 02 


17,665 18 

80 00 

7,356 00 

85 00 

841 00 

99 u9 

887 


14.422 82 
229 25 

10,794 00 

567 SO 

753 50 

60 51 


42,570 52 

850 76 

13.941 00 

1.300 00 

1.805 55 

163 95 

149 73 


21,445 54 
34 25 


U. S. and National bank currency . 
Gold coin 


3,712 00 

625 00 

471 50 

32 77 


20.292 00 
85.1 00 


Silver coin 


1,318 SO 
289 10 


Nickels and cents 


Checks and cash items 


42Q 31 










Totals 


$125,640 45 


$142,898 58 


$160,422 24 


$246,181 13 


$255,256 84 




Liabilities. 
Capital stock paid in 


$20,000 00 


$20,000 00 


$20,000 00 


$20.000 00 


$20.000 00 


Surplus fund 


XJnmvided profits, less current ex- 
penses, interest and taxes paid . . 












Dividends unpaid 












Commercial deposits subject to 
check 


53,108 90 


05,518 98 


84,495 70 


117.171 54 


112,528 00 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 








40 00 

2.043 95 

103.300 64 

3.625 00 


300 00 


Cashier's checks outstanding 

Savings deposits 


442 50 

47,714 05 

4.375 00 


2,028 80 

53.975 80 

1.375 00 


1,539 21 

52.972 33 

1,415 00 


580 00 
116,258 2 
5.590 00 


Savings certificates of deposit .... 
Notes and bills rediscounted 


m 

Bills payable 
















1 


Totals $125,040 45 


$142,898 58 


$160,422 24 


$24(),181 13 


$255,250 84 



STATE BANKS OP MICHIGAN. 



113 



No. 5. 
THE GERMAN AMERICAN BANK, DETROIT. 
Organized February 3, 1883. 

Charles E. Kanter, Prenident; Philip Breitmeyer, Edwin A. Burch, Paul R. Gray, Vice Presidents; 
George H. Kirchner, Cashier: Edward Yentbch, AsaisiaiU Cashier. 

Directors. — Cfharles E. Kanter. Philip Breitmeyer, Edwin A. Burch, Paul R. Gray, George H. Kirchner, 
Max C. Koch, Chas. D. Aaron, Gustave Darmstaetter. Charles w. Kotcher. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check , 

Commercial certificates of deposit 

Pue to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals 



Report of 
Nov. 27. '08. 



1853,473 60 
584,239 14 



587 04 



8,986 45 
528 90 



227,482 43 

20,825 09 

75.197 00 

56.145 00 

6.245 84 

1.580 82 

4,752 40 



11,840,049 61 



$250.000 00 

50.000 00 

12,417 32 

10 50 

411,260 35 

17.567 04 

30,462 07 

785 86 

15,245 21 

1,023,214 60 

29,056 60 

A 



11,840,040 61 



Report of 
Feb. 5, '09. 



1851,139 66 
585,533 99 



799 60 



9,600 00 



306 68 



314,088 51 

12,166 36 

128.550 00 

62,555 00 

8.003 15 

1.480 48 

2,179 77 



11,976.502 20 



$250.000 00 

50.000 00 

11,365 61 

27 00 

416.543 78 

6,560 00 

117.523 22 

867 63 

370 79 

1,084,079 39 

39.174 78 



$1,970,502 20 



Report of 
April 28, '09. 



$839,818 08 
658.656 11 



3.068 51 



9.600 00 



2,565 18 



835.045 94 
17,793 42 
75.642 00 
75.217 60 
10.812 30 
1.303 28 
3.386 74 



$2,027,409 04 



$250.000 00 

50.000 00 

14.412 29 

22 50 

409.237 91 

700 00 

22,010 35 

11,057 32 

4,309 27 

1,118.614 42 

56.984 98 



$2,027,409 04 



Report of 
June 23, '09. 



$858,319 30 

682.174 47 

454 08 

741 84 



9,600 00 
2,164 46 



381,070 99 

32.253 76 

83.920 00 

61.427 50 

7,723 90 

1,841 67 

2,467 76 



$2,124,159 73 



$250.000 00 

50.00(f00 

15,501 70 

750 

491,427 40 

160 00 

41,555 66 

16,067 56 

540 85 

1.217.313 15 

41,605 82 



$2,124,169 73 



Report of 
Sept. 1, t)9. 



$938,837 78 

711,926 13 

454 08 

2.411 25 



0.600 00 



264 46 
675 27 



323.020 84 
13.522 14 
83,777 00 
55,310 00 
15,067 95 
1,433 48 
782 13 



$2,157,082 51 



$260,000 00 

60.000 00 

11,257 05 

3,766 60 

552.811 72 

75,897 80 

3,347 81 

8,970 02 

1,151.880 82 

49.150 79 



$2,157,082 51 



15 



114 



STATE BANKING DEPARTMENT. 



No. 90. 

THE HOME SAVINGS BANK, DETROIT. 

Organized December II, 1888. 

Julius H. Haass, President; Charles I. Farrell. Vice President; Edwin J. Eckert, 

Arthur E. Loch, Assistant Cashiers. 

Director^. — James C. McGregor, Charles I. Farrell, Leartus Connor, Fred Guenther, Ralph Phelps, 
Jr., Julius H. Haass. Geo. H. Clippert, Orla B. Taylor, Emory W. Clark. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing house. . . . 
U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08. 



$2,326,880 53 
2,888.522 88 



518 26 
48,000 00 



50,757 67 



12.635 62 



719,335 11 

29,917 86 

204.521 00 

147.035 00 

7,173 00 

019 84 

607 78 



$6,436,824 55 



Liabilities. 
Capital stock p^d in. . 



Surplus fund 

Undivided profits, le.ss current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits , 

Savings certificates of deposit ... 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



$400.000 00 

300.000 00 

53,252 02 



1.209.250 74 
16,465 19 
98,912 38 
16.117 17 



Report of 
Feb. 6, '09. 



$2,302,653 24 
2,948,869 55 



582 01 
48,000 00 



50.000 00 
8,623 05 



809,051 87 

35.122 69 

175,884 00 

153.797 50 

5.587 00 

386 55 

136 50 



$6,538,694 86 



$400,000 00 

325,000 00 

30,981 34 



4.229,318 74 
113,508 31 



Totals $6,436,824 55 



1,106.447 61 
11,542 63 
82,725 88 
12,715 59 



4.401.461 78 
167.820 03 



$6,538,694 86 



Report of 
April 28, '09. 



$2,396,277 22 
8.095.264 16 



221 08 
48,000 00 



50.000 00 
22,742 34 



959.135 76 

39.351 45 

171.093 00 

149,245 00 

6,681 00 

708 70 

2,058 91 



$6,940,778 62 



Report of 
June 23, '09 



$2,593,751 34 
3.160.392 70 



320 37 
48.000 00 



50.000 00 
17.051 56 



869.961 02 

40,698 63 

240,014 00 

157.510 00 

7,121 50 

229 24 

2.102 69 



$7,187.153 05 



$400,000 00 
325,000 00 

40 786 64 



1,229,877 87 

22,747 72 

103,000 32 

7,933 70 



4.622.442 01 

178.990 30 

10.000 00 



$6,940,778 62 



$400.000 00 

325.000 00 

57,154 44 



1.223.820 74 
36.178 59 
91,831 88 
18,559 77 



4.812,190 76 

212,416 87 

10,000 00 



$7,187,153 05 



Report of 
Sept. 1, '09. 



$2,817,409 77 
3.285,656 71 



056 84 
48,000 00 



35.775 00 
10.237 62 



694.611 85 

37,835 95 

245.710 OO 

154.985 00 

6.868 00 

691 96 

326 02 



r, 839.064 72 



$400.000 00 

350.000 00 

46.928 72 



1.249.407 38 

13.501 59 

89,351 70 

6.707 57 



4.964.924 17 
218.243 50 



$7,339,064 72 



STATE BANKS OF MICHIGAN. 



115 



No. 81. 

MICHIGAN SAVINGS BANK, DETROIT. 
Organized February 19, 1877. 
Corporate existence extended February 19, 1907. 

Georqe Peck, President; Char. C. Jenks. Ja«. D. Standish, Jar. S. Hoi<len^, Vice Presidents; 

Geukoe WiLEr, Cashier; Hugh II. Burns, Assistant Cashier. 

TnuRTEris. — C. M. Burton, Geo. Peck, Dexter M. Ferry, Jr., Chas. 8. Jenks, Hoyt Post, Jas. D. Standish. 
Geo. Wiley, J. S. Ilolden, I^in W. Bowen, J. B. Ford, W. J. Gray, Jas. Inglis, M. J. Murphv. 
Thas. Neal. JohnT. Shaw. M. L. Williams, C. G. Edtrar, Jas. H. Flinn, J. A. Mercler, A. A. Albrecht, 



Resources, 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



$1,126,870 34 
1.252.011 23 
4,500 00 
1.883 01 
14.000 00 
8.157 32 
6,520 70 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabinties. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's diecks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



Report of 
Feb. 5, '09. 



$1,156,768 69 
1.276.306 54 



1.202 70 
14.000 00 

8.075 00 
11,719 95 



Report of 
Aprir28, '09. 



Report of 
June 23, 'C9 



$1,114.208 05 
1.330,781 04 



660 88 

14,344 55 

7,775 00 

8.709 95 



215.214 91 

20.618 13 

100.724 00 

49.782 50 

5,413 75 

769 27 

9.098 47 



$2,816,452 23 



811.851 83 

18,272 66 

107.023 00 

49,477 50 

6,885 30 

707 48 

3.779 69 



$2,965,130 34 



352,860 21 
28,460 08 
98,910 00 
49,707 60 

4,»)4 70 

654 18 

2.169 12 



$1,085,764 23 
1,351,479 43 



745 25 

24,533 80 

7,475 00 

7,070 70 



Report of 
Sept. 1, '09. 



$1,226,176 88 
1.423.065 08 



1.440 44 

28,945 30 

7,025 00 

7,070 70 



427.462 47 

20,037 09 

66,660 00 

48.812 50 

3.093 15 

321 08 

2.633 85 



$3,014,095 2i\ $3,046,088 55 



$260,000 00 

125,000 00 

44,481 09 



Totals 



815,312 20 
7.112 09 
6.602 98 
2,677 60 
2,838 52 
1,435,209 32 
127.318 43 



$2,816,452 23 



$260,000 00 

125,000 00 

46,959 53 



887,278 86 

2,243 36 

12.972 62 

3,224 82 

637 29 

1.492.816 09 

143,997 77 



$2,965,130 34 



$260,000 00 

125.000 00 

47.274 42 

6 75 

895.980 00 

3.807 32 

15,238 41 

9,285 66 

7.083 60 

1,519,016 12 

141.403 08 



$3,014,095 26 



$260,000 00 

125,000 00 

53,580 99 



925.120 43 

3.287 47 

11,207 67 

2,186 98 

6,605 69 

1.551,102 64 

118,036 (»8 



407,768 99 

42.189 18 

131.324 00 

51.287 50 

4.310 74 

942 13 

4.673 86 



$3,336,218 80 



$260,000 00 

125,000 00 

52,511 74 



$3,046,088 55 



1,135,237 78 

4.442 06 

20,772 9p 

3,277 11 

5,574 81 

1,623,047 13 

116,355 27 



$3,336,218 80 



116 



STATE BANKING DEPARTMENT. 



No. 15. 

PENINSULAR SAVINGS BANK, DETROIT. 

Organized August 27, 1887. 

J. H. JoH.vsov. President; Hamiltox Carhartt, F. P. Byrne, Vice Pregidenta; 
H. H. Ellerton, H. Moxox, Asaidani Cashiers; W. G. Toepel. Auditor. 

Directors. — Frank P. Bvrne. Hamilton Carhartt, E. O. Grosvenor, Frank Howard, 8. W. Clarkson, 
J. H. Johnson, George H. Lesher. D. A. McLachlan, John C. Donnelly, David Stott, Henry A. Haierh, 
E. O. Krentler, James T. Whitehead, Frederick W. Whiting, Frank W. Hubbard. 



Resources. 



Loans and discounts , 

Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts , 

Banking house 

Furniture and fixtures , 



Other real estate 

Due from other banks and bankers 
(not reserve xiitles) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



S2,652.960 38 
2,565.506 58 



7.907 19 
175,000 00 
10.000 00 
24,561 01 
19.470 84 
00,946 91 



578.504 30 

175.931 65 

866.850 00 

97,165 00 

20.610 75 

2,380 67 

8.537 53 



$6,786,341 82 



1500.000 00 

200.000 00 

16.329 76 

304 00 

1.939.907 31 

53,311 63 

1.117,213 40 

11.229 55 



2,827,106 73 
120,939 44 



$6,786,341 82 



Report of 
Feb. 5, '09. 



$2,657,307 28 
2.494.923 54 



2.713 32 
175.000 00 
10.000 00 
49.559 12 
96,780 88 
83,516 75 



821,435 92 

62,961 10 

385,572 00 

67,232 50 

28.723 00 

3.073 41 

5.335 31 



Report of 
April 28, '09 



$2,897,654 97 
2.506,850 32 



887 37 

175.000 00 

10.000 00 

49,331 62 

44.603 09 

111.128 72 



$6,874,134 13 



$500.000 00 

200.000 00 

31,808 49 

6000 

1.842.646 93 

29.803 72 

1.139.616 30 

37.583 06 



2,930.373 29 
162,242 25 



$6,874,134 13 



696,353 80 

107,317 40 

388.494 00 

56.847 50 

22.563 00 

2,263 03 

8,552 01 



$7,077,846 83 



$500,000 00 

200.000 00 

32.700 43 

326 00 

1,951.851 75 

59.754 08 

1.067,509 80 

24,651 04 



3.048,517 88 
192.445 85 



Report of 
June 23, '09 



$2,718,193 4l 
2.624.726 01 



3.563 74 
176.000 00 
10,000 00 
46,473 81 
35,104 04 
83,813 47 



868.367 92 

94.106 45 
380.699 00 

90.107 50 
17.138 36 

2.586 94 
13.234 37 



$7,163.104 04 



$500,000 00 

200.000 00 

29.172 87 



2.039.234 92 
84.628 12 

1.058.475 01 
10.695 42 



3,059,613 86 
181,283 84 



$7,077, 84« 83 



$7,163,104 04 



Report of 
Sept. 1, '09. 



$2,913,926 89 
2.758,063 46 



1.840 39 

175.000 00 

10,000 00 

43.766 24 

21,572 98 

103.424 07 



1.100.388 80 

161.663 04 

433.567 00 

68,290 00 

17.663 35 

2,340 79 

21.000 48 



$7,831,307 39 



$500.000 00 

200.000 00 

24,450 20 

10 00 

2.743.847 26 

78.861 29 

1,041,042 80 

17.090 72 



3,054,347 57 
171.738 65 



$7,831,397 39 



STATE BANKS OF MICHIGAN. 



117 



No. 356. 

THE PEOPLE'S STATE BANK, DETROIT. 

Organized January 4, 1907. 

Groror H. IlrssKL, President; M. W. O'BniEV, Vice Pnsident and Ckairmnn of Board; Gkorqe E. 
Lawhon, 11. S. Masov. F. a. ScHi'LTE. Vice Presidents; Austin K. Wino. Cnstiitr; H. P. Burgman. 
Cashiir Savings Department; R. W. Sncylik. ,\fana</eT Credits and Audits; Charles H. Ayers, J. R. 
BoDDE, R. T. CuDMoHK, Assistant Cashierft; Georue T. Courtney, A uaitor. 

Directors. — Russell A. Alerer, Georj?e H. Barbour, W. T. Barbour. H. M. Campbell, C. A. DuCharine, 
Jeremiah Dwyer, F. J. Hecker. Geo, E. Uiwson. H. B. I>e(lyard, P. U. McMillan. R. S. Mason. Fre«i 
T. Moran. M. J. Murphy, M. W. O'Brien, Louis Roth.schild, Geo. H. Russcl. Henry Russel. 
Hugo Scherer, F. A. Schulte. B. S. Colburn. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

(J. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$11,180.465 21 
10.194.492 67 



1,648 98 

712,000 00 

30,000 00 

249,507 02 

42,090 90 

966.743 07 



2.510,210 68 

283,043 11 

856.161 00 

649,446 42 

50,128 31 

7,569 42 

1.768 40 



Totals ..<27.135.275 19 



Liabilities. 
Capital stock paid in 

Surplus fund 

"Unaivided profits, less current ex- 
penses, interest and taxea paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Havings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable i 



$1,500 000 00 

1,500,000 00 

252,729 78 

125 00 

6.759.046 26 

7.895 89 

3,428,600 99 

24.274 14 

41.623 82 

12.566.362 95 

1.054.616 38 



Report of 
Feb. 5. '09. 



$10,809,009 27 
9.923.588 63 



1.059 20 

714,017 15 

30.516 00 

257.070 52 

55,748 71 

357,827 96 



3.948,990 13 

268,050 77 

629,495 00 

926.014 00 

79.826 35 

8,111 64 

26.099 39 



$28,035,424 72 



$1,500.000 00 

1.500.000 00 

238.783 70 

25 00 

7.074.946 69 

11.513 96 

3,903.150 35 

29.019 63 

78,066 77 

12,2C5.('.22 01 

'1,103.331 98 

330,364 63 



Totals ,$27,135,275 19 



$28,035,424 72 



Report of 
April 28. '00. 



$10,788,143 78 
10,618.839 50 



1.776 86 
714.017 15 

30.806 00 
236,039 93 

67,565 88 
382,729 31 



3.580.686 17 

188.743 18 

722,628 00 

686,077 16 

76,684 51 

4,952 36 

4.075 91 



$28,103,665 70 



$1,500,000 00 

1.500.000 00 

233,140 13 

540 00 

6,926,304 77 

9.072 58 

3.690.326 89 

41.267 25 

96.4C9 68 

12.378,999 56 

1,026.592 15 

700.943 69 



$28,103,605 70 



Report of \ Report^ 
ane 23. '09. Sept. 1.^9. 



June 



$10,194,877 46 
10.996.230 90 



2.680 34 
714.017 15 

30.806 00 
243.305 42 

41,771 60 
348.833 11 



2.740,125 91 
344.456 92 
815,563 00 
970.016 84 
108.322 02 
5,163 77 
6.323 72 



$27,562,484 16 



$1,500,000 00 

1.500.000 00 

300.591 50 

117 50 

7.220.063 12 

2.776 58 

3,394.738 20 

72.885 10 

66.112 26 

12,333.027 40 

1.099.972 45 

72.200 05 



$12,108,271 59 
10.405,863 53 



2,235 42 
714,017 15 

30,806 00 
246,016 77 

13,660 45 
336,524 22 



2,914,698 71 
466.989 77 
661.069 00 
822.158 60 
112.132 95 
2,956 84 
6.734 61 



$28,844,135 61 



$1,500,000 00 

1.500.000 00 

256.365 33 

100 00 

8.011.919 51 

2,825 80 

3,870.521 54 

36,996 79 

71.651 77 

12,461.745 28 

1.109.578 42 

22,431 17 



$27,562,484 16 |$28,844,135 61 



118 



STATE BANKING DEPARTMENT. 



SECURITY TRUST COMPANY, DETROIT. 

Organized May 1, 1906. 

M. J. Murphy. President; Emory W. Clark. Lem W. Bowew, Charles O. Patch, Vice Presidents; 
Charles Moore. Secretary and Treasurer; J. Harold Murphy, Assi^ani Secretary. 

Directors. — M. J. Murphy. Emory W.- Clark, I^m W. Bowen, George E. Lawson, John T. Shaw, M. 
L. Williams. John N. Baplev, J. D. Standish. J. H. Johnson. W. J. Gray. l\ M. Ferry, Jr.. Russell 
A. Alger, J. B. Ford, William Livingstone, John M. Dwyer, James S. Kolden, Charles C. Jenks, 
Henry M. Butzel, Charles Moore. Charles O. Patch. 



Resources. 



Collateral loan.s. Time. 



Demand 

I/)ans on real estate mortgages: 
In office 



With State Treasurer 

Other loans '. 

Bonds: In office 

With State Treasurer. . . . 

Ftocks 

Real estate owned 

Other investments 

Items in transit 

Advances to trusts 

Premiums paid 

Safety deposit vaults 

Vaults, furniture and fixtures. . . . 

Due from appro ve<! reserve agents . 

Due from other banks and hankers . 

Cash items and checks for clearing 

house 

Nickels and cents 

Silver coin 

Gold coin 

U. S. and National bank notes. . . . 



Report of 
Nov. 27, '08. 



11,030,692 20 

119,380 00 

41,780 00 

122,000 00 



561,760 39 

81,943 70 

101 00 



Report of 
Feb. 5, '09. 



1972.226 95 

96,435 01 

40.605 00 

122,000 00 



Report of 
Aprir28, '09. 



$818,793 75 

92.960 00 

39.105 00 

122.000 00 



G31.862 70 

82,000 00 

101 00 



22.835 37 
2,556 50 



34.172 08 

149,263 61 

10.022 79 

28 60 

7 63 

43 25 

5,100 00 

4.992 00 



Totals 12.186.679 12 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivi(le<l profits (less exi)en.ses, 
interest and taxes i)aid) 

Dividends unpaid 

Trust deposits 

Debentures 

Reserve for taxes 

Other liabilities 



1500,000 00 

500.000 00 

130,150 94 

37 50 

1.053.647 63 



2.813 05 



1.005 33 

27,343 50 

5.979 94 



33.047 08 
439.360 08 



1 80 
44 25 

5,145 00 
4,635 00 



$2,461,792 64 



$500,000 00 
500.000 00 
140.140 11 



1,308,078 40 
4.574 13 



Totals $2,186,679 12 $2,461,792 64 



728,354 00 

82,000 00 

101 00 



27.473 46 
11.181 09 



32,790 80 
416,758 84 



455 80 

4 05 

38 10 
5,105 00 
4.928 00 



$2,382,048 98 



$500,000 00 
500,000 00 
147,446 49 



1,225,028 36 



9,574 13 



$2,382,048 98 



Report of 
June 23, 'CO. 



$873,078 79 

84,260 00 

63,930 00 

119,000 00 



970,352 75 

82,000 00 

104 00 



9,464 67 
25.911 87 
10,923 39 



32.937 80 
309,838 54 



50 00 
2 27 

74 45 
5,230 00 
3.903 00 



$2,591,061 53 



$500.000 00 
500,000 00 
161.531 91 



1,419,955 49 



9,574 13 



$2,591,061 53 



Report of 
Sept. 1. '09. 



$1,007,168 46 

108.300 00 

95,930 00 

119.000 00 



1.035,129 90 

82,000 00 

104 00 



1,852 64 
28.563 69 
11.125 89 



30,979 98 
89,540 19 



2,034 00 

2 81 

42 30 

5,285 00 

5,759 00 



$2,622,817 86 

$500,000 00 
500,000 00 
170,279 42 



1.452.538 44 



$2,622,817 86 



STATE BANKS OP MICHIGAN. 



119 



UNION TRUST COMPANY, DETROIT, 
Organized November ^4, 1890. 

Henry B. Ledyard, Chairman; Frank W. Blair. President; George Hendrie, FirtA Vice Prendent; 
A. E. F. White, Second Vice President; Gerald J. McMechan, Secretary; Alexander C. LoytQ, Assist- 
ant Secretary, Charles R. Dunn. Treasurer. 

Directors. — Henry B. Ledyard, D. C. Whitney, A. E. F. White, Charles; Stinchfield. Charles A. Du- 
Charme, Henry Russel. Elliott T. Slocum, F. J. Hecker, Harry A. Conant, Herbert E. Bovnton, 
Philip H. McMillan. Charles L. Palms, George Hendrie, Albert L. Stephens, Paul F. Bagley, Burnham 
S. Colburn, George B. Bemiok, Frank W. Blair, George M. Black, Allen F. PMwards, George H. 
Russel, Gerald J. McMechan, 



Resources. 



Collateral loans: 

With Collateral Deposit Co, 
Ltd 



Time, in office 



Demand, in office 

Loans on real estate mortgages: 

In office 

With Collateral Deposit Co., 
Ltd 



With State Treasurer. 
Other loans 



Bonds: In office 

With Collateral Deposit Co.. 
Ltd 



With State Treasurer. . . 

Stocks 

Real estate owned 

Other investments 

Accounts receivable 

Advances to trusts 

Premiums paid 

Safety deposit vaults 

Furniture and fixtures 

Due from approved reserve agents 
Due from other banks and bankers 

Cash items 

Nickels and cents 

Silver coin 

Gold coin 

U. S. and National bank notes . . . 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits (less expen.ses, 

interest and taxes paid) 

Dividends unpaid . . ., 

Trust deposits 

Debentures 

First mortgage Tnist Gold Bonds . . 
Other habilitles 



Totals. 



Report of 
Nov. 27, '08. 



11,126,000 00 
810,641 77 
279,804 44 
131,638 77 
630,908 34 
212,087 84 



436,423 10 
149,880 00 



092,121 80 
8,998 01 

213,278 23 

2,694 86 

81,831 19 



8.003 29 

228,213 63 

2,415 00 

1,001 29 

793 

281 10 

297 50 

4,714 00 



$5,051,332 09 



$500,000 00 

300.000 00 

80,225 95 



2.377,539 56 

1,582.864 60 

185,800 00 

15.901 98 



$5,051,332 09 



Report of 
Feb. 5, '09. 



$1,065,000 00 
752,583 62 
150,361 97 
121,406 24 
484,440 55 
207,247 84 



259.649 45 
134.880 00 



Report of 
April 28. '09. 



$1,015,000 00 
806,645 60 
99.951 18 
118.816 96 
464.012 13 
175.147 84 



797,371 80 
8,198 01 

211.073 67 

3,006 99 

66.097 16 



7,620 00 

331,015 29 

34.317 54 

319 63 

696 

272 90 

87 50 

8,711 00 



$4,643,677 12 



$500,000 00 

300,000 00 

76,564 26 



2,299.684 89 

1,261.764 60 

185.400 00 

20.263 37 



$4,643,677 12 



227,491 10 

134.880 00 

30,742 70 

783.871 80 

6,998 01 

203,451 28 

3,721 68 

71,623 65 



7.620 00 

340.342 37 

1.467 60 

368 88 

598 

175 10 

440 00 

10,773 00 



$4,505,546 86 



$500.000 00 

300,000 00 

80,364 61 



2,207,554 88 

1,224,000 00 

175,400 00 

18,227 37 



$4,505,546 86 



Report of 
June 23. '09 



$791,780 32 
829,375 70 
226,329 75 
151,200 99 
397,210 76 
211.768 74 



283,517 45 
84,880 00 



778.872 80 
10.607 65 

204.065 54 

2,940 67 

72.142 82 



7,885 00 

295,999 47 

6,367 50 

488 73 

540 

128 00 

315 00 

9,236 00 



$4,365,118 29 



$500,000 00 

300,000 00 

60,599 59 



2,450.795 84 

850.000 00 

175.400 00 

19,322 86 



$4,365,118 29 



Report of 
Sept. 1, '09. 



$730,000 00 
777,252 47 
95,679 90 
373,657 49 
205,221 91 
207,781 19 



466.108 26 
84,880 00 



711.559 70 

20.019 59 

335.880 37 

1,566 16 

112.933 84 



7,700 00 
608.068 04 



4,107 35 

8 61 

112 80 

280 00 

8.319 00 



$4,751,136 68 



$500.000 00 

300.000 00 

87.733 92 



2,883,107 72 

789.500 00 

174,900 00 

15,895 04 



$4,751,136 68 



120 



STATE BANKING DEPARTMENT. 



No. 161. 
*THE UNITED STATES SAVINGS BANK, DETROIT. 

Organized May 18, 1893. 

Geo. Anderson, President; Henry Cowie, Vice President; Enoch Smith, Cashier; 

Wm. a. Sands, Assistanl Cashier. 

Directors. — Geo. Anderson, James B. Book, James H. McDonald Henry CJowie, Frederick W. Hodges, 

Francis E. Brossy. Enoch Smith, Edward M. Mancourt. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Bankini; house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house .... 

tJ. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08. 



9441.202 42 
678,716 37 



87 77 

9.913 00 

0,652 13 

19.659 98 

253 56 

5,484 75 



151,688 24 

11.066 43 

46.972 00 

11.401 00 

2.103 10 

440 23 

346 41 



Report of 
Feb. 6, '09. 



9430.233 75 
608,889 68 



887 22 
9,913 00 

9.651 13 
20,904 71 

420 32 

9.652 03 



$1,289,067 39 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



$150,000 00 
30,000 00 
22.826 16 



244,484 59 



146,779 63 

9.194 42 

51,837 00 

13,565 00 

2,277 10 

308 53 

71 75 



$1,314,585 27 



Report of 
April 28, '09. 



$470,156 71 
654.678 95 



2.811 26 
9.913 00 
9.650 13 
5.370 34 
735 06 
450 00 



109.807 20 

8.627 87 

53.07100 

14.282 50 

2.303 55 

362 69 

330 62 



Report of 
June 23. '09. 



$468.852 49 
657.697 27 



285 14 

9.913 00 

9.650 13 

5.266 68 

435 58 

681 25 



$1,342,550 88 



175,143 72 

10,537 85 

55,413 00 

14.442 60 

3,529 35 

858 00 

522 95 



$1,413,228 91 



$150,000 00 

30,000 00 

23,578 16 

105 00 

237.457 21 



7,244 17 

12,361 29 

764,324 35 

57,826 83 



Totals. 



$1,289,067 39 



2,283 39 

1,536 48 

805.504 87 

64.120 16 



$1,314,585 27 



$150,000 00 

30.000 00 

28.377 79 

30 00 

23C.933 54 



$150,000 00 
30,000 00 
33,231 51 



Report of 
Sept. 1. '09 



$479,103 46 
666.803 92 



40 80 

9,913 00 

9,648 13 

20,613 31 

389 06 

400 00 



128,026 82 

12,580 52 

64.629 00 

14.775 00 

2.466 40 

1,184 02 

423 30 



$1,400,996 82 



1,215 16 

4.862 59 

824.214 91 

66.916 89 



268,259 09 



1,701 84 

2,333 69 

852,671 75 

75,031 03 



$1,342,550 88 



$1,413,228 91 



$150,000 00 

30,000 00 

25,985 75 

30 00 

251.321 06 



1,965 13 

5.206 62 

861.721 86 

74.766 40 



$1,400,996 82 



♦Consolidated with Peoples State Bank. Detroit. November 30, 19C9. 



STATE BANKS OF MICHIGAN. 



121 



No. 6. 

THE WAYNE COUNTY SAVINGS BANK, DETROIT. 

Organized September 18, 1871. 

Corporate existence extended June 27, 1901.- 

Ch.^«^. F. C0LT.1NS, President; Wm. S. Green, F. H. Croul, Vice Premdenis; 
Alfred K. Kikfkr, Treasurer; Edward H. Collinh, Assistant Treasurer. 

Directors. — D. M. Ferry. Jr., Wm. V. Moore, Wm. S. Green, E. H. Flinn. H. Kirke White, J. B. Book, 
A. L. Stephens. F. H. Croiil, F. W. Eddy. S. Y. Seyburn. C. F. Collins. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from oilier banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, le.ss current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Report of 
Nov. 27. '08 



$2,485,216 73 

7.403.725 10 

45,000 00 



125.000 00 



40,132 13 



225.000 00 

1,881,631 18 

10,353 57 

100.374 00 

418.257 50 

2.305 70 

218 60 

345 00 



$12,035,640 51 



$400.000 00 

1.000,000 00 

314.020 84 



Report of 
Feb. 5, '09. 



$2,488,080 10 

7.610.614 06 

45,000 00 



125.000 00 



40,570 20 



225,000 00 

2,120,048 75 

30,232 60 

227.485 00 

416.802 50 

2,215 80 

260 01 

147 50 



$13,350,448 50 



$400,000 00 

1,000,000 00 

308,160 48 



Report of 
April 28, '09. 



$2,430,050 17 

7,674,455 70 

45,000 00 



125,000 00 



40,708 25 



15 00 

225,000 00 

2,402,273 04 

13,487 15 

243,861 00 

416.502 50 

2.210 45 

188 24 

465 00 



$13,610,406 40 



$400,000 00 

1,000.000 00 

338,261 02 



Report of 
June 23, '09. 



$2,307.11148 

8,060,580 41 

45,000 00 



125,000 00 



42,346 55 



225,000 00 

2,220,300 56 

23,250 54 

234,756 00 

416,247 50 

2,308 05 

254 56 

13.025 00 



Report of 
Sept. 1, '09. 



$2,114,051 02 

8,365,560 66 

40.000 00 



125.000 00 



43.115 40 



517 55 

225,000 00 

2,202,578 1M 

14,040 70 

232,453 00 

417.420 00 

2,467 60 

254 00 

30 00 



$13,715,280 55 $13,873,407 05 



$400.000 00 

1.000,000 00 

344.610 30 



$400,000 00 

1,000,000 00 

360.837 23 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



10.480,060 10 

726,158 07 

6,301 51 



10,013,006 10 11.127.868 79 



721.624 20 
7.667 63 



Totals. 



$12,035,640 51 



$13,350,448 50 



741.636 26 
11.640 42 



11.223.642 61 

731,378 13 

15,640 42 



11,382.226 47 

726,637 70 

3.665 56 



$13,610,406 40 



$13,715.280 55 $13,873.407 05 



16 



I 



122 



STATE BANKING DEPARTMENT. 



No. 157. 

THE DEXTER SAVINGS BANK, DEXTER. 

Organized April 22, 1893. 

Thomas Birkett, President: H. Wirt Newkirk, Vice President: G. S. Francisco, Cashier; 

James J. Page. Assistant Cashier. 

Directors. — ^Thomas Birkett, G. S. Francisco, O. W. Ciishing, H. Wirt Newkirk, E. Jedele, Henry 

Dieterle, Fred Walker. 



Resources. 



Loans and discounts^ 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities 
Capital stock paid in. 

Surphis fund 



rpl 

Undivided profits, less current ex- 
penses, interest and taxes paid 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



S51.8ia 71 
126.309 02 



1.025 16 

3,200 00 

1.500 00 

241 37 



Report of 
Feb. 5, '09. 



$50.309 31 
121.995 77 



27.811 36 



5.33100 

6.030 00 

383 70 

42 28 

84 07 



1223,771 67 



Totals. 



$20,000 00 
2.875 38 



57 00 

3.200 00 

1.500 00 

244 52 



Report of 
Aprir28, *09. 



$89,919 28 
142.393 92 



326 11 
3.200 00 
1.500 00 



Report of 
June 23. '09. 



$40,906 18 
149.888 81 



644 81 



38,891 85 



4.743 00 

5.380 00 

447 95 

20 45 

2 98 



$227,437 64 



42,889 73 



$20.000 00 

500 00 

1,052 25 



51.318 69 
6.553 20 



5.460 34 

127,429 48 

25,116 74 



124.391 72 
23.621 78 



$223,771 67 



$227,437 64 



35.436 87 



8.684 00 

5.450 00 

591 30 

52 25 

166 91 



$237,720 64 



$20.000 00 

500 00 

1.501 53 



31 57 
3.200 00 
1,500 00 



Report of 
Sept. 1. '09. 



29.867 58 



9.396 00 

5.530 00 

582 80 

51 39 

11 45 



$240,965 78 



56,058 53 



4,790 43 

127,020 07 

27.850 OS 



$237,720 64 



$20.000 00 

500 00 

2,191 69 



54,009 03 



4.330 92 

132.867 56 

27.066 58 



$240,965 78 



$42,890 93 
153.198 72 



36 26 
3.200 00 
1.500 00 



27.643 72 



7,489 00 

6.085 00 

716 95 

44 48 

4,415 00 



$247,220 06 



$20.000 00 

1.000 00 

899 93 



57,925 08 



5.473 93 

132.236 81 

29.684 31 



$247,220 06 



STATE BANKS OF MICHIGAN. 



123 



No. 396. 
THE STATE SAVINGS BANK OF DOWAGIAC, DOWAGIAC. 

. Organized April 9, 1908. 

E. Burt Jennet, Pretidenl; Robert H. Wiley. Vice President; C. A. Crawford. Cashier; 

Glare F. rrosLKV. AssiidarU Cashier. 



Directors.— E. Burt Jenney. Robert H. Wiley. Harry B. Tuthill. Aaron Zelner, Henry B. Wells. 


Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


131,414 15 

3,865 00 

1.062 00 

117 89 


t42.801 78 
6.52100 
1.062 00 


$42.758 20 
8.311 00 
1.371 00 


$43.883 31 
8,255 00 
1.371 00 


$51,908 17 
8.090 00 
1.371 00 


Bonds, mortgages and securities.. . 
Premiums naid on bonds 


Expenses, interest and taxes paid . 


Overdrafts 










Banking house 




• 








Furniture and fixtures 


2.415 97 


2.790 97 


2,850 97 


2,850 97 


2.850 97 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 













Items in transit 












United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house .... 


16.350 65 


10.560 67 


8,739 03 


23,753 62 

40 00 

5,730 00 

3.135 00 

1.213 25 

160 03 


27.414 93 
246 39 


U. S. and National bank currency . 
Gold coin 


3.759 00 
400 00 

1.248 70 

55 03 

216 28 


5.036 00 

1.120 00 

974 80 

110 00 

750 


7,742 00 

1,975 00 

954 20 

90 09 


5,252 00 
895 OO 


Silver coin 


1.676 50 
115 07 


Nickels and cents 


Checks and cash items 












Totals 


160,904 67 

• 


$70,993 72 


$74,791 49 


$90,392 18 


$99,820 03 






Liabilities. 
Capital stock paid in 


125.000 00 


$25.000 00 


$25.000 00 


$25.000 00 


$25.000 00 


Surplus fund 




Undivided profits, less current ex- 
penses, interest and taxes paid . . 




271 66 


437 53 


162 55 


481 43 


Dividend.s unpaid 






Commercial deposits subject to 
check 


7.580 60 
25,499 50 


12.560 62 
30.529 56 


13,150 31 
31,156 00 


12.376 63 
44.817 80 


16.010 21 


Commercial certificates of deposit . 
Due to banks and bankers '. . 


46.466 62 


Certified checks 


54 84 










Cashier's checks outstanding 








97 50 


• 
Savings deoosits 


2,769 73 


2.631 88 


5.038 65 


8.085 20 


11,764 27 


Savings certificates of deposit .... 




Notes and bills rediscounted 












Bills oavahle 






















Totals 


$60,904 67 


$70,993 72 


$74,791 49 


$90,392 18 


$99.820 03 







124 



STATE BANKING DEPARTMENT. 



No. 422. 
THE FARMERS' STATE BANK* OF DRYDEN, DRYDEN. 

Organized January 27, 1909. 
Martin J. Heenan, President; Ira E. Parker. Vice President; Geo. R. Lamb, Cashier. 

Directors. — Martin J. Heenan, W, F. Laiiffhiin, Earl I. Heenan, Horace Lamb, I. E. Parker, 

Robert Booth, Geo. R. Lamb. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus Fund 

Undivided profits, less current ex- 



penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

^otes and bills rediscounted 

Bills payable 



Report of 
Nov. 27. '08 



Totals. 



Report of 
Feb. 5, '09. 



Report of 
April 28, '09. 



122.701 99 
10.550 98 



1.405 33 



1,500 00 



8,325 59 



2,296 00 

520 00 

226 55 

30 87 



147,557 31 



120.000 00 

5.000 00 

101 96 



10.490 36 



Report of 
June 23, '09 



131.561 85 
17,675 98 



1.382 01 



1.500 00 



6.407 89 



2.038 00 

340 00 

144 25 

37 69 

190 92 



S61.278 50 



$20,000 00 

5,000 00 

264 48 



2,654 92 
9.310 07 



S47,557 31 



15,333 98 



3.131 76 
12,548 42 



5,000 00 
161.278 50 



Report of 
Sept. 1, '09. 



130.553 67 
18,568 10 



1,679 99 
1,500 00 



4.154 99 



1,632 00 

245 00 

180 15 

58 36 

426 18 



158.999 03 



$20,000 00 

5.000 00 

325 84 



9.302 27 



4,729 36 
14.641 56 



5,000 00 
$58.999 03 



STATE BANKS OP MICHIGAN. 



125 



No. 351. 

THE DRYDEN STATE BANK, DRYDEN. 

Organized October 20, 1906. 

Lee Berridoe, President' P. H. Foote, Vice President: W. H. Shqup, Cashier; 

Floyd Slate, Assidant Cashier. 

Directors. — Lee Berrldge, W. H. Shoup, F. W. Kendrick, A. J. Schanck, P. H. Foot, Byron Folsom. 

H. Q. Parker. 



Resources. 

• 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


t40.549 16 
42.462 00 


S46.785 56 
55.374 25 


$50,918 55 
50.523 75 


$54,826 42 
54,641 75 


$50,822 44 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


56.119 75 


Overdrafts 


641 97 


755 92 


538 76 


485 17 


150 18 


Banking house 




Furniture and fixtures 


1.684 50 


1,684 50 


1.099 50 

• 


1,959 50 


1.959 50 


Other real estate 




Bfii from other banks and bankers 
Jnot reserve cities) 


8,596 56 
3.730 34 


6,430 68 
233 18 


1,879 70 


906 31 


664 79 


Items in transit 


2.029 11 


United States bonds 








Due from banks in re.serve cities . . 
Exchanges for clearing house 


16.257 02 


9,052 79 


16.711 42 


7.153 97 


6.629 13 


U. S. and National bank currency- . 
Gold coin 


2,471 00 
2.267 50 

350 50 
19 80 

786 45 


2.907 00 

2,122 50 

260 05 

25 00 

80 09 


4.495 00 

2.362 50 

244 09 

700 

90 32 


5,761 00 

2,522 50 

99 74 

18 00 

63 43 


4,757 00 

2,637 50 

153 10 


Silver coin 


Nickels and cents 


800 


Checks and cash items 


112 00 






Totals 


1119.816 80 


1125.721 12 


$129,730 59 


$128,427 79 


$126,042 50 




Liabilities. 
Capital stock paid in 


120,000 00 

1.000 00 

209 99 


$20,000 00 

1.000 00 

516 75 


$20.000 00 

1.000 00 

968 57 


$20,000 00 

1,000 00 

877 34 


$20,000 00 


Surplus fund 


1.250 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


27107 
15 00 


Commercial deposits subject to 
check 


14.415 18 


20,279 71 


17.720 50 


15,828 86 


11,830 98 


Commercial certificates of deposit . 




Due to banks and bankers 













Certified checks 












Cashier's checks outstanding 













SaviniTs deoosits 


• • « • 

38.363 12 
45.828 51 


41.094 78 
42.829 88 


39.882 15 

45,159 37 

5,000 00 


1 
41 401 64 42 2SR 47 


Savings certificates of deposit 

State monies on deposit 


44.819 95 
2.500 00 


47,916 96 
2.500 00 


Notes and bills rediscounted 






Bills navable 








2.000 00 














Totals 


$119,816 80 


$125,721 12 


$129,730 50 


$128,427 79 


$126,042 50 







126 



STATE BANKING DEPARTMENT. 



No. 142. 
MONROE COUNTY BANK, DUNDEE. 
Organized September 26, 1892. 
Georgr J. Shaefer, President; Moses J. Howe. Vice President; Wm. Clute, Cashier. 

Directors. — George J. Shaefer. R. J. Corbin, Wm. Clute, M . J. Howe, Wm. C. Palmer, Geo. W. Hufd, 

T. W. Barnes. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and casli items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit. . . . 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



140.532 14 
75.548 50 



1.456 13 
2.500 00 



Report of 
Feb. 6, 09. 



140.102 01 
74,398 00 



209 15 
2.500 00 



16.676 29 



2.587 00 

8.030 00 

527 50 

20 45 

99 93 



$147,977 94 



$15,000 00 

3.000 00 

7.764 86 

2.740 00 

35.992 10 

65.663 40 



Totals. 



17.817 58 



$147,977 94 



44.607 36 



254 00 
6.780 00 

956 45 

26 21 

1.122 26 



$170,956 43 



$15,000 00 

* 3.000 00 

8.338 05 

2.660 00 

52.572 02 

72.066 53 



17.319 83 



$170,956 43 



Report of 
April 28, '09. 



$41,926 17 
72.006 42 



Report of 
June 23. '09. 



371 12 
2,500 00 



$42,95155 
71.112 42 



553 19 
2.500 00 



41.257 93 



2.783 00 

5,460 00 

137 70 

37 07 

47 13 



$166,526 54 



50.718 16 



2,476 00 
5.155 00 

119 20 
48 62 

225 65 



$175,859 79 



$15,000 00 

3.000 00 

8,977 13 

3.140 00 

40.958 84 

77.994 82 



$15,000 00 

3,000 00 

9,066 60 

3,140 00 

42,202 85 

86.122 62 



Report of 
Sept. 1, '09. 



17.455 75 



$166,526 54 



17.327 63 



$175,859 79 



$43,995 96 
73.593 42 



835 20 
2.500 00 



* ...^ 






47,512 31 



3,496 00 

5.695 00 

240 95 

28 02 

85 50 



$177,982 36 



$15,000 00 

3.000 00 

5.611 74 

3.520 00 

43.655 20 

90,175 20 



17.020 22 



$177,982 36 



STATE BANKS OF MICHIGAN. 



127 



No. 428. 
FIRST COMMERCIAL AND SAVINGS BANK OF DURAND, DURAND. 

Organized April 8, 1909. 

Luther Loucks, President; Grorge Brooks, Vice President; Harry H. Simpsox, Cashier; 

F^ W. Rayen, Aasi^ant Cashier. 



Directors. — Luther Loucks, George Brooks, Cassius S. Reed, Harry H. 

A. N. Brock, C. E. Van Slyke. 


Simpson, F. 


J. Northway. 


• 

Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 






116,517 72 
8,168 80 


$51,243 59 
11.511 14 


$84,562 78 
17,446 79 


Bonds, mortgages and securities... 






Premiums paid on bonds 






Overdrafts 








16 36 
6.500 00 
1,700 00 


7 16 


Banking house 








6,500 00 
1,700 00 


Furniture and fixtures 








Other real estate 








Due from other banks and bankers 
(not reserve cities) 




■ 


14,159 49 
370 61 






Items in transit 






3.926 29 


295 65 


United States bonds 








Due from banks in reserve cities . . 






7.056 40 
4,121 36 
8.166 00 
2,680 00 
495 60 
96 33 
2.541 95 


7,506 18 
786 92 

3,360 00 

2,335 00 
512 20 
107 64 

1,050 91 


9,731 29 


Exchanges for clearing house .... 






2,625 05 


U. S. and National bank currency . 






6.683 00 

1,200 00 

570 80 


Gold coin 






Silver coin 






Nickels and cents 






52 86 


Checks and cash items 






2,809 51 






h- 




Totals 






$64,374 26 


$90,556 23 


$134,184 89 










Liabilities. 
Capital stock paid in 






$12,500 00 


$17,500 00 


$22,500 00 


Surphis fund 








Undivided profits, less current ex- 
penses, interest and taxes paid . . 






196 85 


251 85 


1,104 29 


Dividends unpaid 








Commercial deposits subject to 
check 




• 


22.085 52 


48,105 36 
17,942 62 


60,340 10 


Commercial certificates of deoosit . 








Due to banks and bankers 






20,224 78 


5,558 49 


Certifietl checks 










Cashier's checks outstanding 












Savings deoosits 






278 15 
9,088 96 


6.756 40 


17,265 53 


Savings certificates of deposit. . . . 






27,416 48 


Notes and bills redlscounted 










Bills navable 
























Totals 






$64,374 26 


$90,556 23 


$134,184 89 











128 



STATE BANKING DEPARTMENT. 



No. 124. 

THE SHIAWASSEE CX)UNTY BANK, DURAND. 

Organized October 5, 1891. 

Robert C. Fair, President; A. S. Thomas, Vice President; F. N. Conn, Cashier. 

Directors. — R. C. Fair, F. N. Conn, Geo. N. Sicfert. Thos. Cooling, A. 8. Thomas. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



liablUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08 



$108,446 05 

04,918 27 

1.240 00 

87101 



2.300 00 
3.190 00 



14.124 13 



20.642 73 



5.839 00 
0.830 00 

278 65 
95 17 

102 59 



8267,376 50 



$25.000 00 
3.500 00 
3.941 68 



29,350 73 
103.725 97 



101.858 12 



Totals. 



$267,376 50 



Report of 
Feb. 5, '09. 



$111,807 84 

101,836 27 

1.100 00 

521 57 



2.100 00 
1.500 00 



5.831 94 



38,379 81 



12.990 00 

10.400 00 

315 50 

273 23 

691 33 



$287,747 49 



$25.000 00 

4,000 00 

809 97 



34,785 31 
111,820 18 



111,332 03 



$287,747 49 



Report of 
April 28, '09. 



$104,562 15 

108,731 30 

1,100 00 

56 47 



2,100 00 
1,500 00 



1,027 81 
50,444 63 



9,219 00 

8,635 00 

1.601 85 

26134 

305 73 



$289.545 28 



$26.000 00 
4.000 00 
2,352 44 



30,774 91 
116,265 36 



111,152 57 



$289,545 28 



Rei)ort of 
June 23, '09. 



$107,435 04 

132.097 65 

1.300 00 

42 51 



2.100 00 
1.500 00 



3.529 51 



32.387 91 



12.903 00 

8.980 00 

1.457 25 

293 58 

264 03 



$304,290 48 



$25.000 00 

4.000 00 

575 35 



38.400 61 
118.958 30 



115.487 22 
1.809 00 



$304,290 48 



Report of 
Sept. 1. '09. 



$92.488 50 

146.456 15 

1.300 00 

268 63 



2.100 00 
1.500 00 



3.680 12 



35.792 36 



7.002 00 

9.217 50 

1.134 85 

181 87 

295 56 



$301,417 63 



$25,000 00 
4.000 00 
1.72160 



32,042 13 
111.825 48 



119.217 61 
7.610 81 



$301,417 63 



STATE BANKS OF MICHIGAN. 



129 



No. 238. 
STATE BANK OF EAST JORDAN, EAST JORDAN. 

Organized July 12, 1901. 

W. p. Porter, President; W. L. French, Vice President; Geo. G. Glenn, Cashier; 

Bert A. Dole. Assistant Cashier. 

DiRBCTORS— W. P. Porter W. L. French, M. H. Robertson, Geo. G. Glenn. Carl Stroebel, Clark Haire, 

Fred Smith, Chas. H. SchafFer, F. M. Severance. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Bajiking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

TTnited States bonds 

Due rrom banks in reserve cities . . 

Exchanges for clearing house 

17. S. and National bank currency . 

Ckild coin 

Silver coin 

Nickels and cents 

Checks and ca^ items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$122,115 22 
41.785 89 



2.634 37 

6,311 56 

2.458 92 

212 43 



25.363 28 

183 15 

10,059 00 

2.020 00 

2.500 90 

215 14 

11 68 



S215,961 54 



150.000 00 
1.000 00 
2.865 29 



71,813 83 
7.572 80 



Totals. 



26,320 91 
56.388 71 



Report of 
Feb. 5, '09. 



$140,010 78 
34,607 96 



1.232 14 
6.123 99 
2.453 02 



Report of 
Aprir28, '09. 



$152,161 72 
37.589 60 



1,061 13 
6,123 99 
2,453 92 



39,S96 09 

306 47 

7,723 00 

2,190 00 

2.522 65 

122 03 



$237,180 03 



13.259 85 

135 00 

8,450 00 

3,150 00 

1,651 40 

129 07 

195 



$226,176 63 



$50.000 00 

1.500 00 

324 65 

105 00 

87.785 97 

6.447 65 



10 00 



26,890 83 
64.124 93 



$215,961 54 



$237,189 03 



$50,000 00 

1.500 00 

3,113 78 

105 00 

65.502 62 

7.744 21 



771 20 



27,745 89 
69.603 93 



$228,176 63 



Report of 
June 23, '09. 



$149,524 36 
37,969 89 



3,199 82 
6,123 99 
2.453 92 



15,889 64 

103 26 

6.656 00 

1.740 00 

1.809 15 

188 03 

107 71 



$225.825 77 



$50.000 00 

1,500 00 

3.897 49 

105 00 

56,766 94 

7.104 54 



110 00 



32,039 99 

72,301 81 

2,000 00 



$225,825 77 



Report of 
Sept. 1. '09. 



$143,194 35 
40.110 94 



1,390 64 
6,123 99 
2,453 92 



29.777 96 

33 40 

7.017 00 

2.190 00 

1.231 80 

175 47 



$233,699 47 



$50,000 00 

2.000 00 

823 76 

66.479 50 
6.650 83 



1.110 00 



32.095 73 
74.539 56 



$233,699 47 



17 



130 



STATE BANKING DEPARTMENT. 



No. 53. 

MICHIGAN STATE BANK OF EATON RAPIDS. 

Organized July 22, 1884. 

Joseph Carr, President; H. P. Webster, Vice President; H. H. Hamilton, Cashier; 

E. S. Harris, Assistant Cashier. 

Directors. — Joseph Carr, H. P. Webster. E. S. Harris, H. H. Hamilton, Edgar F. Knapp, H. C. Minnie. 

I. N. Rej-nolds, Frank Leigh ton. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exclianges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
chet'k 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



1225,314 77 
02,063 31 



1,619 85 
5.500 00 
2,000 00 
2,054 00 



1,428 75 



12.071 10 



7,247 00 
7,115 00 
1,356 60 
315 25 
3,866 73 



1362,752 36 



175,000 00 

15.000 00 

8.672 68 

40 00 

47,015 47 



184,124 2i 



32,000 00 



Totals I $362,752 36 



Report of 
Feb. 5, '09. 



$204,312 11 
87.793 31 



1.560 54 
5,500 00 
2,000 00 
2,081 96 



3.323 04 



25,858 64 



8.979 00 
6.620 00 
1.910 00 
315 64 
2,150 39 



Report of 
April 28, '09. 



$204,174 99 
82.681 31 



2.322 99 
5.500 00 
2.000 00 
2.602 25 



1.636 15 



21,937 75 



5.256 00 

6.807 50 

900 00 

299 03 

1.948 10 



$352,413 63 $338,066 07 



Report of 
June 23, '09. 



$199,986 35 
70.333 31 



2,275 77 
5,500 00 
2,000 00 
2,608 64 



1,625 87 



18,588 52 



6,746 00 

7,507 60 

889 00 

256 48 

2,261 25 



$329,667 09 



Report of 
Sept. 1. '09. 



$75,000 00 

15.000 00 

4.723 94 

69 03 

52.916 19 



308 34 



174,396 13 



30,000 00 



$75,000 00 

15,000 00 

6,880 07 

9 67 

56,358 36 



167,808 97 



17.000 00 



$352,413 63 $338,066 07 



164,882 26 



5.000 00 



$320,667 69 



$197,418 61 
81.299 61 



1.707 03 
5.500 00 
2,000 00 
2.625 80 



1.464 50 



14.250 63 
500 OO 
6,095 00 
7,647 5a 
300 00 
377 13 
821 52 



$321,907 32 



$75,000 00 


$75,000 00 


15.000 00 


15.000 00 


7,188 97 


4.635 98 


62,596 46 


53.444 90 



21 27 



163.805 17 



10.000 00 



$321,907 32 



STATE BANKS OF MICHIGAN. 



131 



No. 193. 
EDMORE STATE BANK, EDMORE. 
Organized April 5, 1897. 

Frederick Neff, President; Suerman Neff, Vice President; John W. Pfeifler, Cashier; 

BERENU8 D. Ketchum. AssiUani Cashier. 

Directors. — Frederick Neff, John W. Pfeifler, Sherman Neff, Henry J. Burch, Edwin K. Horton. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures , 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house . 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$43.095 25 
38.902 67 



3.210 68 
1,908 86 
1.764 71 
1.700 00 



2.207 50 



7.871 49 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills redlscounted 

Bills payable 



1.45100 

2.050 00 

970 00 

156 67 

197 75 



1106. 176 58 



Report of 
Feb. 5, '09. 



847.026 25 
37.117 32 



2.707 21 
1.908 86 
1.762 71 
1.700 00 



710 57 



Report of 
Aprir28, '09. 



152,841 27 
31.686 70 



615 17 
1.908 86 
1.760 71 
1.700 00 



75 63 



Report of 
June 23, '00. 



S62.282 11 
31.362 70 



722 40 
1.908 86 
1,758 46 
1.700 00 



450 85 



Report of 
Sept. 1, '09. 



0.863 36 



8.661 62 



1.493 00 

1.970 00 

1.053 25 

200 34 

102 47 



1.752 00 

2.015 00 

982 50 

204 04 

83 16 



$108,605 34 I $104,286 66 



16,064 06 



2,754 00 

2,060 00 

1.267 25 

174 76 

102 26 



$112,616 71 



$15,000 00 
4.000 00 
2.228 04 



21.093 78 



79 71 



350 06 

6.997 64 

55,827 35 



Totals. 



$106,176 58 



$15,000 00 
4,500 00 
1.084 70 



$15,000 00 
4.500 00 
2,137 53 



23.952 22 



134 55 

6,785 77 

57.148 10 



16.519 73 



144 32 

7.227 26 

53.757 82 



5.000 00 



$108,605 34 



$104,286 66 



$15,000 00 
4,500 00 
2,345 94 



25,213 21 



360 95 

7,337 86 

52,858 75 



5.000 00 



$112,616 71 



$51.539 02 
35,837 99 



098 34 
1.908 86 
1.755 71 
1,700 00 



652 60 



5,525 02 



1,774 00 

2,010 00 

952 25 

80 52 

04 63 



$104,529 74 



$15,000 00 
5,000 00 
1.051 35 



20.587 09 



267 60 

7,052 33 

50,571 37 



5,000 00 



$104,529 74 



132 



STATE BANKING DEPARTMENT. 



No. 403. 
THE PEOPLE'S STATE BANK OF EDMORE, EDMORE. 

Organized June 6, 1908. 

E. S. Waoar, President; William A. Wood, Vice President; Harry E. Waoar, Cashier. 

Directors. — F. L. Holmes, James Purdon, E. S. Wagar. Harry E. Wagar, William A. Wood. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


S37.710 03 
32.116 70 


141.593 14 
36.043 70 


147.253 53 
40.477 00 


$49,205 80 
42.179 00 


$55,861 78 


Bonds, mortgages and securities. . . 
Premiums naid on bonds 


41.904 00 


Overdrafts 


107 68 
3.945 00 
1.957 00 


205 12 
3.945 00 
1.969 00 


89 79 
3.945 00 
1.969 00 


93 79 
3,945 00 
1.909 00 


21*23 


Banking house 


3.945 00 


Furniture and fixtures 


1.969 00 


Other real estate 




Due from other hanks and bankers 
(not reserve cities) 












Items in transit 


11 00 


600 








United States bonds 








Due from banks in reserve cities . . 
Exchanges for clearing house .... 


10.683 45 


11.780 29 


9.299 41 


9.045 38 

67 85 

3.970 00 


10.465 94 
142 87 


U. S. and National bank currency . 
Gold coin 


4.240 00 
85 00 

1.034 10 
67 36 


5.214 00 

30 00 

735 75 

235 07 

18 08 


5.279 00 

30 00 

658 75 

271 10 

166 52 


6.009 00 
85 00 


Silver coin 


525 90 
77 64 


763 70 


Nickels and cents 


109 22 


Checks and cash items 










. 


Totals 


191.957 32 


1101,774 15 


$109,439 10 


$111,069 36 


$121,366 74 






Liabilities. 
Canital stock naid in 


120.000 00 


S20.000 00 


120.000 00 


$20.000 00 


$20,000 00 


Surolus fund 


200 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


281 30 


644 95 


1,577 46 


1.754 92 


130 15 


Commercial deposits subject to 
check 


32,244 80 
17,850 32 


31,529 27 
11,798 61 


28,964 42 
7.197 14 


28.241 92 
3.356 42 


30.100 52 


Commercial certificates of deposit . 
Due to banks and bankers 


100 00 


Certified checks 












Cashier's checks outstanding 










4 


Savings deoosits 


3.834 35 
17,746 55 


6.453 89 
31.347 43 


5.941 25 
45.758 83 


6.689 96 
51,026 14 


5,529 05 


Savings certificates of deposit 

Notes and hills rediscounted . . . . 


65,307 02 


Rills navable ... 























Totals 


191,957 32 


1101,774 15 


$109,439 10 


$111,069 36 


$121,366 74 







STATE BANKS OF MICHIGAN. 



133 



No. 129. 

ELK RAPIDS SAVINGS BANK, ELK RAPIDS. 

Organized January 20, 1892. 

M. B. Lano, President; C. A. Whylaxd, Harry Hirshbero, Vice PrtsiderUs; 

Charles B. Carver, Cashier. 

Directors. — M. B. Lang, Harry Hirshberp, A. B. Fairbankf?, Charles B. Carver, C. D. Towne, 

C. A. Whyiand, F. R. Williams. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
B^eb. 5, '00. 


Report of 
April 28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$125,884 09 
94.517 03 


1126.994 78 
87.277 06 


$133,471 10 
88.470 14 


$139,380 66 
88.933 92 


$133,620 70 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


80.933 98 


Overdrafts 




33 16 
4.000 00 
2.000 00 


48 19 
4.000 00 
2,000 00 


20 18 
4.000 00 
2,12150 


49 46 


Banking house 


4.000 00 
2.749 84 
1.500 00 
1,336 00 


4.000 00 


Furniture and fixtures 


2.121 50 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 




765 00 






Items in transit 




a 




United States bonds 










• 


Due from banks in reserve cities . . 
Excbanses for clearing house 


19.956 07 


26.182 21 


15,463 30 


4,661 28 


20.824 80 


U. S. and National bank currency . 
Gold coin 


5.487 00 

7.725 00 

945 45 

223 12 

1.20192 


2.082 00 

7,870 00 

799 70 

27196 

2,344 84 


8.761 00 

7.965 00 

834 70 

250 10 

202 15 


6,619 00 

8.185 00 

1.319 55 

224 57 

281 21 


4.544 00 
7,825 00 


Silver coin 


908 35 


Nickels and cents 


139 07 


Checks and cash items 


2,083 56 






Totals 


1265,625 52 


$259,865 71 


$262,230 68 


$255,746 87 


$257,050 42 






Liabilities. 
Canital stock naid in 


135.000 00 
7,500 00 
9.427 58 


$35,000 00 
8,500 00 
3,865 42 


$35.000 00 
8,500 00 
6,923 88 


$35.000 00 
8.500 00 
7.002 75 


$35,000 00 


Sumlus fund 


8,500 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


6.918 50 


Commercial deposits subject to 
check 


47,084 47 

23.42100 

794 38 


53,577 03 
17.585 03 


47,845 00 
15,223 33 


41.301 00 ' 
8.08172 


45,058 07 


Commercial certificates of deposit . 
Due to banks and bankers 


1,668 96 


Certified checks 










Cashier's checks outstanding 

Savings denosits 


27 15 

118.222 39 

24,048 55 


890 

114.200 26 

27,119 07 


528 42 

111.265 04 

31,627 83 


550 

114.288 07 

36.567 83 


928 
117,746 61 


Savings certificates of deposit 

Notes and bills rediscounted 


42,149 00 


Bills Davable 






5,316 58 


5.000 00 












Totals 


1265.525 52 


1250.855 71 


$262.230 68 


$255.746 87 


$257,050 42 







134 



STATE BANKING DEPARTMENT. 



No. 342. 
THE STATE SAVINGS BANK OF ELSIE, ELSIE. 

Organized June 20, 1906. 

Oliver B. Campbell. President; LaMott G. Bates, Vice President; 

Thomas P. Steadman, Cashier. 

Directors. — Oliver B. Campbell, LaMott G. Bates, Meyer B. Netzorg, Clyde D. Bates, 

Thomas P. Steadman. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 
Premiums paid on bonds 



Overdrafts 

Current expenses, interest and 
taxes paid 



Banking house 

Furniture and fixtures. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



S144,047 83 

75,726 85 

189 30 

962 45 

389 24 

2.000 00 

1,600 00 



581 50 



28,719 20 



Totals. 



Inabilities. 
Capital stock paid in. , 



Surplus fund 

Unaivided profits, less current ex- 
penses, intirest and taxes i»aid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



16,289 00 
4,937 50 

533 55 
32 00 

601 44 



$276,609 86 



$25,000 00 
1,000 00 



49.975 28 
48.708 07 



Report of 
Feb. 5, '09. 



$148,316 16 
74,264 34 



Report of 
April 28, '09, 



1.200 32 

23 82 

2,000 00 

1,600 00 



118 75 



27.988 85 



10.286 00 

4,972 50 

562 60 

126 70 

226 66 



$271,686 70 



$25,000 00 
1,200 00 



151.926 51 



$276,609 86 



46,111 74 
22,233 88 



177,141 08 



$271,686 70 



$158,880 28 
09.941 79 



2.554 82 

333 87 

2.000 00 

1,600 00 



1.000 75 



21,061 14 



11,143 00 

4,835 00 

272 55 

126 54 

69 58 



$273,819 32 



$25,000 00 
1.200 00 



41,570 26 
15,363 67 



175,679 39 



15,000 00 



$273,819 32 



Report of 
June 23, 'C9 



$157,711 51 
68.169 30 



1,268 30 

259 42 

2,000 00 

1,600 00 



1,407 12 



16.730 65 



10,992 00 

5,285 00 

459 80 

151 52 

390 13 



Report of 
Sept. 1, '09. 



$25,000 00 
1,200 00 



46.395 81 
12,518 02 



181,310 92 



$266,424 75 



$170,004 75 
67.144 30 



1,181 92 

85 77 

2.000 00 

1.600 00 



112 93 



27,911 18 



12.687 00 

5.012 50 

400 30 

152 11 

209 07 



$266,424 75 $288,501 83 



$25,000 00 
1,400 00 



62,429 74 
11,901 67 



187,770 42 



$288,501 83 



STATE BANKS OF MICHIGAN. 



135 



No. 299. 
THE STATE SAVINGS BANK OF ESCANABA, ESCANABA. 

Organized November 2, 1904. 

♦Olb Erickson, President: H. B. Keynolds, Vice President; H. H. Alltx, Cashier; 

E. O. Perron, Assistant Cashier. 

Directors. — O. B. Fuller, E. M. St. Jacques, F. A. Banks. *01e Erickson.W. W. Caven, H. B. Beynolds, 

J. A. McGuire, O. N. HuKliitt, A. R. Moore. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other bank.s and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex 
peuses, intereist and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
clieck 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Reserve for taxes 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1154,650 50 
71.833 48 



624 64 
8.370 19 
1.062 88 



457 03 



39.014 05 



12,324 00 

3.500 00 

1,800 00 

316 16 

1,600 65 



1296.354 48 



Report of 
Feb. 5, '09. 



1136.946 05 
67,888 48 



307 12 
8.370 19 
1.062 88 



777 30 



149,495 23 



14,791 00 

4.945 00 

1.580 00 

229 34 

1.202 35 



$387,594 94 



Report of 
April 28, '09. 



$171,574 51 

89,695 64 

118 75 

321 64 

8.370 19 

1.062 88 



173 83 



67.121 99 
1.254 46 

15.758 00 

3.365 00 

2.905 25 

115 21 



$361,837 35 



Report of 
June 23, '09. 



$201.345 68 

85.102 67 

118 75 

517 79 

8,370 19 

1.062 88 



1.098 41 



34,020 35 
3.106 78 

19.821 00 

3.815 00 

2.200 00 

130 31 



$360,709 81 



Report of 
Sept. 1, '09. 



$207,157 28 

94.817 34 

118 75 

105 31 

8.370 19 

1.062 88 



135 41 



22.717 84 
1.950 45 

20.194 00 

2.362 50 

3.373 90 

257 85 



$362,623 70 



$50,000 00 
3.000 00 
9,526 66 



66,238 41 



700 

122.674 70 

44.407 71 



500 00 



$296,354 48 



$50.000 00 

3,500 00 

5.219 14 

726 00 

146.693 36 



7 00 

139.568 85 

41.880 59 



$387,594 94 



$50.000 00 

3.500 00 

4.362 68 

42 00 

92,666 26 

49.871 78 



700 

7 62 

151,480 01 



10,000 00 



$361,837 35 



$50,000 00 
3,600 00 
8.902 90 



87.327 73 
53.041 18 



700 

7 62 

147.923 38 



10.000 00 



$360,709 81 



$50.000 00 
3.500 00 
8.115 19 



81,940 40 
52,710 58 



7 62 

700 

156,342 91 



10,000 00 



$362,623 70 



♦Deceased. 



136, 



STATE BANKING DEPARTMENT. 



No. 295. 
EVART SAVINGS BANK, EVART, MICHIGAN. 
Organized August 2, 1904. 

Frank S. Postal, President; E. C. Cannon, Vice President; James R. Postal, Cashier; 

H. W. Proctor, Assi^ant Cashier. 

Directors. — Frank S. Postal, William I^tta. Geo. F. Andnis, E. C. Cannon, William E. Davis, Hugb 

Alexander. David Wolf. » William Munroe, Fred Postal. 



Kesources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.«ih items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



179,326 29 
68.490 00 



04 98 
8.043 00 
1.600 00 



10,828 16 



0.434 00 

4.195 00 

1.523 75 

286 16 

266 96 



1184,928 30 



130,000 00 
1,500 00 
3,898 65 



23.137 84 
7.780 00 



233 49 
58,644 23 
50.734 09 



1184,028 30 



Report of 
Feb. 6, '09. 



178.125 02 
68,680 00 



689 59 
8.800 00 
1.550 00 



18.208 07 



7.010 00 

4.030 00 

1.702 80 

420 05 

632 20 



$189,847 73 



$30.000 00 
2.000 00 
1,669 59 



24,306 12 
12,680 00 



152 90 
62.037 16 
57.001 96 



$189,847 73 



Report of 
April 28, '09. 



$86,452 60 
66,485 00 



842 36 
8.800 00 
1.550 00 



400 00 



20.280 45 



5.795 00 

4,085 00 

848 95 

508 63 

273 92 



$196,321 91 



$30,000 00 
2,000 00 
2,897 32 



24,153 71 
11,475 00 



38 99 
71,471 03 
54.285 86 



$196,321 91 



Report of 
June 23. '09. 



$84.952 39 
66,165 00 



406 79 
8.800 00 
2.450 00 



22.811 36 



9.527 00 

4.190 00 

1.483 55 

267 41 

126 23 



$201,181 73 



$30,000 00 
2,000 00 
2,913 64 



27.257 81 
10.475 00 



18 81 
72.958 59 
55.557 88 



$201,181 73 



Report of 
Sept. 1, '09 



101,507 
70.265 



321 
8,800 
2.405 



0» 

or 
o» 

0» 



18,5tt4» 



7.270 

5,245 

1,428 

342 

680 



4» 



$206,948 8ft 



$30,000 
3,000 
2.328 



Ofr 



29,825 
15.540 






73, 
62. 



7» 
St 



$206,948 » 



STATE BANKS OP MICHIGAN. 



137 



No. 152. 

FIRST STATE SAVINGS BANK OF EVART. 

Organized February 17, 1893. 

V. R. Davy, President; V. E. Lacy, Vice President; Geo. A. Glerum, Cashier; 

Harry Day, Assistant Cashier. 

Directors. — V. R. Davy, V. E. lAcy, Wm. Roprers, J. W. Matthews, G. E. Brandeberry, O. L. Millard 

J. S. Edwards, Geo. A. Glerum. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking- house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

17. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Burplus fund- 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$187,708 88 
103,280 51 



916 49 
6.700 00 
2.495 00 
5,336 27 



33.957 60 



6.275 00 

7.675 00 

1.701 10 

454 90 

987 23 



$357,487 98 



135,000 00 
9.000 00 
2,533 51 



69.644 56 



Report of 
Feb. 6, '09. 



1189,996 61 
91,141 51 



839 53 
7.700 00 
2.495 00 
5.336 27 



Report of 
Aprir28, 09. 



$196,432 16 
98,270 57 



1,039 23 
9.700 00 
2.495 00 
5,336 27 



31,727 56 

540 13 

13,704 00 

7,710 00 

1,309 20 

444 16 

360 48 



$353,304 45 



$35,000 00 

9,000 00 

896 11 



70,164 80 



137,977 01 
103,332 90 



$357,487 98 



138,346 90 
99,890 64 



35,823 74 

2,068 52 

11,478 00 

8.040 00 

1.634 80 

434 46 

268 94 



Report of 
June 2.3. '09. 



$201,674 96 
97,965 54 



1,397 72 

10,000 00 

3,655 52 

5,336 27 



37,281 26 

300 00 

9.801 00 

7.902 50 

2,586 60 

408 84 

549 78 



$373,021 69 



$50,000 00 

10.000 00 

2,092 55 



78,359 82 



144.342 59 
88.226 73 



$353,304 45 $373,021 60 



$378,859 99 



$50,000 00 

10,000 OO 

1.072 15 



84.778 15 



Report of 
Sept. 1, '09. 



$214,312 57 
98,465 79 



1,091 73 

11,200 00 

3.655 52 

4,136 27 



40,032 27 
1,500 00 
4,826 00 
7,082 50 
1,944 80 
466 96 
277 36 



$388,991 77 



$50,000 00 

10,000 00 

2,288 74 



70,630 37 



144,054 08 
88,955 61 



$378,859 99 



145,799 17 
110,273 49 



$388,991 77 



18 



138 



STATE BANKING DEPARTMENT. 



No. 215. 
THE OLD STATE BANK, FENNVILLE. 

Organized June 1, 1899. 

L. S. Dickinson, President; C. E. Hutchinson, Vice President; J. E. Hutchinson, Cashier; 

W. J. Hutchinson, Assistant Cashier. 

Directors. — L. S. Dickinson. J. E. Hutchinson. W. J. Hutchinson, C. E. Hutchinson, Maye Hutchinson 



Resources. 



Ix)ans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds , 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08 



$37,405 45 
20,036 50 



506 24 
6,000 00 
1,561 91 



3.000 00 



21.624 79 



2,748 00 

1,170 00 

232 65 

196 17 

3.075 07 



Totals. 



Liabilities. 
Capital stock patd in. 



SurpUis fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
checX 

Commercial certificates of deposit 

Due to banks and banl^rs 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



S97,556 87 



$15,000 00 

3.000 00 

862 79 



34.121 84 



44,572 24 



Report of 
Feb. 5. '09. 



$34,830 96 
26.14159 



660 57 
6.000 00 
1,758 40 



3.000 00 



4.418 25 



4,970 00 

1.585 00 

303 45 

193 64 

1.598 32 



Report of 
Aprir28, '09 



$40,504 52 
26,031 59 



244 88 
6.000 00 
1,758 40 



5.510 89 



4,500 00 
625 00 
249 75 
207 97 

1,969 28 



$85,380 18 $87,602 28 



$15,000 00 

3,000 00 

797 82 



20.362 75 



46.219 61 



$07,556 87 



$85,380 18 



$15,000 00 

3.000 00 

985 37 



21.067 39 



47,549 52 



$87,602 28 



Report of 
June 23, 'C9 



$43,415 71 
19.326 96 



518 23 
6,000 00 
1.758 40 



1,671 13 



3.700 00 

1.075 00 

418 45 

206 90 

402 70 



$78,493 48 



$15,000 00 
3.000 00 
1.330 39 



20,315 93 



Report of 
Sept. 1, '09. 



$50,573 23 
21,068 79 



828 88 
6.000 00 
1.758 40 



21,775 50 

2,141 88 

2.241 00 

1.210 00 

441 20 

125 30 



$108,164 16 



$15,000 00 

3.000 00 

98 03 



40,978 05 



32.847 16 



6,000 00 



$78,493 48 



43.088 08 



6,000 00 



$108,164 16 



STATE BANKS OF MICHIGAN. 



139 



No. 209. 
THE COMMERCIAL SAVINGS BANK OF FENTON, FENTON. 

Organized October 1, 1898. 

E. C. Forte, President; L. E. Becker, Vice President; E. M. Newell, Cashier. 

Directors. — E. C. Forte, E. M. Newell, Z. Patterson, L. E. Becker. E. N. Stiles. 



Resources. 



Loan.s and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unnivided profits, les.«5 current ex- 
penses, interest and taxes paid . . 



Dividends vmpald 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08, 



$142,356 02 
86,402 32 



104 56 
4,000 00 
1,000 00 



1,621 85 



35,062 17 



12.567 00 

3,737 50 

1,588 50 

85 70 

285 26 



1288.810 88 



$25,000 00 
4,000 00 
3.530 01 



30,374 32 
25,737 48 



188.027 67 
12,140 60 



$288,810 88 



Report of 
Feb. 5. '09. 



$123,041 86 
99,125 13 



4.000 00 
1,000 00 



46.305 21 



10.719 00 

3.907 20 

1.451 85 

13153 

449 23 



$291,031 01 



$25.000 00 

4.170 00 

773 19 



27,910 59 
27,916 96 



190.763 20 
14,497 07 



$291,031 01 



Report of 
.\prii 28. '09. 



$126,203 23 
99.570 48 



111 02 
4.000 00 
1,000 00 



1,751 11 



47,980 10 



9,995 00 

4.117 50 

1,163 85 

159 20 

78 25 



$296,129 74 



$25,000 00 
4.170 00 
3.790 15 



32.761 47 
25.813 26 



186.127 74 
18,467 12 



$296,129 74 



Report of 
June 23, '09. 



$114,693 98 
110.404 98 



4,000 00 
1,000 00 



4.922 24 



40.644 61 



11.074 00 

3.902 50 

1.146 35 

179 54 

66 73 



$292,034 93 



$25.000 00 
4.170 00 
2.057 44 



36.780 24 
10.264 86 



184.882 61 
19.879 78 



$292,034 93 



Report of 
Sept. 1, '09. 



$115,579 37 
112,273 39 



4,000 00 
1,000 00 



3,860 21 



41,583 52 



10,085 00 

3,925 00 

1.409 75 

188 26 

147 82 



$294,052 32 



$25,000 00 
5,000 00 
1.477 38 



36.006 02 
39,676 76 



186.892 16 



$294,052 32 



140 



STATE BANKING DEPARTMENT. 



No. 384. 

. FENTON STATE SAVINGS BANK, FENTON. 

Organized September 26, 1907. 

Leonard Freeman, President; Fred Welch, Vice Pregident; F. H. Hitchcock, Cashier. 

Directors. — Chas. J. Campbell, liCster M. Cook, Leonard Freeman, Lewis L. Holtforth, F. H. Hitch- 

cock, Harry J. Phillips. Fred Welch. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


163.915 30 
58.978 29 


S65.456 62 
61,287 58 


$57,735 28 
73.783 43 


$59,805 24 
90,980 43 


$71,388 82 
97.726 20 


Bonds, mortgages and securities. . 
Premiums oaid on bonds 


Overdrafts 


125 59 
4.500 00 
1.491 85 


57 61 
4,500 00 
1,«»5 35 


660 
4,500 00 
1.495 35 


73 14 
4.500 00 
1.495 35 


29 59 


BankinK house 


4.500 00 
1.^35 


Furniture and fixtures 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 












Items in transit 


2,281 67 


1.546 88 








United States bonds 








Due from banks in reserve cities. . 
Exchanges for clearing house 


19.146 92 


19.431 81 


27.692 65 


20.592 87 


23.754 37 


U. S. and National bank currency . 
Gold coin 


8.200 00 
995 00 

1.465 00 

223 12 

32 05 


9.073 00 

1.330 00 

1.510 00 

298 52 

97 05 


7.825 00 

1.765 00 

1.345 00 

235 00 

152 41 


6.561 00 

2.277 50 

1.040 00 

260 04 

96 20 


9.899 00 

2.200 00 

1.265 00 

278 86 


Silver coin 


Nickels and cents 


Checks and cash items 


197 15 






Totals 


8161,354 79 


1156.084 42 


$176,535 72 


$187,681 77 


$212 734 33 






Liabilities. 
Caoital stock oaid in 


S25.000 00 


125,000 00 


$25.000 00 


$25,000 00 


$25.000 00 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


156 11 


602 14 


1,120 72 


910 88 


814 96 


Commercial deposits subject to 
check 


35.347 65 
1.231 08 


31,513 87 
1,000 37 


35,209 98 
590 37 


39.059 49 
405 37 


30.176 90 
365 37 


Commercial certificates of deposit . 
Due to banks and bankers 


Certified checks 












Cashier's checks outstanding 












Savings deoosits 


81.297 46 
18,322 49 


81.797 55 
16.170 49 


88.896 35 
25,718 30 


94.181 99 
28.124 04 


112.012 28 
44.364 82 


Savings certificates of deposit 

Notes and bills redlscounted 


Bills payable 
























Totals 


S161.354 79 


$156,084 42 


$176,535 72 


$187,681 77 


$212,734 33 







STATE BANKS OF MICHIGAN. 



141 



No. 101. 
THE CITIZENS' COMMERCIAL AND SAVINGS BANK, FLINT. 

Organized August 4, 1890. 
R. J. Whale V, President; Geo. W. Hubbard, Vice President; W. E. Martin, Cashier. 

Directors— R. J. Whaley. Alex. McFarlan. J. H. Whiting, D. D. Aitken, G. W. Hubbard, M. Ephralm, 
E. S. Lee, C. L. Bartlett, F. D. Buckingham, Thos. Doyle. H. W. Watson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



Report of 
Feb. 5, '09. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house . . . 
U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 
Notes and bills rediscounted .... 
Bills payable 



Totals. 



1353.402 92 

533,817 13 

2,888 75 

2,190 85 



14,000 00 
e.600 90 



37,312 36 



112,401 45 

1.388 74 

42.956 00 

21.345 00 

7.865 20 

252 73 

634 56 



11,137,146 50 



$150,000 00 

65,000 00 

31.417 20 

100 00 

319.399 89 

2.027 23 

939 72 



315.234 90 
253,027 65 



$394,887 78 

572.242 87 

2.702 51 

1.553 78 



14,000 00 
6.728 80 



26.161 66 



256,483 12 

2,931 00 

101,111 00 

27,910 00 

3,535 40 

146 69 

754 29 



11.411.148 90 



$150,000 00 

65.000 00 

27.639 02 

200 00 

552.546 64 

3.792 28 

939 72 



334,140 35 
276,890 89 



$1,137,146 59 



$1,411.148 90 



Report of 
April 28, '09 



$363.942 37 

628.429 09 

5.637 01 

2,556 39 



26,000 00 
6.728 80 



12.904 39 



336,214 15 

1,176 06 

62.384 00 

23,062 50 

6.947 90 

479 72 

683 37 



$1,477,145 75 



$150,000 00 

65.000 00 

36.688 59 

100 00 

566,233 58 

5,952 23 

939 72 



360,882 75 
282.348 88 



Report of 
June 23, '00 



$417,522 10 

687.128 74 

5.637 01 

1,776 18 



26.000 00 
6.728 80 



4.518 28 



222.280 92 

968 90 

71,527 00 

20,487 50 

4,243 45 

433 41 

467 45 



$1,469,719 74 



$150,000 00 

65,000 00 

43,315 44 

100 00 

511,673 07 

4,760 72 

939 72 



400,332 67 
293.598 12 



$1,477,145 75 $1,469,719 74 



Report of 
Sept. 1, '00. 



$426,360 19 

751.825 40 

5.937 01 

4.435 36 



26,000 00 
6.728 80 



8,919 56 



110.626 21 

10.336 58 

80.716 25 

18.220 00 

8.651 40 

43104 

47 38 



$1,459,235 27 



$150,000 00 

75.000 00 

26.600 15 

200 00 

457.786 32 

10,394 83 

939 72 



412.661 71 
325.652 54 



$1,459,235 27 



142 



STATE BANKING DEPARTMENT. 



No. 23. 

GENESEE COUNTY SAVINGS BANK,' FLINT. 

Organized May 1, 1872. 

Corporate existence extended April 25, 1902. 

Jamrs C. Wilij^ov, President; H. C. Spenck:r, Vice President; Arthur G. Bishop, Cashi(r; 

Jamks Martin, Assistant Cashier. 

Directors. — W. W. Crape, James C. Willson, A. G. BishoD.W. C. Orrell, J. Dallas Dort, H. C. Spencer, 

J. H. Crawford, George C. Willson. C. S. Mott, 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Building account 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in re.serve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



1687.591 60 
027,080 40 



9,910 66 



2,649 48 



81.794 54 

1,313 36 

56,397 00 

37,350 00 

13,200 00 

148 32 

462 92 



Totals 11,817,898 28 



Report of 
Feb. 6, '09. 



$659,724 73 
951.605 31 



2,103 34 



1.460 75 



9.543 51 



176,273 14 

1.029 34 

53,268 00 

38,780 00 

9.100 00 

262 24 

1,685 22 



$1,904,835 58 



Liabilities. 
Capital stock paid In 

Surnlus fund 

Undivided profits, le.^s current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits sul)ject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$100,000 00 

150.000 00 

35,827 62 



285.896 98 
17,151 98 



100 00 



932.340 44 
296.581 26 



$1,817,898 28 



$100,000 00 

150.000 00 

37.642 94 

100 00 

336.170 85 

8,084 27 



100 00 



978.990 32 
293.738 20 



Report of 
April 28, '09. 



$688,174 31 
1,074.443 73 



3.009 22 



3.982 48 



5,967 12 



277,077 66 

1.243 19 

45,564 00 

35,485 00 

12,000 00 

105 30 

1,452 95 



Report of 
June 23, '09. 



$865.750 59 
1,148,346 87 



12,943 70 



5.244 41 



6,225 44 



218.473 51 

3.278 28 

48.661 00 

30,115 00 

11,500 00 

511 96 

7,475 64 



$2,148,504 96 ;$2.35S.535 40 



Report of 
Sept. 1, '09. 



$1,024,462 76 
1,127,205 50 



9,197 05 



7,258 91 



5.215 11 



60.925 61 
1.577 66 
63.359 76 
34.735 00 
11.500 00 
477 58 
10,738 95 



$2,356,653 98 



$100,000 00 

150.000 00 

47.287 78 



404.257 58 
21,850 37 



$100,000 00 

150,000 00 

48,413 20 



527,896 20 
18,199 76 



424 94 



1.097,019 24 
327,665 05 



159 00 



1,175.347 58 
338,528 60 



11,904,835 58 $2,148.504 96 $2,358.535 40 



$100,000 00 

200.000 00 

1.775 16 

180 00 

525.601 49 

17.084 23 

7,409 41 

1.502 82 



1.136.574 00 
366.526 87 



$2,356,653 98 



STATE BANKS OF MICHIGAN. 



143 



No. 431. 
THE INDUSTRIAL SAVINGS BANK, FLINT. 

Organized May 8, 1909. 
C. S. MoTT, President; C. W. Nash. Vi'cc President; Gran't J. Brown, Cashier. 



Directors. — C. S. Mott, C. W. Nash. Grant J. Brown. C. T. Bridgman, D. ] 

Fred Weiss, S. S. Stewart, A. H. Goss. 


D. Aitken. Geo. C. Willson, 


Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
April 28, '09 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 










134.667 47 
11,700 00 


Bonds, mortgages and securities. . . 










Premiums paid on bonds 










Overdrafts 










40 69 


Ranking hoUQ^ 












Furniture and fixtures 








■ 


• 
748 72 


Other real estate 












Due from other banks and bankers 
(not reserve cities) 




* 






6.556 63 


Items in transit 












United States bonds 












Due from banlcs in reserve cities. . 










17,997 37 


Exchanges for clearing house .... 










240 00 


U. S. and National bank currency . 








• 


5,242 00 


Gold coin 










2,350 00 


Silver coin 








" 


5,084 80 
217 51 


Nickels and cents 










Checks and cash items 










8 50 


Expense 










499 31 














Totals 










$85,353 00 














Liabilities. 
Capital stock paid in 










135.160 00 


Surplus fund 










6,955 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 












Dividends unpaid 












Commercial deposits subject to 
check 










16,301 06 


Commercial certificates of deposit . 










1,711 97 


Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savings deposits 










13,192 68 


Savings certificates of deposit .... 










12,033 29 


Notes and bills rediscounted 


\ - - - - 

1 








Bills pavable 























Totals 










t8o.353 00 















144 



STATE BANKING DEPARTMENT. 



No. 165. 
THE UNION TRUST AND SAVINGS BANK, FLINT. 

Organized July 11, 1893. 

C. T. Bridgman, President; W. A. P\terson, Vice President; M. Davison, Cashier; 

L. H. Bridgman, Assistant Cashier. 

Directors. — C. T. Bridpman, W. A. PaterKon, M. Davison, W. E. Braman, W. F. Stewart, 

F. H. Rankin, Geo. W. Cook, W. H. Edwards. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities . . 

Exchanges fdr clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted .... 
Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



U63,091 12 
1,120.180 27 



1.962 68 
22.000 00 

7.1100 00 
11.200 00 



75 00 



123,262 97 

1.127 61 

60.611 00 

32,057 60 

14.230 00 

376 51 

462 27 



Report of 
Feb. 5, '09. 



$457,681 54 
1.127,420 89 



726 02 

22,000 00 

7,500 00 

16,200 00 



132 10 



188,688 49 

867 78 

40.329 00 

22.323 50 

16.312 95 

261 73 

1,865 44 



11.867.035 93 



1100.000 00 
60.000 00 
29.247 53 



11,902,318 44 



$100,000 00 
65,000 00 
16.468 44 



184,424 15 

7.026 22 

8.584 64 

200 00 



989,872 45 
487,689 94 



217,327 32 
5,935 75 



200 00 



1,004,932 78 
492,454 15 



$1,867,035 93 



$1,902,318 44 



Report of 
\prir28, '09. 



$513,14131 
1,134.216 28 



775 51 

22.000 00 

7.500 00 

16.200 00 



98 OO 



194,931 05 

2.087 15 

52.934 00 

20,835 00 

17.860 95 

616 06 

3.191 48 



$1,986,395 79 



$100,000 00 
65,000 00 
28,006 67 



Report of 
June 23, '09. 



$514,884 70 
1.158,812 47 



3.849 57 
22.000 00 

7.500 00 
13.900 00 



5.790 96 



268.340 48 

5199 

53.077 00 

16.522 50 

15.284 60 

510 40 



Report of 
Sept. 1, '09. 



$535.322 70 
1,196.774 76 



3.656 79 
22.000 00 

7.000 00 
13.300 00 
25.000 00 

1.693 00 



$2,080,524 67 



$100,000 00 
65.000 00 
26,043 92 



237, 173 37 
7,431 81 



620 00 



1,042,949 40 
505,214 64 



276,757 28 

7,193 07 

1,726 94 

100 00 



1.094.556 92 
509,146 54 



$1,986,395 79 ;$2,080,524 67 



178.855 18 

3,553 47 

62,257 00 

16,947 50 

13.580 45 

215 58 

3.089 25 



$2,073,145 68 



$100,000 00 

70.000 00 

10,205 23 

160 00 

302.236 27 

5,021 80 



1.085.538 52 



$2,073,145 68 



STATE BANKS OP MICHIGAN. 



145 



No. 126. 
THE FIRST STATE AND SAVINGS BANK OF FLUSHING, FLUSHING. 

Organized November 28, 1891. 

Franklin A. Niles, PregiderU; Jacob Kiiimell, Vice President; Fred D. Sayre, Cottier. 

Directors. — F. A. Niles, Ida Packard, Jacob Kimmell, James M. Greenfield, Fred D. Sayre. 



Resourcea. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Expenses, and interest paid 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



101.888 67 

200,466 49 

900 00 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



I 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
V. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



2.700 00 
1,860 00 



54 66 
1,242 44 



Report of 
Feb. 5, '09. 



158.333 47 
190.907 25 



2,700 00 
1,860 00 



Report of 
April 28, '09. 



857,296 86 
211.183 78 



38,500 99 



7,210 00 

5,900 00 

1,410 65 

662 88 

360 76 



$323,159 54 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks ' 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



127,500 00 

17,000 00 

3.943 62 



29,670 74 
2,546 62 



492 95 
2,302 69 



52,057 79 



4,867 00 
6,080 00 
1,94100 
242 54 
2,519 75 



$333,304 44 



2,700 00 
1,800 00 



62 89 
2.671 68 



29.030 21 



4.099 00 

6,510 00 

1,900 30 

172 98 

302 79 



$318,392 49 



Report of 
June 23, '00. 



$55.117 97 
21St 703 78 



16149 



2.700 00 
1.860 00 



Report of 
Sept. 1. '00. 



35 42 
1.286 30 



21.716 58 



5.781 00 

7,160 00 

1,357 35 

41 20 

879 91 



$317,801 00 



$27.500 00 

18.000 00 

280 94 



38,073 96 
1,266 00 



54.186 00 
188.311 90 



$323,159 54 



50.44192 
191.741 02 



$333.304 44 



$27,500 00 

18.000 00 

2.348 95 



34.003 7B 
2.032 70 



55.134 24 
178,772 78 



$318,392 49 



$27.500 00 
19.000 00 



40 00 
9,378 41 
4.518 74 



58.384 29 
178.979 50 



20.000 00 



$317,801 00 



19 



$57,410 09 
221.038 78 



2.700 00 
1.800 00 



45 21 
1.793 10 



25.422 83 



5,85100 

7,500 00 

1.837 85 

313 24 

510 00 



$326,282 22 



$27,500 00 

19,000 00 

499 38 



12,498 03 
1,011 12 



01,890 18 
183.870 91 



20.000 00 



$320,282 22 



146 



STATE BANKING DEPARTMENT. 



No. 223. 
THE PEOPLE'S STATE BANK OF FLUSHING, FLUSHING 

Organized March 10, 1900. 

Ira T. Sayre, President: John H. Rowe, Vice President: Levant A. Vickery, Cashier: 

Harky L. Mann. Assistant Cashier. 

Directors. — Ira T. Sayre. liCvant A. Vickery. John H. Rowe. James B. French, Orrin Hart, 
Albert E. Ransom, Elbert L. Beecher, William Brophy, Frank P. Saj're. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Bills of exchange 

Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



103,641 31 
62,402 00 



3,607 87 
4,303 60 
2.675 57 



478 62 



Totals. 



18.143 32 



7.475 00 

2,255 00 

1.487 75 

140 24 

672 55 



S107.372 83 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totols. 



125.000 00 

10.000 00 

606 75 



20.463 60 
5.302 46 



11.763 06 
120,176 87 



Report of 
Feb. 6. '09. 



106,739 31 
50.152 00 



529 86 
4.393 60 
2.675 57 



624 78 



26,180 07 

307 66 

6,800 00 

2.930 00 

1.797 55 

169 17 

98 34 



Report of 
Aprir28. "09. 



1102,873 41 
61,191 00 



424 31 
4.393 60 
2,675 57 



561 01 
307 66 



13,054 35 



1202,415 91 



025.000 00 

10.000 00 

1.251 89 

157 50 

24,109 99 

2.418 63 



4,000 00 



20,583 64 
114,804 26 



4,000 00 



$107,372 83 



1202.415 01 



7,037 00 
3,235 00 
1.624 25 
203 88 
2,362 53 



$200,033 57 



$25,000 00 

10.000 00 

737 22 



17.864 41 
1,730 87 



10,075 65 

110.716 42 

5.000 00 



$200,033 57 



Report of 
June 23, '09. 



$104,320 13 
60,87100 



350 87 
4,303 60 
2,675 57 



676 10 



20,302 82 



5,046 00 

3.320 00 

1.612 15 

02 86 

130 53 



Report of 
Sept. 1, '09. 



$203,800 72 



$25,000 00 

10.000 00 

601 58 



10.523 35 
1,305 38 



16,167 07 

126,203 34 

5.000 00 



$203,890 72 



$06,008 48 
67,876 00 



106 72 
4.303 60 
2,675 57 



7M 74 



860 63 



10.800 55 



4.537 00 

3.735 00 

2.053 00 

41147 

00 79 



$196,537 55 



$25.000 00 

10.000 00 

1.157 63 

130 50 

19.640 87 

1.686 19 



11.207 91 

122,714 46 

5,000 00 



$196,537 55 



STATE BANKS OF MICHIGAN. 



147 



No. 141. 
STATE SAVINGS BANK OF FOWLER, FOWLER. 
Organized September 19, 1892. 

Frederick Schemer. Prvsideni; Michael Spitzley, Vice Presideni; 

W. H. Snellino, Cashur. 

Directors. — Frederick Schemer. W. H. Snelling. Michael Spitzley, T. W. Snelling, Ernest Schemer. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing bouse . 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. . 



Liabilities. 
Capital stock paid in 

Surplus fund 

Unoivided profits, less current ex- 
penses, interest and taxes paid . . 



Report of 
Nov. 27. '08. 



159.661 27 
145,013 20 



1.011 76 



2.500 00 
565 33 



30.834 75 



8.022 00 
5.237 50 

502 00 
60 79 

100 96 



1254.508 56 



Report of 
Feb. 6, '09. 



143,480 70 
151.002 56 



521 85 



2.500 00 



3.150 00 
2,120 00 



35.388 11 



7.886 00 

5.162 50 

786 00 

141 37 

74 43 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



815.000 00 
9.500 00 
2.906 44 



14.611 22 



37.263 61 
175.227 29 



$252,303 52 



S15.000 00 

10.000 00 

310 46 



Report of 
April 28. '00. 



$51,148 76 
136.624 52 



570 61 



2.500 00 



2.760 00 



21.453 17 



6.863 00 

5,187 50 

612 00 

140 59 

109 50 



$227,969 65 



Report of 
June 23, 'C9 



$56.597 52 
140.740 52 



12 52 



2.500 00 



19 59 



21.580 28 



7.786 00 

5,262 50 

816 00 

132 32 

2.780 43 



$238,235 68 



23.124 01 



Totals. 



$254.508 56 



31.344 80 
172.522 16 



$252,303 52 



$15,000 00 

10.000 00 

2.360 50 



12.030 35 



28.254 39 
160.324 41 



$15,000 00 

10.000 00 

2,464 94 



Report of 
Sept. 1. '09. 



18.332 97 



27.949 31 

164.488 46 






$227,969 65 



$238,235 68 



$57,570 66 
135.802 87 



1.197 62 



2.500 00 



13.932 20 



7.558 00 
5.330 00 

643 00 
98 74 

373 63 



$225,006 72 



$15,000 00 

10,000 00 

734 13 



15,040 57 



29,703 89 
154,528 13 



$225,006 72 



148 



STATE BANKING DEPARTMENT. 



No. 293. 
THE STATE BANK OF FOWLERVILLE, FOWLERVILLE, MICHIGAN. 

Organized June 1, 1904. 

John C. Ellsworth, President; S. L. Bionall. Vice President; E. Schneider, Cashier. 

Directors. — John C. Ellsworth, J. L. Cooper, S. L. Bignall, Alex. McPherson, R. C. Smith. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



ta6,072 42 
70.438 05 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing house ... 
U. S. and National bank currency 

Gold coin 

Sliver coin 

Nickels and cents 

Checks and cash items 



440 82 



871 45 
368 03 



23,033 60 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unclivided profits, less current ex 
penses, interest and taxes paid . . 



5.056 00 

4,320 00 

2.548 55 

135 46 

825 83 



Report of 
Feb. 5, '09. 



$87.624 36 
73.008 05 



200 22 



270 55 
1.674 14 



26,777 63 



Report of 
Aprir28. '09. 



870,127 70 
02.458 05 



224 42 



1.340 76 
365 50 



42.133 01 



$105,012 01 



5.376 00 

3,285 00 

2,370 20 

131 89 

637 06 



$202,274 00 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$25.000 00 
1.600 00 
2.676 56 



27,2^7 62 
83,181 55 



56.166 28 



$105,012 01 



$25.000 00 
1,733 41 
1.377 68 



7.081 00 

5.880 00 

1,438 00 

120 01 

270 46 



Report of 
June 23, '09. 



$00.80125 
100.108 05 



142 31 



008 11 



Report of 
Sept. 1. '09. 



20.772 51 



$231,350 70 



31,038 20 
52,707 00 



$25,000 00 
1,733 41 
2,652 38 



26,402 72 
30.650 63 



80,428 61 



$202,274 00 



144,812 56 



$231,350 70 



5.082 00 

6.055 00 

1.558 20 

100 63 

88 67 



$235,766 63 



$25,000 00 
1,733 41 
3.046 06 



31.143 04 
18.562 06 



156.270 36 



$235,766 63 



$88,236 41 
06.308 05 



374 05 



360 43 



10.216 17 



6.602 00 

6.530 00 

856 20 

130 52 

1.860 11 



$232,403 74 



$25,000 00 
1.843 41 
1.582 53 



28,304 27 
0,664 01 



166.008 62 



$232,403 74 



STATE BANKS OP MICHIGAN. 



149 



No. 229. 
BENZIE COUNTY STATE SAVINGS BANK, FRANKFORT. 

Organized April 15, 1901. 

L. P. Classens, President; H. F. Robertson, L. E. Vorce, Vice Presidents; J. F. Hofstetter, Cashier; 

George M. Moore, Assistant Cashier. 

Directors. — L. P. Classens, H. F. Robertson, L. E. Vorce, Geo. Waters, Jr., J. F. Hofstetter. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and, cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surnlus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



134,749 57 
144.35jr42 



323 76 
5,800 00 
2,035 00 
1.725 00 



23,484 31 



5,084 00 

6,500 00 

1,250 00 

99 47 

657 30 



$226,963 92 



$20,000 00 
5,000 00 
2,171 75 



65.892 37 



83,238 79 

I 

50.661 01 



$226,963 92 



Report of 
Feb. 6. '09. 



$35.064 88 
141,642 56 



918 35 
5,800 00 
2.035 00 
1.666 00 



759 



22,344 75 



9,381 00 

5,935 00 

1,200 00 

164 51 

79 88 



$226,239 52 



$20.000 00 

5.000 00 

165 93 



71.223 95 



80,507 47 
49,342 17 



$226,239 521 



Report of 
April 28, '09. 



$40.679 54 
135,894 41 



487 19 
5,800 00 
2.035 00 
1.666 00 



155 26 



22,891 47 



8,247 00 

6,210 00 

800 00 

109 89 

230 06 



$225,205 82 



$20,000 00 
5,000 00 
1,474 42 



70,993 81 



84.457 63 
43,279 96 



$225.205 82 



Report of 
June 23. '09. 



$43.855 05 
137,749 32 



1.293 74 
5.800 00 
2,035 00 
l.aiO 26 



69 76 



22,823 20 



Report of 
Sept. 1, '09. 



$39,571 99 
138,085 45 



11187 
5,800 00 
2,035 00 

1,842 oa 



153 50' 



72.998 21 



9.904 00 

5.205 00 

700 00 

12136 

186 05 



9.07100 
6,175 00 
1,900 00 
49 25 
1,969 64 



$230,952 74 $279,762 91 



$20.000 00 
5,000 00 
2,687 67 



$20.000 00 

5,000 00 

669 83 



76.173 43 



112.364 27 



86,855 22 
40.236 42 



$230,952 74 



95,264 74 
46.464 07 



$270,762 91 



150 



STATE BANKING DEPARTMENT. 



No. 297. 
THE FREMONT STATE BANK, FREMONT, MICHIGAN. 

Organized May 24, 1904. 
Amos O. White, Presidefit; John R. Jacklix, Vice President; Emiel Kempf, Copier. 

Directors. — Amos O. White. Emiel Kempf, L. D. Puff. John R. Jacklin, Jno. H. liCwis, 

CorneHu.s Gerber, Wm. F. Hilly ard. 



Resources. 

1 


Report of 
Nov. 27, 'U8. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


191,774 78 
113,817 68 


$101,875 30 
105.890 33 


$97.427 25 
115.168 15 


$102,638 65 
123.027 65 


$111,737 34 


Bonds, mortgages and securities.. 
Premiums paid on bonds 


139.461 36 


Overdrafts 


136 55 
5.500 00 
4.004 66 


196 77 
5.390 00 
4.394 66 


184 14 
5.510 00 
4.394 66 


86 57 
5.510 00 
4.304 66 


294 49 


Bankine house 


5.510 00 


Furniture and fixtures 


4,394 66 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 












Items in transit 


1.265 05 


128 02 


340 65 






United States bonds 






Due from banks In reserve cities. . 
Exchanges for clearing house 


49.342 03 


43,000 19 


51.663 48 


64,164 56 


29.348 75 


U. S. and National bank currency . 
Gold coin 


10.779 00 

4.527 50 

1.411 65 

229 04 

430 62 


10.373 00 

4.235 00 

1.254 25 

176 54 

754 74 


6.928 00 

4.050 00 

791 25 

187 46 

174 64 


14,459 00 

4,600 00 

1.142 30 

244 61 

1.541 57 


12,466 00 
4,910 00 


Silver coin 


1,240 95 


Nickels and cents 


187 46 


Checks and cash items 


548 40 






Totals 


$283,907 96 


$277,578 80 


$288,819 58 


$321,809 57 


$310,099 41 






Liabilities. 
Capital stock uaid in 


S25.000 00 
2,500 00 
8,884 30 


$25,000 00 
4.000 00 
3,047 91 


$25.000 00 
4,000 00 
5,530 65 


$25,000 00 
4,000'00 
6.933 59 


$25,000 00 


Surplus fund 


4,000 00 


Undivided profits, les.s current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


6.811 23 


Commercial deposits subject to 
check 


36,006 56 


34,896 25 


44,200 60 


56,016 13 


39.996 74 


Commercial certificates of deposit. 




Due to banks and bankers 












Certified checks 










/ 


Cashier's checks outstanding 












Savings deposit.s 


78,868 03 
132,649 07 


75,512 33 
135.122 31 




73,571 91 

136.516 42 


75.720 87 
154.138 98 


79.382 25 


Savings certificates of deposit 

Notes and bills rediscounted 


154.909 19 


Bills oavable 
























Totals 


1283.907.96 


$277,578 80 


$288,819 58 


$321,809 57 


$310,099 41 







STATE BANKS OF MICHIGAN. 



161 



No. 345. 
THE OLD STATE BANK OF FREMONT, FREMONT. 

Organized July 16, 1906. 
J. Andrew Gerber, President; Joseph Gerber, Charles B. Buck, Vice Presidents; T. I. Fry, Cashier. 

DiRECTOBS. — J. A. Gerber, Jaseph Gerber, C. B. Buck. S. P. Odell, T. I. Fry, Frank Gerber. 

John Pikaart. H. G. Wlllson, J. B. Scott. 



Resources. 



Loans and discounts. 



Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts 

Banking house , 

Furniture and fixtures , 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bunds 

Due from banks in reserve cities . 

Exchanges for clearing house . 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



I1M.738 74 
02,890 57 



040 50 
6.300 00 
3,000 00 



Totals. 



Liabilities. 
Capital, stock paid in. 

Surplus fund 



rpi 

Undivided profits, less current ex- 
penses, interest and taxes paid. 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



31,380 83 



Report of 
Feb. 5, '09. 



$183,102 17 
102,044 57 



757 00 
6,300 00 
3.000 00 



8.085 00 

10,315 00 

1.133 00 

200 01 

1,541 46 



S3S0.544 10 



S35.000 00 
8.750 00 
5,304 08 



71.700 26 

6.461 60 

226 04 



Totals. 



36.143 01 



8,106 00 

11.335 00 

1.018 00 

75 07 

1,452 56 



Report of 
Aprifas, '09. 



$170,068 36 
112.755 00 



301 00 
6.300 00 
3,000 00 
1,133 00 



23.038 58 



$354.204 37 



8.323 00 

11.140 00 

643 00 

10 47 

1.451 55 



Report of 
June 23, 'GO. 



$170,287 01 
111.516 25 



364 89 
6.300 00 
3.000 00 
1,133 00 

286 08 



45.782 64 



$348.073 05 



$35.000 00 
8.750 00 
1.263 80 
170 00 
75,657 38 
6.461 60 
1.107 54 



35.20106 
187,740 17 



$350,544 10 



40.778 12 
185.105 84 



$35.000 00 
8,750 00 
3.753 36 



73.820 56 

6.461 60 

216 87 



41.438 06 
179.531 61 



14,355 00 

10.465 00 

1,067 00 

320 60 

87 14 



Report of 
Sept. 1, '09. 



$364.975 50 



$35,000 00 
8.750 00 
3.737 66 



83.023 64 
6.461 60 



$354.204 37 



$348.973 05 



41,068 46 
186,034 05 



$364,075 50 



$182,056 34 
121.505 00 



1,850 20 
6,300 00 
3.800 00 
1.133 00 
210 24 



30.212 04 



13.248 00 
10.705 00 

2.335 00 
110 26 

1.228 68 



$375,684 75 



$35.000 00 
8,750 00 
4.186 62 



81.601 38 
6.461 60 



40,266 01 
100,328 17 



$375,684 75 



152 



STATE BANKING DEPARTMENT. 



No. 362. 

THE STATE SAVINGS BANK OF GAGETOWN. 

Organized February 6, 1907. 

J. L. PuRDY, President; J. L. Winchester, Vi<x President; Edith E. Miller, Cashier. 

Directors. — J. L. I*urdy, L. C. Purdy, Richard Burdon, Richard Case, J. L. Winchester. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
AFfi'ir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


135,713 87 
26,715 60 


$35,864 20 
29.276 99 


$42,888 37 
30.645 11 


$47.066 22 
30.914 81 


$46.346 04 
28.334 61 


Bonds, mortgages and securities. . . 


Premiums oaid on bonds 












Overdrafts 


406 58 


158 08 


120 46 


193 50 


419 90 


Banking house 


8,000 00 


8.000 00 
2,000 00 


8.0P0 00 
2.000 00 


8,000 00 
2,000 00 


8,000 00 
2.000 OO 


Furniture and fixtures 




Other real estate 








Due from other banks and bankers 
(not reserve cities) 










««•••••■••■••» 


Items in transit 












United States bonds 












Due from banks in reserve cities . . 


21.703 25 


25,288 12 


8.044 10 


5.172 78 


6,42134 


Exchancres for clearing house. . . . 








1.506 00 
3.039 00 




U. S. and National bank currency . 


4,079 00 


4,689 00 


2.532 00 


5.166 OO 


Gold coin 


456 00 


401 00 


241 00 


456 00 


511 OO 


Silver coin 


318 30 


305 05 


301 95 


235 75 


233 7& 


Nickels and cents 


46 39 


42 99 


98 45 


93 54 


91 80 


Checks and cash items 


593 92 


660 


172 22 


395 24 


17 20 






Totals 


1100.932 91 


$106,031 93 


$95,043 66 


$99,072 93 


$97,571 64 






Liabilities. 












Caoital stock oaid in 


$25,000 00 


$25,000 00 


$25,000 00 


$25,000 00 


$25,000 OO 


Surplus fund 


258 27 
1,127 68 


383 83 
450 19 


383 83 
1,378 95 


383 83 
1,552 34 


517 24 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 


152 97 


Dividends unnaid 












Commercial deposits subject to 
check 


17.858 53 


24,404 31 


13,461 13 


18,043 59 


15,700 91 


Commercial certificates of deposit . 


5,111 92 


1.882 62 


1,930 62 


3,346 22 


12,870 37 


Due to banks and bankers 












Certified checks 












Cashier's checks outstandincr 












Saviners deoosits 












Savings certificates of deposit 


51.576 61 


53,910 98 


52,889 13 


50,746 95 


38.830 15 


Notes and bills rediscounted 












Bills oavable 










4.500 00 













Totals 


$100,932 91 


$106,031 93 


$95.043 66 


$99.072 93 


$97,571 64 







STATE BANKS OP MICHIGAN. 



153 



No. 426. 

THE GALESBURG STATE BANK, GALESBURG. 

Organized February 13, 1909. 

S. Dunn, President; T. S. Clapp, Vice President; C. C. Clapp, Cashier. 

Directors. — H. A. Steward, Chas. G. Curtis, I. N. Carson, Roy H. Spier, 8. Dunn, T. S. Clapp. 

C. C. Clapp. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


LoanB and discounts 






$22,009 25 
20,810 00 


$33,666 95 
25.555 43 


$39,988 12 
23,865 37 


• 

Bonds, mortsraees and securities. . 






Premiums paid on bonds 






Overdrafts 






46 04 


37 12 


465 36 


Banking house 








Furniture and fixtures 






1,500 00 


1,500 00 


1.500 00 


Other real estate 






Due from other banks and bankers 
(not reserve cities) 












Items in transit 




• 








United States bonds 












Due from banks in reserve cities. . 




• 


21.430 64 


16,174 27 


10,951 11 


Exchanges for clearing house 






U. S. and National bank currency . 






2,700 00 

395 00 

113 35 

10 03 

4,073 37 
134 06 


1.42100 

480 00 

63 45 

113 93 

1,994 78 


1.925 00 
400 00 


Gold coin 






Silver coin 






106 90 


Nickels and cents 






182 98 


Checks and cash items 






1.975 98 


Interest Daid on liauidatini? account 


















Totals 






173,221 74 


$80,996 93 


$81,360 82 










Liabilities. 
Caoital stock oaid in 






$20,000 00 


$20,000 00 


$20,000 00 


Surolus fund 








Undivided profits, less current ex- 
oenses. interest and taxes naid. . 






112 81 


* * 

165 37 


180 93 


Dividends unpaid 








Commercial deposits subject to 
check 






22,696 04 


27,465 88 


18,760 42 


Commercial certificates of deposit ' 
Due to banks and bankers 


















Certified checks 












Cashier's checks outstanding 












Savines deoosits 










231 12 


Savings certificates of deposit 






30.412 89 


33,238 95 
126 73 


42,095 92 


LiauidatinF interest account 






92 43 


Notes and bills rediscounted 










Bills oavable 
























Totals 






$73,221 74 


$80,996 93 


$81,360 82 











20 



154 



STATE BANKING DEPARTMENT. 



No. 153. 
THE GAYLORD STATE SAVINGS BANK, GAYLORD. 

Organized March 4, 1893. 

Frank A. Kramer, President; Earl B. Boltov, Vice President; S. W. Buck, Cathier; 

H. E. Blodgett, Assistant Cashier. 

Directors. — Frank A. Kramer, Sanford W. Buck, Earl B. Bolton, John G. Berry, L. Jenson. 



Resources. 



Loans and discounts. . ; 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

(Jnited States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house . . . 
J. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



1152.164 59 
68,191 68 



103 61 

12,000 00 

2.400 00 

3.850 00 



67 00 



Report of 
Feb. 5, '09. 



$143,798 36 
68,204 58 



90 83 

12.000 00 

2,400 00 

3.860 00 



1,178 04 



Report of 
April 28, '09. 



S134.540 13 
64.250 33 



55 21 

12.000 00 

2,400 00 

3.850 00 



12,450 85 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fimd. 



ssurpiu 

■Undivided profits, less current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check *. 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



13,461 00 

9.755 00 

957 15 

441 48 

1,117 87 



1276,960 13 



S25.000 00 

5.000 00 

10.500 25 



21,234 65 



2,912 00 

10,315 00 

865 95 

601 70 

2,172 48 



$259,623 59 



$25,000 00 
5.000 00 
8,249 99 



1.183 90 



23,127 83 



Report of 
June 23, 'C9. 



$141,509 48 
65,329 00 



372 30 

12,000 00 

2,400 00 

3,850 00 



Report of 
Sept. 1, '09. 



92126 



15.411 13 



7.300 00 

10.052 50 

788 85 

651 32 

671 20 



$260,871 27 



34,118 95 



147,389 26 

45,891 67 

9.000 00 



$276,960 13 



41,560 60 



126.465 18 

43.517 83 

9,800 00 



$259,623 59 



$25,000 00 

5.000 00 

10,330 51 



47,976 43 



126.641 45 
45.922 88 



$260,871 27 



8,860 00 

10,245 00 

1,773 85 

740 35 

1,194 91 



$264,607 28 



$25,000 00 

5,000 00 

10,948 32 



48.995 68 



127.585 97 
47.077 31 



$264,607 28 



$136,970 03 
67,734 00 



168 64 

12,000 00 

2,400 00 

3.850 00 



781 72 



17,722 42 



4.148 00 

11,725 00 

825 65 

577 60 

889 58 



$250,792 64 



$25.000 00 
5.000 00 
9,442 10 



43,454 91 



132,321 39 
44.574 24 



$259,792 64 



STATE BANKS OF MICHIGAN. 



155 



No. 298. 
STATE BANK OF GLADWIN, GLADWIN. 

Organized July 27, 1904. 

William H. Aitkin, President; A. H. Medbury. Vice President; Mblvin H. Aitkiw, Carter; 

C. G. GooDRUM, Assi^ant Cashier. 

Directors. — William H. Aitken, A. H. Medbury, Melvin H. Aitkin, Robert Croskery, Frank Leonard, 

Guy E. Smith, Euf^ene Foster, A. E. Sleeper. 



Resources. 



liOans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) .' 



Report of 
Nov. 27, '08 



184,190 37 
6.442 78 



271 71 
6,000 00 
1.4^00 
3,516 00 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house. . . 
tJ. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



9,233 86 



6.111 00 
4.525 00 

398 75 
35 40 

580 28 



1132,755 24 



$25.000 00 
1,700 00 
5.249 79 



58.885 10 



99 00 



41,821 35 



Totals. 



S132,755 24 



Report of 
Feb. 6, '09. 



107,456 06 
5,392 78 



43 88 
6,000 00 
1.450 00 
3.516 00 



19.365 78 



7,986 00 
1.220 00 

500 75 
97 14 

747 50 



$143,784 89 



$25.000 00 
1.700 00 
6.024 29 



74.123 86 



126 00 



86.810 74 



$143,784 89 



Report of 
April 28, '09. 



$99,496 52 
7.480 78 



148 90 
6.000 00 
1.450 00 
3.516 00 

34 00 



15,261 33 



9.275 00 
2,235 00 

403 00 
91 98 

295 55 



$145.778 06 



$25.000 00 

2.450 00 

548 56 



72.370 53 



45.408 97 



$145,778 06 



Report of 
June 23. '09. 



$104,769 12 
8.255 78 



536 44 
6,000 00 
1,450 00 
3,516 00 

132 18 



12,490 04 



6,736 00 

2.435 00 

664 15 

51 48 

1,411 24 



$148,447 43 



$25,000 00 
2,450 00 
1.701 94 



74,239 67 



45,055 82 



$148,447 43 



Report of 
Sept 1. '09. 



$107,651 12 
11,398 00 



722 28 
6,000 00 
1.450 00 
3.516 00 

633 43 



16.036 41 



6.784 00 
2,925 00 

627 35 
92 77 

798 46 



$159,534 82 



$25.000 00 
2,450-00 
2.942 00 



82,001 91 
47.090 91 



50 00 



$159,534 82 



156 



STATE BANKING DEPARTMENT. 



No. 249. 
GRAND HAVEN STATE BANK, GRAND HAVEN. 

Organized September 23, 1901. 
Joseph W. O'Brien, President; Elbert Lynn, Vice President; B. P. Sherwood, Copier. 

Directors. — Joseph W. O'Brien, Gerrit J. Diekema, C. -Ver Schure, Elbert Lynn, K. T. Van den 
Bosch, John Veneklassen, W. H. Beach. M. C. Sherwood, B. P. Sherwood. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08 



1164,988 77 
164.324 60 



388 46 
6,703 00 
2,815 62 



125 08 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



32,584 05 



14.550 00 
11,330 75 

1,217 00 
166 67 

1,665 00 



t400,877 80 



Report of 
Feb. 5. '09. 



$171,808 53 
171.501 50 



400 16 
6,703 00 
2.815 62 



Report of 
Aprir28. '09. 



1163.330 50 
172,346 40 



43,073 82 



9,456 00 

12,507 25 

1.726 35 

208 30 

520 41 



$421,080 94 



$30,000 00 

10,000 00 

7,192 47 



78,265 97 



128.360 06 
147.050 30 



Totals. 



$400,877 80 



$30,000 00 

12.000 00 

3,560 08 



100,602 10 



126,277 56 
148,641 20 



$421,080 94 



249 15 
6.703 00 
2.815 62 



Report of 
June 23, '09 



$164,511 43 
172,553 65 



39.224 87 



14.508 00 

11,252 25 

1,135 95 

219 93 

336 06 



$412,211 73 



180 10 
6,703 00 
2.815 62 



19 71 



41.958 56 



Report of 
Sept. 1, 'OP. 



13.016 00 

11,832 25 

1.937 25 

191 56 

916 37 



$30.000 00 

12,000 00 

6,711 76 



91.012 20 



128.609 02 
143.818 75 



$412,211 73 



$30.000 00 

12.000 00 

8,174 72 



92,562 95 



129,265 37 
144.641 46 



$416,044 50 



$175,519 71 
179,848 65 



584 51 
6.703 00 
2.815 62 



72 04 



52.016 51 



14.460 00 

11.224 75 

1.271 95 

85 09 

917 09 



$416,644 50 I $445,518 95 



$30.000 00 

14.000 00 

5,266 52 

35 00 

100,576 68 



140,288 84 
155,351 91 



$445,518 95 



STATE BANKS OF MICHIGAN. 



157 



No. 308. 
THE GRAND LEDGE STATE BANK, GRAND LEDGE. 

Organized May 2, 1905. 

W. R. Clarke, President; A. B. Schumaker, A. R. Gillies, Vice Pregidenta; 
Jesse H. Smith, Ca^ier; A. T. Slaght, A. R. Gillies, Auditors. 

Directors. — W. R. Clarke A. B. Schumaker. Arthur T. Slacrht. Dudley E. Water8,]DanfordShadduck, 

A. R. Gillies. Adelbert Keefer, F. A. Taber, W. R. Granger. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid . 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of depasit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding. . 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



$73,702 87 
63.398 97 



3,676 81 



1.432 84 



14,810 57 
509 30 
1.450 00 
605 00 
300 10 
205 07 



$160,092 52 



$25.000 00 
3.500 00 
2.036 81 



38,885 05 



12.196 65 
78.474 01 



$100,092 52 



Report of 
Feb. 6, '09. 



$68,364 67 
62.657 77 



2.531 09 
57 53 



1.432 84 



1,795 11 



13.065 38 

284 26 

5.600 00 

4,157 50 

710 15 

194 27 



$160,940 57 



Report of 
Aprir28, '09, 



$81,470 86 
64,029 49 



700 58 



1.432 84 



18,079 81 

1.688 61 

8,063 00 

3.260 00 

609 00 

126 73 



$179,580 92 



$25,000 00 
3,750 00 



165 00 
38.029 48 



12.416 34 
81.579 75 



$160,940 57 



$25,000 00 

3,750 00 

331 19 



51,933 37 



13.322 69 
85.243 67 



Report of 
June 23, '09 



$76,320 85 
74,334 24 



1.191 88 



1,463 79 



17,175 22 
1.747 01 
5.539 00 
3.502 50 
1.892 10 
113 29 



$183,279 88 



$25.000 00 

3.750 00 

782 82 



48,291 81 



15.143 21 
90,312 04 



$179,580 92 



$183,279 88 



Report of 
Sept 1. '09. 



$79.067 80 
79,143 37 



984 21 



1,463 79 



123 79 



44.312 72 
2.465 37 
8.270 00 
2,226 00 
1,562 00 
149 57 



$219,768 62 



$25,000 00 

3.750 00 

178 69 



80.610 29 



15.155 70 
95.073 94 



$219,768 62 



158 



STATE BANKING DEPARTMENT. 



No. 389. 
LOAN AND DEPOSIT BANK, GRAND LEDGE.* 

Organized February 29, 1908. 

Geo. N. Berry, President; E. A. Turnbuix. Vice PresiderU; E. M. Bbioos, Cashier; 

F. L. Berry, Assistant Cashier. 

Directors. — Geo. N. Berry, E. A. Turnbull, E. M. Briggs, F. L. Berry^ Geo. H. Sheets, T. B. Robinson, 

Cassius Alexander. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. 09. 


Loans and discounts 


$116,981 71 
233.482 00 


$115,246 80 
235.217 00 


$118,351 05 
244,994 50 


$124,003 81 
244.964 50 


$103,060 98 
271.924 50 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


Overdrafts 


533 76 


1,119 03 


2,277 77 


472 53 


1,116 28 


Banking hoiise 


Furniture and fixtures 


600 00 


500 00 


500 00 


500 00 


500 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 


1.238 81 

100 00 

67.455 30 


1.502 94 

100 00 

63.633 48 


35 65 

100 00 

75.286 09 


1.022 33 

100 00 

78.150 39 


1,042 70 
100 00 


United States bonds 


Due from banks in reserve cities. . 
Exchanges for clearing house 


53.638 75 


U. S. and National bank currency . 
Gold coin ....'. 


17.942 00 

11.135 00 

1.274 00 

300 05 

105 67 


16,871 00 

8.730 00 

3.334 00 

350 26 

238 25 


9,200 00 

10,065 00 

1,290 00 

200 50 

2,306 45 


12.105 00 

9.700 00 

1.745 00 

237 29 

147 92 


16.961 00 

6.720 00 

1.000 00 

172 97 


Silver coin 


Nickels and cents 


Checks and cash items 


2.037 16 




Totals 


1451,148 30 


$446,842 76 


$464,607 01 


$473,228 77 


$458,274 34 




Liabilities. 
Capital stock paid in 


S50.000 00 

10.000 00 

3.981 89 


$50,000 00 

11.000 00 

744 23 

32 00 

81.859 98 

90.074 28 


$50.000 00 

11.000 00 

2.674 46 


$50.000 00 

11.000 00 

3.171 17 


$50,000 00 

11.000 00 

5.02199 


Surplus fund 


Unoivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
clieck 


80.970 25 
137.303 02 


81,554 72 
50.954 11 


91.141 44 
45.968 74 


74.042 99 
18,861 12 


Commercial certificates of deposit . 
Due to banks and bankers 


Certified checks 












Cashier's checks outstanding, 












Savines deoosits 


3.913 33 
164.919 81 

• 


5.618 62 

206.988 42 

525 23 


11,209 91 
248,213 81 


11,463 03 
260,484 39 


11.877 29 
287.470 95 


Savings certificates of deposit 

Reserve for taxes 


Notes and bills rediscounted 










Bills payable 
























Totals 


$451,148 30 


$446,842 76 


$464,607 01 


$473,228 77 


$458,274 34 





STATE BANKS OF MICHIGAN. 



159 



No. 316. 
THE CITY TRUST & SAVINGS BANK OF GRAND RAPIDS, MICHIGAN. 

Organized January 9, 1905. 

James R. Wylie, President; W. C. Winchester, L. J. Rindoe. Vice Presidents; Mahlon A. Smith. 

AssistarU to the President; E. C. Johnson, Assistant Ca^ier. 

Directors. — ^T. Stewart White, Constantine Morton, Francis Letellier, liester J. Rindge, Philo C. 
Fuller, Walter C. Winchester, David M. Amberg, Gaius W. Perkins. S. A. Morman, James R. Wj'lie, 
Joseph J. Tucker, James D. Lacey, Charles Trankla, R. W. Irwin. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

tJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in., 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



1281.295 45 
179.531 58 



315 83 



1.500 00 



1.724 24 



71.846 27 
3,323 72 

14,005 00 

3.650 00 

1.78145 

230 05 



$539,203 59 



SIOO.OOO 00 
20.000 00 
20.408 50 



82.567 10 



128 75 



75.567 83 
240,531 41 



Totals. 



Report of 
Feb. 5. '09. 



$202,717 32 
207.330 58 



607 24 



1,500 00 



50 



56.989 72 
3,639 83 

18.033 00 

3,602 50 

2.819 80 

487 33 



$587,736 82 



$100,000 00 
20.000 00 
23,658*12 



88.883 37 



15 00 



86.303 77 
268.876 56 



$539,203 59 



$587.736 82 



Report of 
Aprir28, '09. 



$261,492 16 
221.050 40 



1.252 18 



1.500 00 



371 54 



40.490 99 
3.765 93 

12.789 00 

5.237 50 

3.001 65 

153 80 



$551,105 24 



$100,000 00 
20.000 00 
25.797 05 



75.526 97 



1.075 00 



79.063 17 
240.643 05 



Report of 
June 23, '09. 



$252.344 44 
227.848 40 



617 45 



1.500 00 



424 85 



46,588 25 

988 75 

16.672 00 

3.305 00 

2.214 35 

402 59 



$552,996 08 



$100,000 00 
20.000 00 
25.668 39 



80,844 62 



235 00 



Report of 
Sept. 1, '09. 



81,618 59 
244.629 48 



$551,105 24 



$652.996 08 



$290.782 46 
238.60130 



855 76 



1,000 00 



1,618 41 



70,216 02 
8,588 14 

19.769 00 

3.735 00 

1.302 00 

544 92 



$637,013 01 



$100,000 00 
20.000 00 
27.103 85 



167.708 95 



15 00 



79,588 94 
242,596 27 



$637,013 01 



160 



STATE BANKING DEPARTMENT. 



No. 276. 
COMMERCIAL-SAVINGS BANK OF GRAND RAPIDS. 

Organized April 28, 1903. 

Robert D. Grahah, President' Charles B. Keyset, Vice PretiderU; 
C. L. Ross. H. N. Morrill, AsgistarU Carters. 

Directors. — S. M. Lemon, R. D. Graham, C. B. Kelsey, Huntley Russell, Moses Taggart, Charles F. 
Young, Fred M. Deane, W. H. Gay, W. M. Wurzburg. W. H. Anderson, Hubert Welde, Daniel 
Lynch, Thomas W. Strahan, Thos. F. Carroll, Christian Bertsch, Christian Gallmeyer, John W. 
Goodspeed, F. A. Baldwin, G. J. Vinkemulder, Louis C. Braudy, Amos Mussellman. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



^ther real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in t^nsit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



11.109.115 67 

533.467 30 

2.000 00 

1.686 02 

25,000 00 

7,000 00 

14.600 00 

5,54108 

12,106 29 



157,647 11 
23.801 63 
70,694 00 
14.848 00 
10.567 00 
1,241 67 
2,501 25 



Report of 
Feb. 6, '09. 



Sl.023.025 68 

624.172 15 

2.000 00 

886 06 

60.000 00 

7.000 00 

21.498 70 

5.54108 

46.833 99 



Totals. 



Liabilities. 
Capital stock paid in. 



$1,991,907 02 



Surplus fund 

Undivided profits, less current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



1200,000 00 
20.000 00 
19.775 09 



435.835 16 



35.804 69 
6.453 60 



523.764 01 
750,274 47 



11.991,907 02 



220.799 68 
20,59158 
87.508 00 
15,135 00 
12.932 00 
1,596 61 
1,451 09 



Report bf 
April 28. '09. 



11.039.841 91 
690.560 00 
2.000 00 
1.703 46 
60.000 00 
7,000 00 
21,098 70 
4.063 46 
16,285 78 
100.000 00 
122.307 58 
24,997 02 
08,064 00 
23.23100 
8,550 00 
1,032 75 
1,959 06 



Report of 
June 23. '09. 



11.023.073 29 
723,015 00 



12.151,061 62 ,12,222,703 72 



$200.000 00 

22.000 00 

11.682 22 

38 00 

560.019 47 



38.795 94 
3.003 60 



528.639 01 
786.883 38 



$200,000 00 

22.000 00 

15.739 72 

204 00 

618,847 13 



34,656 73 
15,544 60 



539,685 38 

756,026 16 

20,000 00 



8.088 80 
60.000 00 

7.000 00 
21,098 70 

4.063 46 

10,180 79 

500 00 

180,625 92 

24,606 37 

91,172 00 

7,680 00 
15,736 05 

1,417 05 

1.913 04 



Report of 
Sept. 1, '09. 



$1,035,123 32 
706.788 37 



$2,175,171 37 



$200,000 00 

22,000 00 

7.803 66 

42 00 

585.794 79 



50.573 60 
9,388 30 



558,538 84 

731,032 18 

10,000 00 



1,475 03 
60,000 00 

7.000 00 
20.881 20 

2,216 44 
14,311 99 



103,766 70 
19,339 00 

103.175 00 

17,777 80 

11,312 15 

1,007 00 

11,683 20 



$2,118,547 38 



$200,000 00 

24,000 00 

11,304 86 

66 00 

460,751 67 



50,418 92 
2,548 70 



$2,151,061 62 



$2,222,703 72 



$2,175,17137 



554,964 20 

804,493 08 

10,000 00 



$2,118,547 38 



STATE BANKS OF MICHIGAN. 



161 



No 61. 
THE GRAND RAPIDS SAVINGS BANK, GRAND RAPIDS. 

Organized May 1, 1872. 

Corporate existence extended April 29, 1902. 

Charles W. Garfield, President; Orson A. Ball, Vice President; Frank 8. Cot.euan, Cashier; 
Dana B Shedd, Assistant to President; Arthur M. Goodwin, Assistant Carter. 

Directors. — Charles W. Garfield, Georfje M. Edison. Aaron Brewer, N. Fred Avery. Orson A. Ball, 
Roger W. Butterfield. Frank E. Leonard, Frank Jewell, William H. Gilbert, Lester J. Kingde, William 
Alden Smith, Geo. G. Whitworth. 



Resources. 



Jjosins and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing house 

(J. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, leas current ex- 
penses, interest and taxes paid . . 

Bond Fremium.s Credit 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



S937.0i5 19 

1.032.304 ft5 

212 50 

1,931 52 



282.861 62 

10.563 27 

64,773 00 

39.187 50 

3,609 10 

717 92 

1.420 63 



Report of 
Feb. 5. '09. 



1951.679 29 
1,069,090 15 



1.093 62 



7.951 50 



10 00 



219.110 52 

13.019 44 

62.106 00 

41,427 50 

6.075 45 

969 95 

456 52 



$2,374,686 90 {$2,373,589 94 



$150,000 00 

30.000 00 

82.255 34 

2.145 60 



306.457 86 



$160,000 00 

75.000 00 

31,854 02 

1.610 35 

400 

278.762 09 



793 89 



1,068,475 23 
734.558 98 



$2,374,686 90 



743 89 



1.089,745 14 
745.870 45 



$2,373,589 94 



Report of 
Aprir28. '09. 



$960.233 96 
1.104.940 15 



1.385 19 



9.120 99 
600 00 



215.850 25 

26.919 81 

61.292 00 

42,877 50 

7,890 10 

1,062 47 

417 81 



$2,432,490 23 



Report of 
June 23, '09. 



$967,000 08 
1.131,919 73 



2.708 98 



9.620 99 
500 00 



205.998 04 

9.131 15 

48.724 00 

48.422 50 

5,771 75 

876 53 

372 72 



$2,431,046 47 



Report of 
Sept. 1, '09. 



$071,758 30 
1.171.222 25 



2.452 11 



9.695 99 
500 00 



200 00 



205.n6 99 

10,335 49 

69,940 25 

41.212 90 

6,099 00 

739 47 

243 75 



$2,480,176 50 



$150,000 00 

75,000 00 

41,419 82 

1.599 10 



281.679 77 



9.247 20 
1.473 30 



1,110.764 29 
761,306 75 



$2,432,490 23 



$150,000 00 

75.000 00 

48.089 11 

2.036 60 



244.045 91 



13.259 15 
1.174 09 



1.127,173 79 

756,267 82 

15.000 00 



$2,431,046 47 



$150,000 00 
75,000 00 
44,779 43 



299.489 24 



5.525167 
1.023 88 



1.147.349 62 

742.008 66 

15.000 00' 



$2,480,176 60 



21 



162 



STATE BANKING DEPARTMENT. 



No. 402. 

THE KENT STATE BANK, GRAND RAPIDS. 

Organized May 14, 1908. 

Hfnry Idema. President; John A. Covode, Vice President; J. A. S. Verdikr, Cashier; A. H. Brandt, 

Gerald McCoy, Assi^ant Cashiers; C. Baarman, Auditor. 

Directors. — L. H. Withey, Edward Ix>we, T. Stewart White, Henry Idema, A. W. Hompe, E. H. 
Foote, John A. Covode, B. S. Hanchett, William H. Jones, M. S. Keeler, J. A. 8. Verdier. 



Resources. 



Loans and discoimts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking hou.se 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$2,744,575 05 

2.142.501 05 

1.000 00 

1.510 90 

49.000 00 

29.500 00 



Report of 
Feb. 5, '09. 



Report of 
April 28, '09. 



14,750 40 

600 00 

583,579 22 

62,759 12 

186,962 00 

142,525 00 

14,860 20 

1.407 58 

4.174 33 



12.767.790 38 

2.242,527 21 

1,000 00 

1,811 78 

49.000 00 

29.500 00 



8,489 63 

600 00 

496,914 13 

54,565 17 

177,082 00 

135,695 00 

16,285 82 

2,864 18 

2.977 75 



12,796,447 66 

2,279,627 96 

1,000 00 

3,173 72 

49,000 00 

29.500 00 



10,532 48 



710,876 12 

41,221 65 

158,015 00 

130,252 50 

19.061 15 

2.294 47 

31,474 91 



Totals .$5,979,803 94 $5.987, 103 05 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial .deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

State monies on deposit 

.Notes and bills rediscounted 

Bills payable 



Totals. 



$500.000 00 

100,000 00 

81,532 92 

54 00 

833,273 87 

11,372 27 

91,166 16 

804 80 



2,498,663 76 
1,862,936 16 



$500,000 00 

100,000 00 

56,435 57 

266 00 

790,045 57 

15,074 27 

94,801 50 

951 38 

75 00 

2,513,696 03 

1,915,757 73 



$6,262,477 62 



Report of 
June 23, '09. 



$2.783.4C6 87 

2,358,730 76 

2,290 80 

2,884 41 

49.000 00 

29,500 00 



12,559 73 



513,901 32 

43.099 88 

143.385 00 

135.515 00 

16,554 30 

1,646 47 

23,548 77 



Report of 
Sept. 1. '09. 



$2,763,047 27 

2,441,092 21 

2,290 80 

1,642 51 

60.000 00 

18,500 00 



10,475 82 



639.590 27 

69,291 07 

163,794 00 

134,675 00 

14.350 00 

2,522 28 

33,444 99 



$6,116,083 31 I $6,354,725 22 



$500,000 00 

100,000 00 

81,964 74 

652 00 

911,654 81 

28,435 35 

118.239 25 

14.421 17 

63 50 

2,542,979 66 

1,924.067 14 

40,000 00 



$500.000 00 

100,000 00 

74,354 47 

38 00 

790.875 16 

48.057 43 

108,864 02 

3,527 17 



2,543.570 91 
1,926,796 15 | 
20,000 00 



$500.000 00 

100,000 00 

79,54103 

56 00 

841,346 40 

141,072 30 

183,343 75 

519 88 

1,000 00 

2,565,497 79 

1,922.348 07 

20,000 03 



$5,979,803 94 ;$5.987,103 05 $6,262,477 62 $6,116,083 31 , $6,354,735 22 



STATE BANKS OF MICHIGAN. 



163 



No.. 108. 
PEOPLE'S SAVINGS BANK OF GRAND RAPIDS. 
Organized December 23, 1890. 

Thomas Hefferan, President: Wm. Alden Smith, Samuel M. Lemon. Vice Presidents; 
Eugene D. Conger, Cashier; T. Wm. Hefferan, AssitUant Cashier. 

Directors. — Thomas Hefferan, Wm. Alden Smith, John Murray Wm. H. Anderson. Wm. H. Gav. 
Reul)en Bloomer, Samuel M. I^mon, John W. Bloderett. Alfred D. Rathhone, Kugeue I). Conner. 
J. Boyd Pantlind, Christian Bertsch, Amos S. Musselman, John T. Byrne, Wm. Logie. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Othep real estate 

Due from other banl^ and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing hoSse . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, 08. 



S466,870 88 

1.201,874 02 

404 50 

314 37 

35.000 00 



16.862 22 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Premium account 



199,301 62 

4,795 32 

40,947 00 

41,870 50 

1.088 90 

158 02 

308 77 



Report of 
Feb. 5, '09. 



$435.077 65 

1,207,260 92 

40 00 

366 66 

35,000 00 



13,478 02 



Report of 
April 28. '09. 



1501.904 49 
1.212.091 56 



1.143 02 

35.000 00 

1.163 01 



3.213 90 



$2,018,977 02 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



$100,000 00 
50.000 00 
31,753 50 



220,623 60 

4,981 53 

50.689 25 

41,605 50 

1,255 70 

166 21 

929 15 



$2,011,474 19 



177.912 28 

21.325 01 

51,570 00 

46.163 00 

1.284 70 

164 04 

140 01 



Report of 
June 23. '09. 



$460,660 70 
1.252,289 56 



473 72 

35.000 00 

1.542 12 



2,074 70 



Report of 
Sept. 1, 'CO. 



$460,558 78 
1,275,239 56 



554 80 

35,000 00 



3,590 55 



$2,053,075 02 



15 00 

264,722 73 

1,000 00 

8,202 81 

22 50 

749 15 

653,834 64 

908,676 69 



Totals. 



$100,000 00 
50.000 00 
27,674 56 



27 50 

270,949 88 

1,000 00 

5,641 47 

22 50 

1,708 24 

670,599 43 

882.&50 61 



17^,163 42 

6,945 50 

42.952 00 

44,503 00 

1,888 30 

259 36 

514 16 



$2,025,257 54 



$100,000 00 

50,000 00 

34,513 20 

2.619 00 

75 00 

257.970 71 

1.000 00 

4.626 32 

522 50 

1,910 00 

681,459 56 

803,378 73 

25,000 00 



$2,018,977 02 $2,011,474 19 



$2,053,075 02 



$100,000 00 

50.000 00 

28.648 85 

2.619 00 

50 00 

226.677 11 

1.000 00 

7.909 90 

1.553 50 

2.475 40 

670.212 73 

919,111 05 

15,000 00 



211.175 41 

7.886 78 

54,316 00 

43,050 00 

863 95 

280 10 

3,166 16 

$2,096,582 09 



$2,025,257 54 



$100,000 00 

50,000 03 

33,597 28 

2,781 00 

25 00 

225,788 44 

32.000 00 

8,106 16 

115 75 

2.147 85 

675,760 38 

951.260 23 

15,000 00 



$2,096,582 09 



164 



STATE BANKING DEPARTMENT. 



THE MICHIGAN TRUST COMPANY, GRAND RAPIDS. 

Organized June 1, 1889. 

Lewis H. Withet, President: Willard Barnhart, Ftrjrf Vice Presideni; Henry Idema, Second Vice 
President; Frederick A. Gorham, Third Vice President; George Hefferan. Secretary; Claude 
Hamilton, Assistant Secretary. 

Directors. — ^T. Stewart White, Lewis H. Withey, Harvey J. Hollister, Willard Barnhart, Samuel 
B. Jenks, Henry Idema Darwin D. CJody. F. A. Gorham. Thomas Heflferan, Dudley E. Waters, 
E. Golden Filer, W. W. Cummer, Wm. Judson, Wm. Alden Smith. J. Boyd Pantlind, Edward Lowe. 
Thomas Hume. W. W. Mitchell, William H. Gay, James D. Lacey. 



Resources. 



Collateral loans. Time. 



Demand 

Loans on real estate mort^ges: 
In office 



With State Treasurer 

Other loans 

Bonds: In office 

With State Treasurer. 

Stocks 

Real estate owned 



Other investments 

Certificates of Deposits of other 
Banks 



Advances to trusts 

Premiums paid 

Safety deposit vaults 

Furniture and fixtures 

Due from approved reserve agents . 
Due from other banks and bankers . 

Cash items 

Nickels and cents 

Silver coin 

Gold coin 

U. S. and National bank notes . . . . 



Report of 
Nov. 27, '08. 



138.450 00 
106.743 83 
136,644 68 
113.500 00 



241,150 00 



27.551 61 



77,500 00 
56,922 77 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits (less expenses, 
interest and takes paid) 



Dividends unpaid 
Trust deposits . . . 

Debentures 

Premiums 

Other liabilities . . 



Totals. 



9,500 00 

100 

348,786 66 

43,530 47 

1.451 95 

293 

63 15 

235 00 

6,813 00 



$1,207,937 05 



$200,000 00 
200.000 00 
113.337 85 



679,717 20 



Report of 
Feb. 5, '09. 



$38,075 00 
103,258 83 
141,464 80 
113.375 00 



289,450 00 



21,301 61 



71,000 00 
52,101 10 



8.500 00 

100 

400.110 39 

85.423 99 

1,194 95 

636 

238 55 

70 00 

5.810 00 



$1,331,381 58 



$200,000 00 

300,000 00 

22.416 30 



14,882 00 



$1,207,937 05 



787,169 28 



Report of 
Aprir28, '09. 



$73,418 33 
101.099 43 
147,324 48 
113,375 00 



219,000 00 



21.301 61 



Report of 
June 23, '09. 



$73,406 63 

90.500 53 

145,260 48 

113.375 00 



Report of 
Sept. 1, '09. 



$56,799 75 

96,418 60 

165,373 48 

105.375 00 



366,175 00 



121.525 00 
40.184 9(f 



8,500 00 

100 

588.935 60 

408,284 24 

19,030 98 

883 

139 20 

155 00 

5.352 00 



$1,868,235 60 



$200,000 00 

300.000 00 

33,474 41 



1.312,606 29 



21,796 00 



22,154 90 



$1,331,381 58 ;$1. 868.235 60 



21,301 61 



145,525 00 
52,380 83 



8,500 00 

100 

379.934 52 

30,030 49 

4,842 54 

5 84 

207 50 

80 00 

6.036 00 



$1,437,562 97 



443,580 00 

• 

22,066 61 



145,525 00 
51.399 91 



8,500 00 

100 

393,505 63 

38,714 90 

41.999 38 

523 

66 60 

332 50 

5,543 00 



$1,575,206 49 



$200,000 00 

300,000 00 

34.703 04 



887.504 38 



15.355 55 



$1,437,562 97 



$200,000 00 

300.000 00 

33.392 13 



1.030.231 98 



11.582 38 



$1,575,206 49 



STATE BANKS OF MICHIGAN. 



165 



No. 359. 
THE GRANDVILLE STATE BANK, GRANDVILLE. 
^ Organised January 18, 1907. 

D. M. Jenison, President; R. A. Caldwell, Vice President; F. J. McElwee, Cashier. 

Directors. — D. M. Jenlson, A. T. Slapht. F. J. McElwee. R. A. Caldwell, H. C. Weatherwax, 

Albert Altoft. Hfiom Minderhout. 



Resources. 


Report of 
Nov. 27, '08 


Report of 
Feb. 6. '09. 


Report of 
April 28, '09. 


Report of 
June 2.3, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 

Bonds, mortgages and securities. . . 
Premiums paid on bonds 


122.868 65 
14,773 53 


$20,394 14 
15,234 53 


$26.85108 
13,916 42 


$25,248 10 
16,252 42 


$29,688 12 
16.297 69 


Overdrafts 




72 93 

1,200 00 

600 00 


41 75 

1.200 00 

626 00 


79 46 

1.200 00 

626 00 


755 76 


BankinfT house 


1,200 00 
600 00 


2,566 66 
626 00 


Furniture and fixtures 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items In transit 












United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house. . . . 


318 05 

292 10 

1.609 00 

610 00 

18 00 

26 48 

477 30 


1.916 85 


2.632 45 


1.929 47 

170 

1.216 00 

425 00 

54 20 

24 87 

23 41 


3.871 39 
421 71 


U. S. and National bank currency . 
Gold coin 


905 00 

410 00 

112 85 

17 84 


1.143 00 

635 00 

10100 

24 96 

1 20 


814 00 

815 00 


Silver coin 


40 05 


Nickels and cents 


32 07 


Checks and cash items 


159 78 








Totals 


$42,793 11 


$40,864 14 


$47,172 86 


$47,080 63 


$56,079 23 






Liabilities. 
Caoital stock paid in 


$20,000 00 
500 00 
201 23 


$20.000 00 
50000 
178 35 


$20,000 00 
500 00 
432 94 


$20,000 00 
500 00 
735 96 


$20,000 00 


Surplus fund 


700 00 


Unaivided profits, less current ex- 
penses, interest and taxe« paid . . 

Dlvidenfls unpaid 


609 60 


Commercial depo.sits subject to 
check 


7,109 75 


7,855 94 


12,674 90 


9,620 81 


11,487 81 


Commercial certificates of deposit . 




Due to banks and bankers 


1 






Certified checks 










• 


Cashier's checks outstanding 












Savings deoo'^its 


5,815 88 
9, 163 25 


3,255 90 
9.073 95 


3.174 31 
10,393 71 


4.286 21 
11.937 65 


7,763 54 


Savings certificates of deposit 

Notes and bills rediscounted 


15,518 28 


Bills navable 























Totals 


$42,793 11 

1 


$40,864 14 


$47,172 86 


$47,080 63 


$56,079 23 







1S6 



STATE BANKING DEPARTMENT. 



No. 340. 
THE GRANT STATE BANK, GRANT. 

Organized February 28, 1906. * 

Frank W. SviUier, President; P. Drummond, Vice President: H. McKinlet, Cctshier; 

Emikl Keaipf, Assistant Cashier. 

Directors. — Frank W. Squier, P. Drummend, H. McKinley, A. O. White, C. Gerber, 

A. McKinley, Emiol Kempf. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banlcing house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits. less current ex 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banl^s and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



154.277 72 
42,902 50 



132 03 
3.508 87 
2,486 81 



20,86S48 



2,475 00 
3.185 00 

87B 10 
03 54 

553 27 



1131.512 32 



S20.000 00 

500 00 

3,713 85 



25.047 21 
884 75 



11,551 06 
68.015 45 



1131,512 32 



Report of 
Feb. 5, '09. 



$53,944 62 
44.737 50 



28 31 
3,598 87 
2,486 81 



14,540 29 



3.198 00 
3,415 00 

832 90 
97 67 

113 79 



S126.993 76 



120,000 00 
1,000 00 
1.132 59 



24, in 05 
884 75 



22,219 52 
57.579 85 



Report of 
April 28. '09. 



•49.735 93 
45.042 50 



136 66 
3.508 87 
2,486 81 



1,000 00 



Report of 
June 23. '09. 



151.791 30 
45.382 50 



293 88 
3,598 87 
2.486 81 



27.178 94 



4.256 00 

3.305 00 

899 35 

174 25 

28 50 



S137.842 81 



820.000 00 
1,000 00 
2.458 44 



31,015 70 
884 75 



23,798 76 
58,685 16 



1126.993 76 



1137.842 81 



46.386 09 



4.487 00 

3.745 00 

556 70 

107 67 

109 48 



S158.945 90 



120.000 00 
1.000 00 
2.501 34 



40.530 16 
695 00 



Report of 
Sept. 1. '09. 



28,128 89 
66.090 51 



1158.945 90 



S62.770 12 
45.587 50 



322 83 
3.508 87 
2.486 81 



2,500 00 



41,536 23 



2.612 00 

4.080 00 

1.115 60 

130 65 

517 43 



S167.258 04 



120.000 00 
1.000 00 
2.731 14 



47.010 31 
675 00 



28.220 15 
67.621 44 



S167.258 04 



STATE BANKS OP MICHIGAN. 



167 



No. 27. 
THE FARMERS' BANK OF GRASS LAKE, GRASS LAKE. 

Organized April 24, 1883. 

E. J. Foster, President; M. W. Dwelle, Vice President: F. G. Mellencamp, Cashier: 

H. J. Knioht, Assistant Cashier. 

Directors —E. J. Foster, M. W. Dwelle, E. W. Crafts. E. W. Hobart. E. A. Croman, Orville Gorton, 

H. J. Knight, A. W. Dwelle, F. G. Mellencamp. 



Resource*. 



Loans and discounts 

Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

• 

Due from banks in reserve cities. . 
Exchanges for clearing house . . . . . 
U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



ToUls. 



Report of 
Nov. 27, '08. 



$65,356 28 
144,539 00 



1.074 56 
3.300 00 



600 00 



20.311 04 



13.778 00 

1.395 00 

650 50 

236 06 

18 10 



$260.258 56 



Report of 
Feb. 5, '09. 



$61,928 75 
143,109 00 



756 80 
3.300 00 



600 00 



29.820 29 



12.755 00 

2.320 00 

972 60 

225 59 

622 20 



$256,410 23 



$25.000 00 

13.000 00 

3.610 76 



45.597 05 



18,833 07 
149,217 68 



$25.000 00 

14.000 00 

2.545 91 

180 00 

47.514 81 



20.557 10 
141.612 41 



5.000 00 



6,000 00 



$260.258 56 



$256,410 23 



Report of 
April 28. '09. 



$65.309 55 
138,344 00 



2,041 74 
3,300 00 



600 00 



31.598 27 



10.781 00 

3.820 00 

1.027 45 

453 59 

200 



$257,367 60 



$25.000 00 

14,000 00 

3,281 30 

15 00 

43.239 86 



19.417 59 
152.413 85 



$257,367 60 



Report of 
June 23, '09. 



$63,901 89 
136.322 00 



2.130 63 
3.300 00 



600 00 



35,974 20 



8.25100 

4.665 00 

960 55 

364 46 

360 00 



$256,829 73 



$25.000 00 

14.000 00 

4.179 22 

15 00 

43,562 47 



21,107 64 
148.965 40 



$256,829 73 



Report of 
Sept. 1, '09. 



$67,811 61 
134.957 00 



1.430 61 
3.300 00 



600 00 



27.563 81 



14.391 00 

1.957 50 

1.507 35 

219 67 

800 00 



$254.538 55 



$25.000 00 

15.000 00 

2.550 42 



46.911 20 



21.048 51 
144.028 42 



$254.538 55 



168 



STATE BANKING DEPARTB«BNT. 



No. 203. 
COMMERCIAL STATE SAVINGS BANK, GREENVILLE. 

Organized August 27, 1902. 

F. E. Rannky. President; D. K. Black. C. M. Miller, Vice PretitUrUs; 

C. V. CoATB, Cashier. 

Directors. — F. E. Ranney, D. K. Black. E. A. Kemp. C. M. Miller, R. F. Sprague, C. H. Wells, 

C. A. Miller. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



S106.421 61 
118.670 80 



1,036 30 



3.33105 



Report of 
Feb. 6. '09. 



$107,717 28 
116.315 42 



048 33 



3.2S0 00 



8.812 40 
27.684 74 



8,397 00 
5.785 00 
2,000 00 
152 64 
1.104 04 



Totals. 



Liabilitie.s. 
Capital stock paid in. . 



Surplus fund 

Undivided profits. Ie.s8 current ex- 
penses, interest and taxes paid . . 



Dividend.s unpaid 

Commercial deposits subject to 
check 

rommercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Tax reserve accounts 

Notes and bills rediscounted 

Bills payable 



$283.295 58 



11.180 81 



28.982 00 



Report of 
Apriias. '09. 



$123,431 98 
114.744 95 



1,378 07 



3,262 70 



10,075 00 

6.065 00 

2.400 00 

166 24 

2.119 55 



$289.220 53 



$25.000 00 
4,000 00 
4.603 10 



80,581 23 



168,212 91 
898 34 



TotalPftt 



$283,295 58 



$25,000 00 
5,000 00 
1.681 76 



13.240 82 
38.195 67 



Report of 
June 23. '00. 



$125,246 86 
115,912 00 



740 59 



3.262 70 



Report of 
Sept. 1, '00 



$152,416 26 
108.885 00 



720 99 



3,202 70 



13.009 00 

7.095 00 

l.TOOOO 

127 84 

465 76 



10.957 85 



78,077 25 



12.749 00 

7.395 00 

1,400 00 

186 68 

161 01 



1.231 14 



47.117 66 



13,661 00 

7.980 00 

3,248 00 

170 87 

63193 



$316,741 79 $351,097 04 $339,325 55 



80,357 10 



$25.000 00 
5.000 00 
3.734 55 



94,021 70 



177.053 41 
128 26 



$289.220 53 



188.607 28 
378 26 



$25,000 00 
5.000 00 
4,003 11 



104,439 60 



$25,000 00 
5,000 00 
4,044 79 



98,916 99 



212.124 41 
530 82 



$316,741 79 



$351,097 94 



205.843 95 
519 82 



$339.325 55 



STATE BANKS OF MICHIGAN. 



169 



No. 188. 

GREENVILLE STATE BANK, GREENVILLE. 

Organized April 21, 1896. 

W. D. Johnson. President: F. 8. Gibson. Vice President; W. H. Browne, Cashier. 

Directors. — W. D. Johnson, F. S. Gibson, C. W. Johnson, E. Rutan, W. H. Browne. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


1240.454 50 
143.871 50 


$236,361 67 
144.258 35 


$236,402 91 
136.284 35 


$220,930 15 
141,485 18 


$237.179 86 
145.532 18 


Bonds, mortgages and securities. . . 
Premiums paid on bonds 


Overdrafts 


2.201 15 


1.367 58 


2.968 23 


196 00 


356 57 


Banking house 




Furniture and fixtures 












Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit*. 


14.835 32 


19.964 65 


24.747 45 


7.861 42 


2.35100 


• 
United States bonds 


Due from banks in reserve cities. . 
Exchanges for clearing house .... 


06.606 76 


61.312 04 


54.858 46 


99,93108 


73.719 86 


U. B. and National bank currency . 
Gold coin 


15.235 00 

12.665 00 

1.054 75 

314 55 

435 88 


14,635 00 

12.565 00 

1.235 25 

426 76 

384 57 


17.205 00 

12.595 00 

1.504 75 

342 70 

350 17 


12.190 00 

12,410 00 

1.042 75 

365 17 

327 93 


12.777 00 

12.522 50 

1.230 82 

342 35 


Silver coin 


Nickels and cents 


Checks and cash items 


397 15 






Totals 


$407,763 41 


$492,510 87 


$487,259 02 


$496,729 68 


$486 409 29 






T.iabllities. 
Caoital stock naid in 


125.000 00 
25.000 00 
17.526 84 


$25.000 00 

25,000 00 

13.029 57 

200 00 

107.114 51 


$25.000 00 
25.000 00 
15,375 51 


$25,000 00 
25.000 00 
15.238 75 


$25 000 00 


Surnlus fund 


25,000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


16.860 96 


Ck>mmercial deposits subject to 
check 


05.212 34 


110.829 33 


106,073 97 


97,598 82 


Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savings deposits 












Savings certificates of deposit 

State monies on deposit 


335.024 23 


322.166 70 


311.054 18 


320,416 96 
5,000 00 


316,949 51 
5.000 00 


Notes and bills rediscounted 










Bills payable 
























Totals 


$407,763 41 


$492,510 87 


$487.259 02 


$496,729 68 


$486,409 29 







22 



170 



STATE BANKING DEPARTMENT. 



No. 410. 

THE GWINN STATE SAVINGS BANK, GWINN. 

Organized September 29, 1908. 

Wm. G. Mather, President; W. F. Hopkins. Vice President; II. H. McMillan, Cashier. 

Directors. — Wm. G, Mather. W. F. Hopkins. M. M. Duncan. C. V. R. Townsend, G. R. Jackson. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, 'C9. 


Report of 
Sept. 1, '09. 


Loans and discounts 


13,830 01 


$25.732 00 
17,543 94 


$43,143 72 
22,794 47 


$39,145 83 
21,579 01 


$43.234 60 
24,434 06 


Bonds. mort&raTOs and securities. . . 


Premiums paid on bonds 






Overdrafts 








25 05 
1.444 99 


163 46 


Expenses, interest and taxes paid . 
Banking house 


1.249 84 


1,323 18 


1,586 74 


1.359 42 


Furniture and fixtures 


2.264 33 


3,407 33 


3,407 33 


3,407 33 


3,407 33 


Other real estate 




Due from other banks and bankers 
(not reserve cities) . 






006 76 
906 83 


3,622 49 

• 
« • • 


309 57 


Items In transit 


2.842 75 


1.124 62 


1.052 21 


United States bonds 




Due from banks in reserve cities . . 
Exchanges for clearing house .... 


24,358 95 


8.853 37 


5,392 23 


13,116 85 


6.013 58 


U. S. and National bank currency . 
Gold coin 


17.045 00 

1.125 00 

1.302 60 

248 23 

168 19 


2.367 00 

1,077 50 

1.038 10 

215 39 

81 72 


5,002 00 
782 50 
319 10 
168 56 

2,10193 


8,979 00 

1,082 50 

192 35 

150 03 

60 23 


5.113 00 

1,292 50 

925 00 


Silver coin 


Nickels and cents 


253 48 


Checks and cash items 


96 80 






Totals 


$54,524 90 


$62,764 15 


$86,302 17 


$92,814 66 


$87,655 19 






Liabilities. 
Capital stock paid in 


825.000 00 
2.500 00 


$25.000 00 
2.500 00 


$25.000 00 
2,500 00 


$25,000 00 
2,500 00 


$25,000 00 


Surolus fund 


2,500 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 




Dividends unpaid 












Commercial deposits subject to 
check 


22.825 28 


21.461 51 


36,262 14 


35,792 30 


28,173 04 


Commercial certificates of deposit . 




Due to banks and bankers 




233 53 
300 00 


56 67 


44 70 

100 


08 43 


Certified checks 






Cashier's checks outstanding 








Savings deposits 


3.834 62 
365 00 


11.829 21 

1.334 90 

105 00 


20,335 36 

1,833 00 

315 00 


25,242 60 

1,333 00 

400 97 

2,500 00 


26,832 75 


Savings certificates of deposit 

Reserved for interest and taxes. . . . 


1,855 00 
2,500 00 


State monies on deposit 




725 97 


Notes and bills rediscounted 










Bills pavable 
























Totals 


354,524 90 


$62,764 15 


$86,302 17 


$92,814 66 


$87,655 19 







STATE BANKS OF MICHIGAN. 



171 



No. 435. 

♦THE HAMTRAMCK STATE BANK, HAMTRAMCK. 

Organized February 4, 1909. 

David W. Simons, PrenderU; Geo. H. Kirciiner, Vice President; Wotr Kaplan, Cashier. 

Directors. — David W. Simons. Edwin A. Biirch, Paul R Gray, Wolf Kaplan, William Blanck. 

George H. Kirchner, Harlow P. Davock. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Ix)ans and discounts 












Bonds, mortgafres and securities. . . 












Premiums paid on bonds 












Overdrafts 












Banking house 










$3,847 07 
1,100 00 


Furniture and fixtures 










Expenses, interest and taxes paid . 










11 66 


Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities . . 










19,340 67 


Exchanges for clearing house .... 












U. S. and National bank currency . 












Gold coin 












Silver coin 












Nickels and cents 












Checks and cash items 
























Totals 










124.300 00 


. — , , m 












Liabilities. 
Capital stock paid in 










S20.250 00 


Surplus fund 










4.050 00 


Unnivided profits, less current ex- 
penses, interest and taxes paid. . 












Dividends unpaid 












Commercial deposits subject to 
check 






.,' ., 






Commercial certificates of deoosit . 












Due to banks and bankers 












Certified checks 












Cashier's checks outstandincr 












Savinm deoosits 












Savings certificates of deoosit. . . . 












Notes ahd bills rediscounted 












Bills payable 
























" Totals 










$24.300 00 















♦Certificate of Authority to commence business dated August 2, 1909. Opened for busin?.ss October 
4. 1939. 



172 



STATE BANKING DEPARTMENT. 



THE SUPERIOR TRUST COMPANY, HANCOCK. 
Organized July 21, 1902. 

C. A. Wright. President; Jacob Baer, Vice President; 
M. C. Getchell. Secretary and Treasurer, 

Directors. — Chas. A. Wright, George Riippe. James Chynoweth, Jacob Baer, Charles Briggs, Allen 
F. Rees, Lessing Karger, John D. Ciiddmy, Ferdinand Wleber, James Mercer, Thomas Whittle, 
Henry L. Baer. Swaby L. I^wton, Louis H. Richardson. Joseph Bosch. Norman W. Haire. Charles L. 
Law ton, Gordon R. Campbell. 



Resources. 

« 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Collateral loans. Time 


191.643 06 


$80.093 83 


$73,748 90 


$72,205 74 


$71,507 24 


Demand 


Loans on real estate mortgages: 
In office 


64.552 80 
76.343 64 


83,427 80 
75.543 64 


124.407 51 
77.503 64 


131,811 51 
77,283 64 


103,970 12 
75,703 64 


With State Treastirer 

Other loans 


Bonds: In office 












With State Treasurer 












Stocks 












Real estate owned 












Other investments 












Advances to trusts 












Premiums paid 


, 










Safety deposit vaults 






. 






Furniture and fixtures 

Due from approved reserve agents . 


342 73 


342 73 


342 73 


342 73 


342 73 


Due from other banks and bankers . 
Ca.sh items 


1,776 22 


21.436 25 


9,622 60 


7,591 54 


415 04 


Nickels and cents 












Silver coin 












Gold coin 












U S. and National bank notes. . . . 












.... 








Totals 


$234,658 45 


$261,444 25 


$285,715 38 


$289,235 16 


$311,938 77 






Liabilities. 
Caultal stock oaid in 


$150,000 00 

50.000 00 

33.100 45 

258 00 

1.300 00 


$150,000 00 

50,000 00 

29,466 25 

578 00 

1,300 00 

100 00 

30.000 00 


$150,000 00 

50,000 00 

32,596 55 

294 00 

4,924 83 

2,900 00 

45,000 00 


$150,000 00 

50,000 00 

35.271 45 

270 00 

4,993 71 

3,700 00 

45.000 00 


$150,000 00 


Surplus fund 

Undivided profit.s (less expenses, 
interest and taxes paid) 

Dividends unpaid 


50,000 00 

33,604 23 

390 00 


Trust deposits 


3.444 54 


Debentures 


29,500 00 


Other liabilities 




45,000 00 










$234,658 45 


$261,444 25 


$285,715 38 


$289,235 16 


$311,938 77 




# 



STATE BANKS OP MICHIGAN. 



173 



No. 254. 
HURON CX)UNTY SAVINGS BANK, HARBOR BEACH. 

Organized January 15, 1902. 

M. D. Wagner, PregiderU; J. L. Brennan, Vice President; W. Babcock, Cashier; W. J. Enole, 

Assistant Cashier; John Ryan, A. £. Sleeper, Auditors. 

Directors. — M. D. Wagner, Albert E. Sleeper, J. A. Templeton. J. L. Brennan. B. F. Browne, H. D. 

Ferris, W. Babcock. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) % 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08 



$101,486 67 
112.038 00 



744 82 
4.500 00 
2.000 00 



2.970 00 



31.809 00 

1,605 31 

13.541 00 

2.000 00 

489 55 

66 11 



$273,310 96 



$30.000 00 
6.000 00 
5.173 80 



43.375 04 



73,771 85 
114,990 27 



$273,310 96 



Report of 
Feb. 6, '09. 



Report of 
.\prir28, '09. 



$100,428 41 
111.981 00 



99141 
4.500 00 
2,000 00 



1,897 05 



31,881 62 



9,624 00 

2,065 00 

604 90 

111 92 

267 29 



$89.225 04 
118,765 OQ 



360 37 
4,500 00 
2,000 00 



2.160 00 



28,525 24 

75 58 

8,726 00 

2.080 00 

798 15 

20 39 



$266,352 60 



$30.000 00 

6,000 00 

732 02 



42.380 94 



• 77,944 46 
109,295 18 



$266,352 60 



$257,235 77 



$30.000 00 
6.000 00 
5.459 50 



37.210 37 



72.735 83 
105.830 07 



$257,235 77 



Report of 
June 23. '00. 



$99.037 02 
122,766 00 



1,698 66 
4,500 00 
2,000 00 



1,475 00 



17,794 27 



8,436 00 

2.000 00 

726 45 

98 68 

194 63 



$260,716 71 



$30.000 00 
6.000 00 
6,462 22 



42,680 99 



71,450 93 
104,122 57 



Report of 
Sept. 1. '09. 



$200,716 71 



$87.285 51 
121,721 00 



1.595 68 
4,500 00 
2,000 00 



557 62 



23,198 88 

256 97 

7,185 00 

2,000 00 

406 65 

53 55 



$250,762 76 



$30.000 00 
6.000 00 
4,770 42 



32,577 89 



77.356 15 
100,058 30 



$250,762 76 



174 



STATE BANKING DEPARTMENT. 



No. 412. 
^FHE STATE BANK OF HARBOR BEACH, HARBOR BEACH, MICHIGAN. 

Organised October 8, 1908. 
James Livingston. President; Jos. J. Leszczyxski, Vice President; Henry Binkle, Cashier. 

Directors. — James Livingston, Henry Binkle, James McColl, Joseph J. Leszczynski, Philip Binkle, 

Robinson Wellock, Philip L. Graham. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, 09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


S20.683 75 
775 00 


141,552 25 
5,000 00 


$53,937 05 
3.475 00 


$62,854 96 
6,195 00 


$71,254 84 


Bonds, mortgages and securities. . . 
Premiums paid on bonds . . .' 


4.225 00 


Overdrafts 




34 38 
4.266 58 
1,641 21 
3.100 00 


321 67 
4,305 08 
1,641 21 
3,100 00 


97 91 
4,364 28 
1,711 21 
3.100 00 


365 07 


Bankincr house 


3,348 20 

075 50 

3,100 00 


4,364 28 


Furniture and fixtures 


1.711 21 


Other real estate 


3. 100 00 


Due from other banks and bankers 
(not reserve cities) 




Items in transit 






• 






United States bonds 












Due from banks in reserve cities. . 
Exchanires for clearing house. . . . 


2,659 64 

154 76 

3,827 00 


2.339 76 


3,903 39 


6.993 45 


5.420 49 


U. S. and National bank currency . 
Gold coin 


3.014 00 

600 00 

154 75 

22 73 

108 22 


3,335 00 


2,241 00 

675 00 

503 15 

97 20 

397 86 


3,817 00 
625 00 


Silver coin 


182 20 
22 82 


58 25 

26 91 

984 74 


390 85 


Nickels and cents 


131 37 


Checks and cash items 


474 28 








Totals 


S35.728 87 


€61.833 88 


$75,088 30 


$89,231 02 


$95,879 39 






Liabilities. 
Capital stock oaid in 


125,000 00 

• 


$25.000 00 


$25,000 00 


$25,000 00 


$25,000 00 


Surplus fund 




Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


741 47 


1,733 07 


2.157 91 


2,432 31 


2.440 63 


Commercial deposits subject to 
check 


2.176 90 


5,499 12 


6.153 49 


6.795 73 


13,347 38 


Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstandincr 












Saviners deposits 


2.153 50 
5,657 00 


10,393 55 
19.208 14 


17,694 51 
20.082 39 


23.640 98 
27,362 00 


25.117 45 


Savings certificates of deposit. . . . 
Notes and bills rediscounted 


29.973 93 


Bills pavable 






4.000 00 


4.000 00 










1 


Totals 


$35,728 87 


$61,833 88 


$75,088 30 


$89,231 02 


$95,879 39 




m 



STATE BANKS OF MICHIGAN. 



175 



No. 326. 
THE EMMET COUN^IT STATE BANK, HARBOR SPRINGS. 

Organized November 1, 1905. 

W. J. Ci»AUKE, President; E. G. Carey, M. J. Erwin, Vice Presidents; J. T. Clarke, Cashier. 

DiRECTORa. — W. J. Clarke, R. F. Lemon. M. J. ErwIn, E. G. Carey, J. T. Clarke. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

bverdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$104,045 14 
37.946 40 



213 15 



3 40A AO 
,£90 OV 



Report of 
Feb. 5, '09. 



191.733 74 
42,206 49 



3jyB3 



3,296 69 



Report of 
Aprir28, '09 



182,978 21 
64.748 12 



Report of 
June 23, '09. 



$78,410 23 
61.762 01 



18 58 



3.296 69 



102 93 



3,296 60 



70.380 55 



8.371 00 

2,980 00 

2,290 15 

481 03 

433 37 



$230,437 57 



70,895 04 



10.615 00 

3,340 00 

1.364 70 

464 29 

1 50 



$223,953 08 



$25.000 00 
5,000 00 
7,404 00 



94, 4n 91 



14,640 32 
83,915 34 



$230,437 57 



$25,000 00 

5.000 00 

4,028 05 

1.736 00 

95,554 44 



808 57 
14.493 54 
77,332 48 



$223,953 08 



54,290 04 



8,034 00 

3,505 00 

1.434 95 

548 12 



47.742 80 



$208,853 71 



9.695 00 

1.820 00 

1,546 00 

507 22 

40 47 



$204,923 35 



$25,000 00 

5,000 00 

6,244 47 

1,736 00 

82.502 39 



$25.000 00 
5.000 00 
7.038 45 



88.992 58 



1,271 58 
15,021 34 
72,077 93 



966 03 
14,701 86 
63,224 43 



$208,853 71 I $204,923 35 



Report of 
Sept. 1, '09. 



$114,162 53 
66.145 42 



137 68 



3,296 69 



79,517 64 



10,726 00 

2,190 00 

1,721 49 

140 34 



$278,037 70 



$25,000 00 
5.000 00 
7.885 82 



142,606 55 



2.403 61 
19.362 36 
75,779 36 



$278,037 70 



176 



STATE BANKING DEPARTMENT. 



No. 355. 

THE STATE SAVINGS BANK OF HARRISON. 

Organized December 8, 1906. 

Lemuel Savibrs. President: W. Henrt Wilso?^. F. Weatherhead, Vice Presidents; 

Chas. Cave. Cashier. 

Directors. — Lemuel Saviers. W. Henry Wilson. F. Weatherhead. A. S. Mclntyre, Elmer J, Hughes. 
Ellis G. Hughes, John B. Joos, Oliver N. King, Nathaniel White. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. 8. and National bank currency 

Gold coin .* 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, '08. 



122,147 80 
23.887 48 



423 52 
4.250 00 
1.650 00 



Report of 
Feb. 6, '09. 



$10,981 96 
24.770 48 



270 54 
4,250 00 
1,700 00 



2.193 02 



1.504 00 

635 00 

633 15 

17 20 

204 38 



t57.545 55 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



$20,000 00 

200 00 

1.934 89 



14.836 40 



12,687 54 
7.886 72 



$57.545 55 



93 00 



3.001 53 



Report of 
Aprir28, '09. 



$23,099 34 
24,043 48 



279 80 
4.250 00 
1.750 00 



Report of 
June 23, 'C9. 



$25,678 34 
24,523 09 



112 02 
4.250 00 
1,800 00 



41 3Q 



7,570 62 



1.611 00 

^5 00 

384 75 

41 54 

1.143 01 



$57,852 81 



$20,000 00 
400 00 
149 17 



15,720 77 



678 77 



13,679 53 
7,224 57 



$57,852 81 



1.881 00 

745 00 

610 20 

09 65 

166 49 



$64,465 58 



$20.000 00 
400 00 
839 35 



18,034 15 



4,107 35 



Report of 
Sept. 1, '09. 



2,389 00 

805 00 

402 05 

32 35 

147 17 



$64,287 67 



$20,000 00 

400 00 

1,650 30 



14,302 94 



17,559 36 
7,632 72 



$64,465 58 



19,008 71 
8,925 72 



$64,287 67 



$25.595 72 
24.311 48 



787 48 
4.000 00 
1.875 00 

250 00 



6.066 50 



2.046 00 

880 00 

721 75 

65 70 

1,407 96 



$68,007 59 



$20.000 00 

400 00 

1,830 49 



15.178 99 



22,280 02 
8,318 09 



$68,007 50 



STATE BANKS OP MICHIGAN. 



177 



No. 369. 
ALCONA COUNTY SAVINGS BANK, HARRISVILLE. 

Organized March 31, 1907. 
John Macoreoor, President; D. W. Mitchell, Vice President; L. R. Ross, AMitAant Cashier. 

Directors. — John Macgregor, D. W. Mitchell. C. M. Lund, W. L. Chapelle, S. B. Kahn. W. A. Prince, 

D. D. Hanover. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Bai^king house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08 



146,572 32 
56.213 10 



612 17 
1.500 00 
1,200 00 



Items In transit 

United States bonds 

Due from banks in reserve cities . , 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex 
penses, interest and taxes paid. . 



Dividends unpaid 

Conunercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



3.805 16 



Report of 
Feb. 5, '09. 



$41,404 78 
56.660 81 



624 80 
l.SOOOO 
1.200 00 



211 65 



4,231 40 



2.570 00 
2,180 00 

554 75 
87 00 

726 65 



$120,253 24 



$25,000 00 
3,000 00 
2,335 60 



Report of 
April 28. '00. 



$37.449 05 
59.030 81 



Report of 
June 23, '00. 



$44.690 21 
56.903 19 



174 49 
1.500 00 
1.122 38 



1,134 75 



5,071 80 



2,182 00 

2.405 00 

1.034 40 

93 52 

335 05 



$112,723 81 



»35.622 04 
8.269 40 



40.026 20 



6,000 00 



$120,253 24 



$25.000 00 
3,000 00 
2.120 51 



30.964 73 
8,512 74 



37,125 83 



6.000 00 



14,455 78 



1.766 00 

22 50 

503 80 

118 14 

113 15 



$117,391 75 



445 63 
1,500 00 
1,268 04 



717 62 



10.478 05 



4,800 00 

82 50 

474 65 

136 16 

158 93 



$121,645 78 



$25.000 00 
3,000 00 
3.975 40 



36,714 92 
7,001 44 



35.609 99 



6.000 00 



$112,723 81 



$117,391 75 



Report of 
Sept. 1. '00. 



$25.000 00 

6.000 00 

832 62 



38,369 91 
7.403 38 



33,039 87 



11.000 00 



$121,645 78 



$43,363 19 
56,275 99 



760 00 
1.500 00 
1.558 94 



1.473 74 



10.981 40 



2.303 00 
225 00 
422 50 
158 23 
267 92 



$119,289 91 



$25,000 00 

6.000 00 

606 63 



34.270 48 
5.874 56 



36.538 34 



11.000 00 



$119,289 91 



23 



178 



STATE BANKING DEPARTMENT. 



No. 50. 

OCEANA COUNTY SAVINGS BANK, HART. 

Organized October 31, 1887. 

Geo. R. Bates, President: G. T. Sands, Vice President; D. J. Mathews, Cashier; 

W. E. RoLLixs. Aftsistant Cashier. 

Directors.— Geo. R. Bates. L. N. Keatinsr G. T. Sands. W. E. Snyder, J. N. Cotton, J. B. Conger, 

H. S. Newton. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
April 28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


S106,023 40 
113.454 70 


8109,625 51 
126.979 70 


$87.062 75 
145.129 70 


$94,715 45 
148.693 46 


$81,013 47 
145.313 45 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


Overdrafts 


107 26 

4.587 00 

842 23 


79 94 

4,000 00 

842 23 


392 51 

4.000 00 

842 23 


494 48 

4,ooaoo 

262 82 


744 19 

4,000 00 

262 82 


Bankinsr house 


Furniture and fixtures 


Other real estate 


Due from other banlcs and bankers 
(not reserve cities) 










10 50 


Items In transit 












United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearing house 


40,921 21 


19,746 78 


31.479 72 


14.572 44 


26.801 86 


U. S. and National bank currency . 
Gold coin 


6,582 00 

6.125 00 

2.810 15 

274 27 

143 22 


6.872 00 

6.225 00 

2,36150 

307 11 

50 58 


7,985 00 

6,295 00 

1,871 15 

297 59 

183 19 


4.866 00 

6,420 00 

1,092 85 

288 42 

60 09 


5,948 00 
6.535 00 
1.173 35 
295 48 
1.252 97 


Silver coin 


Nickels and cents 


Checks and cash items 




Totals 


1281,870 44 


$277,090 35 


$285,538 84 


$275,366 61 


$273,351 09 




• 
Liabilities. 

Capital stock paid in 


$40.000 00 

10.000 00 

4,607 94 


$40.000 00 

10,000 00 

929 81 


$40,000 00 

10,000 00 

3.500 20 


$40.000 00 

11.000 00 

3.560 71 


$40.000 00 

11.000 00 

2.372 31 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


36.965 10 


34.904 55 


• 

31.547 02 


30.029 52 


28.395 38 


Commercial certificates of deposit . 


Due to banks and bankers 


91155 


267 51 


178 88 


46 63 
500 00 




Certified checks 




Cashier's checks outstanding 










Savings deposits 


134.764 65 
54.621 20 


127,577 81 
63,410 67 


146,467 03 
53,845 71 


141,067 90 
49,161 85 


141.921 51 
49.661 89 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills payable 












Totals 


1281.870 44 


$277.090 35 


$285,538 84 


$275,366 61 


$273.35109 





STATE BANKS OP MICHIGAN. 



179 



No. 11. 

THE HASTINGS CITY BANK, HASTINGS. 

Organized October 26, 1886. 

Chester Messer, President.; R. B. Mesaer, Vice President; A. A. Anderson, Cashier. 

Directors. — Chester Messer, D. S. Goodyear. Luke Waters, R. B. Messer, M. L. Cook, R. T. French, 

A. A. Anderson. 



Resources. 



Loans and discounts. 



Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banldng house 

Furniture and fixtures 



Other real e.state 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



1285,048 70 
120.025 00 



1,081 43 

13,000 00 

2.000 00 



406 12 



55.744 18 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fund 



rpi 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



10,144 00 
13,566 00 

1.200 00 
142 07 

3.332 28 



Report of 
Feb. 5, '09. 



1287,240 62 
126.284 00 



3.386 52 

13,000 00 

2,000 00 



1,133 33 



82.201 12 



11,385 00 

13,037 50 

700 00 

213 52 

2,428 80 



Report of 
Aprir28, '09. 



1321,887 26 
121.434 09 



3,352 03 

13,000 00 

2,000 00 



303 31 



33.365 02 



$515,678 87 



175,000 00 
25,000 00 
15,205 05 



122,439 10 



224,367 31 
53,576 51 



$543,019 50 



175,000 00 
25,000 00 
15,710 97 



148,217 46 



Totals 



1515,678 87 



225.743 27 
53.347 80 



0.576 00 

13.055 00 

1,350 00 

104 28 

2.527 12 



Report of 
June 2.3, '09. 



1303,240 45 
125.309 09 



2,521 06 

13.000 00 

2.000 00 



232 28 



40.577 41 



Report of 
Sept. 1. '09. 



$521,955 01 



8.470 00 
13.062 50 

1.200 75 
150 35 
722 99 



$519,495 88 



$75,000 00 
25.000 00 
16,032 39 



120,968 07 



$543,019 50 



230.300 62 
54.653 93 



$75,000 00 
25.000 00 
17.117 43 



01.465 35 



$521,955 01 



241,542 04 
54,371 06 



15.000 00 



$519,495 88 



$314,902 38 
125,249 09 



6,920 91 

13.000 00 

2,000 00 



30,436 87 



6,068 00 

14,822 50 

1.100 00 

196 26 

2.619 01 



$517,315 02 



$75,000 00 

25,000 00 

17,233 73 

160 00 

96.832 67 



233.489 85 
54,508 77 



15,000 00 






$517,315 02 



180 



STATE BANKING DEPARTMENT. 



No. 434. 
THE HIGHLAND PARK STATE BANK, HIGHLAND PARK. 

Organized January 30, 1909. 

James Couzens, President; James T. Whitehead, Vice President: E. G. Liebold, Cashier. 

Directors. — James Coiizens, Henry Ford. J. H. Johnson, Lawrence W. Snell. James T. Whitehead. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 










$55,612 53 


Bonds, mortgages and securities . . 










37,500 00 


Premiums naid on bonds 










286 60 


Overdrafts 












Banking house 










18,166 37 


Furniture and fixtures 










Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items In transit 












United States bonds 












Due from banks in reserve cities. . 










50.000 74 


Exchanges for clearing house 












U. S. and National bank currency . 










6,726 00 


Gold coin 










372 50 


Silver coin 










1,128 00 


Nickels and cents 










197 19 


Checks and cash items 










1 50 














Totals 










$179,000 33 














Liabilities. 
Capital stock paid in 










$40,000 00 


Surplu.s fund 












Undivided profits, leas current ex- 
penses, interest and taxes paid . . 










982 66 


Dividends unpaid 












Commercial deposits subject to 
check 










72.244 69 


Commercial certificates of deposit . 










441 07 


Due to banks and bankers 




* 








Certified checks 












Cashier's checks outstanding 












Savings deposits 










52,271 91 


Savings certificates of deposit 










13,060 00 


Notes and bills rediscounted 












Bills payable 
























Totals 










$179,000 33 















STATE BANKS OF MICHIGAN. 



181 



No. 361. 
THE MONTMORENCY COUNTY SAVINGS BANK, HILLMAN. 

Organized December 16, 1906. 

Robert Rra, President; William N. Hunt, Vice President; Louis Davidsov, Treasurer; 
Jas. W. Farrier, Assistant Treasurer, W. A. Prince, Geo. B. Holmes. Auditors. 

Directors. — Robert Rea, Louis Davidson, Geo. B. Holmes, C. H. Godfrey, Wm. N. Hunt, 

Will A. Prince. A. B. Green. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


123.424 24 
16.020 84 


$30,579 47 
16.436 50 


$44,304 42 
16,663 09 


$43,147 41 
. 17,908 09 


$37,902 74 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


19,138 09 


Overdrafts 


262 28 
1.347 97 
1.284 75 


151 82 
1,347 97 
1,284 85 


22 82 
1.347 97 
1.357 22 




2 48 

1.347 97 

1,396 42 


3 72 


Banking house 


1,347 97 


Furniture and fixtures 


1,426 42 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 


257 89 


1.158 23 


906 21 


44^58 


824 8a 


United States bonds 




Due from banks in reserve cities. . 
Exchanges for clearing house 


2.324 02 


6.395 89 


3,639 38 


10,710 35 


4,753 8$ 


U. S. and National bank currency . 
Gold coin 


1.411 00 

240 00 

406 60 

1 05 

16 50 

250 69 


1.948 00 

265 00 

233 20 

3 04 

88 23 


2.585 00 

275 00 

272 35 

1 17 

3 34 


2,505 00 

305 00 

958 50 

11 28 


3,034 00 
355 00 


Silver coin 


775 25 


Nickels and cents 


1 69 


Checks and cash items . r 




Village orders 
















Totals 


147,256 83 


$59.892 29 


$71,377 97 


$78,741 08 


$69,563 51 






■ ■■ — — — 

Liabilities. 
CaDital stock paid in 


$20,000 00 

1,245 67 

1,235 77 

900 

17,330 97 

189 26 


$20.000 00 

1,919 35 

157 87 

900 

29,246 93 

11174 


$20.000 00 

1.919 35 

1.227 66 

900 

37,250 70 

188 60 


$20,000 00 

1,919 35 

1.536 41 

900 

44,112 86 

199 74 


$20,000 00 


Surplus fund 


2.700 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


736 46 
9 00 


Commercial deposits subject to 
clieck 


26.563 46 


Commercial certificates of deposit . 
Due to banks and bankers > . 


179 24 


Certified checks 




• 








Casliier's checks outstanding 












Savings deposits 


6.304 11 
942 05 


7,605 35 
842 05 


9,960 61 
842 05 


10.121 67 
842 05 


18.393 30 


Savings certificates of deposit 

Notes and bills rediscounted 


982 05 


Bills pavable 
























Totals 


$47,256 83 


$59,892 29 


$71,377 97 


$78,741 08 


$69,563 51 







182 



STATE BANKING DEPARTMENT. 



No. 260. 
FIRST STATE SAVINGS BANK OF HILLSDALE, HILLSDALE. 

Organized February 18, 1902. 

F. A. RoETHLisBEROER, President; C. M. Barre, Vice President; Chas. C. Tyler, Cashier; 

H. C. Blackman, Assistant Cashier. 

DraECTORS. — F. A. Roethlisberger, C. M. Barre. Edward Frensdorf. Wm. N. Benge, Guy M. Chester, 

F. H. Stone, M. S. Segiir. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit. * 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Report of 
Nov. 27. '08 



S1M,864 57 
65.563 25 



1,697 47 
5,356 00 
2.995 00 



38.000 95 



10.470 00 

8.075 00 

3.477 20 

289 88 

1.184 35 



1331.973 67 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banlcs and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$50.000 00 

18.000 00 

9.351 60 



74.639 96 



Report of 
Feb. 5, '09. 



$207,676 18 
64.965 28 



96 67 
5,356 00 
2.995 00 



43.717 35 



9,608 00 

8.100 00 

^,952 65 

406 50 

819 66 



Report of 
Aprir28. '09. 



$217,255 45 
68.098 65 



550 
5.356 00 
3,175 00 



26.848 38 



13.745 00 

8,140 00 

2.962 90 

445 75 

1.240 90 



$348,693 29 



$50.000 00 

20.000 00 

5.298 74 

28 00 

89.982 82 



26.593 75 
153,388 36 



10 00 



25,326 89 
158,046 84 



$331,973 67 



$348,693 29 



$347,273 53 



Report of 
June 23, '09. 



$187,915 60 
65,898 65 



1.28195 
5,356 00 
3.175 00 



46.630 36 



10.438 00 

8.020 00 

3.195 25 

267 81 

2.951 74 



$335,130 36 



Report of 
Sept. 1, '09. 



$50.000 00 

20,000 00 

7,243 42 



62.818 41 



10 00 



34,863 03 
172,338 67 



$347,273 53 



$50.000 00 

20.000 00 

7,044 60 



62.562 59 



10 00 



35.945 71 
159,567 46 



$335,130 36 



$191,553 73 
70.09158 



67 98 
5.356 00 
3,175 00 



24.943 33 



9,695 00 

8.040 00 

4.221 40 

330 92 

988 99 



$318,463 93 



$50.000 00 

20.000 00 

9.042 27 



51,701 35 
152.613 55 



10 00 



35.096 76 



$318,463 93 



STATE BANKS OF MICHIGAN. 



183 



No. 78. 

HILLSDALE SAVINGS BANK, HILLSDALE. 

Organized July 30, 1884. 

. Chauncey F. Cook, Prest^mf: Henry S. Walworth, Vice President; L. D. Walworth, Copier: 

Clifford H. Rankey, AasiatarU Cashier. 

DiRECTORa.— C. F. Cook, John T. Cnime, H. 8. Walworth. L. D. Walworth. Rufas Campbell. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts, 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. B. and National bank currency . 

Gold coin 

Silver coin ". . 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paidjin 

Surplus 'fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
k check 



Commercial certificates of 'deposit 

Due' to banks and bankers 

Certified checks • 

Cashier's checks outstanding 

Savings deposits • 

Savings certificates of deposit . . . • 

Notes and bills rediscounted • 

Bills payable 



Totals. 



Report of 
Nov. 27, '08, 



1383.481 72 
132,724 77 



2.157 42 
6,500 00 
2,000 00 



66.420 03 



25.939 00 
14.'340 00 

1.065 00 
305 50 

2,814 33 



1646,748 76 



160,000 00 
20,000 00 
18.322 81 



66.703 31 



124,802 28 
356,020 36 



1646.748 76 



Report of 
Feb. 6. '09. 



1415,380 95 
128.766 90 



1.783 35 
5,500 00 
2,000 00 



45.20188 



26.084 00 
15.100 00 

1.243 80 
549 73 

1,369 15 



1643,060 76 



160,000 00 
20.000 00 
10,816 53 



78,967 32 



128,485 17 
344.800 74 



$643,060 76 



Report of 
April 28, '09. 



1806,027 40 
145.776 90 



895 65 
5,500 00 
2,000 00 



97,632 02 



28.630 00 
15,530 00 

1.571 35 
498 40 

1.840 08 



8695.902 40 



160,000 00 
20.000 00 
15.095 96 



92.940 37 



149.045 66 
358.820 41 



Report of 
June 23, '00. 



$369,418 36 
145.288 96 



890 74 
5.500 00 
2,000 00 



114.705 21 



27.972 00 
14.005 00 

1.579 40 
355 89 

2.072 95 



$683,788 51 



$60,000 00 
20,000 00 
17,393 30 



75.578 76 



149,925 46 
360,890 99 



$605,902 40 



$683,788 51 



Report of 
Sept. 1, '09. 



$394.628 06 
145.538 96 



1,774 32 
5.500 00 
2.000 00 



92.150 61 



29.816 00 
14.690 00 

2,077 25 
443 56 

1,854 74 



$690,473 50 



$60,000 00 
20.000 00 
11.271 66 



84.273 92 
360,068 30 



154,859 62 



$690,473 50 



184 



STATE BANKING DEPARTMENT. 



No. 66. 
THE FIRST STATE BANK OF HOLLAND, HOLLAND. 

Organized December 16, 1889. 

Gebrit J. DiEKEMA, PTttident; J. W. Beardslke, Vice President; Qt. W. Mokma, Cashier; 

H. J. LuiDENS, Aasi^arU Cashier. 

DiRECToBs. — J. W. Beardslee, G. J. KoUen, G. W. Mokma, G. J. Diekema, I. Marsilje, H. Kremers, 

J. w. Bosman, J. W. Garvelink, W. J. Garrod. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds , 

Overdrafts , 

Banking house , 

Furniture and fixtures , 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$560,729 00 
409,212 14 



30 83 

25,000 00 

4,930 00 

3,898 38 

6,656 28 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



94,637 54 



Report of 
Feb. 6, '09. 



1628.429 54 
432,593 14 



319 70 

25.000 00 

4,930 00 

3,898 38 

11,019 98 



Report of 
Aprir28. '09. 



1536,973 48 
429,101 87 



25,000 00 
4,930 00 
3,896 38 
5,308 48 



34.621 00 

41,335 00 

4,117 30 

560 05 

145 24 



$1,185,772 76 



143.620 14 

3.129 00 

34,478 00 

43,850 00 

5.790 75 

881 69 

902 10 



$1,238,742 42 



$50,000 00 
35.000 00 
13,212 74 



$50,000 00 

35,000 00 

7,485 07 



160.672 99 



1.375 56 



627.129 60 
298.381 78 



Totals. 



$1,185,772 76 



209,048 95 



633,363 36 
303,845 04 



$1,238,742 42 



Report of 
June 23, 'C9. 



$534,118 04 
425.902 07 



98 

25,000 00 

4,930 00 

3,898 38 

3,904 76 



Report of 
Sept. 1. '09. 



$524,231 84 
442,236 55 



510 89 

25,000 00 

4,930 00 

3,808 38 

6,323 57 



113,090 22 

11,253 73 

35,328 00 

46.367 60 

2.602 30 

553 37 

1.799 28 



$1,216,296 61 



$50,000 00 
35,000 00 
11,782 19 



138.359 59 

15.995 25 

31.030 00 

45.602 50 

2,393 75 

634 79 

2,861 70 



158.864 56 

5.376 89 

39.470 00 

47,502 50 

4.078 10 

613 99 

415 27 



$1,234,631 81 



$50,000 00 
35.000 00 
15.879 85 



205,910 33 



619,213 72 
294.390 37 



$1,216,296 61 



178.586 26 



648,806 57 

301,359 13 

5.000 00 



$1,263,452 54 



$50.000 00 

40,000 00 

3,639 25 



186.222 19 



2.600 00 



665,329 66 

310.661 44 

5.000 00 



$1,234,631 81 I $1,263,452 54 



STATE BANKS OF MICHIGAN. 



185 



No. 91. 

THE HOLLAND CITY STATE BANK, HOLLAND. 

Organized Jan\iary 30, 1890. 

D. B. K. Van Raalte, President; W. H. Beach, Vice President; C. Ver Schure, Cashier; 

Otio p. Kramer, AssistarU Cashier. 

Directors. — C. Ver Shure, M. Van Putten, W. H. Beach P. H. McBride, D. B. K. Van Raalte, 

Otto P. Kramer, M. Van Putten, John Veneklasen, John Kollen. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08 



1406,203 05 
288.017 00 



220n 

22,000 00 

5,188 00 



Items in transit 

United States bonds 

Due from banks in reserve cities . 
Exchanges for clearing house. . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unuivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates' of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



62.488 04 

6^675 42 

28,280 00 

29,375 00 

4,012 85 

824 09 

14 77 



Report of 
Feb. 5, '09. 



$430,476 99 
290,737 00 



105 93 

22,000 00 

5,000 00 



Report of 
April 28, '09. 



1444,126 09 
290,277 00 



400 00 



$853,390 19 



$50,000 00 
35,000 00 
13.900 51 



60,577 70 

1,472 27 

26,273 00 

30,687 50 

2.202 95 

1,110 89 

27 17 



$877,077 40 



100,091 48 
239.451 39 



Totals. 



388,335 02 



10,011 79 
10.000 00 



$853,390 19 



$50,000 00 

35,000 00 

5.400 11 



319 43 

22,000 00 

5,000 00 



73.555 42 

3,413 11 

20,732 00 

24,122 50 

1,098 05 

1,398 53 

334 05 



$886,967 78 



Report of 
June 23, '09. 



$460,796 47 
291,233 60 



182 45 

22,000 00 

5.000 00 



76,841 99 

1.417 72 

24.773 00 

26.635 00 

1.859 80 

1.081 89 

57 11 



$911,878 93 



$50.000 00 
35.000 00 
11.415 10 



141.168 90 
242.026 24 



403,422 15 



$877,077 40 



102,750 05 
241,401 86 



426,400 77 



10,000 00 



10.000 00 



$50.000 00 
35.000 00 
15.458 68 



Report of 
Sept. 1. '09. 



137,087 70 
200,231 32 



470 



411,262 40 
52,834 13 
10,000 00 



$886,967 78 



$911,878 93 



$454,277 06 
298,518 50 



384 31 

22.000 00 

5.000 00 

1.476 79 



41 20 



139,146 32 

1,416 82 

31,385 00 

30,575 00 

6.257 30 

450 34 

70 02 



$990,998 66 



$50.000 00 

40,000 00 

6,972 53 



193.460 88 
140.023 32 



300 00 



434.932 51 

106,309 42 

10,000 00 



$990.998 66 



24 



186 



STATE BANKING DEPARTMENT. 



No. 322. 
THE PEOPLE'S STATE BANK OF HOLLAND, HOLLAND. 

Organized January 24, 1905. 

Arend Visscher, President: B. D. Keppi.e, Vice President; John G. Rutgers, Cashier; Henry Winter, 
Assistant Cashier; John H. Kleinhekbel, Wm. O. Van Eyck, Avdiiors. 

DiREcrroRS. — Arend ViRsoher, B. D. Keppel, John H. Kleinheksel. D. B. Yutema, Geo. P. Hummer. 
C. J. Lokker, Wm. O. Van Eyck, Daniel Ten Cate, John G. Rutgers. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



1189.027 94 
27,226 65 



653 29 

19.400 00 

948 14 



Items in transit » 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



17.942 11 

102 23 

10.975 00 

1.906 90 

1.978 05 

37 37 

65 71 



S241,063 39 



Report of 
Feb. 6, '09. 



1170.073 25 
27.226 65 



305 23 

19.400 00 

948 14 



28,690 93 

29 35 

6,536 00 

2.385 00 

2.025 55 

69 48 

37 00 



$257,726 58 



Report of 
April 28, '09, 



1176.316 55 
26.299 65 



82 69 

19.400 00 

948 14 



2,000 00 



23.383 56 
1.068 41 
9.328 00 
3.680 00 
1,402 80 
121 11 
5 50 



$264,036 41 



$50,000 00 

500 00 

2,094 98 

15 00 

36,510 03 



22 84 



103.658 80 
47.661 74 



$50.000 00 

700 00 

279 24 

30 00 

43.047 93 



115.436 59 
48,232 82 



Totals. 



$241,063 39 



$257,726 58 



Report of 
June 23. 'C9. 



Report of 
Sept. 6, '09. 



$176,763 76 
26.992 65 



336 12 

19.400 00 

948 14 



37.590 23 

854 00 

6.331 00 

4,690 00 

1,949 90 

69 53 

27 92 



$275,953 25 



$50,000 00 

700 00 

1,776 15 

15 00 

49.329 94 



114.697 30 
47.518 02 



$264,036 41 



$50.000 00 

700 00 

2.275 32 

54,031 74 



366 84 



116.178 53 
51,^ 82 



$275,953 25 



$176,505 12 
26,135 65 



330 44 

19,400 00 

971 89 



10 00 



22.^700 90 

1,222 38 

13,346 00 

3,956 00 

2,790 85 

102 00 

6 28 



$267,476 51 



$60,000 00 

800 00 

1.080 92 

600 

45,780 07 



300 00 



117,850 19 
51.659 33 



$267,476 51 



STATE BANKS OP MICHIGAN. 



187 



No. 262. 
CITIZENS' SAVINGS BANK OF HOLLY, HOLLY. 

Organized July 17, 1902. 

H. Leb Wright. President; John W. Patterson, Vice President; C. J. Cummings, Cashier. 

Directors.— John I^ne, John W. Patterson, James S. Mitchell, II. Lee Wright, C. J. Cummings 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6. '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


168,100 02 
37,880 32 


$65,502 70 
37,802 76 


$64,380 82 
36,108 12 


$70,655 79 
88.700 58 


$73.022 06 
44.46P68 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


Overdrafts 


282 01 
2,600 00 
3,000 00 


800 46 
2,600 00 
3,000 00 


16 31 
2,600 00 
3,000 00 


304 08 
2,600 00 
3,000 00 


141 43 
2.600 00 
3.000 00 


Banking house 


Furniture and fixtures 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 


1,353 87 
2,154 00 


3.072 42 
1,840 40 


4,670 00 
2.312 41 


3,161 64 
1.084 55 


1.017 85 
2.543 50 


Items in transit 


United States bonds 


Due from banks in reserve cities . . 
Exchanges for clearing house 


11,004 34 


13,775 08 


22,121 21 


10.847 03 


13.661 30 


U. S. and National bank currency . 
Gold coin 


5.712 00 
020 00 
344 10 
112 88 


5.408 00 

745 00 

044 65 

81 22 


6.290 00 

075 00 

185 70 

56 68 


6.863 00 

1.007 50 

224 00 

70 76 


4.881 00 
1,020 00 

258 25 
22 00 

106 00 


Silver coin 


Nickels and cents 


• 
Checks and cash items 


Totals 


S134,433 44 


$135,462 50 


$142,825 24 


$148,577 03 


$148,535 86 


Liabilities. 
Capital stock oaid in 


$20.000 00 

600 00 

1,810 08 


$20.000 00 
1.000 00 
2.12130 


$20,000 00 
1.000 00 
1.065 17 


$20,000 00 
1,000 00 
2.312 67 


$20,000 00 
1.250 00 
1.500 41 


Surplus fund 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


16,775 00 


10.756 06 


10.618 44 


10,571 70 


17.852 30 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savincrs deposits 


66,427 55 
28,811 72 


64.420 75 
28.155 48 


68.006 62 
32,335 01 


60,584 85 
36.108 71 


71.886 80 
36.037 17 


Saving* certificates of deposit 

Notes and bills rediscounted 


Bills pavable 
























Totals 


$134,433 44 


$135,462 50 


$142,825 24 


$148,577 03 


$148,535 86 





188 



STATE BANKING DEPARTMENT. 



No. 106. 
THE FIRST STATE AND SAVINGS BANK OF HOLLY. 

Organized October 27, 1890. 

Eli Bird, President; Dabwin D. Hadley, Vice President; Ch.uiles A. Wilson, Cashier. 

Emma Sargent, Assistant Camier. 

Directors. — Eli Bird, Charles A. Wilson, D. D. Hadley, H. W. Downing. John W. McKlnuey. 

F. J. Barrett, J. D. Haddon. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

(J. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unnivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



1134.588 25 
228.624 75 



2,438 80 
7.500 00 
1.000 00 



5.532 30 
610 87 



58.048 60 



13.802 00 

3,110 50 

777 00 

250 70 

40 81 



U57,152 73 



130.000 00 

30.000 00 

0.500 00 



Report of 
Feb. 5, '09. 



1138,262 61 
241,614 10 



Report of 
Aprir28, '09. 



687 20 
7.500 00 
1.000 00 



1.005 65 



48.027 04 



15.503 00 

3.083 00 

1.065 00 

.260 02 

4107 



$450,720 50 



54.665 03 
264 41 



300.211 22 
32,502 17 



$457,152 73 



130.000 00 

30.000 00 

0,432 00 

255 00 

41,260 27 

25131 



313.358 61 
35.162 50 



1450.720 50 



$161,067 38 
237,200 10 



1.704 70 
7.500 00 
1,000 00 



Report of 
June 23, '09. 



$168,870 18 
241,379 10 



1,305 65 
7.600 00 
1.000 00 



Report of 
Sept. 1, '09. 



814 74 



62,207 00 



16,480 00 

4.560 50 

1.275 00 

245 33 

J6 35 



$405,350 18 



1.644 04 
1.104 54 



63.310 05 



17.001 00 

2.858 00 

1,555 30 

118 10 

141 14 



$507,076 10 



$30.000 00 

30,000 00 

12.004 10 

15 00 

47.116 43 



$30.000 00 
30.000 00 
14,005 00 



61,530 85 
42,867 86 



334.005 00 
41.219 56 



338,573 30 



$495,350 18 



$507,076 10 



$170,825 57 
248.320 10 



3.254 08 
7.500 00 
1.000 00 



825 00 



47.371 81 



10.706 00 

3.100 50 

1.701 00 

280 00 

64 41 



$513,048 37 



$30,000 00 
30.000 00 
12,830 22 
15 00 
50,641 15 
44.848 43 
70 68 



344.633 80 



$513,048 37 



STATE BANKS OP MICHIGAN. 



189 



No. 432. 

THE HOLTON STATE BANK, HOLTON. 

Organized June 10, 1909. 

B. F. Black, PresiderU; John Q. Ross, Vice President; John E. Nash. Cashier; Herman O'Connor, 
Assistant Cashier; R. F. Skeels, C. L. Houseman. Herman O'Connor, Auditors. 



Directors. — B. F. Black, Herman O'Connor, S. 

man, K 


P. Murphy, John Weiler. John Q. Ra«3s, 
. F. Skeels. 


C. L. House- 


Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, '09 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 








t 


17.844 08 
2,542 71 


Bonds, mortgages and securities . . 










Premiums naid on bonds 










Overdrafts 










8 23 


Banking hniifm 


• 










Furniture and fixtures 










4,971 27 


Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities . . 








t 


6,509 4? 


Exchanf^cs for olf^Arinir honsA . . , . 


• 










(J. 8. and National bank currency . 






I 




7,452 OG 


Gold coin *. 










160 00 


Silver coin 










179 35 


Nickels and cents 










53 28 


Checks And cAflh f tAmsi 










1,166 00 


Exnenses. interest and taxes paid . 










410 68 














Totals 










$31,357 03 














Liabilities. 
Caoital stock naid in 










118,450 00 


Surplus fund 












Undivided profits, less current ex- 
• nenses. interest and taxes naid. . 












Dividends unoaid 












Commercial deposits subject to 
check 










8.907 92 


Commercial certificates of deposit. 










3,779 11 


Due to banks and bankers 




. 








Certified checks 












Cashier's checks outstanding 












Savings deposits 










220 00 


Savings certificates of deoosit 












Notes and bills redLscounted ....... 












Bills navable 




















Totals 










$31,357 03 















190 



STATE BANKING DEPARTMENT. 



No. 255. 

CALHOUN STATE BANK, HOMER. 

Organized January 27, 1902. 

J. C- Snyder, President; John Hoffman. Vice President; R. D. Gardner, Cashier; 

Elbert L. Andrews, Assistant Cashier. 

Directors. — E. J. Fellows, M. C. Fellows, R. E. Goodrich. A. E. Hunter, R. D. Gardner, John Hoffman, 

J. C. Snyder. 



Resources. 



Loans and discounts*. 

Bonds, mortgages and securities.. 

Premiums paid pn bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other Iianks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$114,433 09 
85,770 47 



2,503 94 
3,500 00 
1.000 00 
4.83128 



Report of 
Feb. 5, '09. 



S133.870 32 
87,039 87 



1.537 45 
3.500 00 
1.000 00 
6,584 14 



45,923 36 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



8,532 00 

6,130 00 

735 70 

244 17 

372 22 



1274.066 23 



Report of 
April 28, '09. 



1122,142 U 
78,415 24 



2,86165 
3.500 00 
2,150 00 
6,550 51 



Report of 
June 23, 'Qp. 



1122,476 98 
75,715 24 



2,694 34 
3.600 00 
2,186 00 
6.864 74 



32,798 87 



10,583 00 

6,325 00 

895 80 

321 46 

143 24 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



$20,000 00 
4,000 00 
4,358 19 



64,360 33 
121,299 07 



$284,599 15 



24.588 55 



9,99100 

6,410 00 

411 85 

236 43 

097 83 



$20,000 00 
4,000 00 
4.388 07 



60 00 



Totals. 



59,989 64 



74,874 02 
118.609 31 



$257,964 07 



Report of 
Sept. 1. '09. 



19,327 08 



9,784 00 

6,895 00 

1.134 10 

298 90 

753 22 



$20,000 00 
4.000 00 
4.438 51 



$251,629 60 



61,614 62 
103,778 27 



62,727 75 



$20.000 00 
4,000 00 
4,324 97 



44,610 61 
110,076 42 



64,132 67 



$274,066 23 | $284,599 15 | $257,964 07 



68.617 60 






$251,629 60 



$134,421 83 
76,601 76 



4.645 34 
7.100 16 
2,228 72 
3,500 00 



16,730 94 



8.316 00 

6,855 00 

1.082 85 

312 52 

508 19 



$262,302 30 



$20,000 00 
4.000 00 
4,859 92 



60,023 31 
114.913 03 



68.506 04 



$262,302 30 



STATE BANKS OF MICHIGAN. 



191 



No. 353. 

THE HOPKINS STATE BANK, HOPKINS. 

Organized September 20, 1906. 

D. B. Kidder, President; C. H, Fukber, Vice President; R. C. Fukber, Cashier. 

Directors— D. B. Kidder, C. H. Furber, R. C. Furber, Mary A. Furber, Alice E. Kidder. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


161.976 28 
53.304 33 


150,025 49 
53.304 33 


$73,376 36 
60.269 33 


$68.097 85 
50,244 33 


$70,814 05 


Bonds, mortgages and securities. . . 

• 
Premiums paid on bonds 


58,869 33 


Overdrafts 








26 18 

2.200 00 

. 1,900 00 


191 43 


Banking house 


2.200 00 
1.900 00 


2,200 00 
1.900 00 


2,200 00 
1,900 00 


2,200 00 


Furniture and fixtures 


1,900 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 
£xchanc:es for clearincr house. . . . 


18.148 57 


20.572 88 


16.609 95 


24,782 30 


16,200 58 


D. 8. and National bank currency . 
Gold coin 


3,744 00 

2,875 00 

425 35 

13153 


2,054 00 

2,080 00 

534 60 

125 27 


3.965 00 

2.530 00 

732 15 

187 45 


5.256 00 

2.715 00 

70180 

158 68 


5.340 00 
2,355 00 


Silver coin 


377 70 


Nickels and cents 


95 23 


Checks and cash items 
















Totals 


S144.705 06 


1143.506 57 


$161,769 24 


$165,082 14 


$158,343 32 






Liabilities. 
Capital stock paid in 


$20.000 00 

300 00 

3.258 61 


$20,000 00 
60000 
563 31 


$20,000 00 

600 00 

1,431 15 


$20.000 00 

600 00 

1.903 16 


$20,000 00 


« 

Surolus fund 


600 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


2.374 45 


Commercial deposits subject to 
check 


21.332 47 
12.817 00 


21.699 32 
6.247 10 


18,691 52 
11,046 05 


24,174 67 
7.744 76 


19.844 28 


Commercial certificates of deposit . 
Due to banks and bankers 


7,560 76 


Certified checks 












Cashier's checks outstanding 












Savings deposits 












Savings certificates of deposit 

Notes and bills rediscounted .... 


86,996 98 


94.586 84 


110.000 52 


110,659 56 


107,973 83 


Bills pavable 
























Totals 


1144,705 06 


$143,596 57 


$161,769 24 


$165,082 14 


$158,343 32 







192^ 



STATE BANKING DEPARTMENT. 



No. 109. 
THE FIRST STATE AND SAVINGS BANK OF HOWELL. 

Organized January 12, 1891. 

W. P. Van Winkle, President: Asa Van Klerck, Vice President; A. L. Smith, Cashier; 

L. n. Manning, Assi^nt Cashier. 

Directors. — W. P. Van Winkle, Asa Van Kleeck, John Ryan, Charles A. Goodnow, George Barnes. 

Frank O. Burt, Arthur Garland. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



$73,139 77 
88.479 34 



1.294 62 
4,439 32 
2.368 41 
1.600 00 



414 00 

3.000 00 

35,626 33 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 
Notes and bills rediscounted .... 
Bills payable 



Totals. 



13.101 00 

3,000 00 

2.128 35 

275 69 

^ 511 52 



$229,337 35 



Report of 
Feb. 5, '09. 



$70,498 15 
94.813 40 



665 80 
4,439 32 
2.368 41 
1,000 00 



2.257 15 

3.000 00 

44.310 80 



8,139 00 

4,190 00 

2,533 10 

439 99 

473 98 



$40,400 00 
2.650 00 
4.316 21 



59,900 23 



35.629 46 
86,441 45 



$229.337 35 



$239,119 10 



Report of 
Aprir28, '09. 



$50,678 65 
105.220 18 



1.232 30 
4.439 32 
2.368 41 
1.000 00 



3,000 00 
36.504 81 



11,886 00 

2,635 00 

2,523 75 

486 63 

340 79 



$231,315 74 



Report of 
June 2fi, '09. 



$63,564 93 
110.184 41 



406 79 
4.439 32 
2.368 41 
1.000 00 



800 

3.000 00 

30.987 27 



12,338 00 

3,390 00 

2,453 00 

586 13 

1.674 06 



$236,388 32 



$40,400 00 
3,150 00 
2,522 05 



65,336 30 



272 00 
36.307 66 
91,131 00 



$239,119 10 



$40,400 00 
3,150 00 
3,433 53 



46,754 10 



36.889 11 
100,689 00 



Report of 
Sept. 1, '09. 



$40,400 00 
3,150 00 
2.743 20 



46,370 40 



38,392 98 
105,331 74 



$231,315 74 $236,388 32 



$66,588 67 
110.910 18 



877 17 
4,438 32 
2,368 41 
1,000 00 



6,760 00 

3,000 00 

15,225 62 



12,147 00 

4,040 00 

1.363 16 

635 24 

505 44 



$227.850 00 



$40.400 00 
3,150 00 
3,813 36 



35.132 31 



40.6I6 39 
104,707 04 



$227,850 00 



STATE BANKS OF MICHIGAN. 



193 



No. 140. 
BOIES' STATE SAVINGS BANK, HUDSON. 
Organized August 27, 1892. 
Stbphkn a. Eaton. President; David J. BkachboaUd, Vice President; Btbon J. Foster, Cashier, 

Directors.— Stephen A. Eaton, James B. Thorn, David J. Beachboard. H. V. C. Hart, Edwin J. 

Southworth, Byron J. Foster. Edward Frensdon. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 
Premiums paid on bonds ........ 

Overdhtfts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

J>ue from banks in reserve cities. . 

Exchanges for clearing house 

T7. B. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fund 



rp] 
Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27. '08. 



$186,591 07 

245.453 15 

215 00 

1.280 91 

8.000 00 

209 04 

186 86 



60.291 64 

24 00 

11.391 00 

12,140 00 

1.646 30 

93 99 

962 



1527.533 38 



175,000 00 
25,000 00 
30,592 08 



Report of 
Feb. 6, '09. 



8199,671 18 

249,617 82 

475 82 

2,260 07 

8,000 00 



198 06 



41,367 29 



8.707 00 

11,020 00 

952:^ 

136 28 

14 58 



8522.4% 95 



50,608 82 
6,776 65 



Totals. 



330,555 83 



1627.533 38 



875.000 00 
25.000 00 
27.589 43 



62.601 15 
5.808 86 



336.421 51 



Report of 
AprllZS, '09, 



1201.973 52 

252,071 82 

475 82 

13 44 

8,000 00 



196 06 
80 00 



89.602 82 



15,068 00 

11,060 00 

85100 

109 96 

00 96 



$829.584 92 



$75,000 00 
25,000 00 
83.336 76 



66.681 09 
1.776 67 



337.830 50 



$522.420 95 



$529.584 02 



Report of 
June 23, '00. 



$193,768 55 

250,788 88 

475 82 

242 87 

8.000 00 



196 06 
1.187 68 



48,005 47 



13.864 00 

11.140 00 

1,365 50 

66 88 

47 26 



$538,120 41 



$75,000 00 
26.000 00 
30.029 55 



61,754 82 
2.118 78 



Report of 
Sept. 1, '09. 



844,217 26 



$538,120 41 



$206,480 49 

267.388 82 

475 82 

2.286 64 

8.000 00 



196 06 
1.230 01 



48.099 67 



15.248 00 

11.045 00 

2.122 80 

86 84 

83 02 



$562,718 17 



$75.000 00 
25.000 00 
82.304 17 



50,726 50 
3.686 60 



366.038 81 



$562,746 17 



25 



194 



STATE BANKING DEPARTMENT. 



No. 143. 

THOMPSON SAVINGS BANK, HUDSON. 

Organized October 22, 1892. 

W. B. Thompson, President; G. I. Thompson, Vice President; C. C. Whitnet, Cashier: 

Directors. — W. B. Thompson, Fred S. Vedder. R. W. Thompson, G. I. Thompson, C. C. Whitney. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. B. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$a02.655 31 
874.030 03 



3,601 15 
7.600 00 
6,660 00 



206 00 
40,000 00 
70.068 46 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits , 

Savings certificates of deposit 

Notes and bills rediscounted , 

Bills payable 



Totals. 



28.082 00 

10.260 00 

1,012 36 

81 60 

362 17 



$866,08^00 



$100,000 00 
20,000 00 
12,860 08 



Report of 
Feb. 6, '09. 



1313.170 46 
383.311 31 



1,606 60 
7.600 00 
5.650 00 



446 00 
40,000 00 
66,108 76 



25,825 00 

10.150 00 

2,042 05 

131 72 

670 60 



1866.510 68 



85.332 28 
3.616 10 



643,250 62 



$865,067 06 



$100,000 00 

20.000 00 

4.760 30 



85,230 40 

2.281 48 

114 70 



643.114 52 



$855,610 58 



Report of 
Aprir28, '09. 



$313.297 00 
387.075 36 



1,738 82 
7.600 00 
5.550 00 



6.238 71 
40,000 00 
75,840 81 



Report of 
June 23, 'CO. 



$827,304 26 
870.861 86 



385 60 
7.600 00 
6.660 00 



30.604 00 
10.220 00 

622 35 
04 48 

316 14 



$888,006 70 



$100,000 00 
20.000 00 
14,725 54 



87.386 88 

2.501 04 

473 00 



662,828 00 



$888,006 70 



2,820 68 
48,000 00 
83,026 88 



Report of 
Sept. 1, '09. 



22.200 00 

10.505 00 

2.183 30 

80 45 

225 66 



$801,271 18 



$100,000 00 
20.000 00 
10.262 84 



01.204 75 
1.818 15 



667.805 44 



$891,271 18 



$381.544 41 
883,187 86 



8.144 43 
7,600 00 
6,500 00 



2.282 07 
40.000 00 
78.084 21 



30.048 00 

10.030 00 

2.072 00 

84 60 

205 72 



$005.282 70 



$100,000 00 

20.000 00 

6.432 26 



83.083 84 
3.326 30 



601.640 21 



$006,282 70 



STATE BANKS OF MICHIGAN. 



195 



No. 24. 

THE LAPEER COUNTY BANK, IMLAY CITY. 

Organized January 26, 1886. 

John Boiu.and, President; Walter Walker, Vice President; John Borland, Jr., Cashier; 

Will Borland, Assistant Copier. 

Directors. — John Borland, Walter Walker, John Borland. Jr., E. E. Palmer, Will Borland. 



Resources. 



Report of 
Nov. 27. '08. 



Loans and discounts 

Bonds, mortgages and seciArities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

Uftited States bonds 

Due from banks in reserve cities. 

Exchanges for' clearing house 

U. S. and National bank currency 

Gold c6in 

Silver coin 

Nickels and cents. . .' 

Checks and cash items 



Totals. 



Liabilities 
Capital stock paid in. 

Surplus fund 



rp 

Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills rediscounted 

Bills payable 



S135.371 30 
415,164 78 



2,028 52 
4,900 00 

i.goooo 



A. 917 23 



23,295 00 

2.630 00 

1,850 00 

67 36 

2.881 33 



1652.605 61 



150,000 00 
10.000 00 
11,331 08 



Report of 
Feb. 5. '09. 



$137,022 47 
423.931 43 



713 38 
4.900 00 
1.900 00 



61.272 75 



23.264 00 

3.265 00 

1.752 00 

185 71 

7.329 81 



$665,536 55 



$50,000 00 

10,000 00 

4.116 38 



29,584 06 
2,182 32 



Totals. 



446,556 84 
102.951 31 



$652,605 61 



41.086 16 
2,155 30 



Report of 
Aprir28. *09. 



$143,166 51 
427.202 47 



780 32 
4,900 00 
1.900 00 



76,607 57 



26,318 00 

2.760 00 

850 00 

145 76 

1.075 32 



$685,709 95 



Report of 
June 23, '00. 



$150,052 89 
482.097 72 



3.600 10 
4.900 00 
1,900 00 



52.273 31 



27,500 00 

2.045 00 

812 00 

110 70 

5,109 29 



$682,191 01 



$50,000 00 
10,000 00 
12.913 15 



457.566 46 
100.612 25 



$665,536 55 



39,968 48 
1.202 12 



466.553 94 
105.072 26 



$685,709 95 



$50.000 00 

10.000 00 

8,732 22 



25,646 09 
590 00 



Report of 
Sept. 1. '09. 



480.356 68 
106.866 02 






$682,191 01 



$147,527191 
436.556 54 



3,911 31 

4.900 00 

1.900 00 

253 77 



69.514 06 



19.920 00 

2.507 50 

921 00 

120 03 

3.990 23 



$692,022 35 



$50.000 00 

10.000 OO 

3.663 34 



37.117 02 
2.103 83 



486.080 49 
103.057 07 



$692,022 35 



f96 



STATE BANKING DBPARTMBNT. 



No. 191. 

STATE SAVINGS BANK OF IONIA. IONIA, 

Organized December 8. 1896. 

O. 8. ToWKR. President: T. B. Preston. Vice President; W. B. Heath, Carter; 
A. J. Heminowat. Alex. Robertson, Anistant Cashiers. 

Directors.— 0. 8. Tower, J. E. Morrison, T. B. Preston, Geo. Gundrum, K. R. Smith, A. M. Welchi 

W. B. Heath. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities.. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

lifickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



$561.048 89 
366.896 67 



Report of 
Feb. 5, '09. 



Ifi69.£25 56 
366.265 57 



6.900 66 
7.000 00 
2.600 00 
1.609 70 
286 00 



Totals. . 



IJabiUties. 
Capital stock paid in 

Surplus fund 

Unoivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



106.666 64 

4.666 87 

84,425 00 

22.600 00 

8.306 60 

241 91 



11.128.868 74 



8,882 89 
7.000 00 

2.600 00 
1.669 70 

m 

3.601 16 



Report of 
Apiir28. '09. 



$684.864 78, $666.267 85 



365.270 42 



109.676 09 

967 69 

28.963 00 

23,980 00 

4.552 20 

414 37 



$1,141,897 12 



$100,000 00 

30.000 00 

9,821 77 

37 50 

245,306 44 



10,000 00 



Totals. 



240,932 67 
483,771 46 



$100,000 00 

86.000 00 

2.644 44 

159 50 

294.006 49 



3.014 21 
7,000 00 
2.500 00 
1.669 70 



139.538 69 

3.674 12 

32.822 OO' 

24.120 00 

8.106 00 

285 53 



$1,167,215 35 



Report of 
June 23, '09. 



368,630 82 



8,312 29 
7.000 00 
2,600 00 
1.669 70 
2.206 85 



Report of 
Sept. 1, '09. 



$875,347 61 
374.045 93 



6.966 64 

28.000 00 

2.500 00 



128.630 43 

4.171 63 

35,767 00 

24.820 00 

2.567 75 

336 40 



240,117 94 
469.968 75 



$1,128.868 74 |$1, 141,897 12 



$100,000 00 

35,000 00 

8,686 93 

66 50 

286,090 46 



200 00 



241,592 01 
495,590 45 



$1,167.215 35 



$1,152,849 72 



2.418 79 



88.992 59 

3.723 64 

29.238 00 

24.870 00 

2.853 30 

260 23 



$1,139.215 53 



$100,000 00 

36.000 00 

11.673 71 

31 50 

252.798 73 



5.000 00 



245,841 63 
502,604 15 



$1,152,849 72 



$100,000 00 

40,000 00 

4.333 17 

26 60 

227,177 81 

1,206 40 



5.000 00 



244,490 93 
516,981 73 



$1,139,216 58 



STATE BANKS OF MICHIGAN. 



m 



No. 136. 
THE COMMERCIAL BANK OF IRON MOUNTAIN, IRON MOUNTAIN. 

Organized March 7, 1892. 

O. C. Davidson, PreHderU; J. F. Hancock. Vice Prttident: Oliver Evans. Cafhitr; 

W. W. Thompson, ABgitUxnt Cashier. 

DiRECTOBs. — O. C. Davidson. H. M. Pelham. A. F. Wright, J. F. Hancock, M. Corry, WiUiam Kelly, 

Patrick Flanagan, Oliver Evans. John Marsh. 



Resources. 



Loans and discounts. 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts .• 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other hanks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



1870.102 99 
184,fi01 80 



006 80 



8,267 27 
l,aM70 



118.066 77 



Report of 
Feb. 5, '09. 



$426,404 14 
180.686 80 



1,042 41 



1,160 38 
1.480 86 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



16,600 00 

19.000 00 

2,700 00 

384 29 

i.oao 30 



1722,686 32 



$100,000.00 
30,000 00 
28,042 64 



268,222 71 

66,613 99 

624 06 



249,182 93 



$722,666 82 



109.467 38 



29.aoaoo 

19.700 00 

2,700 00 

364 81 

646 66 



$772,830 83 



$100,000 00 

30,000 00 

21,596 66 

86 00 

803,087 64 

66.094 08 

091 96 



Report of 
Aprir28, '09. 



$470,413 73 
194,952 07 



226 37 



1.649 88 
1,486 12 



104.594 82 



Report of 
June 23, '09. 



$402,839 92 
224,268 17 



812 22 



2,187 91 
1.7S6 46 



Report of 
Sept. 1, '09. 



38.582 00 
13,660 00 

1,126 70 
163 67 

1,073 17 



$827,747 03 



260,366 66 



$772,820 83 



$100,000 00 

30,000 00 

28,880 05 

50 00 

331,591 62 

56,472 67 



271.252 79 



10.000 00 



$827,747 03 



82,074 68 



28,000 00 

9.000 00 

1.700 00 

167 90 

684 88 



$844.812 04 

$100,000 00 

30,000 00 

27.688 47 

60 00 

332.162 16 

66,007 48 



283.663 94 



6.000 00 



$844,312 04 



$463,777 i; 
225,611 17 



159 24 



1.879 46 
696 9^ 



89.401 26 



28.620 00 

18,700 06) 

1.850 09 

156 85 

679 68 



$776,221 00 



$100,000 00 

30,000 00 

25,112 73 

26 0(^ 

263,868 80 

66,718 \l 

2,080 U 



283,416 



6,000 00 



$776,221 66 



198 



STATE BANKING DEPARTMENT. 



No. 12. 

THE PENINSULA BANK, ISHPEMING. 

Organized October 27, 1887. 

Thos. Walters, PreHderU; Geo. P. Thokby, Vice Pregident; J. G. Wei.sh, Cashier; 
Peteb Handbero, AagistarU Cashier; T. H. Bargh, Auditor. 

Directors. — ^Thos. WalterjL Otto Eifer, Joseph Mitchell, Geo. F. Thonev, Hennan Jaedecke, Thomas 
W. Hughes, Thomas H. BargH. H. F. Heyn. Lars Hoyseth, J. G. Welsh. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



$384,678 86 
98.389 83 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

' U. S. and National bank currency . 

• Gold coin 

• Silver coin 

Nickels and cents 

'Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
checit 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



2.538 23 

15,000 00 

1,400 00 



1,688 36 
3,136 66 



37.932 20 



16.871 00 

10,105 00 

1,575 00 

545 75 

18,397 50 



$592,258 47 



$50.000 00 
40,000 00 
20,664 54 



160.680 96 



1.553 58 



319,350 39 



$592,258 47 



Report of 
Feb. 6, '09. 



$370.296 89 
97.275 64 



3.048 12 

15.000 00 

1.400 00 



8.105 20 
17.108 52 



23.930 08 



15.801 00 

9,627 50 

3,290 00 

553 90 

13.736 21 



$574.173 06 



$50.000 00 
40.000 00 
18.690 39 



144.340 87 

555 00 

6.187 20 



314.300 60 



$574.173 06 



Report of 
Aprir28, '09. 



$372,844 01 
113.902 24 



315 59 

15.000 00 

1,400 00 



668 84 
4.793 54 



37.543 68 



22.066 00 
12.005 00 

8.677 45 
52193 

1.809 02 



$586,547 30 



$50.000 00 
40.000 00 
19.959 81 



151.369 74 
219 30 
635 48 



324.372 97 



$586,547 30 



Report of 
June 23, '00. 



$387,509 41 
118.498 81 



1.362 81 

15,000 00 

1.400 00 



198 51 
11.853 83 



55.456 35 



31.540 00 

8.590 00 

2,315 00 

441 98 

12,212 47 



$646,379 17 



$50,000 00 
40.000 00 
18,240 02 



203.608 67 

475 00 

3.287 74 



330,767 74 



$646,379 17 



Report of 
Sept. 1, '09. 



$377.635 45 
121.224 93 



347 55 

15.000 00 

1.400 00 



200 82 
2.708 60 



47,827 00 



28.807 00 

8,525 00 

4,000 00 

232 51 

12,366 27 



$620,365 12 



$50.000 00 
40.000 00 
21.883 64 



174,348 30 
450 00 
853 88 



332.829 30 



$620,365 12 



STATE BANKS OP MICHIGAN. 



199 



No. 264. 
COMMERCIAL STATE BANK OF ITHACA, ITHACA. 

Organized July 26, 1902. 

James B. Crawiord, President; Henry E. Lewis, Vice PrenderU; H. J. Crawford, Copier; 

Lynn T. Miller, Aasislant Cashier. . 

Directors. — James B. Crawford. Frank W. Brown, Wlllard M. Weller, Charles E. Webster, Henry 
E. Lewis, Frank H. Horr, I. N. Montort, Chas. P. Yost. J. N. McCall. Marvin R. Baiter, Jas. P. Gibbs. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$61.602 83 
43,848 00 


$56,977 52 
46,242 75 


$65,313 87 
38,182 75 


$65,450 30 
41.872 45 


$67.460 83 
28.241 20 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


Overdrafts 


098 33 


30 62 


62 14 


648 84 


220 43 


Banking house 




Furniture and fixtures 


2,500 00 


2,000 00 


2,000 00 


2.000 00 


2,000 00 


Other real estate 


Due from other banks and bankers 
(noi reserve cities) 


1,900 00 
5,125 99 


750 00 
4.824 60 


750 00 
1.818 21 


750 00 
3,024 37 


2,250 00 


Items in transit 


2,709 96 


United States bonds 


Due from banks in reserve cities . . 
Exchanges for clearing house 


25,237 78 

414 79 

8.28100 

705 00 

1,200 90 

21 21 


23,025 30 
3,469 13 
3,393 00 
2,050 00 
1,990 90 
43 90 


27,158 86 

656 41 

4,41100 

1,615 00 

1,100 40 

21 64 


8.000 22 


6,900 48 


U. S. and National bank currency. 
Gold coin 


3,409 00 
1,585 00 
1,764 60 
21 97 
1.008 84 


3.060 00 
1,650 00 
2,115 75 


Silver coin 


Nickels and cents 


48 10 


Checks and cash items 


1,099 46 












Totals 


1151.496 83 


$147,397 72 


$143,154 28 


$130.135 48 


$117,746 21 






Liabilities. 
Capital stock paid in 


130,000 DO 
6,000 00 
1,744 28 


$30,000 00 

6,000 00 

736 50 


$30.000 00 
6.000 00 
1,527 06 


$30.000 00 
6.000 00 
1.940 60 


$30,000 00 


Surplus fund 


6,000 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


8S2 52 


Commercial deposits subject to 
check 


47.209 98 


45,709 26 


41.887 83 


32.773 78 


20,740 20 


Commercial certificates of deposit . 
Due to banks and bankers 










87 38 




Certified checks 










Cashier's checks outstanding 












Savinfirs deposits 


12.235 99 
54.906 58 


12.527 92 
58.424 04 


12,959 51 
50,779 86 


13.724 46 
45.609 27 


14,489 66 


Savings certificates of deposit 

Notes and bills rediscounted 


40.133 93 


Bills pavable 
























Totals 


$151,196 83 


$147,397 72 


$143,154 28 


$130,135 IS 


$117,746 21 









200 



STATB BANKING DEPARTMBNT. 



No. 160. 
ITHACA SAVINGS BANK, ITHACA. 
Organized January 16, 1893. 

Wm. F. Thompson, President; J. Lee Potts, Vice President; C. A. Price, Copier; 

R. A. Barber, Asaietant Carter. 

Directors. — W. F. ThomMon, J. B. Crawford, W. M. Welter, J. Lee Potts, John C. Hicks. 

1^ H. Horr, F. H. McKay, y. KeUoggr, C, A. Price. 



Resources. 



Loans and discounts 

Bonds, mortgacies and securities. . . 

Premiums paid on bonds ^ 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08. 



$126,726 57 
173,279 25 



Report of 
Feb. 6, '09. 



Report of 
Aprir28, '09. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



76 80 
6,000 00 
4,000 00 



8,478 61 
44,440 29 



18,710 00 
8,602 60 

1,877 ao 

266 06 
628 80 



$976,999 96 



136.000 00 

17,500 00 

1.663 81 



38.024 34 



n,262n 

197,660 04 



10.000 00 



1376,999 96 



$118,797 86 
177,838 00 



1.066 61 
6.000 00 
4,000 00 



$118,786 42 
187.724 00 



2,891 12 



263 22 
6.000 00 
4.000 00 



61 06 



68.068 98 



79.196 76 



22,779 00 

2,267 60 

1.609 00 

826 88 

1.091 69 



$401,714 61 



$36.000 00 

17.600 00 

1.426 20 



60.000 83 



76,888 70 
211.399 78 



$401,714 61 



20,504 00 

4,476 00 

1.466 60 

826 89 

474 48 



$418,368 42 



$36.000 00 

17.500 00 

4.218 17 



68.469 01 



69.766 68 
233.424 66 



$418,368 42 



Report of 
June 23, '00. 



$96.867 82 
211.388 91 



423 96 
6.000 00 
4.000 00 



1,883 10 



69.760 60 



20.60100 

4.877 60 

1,138 00 

206 74 

686 64 



$416,662 66 



$35.000 00 

17.500 00 

3.087 18 



50,673 89 



70.032 93 
240.468 66 



$416,662 66 



Report of 
Sept. 1. '09. 



$110,124 62 
219,366 91 



88 70 
6,000 00 
4,000 00 



28 06 



28.460 41 



19,142 00 

4,740 00 

2,791 00 

167 21 

479 06 



$396,381 99 



$36.000 00 

17,600 00 

61 06 



44.768 86 



66,966 19 
216,084 99 



16.000 00 



$396,381 99 



STATE BANKS OP MICHIGAN. 



201 



No. 387. 

CENTRAL STATE BANK, JACKSON. 

OrganUed July 16, 1907. 

H. R. PiTOE, Prendent; F. E. Palmer, Vice President: H. C. Loesxr, Second Vice PrettderU; 
Charles J. Hiooins, Caehier; L. A. Worch. AsaiHant Caaki^r. 

Directors. — H. R. Page, Richard Price, Wm. H. Joyce. H. C. Loeser, F. E. Palmer. W. W. Wright, 

L. R. Welcome, T. B. Taylor, Wesley Sears. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . .* . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



$105,328 40 
78.420 67 



6.000 00 



4.542 06 



ZV.vW v4 

1.428 80 

10.057 00 

105 00 

836 26 

30 74 

104 92 



IS28.003 46 



$100,000 00 

26.000 00 

448 65 



65.008 08 



8,083 10 



100 08 
87,823 87 
38.508 78 



$326.003 46 



Report of 
Feb. 6. '09. 



$170,424 74 
102,708 51 



5,000 00 



542 00 



33.681 76 

4.883 01 

12.615 00 

1.417 SO 

1,830 05 

267 46 

502 01 



$333,972 84 



$100,000 00 

25,000 00 

1,354 37 



64,166 32 



4,481 61 



23 76 
02,177 57 
46.760 21 



$333,972 84 



Report of 
Aprir28. '09. 



$188,314 13 
106.397 27 



250 70 



5.000 00 



3.012 10 



10,312 00 
2,487 33 

12,748 00 

1,927 50 

1.643 85 

178 97 



$342,175 86 



$100,000 00 

25.000 00 

1,820 76 



71.775 70 



5.237 10 

700 33 

263 23 

05.283 77 

42.085 87 



$342,175 85 



Report of 
June 23, '09. 



$210,027 58 
100,480 36 



116 72 



5,000 00 



648 30 



12,634 72 
2,210 28 

11,377 00 

1,415 00 

1,661 10 

135 82 



$363,016 88 



$100,000 00 

26,000 00 

2,425 36 



81,509 23 



13,048 41 

500 00 

90 

09,110 47 

41,032 51 



$363,616 88 



Report of 
Sept. 1, '09. 



$160,504 96 
120.607 48 



2.739 60 



6^,000 00 



142 65 



37,722 66 
3.024 46 
6.026 00 
2.406 00 
1.614 15 
116 20 



$348,961 34 



$100,000 00 

26.000 00 

1.166 18 

21 75 

72,674 16 



6.503 52 

800 

504 83 

100.048 52 

43.264 80 



$348,081 34 



26 



202 



STATE BANKING DEPARTMENT. 



No. 177. 
JACKSON CITY BANK, JACKSON. 
Organized January 1, 1865. Reorganized January 1, 1895. 
William M. Thompson, Preaidetit; Nathan S. Potter, Vice PresiderU and Cashier. 

Directors. — Win. M. Thompson. N. S. Potter. Peter B. Loomis, G. A. Matthews. W. A. Foote, 
Walter B. Webb, Richard Waldron, Wedworth W. Clarke, Louise T. Danner. 



Resources. 



Ix>ans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



It«ms in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surphis fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



1941,170 39 
640,552 57 



11,696 79 
33.000 00 
15.000 00 
16.649 85 



35.268 72 



101,238 64 

8,049 60 

62,750 00 

45,065 00 

8,961 30 

741 93 

1.607 37 



SI, 921, 752 13 



1200.000 00 

125,000 00 

87,849 11 



Report of 
Feb. 5. '09. 



$827,348 95 
629.213 41 



30,736 79 
33.000 00 
15.000 00 
16.649 85 



27.150 42 



130.246 79 

8.340 54 

61.548 00 

48,290 00 

6.606 60 

619 61 

1.279 15 



$1,836,030 11 



$200,000 00 

125.000 00 

77.015 55 



532,880 81 

322.5S7 08 

1.323 24 

10.000 00 



642.102 86 



$1,921,752 13 



443.217 85 

331.222 44 

1.853 78 

10.220 00 



647.500 49 



$1,836,030 11 



Report of 
Aprir28, '09. 



$883.690 23 
610.712 57 



62.582 03 < 
33.000 00 
15.000 00 
16.649 85 



30.803 49 



139.786 06 

5.692 06 

67.639 00 

47,260 00 

10.239 75 

308 53 

1.186 52 



$1,924,550 09 



$200,000 00 

125.000 00 

81.473 49 

110 00 

496.721 51 

364.951 31 

1,353 78 

1,335 77 



653,604 23 



$1,924,550 09 



Report of 
June 23, '09. 



$900,605 20 
594,250 45 



10.584 58 
33,000 00 
15,000 00 
16,649 85 



20.316 29 



392,741 17 

6.982 63 

60,888 00 

51.805 00 

8,514 30 

215 38 

1,300 04 



$2,112,043 79 



$200.000 00 

125,000 00 

81.723 37 



661.087 04 

326.971 15 

1.505 55 

6.553 52 



710,103 16 



$2,112,943 79 



Report of 
Sept. 1, '09 



$984,176 60 
537,712 95 



9,976 49 
33,000 00 
15,000 00 
16,649 85 



38.859 07 



470.447 41 

5.743 02 

81,575 00 

46,440 00 

9,328 50 

367 87 

2.603 57 



$2,201,881 23 



$200,000 00 

125.000 00 

84.675 64 



n3.670 19 

312.809 85 

1,655 55 

3.075 00 



700.905 00 



$2,201,881 23 



STATE BANKS OP MICHIGAN. 



203 



No. 186. 

JACKSON STATE SAVINGS BANK, JACKSON. 

Organized April 1, 1896. 

Nathan H. Williams, President; Chab. M. Spinning, Chas. E. Townsend, Vice Presidents; 

F. H. Nbwkirk, Cashier. 

Directors. — Nathan H. Williams, Chas. E. Townsend, H. H. Neealey, H. J. Davis, Chas. M. Spinniniri 

W. M. Palmer, H. C. Collins, P. W. Haefner, A. J Peek. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

rnited States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

V. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and -cash items 



Report of 
Nov. 27, '08. 



9441.100 92 
333,555 90 



7.515 90 
50,000 00 
14.500 00 



Report of 
Feb. 5, '09. 



$420,853 42 
320.346 58 



5.173 90 
50.000 00 
14.000 00 



Report of 
April 28, '09 



1501.500 84 
310.005 04 



50.600 49 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surphis fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



71.918 21 

6,303 57 

63,636 00 

8.520 00 

5.006 30 

785 23 

319 13 



$1,053,761 65 



$100,000 00 

50.000 00 

9.123 22 



186.427 33 
7.062 97 



100 00 



535.738 48 
165.309 65 



$1,053,761 65 



53.318 81 



147,272 53 

3.741 31 

64.S27 00 

115 00 

6.132 80 

1.234 20 

360 79 



$1,092,376 34 



$100,000 00 

50.000 00 

9,425 86 

250 00 

195.936 49 

7.566 06 



2.100 00 



563,366 52 
163,731 41 



$1,092,376 34 



5.190 77 
50,000 00 
14.000 00 



40.876 78 



141.712 02 

9,695 87 

47.231 00 

772 50 

7.292 70 

930 77 

356 70 



11,130,164 99 



$100,000 00 
50.000 00 
11.567 39 



227,834 35 
9.963 42 



160 75 



559.244 07 
171.395 01 



$1,130.164 99 



Report of 
June 23, '09 



$527,671 88 
315.921 40 



3.279 82 
50,000 00 
14.000 00 



48.271 17 



120,549 03 

5,613 66 

70.624 00 

2.350 00 

3.998 80 

334 53 

362 39 



$1,162,976 96 



$100,000 00 
50,000 00 
13.553 22 



237,966 15 
5,856 13 



2.100 00 



580.302 03 
173.179 45 



$1,162,976 98 



Report of 
Sept. 1, '09. 



$523,710 93 
324,135 59 



5,974 75 
50.000 00 
14,000 00 



51,992 96 



113,283 34 

6,510 77 

55,703 00 

4.502 50 

8.916 50 

688 43 

403 34 



$1,159,822 11 



$100,000 00 

55,000 00 

8.908 47 

210 00 

200.916 51 

26.288 07 



763 33 



600.577 60 
167.158 13 



$1,159,822 11 



204 



STATB BANKING DEPARTMENT. 



No. 14. 
UNION BANK, JACKSON. 

Organued November 1, 1883. 

C. C. Bloomfusld, President; A. B. Robinson. F. D. Bbnnstt, Vice Prendents; 
A. C. Bloomfield, Ccuhier; H. A Kkbce, AssMant Cashier. 

Directors. — A. B. Robinson, L. H. Field, Thomas A. Wilson, C. C. Bloomfield, James O'Donnell, 
F. D. Bennett, Winthrop Wlthington, Charles Lewis, Z. C. Eldred. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Orerdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08 



gther real estate 
ue from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from |»anks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits , 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



1904,800 32 
442,176 81 



4,153 21 
65,000 00 
15.000 00 
33.365 20 



Report of 
Feb. 6, '09. 



$1,106,213 80 
443,364 48 



1,783 57 
65,000 00 
15,250 00 
33,365 20 



78.404 77 



192,209 41 

13,744 74 

47,152 00 

37,782 50 

5.409 50 

375 44 

769 01 



Sl.930.483 31 



8200,000 00 

100,000 00 

48.3M61 



294,536 16 

8,501 25 

37,263 12 

092 87 

166 92 

1,060.880 18 

189.966 20 



$1,930,483 31 



57,902 95 



151.754 55 

15.080 65 

50,910 00 

28,607 50 

5,063 95 

458 22 

752 44 



$1,975,506 40 



$200,000 00 

100,000 00 

37.605 14 

110 00 

304.844 73 

4,779 37 

48,484 53 

236 87 

163 55 

1.073,688 79 

206,593 42 



$1,975,506 40 $2,101,173 89 



Report of 
Aprir28, '09v 



$1,180,516 97 
455,570 27 



2,451 48 
65,000 00 
15,000 00 
33,365 20 

2,050 00 
38.154 90 



Report of 
June 23. '09. 



$1,103,903 20 
461,119 48 



4,387 14 
66,000 00 
15,000 00 
33.365 90 



199,819 57 

13,427 86 

57,498 50 

31,410 00 

5,068 65 

54128 

1.304 21 



$2,101,173 89 



$200,000 00 

100.000 00 

49,653 96 

591 00 

380.827 44 

3.586 31 

46,901 61 

105 37 

163 65 

1,006,949 17 

210,396 48 

10.000 00 



71,242 89 



326,588 18 

33.004 39 

41,037 50 

26,590 00 

3.975 55 

289 39 

603 07 



$2,186.105 99 



$200,000 00 

100.000 00 

44.218 88 



422.507 40 

14,288 88 

52.541 59 

1.632 37 

163 56 

1.119.837 87 

225,915 45 

5,000 00 



$2,186,105 99 



Report of 
Sept. 1. '09. 



$1,130,509 74 
448,547 62 



4,830 62 
65,000 00 
15,000 00 
33,365 20 



32,636 91 



377,037 31 

11.734 09 

47,798 00 

30.442 50 

5.112 55 

340 00 

395 S3 



$2,111,840 07 



$300.000 00 

100.000 00 

53.519 29 



354.046 05 

13,456 78 

43,403 41 

144 37 

163 55 

1.116.018 06 

226.088 56 

5.000 00 



$2,111,840 07 



STATB BANKS OF MICHIQAN. 



266 



No. 115. 
THE GR08VEN0R SAVINGS BANK, JONESVILLE. 

Organized March 28, 1891. 

£. O. Qrosvenor, President; Chab. G. White, Vice President: Wm. M. Wbtmore, Cathier: 

Oliver 8. White, AsaiStant Cashier. 

Directors. — Ebenezer O. Grosvenor. John S. Lewis, Edgar A. Wisner, Charles F. Wade, Charles 
G. White. William M. Wetmore. A. Eugene Wisner, Oliver S. White. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '00. 


Report of 
Sept. 1, '09. 


Loans and discounts 


S138.430 39 
08.620 48 


$164,061 13 
88,620 48 


$114,373 62 
89,220 48 


$148,688 66 
95,907 98 


$155,894 60 


Bonds, mortgages and securities. . 
premiums paid on bonds- , , , 


98,707 98 


Overdrafts 


3,682 48 


5,018 55 


2,487 88 


660 51 


5,981 88 


B*nkinfir house. 




Furniture and fixtures 








« 




Other real estate 






< 




• 


Due from other banks and bankers 
(not reserve cities) 


5.130 96 


1.248 45 




368 16 




Items in transit 






United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


75.306 50 


30.258 84 


129,88132 


86,707 99 


97,514 62 


U. S. and National bank currency. 
Gold coin 


13,380 00 

6,446 00 

•52 45 

77 38 

16 57 


13,667 00 

7,430 00 

670 65 

• 

143 86 
310 25 


13,186 00 

7,770 00 

707 00 

114 53 


13,865 00 

8,210 00 

1,125 65 

104 75 

71 62 


12,154 00 
8,502 60 


Silver coin 


1,258 10 
72 28 


Nickels and cents 


Checks and cash items 


1,111 62 








Totals 


S336.953 21 


$301,419 21 


$357,741 73 


$366.596 32 


$381,197 48 






Liabilities. 
Capital stock paid in 


$50,000 00 

25,000 00 

4,888 57 


$50,000 00 

25,000 00 

3,716 49 


$50,000 00 

25,000 00 

6.083 63 


$50,000 00 

25,000 00 

8.126 21 


$50,000 00 


Surplus fund 


25,000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


4,061 18 


Commercial dep<»its subject to 
check 


73.772 98 
183,291 66 


57,131 43 

165,369 80 

20149 


95.715 88 

178.706 59 

2,235 63 


82,46160 

188,936 58 

1,070 93 


89,279 14 


Commercial certificates of deposit . 
Due to banks and bankers 


211,763 12 
862 09 


Certified checks 




281 95 


Cashier's checks outstanding 












Savings deposits 






• 






Savings certificates of deposit 












Notes and bills rediscounted 


, 










Bills payable 

























Totals 


1336,953 21 


$301,419 21 


$357,741 73 


$355,595 32 


$381,197 48 







206 



STATE BANKING DEPARTMENT. 



No. 147. 
THE HOME SAVINGS BANK OF KALAMAZOO, KALAMAZOO. 

Organized December 27, 1892. 

Vernon T. Barker, President; Frank H. Milham, Vice President: Jas. J. O'Meara. Cashier; 

N. S. Pond, Assi^arU CaAier. 

Directors. — Vernon T. Barker, F. B. Orcutt. H. P. Kauffer, F. H. Milham H. B. Ctolman, A. M. 
Todd, W. S. Hodges. J. H. Hatfield, W. N. Pomeroy, O. K. Buckhout, Jos. F. Brown, Louis Rosen- 
baum. H. C. Howard, Morris Kent, W. E. Kidder. 



Resources. 



Loans and discounts. 

Bonds, mortgages and securities, 

Premiums paid on bonds , 

Overdrafts , 

Banking house , 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Unaivided profits, less current ex> 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
clieck 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



1440.945 05 
70.242 31 



8,040 82 

27.500 00 

0.000 00 



88,788 63 
24,509 63 
18,621 00 
10,380 00 
1,909 40 
206 26 



$700,332 10 



1100.000 00 

70,000 00 

8.514 78 



130,383 22 

122,085 53 

95,765 30 



173,583 27 



$700,332 10 



Report of 
Feb. 5, '09. 



$501,192 72 
60,626 06 



1,473 03 

27.500 00 

9,000 00 



353 55 



41,738 34 
12,186 68 
23.366 00 
10,680 00 
2,220 30 
173 21 



$699,509 89 



$100,000 00 

70,000 00 

4,104 06 

240 00 

155.940 28 

114,785 22 

87,968 89 



166,471 44 



$699,509 89 



Report of 
April 28, '09. 



$626.964 84 
71,636 88 



466 48 

27,500 00 

9,000 00 



6.299 96 



57.912 23 

1.805 22 

23,393 00 

10,565 00 

2,020 70 

343 84 



$737,998 15 



$100,000 00 

70,000 00 

7,514 02 

60 00 

154,399 21 

128,977 11 

77,186 23 



m,585 68 



22.275 90 



$737,998 15 



Report of 
June 23. '09. 



$510,750 38 
71,383 77 



1,058 36 

27.500 00 

9.000 00 



50.644 07 

1.460 59 

27.636 00 

10.500 00 

1.165 00 

136 05 



$711,234 22 



$100,000 00 

70.000 00 

8,962 73 



144,640 99 

122.598 36 

67.249 11 



178.087 93 



12,279 59 
7,415 51 



$711,234 22 



Report of 
Sept. 1. '09. 



$506.607 87 
70.193 77 



1.615 82 

27.500 00 

9.000 00 



10.580 49 



48.448 15 

1.968 23 

21.493 00 

10.312 50 

1,527 70 

241 79 



$709,509 32 



$100,000 00 

70,000 00 

5,270 12 

120 OO 

140,733 53 

131,867 5i 

57,134 22 



187,103 05 



12,290 86 
4,990 00 



$709,509 32 



STATE BANKS OF MICHIGAN. 



207 



No. 1. 

KALAMAZOO SAVINGS BANK, KALAMAZOO. 

Organized January 12, 1889. 

S. B. Monroe, President; R. J. Williahsox, A. C. Wortley, Vice Presidents; P. G. Dewey, Cashier 

Directors. — C. J. Monroe. L. H. Kirby, John Mackey, A. C. Wortley, R. J. Williamson. 8. B. Monroe, 
V. L. Palmer, E. G. Read. C. A. Peck, A. L. Blumenberg, C. A. Dewing, Ralph Emery, W. O. Jones, 
J. W. Ryder, A. J. Todd. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

New building account 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08 



I781,(n5 24 
330,168 20 



1,193 22 
26,260 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin , 

Nickels and cents 

Checks and cash items , 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Unearned discount. 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



19,015 00 
18.483 45 



197,764 09 

15.646 88 

36,811 00 

16,950 00 

8,956 00 

1,261 13 

2,829 10 



Report of 
Feb. 5, '09. 



S683.386 45 
446,941 20 



951 29 



«0,000 00 

20,000 00 

19.015 00 

7,479 31 



$1,457,023 31 



$50,000 00 
50,000 00 
40,096 10 



168,362 42 



312,399 15 



633.229 56 
202,936 08 



$1,457,023 31 



141,566 38 
26,090 68 
24,864 00 
18,105 00 
15,105 00 
1.570 35 
8,876 21 



Report of 
April 28, 'C9. 



1737.190 10 
516.270 25 



2,242 18 



50,000 00 

18.500 00 

19,015 00 

7,628 87 



Report of 
June 23, '00. 



$676,064 61 
542,061 72 



1,750 38 



Report of 
Sept. 1, '09. 



$1,090,355 20 
167.593 10 



3.761 19 



$1,463,950 87 



$100,000 00 

50,000 00 

8,588 19 



227,321 68 



195,119 66 



658,853 10 
224,068 24 



$1,463,950 87 



186,688 62 
16,002 88 
36,804 00 
17,972 50 
10,630 00 
1,712 00 
13,260 34 



$1,633,916 74 



$100,000 00 
50,000 00 
16,155 80 



254,094 43 



113,196 36 



759,824 19 

314,725 46 

25,920 50 



$1,633,916 74 



50,000 00 

18,500 00 

19,015 00 

4,844 12 



75,0^1 71 
20,935 15 
32,897 00 
17,530 00 
11,173 00 
1,456 72 
10,467 82 



$1,481,777 23 



$100,000 00 

50,000 00 

19.237 20 

3,603 90 



206.711 05 



82.034 59 



712.772 32 
272.418 11 



35.000 00 



$1,481,777 23 



50.000 00 
18.500 00 
18,415 00 



189,739 79 
24,721 90 
38,960 00 
16,935 00 
10,349 00 
1,181 90 
4,124 94 



$1,634,637 11 



$100,000 00 
50,000 00 
19.690 68 



344^563 98 



118.503 39 



740,253 10 

260,438 09 

1,187 87 



$1,634,637 11 



208 



STATE BANKING DEPARTMENT. 



♦KALAMAZOO TRUST COMPANY, KALAMAZOO. 
Organised January 11, 1905. 

C. J. Monroe, President; S. B. Monroe, A. B. Connable, Vice Presidents; Fred G. Dewet, Secretary; 

R. J. Williamson, Treasurer. 

Directors. — G. L. Gilkey, Jas. H. Hatfield, Ralph Emery. Samuel Folz, Chas. J. Monroe. A. B. Con- 
nable. O. K. Buckhout. A. C. Wortley. A. M. Stearns. J. D. Burns. Jas. F. Gllmore, V L. Palmer, 
L. S. Monroe. Otto Ihling. Lewis H. Kirby, S. B. Monroe, Chas. A. Peck. Dallas Boudeman. 
M. H. Lane, A. L. Blumenberg, C. A. Dewing, Benjamin van Bochove. F. E. Rowe. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Collateral loans: Time 


95.000 00 
83,133 00 
22,213 M 
02,850 00 
14,729 78 
2.000 00 
13,500 00 


$5,000 00 
74,923 00 
19,413 10 
61,812 50 
18,584 10 
15,000 00 
19.000 00 








Demand 








Loans on real estate mortgages: 
In office 








With State Treasurer 








Other loans 








Bonds: In office 








With State Treasurer 








Stocks 








Real estate owned 


17.500 00 










Other investments 










Nc<«? building 


20>,250 00 
686 25 










Advances to trusts 


1.093 43 








Premiums paid 








Safety deposit vaults 












Furniture and fixtures 












Due from aoDroved reserve aeents . 


2.600 40 


16,912 52 








Due from other banks and bankers . 








Cash items 












Nickels and cents 












Silver coin 




•- 








Gold coin 












U. S. and National bank notes .... 


3.000 00 


3.000 00 




— 












Totals 


$234,053 33 


$229.738 74 
















Liabilities. 
Caoital stock oaid in, 


1150.000 00 

4.000 00 

12.036 26 


$150,000 00 
5,000 00 
7.242 93 








Surplus fund 








Undivided profits (less expenses, 
interest and taxes paid) 








Dividends unoaid 








Trust deoosits 


24.255 30 
000 50 


28.008 51 
990 50 
















Debentures 








First mort?aee bonds 




1.700 00 

760 66 

35.427 14 








Voucher checks 


315 00 
42.456 27 








Other liabilities 
















Totals 


$234,053 33 


$220,738 74 












• 





^Liquidated. 



STATE BANKS OF MICHIGAN. 



209 



No. 257. 
THE KALKASKA COUNTY STATE AND SAVINGS BANK, KALKASKA. 

Organized February 7, 1902. 

Ambrose E. Palmer, Prendent; Wm. C. Freeman, Edgar B. Babcock, Vice Prcndenis; 

Harold B. Whalley, Cashier. 

DrRECTORS. — Ambrose E. Palmer, William C. Freeman, Edsar B. Baboock, George F. Bow, William 

Lewis, Harold B. Whalley, Isaac Simpson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

v. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



IJabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits. less current ex- 
penses, interest and taxes paid . . 



Report of 
Nov 27, '08. 



$66,971 13 
47,373 73 



722 62 

10.000 00 

2.000 00 

3.098 83 



98 14 



10.716 95 



7,849 00 

6.285 00 

3.569 10 

552 53 

53 62 



1150,290 65 



Dividends unpaid 

Commercial depo.sits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bllb payable 



Totals. 



820,000 00 
4.000 00 
3.006 31 



37.739 31 
49.951 00 



Report of 
Feb. 5, '09. 



174,521 60 
47,532 73 



932 46 

10.000 00 

2,000 00 

3,098 83 



313 41 



11.333 55 



4.235 00 
6.695 00 
3.486 30 
150 03 
1.230 50 



S165.529 41 



820,000 00 
4.000 00 
1,699 42 



44.594 03 



8159.290 65 



55.060 12 
40.854 70 



Report of 
April 28, '09. 



$68,095 16 
45,623 71 



1.052 79 

10.000 00 

2.000 00 

3.098 83 



1.461 63 



5.603 10 



2.878 00 
6,815 00 
2.558 45 
211 06 
1.143 00 



$150,630 73 



$20.000 00 
4.000 00 
2.704 47 



41.406 17 
2.500 00 



$165,529 41 



43.170 06 
42.202 63 



38.053 57 



500 00 



$150,630 73 



Report of 
June 23, '09. 



$66,438 15 
41,591 07 



507 46 

10.000 00 

2,000 00 

3,098 83 



472 08 



3.334 92 



4.197 00 
6.900 00 
2.318 40 
163 86 
1,040 45 



$142,062 22 



$20,000 00 
4,000 00 
2.629 09 



39.069 82 
38.260 42 



38,102 89 



Report of 
Sept. 1, '09. 



$142,062 22 



$81,613 30 
29.485 08 



624 03 

10.000 00 

2.000 00 

8.098 83 



1.09150 



7,803 70 



6,070 00 

7.150 00 

1.144 45 

211 02 

702 38 



$129,994 29 



$20,000 00 
4,000 00 
2.404 70 



33.639 05 
36.669 15 



33.381 89 



$129.994 29 



27 



210 



STATE BANKING DEPARTMENT. 



No. 425. 
THE PEOPLE'S STATE AND SAVINGS BANK, KALKASKA. 

Organized January 4, 1909. " 

Albert E. Bowerman, President; Solomon Loeser, Vice President; William Childs. Cashier. 

Directors. — Albert E. Bowerman. Soloman Loeser, Frank E. Joy, Edward M. Colson, Wm. K. 
Phinnev, John Sieting, Geo. H. SietinR, Philip H. Gosling, Albert O. Peters, Clyde Cole, Claude 
Cole, William Childs. Clayton W. Sherwood, Albert A. McDermott. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities , 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

TJ. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash Items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



Report of 
Feb. 5, '09. 



Report of 
Aprir28. '09 



$43,684 13 
6.764 65 



782 47 
5.200 00 
2.400 00 
1.300 00 



1.154 74 



6.398 60 



6,515 00 
1,165 00 

29720 
14 42 

634 89 



$76,211 10 



$18,800 00 



140 71 



34.941 43 

15.406 87 

359 75 



3,303 34 



3.250 00 



$76,211 10 



Report of 
June 23. '09 



$44,839 29 
7.861 22 



608 14 
5.200 00 
2.400 00 
1.200 00 



205 89 



5.572 60 



4.090 00 

1.270 00 

571 05 

42 19 

1.184 64 



$75,045 02 



$18,800 00 



377 73 



30.364 04 

15,114 04 

1.515 08 



5.124 13 



3,750 00 



$75,045 02 



Report of 
Sept. 1, '09. 



$49,355 17 
8,110 22 



878 04 
5.200 00 
2.400 00 
1.200 00 



1.014 44 



2.736 31 



2.479 00 

700 00 

225 00 

16 35 

778 77 



r5,100 20 



$20,000 00 



373 51 



14.751 19 

19,824 45 

460 41 



8,270 05 



11.421 59 



$75,100 20 



STATE BANKS OF MICHIGAN. 



211 



No. 383. 

THE UNION STATE BANK, LAINGSBITRG. 

Organized November 12, 1907. 

A. RoRRABACHEH, President; F. B. Smith, Vice President; W. H. Hunt. Cashier. 

Directors. — A. Rohrabacher, I, Rohrabacher, F. B. Smith, R. H. Scott, J. D. Houghton, W. H, 

Lacy. H. H. Pulver. W. H. Hunt, S. Piatt. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28. '09 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$48.280 72 
37.139 52 


$42,758 04 
37.741 35 


$51,333 71 
38.120 35 


$43.696 78 
38.220 35 


H5.961 73 
35.677 35 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


Overdrafts 


343 86 
2.500 00 
1.719 66 

800 00 


22 81 

2.500 00 

1.800 52 

800 00 


110 83 
2,500 00 
1.800 52 

800 00 


175 02 
2,500 00 
1.800 52 

800 00 


124 09 


BankincT house 


2,500 00 

1.800 52 

800 00 


Furniture and fixtures 


Other real estate 


Due from other banlcs and bankers 
(not reserve cities) 




Items in transit 


1.192 38 




3.056 91 




3 676 35 


United States bonds 








Due from banks in reserve cities . . 
Exchanges for clearing house 


13.841 78 


13.516 87 


13.919 62 


12.947 09 


15.263 86 


TJ. S. and National bank currency . 
Gold coin 


4.717 00 

810 00 

100 00 

27 80 

45 16 


2.475 00 
1.195 00 

129 00 
73 34 

162 94 


4.240 00 

1.440 00 

525 00 

130 43 

• 

' 54 88 


4.963 00 

1.155 00 

800 00 

116 44 

387 53 


6.176 00 

1.215 00 

200 00 


Silver coin 


Nickels and cents 


174 28 


Checks and cash items 


678 39 






Totals 


$111,517 87 


$103,174 87 


$118,032 25 


$107,561 73 


$114 147 57 






Liabilities. 
Capital stock paid in 


$20,000 00 

76 00 

726 55 


$20.000 00 
208 00 
898 29 


$20.000 00 

208 00 

1.344 41 


$20.000 00 

206 00 

1,787 18 


$20.000 00 
353 00 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unoaid 


1.172 00 


Commercial deposits subject to 
check 


30,232 54 


• 

26.008 63 


31.925 40 


25.178 16 




30.540 52 


Commercial certificates of deoosit . 


Due to banks and bankers 


• 










Certified checks 












Cashier's checks outstanding 






. 






Savings deposits 












Savings certificates of deposit 

Notes and bills rediscounted 


57.482 78 


55,309 95 


64.654 44 

• 


60,388 39 


62.082 05 


Bills pavable 


3,000 00 




















Totals 


$111,517 87 


$103,174 87 


$118,032 25 


$107,561 73 


$114,147 57 







212 



STATE BANKING DEPARTMENT. 



No. 417. 
THE LAKE CITY STATE BANK, LAKE CITY. 

Organized December 21, 1908. 

R. M. BiKLBY. President; Sinnemov Ardis Vice President; F. D. McGreoor, Cashier; 
Frank Coffev. Assistant Cashier; F. W. Merrick, Auditor. 

Directors. — F. W. Merrick. R. M. Bielby, Sinnemon Ardis, Orville Dennis. F. D. McGregor. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, 'O'J. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 






S45.502 69 
2,764 01 


$46,979 57 
4,792 96 


$46.558 84 


Bonds, mortgages and securities . . . 






4,793 50 


Premiums paid on bonds 








Overdrafts 






57 87 

1.855 00 

056 36 


22 23 

1.855 00 

956 36 


84 40 


Banking house 






1.675 00 


Furniture and fixtures 






1.160 04 


Other real estate 








Due from other banks and bankers 
(not resetve cities) 






4,011 76 


4,042 65 


4.055 97 


Items in transit 








United States bonds 












Due from banks in reserve cities . . 






13.015 39 


14,294 09 


12,918 97 


Exchanges for clearing bouse 








U. S. and National bank currency . 






1,270 00 

215 00 

601 85 

49 01 

4.808 87 


1,349 00 

305 00 

560 85 

40 38 

2.813 28 


1,932 00 


Gold coin 






285 00 


Silver coin 






474 10 


• 
Nickels and cents 






33 93 


Ohecks and cash Items 






489 71 










Totals 






175.108 71 


$78,011 97 


$74,451 46 








LiabiUtles. 
Oapital stock paid in 






$20,000 00 

300 00 

1,008 76 


$20,000 00 

300 00 

1,444 48 


$20.000 00 


Surplus fimd 






300 00 


Undivided profits, less current ex- 
nenses. interest and taxes oaid. . 






1,582 02 


Dividends unpaid 






Commercial deposits subject to 
check 




• 


17,180 61 
36.619 34 


18,444 09 
37,823 40 


15.210 15 
37.350 29 


Oommercial certificates of deoosit . 






Due to banks and bankers 






Certified checks 












Cashier's checks outstanding 












Bavines deposits 






^ 






Savings certificates of deposit 












Notes and bills rediscounted 












Bills oavable 
























Totals 






S75,108 71 


$78,011 97 


$74 451 46 











STATE BANKS OF MICHIGAN. 



213 



No. 283. 
FARMERS* AND MERCHANTS' BANK OF LAKE ODESSA. 

Organized October 10, 1903. 
J. J. EcKARDT, PreHderU; Geo. A. Weed, Vice Presideni; Samuel Velte, Ciuihier. 

Directors. — J. J. Eckardt, Wilson Elliott. I. N. Raymond, John Wagner, Geo. A. Weed, Jacob F. 

Velte, Perry AUarding. E. W. Durkee. W. 8. Augst. 



Resources. 



I/^ns and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, *08 



199.811 32 
42,82970 



74 21 
4,700 00 
2,500 00 



7,463 38 



9.421 00 

5.005 00 

1,402 95 

110 73 

102 58 



$173,540 87 



125,000 00 

3,000 00 

2.496 71 

650 

16,355 61 

1,960 90 



43,508 76 
81.203 39 



S173.540 87 



Rep<»-tof 
Feb. 5, '00. 



S96.157 45 
44.844 70 



440 03 
4.700 00 
2.500 00 



561 00 



Report of 
Aprir28. '09 



1103.454 90 
52.794 70 



254 23 
4.700 00 
2.500 00 



605 00 



22.532 49 



3.104 00 

5,160 00 

2,025 35 

97 34 

306 87 



$182,522 13 



125,000 00 

4.000 00 

1,214 25 

10100 

19.449 75 

6.909 90 



46.307 80 
79,470 43 



1182.522 13 



22.213 11 



4.995 00 
5.180 00 
1,245 70 
78 47 
4,538 00 



$202,559 20 



$25,000 00 

4.000 00 

2,027 77 

300 

16.911 22 

5.969 90 



Report of 
June 2.3, 'CO. 



$104.112 66 
65,414 50 



19107 
4,700 00 
2,500 00 



1.564 31 



23.263 55 



4.189 00 

5.180 00 

1.787 15 

122 01 

478 97 



$203,504 01 



Report of 
Sept. 1, '09. 



45.370 59 

98,270 72 

5.000 00 



$202,559 20 



$25.000 00 

4,000 00 

2.830 55 

300 

19,597 08 

4.760 90 



50.524 11 

91,779 37 

5.000 00 



$203.504 01 



$106,675 93 
58.740 50 



19 08 
4.700 00 
2,500 00 



5.338 00 



5.594 94 



7,990 00 
5,230 00 
1,770 90 
114 41 
1,730 29 



$200,413 05 



$25,000 00 

5,000 00 

1.666 16 

24 50 

22,043 77 

6.617 40 



53.769 49 

81,291 73 

5,00)00 



$200,413 05 



2H 



STATE BANKING DEPARTMENT. 



No. 41. 
LAKE ODESSA STATE SAVINGS BANK, LAKE ODESSA. 

Organized May 22, 1888. 

Geo. Liverton, President; Perry F. Hikes, Vice President' W. J. Percival, Cashier; 

Sherman I. Strong, AasiMant Cashier. 

Directors. — Geo. Liverton, Perry F. Hines. Louis Krieger, R. A. Colwell, John Klahn, Wm. McCartney 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Preminms paid on bonds 

Overdrafts 

Banking liouse 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Undivided profits, less current ex 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rcdiscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$60,671 96 
48.416 33 



2.407 58 
2.000 00 
1.905 fiO 



Report of 
Feb. 5, '09. 



172.090 52 
49.271 00 



296 27 
2.000 00 
1.905 50 



20.561 34 



4,083 00 
4,330 00 
1.872 05 
148 97 
1.206 26 



$156,601 09 



Totals. 



$25.000 00 

5.000 00 

3.548 82 

48 00 

20.709 60 



13.318 34 



6.799 00 

4.640 00 

1.690 10 

147 68 

744 40 



$153,502 81 



$25.000 00 

5.000 00 

2.526 74 

27 00 

17.554 03 



16,318 51 
85.977 06 



$156,601 09 



15,135 67 
88.259 37 



Report of 
April 28, '00. 



$62,014 55 
56.277 25 



755 62 
2,000 00 
1,905 50 



Report of 
June 23, '09. 



$58,470 54 
58,445 25 



913 52 
2.000 00 
1,935 59 



25,986 51 



4.36100 

5.050 00 

621 75 

02 82 

1,116 66 



$160,181 66 



$25.000 00 
5.000 00 
3.951 84 



22.331 01 



15,755 43 
88,143 38 



$153,502 81 



$160,181 66 



23,799 74 



5.411 00 

5,090 00 

861 60 

8105 

1.568 64 



$158,546 84 



$25,000 00 
5.000 00 
4,217 32 



20.943 52 



15,837 30 
87,548 70 



$158,546 84 



Report of 
Sept. 1, '09. 



$64.260 45 
55.146 25 



1.635 99 
2.000 00 
2,040 87 
3,450 00 



18,165 44 



7,373 00 
5.565 00 
1.205 55 
81 18 
1.751 02 



$162,692 75 



$25.000 00 
5.000 00 
3.071 77 



19.894 58 



15.562 96 
04,163 44 



$162,692 75 



STATE BANKS OP MICHIGAN. 



215 



No. 300. 
THE FARMERS' AND MERCHANTS' STATE BANK, LAKEVIEW. 

Organized October 27, 1904. 
John H. Jensei^ President: Geo. E. Humtston, Vice President; L. P. Sorenson. Cashier. 
DiREcrroRS. — John H. Jensen 



nsen, Geo. E. Humiston. August Keppe. Lars P. Sorenson, J. J. Bale, 
S. F. Kennedy, Frank Moore, Chester Stebbins. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums pai.d on bonds 

Ovetdrafts 

Banlcing house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08 



$09,629 25 
42.804 52 



783 94 
4,600 00 
1,375 00 
0,600 00 



Report of 
Feb. 6, '09. 



164,831 66 
42,935 52 



Report of 
.\prii 28, '09. 



S61.268 04 
42,245 27 



Report of 
June 23, '09. 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



13.575 42 



6,813 00 

2,840 00 

860 30 

137 50 

781 83 



041 00 
4.600 00 
1,375 00 
9,500 00 



504 03 
4,500 00 
1.375 00 
9.500 00 



10.936 92 



1153,600 76 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashiei's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



S25.000 00 
1,482 00 
6,860 74 



21,792 18 
20,741 80 



15,106 38 
62,608 66 



1153,600 76 



3,887 00 
3,090 00 
1.206 00 
212 60 
1.286 72 



1150,702 42 



$25.000 00 

1,860 25 

3,976 27 

105 00 

24,582 81 

15.211 36 



$63.277 55 
42,280 27 



124 44 
4,500 00 
1,375 00 
9,500 00 



Report of 
Sept. 1, '09. 



28,850 16 



5.123 00 
3,110 00 

347 50 
68 20 

486 10 



$157,468 29 



32,9}2 35 



4.096 00 

3,260 00 

375 00 

103 02 

360 98 



$162,163 61 



14,114 11 

60,852 62 

5.000 00 



$150,702 42 



$25,000 00 

1,860 25 

4,457 63 

30 00 

25,389 34 

24.505 84 



$25,000 00 
1,860 25 
5.127 15 



16,539 21 
59,686 02 



$157,468 29 



26,033 69 
28,578 17 



16.835 60 
58.728 75 



$162,163 61 



$69,911 11 
45,890 88 



1,043 64 
4,600 00 
1,375 00 
9,500 00 



16.814 11 



3,473 00 
3,405 00 

955 00 
86 03 

109 90 



$157,063 67 



$25.000 00 
1,860 25 
5.231 25 



21.097 50 
40,262 12 



17.365 52 
46.247 03 



$157,063 67 



216 



STATE BANKING DEPARTMENT. 



No. 133. 

THE LANSING STATE SAVINGS BANK, LANSING. 

Organized February 25, 1892, 
Horatio H. Larned, President; Frederick Thoman, Vice President; J. Edward Roe, Cashier. 

Directors. — Horatio H. I^rned J. Henry Moores, Frederick Thoman. Charles F. Hammond. Robert 
M. Montgomery, Louis Beck, Harry A. Haze. Louis L. Sattler, Gottlieb H. Zlegier, J. Edward Roe. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



IJabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check : 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



1602.818 33 

277,075 24 

1,171 77 

1,045 60 

44,600 00 

7,680 14 

11.809 02 



1.606 15 



56,069 62 
12.679 86 
49,206 00 
24.410 00 

4,596 00 
510 44 

6,737 90 



11.101,016 06 



$150,000 00 
40.000 00 
11,487 27 



390.263 56 



9.464 39 



255,769 59 
244,031 25 



$1,101,016 06 



Report of 
Feb. 6, '09. 



$613,994 47 

248.619 12 

1.171 77 

1,802 50 

44.500 00 

7,000 00 

11.899 02 



907 42 



92,589 72 

7,812 50 

47,962 00 

24,460 00 

4.700 00 

477 15 

8,149 84 



$1,116,046 41 



$150,000 00 

42,000 00 

7,414 60 

115 94 

353,713 72 



8,902 24 



273.028 76 

272,352 50 

8.518 65 



SI. 116.046 41 



Report of 
April 28. '00. 



$618,178 13 

298,172 98 

1.193 47 

390 50 

44.500 00 

7,150 00 

18,299 92 



435 39 



165,910 33 

12,291 96 

46,154 00 

24,030 00 

4,150 00 

636 42 

6,282 03 



$1,247,775 13 



$150,000 00 
42,000 00 
11,380 51 



Report of 
June 23, '09. 



$596,650 30 

341,000 42 

2,780 18 

945 93 

44.500 00 

7.000 00 

16.099 92 



506 79 



160.104 99 

11.860 57 

60.383 00 

24.805 00 

4.800 00 

550 00 

6,088 87 



$1,280,225 92 



450.288 09 



19.907 82 



278,812 32 
295,386 39 



$1,280,775 13 



$150,000 00 
42.000 00 
14,193 60 



439,131 80 



9,633 33 



200,212 74 

320,320 61 

14,733 75 



$1,280,225 92 



Report of 
Sept. 1, '09. 



$592,069 14 

363,961 18 

2,780 13 

1.329 27 

44.500 00 

7,000 00 

15.099 92 



61 38 



189.356 09 

10,484 20 

49.571 00 

24,100 00 

4,100 00 

533 60 

8.081 71 



$1,313,027 62 



$150,000 00 

45.000 00 

10,457 78 

138 00 

442,477 56 



31,908 85 



293,691 52 

323,712 07 

15.641 84 



$1,313,027 62 



STATB BANKS OF MICHIGAN. 



217 



No. 271. 
LAPEER SAVINGS BANK OF LAPEER. 
Organized September 19, 1902. 

B. F. LoDER, President; Edoar S. Hough, Vice President; Gboroe R. Buck, Cathier; 

R. L. BAI..DWIN. AeeiMant Caehier. 

Directors. — B. F. Loder. L. S. Higley, E. S. Hough, John McLennan, Matthfas Caley, G. R. Buck. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 

Aprir28. '09. 

• 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$106,373 66 
108.953 60 


$109^747 15 
109.814 50 


$115,129 14 
131,213 02 


$126,588 30 
138,368 02 


$121,166 88 
138,468 02 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


Overdrafts 


216 00 


716 99 


379 62 


1.363 71 


1,427 53 


Banking house 


Furniture and fixtures 


2,400 00 


2.200 00 


2,200 00 


2.200 00 


2,100 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


29.708 82 


33.873 92 


26,094 10 


20,605 71 


23,613 93 


U. S. and National bank currency . 
Gold coin 


3.668 00 
7.880 00 

282 95 
58 74 

110 00 


6.838 00 

7.8M00 

659 65 

133 59 

654 58 


7.793 00 

8.197 50 

743 00 

150 71 

80 00 


2,802 00 

8,402 50 

1,385 25 

127 71 

266 84 


4,295 00 
8,290 00 


Silver coin 


1,782 35 


Nickels and cents 


229 87 


Checks and cash items 


251 59 






Totals 


$258,651 67 


$272,478 38 


$291,960 59 


$300.100 04 


$301,625 17 






Liabilities. 
Caoital stock naid in 


125.000 00 
2,750 00 
2.845 90 


$25.000 00 
3.000 00 
1.170 81 


$25.000 00 
3.000 00 
1.835 29 


$25.000 00 
3,000 00 
1,534 22 


$25.000 00 


Sumlus fund 


3,250 00 


(Jnaivided profits, Iftss current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 


620 26 


Commercial deposits subject to 
check 


24.274 02 


22.932 40 


27.772 90 


27.095 95 


27.347 78 


Commercial certificates of deoosit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstandinsr 












Savinirs deoosits 


44,686 72 
159,095 03 


46.34140 
174.033 77 


51.827 98 
182.544 42 


51.941 68 
191,528 19 


52.611 61 


Savings certificates of deposit 

Notes and bills rediscounted 


192.795 52 


Bills navable 
























Totals 


$258,651 67 


$272,478 38 


$291,980 59 


$300.100 04 


$301,625 17 







28 



218 



STATE BANKING DEPARTMENT. 



No. 117. 
THE STATE SAVINGS BANK OF LAPEER, LAPEER. 

Organized May 9, 1891. 

Chester G. White, President; Edmund Browneix, Vice President: J. R. Johnson. Caahier; 

Kirk White, Assistant Cashier. 

Directors. — Chester G. White, Geo. W. Rood, Edmund Brownell. Kirk White, Ripley White, Wm. B. 

Williams, Chas. H. Rood. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09 


Report of 
Sept. 1. '09. 


Loans and discounts 


167.346 83 
356,452 60 


169,996 83 
358.309 99 


176.829 73 
355.644 68 


$86,129 73 
346.519 68 


$74,129 73 


Bonds, mortgages and securities. . . 
Premiums naid on bonds 


346.791 68 


Overdrafts 


46 04 










Bankins house 










Furniture and fixtures 












Other real estate. 












Due from other banks and bankers 
fnot reserve cities) 


8,966 90 






5,611 43 




Items in transit 








United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


41.158 25 


41.775 50 


41.775 59 


42,402 21 


42,402 21 


U S. and National bank currency . 












Gold coin 


19.000 00 


19,000 00 


20.000 00 


20.000 00 


19.700 00 


Silver coin 


Nickels and cents 










- 


Checks and cash items 
























Totals 


$492,970 62 


$489.082 41 


$494,250 00 


$500.663 05 


$482,023 62 






Liabilities. 
Caoital stock oaid in 


$45.000 00 
20.000 00 
32.705 01 


$45,000 00 
20,000 00 
27,874 38 


$45.000 00 
20,000 00 
35.014 66 


$45.000 00 
20.000 00 
32,164 19 


$45 000 00 


Surplus fund 


20,000 00 


Undivided profits. \esB current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


27.206 47 


Commercial deposits subject to 
check 












Commercial certificates of deposit . 












Due to banks and bankers 




9,964 45 


645 42 




1.632 57 


Certified checks 






Cashier's checks outstanding 












Savings deposits 


395.265 61 


386,243 58 


393,589 92 


403,498 86 


388.184 58 


Savings certificates of deposit 


Notes and bills rediscounted 












Bills pavable 










" 














Totals 


1492,970 62 


S489.082 41 


$494,250 00 


$500,663 05 


$482,023 62 





STATE BANKS OF MICHIGAN. 



219 



No. 201. 
STATE SAVINGS BANK OF LAURIUM, LAURIUM. 

Organized November 6, 18§7. 

Johnson Vivian, President; Williav H. Thiblman, Vice President; James T. Fisher, Cashier; 

Edward P. Bast, Assistant Cashier. 

Directors. — Johnson Vivian, James MacNaughton, William H. Thielman, Frank S. Carlton, J. P. 

Peterman, James A. Torreaiio, James T. Fisher. 



Resources. 



LoanA and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



1603.256 27 
163,374 34 



1.990 32 
37.500 00 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided i)rofits, less current ex- 
penses, interest and taxes paid . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



15,446 89 
8,830 73 



78,077 49 
4,608 00 

35.958 00 

6,017 50 

5,770 00 

650 44 

1.141 60 



S962,621 67 



S75.000 00 

100,000 00 

26.226 57 



Report of 
Feb. 5, '09. 



$581,263 71 
171.914 88 



282 71 
37.500 00 



31.567 88 
9.241 05 



99,066 91 
8,040 08 

60.146 00 

4.815 00 

5.940 00 

767 16 

4.866 69 



$1,015,412 02 



294,669 91 
2.881 22 
1.348 62 



413,139 43 
49,355 92 



$062,621 67 



$75,000 00 

100.000 00 

28,428 66 



354,510 68 

5,140 94 

783 09 

500 00 



382.059 38 
68.089 27 



$1,015,412 02 



Report of 
April 28, '09. 



$559,544 94 
180.819 83 



2.913 75 
37.500 00 



90.175 84 
6.765 46 



79.600 89 

14,622 53 

70,287 00 

1,785 00 

6,205 00 

496 43 

5,699 17 



$996,424 84 



$75,000 00 

100,000 00 

29,610 46 



307.466 51 

9.972 96 

745 88 



399,890 85 

68,738 18 

5,000 00 



Report of 
June 23, '09. 



$619,456 47 
180,675 21 



218 66 
37,500 00 



11.323 78 
9,201 75 



99,020 56 



41,559 00 

2,072 50 

1,854 00 

581 96 

4.680 49 



$1,008,144 38 



$75,000 00 

100,000 00 

29,296 27 



293,020 17 

7,876 51 

25.784 83 

500 00 



^386.782 95 

87.383 65 

2.500 00 



$996,424 84 



$1,008,144 38 



Report of 
Sept. 1, '09. 



$611,042 34 
181,114 33 



1,214 09 
37.500 00 



11,616 90 
3,397 15 



122.461 75 
5.049 82 
21.932 00 
3.262 50 
5.031 00 
259 94 
1.501 30 



$1,005,382 12 



$75.000 00 

100.000 00 

36.672 09 



309.006 39 

2,223 85 

213 82 



386.918 72 

92,847 25 

2,500 00 



$1,005,382 12 



22) 



STATE BANKING DEPARTMENT. 



No. 8. 

THE PEOPLE'S BANK OF LESLIE. 

Organized December 24, 1886. 

Corporate existence extended December 24, 1906. 
Akthuk J. TuTTiiE, President; M. L. Campbell, Vice President; A. L. Dowling, Cashier. 

DiREeroRa. — M. I. Covert, O. V. Tutlle Arthur J. Tuttle. F. E. Haynes, M. L. Campbell, 

Fanny R. Haynes, A. L. Dowllng. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



$190,841 02 
39.949 80 



447 70 
2,500 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



2,356 62 



2.947 74 



Report of 
Feb. 5, '09. 



$130,517 68 
41,135 80 



1.610 07 
2.500 00 



2.356 62 



957 61 



Report of 
Aprir28, '09. 



$126,606 58 
47,385 80 



Report of 
June 23, '09. 



$129,135 36 
48,235 80 



980 56 
2,500 00 






9,951 04 



7,735 00 

5,947 50 

872 50 

120 13 

1.185 59 



$204.854 64 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's cliecks outstani^ing 

Savings deposits 

Savings certificates of deposit .... 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



TotaLs. 



$25,000 00 

25.000 00 

4,346 20 



21.934 77 



3.611 00 

7,142 50 

675 50 

120 19 

206 41 



$212,768 15 



$26.000 00 

25,000 00 

1.672 82 



18104 



866 34 
2.500 W 



Report of 
Sept. 1, '09. 



$134,586 65 
49.185 80 



1,095 60 



21.067 63 



4,395 00 

8.217 50 

714 20 

150 01 

543 09 



31.358 37 



$212,741 41 



52.109 97 
93.398 47 



5.000 00 



$204,854 64 



59.612 00 
96.483 33 



$25.000 00 

25.000 00 

3.718 48 



5.985 00 

8.952 50 

1,601 10 

120 13 

161 61 



$230,101 81 



$25,000 00 

25.000 00 

4.369 35 



I 



57.407 70 
01,615 23 



10,000 00 



5.000 00 



$212,768 15 I $212,741 41 



61.121 08 
104.611 38 



10,000 00 



$230,101 81 



559 11 
2,500 00 



1,709 33 



31.820 87 



2,198 00 
8.942 50 

843 00 
75 06 

709 36 



$233,129 70 



$25,000 00 

25.000 00 

2.932 72 



58.396 82 
111,800 16 



10,000 00 



$233,129 70 



STATE BANKS OF MICHIGAN. 



221 



No. 184. 
LEXINGTON STATE BANK, LEXINGTON. 
Organized January 29, 1896. 
John Bell. Pren'detit; Alex. Cruickbhank, Vice President; Theodore Wixson, Auistant Carter. 

Directors. — A. E. Sleeper, John Bell, John P. Nigfeman, Alex. Cruickshank, Frank Mathews. 

James Colback. * 



Resources. 



Ix>ans and discounts 

Bonds, mortgages and securities . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

(J. S. and National bank currency 

Gold coin 

Silver coin 

Nickcys and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



S75,048 41 
7.683 00 



311 92 
2,600 00 
2,000 00 
4.435 00 

607 15 



Report of 
Feb. 5, '09. 



S66.300 05 
6.183 00 



59 38 
2.500 00 
2.000 00 
4.435 00 

76 13 



22,185 18 



Totals. 



liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes^nd bills rediscounted 

Bills payable 



Totals. 



5,259 00 
2.295 00 

934 30 
63 54 

229 90 



1123,452 40 



S20.000 00 
1,800 00 
2.504 61 



24.563 90 
74.583 89 



26,779 71 



3.964 00 

2.550 00 

1.287 95 

117 14 

180 32 



Report of 
\pril 28. '09. 



$68.982 61 
8.637 75 



14 14 
2.500 00 
2.000 00 
4.435 00 
1.471 30 



Report of 
June 23, '09. 



S09.982 80 
9.059 00 



2.600 00 
2.100 00 
4.435 00 



Report of 
Sept. 1, '09. 



19.398 60 



$115,448 58 



$20.000 00 
2.000 00 
1,118 44 



16.810 45 
75.519 09 



$123,452 40 



$115,448 58 



4.439 00 

2,660 00 

1.236 65 

85 80 

129 05 



$115,989 80 



$20.000 00 
2.000 00 
1,093 55 



19.157 27 
73.138 98 



16.432 16 



4.342 00 

1,200 00 

1,589 80 

111 35 

26 32 



$111,778 43 



$20.000 00 
2.000 00 
1.852 73 



16,897 06 

70,035 15 

998 49 



$115,960 80 $111,778 43 



$67,885 12 
11,153 79 



177 31 
2.600 00 
2,200 00 
1.900 00 

258 01 



28.427 81 



6.832 00 
1.230 00 

412 25 
94 15 

101 86 



$123,172 30 



$20.000 00 
2.000 00 
2,086 82 



25.581 49 
73,503 90 



$123.172 30 



222 



STATE BANKING DEPARTMENT. 



No. 408. 
LITCHFIELD STATE SAVINGS BANK, LITCHFIELD. 

Organized August 3, 190S. 

Chas. G. Sherk, President; Geo. P. Benedict, Vice President; H^ry S. Sackett, Cdshier. 

Directors. — Chas. G. Sherk, Edward Baily, Geo. P. Benedict, L. C. Feighner, J. H. Randall, 

W. R. Freeman, F. S. Sa kett. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Apri 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


$12,527 72 


$15,200 03 
2,900 00 


$19,915 88 

12.200 00 

317 00 


$19,071 51 

10,200 00 

312 39 

31 77 


$19,331 47 


Bonds, morteaees and securities. . 


12 400 00 


Premiums Daid on bonds 




312 39 


OTerdrafts 


51 02 

107 94 

3,785 00 

1,177 39 

182 15 


448 63 

315 46 

3,785 00 

1,286 53 


8 05 


ExBenses. interest and taxes paid . 


89 82 
3,785 00 
1.506 92 




Bankinj; bouse 


3,785 00 
1.506 92 


3.785 00 
1.506 92 


Furniture and fixtures 


Books and suDDlies 


Other real estate 










Due from other banks and bankers 
(not reserve cities) 


1,586 03 


707 97 








Items in transit 








United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearine house 


7.862 21 


11,316 35 


10,372 92 


10,052 48 


5.648 27 


U. S. and National bank currency . 
Gold coin 


2,429 00 

95 00 

461 80 

39 00 

1,071 93 


3.015 00 

250 00 

516 55 

37 83 


2,929 00 

335 00 

363 85 

44 00 

52 58 


3,354 00 

445 00 

357 05 

85 49 

1108 


2,949 00 
550 00 


Silver coin 


* 69 55 


Nickels and cents 


52 68 


Checks and cash items 


153 07 








Totals 


$31,376 19 


$39,779 35 


$51,912 06 


$49,213 59 


$46 766 40 






Liabilities. 
Caoital stock paid in 


$20,000 00 


$20.000 00 


$20,000 00 


$20,000 00 


$20,000 00 


Surplus fund 


Undivided profits, less current ex- 
Denses. interest and taxes paid . . 








136 22 


262 42 


Dividends unpaid 










Commercial deposits subject to 
check 


4,330 57 


10,829 46 


9.599 37 


9,241 32 


6.425 41 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 


• 


52 47 


47 50 






Cashier's checks outstanding 








Savinsrs deoosits 


788 42 
6,257 20 


1,058 95 
• 7,838 47 


3.369 96 
18,895 23 


2.388 46 
17.447 59 


2,630 23 
17,448 29 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills pavable 


















. 






Totals 


$31,376 19 


$39,779 35 


$51,912 06 


$49,213 59 


$46.766 40 





STATE BANKS OP MICHIGAN. 



223 



No. 360. 

THE CITY STATE BANK OF LOWELL. 

Organized January 29, 1907. 
A. W. Weekes, President: H. A. Peckham, Vice PrenderU; T. A. Murphy, Cashier. 

Directors. — J. S. Beri?in, F. W. Hinyan, T. A. Murphy, R. J. Flanairan. H. A. Peckham, R. Van Dyke, 

W. A. Watts, A. W. Weekes. Wm. T. Condon, D. G. Look. 



• 

Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, 'C9. 


heport of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


S73,fi05 03 
57,072 82 


$72,611 46 
55,656 45 


$82,58138 
52.085 40 


$78.087 58 
54.870 95 


$82.444 72 
54.820 95 


Bonds, mortgages and securities. . . 
Premiums naid on bonds 


Overdrafts 






506 74 


175 67 


206 57 


Banking house 








Furniture and fixtures 


3,500 00 


3.500 00 


3,500 00 


3.500 00 


3,500 00 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 












Items in transit 


3.823 55 


• 




14 00 


81 00 


United States bonds 








Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 
Gold coin 


15,074 51 

33 23 

6,628 00 

3.135 00 

863 20 

117 78 

533 99 


20,917 47 

20 83 

5,248 00 

2,482 50 

893 90 

86 11 

172 02 


15.055 16 

153 66 

7,326 00 

3,062 50 

475 05 

44 13 

307 60 


29.252 40 

171 20 

6.043 00 

3.508 00 

1.028 70 

55 93 

327 01 


27,525 5J 

457 81 

6.969 00 

3,938 00 

797 35 


Silver coin 


Xickels and cents 


89 97 


Checks and cash items 


102 66 






Totals 


$164,287 11 


$161,588 74 


$165,097 62 


$177,034 44 


$180,938 54 




Liabilities. 
Caoital stock naid in 


125,000 00 


$25.000 00 
500 00 
243 48 


$25.000 00 

500 00 

1.187 39 


$25.000 00 
500 00 
761 89 


$25,000 00 


Surplus fund 


750 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


1,702 91 


645 35 


Commercial deposits subject to 
check 


54,114 30 


48,033 93 


41,075 06 


55.726 46 


51.166 47 


Commercial certificates of deposit . 


Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savings deposits 


51,030 68 
32,430 16 


56,106 46 
31,704 87 


56.459 85 
40.875 32 


57.574 51 
37,471 58 


65.121 34 
38.250 38 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills payable 






. 


















Totals 


$164,287 11 


$161,588 74 


$165,097 62 


$177,034 44 


$180,933 54 





224 



STATE BANKING DEPARTMENT. 



No. 111. 
THE LOWELL STATE BANK, LOWELL. 

Organized January 22, 1891. 

Charles McCabty, President: E. L. Bennett. Vice President; D. G. Mange, Cashier; 

Jesse K. Fisher, Assi^ant Cashier. 

Directors. — Charles McCarty, E. L. Bennett, Dudley E. Waters, C. A. Lee. Tom F. Doyle. 

D. G. Mange. 



Resources. 



Loans and discounts 

Bonds, mortgag:es and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and banlcers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing house 

XT. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers.- 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$102,607 24 
119,280 88 



496 97 
4,500 00 
2,000 00 



858 00 



47,278 96 



7,853 00 

6.350 00 

1,309 20 

142 83 

235 76 



1292.852 84 



125,000 00 
5,000 00 
2,825 24 



39,375 78 



Report of 
Feb. 5, '09. 



S121,141 54 
123,880 13 



425 47 
4,500 00 
2.000 00 



1.50133 



33,834 96 



10,122 00 

5.842 50 

864 80 

265 50 

80 20 



1304,458 43 



825,000 00 

5.000 00 

1,775 14 

235 00 

43.415 30 



139,865 08 
80.786 74 



$292.852 84 



146.157 03 
82,875 96 



1304,458 43 



Report of 
Aprir28. '09 



8137,028 41 
135.875 13 



202 68 
4,500 00 
2.000 00 



1.531 75 



33,196 12 



6,278 00 

6.297 50 

994 00 

245 41 

40196 



8328,550 95 



825,000 00 
5,000 00 
4.435 82 



48,093 75 



822 50 



148.110 26 

91,488 62 

5,000 00 



8328.550 95 



Report of 
June 23, '09. 



$121,938 09 
139.315 13 



400 80 
4.500 00 
2.000 00 



Report of 
Sept. 1. '09. 



697 12 



32.762 47 



16,539 00 

4,512 50 

1.516 85 

234 29 

56 65 



$324,473 40 



$25,000 00 
5,000 00 
3,527 44 



38,996 68 



152,499 46 

96.947 82 

2.500 00 



$324,473 40 



$119,184 82 
138,120 13 



1,694 79 

4.500 00 

2.000 00 

770 00 



8,068 17 

4,000 00 

31,487 16 



8.181 00 

4,842 50 

8.037 65 

235 27 

262 00 



$320.383 58 



$25,000 00 
5,000 00 
2,770 96 



46,581 OS 



143,812 82 

•4,718 75 

2.500 00 



$320,383 58 



STATE BANKS OF MICHIGAN. 



225 



No. 239. 
LUDINGTON STATE BANK, LUDINGTON. 
Organized May 22, 1901. 
Chas. Q. Wino, President; Warren A. Cartier, Vice Prendent; Clyde Haoerman, Cashier. 

DiR»CTORs.^<3ha8. O. Wing, Warren A. Cartier, Wm. Rath, Roswell P. Bishop, Michael B. Danaher, 

Antoine E. Cartier. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Oyerdraf ts 

Banking house 

Furniture and fixtures 



Other real estate 

Due ftom other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Gold bars, CJ. 8. assay 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



TotaKs. 



Report of 
Nov. 27. '08. 



1207,088 36 
280.466 65 



2,971 OS 

10.680 83 

6.050 04 



2.233 04 



43.467 87 



17,133 00 
8,530 86 



6.346 10 
326 84 
609 02 



$593,809 54 



$50.000 00 

26,000 00 

9.813 20 



136,125 14 



3,821 04 



229,472 06 
124,668 10 



15.000 00 



$503,899 54 



Report of 
Feb. 5. '09. 



$199,136 13 
293,960 71 



677 06 

10.689 83 

5.050 04 



45.364 94 



8.638 00 
6.786 43 



4,807 10 

409 65 

1,673 06 



$577,182 97 



Report of 
Aprir28. '09. 



$202,931 17 
293.630 68 



316 69 

10,773 17 

6.050 04 



182 36 



18,797 56 



12.175 00 
4,350 00 
5,002 05 
2.213 60 
335 76 
1,310 00 



$557,067 96 



$50,000 00 

25.000 00 

2.291 87 



131,686 78 



3.671 67 
100 00 



231,806 63 
117.726 12 



15.000 00 



$577,182 97 



$50.000 00 

25,000 00 

6.523 91 



118.351 06 



6.332 33 



225.190 40 
111.670 28 



15.000 00 



$557.067 98 



Report of 
June 23. '09. 



$205.328 07 
282.05123 



605 85 

10.780 17 

6.050 04 



120 61 



39,88166 



22,219 00 
3.392 60 

947 63 
2.192 45 

286 82 
3.607 30 



$576,463 23 



$50.000 00 

25.000 00 

9.943 67 



127,390 68 



2.656 63 
106 40 



234,505 65 
116.880 22 



10.000 00 



$57^.463 23 



Report of 
Sept. 1. '09. 



29 



$208.684 99 
273.191 64 



683 19 

10.762 17 
5.050 04 



219 38 



64.259 93 



10,526 00 

8.335 00 

6.904 65 

2,981 60 

858 46 

827 73 



$580,684 68 



$50.000 00 

25.000 00 

3.555 22 



127.731 65 



2,764 72 
100 00 



232,887 19 
128.865 80 



10,000 00 



$580.684 68 



226 



STATE BANKING DEPARTMENT. 



No. 130. 
THE ANTRIM COUNTY STATE SAVINGS BANK, MANCELONA. 

Organized January 20, 1892. 

H. G. White. President' I. N. Rodenbauoh, Vice PregiderU; E. L. J. MiLiiS. Cashier; 
R. I. MacDonald. Assistant Cashier; N. C. Wetek, Auditor. 

Directors. — H. G. White, I. N. Rodenbauoh, N. C. Weter. Frank Harding, J. W. McCauley. 

E. C. Burnett, N. M. Langdon. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$155,137 79 
72.099 38 


$162,125 42 
76.668 38 


$184,466 85 
83,342 38 


$181,261 89 
85.417 70 


$151,801 55 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


85.696 20 


Overdrafts 


120 98 
3,444 27 


( 

187 76 

3.444 27 


379 33 
3,444 27 


225 12 
3.444 27 


700 14 


Bankine house 


3.444 27 


Furniture and fixtures 




Other real estate 


2.416 21 


2,416 21 


2.416 21 


2,416 21 


3.000 08 


Due from other banks and bankers 
(not reserve cities) 




Items in transit 


177 87 


175 00 


263 31 


76 01 


239 33 


United States bonds 




Due from banks in reserve cities. . 
Exchanges for clearing house 


47.043 04 


68.048 09 


23.315 70 


55.140 98 


33.163 56 


(J. S. and National bank currency . 
Gold coin 


10.738 00 

5.575 00 

1.482 25 

179 90 

353 30 


7,722 00 

6.010 00 

2.011 80 
171 10 
103 05 


14.265 00 

3,375 00 

2.150 35 

131 30 

14 50 


8.626 00 

4.535 00 

2.135 35 

107 07 

216 53 


8,263 00 

5,740 00 

2.900 15 

210 05 


Silver coin 


Nickels and cents 


Checks and cash items 


42 40 






Totals 


1299.367 99 


$329,083 08 


$317,564 20 


$343,602 13 


$295,209 73 






LiabiUties. 
Caoital stock naid in 


120.000 00 

5.000 00 

17.836 88 


$20.000 00 

5.000 00 

15.090 08 

148 00 

75.941 19 

97,670 07 


$20.000 00 

5,000 00 

17.652 50 


$20,000 00 

5,000 00 

19.409 27 


$20,000 00 


Surplus fund 


5.000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


16.534 68 


Commercial deposits subject to 
check 


46.993 89 
101.429 27 


63.551 63 
94.440 39 


92,768 11 
88.892 22 


54,439 22 


Commercial certificates of deposit . 
Due to banks and bankers 


84.034 90 


Certified checks 












Cashier's checks outstanding 












Savings deposits 


108.107 95 


115,233 74 


116,919 68 


117.532 53 


115 200 93 


Savings certificates of deposit 




Notes and bills rediscounted 












Bills pavable 








* 
















Totals 


1299.367 99 


$329,083 08 


$317,564 20 


$343,602 13 


$295,209 73 







STATE BANKS OP MICHIGAN. 



227 



No. 242. 

PEOPLE'S BANK, MANCHESTER. 

Organized August 31, 1901. 

Frederick Steinkohl, President; E. M. Conkliv, Vice President; C. W. Case, Cashier; 

F. A. Lehman. Assistant Cashier. 

Directors. — Fred Kensler, B. G. Lovejoy, Frederick Steinkohl. E. M. Conklin. J. A. Lowery, 

J. D. Torrey, F. W. Smith. C. W. Case. J. H. Kingsley. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



$107,077 03 
110,032 50 



3.766 47 
6.000 00* 
1,600 00 



100 00 



26,614 81 

76101 

3,286 00 

10.485 00 
855 00 

' 6195 
107 81 



$269,747 48 



125,000 00 
8,000 00 
3.470 52 



60.355 91 



38,472 05 
135.449 00 



1269,747 48 



Report of 
Feb. 6, '09. 



$104,002 25 
111.900 00 



926 35 
5,000 00 
1,600 00 



37,640 17 

180 78 

5.253 00 

10.310 00 

1.300 00 

50 80 

50 25 



$279,293 60 



$25.000 00 
8.000 00 
2.238 35 



70,913 97 



40.234 90 
132.906 38 



$279.293 60 



Report of 
April 28, '09 



$110,148 85 
130,630 00 



331 13 
6.000 00 
1,600 00 



40.662 22 

129 17 

6,98100 

10.277 60 

1,225 00 

37 64 

185 25 



$306,207 76 



$25.000 00 
8.000 00 
3.307 33 



78.507 14 



48,973 38 
142.419 91 



Report of 
June 23, '09. 



$115,448 08 
143,753 72 



762 92 
5.000 00 
1.600 00 



32.927 70 

260 18 

5.43100 

10.247 50 

1.335 00 

56 55 

61 33 



$316,883 98 



$25,000 00 
8.000 00 
2,909 10 



73.400 53 



55,928 30 
161,496 05 



$306,207 76 



Report of 
Sept. 1, '09. 



$08.388 35 
143.943 72 



408 06 
6,000 00 
1,600 00 



25,964 78 

864 47 

4,636 00 

10,255 00 

1.045 00 

126 80 

125 00 



$292,357 19 



$25.000 00 
8.000 00 
2.224 29 



62,544 19 



58,057 24 
136.531 47 



$316,883 98 $292,357 19 



228 



STATE BANKING DEPARTMENT. 



No. 172. 
UNION SAVINGS BANK OF MANCHESTER. 

Organized June 28, 1894. 

John M. Horning, President; Arnold H. Ktthl.. Vice Presideni; Ed. E. Root. Cashier: 

Bbnnbtt Root. Assistant Cashier, 

Directors. — John M. Homing, Geo. Heiraendinger. Arnold H. Kuhl. C. F. Kapp, John Wuerthner, 

John SchUcht. A. J. Waters. A. D. English. 



Resources. 



Loans and discounts 

Bonds, mortgages andlsecurlties . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

Ifnited States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

SUver coin 

Nickels and cents 

Checks and cash Items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

CJndivided profits, less current ex 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

(fertifled checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills pavable 



Totals. 



Report of 
Nov. 27, '08. 



$89.502 75 
324,829 80 



11,000 00 
1.700 00 



1,417 36 



46.381 17 

512 66 

13,022 00 

10,345 00 

776 86 

42 70 



$489,539 28 



$25,000 00 
16.000 00 
10,128 75 



20.340 07 
3.340 00 



303.788 74 
120.032 72 



$489,530 28 



Report of 
Feb. 6, '09. 



$93,410 45 
309.624 15 



11,000 00 
1.700 00 



57.204 45 

310 58 

12.790 00 

10.320 00 

1.103 00 

59 65 



$487.522 28 



$25.000 00 

20.000 00 

2.488 74 



22.575 29 
3.420 00 



307.134 79 
116.903 46 



$497,522 28 



Report of 
April 28, '09. 



$100,960 36 
346.097 43 



11.000 00 
1,700 00 



830 18 



62,772 53 

5.082 06 

16,838 00 

10.620 00 

1.909 00 

62 26 



$557,431 82 



$25,000 00 

20,000 00 

7.680 97 



29.489 08 
4.370 00 



332.422 65 
138,450 12 



$557,431 82 



Report of 
June 23, '09. 



$91,729 18 
366.344 42 



11.000 00 
1,700 00 



70,6n61 

1,372 10 

14,588 00 

10.340 00 

1.398 70 

54 71 



$569,204 72 



$25.000 00 

20,000 00 

4,022 25 



25,030 56 
5,267 00 



351.512 80 
138.372 11 



$569,204 72 



Report of 
Sept. 1. '09. 



$08,660 31 
357,447 76 



11,000 00 
1.700 00 



800 00 



00.302 86 

628 58 

12.051 00 

10,345 00 

2,050 75 

24 74 



$555.729 00 



$25.000 00 

20,000 00 

7.786 48 



26.655 65 
4.720 00 



340.208 41 
131.358 46 



$555,729 00 



STATE BANKS OF MICHIGAN. 



229 



No. 116. 
THE MANISTEE COUNTY SAVINGS BANK, MANISTEE. 

Organized May 4, 1891. 

E. G. Filer, PrenderU; Joseph Kirstbr, Vice Pretident; W. J. Grbqory, Cashier. 

Directors. — E. G. Filer, Thomas Kenny, Joseph Kirster, Jno. H. Grant, John Smith. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts , 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08. 



1004.667 M 
468.124 60 



Other real estate 

Due from other banks and bankersi 
(not reserve cities) 



Items in transit , 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

XT. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents ^ 

Checks and cash items. 



8.219 65 
25.000 00 



Report of 
Feb. 5, '09. 



1660,012 36 
602,364 30 



Report of 
April 28. '09. 



S676.792 03 
611,422 15 



8.773 20 



286.358 83 



1,204 43 
25.000 00 



12,301 21 



Totals. 



16.143 00 

43.045 00 

23,205 00 

060 61 

1,410 31 



11.485.807 22 



Liabilities. 
Capital stock paid in 

Surplus fund 

TJnaivided profits, less current ex- 
penses, intereiit and taxes paid . . 

Dividends unpai(f 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks*outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



452.007 26 



27,548 00 

47.075 00 

20.841 75 

1.33183 

1.306 55 



1.314 56 
25.000 00 



Report of 
June 23. '09. 



S551.257 05 
600.011 08 



1.278 01 
25.000 00 



12,872 86 



218,463 94 



Report of 
Sept. 1, '09. 



$665,035175 
490,165 08 



870 33 
25.000 00 



2.53127 



160.000 00 

25.000 00 

7,157 70 



553.072 88 

100.113 22 

1.354 27 

113 34 



11,751 882 78 



160,000 00 

25,000 00 

3.875 14 



26.625 00 

62.280 00 

12,041 15 

613 27 

7,103 45 



284^580 16 



25,604 00 

55.760 00 

12,018 10 

542 34 

060 36 



10,421 62 



203,430 12 



01,444,428 51 



$1,468,553 17 



810,006 21 

166,164 54 

7,566 01 



Totals. 



680,065 81 



$1,485,807 22 



670,600 88 



$50.000 00 
25.000 00 
13.177 13 



606,753 07 

161.810 43 

4.577 70 

600 00 



$60,000 00 
25.000 00 
17,422 18 



15.325 00 

40.682 60 

13.656 75 

530 85 

840 21 



$1,373,086 06 



682,600 28 



$1,751,882 78 



$1,444,428 51 



525.064 73 

155.643 75 

12,617 85 

1,700 00 



681.104 66 



$50,000 00 

30,000 00 

8,425 04 



408,600 43 

158.871 34 

10,853 46 

850 00 



706,204 01 



$1,468,563 17 



$1,373,086 06 



230 



STATE BANKING DEPARTMENT. 



No. 29. 
THE MANISTIQUE BANK, MANISTIQUE. 

Organized May 16, 1889. 

George H. Orb, Prefident- Martin H. Quick, Vice President; Melvin W. Orr, Cashier; 

Edward H. Jewell, AssidarU Ca^ier. 

Directors. — George H. On, Martin H. Quick, Robert B. Waddell. Albert Orr, Edward H. Jewell. 



Resources. 



Report of 
Nov. 27, '08 



Loans and discounts 

Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing house 

(J. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Oapital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Rills payable 



Totals. 



9250.845 04 
71,678 78 



109 68 
3.231 98 



3.706 79 



1,962 46 



63,100 65 



9.883 00 

13.086 00 

1,902 00 

190 96 

553 42 



1420.218 66 



150,000 00 
20,000 00 
24.505 14 



214,085 39 



111.628 13 



1420,218 6G 



Report of 
Feb. 5, '09. 



S255.653 32 
66.610 11 



2,655 96 



3,779 33 



Report of 
April 28, '09, 



$289.098 52 
66,967 05 



2,515 08 



1.383 99 



150.473 37 



14.880 00 

13.605 00 

1.680 00 

131 80 

299 85 



$511,142 76 



$50,000 00 
20,000 00 
15,823 97 



310,306 56 



220 83 



114.791 39 



1511,142 75 



3.779 83 
6.850 90 
2.665 97 



57.161 19 



17.528 00 

14.215 00 

1,640 00 

50 22 

94 64 



$462,575 80 



$50.000 00 
20,000 00 
19.061 38 



Report of 
June 23, '09 



$275,865 51 
69.793 06 



3 38 
2.580 98 



1.929 33 
7.944 66 
1.496 80 



96.539 09 



9.316 00 

14.340 00 

2.250 00 

58 82 

660 78 



$482,780 41 



$50.000 00 
20.000 00 
19.i49 22 



262.512 57 



691 04 



110,290 81 



$462,575 80 



282,456 39 



766 52 



110,108 28 



$482,780 41 



Report of 
Sept. 1, '09. 



$284,049 65 
72.210 72 



900 
2,235 98 



1.929 33 
1.630 97 
1.250 44 



85.250 90 



9.010 00 

13.910 00 

1.600 95 

66 74 

636 66 



$473.600 34 



$50,000 00 
20,000 00 
19,395 48 



186,718 69 



83,775 03 
113,801 24 



$473,690 34 



STATE BANKS OF MICHIGAN. 



231 



No. 296. 
THE MANTON STATE BANK, MANTON, MICHIGAN. 

Organized July 27, 1904. 
Geo. F. Williams. President; Geo. M. Brooks. Vice President; J. £. Joxes, Cashier. 



Directors. 



■George F. Williams, W. D. Wade, Geo. M. Brooks, William Caldwell, William McGregor, 

Joseph Berry, J. £. Jones. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$67,806 52^ 
' 26.555 00 


$70,863 81 
25,505 00 


$82.490 97 
24,080 00 


$73,607 04 
24,245 00 


$70,986 35 
21.720 00 


Bonds, mortgages and securities. . 
Prftmiiimn n&id on hnnda ..,,,... 


Overdrafts 


1,150 88 
7.294 00 
2.514 28 


142 91 
7.294 00 
2,524 28 


164 78 
7.294 00 
2.524 28 


34 85 
7,294 00 
2,524 28 


229 59 


Banking house 


7,294 00 


Furniture and fixtures 


2,524 28 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












• 

United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearing house 


9.043 03 


17,806 11 


11,477 96 


6.704 77 


18,555 77 


U. S. and National bank currency . 
Gold coin 


7,14100 
2,000 00 

330 20 
55 18 

714 92 


6.819 00 

2.010 00 

295 45 

30 02 

1.083 01 


6,597 00 
2,050 00 

346 95 
30 15 

903 76 


2.358 00 
2,665 00 

347 50 
16 07 

259 17 


6,155 00 
3,185 00 


Silver coin 


• 

1,412 90 


Nickels and cents 


20 18 


Checks and cash items 


165 54 






Totals 


1124.095 01 


$134,373 50 


$137,959 85 


$120,054 68 


$132,248 61 






Liabilities. 
Caoital stock uaid in 


120.000 00 
1.950 00 
1.892 94 


$20.000 00 
2,200 00 
754 53 
,...t. 


$20.000 00 
2.200 00 
2.517 11 


$20,000 00 
2,200 00 
2,938 56 


$20,000 00 


Surplus fund 


2,500 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


954 00 


Commercial deposits subject to 
check 


30,070 88 
70,781 19 


42.011 50 
69.407 56 


39,938 81 
73,303 93 


29,207 22 
65.708 90 


35,132 63 


Commercial certificates of deposit . 
Due to banks and bankers 


73,66198 


Certified checks 












Cashier's checks outstanding 












Savings deposits 












Savings certificates of denosit 












Notes and bills rerliscounted 












Bills pavable 














1 ' ' ■ 








Totals 


1124,695 01 


$134,373 59 


$137,959 85 


$120,054 68 


$132,248 61 







232 



STATE BANKING DEPARTMENT. 



No. 381. 
THE FIRST STATE SAVINGS BANK OF MARCELLUS. 

Organized February 14, 1907. 

Solomon Stern, Prendmt; Ernest Shilleto. Vice President; S. W. Lowry, Copier; 

D. B. GooDSPEED, Auditor. 

Directors. — Solomon Stern, Robert Lowry, E. Shilleto, Albert Moses. Clinton Kester, Clyde Goodrich, 
Alex. Taylor, W. C. Jones, A. J. Shannon, Frederick Snllleto, Ed. C. Everett, Frank P. HcManigal. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items In transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



liabilities. 
Capital stock paid in. . 



Surplus fund 

(Jnaivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding , 

Savings deposits 

Savings certificates of deposit 

State monies on deposit , 

Notes and bills rediscounted . , 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



155.033 39 
20.457 70 



602 21 
9.000 00 
3.764 74 



358 26 



8.479 63 



2.524 00 
700 00 

1.147 70 

75 22 

652 49 



1102.685 33 



140.000 00 
1,000 00 
1.198 16 



18.671 85 



308 93 
12.655 93 
28.850 46 



$102,685 33 



Report of 
Feb 5, '09. 



160.404 64 
19,977 70 



195 78 
9,000 00 
3,754 74 



4,027 97 



3,259 00 

585 00 

772 00 

42 54 

1,810 97 



1103,830 34 



$40,000 00 

1,000 00 

958 28 



17,103 77 



168 75 
13.395 70 
31,203 84 



Report of 
Aprir28. '09. 



$70.025 27 
18,977 70 



1,358 34 
9.000 00 
3.754 74 



3,678 03 



2.790 00 

585 00 

351 25 

17 62 

1,764 10 



$112,302 05 



$40,000 00 
1,000 00 
1,508 42 



21,620 68 



437 00 

14,995 65 

27,650 30 

5.000 00 



$103,830 34 



$112,302 06 



Report of 
June 23. '09. 



$63,773 15 
18,377 70 



033 84 
9,000 00 
3,754 74 



4.597 28 



2.973 00 

650 00 

319 00 

26 34 

1,158 49 



$105,563 54 



$40,000 00 
1,000 00 
1,576 89 



16.743 13 



247 07 

15.285 83 

28.211 12 

2,600 00 



$105,563 54 



Report of 
Sept. 1, '09. 



$71,147 22 
18,327 70 



29 93 
9,000 00 
3,754 74 



1,430 34 



7.476 42 



4,416 00 

638 00 

454 10 

60 58 

361 52 



$117,096 55 



$40,000 00 
1,000 00 
1,358 92 



22,235 46 
30.402 53 



889 20 
18.710 35 



2.600 00 



$117,006 66 



STATE BANKS OF MICHIGAN. 



233 



No. 198. 
G. W. JONES EXCHANGE BANK, MARCELLUS. 

Organized July 16, 1897. 

Frank S. Jones, President; Charles H. Hudson, Vice President; Carroll S. Jones, Cashier; 

G. R. Clemens, Assistant Cashier. 

Directors. — Frank S. Jones, Carroll S. Jones, Mrs. G. W. Jones, Chas. H. Hudson, George W. Kroll, 

Edward B. Conklin, Chas. C. Long. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Oyerdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



1213.455 03 
106.380 36 



on 40 

6,000 00 



2»218 80 



50.060 63 



12.038 00 

7.500 00 

1,745 00 

365 00 

252 80 



9402,738 00 



140.000 00 

10.000 00 

3.082 27 



60.711 01 
4.235 81 
4,701 37 



2.021 16 
104.882 86 
172.113 62 



9402.738 00 



Report of 
Feb. 5, '09. 



1222.862 13 
107,117 00 



400 83 
6.000 00 



2.742 68 



48,005 01 



13.579 00 

7.815 00 

2.778 00 

04 72 

82 78 



$411,568 74 



S40.000 00 

10.000 00 

1,762 04 



75,360 57 
4.841 72 
4,174 82 



1.974 79 
103.847 22 
160.598 58 



1411.568 74 



Report of 
Aprir28. '09, 



1206,711 30 
100.876 40 



630 20 
6.000 00 



82 18 



26.332 85 



Report of 
June 23, 'C9. 



1205.506 03 
103.722 40 



388 13 
6.000 00 



028 25 



14.270 00 

7.255 00 

1.165 65 

117 42 

125 00 



1363,566 27 



S40.000 00 

10.000 00 

3,620 23 



47.024 67 
1.621 43 
1.417 30 



1.066 04 

00.654 02 

157,361 68 



1363,566 37 



47.800 00 



12,782 00 

7.275 00 

1.514 50 

164 00 

01 00 



S386.272 40 



$40,000 00 

10.000 00 

4,213 74 



54,123 02 
1.664 44 
7.848 30 



063 68 
107.600 81 
150.758 60 



$386.272 40 



Report of 
Sept. 1, '09. 



30 



$204,314 10 
102.072 40 



265 66 
6,000 00 



1,863 19 



60,511 35 



13.765 00 

7,377 50 

1.667 05 

162 42 

220 14 



$390.118 00 



$40.000 00 

10,000 00 

1.080 60 



58.720 30 
804 79 



2,072 12 
110.860 47 
175,463 53 



$300,118 00 



234 



STATE BANKING DEPARTMENT. 



No. 272. 

HOME SAVINGS BANK OF MARINE CITY. 

Organized February 10, 1903. 

Fred T. Moore, President; Wiu-iam F. Sauher, Vice President; Chas. L. Dotle, Cashier, 

Directors. — Fred T, Moore, Jno. D. Baird, James Davidson George W. Moore, Chas. L. Doyle, 

Harry Lawrence, Wra. F. Sauber. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking bouse 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

NlckeU and cents 

Checks and cash Items 



Report of 
Nov. 27, '08, 



$100,331 67 
40.188 63 



620 17 

11.000 00 

2,500 00 

8.676 20 



17.332 06 
464 68 
2.788 00 
1.080 00 
510 00 
109 23 
201 50 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid ■ . • 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks • 

Cashier's checks outstanding 

Savings deposits • 

Savings certificates of deposit . . . ■ 

State monies on deposit 

Notes and bills rediscounted , 

Bills payable 



Totals. 



S105.763 15 



$35,000 00 
2.500 00 
1,502 04 



31.121 01 
5.034 30 



120.605 80 



$195,763 15 



Report of 
Feb. 5. '09. 



$111,910 55 

* 

40.604 78 



3.343 70 

11,000 00 

2,500 00 

8.676 29 



25 00 



20,072 32 

151 93 

5,844 00 

2,092 50 

1,417 65 

223 80 

586 99 



$208,440 51 



$35,000 00 

2.500 00 

465 79 



43,131 64 
4,559 30 



122,792 78 



$208,449 51 



Report of 
April 28, '00. 



$107,042 40 
41,437 50 



340 61 

11.000 00 

2.500 00 

8.676 29 



134 54 



12.794 48 

7197 

6,748 00 

1,365 00 

696 25 

294 73 

128 00 



Report of 
June 23, '09. 



$113,007 43 
40,604 69 



665 10 

11,000 00 

2,500 00 

8,676 20 



$194.120 86 



$35,000 00 

2,750 00 

412 45 

900 

38,544 79 

2.044 30 



115,369 32 



$194,129 86 



14.814 28 
426 26 
4.571 00 
2,435 00 
520 10 
103 96 
148 12 



$199,562 13 



$35.000 00 

2.750 00 

547 28 



43,078 37 
2,071 02 



116,115 46 



$199,562 13 



Rejwrt of 
Sept. 1, '09. 



$115,238 86 
40.056 14 



2.550 84 

11.000 00 

2.500 00 

8.676 29 



18.305 40 

415 37 

7.299 00 

2.610 00 

1,285 95 

122 12 

113 75 



$210,173 72 



$35.000 00 

2,250 00 

27 90 



40.361 57 
2.126 02 



120.408 23 



10.000 00 



$210,173 72 



STATE BANKS OP MICHIGAN. 



235 



No. 122. 

THE MARINE SAVINGS BANK, MARINE CITY. 

Organised September 5, 1891. 

C. E. Blood, President; Wm. H. Manned, Vice PfesiderU; G. W. Carman, Cathier; 

Hale P. Saph, Assi^arU Cashier. 

Directors. — Chas. E. Blood, Robert Folkerts, William H. Mannel, Charles Basney, S. C. McLouth. 
• Hale P. Saph, John O'Leary, John H. McDonald, F. W. Becker. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. '08. 



$146,223 62 
205,607 19 



433 30 

5.000 00 

500 00 

772 86 



100 



25.371 21 



Totals. 



Liabilities. 
Capital stock paid in. . , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding , 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



10.986 00 

8.031 00 

2,513 65 

553 78 

849 25 



Report of 
Feb. 5, '09. 



$131,856 10 
210.950 78 



63 81 

5,000 00 

500 00 

497 40 



73 68 



Report of 
April 28, '09. 



$131,755 10 
212.680 88 



1,291 59 

5,000 00 

500 00 

497 40 



35.246 18 



$406.842 86 



$50,000 00 

10.000 00 

19.142 83 

100 00 

41,719 43 

5,109 40 



280.711 20 



$406,842 86 



6.860 00 

7.143 50 

1.460 45 

486 07 

217 42 



$400.364 39 



15.528 33 



6.379 00 

7.38100 

1.233 90 

287 27 

151 93 



Report of 
June 23, '09. 



$129,777 75 
197,734 38 



876 43 
5,000 00 

500 00 
4,551 10 



49 42 



22,181 21 



Report of 
Sept. 1, '09. 



$50.000 00 

10.000 00 

17.131 63 

50 00 

4o.o4o 04 

6.142 59 



268.191 63 



$400,364 39 



$382,686 40 



$50.000 00 
10.000 00 
19.036 95 



29,834 97 
8.404 32 



245.410 16 



20,000 00 



$382,686 40 



10,932 00 

6.586 00 

1.184 60 

226 71 

816 41 



$380,416 01 



$50.000 00 
10.000 00 
17.953 96 



40.700 61 
7.405 09 



244,356 35 



10,000 00 



$380,416 01 



$103,746 59 
214.307 87 



1.474 23 

5,000 00 

500 00 

4,479 00 



101 39 



56,222 45 



9.232 00 

7.648 50 

2.037 60 

145 70 

815 85 



$405,711 18 



$50.000 00 

10.000 00 

16,532 07 

90 00 

49.137 58 

4,377 30 



275.574 23 



$405,711 18 



230 



STATES BANKING DEPARTMENT. 



No. 346. 

THE MARION STATE BANK, MARION. 

Organized July 26, 1906. 

F. B. Dunham, Prendent; A. H. Corwin, Vice President; R. A. Lewis, Cashier; 

F. D. Elliott, Assistant Cashier. 

Directors. — M. Alvin, A. H. Corwin, F. B. Dunham, F. A. Richter, E. J, Hall. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. , 

Premiums paid on bonds 

Overdrafts , 

Expenses, interest and taxes paid 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



t54.412 02 
15,321 fi5 



136 82 



5.428 96 
600 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 

Surplus fund 



rp 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills lediscounted 

Bills payable 



4 61 
2,34108 



848 11 



Report of 
Feb. 5, '09. 



$45,015 58 
15,321 55 



23 67 

75 58 

7.670 06 

3.352 00 



0.382 37 



Report of 
April 28, '09. 



140.005 05 
14,744 15 



6 07 



0.027 26 

3,507 73 

200 00 



2,106 00 

3,600 00 

1,060 80 

206 07 

12 30 



186.167 22 



120,000 00 

1.250 00 

1.788 20 

800 

30.455 75 

1.747 52 



3,718 73 



TotaLs. 



10.022 73 
16,276 20 



$86,167 22 



3,020 00 

3,205 00 

628 35 

203 77 

104 34 



$88,101 27 



$20,000 00 
1,500 00 



44 00 

28,181 08 

222 71 



14.262 50 
18,800 08 



5.000 00 
$88,101 27 



5.518 17 



Report of 
June 23, '09. 



$41,400 54 
14,204 15 



1,224 70 



0,677 26 
3.507 73 
4.200 00 



7.786 02 



780 00 

3.370 00 

010 45 

232 16 

33 04 



$88,324 08 



$20,000 00 

1.500 00 

704 77 

12 00 

28,88150 

222 71 



14,283 00 
22.620 02 



$88.324 08 



2.285 00 

20 00 

707 75 

332 47 

33 03 



$85,380 45 



$20,000 00 

1,500 00 

084 73 

12 00 

20,803 54 

222 71 



700 



14.412 43 
18.438 04 



Report of 
Sept. 1, '09. 



$41.449 06 
14.400 15 



233 11 



0,730 88 
3,507 73 
4.200 00 



2,045 13 



5.400 09 
585 00 
632 89 
165 83 
122 09 



$82.688 78 



$20,000 00 

1,500 09 

228 21 

12 09 

24,185 63 

222 71 



16,866 23 
19,574 19 



$85,380 45 



$82,688 78 



STATE BANKS OF MICHIGAN. 



237 



No. 252. 
COMMERCIAL STATE BANK OF MARLETTE MARLETTE. 

Oi^ganized January 8, 1902. 

A. E. Sleeper, President; Robt. Willis, D. C. Merrill, Vice PresidenU; W. J. Baxsb, Cashier; 
• D. C. Merrill. Assistant Cashier. 

Directors.— A. E. Sleeper, D. C. Merrill. W. J. Baker. D. Leach, E. A. Smith, Robt. Willis, 

John McGill, D. S. McCIure. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 



Premiums paid on bonds 
Overdrafts 



Bankliur house 

Furniture and fixtures. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States lK>nds 

Due from banks in reserve cities . 

Exchanges for clearing house 

TJ. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash Items 



Totals. 



LiabiUties. 
Capital stock paid in. . . 



Surplus fund. 



surpi 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$188,667 26 
100,947 88 



1,753 41 



2,600 00 
6,006 00 



4,586 25 



47,205 07 



13,002 00 

5.851 75 

1.046 30 

99 81 

288 81 



$370,054 44 



140,000 00 
10.000 00 
13,383 80 



50,485 51 
176,565 81 



79,619 32 



1370,054 44 



Report of 
Feb. 5, '09. 



$181,178 56 
105.835 88 



1.428 57 



2,600 00 
6.105 96 



4.402 78 



36,579 17 



10.378 00 

5.112 50 

1.992 70 

157 12 



$355,771 24 



$40.000 00 
10.000 00 
11.033 49 



42.290 68 
178.563 51 



73.883 56 



$355,771 24 



Report of 
April 28, '09. 



$185,331 91 
109.360 28 



2.246 79 



2,600 00 
5,755 96 



2,000 00 



27,371 27 



13,045 00 

5,227 50 

849 15 

116 04 



$353,903 90 



$40.000 00 
10.000 00 
15,476 76 



34,393 01 
178.628 19 



75.405 94 



$353.903 90 



Report of 
June 23. '09. 



$181,806 79 
96,850 28 



1,492 90 



2,600 00 
5,755 96 



6.639 04 



21,344 29 



11.829 00 

5,377 50 

993 40 

14140 

23 35 



$334,942 91 



$40,000 00 
10.000 00 
12,742 05 



34,711 51 
160,414 46 



77,074 90 



$334,942 91 



Report of 
Sept. 1, *09. 



$lg7,486 14 
85,700 28 



3,163 98 



2,600 00 
5,755 96 



6,423 15 



20,841 53 



12,140 00 

5,512 50 

420 86 

133 27 



$330,177 66 



$40,000 00 
10,000 00 
11,871 02 



36.457 06 
130.434 13 



80.397 83 
21.017 63 



$330,177 66 



238 



STATE BANKING DBPARTMBNT. 



No. 338. 
STATE SAVINGS BANK OF MARLETTE, MARLETTE. 

Organized April 17, 1906. 
James Foster, President; Anson J. Graham, Vice PreHdcnt; Roy Bricker, Cashier. 

Directors. — James Foster, Anson J. Graham. James McColl, Thomas Wilson. William T. A'tkinson, 

Fred J. Taggart. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts •. 

Banking house 

Furniture and fbctures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

(J. B. and National bank currency . 

Gold coin 

Silver coin , 

Nickels and cents 

Checks and rash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

liills payable 



Totals. 



Report of 
Nov. 27. '08. 



S104.232 08 
16,9B3 00 



711 12 
4.480 00 
1,977 02 

000 00 



151 00 



18.100 78 



6.510 00 
2,500 00 

033 50 
43 36 

224 54 



$157,776 20 



$25.000 00 
2,000 00 
3,216 42 



26.308 15 
69.034 31 



26,317 32 



5.000 00 



$157,776 20 



Report of 
Feb. 5. '09. 



$111,760 87 
10,253 00 



220 08 
4,480 00 
2.007 02 

000 00 



1.410 08 



23,706 02 



6.007 00 

2,570 00 

1,745 00 

76 03 

228 06 



$174,365 06 



$25,000 00 
2,000 00 
3.206 34 



42,760 42 
76.207 61 



25,002 50 



$174,365 96 



Report of 
April 28, '09. 



$130,638 46 
18,843 00 



205 43 
4,480 00 
2.022 02 

810 00 



10.788 00 



8,676 00 
2.725 00 

785 00 
70 44 

518 18 



$180,652 43 



$25,000 00 
2.000 00 
5.085 22 



32.040 06 
82.340 70 



28.285 46 



5.000 00 



$180,652 43 



Report of 
June 23, '09. 



$136,053 88 
20.145 00 



31286 52 

4.480 00 

2,147 02 

810 00 



2,131 41 



14.857 80 



5.130 00 

2.840 00 

1,658 00 

145 66 

132 66 



$104,717 05 



$25,000 00 
2.000 00 
6.458 27 



33.264 38 
01.872 27 



31.123 03 



6,000 00 



$104,717 05 



Report of 
Sept. 1. '09. 



$143,063 90 
22,650 00 



1,328 44 

4,480 00 

2,147 02 

560 00 



14.277 50 



7,121 00 

2,840 00 

702 00 

92 16 

124 30 



$199,386 41 



$25.000 00 
3,000 00 
2,956 20 



29.632 42 
95,627 48 



33,170 31 



10.000 00 



$199,386 41 



STATE BANKS OP MICHIGAN. 



239 



No. 100. 
THE MARQUETTE COUNTY SAVINGS BANK, MARQUETTE. 

Organized July 26, 1890. 

N. M. Kaufman, President; E. N. BnEiTUNO, 8. R. Kaufman, Fred S. Case. Vice Presidents; 
^ W. B. McCoMBs, Cashier; H. C. Wagnbb, Assi^nt Ca^ier. 

DiRECTOBS. — N. M. Kaufman, S. R. Kaufman, E. N. Breitung, L. G. Kaufman, W. B. McCombs, 

Fred S. Case. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

TJ. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



Report of 
Feb. 5, '09. 



S613.4O7 07i $5<»,383 47 



186,811 62 



5,052 d5 
50,000 00 
7.002 60 
1,480 30 
4.134 48 
734 73 



102.321 03 

4,228 50 

25.510 00 

15.375 00 

4,827 25 

531 02 

11.007 56 



11,014.033 01 



1100.000 00 

25.000 00 

4.007 64 



500.88122 

167 81 

23.403 82 



804 

323,643 77 

28,730 71 



11,014,033 01 



108.306 62 



856 66 
50,000 00 
7,602 60 
1.480 30 
2.080 05 
1.180 10 



115,821 07 

3.828 30 

36,605 00 

18.805 00 

8.643 00 

806 00 

10.800 51 



S005.414 77 



$100,000 00 

25,000 00 

2.828 30 



468,143 48 

67 81 

17.122 63 



355.830 37 
26,422 09 



S005,414 77 



Report of 
Aprir28, '09. 



$607.300 55 
102,771 27 



3.500 02 
50,000 00 
7.602 60 
1,480 30 
2.122 45 
4.006 36 



* 108,004 54 

2.411 60 

32.875 00 

15.500 00 

1.014 00 

772 05 

2.468 05 



$1,033,000 50 



$100,000 00 

25,000 00 

4.438 77 



477,740 10 



Report of 
June 23. '09. 



$561.620 50 
101.081 52 



11.250 06 
50,000 00 
7,602 60 
1,480 30 
1,003 33 
1,424 51 



Report of 
Sept. 1. '09. 



$605,017 80 
200,146 27 



121,776 64 

2.426 40 

48.25100 

15,350 00 

3.773 00 

875 04 

5,372 00 



$1,025,277 70 



$100,000 00 

25,000 00 

3.374 64 



488,000 00 



44.124 26 



30 43 

344,825 00 

27.831 04 

10.000 00 



24.680 12 



340.600 32 

20.604 71 

5.000 00 



$1,033,000 50 ,$1,025,277 70 



1,543 42 
50,000 00 
7.602 60 
1.489 30 
5.310 46 
3.151 44 



203.331 28 

3.000 24 

42.800 00 

18,355 00 

3.200 20 

772 06 

283 30 



$1,147,110 55 



$100,000 00 

25.000 00 

3.608 24 

30 00 

568.023 09 



20.512 22 



1.050 00 

385,848 64 

28,146 46 

5,000 00 



$1,147,110 55 



240 



STATE BANKING DEPARTMENT. 



No. 137. 
THE COMMERCIAL SAVINGS BANK OF MARSHALL, MARSHALL. 

Organized May 18, 1892. 
, William J. Dibble, President; Edqab O. Brewer. Vice President; Wintrrop T. Phelps, CaaMer, 

Directors. — William J. Dibble, Edgar G. Brewer, Myron S. O'Kecfe, George Perrfett, Wlnthrop 

T. Phelps, William £. Bosley, Frank G. Seaman, Charles P. Cook. 



Resources. 



Report of 
Nov. 27, '08. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

XJ. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banka and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$152,524 36 
573,036 64 



1,735 02 



500 00 
1,750 00 



2,530 60 
122,364 80 



34,840 00 
20,844 75 

2,111 15 
176 13 

1,006 26 



1015,220 51 



150,000 00 
10,000 00 
34,874 01 



80,283 77 
68,220 24 



27 00 



662,815 40 



0015,220 51 



Report of 
Feb. 5, '00. 



$153,310 47 
565.700 64 



1.601 01 



500 00 
1,750 00 



1,743 18 
152,466 40 



30,457 00 
17,872 25 

2,034 10 
480 58 

2,761 31 



$031,405 03 



$50,000 00 
10,000 00 
30,113 13 



112,687 40 
70,378 82 



27 00 



658,280 58 






$031,405 03 



Report of 
April 28. '09. 



$166,722 76 
574.470 80 



1,161 75 



500 00 
1,500 00 



6,206 14 



113,031 10 



10,260 00 
10,524 60 

2,573 80 
257 71 

2,150 58 



$007,368 33 



$50.000 00 
10,000 00 
34.546 73 



103,020 05 
67,565 51 



27 00 



641,308 14 



$007,368 33 



Report of 
June 23, '09. 



$160,107 38 
566.624 71 



2.240 40 



500 00 
1.500 00 



3.60163 



120,612 20 



25,452 00 
21,254 60 

1,452 45 
220 10 

2,735 31 



$024,300 87 



$50.000 00 
10,000 00 
33,868 70 



124.476 60 
54,101 47 



051,863 01 



$024,300 87 



Report of 
Sept. 1, '09. 



$165,004 00 
553,807 71 



2,043 37 



1,500 00 



4.637 70' 



132,140 80 



23,805 00 
21.847 10 

3.181 30 
531 75 

2.434 67 



$012,022 64 



$50,000 00 
10,000 00 
82.574 76 



111,224 74 
48,076 67 



660,146 47 



$012,022 64 



STATE BANKS OP MICHIGAN. 



241 



No. 22. 

THE FARMERS' BANK, MASON. 
Organized June 7, 1886. 

L. B. McArthur, President; J. K. Elmer, Vice President; A. J. Hall. Cashier; 

A. G. Lyox, Assistant Cashier. 

Directors. — L. B. McArthur, J. K. Elmer, A. J. Hall. G. M. Hoyt, A. L. Rose, A. I. Barber, 

C. W. Clark. C. J. Dakin. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Due from U. 8. Treasurer 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08 



$104,586 85 
48.635 00 



229 76 
7.000 00 
3,000 00 



37.58125 

283 28 

5.999 00 



6.065 00 

1.925 35 

276 01 



Report of 
Feb. 5, '09. 



$110,768 70 
52.245 00 



189 70 
7,000 00 
2.700 00 



64.102 29 

570 

3.828 00 



Report of 
Aprir28, '09. 



$104,263 10 
58.230 00 



236 67 
7.000 00 
2,700 00 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 
Commercial certificates of deposit 
I bearing interest 



Due to banks and bankers . . . . 

Certified checks 

Cashier's checks outstanding. . 

Savings deposits 

Savings certificates of deposit , 
Notes and bills rediscounted . . 
Bills payable 



Totals. 



$215,582 40 



$50,000 00 
10.000 00 
23,186 30 



63.342 20 
11.028 43 
58.025 47 



$215,582 40 



6.585 00 

2,278 45 

330 53 



$250,031 37 



$50.000 00 
10,000 00 
22,060 22 



82.858 66 
10.509 18 
74.583 31 



$250,031 37 



73,905 82 

84 92 

5.760 00 



6.110 00 

1.060 35 

09 51 



$250,410 37 



$50.000 00 
10.000 00 
23.144 91 



88.806 27 
10,359 18 
79.100 01 



Report of 
June 23. '09. 



$124,580 82 
68.980 00 



474 98 
7.000 00 
2.700 00 



28.684 31 

23 67 

7,710 00 

301 00 

7,090 00 

1.352 45 

136 54 



$249,033 77 



Report of 
Sept. 1. '09, 



$50,000 00 
10.000 00 
23.888 65 



$250,410 37 



70.433 97 
10.158 98 
84.552 17 



$249.033 77 



$123.130 29 
65.880 00 



345 05 
7.000 00 
2,500 00 



27,000 60 

950 

5,589 00 



6.430 00 
970 65 
228 58 



$239,083 67 



$50,000 00 
10.000 00 
23.233 40 



52.063 04 
l5.038 98 
93,748 25 



$239,063 07 



31 



242 



STATE BANKING DEPARTMENT. 



No. 107. 
THE FIRST STATE AND SAVINGS BANK OF MASON. 

Oiiganized October 27, 1890. 

O. W. Halstead. PrendetU; L. C. Webb, Vice PrendetU; F. E. Densmore, Cashier; 

H. J. Bond, Assistant Cashier. 

Directors. — O. W. Halstead, L. C. Webb, C. J. Rayner, F. E. Densmore, Harper Reed. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08, 



$77.668 83 
171,700 49 



418 63 



1.000 00 



Items in transit 

[Jnlted States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. . 



Liabilities. 
Capital stock paid in 

Surplus fimd 

Dnaivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 



175 00 



43.257 61 



Report of 
Feb. 5, '09. 



172,009 09 
179,109 83 



515 92 



1.000 00 



Report of 
April 28, '09, 



162.254 50 
196.458 75 



276 68 



1.000 00 



Report of 
June 23. '09. 



195,549 25 



Report of 
Sept. 1, '09. 



$74,877 77 187.991 10 



754 94 



1.000 00 



29,975 10 



11.271 00 

5.470 00 

1,917 30 

156 90 

7150 



1313,107 26 



Commercial certificates of deposit 

Due to* banks and bankers , 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$25,000 00 
15,000 00 
21,679 20 



13,630 00 

5,072 50 

2,043 50 

82 80 

270 25 



1304.609 98 



60.793 91 



12,638 00 

5,150 00 

2,880 00 

152 44 

33 82 



S341.647 10 



82.660 14 
13.254 58 



155.513 34 



S313.107 26 



$25.000 00 
15.000 00 
17.153 02 



80,328 82 
7,395 75 



$25,000 00 
15.000 00 
18,710 87 



39,315 73 



11.242 00 

5,190 00 

2,63100 

129 27 

607 20 



$331,387 16 






102,325 00 
7.952 08 



$25,000 00 
15.000 00 
20.238 85 



82,930 91 
2,381 08 



159.732 39 



$304,609 98 



172.659 15 



$341,647 10 



185.836 32 



$331,387 16 



191,521 43 



501 20 



1.000 00 



30.613 49 



8,310 00 

5.765 00 

2.737 25 

102 64 

54 67 



$328,686 78 



$25,000 00 
15,000 00 
18,518 51 



83,417 46 
2,084 06 



184,666 73 



$328,686 78 



STATE BANKS OF MICHIGAN. 



243 



No. 334. 
THE MEMPHIS STATE BANK, MEMPHIS. 
Organized April 5, 1906. 
Thomas W. McCall. Pre<idcn<; Charles E. Green, Vice President; E. A. Bartlett, Cashier. 

Directors. — ^Thomas W. McCall, Chas. E. Green, E. A. Bartlett, Lincoln Avery, Frank R. Schelly 

John L. Preston, Judson Black. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . . 

Premiums iMiid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

n. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



ToUls. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$62,366 80 
23,394 50 



2,125 00 



13,178 20 



3.087 00 

4,460 00 

408 10 

110 37 

549 87 



$99,679 93 



120,000 00 

300 00 

1,140 78 



15,405 51 



28,128 38 
34,705 26 



Report of 
Feb. 5. '09. 



t58,316 64 
24,569 59 



2,125 00 



2,000 00 



8,63192 



3,415 00 

4,540 00 

304 60 

130 82 

364 54 



$104,398 11 



$20.000 00 
400 00 
805 83 



14,813 33 



20,887 14 
38,491 81 



$99,679 93 



$104,308 11 



Report of 
Aprir28, '09. 



$67,028 40 
27,648 00 



2,125 00 



2,000 00 



;5,548 71 



2,093 00 

4,710 00 

545 25 

114 46 

277 33 



$112,091 15 



$20.000 00 

400 00 

1,329 31 



10,929 27 



31,872 52 

40,552 38 

5,000 00 

2,007 67 



$112,091 15 



Report of 
June 23, 'C9. 



$72,798 13 
27,737 34 



2,125 00 



2.000 00 



3,316 60 



4,237 00 

4,810 00 

258 75 

131 82 

65 25 



$117,479 89 



$20,000 00 

400 00 

1.096 11 



15,015 97 



35.230 42 

35.716 31 

5.000 00 

5,02108 



$117,479 89 



Report of 
Sept 1. '09. 



$72»704 36 
27,137 34 



2,125 00 



2,000 00 



7.190 38 



876 00 

4,830 00 

363 70 

6150 

578 30 



$117,886 58 



$20,000 00 
550 00 
748 25 



9,070 07 



35^344 74 

42.132 44 

5,000 00 

5,02108 



$117,866 58 



244 



STATE BANKING DEPARTMENT. 



No. 168. 
THE FIRST STATE BANK OF MENDON, MENDON. 

Organized February 14, 1894. 

Frank Wolf. President: E. I. Wolp, Wm. Beard, Vice Fresidents; E. L. Estes. Cashier; 

David Miller. Auditor. 

Directors— F. Wolf, Wm. Beard. W. L. Thorns, E. I. Wolf, Bryant Weed. F. H. Estes, E. L. Estes. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . , 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) ^. . . . 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

(J. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscount ed| 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



S108.750 25 
58.013 90 



340 18 



1.600 00 
1,000 00 



18.017 50 



3.462 00 

2,932 50 

1.001 25 

400 39 



$195,406 06 



130,000 00 
3.000 00 
4,225 15 



24,170 34 
1,871 10 



27,014 99 
105,214 48 



$195,496 06 



Report of 
Feb. 5. '09. 



$112,618 83 
62,713 90 



115 41 

655 62 

1.500 00 

1.000 00 



38.740 40 



3,72100 

2.790 00 

1,36100 

717 11 



$225,933 27 



$30,000 00 
5.000 00 



48,006 46 
9.342 37 



25,907 86 
107,674 58 



$225,933 27 



Report of 
April 28, '09. 



$109,277 49 
60,813 90 



21 18 



1.500 00 
1.000 00 



35.111 53 



3,627 00 

3.557 50 

959 50 

200 83 



$215,968 93 



$30.000 00 

5.000 00 

793 13 



44.781 39 
5.487 44 



28,313 11 
101,503 86 



$215,968 93 



Report of 
June 23, '09. 



$114,633 33 
65,538 90 



232 88 



1.500 00 
1,000 00 



16,337 52 



3.394 00 

3,482 50 

788 75 

206 33 



$207,114 21 



$30.000 00 
5,000 00 
1,378 92 



Report of 
Sept. 1. '09. 



35.515 32 
4,540 50 



29.753 91 
100,925 56 



$207,114 21 



$105,020 00 
64.938 90 



1,500 00 
1.000 00 



20.312 66 



4,425 00 

4.207 50 

635 26 

220 42 



$202,250 82 



$30.000 00 
5,000 00 
2.253 15 



31,747 33 
334 55 



28,917 10 
104.007 69 



$202,259 82 



STATB BANKS OF MICHIGAN. 



245 



No. 324. 
THE COMMERCIAL BANK OF MENOMINEE, MENOMINEE. 

Organized May 27, 1005. 

G. H. Haooerson, Prendeni; Jerry Madden^, Vice President; M. H. Kern, Cashier; 

Ralph A. Cook, AssietarU Cashier. 



Directors 



poR«.— G. H. Hasf^erson, Jerry Madden, M. H. Kern, Frank St. Peter, Robt. A. Walker. W. E. 
Collette, J. H. Riley, H. A. Venneroa, A. C. Merryman, Louia Kreuz. £dwin P. Radford. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate i 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



1138,126 17 
31,880 17 



23 00 

17,393 78 

3,260 66 



758 78 
110 90 



Totals. 



16,899 14 



4,625 00 

3,175 00 

939 10 

5162 

2,475 99 



Report of 
Feb. 5. '09. 






8161,094 61 
33,889 17 



877 45 

17,350 00 

3,27^ 16 



1,549 72 
912 79 



35,575 99 



Report of 
April 28. '09. 



$190,873 40 
32,919 17 



26 37 

17,350 00 

3,279 16 



1,917 93 
578 12 



Liabilities 
Capital stock paid in. . 

Surplus fund 



■- 



$219,627 20 



rpl 
Undivided profits. less current ex- 
pense.s. interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Reserved for taxes 

Notes and bills rediscounted 

Bills payable 



165,000 00 
4,000 00 
4,714 99 



40,244 63 

52.477 04 

3.099 13 



9,730 00 
1,140 00 
1.941 90 
73 74 
1.144 66 



S269.159 19 



32.386 77 



6,899 00 
5,910 00 
1.36125 
37 47 
1,527 38 



Report of 
June 23, '00. 



S175.994 46 
36,569 17 



17.360 00 
3.293 04 



3,140 18 
2.322 50 



34,212 44 



Report of 
Sept. 1. '09. 



1294.566 02 



865,000 00 

6,000 00 

208 93 

390 00 

09,709 90 

69,597 37 

3,731 37 



48,591 41 



1,500 00 



Totals. 



$219,627 20 



54,521 62 



$65,000 00 
6,000 00 
1,883 46 



69,591 95 

80,827 62 

563 56 



65,188 43 



13.103 00 

1.835 00 

1,293 75 

80 09 

1.610 72 



$290,910 35 



$65.000 00 
6.000 00 
2,482 16 



71.242 49 
75,194 19 



67.991 51 



5.000 00 
500 00 



$260,159 19 



$294,566 02 



2.500 00 
500 00 



$290,910 35 



$165,101 64 
39.562 17 



58 19 

17.350 00 

3,322 20 



351 06 
123 45 



31.203 87 



8,874 00 
4.925 00 
1.362 80 
57 50 
1.717 06 



$274,009 14 



$65,000 00 
6.000 00 
3,36133 



54,951 69 
68.485 66 



75,110 56 



1.100 00 



$274,009 14 



246 



STATE BANKING DEPARTMENT. 



No. 285. 
STATE BANK OF MERRILL, MERRILL. 

Oiganiced February 13, 1904. 

J. H Whitney, PreHderU; Wm. Pahl, Vice President; R. T. Matnakd, Cashier; 

J. R. DUFTY, Assistant Cashier. 

Directors. — Joseph H. Whitney. Delia S. Mason. Thomas Doyle. James H. Hudson, James Jordan, 

William Pahl, Ray T. Maynard. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . 

Premiums paid on bonds 

Overdrafts. ; 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



167.666 U 
59,632 00 



^61 M 
5.105 34 
2.500 00 

700 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



605 60 



30,051 05 



Report of 
Feb. 5. '09. 



175,304 78 
66.610 00 



004 65 
5.000 00 
2.500 00 



Report of 
April 28. '09. 



176.253 32 
73,074 35 



765 10 
5,000 00 
2.500 00 



24.806 36 



5,622 00 

4,625 00 

640 80 

17 07 

62 10 



$178,470 00 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscx>unted 

Bills payable 



$20,000 00 
8.000 00 
1,074 30 



34,821 00 



2.732 00 

5,375 00 

1.458 25 

04 62 

13 04 



$184,078 70 



$20.000 00 

8,000 00 

1.714 47 

40 00 

38,087 35 



2.084 00 



Report of 
June 23, '09. 



$78,087 73 
72.500 35 



344 25 
5,000 00 
2,500 00 



27.760 60 



8.026 00 

5.205 00 

003 40 

74 76 

15 10 



$107,601 81 



$20.000 00 
8.000 00 
3,222 43 



516 00 



Report of 
Sept. 1, '09. 



16,312 30 



4,274 00 

5,065 00 

418 70 

03 70 

221 45 



$186,242 57 



113.682 71 



Totai». 



$178,470 00 



117.136 88 



$184,078 70 



47,534 56 



118,934 82 



$107,601 81 



$20,000 00 
8.000 00 
3.540 70 



35,005 01 



110,605 87 



$186,242 57 



$81,256 06 
72.110 86 



200 78 

5,000 00 
2.500 00 



588 50 



10.216 02 



4,227 00 

4,850 00 

1.143 65 

76 20 

446 06 



$101,625 48 



$20,000 00 

10,000 00 

472 76 



28.853 32 



132.200 40 



$101,625 48 



STATB BANKS OF MICHIQAN. 



247 



No. 423. 
THE METAMORA STATE SAVINGS BANK, METAMORA. 

Organized January 27, 1909. 

John Irish, President; Clark Townsend, Vice Preaident; C. M. Tra^hs, Cashier; 

N. J. Barber, Assistant Cashier. 

Directors. — John Irish, Clark Townsend, C. M. Travis, N. J. Barber, H. W. Ober, Arthur J. Schanck, 

Frank Laidlaw. 



Resources. 


Report of 
Nov 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 






$43,068 74 
20,922 73 


$39,580 63 
22,387 73 


$41,534 13 


Bonds, morteaees and securities . . . 






29,682 73 


PreimiliwiS paid on bonds 









Overdrafts 






98 03 
2,000 00 
1,900 00 


417 31 
2.000 00 
1.900 00 


264 13 


Banking house 






2,000 00 


Furniture and fixtures 






1,900 00 


Other real estate 








Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 






3.686 94 


13,858 28 


6,427 48 


Exchanges for cleariiur house 








U. S. and National bank currency . 






3,446 00 

502 50 

324 25 

68 37 

12 75 


1,840 00 

737 50 

535 05 

44 54 


1,674 00 


Gold coin 






2,067 50 


Silver coin 






151 00 


Nickels and cents 






62 92 


Checks and cash items 








Expenses, interest and taxes paid . 






172 90 














Totals 






176,030 31 


$83,473 94 


$85,753 80 










liabiUties. 
Capital stock paid in 






120,000 00 


$20.000 00 


$20,000 00 


Surplus fund 








Uncuvided profits, less current ex- 
Denses. interest and taxes paid . . 






140 96 




82 49 


Dividends unpaid 










Commercial deposits subject to 
check 






85,322 59 


27,709 08 


20,264 66 


Commercial certificates of deposit . 








Due to banks and bankers 










■ 


Certified checks 








25 00 




Cashier's checks outstandinsr 










Savings deposits 






11,125 01 
9,432 76 


14,265 70 
21,474 16 


14,907 69 
30,499 05 


Savings certificates of deposit 






Notes and bills rediscounted 






Bills pavable 
























Totals 






176,030 31 


$83.473 94 


$85,753 89 









248 



STATE BANKING DEPARTIOBNT. 



No. 274. 
THE FARMERS' STATE BANK OF MIDDLEVILLE. 

Organized April 28, 1903. 

R. T. French, PrttiderU W. J. Robrrtsov, Vice Prendeni; John G. Nagler. Cathier; 

C. A. RoBERTRON. AsstJ^arU Catdiier. 

DiRK<rroRA. — R. T, French. W. J. Robertson, W. J. Hay ward. G. E. Gardner. John J. Wadd. W. R 
Harper, T. W. Ronan. John G. Nagler. H. E. Turner, Elias Gray. 



Resources. 



Loans and discounts 

Bonds, moTigtigea and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real e.state 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house. . . . 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and rash Items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Burplus fimd 

Unaivided profits, less current ex- 
pen.seH, interest and taxes paid . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to hanks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills redLscounted 

mils payable 



Report of 
Nov. 27, OS 



IB6.720 05 
aOO.526 28 



76 65 
4,000 00 
2,500 00 



1 27 
280 00 



a0.088 28 



4.687 00 
11,555 00 

1,643 35 
118 36 
101 48 



S352,208 62 



$37,000 00 

2,600 00 

4.532 82 

60 00 

44.266 76 

465 47 



185,652 64 
77,720 03 



Totals. 



$352,298 62 



Report of 
Fell. 5. '09 



$80,316 44 
205,612 96 



48 30 
4,000 00 
2,000 00 



8 78 
205 51 



35.654 32 



7,050 00 

12,160 00 

1,978 00 

134 77 

987 31 



$350,064 88 



$37,000 00 

3.000 00 

4.738 74 

75 00 

52,660 62 

35 00 



183,956 06 
77,590 46 



$359,064 88 



Report of 
April 28, '09 



$86,996 24 
213.170 85 



108 94 
4,000 00 
2,000 00 



42 
3.307 68 



26.845 78 



4,220 00 

12,272 50 

980 45 

134 90 

1.015 04 



$355,070 89 



$37,000 00 

3,000 00 

5,347 40 

15 00 

37.417 48 

35 00 



193,276 69 
78.988 23 



$3a5,079 89 



Report of 
June 23. *09. 



902,544 87 
219,721 75 



44 00 
4,000 00 
2.000 00 



37 



22,174 16 



3,687 00 

12,437 50 

1,007 90 

140 06 

1,305 60 



$350,753 11 



$37,000 00 

3,000 00 

6,837 84 

10 00 

35.700 43 

35 00 



Report of 
Sept. 1. '09. 



$95.738 81 
219.598 58 



42 81 
4,000 00 
1.500 00 



14 43 
155 00 



38,409 31 



870 00 

12,327 50 

1,251 95 

188 24 

511 61 



195.971 57 
81,129 27 



$359,753 11 



$364,698 13 

$37,000 00 

3.500 00 

4.495 61 

80 00 

37.352 73 

35 00 



192.838 95 
79,395 84 



10,000 00 



$364,698 13 



STATE BANKS OP MICHIGAN. 



249 



No. 97. 

THE MIDLAND COUNTY SAVINGS BANK, MIDLAND. 

Organised September 10, 1886. 
Stewart B. Gordon, Prendent; Charles Brown, Vice PretiderU; Daniel W Chase, Treasurer. 
Directors. — George Peck, Charles Brown, Stewart B. Gordon, Daniel W. Chase, Wm. D. Gordon. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures , 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 
Exchanges for clearing house. . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27. 08. 



$118,670 05 
67,897 23 



1.147 19 

9,000 00 

1.2SO0O 

12.197 04 



16.704 63 



Totals. 



Liabilities. 
Capital stock paid in. . , 



Surplus fund, 
ndl 



Undivided profits, less current ex- 
penses. Interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



8,083 00 
872 50 

1,283 65 
138 24 
698 64 



Report of 
Feb. 5. '09. 



1106.433 87 
74.741 90 



2,060 10 

9,000 00 

1.260 00 

12.135 36 



6.811 14 



Report of 
Aprir28, '09 



$100,767 63 
80,138 48 



3.601 93 

9.000 00 

1.250 00 

12.162 09 



19,453 23 



$227,448 07 



$25.000 00 

5.000 00 

20.675 98 



60.712 06 



Totals. 



75,574 40 
31.485 63 



$227,448 07 



17,196 00 

1.207 60 

1.678 00 

181 12 

344 91 



$233,034 90 



$25.000 00 

5.000 00 

20.609 06 



78,887 62 



13.423 00 

1.507 50 

1,814 60 

266 02 

509 58 



Report of 
June 23, '09. 



.570 33 
83.385 34 



2,327 92 

9,000 00 

1.250 00 

12.246 09 



17.763 32 



$243,974 06 



$25,000 00 

5,000 00 

22.314 65 



14,006 00 

1.965 00 

2.003 60 

239 25 

197 59 



Report of 
Sept. 1, '00. 



$243,944 44 



75,460 32 
28.567 90 



$233,034 90 



82,163 54 



78,718 87 
30,777 00 



$243,974 06 



$25.000 00 

5,000 00 

22.645 48 



73.772 92 



86.968 28 
31,657 76 



$243,944 44 



$105,991 15 
84,379 08 



472 68 

9.000 00 

1.250 00 

12.246 09 



17.433 40 



11,671 00 

2,670 00 

1.928 20 

142 04 

263 41 



$247,347 05 



$25,000 00 

5.000 00 

22,367 93 



78,111 99 



84.121 18 
32.745 95 



$247,347 05 



32 



250 



STATE BANKING DBPARTMENT. 



No. 309. 

THE PEOPLE'S SAVINGS BANK OF MIDLAND COUNTY, MIDLAND. 

Organized May 15, 1905. 

Wu. L. Baker, President; Albert Reinhard, Vice PreeiderU; Edw. A. LAnns, Copier. 

Directors. — Wm. L. Baker, Geo. Rockwell, Albert Reinhard, C. G. Olmsted, Edw. A. Lane. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities , 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

(J. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . . 



Report of 
Nov. 27, '08 



174,024 68 
M,957 99 



14160 

10,000 00 

2,200 00 



20.607 85 



10,079 00 

2,3fl0 00 

497 05 

116 83 

32 72 



Report of 
Feb. 5, '09. 



S79.622 92 
93,243 79 



239 50 

10,000 00 

2,200 00 



Report of 
April 28, '09. 



182,953 20 
100.833 67 



200 00 
1,071 20 



22.180 84 



$210,917 62 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$26,000 00 
6,000 00 
5.628 52 



62.701 82 



79.961 62 
31.605 66 



$210,917 62 



9.540 00 
3.842 50 
1.378 20 
133 12 
1,017 86 



$224,669 93 



$25,000 tX) 
6,000 00 
5.659 74 



70.594 82 



57 50 
5,000 00 
2.200 00 
6.000 00 



400 00 



20.471 68 



5.865 00 

2.160 00 

1.552 85 

138 28 

113 16 



Report of 
June 23. '09. 



$73,602 45 
105,212 07 



50 00 
5.000 00 
2,200 00 
5.000 00 



6.980 00 



32,518 21 



$226.745 34 



$25.000 00 
6,000 00 
7,622 58 



85.382 49 
32.032 88 



$224.609 93 



69.289 28 



84.997 95 
33.835 53 



$226,745 34 



8.285 00 

1.750 00 

924 20 

160 23 

123 90 



$241,806 66 



Report of 
Sept. 1. '09. 



$25.000 00 
6.000 00 
7,309 46 



82.923 51 



92,949 34 
27.624 35 



$241,806 66 



$78.68173 
108.024 67 



80 00 
5,000 00 
2,200 00 
5.000 00 



6.060 00 



23.862 03 



7.994 00 
1.790 00 

374 15 
67 46 

243 29 



$239,367 83 



$25,000 00 
6,000 00 
8.128 53 



74.407 14 



96,923 56 
26.908 10 



$239,367 33 



STATE BANKS OF MICHIGAN. 



251 



No. 77. 
THE FARMERS* AND MERCHANTS' BANK OF MILAN, MILAN. 

Organized December 31, 1889. 

W. H. Whitmarsh, Pregident; C. H. Wilson, Vice President; M. H. Hack, Cashier; 

* G. A. Dennison, Assistant Ca^ier. 

Directors. — W. H. Whltmarsh, C. H. Wilson, T. W. Barnes. O. A, Kelly, M. H. Hack. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$187,977 36 
e0,975 69 



3.327 96 
3,500 00 
1,500 00 



23,502 75 



Totals. 



LiabiUties. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit . . . 

Notes and bills tediscounted 

Bills payable 



l\>tals. 



4,554 00 

10.100 00 

96120 

111 45 

142 11 



Report of 
Feb. 5. '09. 



$162,751 99 
64,428 62 



1,602 91 
3,500 00 
1.500 00 



34,686 24 



$276,712 44 



$25,000 00 

10,000 00 

9,365 78 



65,150 82 
1,962 02 



4,085 15 
171.198 67 



$276,712 44 



5,267 00 

10.637 50 

706 95 

177 80 

212 73 



$285,471 64 



Report of 
April 28, '09. 



$149,451 76 
81,928 62 



513 19 
3,500 00 
1,500 00 



48,096 02 



5,415 00 

11,102 50 

779 65 

197 83 



$302.484 37 



$25,000 00 

10,000 00 

6,745 06 

50 00 

61.765 12 

642 68 



4.622 86 
177.865 90 



$285,411 64 



$25.000 00 

10.000 00 

6,152 44 

150 00 

75.842 63 

262 68 



Report of 
June 23, 'CO 



$147,394 24 
82.178 52 



1.968 02 
3.500 00 
1.500 00 
1,500 00 



Report of 
Sept. 1, '09. 



67,818 22 



4,785 00 

11,660 00 

92065 

198 75 

79 64 



$313,503 04 



$25,000 00 

10,000 00 

7,366 79 

100 00 

74,150 89 

112 68 



4,550 86 
180,525 76 



$302.484 37 



4.7D4 76 



4,635 65 
187.432 37 



$313,503 04 



$152,444 09 
79.178 62 



2.198 67 
3.500 00 
1,500 00 
1.482 00 



43.285 80 



10.012 00 

7.525 00 

866 60 

168 22 

136 86 



$302.296 85 



$25.000 00 

10.000 00 

$.124 98 

60.707 98 
28.63135 



4.635 65 
167.196 99 



$302.296 86 



252 



STATE BANKING DBPARTBiBNT. 



No. 288. 
THE MINDEN CITY STATE BANK, MINDEN CITY. 

Organized May 5, 1904. 

Ira Arnot. PresiderU; John Blower, Vice Pre«ident; R. B. Marx, Cathier; 
L. A. Mark, AsaistarU Cashier; E. M. Mark, Auditor. 

Directors. — Ira Arnot, John Blower, E. M. Mark, Myra A. Mark, Joseph Glaza, R. B. Mark. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Report of 
Nov. 27. '08 



S80,187 16 
25.022 06 



13 54 
2,000 00 
1,543 00 



62 65 



3,635 20 

40 40 

8.119 00 

3,535 00 

922 75 

24 59 



$134,714 34 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and baftkers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$20,000 00 
3.200 00 
1.066 86 



10.149 44 

100.278 05 

19 99 



$134,714 34 



Report of 
Feb. 6, '09. 



$72,455 17 
33.347 05 



306 02 
2,000 00 
1.543 00 



Report of 
Aprir28. '09. 



$71,796 12 
30.547 05 



39 24 
2.000 00 
1.543 00 



6,132 16 



Report of 
June 23, '09. 



$74.468 07 
32.400 00 



504 62 
2.000 00 
1.798 25 



5.987 78 



3.118 71 
108 96 
8,795 00 
4.025 00 
1.343 10 
297 



$127,044 98 



$20.000 00 

4,000 00 

194 01 



5,293 14 

94,684 04 

2,873 79 



$127,044 98 



6,9M00 
1,238 09 
10.274 00 
2.360 00 
1.800 75 
13 34 



$134,825 75 



$20.000 00 

4,000 00 

944 49 



4.803 77 
95.077 49 



5,000 00 



5.000 00 



$134,825 75 



4,164 18 
58 45 
3.922 00 
2.950 00 
2.062 15 
50 28 



Report of 
Sept. 1. *09. 



$130,364 78 



$20,000 00 
4.000 00 
1.219 10 



4,710 25 
90.435 43 



5.000 00 



5,000 00 



$130,364 78 



$73,555 69 
26.700 00 



206 50 
2,000 00 
1,798 25 



5.074 29 



$.046 10 

9108 

5.435 00 

3,040 00 

830 20 

42 16 

40 24 



$124,860 41 



$20.000 00 

4.000 00 

408 63 



8,041 01 
87,409 77 



5.000 00 



$124,859 41 



STATE BANKS OF MICHIGAN. 



253 



No. 413. 
THE STATE SAVINGS BANK OF MINDEN CITY. 

Organized December 1, 1908. 

Albert Seaman. Prendent; John Wahla, Vice PrenderU; Fred J. Kemp, Cashier. 

Directors. — Albert Seaman, Fred J. Kemp. C. E. McClusky. John W. Smith. John Wahla. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 6, '09. 


Report of 
April 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 




• 

$4.325 80 
11,384 00 


$18,418 17 
29.584 00 


$28.048 49 
33.534 00 


$32,831 54 


Bonds, morteaees and securities. . 




34.434 00 


Premiums oaid on bonds 






Overdrafts 




88 73 

229 13 

4,094 39 

608 29 


563 87 


272 36 


77 37 


£xDenses interest and taxes oaid . 






Banking house 




4.700 39 
988 19 


4.749 78 
1.697 56 


4.749 78 


Furniture and fixtures 




1.742 56 


Other real estate 






Due from other banks and bankers 
(not reserve cities) 




1.000 00 






..♦. 


Items In transit 




* 






CJnlted States bonds 












Due from banks in reserve cities. . 




19,913 96 


12,423 17 


11.048 69 


13.63139 


Exchamses for clearing house 






U. S. and National bank currency . 




3,512 00 

560 00 

424 65 

28 37 

6D408 


3.006 00 
1.155 00 

489 60 
66 45 

119 05 


2,744 00 

1.905 00 

109 20 

38 63 

27 51 


2.567 00 


Gold coin 




2,190 00 


Silyer coin 




136 30 


Nickels and cents 




50 63 


Checks and cash items 




27 56 








Totals 




847,373 40 


$71,513 89 


$84,175 22 


$92,438 13 








LiabiUties. 
Capital stock paid in 




116,000 00 


$20,000 00 


$20,000 00 


$20,000 00 


Sumlus fund 






Undivided profits, less current ex- 
penses, interest and taxes paid . . 






133 95 


181 13 


129 91 


Dividends unpaid 








Commercial deposits subject to 
check 




11,502 52 


13.743 02 


12.740 67 


14,706 28 


Commercial certificates of deposit . 
Due to banks and bankers 
















Certified checks 












Cashier's checks outstanding 












Savincs deposits 












Savings certificates of deposit 




19.870 88 


87.636 92 


51.263 42 


57,601 94 


Notes and bills rediscounted 






Bills pavable 
























Totals 




$47,373 40 


$71,513 89 


$84,175 22 


102,438 13 









254 



STATE BANKING DEPARTMENT. 



No. 363. 

THE KEWEENAW SAVINGS BANK, MOHAWK. 

Organised January 31, 1907. 

J. P. Petermann, President; Willard J. Smith, Vice PrenderU; A. C. Messner, Cashier. 

Directors. — J. P. Petermann, W. H. Thielman, F. S. Carlton, Fred Smith, A. E. Petennann, 

F. H. Getchell. Willard J. Smith, R. C. Blight, W. T. 4Cing. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

0. S. and National bank currency. 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex< 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, *08. 



182.685 41 
25.118 15 



4.784 12 



2,149 26 



3.392 43 



19.335 38 



18,900 00 

3,690 00 

1,571 00 

100 15 



8161,755 90 



S25.000 00 



2.994 27 



79,646 07 

1.155 79 

853 55 



30,402 98 
21.703 24 



$161,755 90 



Report of 
Feb. 5, '09. 



101.621 89 
30,440 15 



4,916 30 
2.249 26 



2,546 94 
146 23 



53,485 08 



18,705 00 

3,500 00 

933 85 

197 66 

493 25 



$209,325 60 



$25,000 00 

2,500 00 

186 61 



119,252 50 

667 14 

1,941 12 



36,384 99 
23,393 24 



$209,325 60 



Report of 
Aprir28, '09 



$84,801 31 
34.406 57 



10 98 
4,916 30 
2,284 14 



2,611 48 



36.152 97 



10.584 00 

3.585 00 

907 25 

130 53 

606 61 



$180,997 14 



$25.000 00 
2.500 00 
1,512 33 



89,009 22 
237 61 



38,150 74 
24.497 24 



$180,997 14 



Report of 
June 23, '09. 



$85.289 60 
35.545 15 



17 31 
4,916 30 
2,284 14 



23,280 47 
10 80 



39,083 41 



5,227 50 

3,950 00 

845 20 

153 30 

300 00 



$200,912 18 



$25,000 00 
2,500 00 
1,640 00 



107,004 88 
1,439 00 



37,569 46 
25,668 84 



$200,912 18 



Report of 
Sept. 1. '00. 



$85,249 30 
39,855 16 



623 
4,916 30 
2,298 14 



660 83 
633 20 



34.887 70 



14.374 00 

1,460 00 

880 70 

73 50 

114 52 



$185,418 67 



$25.000 00 
2,500 00 
2.791 62 



85.707 64 
735 99 
257 85 



38.627 86 
29,797 72 



$185,418 67 



STATE BANKS OF MICHIGAN. 



265 



No. 318. 
B. BANSARD A SON'S STATE BANK, MONROE. 

Organized August 21, 1905. 

BoYE2- Dansard, President; B. Freidenberg, Vice President: Bbnj. Dansard. Jr., Cashier; 

Carl Kiburtz. Assistant Cashier. 

DiRECTORS.^-Boyez Dansard, £. R. Gilday. P. S. Root, E. L. Dansard, BenJ. Dansard, Jr., 

B. Freidenberg. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

•Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate *. . 

Due from other hanks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



$136,004 88 

241,046 58 

1.400 00 

232 87 

9.000 00 

4.745 00 



418 62 



Report of 
Feb. 6. '09. 



1163.629 72 

248.726 00 

1,350 00 



9,000 00 
4,745 00 



Report of 
April 28. '09. 



200 87 



Totab. 



Liabilities 
Capital stock paid in. 

Surplus fund 



rp 

Undivided profits, less current ex 
penses, interest and taxes paid . . 

Dividends unpaid . . . . p 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



58,83129 

7.512 42 

14.971 00 

7.340 00 

1,446 40 

285 60 

880 99 



$484,124 75 



$50.000 00 

5.200 00 

1,320 73 

10 00 

134,324 17 

79 47 

3,309 25 

500 00 



114,776 52 
174,544 61 



$484,124 75 



52,046 06 
4,026 85 

15,576 00 

8.387 50 

1.257 80 

432 32 

1,019 80 



$510,398 01 



$50.000 00 

5.500 00 

91198 

130 00 

138.754 13 

65 00 

7,799 38 

1,625 00 



117,258 05 
188,354 47 



$510,398 01 



$153,800 45 

256,702 68 

1,350 00 

1193 

9,000 00 

4.700 00 



Report of 
June 23, 'CO. 



50,040 50 

2,576 60 

18,004 00 

6,540 00 

938 20 

372 71 

2,847 40 



$507,853 65 



$60,000 00 

5,500 00 

1,866 40 

10 00 

117,812 89 

66 00 

8,015 71 

2,478 37 



123.365 13 
198.740 15 



$507.853 65 



$153,918 92 

270,357 19 

1,350 00 

41 68 

9,000 00 

4.700 00 



Report of 
Sept. 1, '00. 



63,880 02 
2.948 21 

14,588 00 

7,802 50 

1.341 65 

472 76 

1,460 73 



$531.879 66 



$60.000 00 

5,500 00 

936 77 

10 00 

126.162 85 

65 00 

14.409 13 

2,288 48 



135.144 43 
197.365 00 



$531.879 66 



$149,476 31 
251.628 61 
1,350 00 
64 35 
9,000 00 
4.700 00 
4.000 QO 



1.191 28 



43.069 45 

2,951 47 

15,171 00 

7,872 50 

2,194 20 

468 98 

927 86 



$494,056 01 



$50,000 00 

6.000 00 

1,850 64 

45 00 

90.603 48 



12.369 89 
250 00 



141,351 75 
191,585 24 



$494,056 01 



256 



STATE BANKING DEPARTMENT. 



No. 321. 
THE MONROE STATE SAVINGS BANK, MONROE. 

Organized July 5, 1905. 

Edmond Dull, President; Lewis C. Knapp, Vice President; Walter A. Meier, Cashier; 

Leo. J. Navarre, Aasi^nt Cashier. 

Directors. — Eilmond Dull, C. A. Boehme, Eugene C. Betz, Fred H. Humphrey, Lewis C. Knapp, 
H. E. French, R. M. Woonacott. Henry Shovar, Jno. P. Bronson. 



Kesources. 



Loans and discounts 

Bonds, mortgages and securities, 

Premiums paid on bonds , 

Overdrafts , 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit , 

United States bonds , 

Due from banks in reserve cities . 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Bilver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



102.505 39 
50.005 00 



40 04 



5.015 48 



Totals. 



LiabiUties. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



0.681 77 



24.851 07 



0,126 00 

55 QO 

530 50 

66 07 

130 62 



S102.125 74 



S50.000 00 
2.500 00 
1.044 10 



44,801 05 



42.578 83 
50.211 67 



1102.125 74 



Report of 
Feb. 5, '09. 



$103,236 n 
52,380 00 



320 27 



5.030 11 



5.562 41 



23.151 04 



6.186 00 
3.140 00 

847 30 
60 61 

128 52 



8200.060 03 



150.000 00 

2.500 00 

683 25 



61.078 60 



608 
43.401 30 
41,400 71 



1200,060 03 



Report of 
April 28, '09. 



184.235 08 
57.104 00 



37 17 



5.030 11 



1.273 50 



71,141 83 



14.870 00 

2.640 00 

1.045 50 

302 88 

215 07 



1237.086 06 



$50.000 00 
2,500 00 
1,650 86 



Report of 
June 23, '09. 



$06.700 22 

75,304 00 

1,430 00 

202 78 



5,030 11 



625 27 
7,232 02 



38,470 42 

838 24 

12,463 00 

1.000 00 

2.258 70 

108 04 



$242,753 30 



84.767 54 



2.251 50 
45.861 30 
50.054 77 



$237.086 06 



$50.000 00 
2,500 00 
2.304 68 



78.103 70 



1,375 00 
50.608 04 
57.680 80 



$242.753 30 



Report of 
Sept. 1. '09. 



$106,070 10 
70.154 00 
1.430 00 
7 41* 



5.034 73 



12.600 70 



22,738 04 



4.605 00 

1.635 00 

1.226 66 

102 06 

130 63 



$234,744 33 



$50.000 00 
2.500 00 
1.013 61 



56.148 58 



47 47 

168 97 

54,605 38 

60.360 42 



10.000 00 



$384,744 33 



STATE BANKS OP MICHIGAN. 



267 



No. 202. 
WAKEFIELD STATE BANK, MORENCI. 
Organized January 10, 1898. 
C. C. Wakefield, Prendent; F. E Cawley, Vice President; C. A. Wilson, Cashier. 
Directors. — C. C. WakeaeW, J. O. Wakefield, W. M. Hamilton, F. E. Cawley, C. A. Wilson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . . 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund, 
ndl 



Undivided profits, less current ex- 
penses, interest and taxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills redisoounted 

Bills payable 



Report of 
Nov. 27, '08. 



$122,737 7a 
105,456 11 



5.000 00 
2,000 00 



58.629 85 



17,085 00 

4,305 00 

1.540 85 

80 33 

8181 



$407,876 10 



$30.000 00 
6.000 00 
7.044 00 



51.106 22 
4.104 81 



300.530 76 



Totals. 



$407,876 10 



Report of 
Feb. 5, '09. 



$138,307 73 
211,036 11 



4 52 
5,000 00 
2,000 00 



41.060 11 

26 70 

17.014 00 

5.480 00 

1,223 80 

123 06 



$421.366 03 



$30,000 00 
6.000 00 
1.066 80 



66.628 76 

5.233 10 

506 46 



310.040 82 



$421.366 03 



Report of 
April 28, '09. 



$143,518 35 
210.280 11 



36 15 
5,000 00 
2,000 00 



44,411 82 

187 61 

17.303 00 

5.735 00 

1.44135 

52 78 



$420,066 17 



$30.000 00 
6.000 00 
6.052 07 



73.107 58 
5.854 21 



308.862 31 



$420,066 17 



Report of 
June 23, '09. 



$144,581 06 
202,807 06 



78 07 
5,000 00 
2,000 00 



57.465 50 
63 56 
0,105 00 
6.565 00 
2.138 40 
52 01 
1.860 00 



$431,808 47 



$30.000 00 
6,000 00 
3,063 50 



68,778 45 
2,816 10 



321.150 33 



$431,808 47 



Report of 
Sept. 1, '09. 



$146,336 66 
214.337 06 



5.000 00 
2.000 00 



5.541 25 



62,908 00 

140 80 

10.300 00 

10.130 00 

1,411 00 

35 17 

775 00 



$458,034 83 



$30,000 00 
6.000 00 
5,331 04 



63,070 47 
4.884 65 



340.638 77 



$458,034 83 



33 



258 



STATE BANKING DEPARTMENT. 



No. 222. 
CITIZENS' SAVINGS BANK OF MOUNT CLEMENS. 

Organized May 10, 1900. 

A. T. Donaldson, President; Geo. H. Nichols, Thos. W. Newton, Vice Preeidenis; 
H. W. Behnke. Cashier: Wm. H. Flory, AssiatarU Cornier. 

Directors. — A. T. Donaldson, Geo. H. Nichols, Thos. W. Newton, W. S. Donaldson, Wm. F. Nank, 

J. Matthews, J. S. Paganetti, A. P. Grim, F. B. Schott. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and flztlires 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscouhted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



1316,708 14 
217.022 30 



1,082 34 

18,000 00 

3.600 00 

1.530 00 



70.642 30 



11.662 00 
20,805 00 

1.666 00 
806 10 

2,562 98 



S666.487 25 



160.000 00 
10.000 00 
28.225 71 



124,007 25 



399.571 17 
54.683 12 



1666.487 25 



Report of 
Feb. 6, '09. 



1316.917 94 
225.437 39 



2.157 49 

18.000 00 

3.500 00 



56.194 72 



11.432 00 

22,685 00 

985 20 

1.165 78 

1,894 08 



$660,369 60 



$50,000 00 

10,000 00 

24.287 15 

50 00 

138.482 00 



265 00 

304.014 08 

43.271 37 



$660,309 60 



Report of 
April 28, '09. 



$347,156 19 
230.589 30 



3.294 00 

18,000 00 

3,500 00 



28.871 06 



8.29100 
25.580 00 
1.593 00 
1,023 99 
3.178 05 



$671,076 59 



$50.000 00 
10.000 00 
29.277 70 



03.003 58 



235 00 

411.024 66 

47.535 65 



30.000 00 



$671,076 59 



Report of 
June 23, '09. 



$340,402 16 
232,064 30 



850 52 

18,000 00 

3.600 00 



49.909 46 



14.674 00 
21.425 00 

1.516 40 
706 44 

3.533 41 



$095,581 69 



$50.000 00 
10,000 00 
27.545 56 



109,653 44 



800 00 

427.320 30 

62,262 39 



8.000 00 



$695.58169 



Report of 
Sept. 1, '09. 



$339,221 48 
246,274 30 



1,307 98 

18,000 00 

3.600 00 



66 00 



70,328 62 



12.940 00 
21,355 00 

3,295 00 
550 61 

4.101 78 



$720.94137 



$50.000 00 

10.000 00 

30.348 17 

50 00 

126.940 37 



457,382 76 
46.220 07 



$720.94137 



STATE BANKS OF MICHIGAN. 



259 



No. 61. 
THE MOUNT CLEMENS SAVINGS BANK, MOUNT CLEMENS. 

Ox^^ized May 30, 1877. 

Corporate exifitenoe extended May 29, 1907. 

T. LxTNOERSHAUSKN, President; Byron R. Erskink, Vice President: Geo. A. Skinxbr. Cashier; 

Edward A. Heine, AesUAatd Cashier. 

Directors. — T. Lungerehausen, John Roskopp, John T. Nunneley, John J. Sherman, Byron R. 
Erskine, Geo. A. Skinner, George Chambers, Fred R. Eastman, Henry G. Berry. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Building account 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. B. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Oashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills redlscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08. 



$566,135 94 
500.844 21 



3,524 81 
25,000 00 

2.000 00 
10,404 30 

7.900 00 



676 09 



117,535 03 



15,028 00 

40,672 50 

1,390 75 

160 37 

144 70 



Sl.291.506 70 



160,000 00 
50,000 00 
77,259 22 



157,786 52 
700 00 



875.871 67 
79,889 29 



$1,291,506 70 



Report of 
Feb. 6, '00. 



$515,066 04 
506,772 50 



2.190 41 
25.000 00 

1.000 00 
16.939 56 

7.900 00 



676 09 



150,814 17 

4,907 83 

13,423 00 

45.137 50 

3.232 75 

03 12 

4,820 77 



$1,297,972 74 



$50.000 00 
50,000 00 
67.434 86 



147.938 74 
700 00 



1.823 16 

899.320 82 

80,755 16 



$1,297,972 74 



Report of 
Aprir28. '00. 



$523,518 00 
537.508 81 



1.582 51 
26.000 00 

1.000 00 
22.048 28 

7.900 00 



115.956 61 



25.792 00 
49.680 00 

2.499 75 
187 63 

5,311 47 



$1,317,985 06 



$50,000 00 
50,000 00 
76.607 15 



160,170 42 
700 00 



3.510 00 

960 00 

890,350 44 

85,687 05 



$1,317,985 06 



Report of 
June 23. '00. 



$535,526 22 
547.063 81 



2.217 96 
25.000 00 

1.000 00 
23,446 30 

7.900 00 



700 00 



129,377 54 

2.157 58 

20.832 00 

45.895 00 

2,721 50 

162 30 

3,181 34 



$1,347,201 55 



$50,000 00 
50,000 00 
79.974 74 



166.529 07 
700 00 



1,500 00 

760 00 

909,577 16 

88.160 58 



$1,347,201 55 



Report of 
Sept. 1. '09. 



$541,614 27 
568.800 53 



1.786 85 
25.000 00 

1.000 00 
16.716 24 

7.900 00 



171,072 42 



16.233 00 
49,422 50 

4.238 50 
155 96 

4.286 71 



$1,403,225 98 



$50.000 00 
60.000 00 
66.158 35 



213.550 67 
700 00 



50 00 

422 50 

933,637 13 

88.707 33 



$1,403,225 98 



260 



8TATB BANKING DEPARTMENT. 



No. 158. 
THE ULLRICH SAVINGS BANK, MOUNT CLEMENS. 

Organiced May 12, 1803. 

Ernst J. Oi.de, I^eHdmt; W. D. Wilson, R. C. Ullrich. Vice Presidents; 
Paul J. Ullrich, Carter; Anthony Haller, Assistant Cashier. 

Directors. — Paul J. Ullrich. A. Martin Keeler, W. D. Wilson, Ernst J. Olde, Oscar C. I^ungerhausen, 

R. C. Ullrich. John Priehs. Frank E. Nellis, F. P. Ullrich. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on l>onds 

Overdrafts , 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks In reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits -subject to 
check 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits , 

Savings certificates of deposit 

Notes and bills rediscounted , 

Bills payable 



Totais. 



Report of 
Nov. 27, '08. 



1343,650 50 
353,787 93 



3.426 81 

25,000 00 

6,000 00 



77 66 



80.135 06 



18.716 00 

90.200 20 

2,702 75 

610 41 

030 61 



1862.354 82 



$100,000 00 

50.000 00 

40,080 34 

150 00 

133,832 80 



490,571 49 
46,820 19 



6862,354 82 



Report of 
Feb. 5, '09. 



$350,958 27 
360,854 34 



2,500 86 
S5.000 00 



14.456 00 



600 



155,031 42 



12,667 00 

21,047 50 

2,416 05 

255 19 

913 57 



$946.204 20 



$100,000 00 
75.000 00 
10,806 90 



234,004 63 



11 85 

1.000 00 

476,068 55 

49.223 27 



$946,204 20 



Report of 
April 28. '00. 



$345,866 43 
363.652 84 



2.806 29 
25,000 00 



14.456 00 



95 30 



47.720 87 



11,439 00 

21.982 50 

2,620 60 

575 00 

861 67 



$837.065 99 



$100,000 00 

75,000 00 

14,632 38 

180 00 

126,495 16 



467.455 22 
54.803 23 



$837.065 99 



Report of 
June 23. '09. 



$338,163 36 
859.951 44 



1.723 90 
25.000 00 



22,177 17 



40 93 



70,45158 



12.781 00 
22.106 00 

2,339 05 
786 03 

2,001 97 



$858,371 43 



$100,000 00 

75,000 00 

8.208 63 

690 00 

133,641 13 



1.110 00 

484,384 90 

55.336 77 



$858,371 43 



Report of 
Sept. 1, '09. 



$333,078 88 
368,448 94 



1,341 85 
25.000 00 



22.516 46 



147 65 



156,891 88 



13.232 60 
28.22125 

2,820 45 
625 20 

8.44146 



$945,665 97 



$100,000 00 
75.000 00 
12.980 63 



173.660 76 



250 00 



526.496 76 
58,369 92 



$945,665 97 



STATE BANKS OF MICHIGAN. 



261 



No. 170. 
EXCHANGE SAVINGS BANK, MOUNT PLEASANT. 

Organlied May 1, 1894. 

Arwin £. Gorham, President; Chas. T. Grawn, Frank B. Wbitbhsad, Vice PresiderUt; 
CHEsrpiR A. Kellooo, Cashier: R. B. Dusenbury, Assistant Cashier. 

Derbctobs. — Arwin E. Gorham, John Kinney. Charles M. Brooks, William C. Dusenbury, Chas. T. 
Grawn, Frank B. Whitehead, Chester A. Kellogg, Francis McNamara. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, *08. 



$157,602 82 
120,815 25 



1.906 37 
6,508 85 
1,43106 



Report of 
Feb. 5, '09. 



$157,557 71 
126,150 25 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

^Iver coin 

Nickels and cents 

Checks and cash items 



Totals. 



IJabilities. 
Capital stock paid In 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



8,883 79 



36,467 96 

3,566 44 

8.980 00 

^.080 00 

765 00 

206 70 

373 00 



$364,051 24 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 



Notes and bills rediscounted 
Bills'payable 



Totals. 



$50.000 00 

20,000 00 

1,570 83 



101,187 18 



805 44 

6.603 85 
1,42106 



7,126 45 



Report of 
AprilZS, '09. 



$150,514 86 
129,297 30 



977 80 

12.500 00 

3.500 00 



50.727 35 

1,130 18 

10,241 00 

8,100 00 

1.300 00 

316 18 

117 04 



$371,505 51 



$50.000 00 

21.000 00 

1.604 02 



108.940 41 



1.517 17 



53,117 17 
136.658 80 



$364,051 24 



1,517 17 



53,492 34 
134,642 57 



$371,505 51 



10.165 76 



77.857 54 

1.051 78 

15,522 00 

8.710 00 

935 00 

380 00 

327 95 



Report of 
June 23. '00. 



$177,508 48 
130,115 30 



837 13 

12.500 00 

3.500 00 



$420,740 68 



$60.000 00 

21.000 00 

3,171 28 



111.597 39 



197 17 



57.344 72 
177.430 12 



13.476 88 

1.600 00 

61.456 38 

2.906 55 

0.115 00 

0,725 00 

1.105 00 

310 71 

195 79 



Report of 
Sept. 1. '09. 



$424,352 22 



$50.000 00 

21,000 00 

1,562 60 



101.546 83 



197 17 



$420,740 68 



59.054 71 
190.990 82 



$424,352 22 



$167,655 20 
134.357 68 



1.063 48 

12.500 00 

3.500 00 



4.760 51 

1,600 00 

80,427 94 

2.066 50 

9.504 00 

9,875 00 

1.784 00 

415 42 

107 78 



$420,507 69 



$50,000 00 

22.000 00 

1.043 27 



98.984 50 



197 17 



61.976 99 
195.395 76 



$429,597 09 



262 



STATE BANKING DEPARTMENT. 



No. 277. 
ISABELLA COUNTY STATE BANK, MT. PLEASANT. 

Organized June 30, 1903. 

John S. Wkidman, PresiderU; Arba Z. Campbfll. Vice President Ei.ton J. Van Leuven, Copier; 

John W. Benford, Assistant Copier. , 

DiRECToas. — John 8. Weidman, Frank G. Thiers, Fred L. Keeler, Floyd Mitchell, Arba Z. Campbell, 

J. S. Weidman, Jr., L. D. Cole. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08 



$113,736 09 
200,850 22 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid. 



352 79 

15.000 00 

1,500 00 



Report of 
Feb. 6, '09. 



$110,699 67 
212.982 28 



1.600 00 



58.964 74 

278 36 

13.587 00 

4.290 00 

3.200 55 

151 68 

386 66 



$413,904 09 



633 31 

15.900 00 

1.500 00 



900 00 



Report of 
Aprir28. '09. 



$142,691 86 
217,473 63 



3.285 07 

15,000 00 

1,500 00 



Report of 
June 23. '09. 



$133,707 71 
213,988 63 



1.533 82 

15.000 00 

1.500 00 



Report of 
Sept. 1. '09. 



7.543 96 



72,803 45 

326 92 

13,717 00 

3,447 50 

3,473 55 

262 96 

530 05 



$445,366 71 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State deposits 

Notes and bills rediscounted 

Bills payable 



Totals. 



$30,000 00 

20,000 00 

5.960 45 



137,951 94 



288 11 
600 00 



43,559 23 
175,544 96 



$413,904 69 



$30,000 00 

22.000 00 

2.243 74 



43,167 82 

214 61 

16.182 00 

4,345 00 

3.478 45 

192 56 

56 50 



4,000 00 



$455,131 46 



$30,000 00 

22,000 00 

4.981 62 



142,232 07 



56.407 68 

182,463 22 

10,000 00 



$445,366 71 



142,333 57 



54.192 45 

191,623 82 

10.000 00 



39.748 74 

82 82 

23,035 00 

4.705 00 

2.719 00 

167 31 

108 84 



$440,246 87 



$30,000 00 

22,000 00 

5,169 86 



130.427 20 



56,468 60 

186.181 21 

10.000 00 



$455,131 46 



$440,246 87 



$133,488 34 
214,447 55 



1.78168 

15.000 00 

1,500 00 



1,400 00 



45.561 75 

182 50 

17,243 00 

4,675 00 

1,636 20 

97 58 

114 75 



$437,128 35 



$30.000 00 

24.000 00 

1,929 79 



122.022 48 



100 00 



57,900 84 

191,175 24 

10,000 00 



$437,128 35 



8TATB BANKS OF MICHIGAN. 



263 



No. 60. 

MUSKEGON SAVINGS BANK, MUSKEGON. 

Organized December 1, 1887. 

Horatio N. Hovey, President; J. F. Denslow, Paul S. Mook, Vice Presidents; 
F. E. Hammond, Cashier; P. O. Holthe, Assistant Cashier; Harry A. Rietdyk, Auditor. 

Directors. — H. N. Hovey, F. E. Hammond. J. F. Denslow. C. L. Thompson, Paul S. Moon, J. H. 

Ford, C. W. Sessions. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Report of 
Nov. 27, '08. 



1278,237 24 

' 315,243 99 

5,000 00 

326 01 

23.005 85 

16,002 66 



327 36 



44,439 64 

1.212 12 

88,561 75 

12.315 00 

3.286 85 

328 84 

387 01 



Report of 
Feb. 5, '00. 



1257,039 88 

309.632 87 

4.466 75 

2.260 51 

. 23,262 30 

16,073 66 



Report of 
April 28, '09. 



8302,806 17 

808,160 87 

4.466 75 

736 03 

23,262 30 

16,975 19 



17 10 



1738,824 32 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$50,000 00 
10,000 00 
14.487 00 



93.282 09 
75.119 16 



111 00 



495.824 38 



$738,824 32 



49,054 61 

1.817 80 

32.657 00 

7.937 50 

3,317 20 

306 18 

211 78 



$708,055 14 



$50,000 00 
10,000 00 
14.338 38 



66.800 66 
72.040 60 



494.875 50 



$708,055 14 



76 21 



70.925 91 

1.336 29 

34.375 00 

8.707 50 

2.677 60 

363 19 

372 31 



Report of 
June 23, '00. 



$312,362 04 

315,026 87 

4.441 75 

788 97 

23,262 30 

17,051 02 



85 00 



$775,241 32 



$50.000 00 
10.000 00 
12.211 33 



120.110 45 
67,185 92 



515.733 62 



$775,241 32 



80.874 54 

1.255 64 

33.645 00 

9,950 00 

3.031 75 

201 54 

254 96 



Report of 
Sept. 1. '09. 



$802,231 38 



$50.000 00 
10.000 00 
15.020 12 



130.292 18 
77.110 50 



519.808 58 



$802,231 38 



$319,149 94 

318.860 83 

4.416 75 

1.427 05 

23.282 30 

17.050 02 



760 85 



100.357 16 

4.604 31 

30.710 00 

10.180 00 

3.905 QO 

206 47 

25 64 



$835,006 32 



$50.000 00 

10.000 00 

16.853 61 

400 

151,908 39 
80,613 26 



525.627 06 



$835.006 32 



264 



STATE BANKING DEPARTMENT. 



No. 19. 
FARMERS' AND MERCHANTS' BANK OF NASHVILLE. 

Organized December 15, 1888. 

G. A. Trvman, Prendent:C. W. Smith, Vice President; C. A. Hough, Cashier; 

H. £>. WoTRiNG, Assistant Cashier. 

DiRBCToRS.— C. A. Hough, G. A. Truman, W. H. Kleiiihaas, C. W. Smith, S. F. Hinchmau, 

C. L. Glasgow, L. E. Lentz, H. D. Wotring. 



Resources.. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Report of 
Nov. 27, *08. 



Siao.eOT 18 
157.744 46 



1,407 48 
3,000 00 
2.000 00 



873 67 



66.084 50 



16,000 00 

6.465 00 

820 20 

106 12 

713 76 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$427,821 37 



S30.000 00 

17.000 00 

3.655 00 



57,750 17 
125,262 00 



191,633 30 
2,520 00 



$427,821 37 



Report of 
Feb. 6. *09. 



$191,173 84 
165.645 19 



1.340 82 
3,000 00 
2.000 00 



193 84 



40.737 54 



15.433 00 

7.310 00 

747 40 

138 19 

61133 



$437,340 15 



$30.000 00 

17.000 00 

3.210 06 



50,001 15 
112,880 86 



211,642 08 
3.516 00 



$437,340 IS 



Report of 
AprilZS, '09. 



$195,964 92 
• 172,578 08 



744 07 
3,000 00 
2.000 00 



32 27 



57.766 67 



16.652 00 

7.770 00 

963 30 

135 11 

1,014 05 



$458,621 07 



$30,000 00 

17,000 00 

3,448 86 



64,476 83 
116,643 43 



222,055 95 
4,096 00 



$458,621 07 



Report of 
June 23, '00. 



$195,976 95 
188.090 01 



379 02 
3.000 00 
2,000 00 



733 12 



76,764 62 



13.577 00 

8.095 00 

1,137 40 

152 13 

1,183 44 



$491.688 09 



$30,000 00 

17.000 00 

7,783 44 



76,033 94 
108.073 47 



235,280 34 
17,508 50 



$491,688 09 



Report of 
Sept. 1, '09. 



$906,321 44 
197.912 28 



1,081 34 
3,000 00 
2.000 00 



1.200 00 
37 45 



45,042 19 



15.587 00 

9.105 00 

1,156 80 

223 75 

1,517 87 



$484,185 12 



$30,000 00 

17,000 00 

3,967 11 



63,966 75 
102.440 40 



243,482 27 
23.306 50 



$484,185 12 



STATE BANKS OF MICHIGAN. 



265 



No. 311. 
THE STATE SAVINGS BANK OF NASHVILLE, NASHVILLE. 

Oiiganixed May 9, 1905. 

J. I. Baker, PresiderU: J. C. FvnsisB, Vice PretiderU- C. Marshall, Cathier; 

£. L. ScHANTZ, AssistarU Cashier. 

Directors — John I. Baker, H. Hetterington, J. C. Fumiss, T. C. Downini?. H. C. Zeuschneitt, J. F. 

Kocher. W. A. Vance, G, W. Gallatin. C. MarshalL 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Preminma paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills redlscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



140,710 28 
44,877 68 



332 25 
4,500 00 
2,300 00 



1,700 01 



5,258 28 



2.366 00 

1,820 00 

817 08 

138 00 

241 31 



1105.070 n 



825.000 00 

1.500 00 

420 74 



8.702 42 



42,347 23 
23.100 38 



4.000 00 



$105,070 77 



Report of 
Feb. 5, '09. 



130,421 32 
44.642 68 



34 23 
4,500 00 
2,800 00 



254 40 



0.660 81 



1.326 00 

2,105 00 

1,008 77 

165 00 

23 00 



1105,442 11 



825,000 00 

1,500 00 

630 70 



8.207 10 



47,685 S2 
22,328 31 



8105,442 U 



Report of 
Aprir28, '09. 



$45,334 11 
41,322 68 



370 70 
4.500 00 
2.300 00 

211 26 



8,628 40 



2.375 00 

2.255 00 

802 27 

70 00 

30 80 



$108,200 21 



$25.000 00 
1.500 00 
1.111 88 



8.132 52 



50.87130 
21,584 42 



$108,200 21 



Report of 
June 23, 'GO. 



$44.706 72 
30.472 68 



130 31 
4.500 00 
2,300 00 



220 00 



6,482 60 



3.138 00 
2.415 00 

87132 
63 00 

312 00 



$104,620 72 



$25.000 00 

1.500 00 

876 05 



7.838 46 



40.538 88 
10.866 43 



$104,620 72 



Report of 
Sept. 1. *09. 



$42.807 03 
38,822 68 



427 76 
4,500 00 
2.300 00 



6.831 63 



1.276 00 

2.630 00 

084 47 

5100 



$100,631 47 



$25.000 00 

1,625 00 

401 06 



12.471 07 



47.703 81 
13,340 53 



$100,631 47 



34 



266 



SnrATB BANKING DEPARTlOSNf . 



No. 439. 
*THE NEGAUNEE STATE BANK, NEGAUNEE. 

Organized August 24, 1909. 
Frank A. Bell, Prendent; Thomas Pbllow, Vice President; Tiios. Pascob, Cashier. 

Directors. — Frank A. Bell. Thomas Fellow, John W. Elliott, Thomas Pascoe, Thomas Connors, 

John Huhtala. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Report of 
Nov. 27. '08. 



Report of 
Feb. 6, '09. 



Report of 
April 28, '09. 



Report of 
June 23, '09 



Report of 
Sept. 1. '09. 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits , 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



^Commenced business September 27. 1909. 



STATE BANKS OF MICHIGAN. 



267 



No. 368. 

THE FIRST STATE BANK OF NEWAYGO. 

Organised March 17, 1907. 

M. F. Hatch. Pregidenl; 8. W. Webber, A. T. Squier, Vice PresidetiU; H. S. Thompson. Cashier. 

Directors.— M. F. Hatch. S. W. Webber, H. S. Thompson, A. T. Squier, H. D. Woodward. 

Geo. Luton. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



169.380 55 
tX).100 67 



200 68 
8,000 00 
2,000 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and faxes paid. . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashiei's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



226 94 



30,97156 



6,147 00 
8,350 00 
2.144 25 

301 51 

302 10 



S208,152 26 



120.000 00 
4,200 00 
1,707 54 



66,263 51 
10.695 44 



105,285 77 



1208,152 26 



Report of 
Feb. 6, '09. 



S55,898 02 
80,224 67 



379 36 
8.000 00 
2,000 00 



34,868 71 



4,939 00 
7,525 00 
1,909 75 
259 76 
1,357 70 



$206,361 97 



120,000 00 
4.200 00 
1.337 32 



67.650 44 

7.090 35 

32 46 



106,051 40 



1206,361 97 



Report of 
April 28, '09. 



$64,697 08 
90.571 67 



400 21 
8.000 00 
2,000 00 



216 87 
19 88 



27.622 65 



9.018 00 

7,600 00 

1.384 75 

355 38 

326 28 



$212,212 77 



$20.000 00 
4,200 00 
2,365 38 



55,328 13 
5.235 35 



125,093 91 



$212,212 77 



Report of 
June 23, '09. 



$65,439 31 
93,759 47 



8,000 00 
2,000 00 



38,918 92 



12.406 00 

7.852 50 

1.133 75 

271 35 



$229,781 30 



$20,000 00 
4.200 00 
2,604 55 



69,960 28 

4,576 03 

116 49 



128.333 05 



$229,781 30 



Report of 
Sept. 1. '09. 



$68,736 80 
93,923 97 



262 22 
8.000 00 
2,000 00 



32,522 37 



12,388 00 

8.105 00 

885 00 

297 91 

1.092 44 



$228,213 21 



$20.000 00 

4.600 00 

904 6S 



61.677 57 

4.506 93 

209 24 



136.314 79 



$228,213 21 



268 



STATE BANKING DEPARTMENT. 



No. 399. 
THE NEWBERRY STATE BANK, NEWBERRY. 

Organised May 14, 1908. 

Frank P. Born, President :'Lovis H. Fbad, W. G. Frktz, Vice PrendenU; E. M. Chamberijun. Copier. 

DiREcri'ORs.— F. P. Bohn, L. H. Fead, W. G. Fretz, E. L. Fretz, E. M Chamberlain. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. '09. 


Report of 
April 28. '09. 


Report of 
June 23. 'C9. 


Report of 
Sept. 1. '00. 


Loans and discounts. « 


101.175 15 


000.256 53 


067.066 53 


$60,002 43 


$67.738 68 


Bonds, mortgagi» and securities. . 


42.822 57 


65.182 87 


60.230 43 


73.305 43 


61.077 24 


Premiums oaid on bonds 












Overdrafts 


242 74 
12,500 00 


127 22 

, 12.500 00 

2,618 07 


17 28 
12 500 00 


110 00 

12.500 00 

2,618 07 


121 53 


Dankinfir hnuse 


12,500 00 


Furniture and fixtures 


2,610 07 


2,618 07 


2.618 07 


Other real estate 












Due from other banks and bankers 
(not reserve cities) 












Items in transit 


• 30006 


1.446 34 


100 46 


006 22 


162 76 


United States bonds 












Due from banks in reserve cities . . 


28.101 62 


24,321 40 


30.348 81 


16.321 47 


17.446 50 


Exchanires for clearing house 












U. 8. and National bank currency . 


11.360 00 


8.063 00 


7,870 00 


7.836 00 


5.20100 


Gold coin 


4,475 00 

1,623 70 

62 78 

488 22 


5.076 00 


6,680 00 

1,302 10 

06 25 

440 


6.185 00 


6,775 00 


Silver coin 


1.206 30 


1.600 05 


802 66 


Nickels and cents 


112 71 
601 63 


100 63 
481 40 


127 20 


Checks and cash items 


02 60 






Totals 


S105.861 81 


0221,400 16 


0106.832 42 


$101,075 SO 


$174,763 81 






Liabilities. 












Caoital stock oaid in 


025,000 00 

500 00 

1,376 42 


125.000 00 
600 00 
770 16 


025,000 00 
000 00 
608 56 


$25 000 00 


$25.000 00 
1.050 00 


Surplus fund 


000 00 
. 1.753 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 


1.161 24 


Dividends unpaid 












Commercial deposits subject to 
check 


00.504 06 
7,011 16 


124,160 17 


06.172 47 


06.608 10 


83.868 04 


Commercial certificates of deposit . 


3,087 81 


3.372 73 


2.780 31 


3.211 66 


Due to banks and bankers 












Certified checks 










750 


Cashier's checks outstanding 












SavincTs deposits 


35.702 10 
26.734 00 


38 726 10 


42.180 04 
26.400 03 


40 587 14 


30.151 55 


Savings certificates of deposit 


28.186 78 


24.247 11 


21.210 87 


Reserve for interest and taxes 


34 07 


50 14 


07 70 


100 75 


82 65 


Notes and bills rediscounted 










«• 


Bills navable 










«a 














Totals 


$105,861 81 


0221,400 16 


$106,832 42 


$101,075 50 


$174,753 81 







STATE BANKS OF MICHIGAN. 



269 



No. 246. 

f 

NEW HAVEN SAVINGS BANK, NEW HAVEN. 
Organized September 25, 1901. 
W. p. Edmunds, Prendent; Tnoa. K. McInnis, Vice President: Adam A. Bennett, Cafhier. 

DxBXCTOBa. — W. F. Edmunds. Adam A. Bennett, Wm. Kurzhals. Sr., O. C. Lungershausen. Luke 
BrouKhton, T. K. Mclnnls, Henry DeGroflT. Ernest Villerot, Frank E. Nellis. 



Resources. 



Loans and discounts. .' 

Bonds, mortgai^ and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and iSxtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. B. and National bank currency . 

Gold coin 

Stiver coin 

Nickels and cents 

Checks and cash Items 



Totals. 



UabiUties. 
Caikital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Conunerdal deposits subject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27. '08 



198,135 64 
72.680 00 



2,350 67 
2,200 00 
1,400 00 



23,853 25 



16,012 02 



2,933 00 
6,040 00 

313 95 
84 39 

279 00 



S228.081 82 



Totals. 



120,000 00 

6,000 00 

7,851 38 

20 00 

34,600 55 



1,179 31 

130,220 46 

27,110 12 



8226,961 82 



Report of 
Feb. 5. '09. 



199,138 05 
75.555 00 



1,350 80 
2,200 00 
1,400 00 



6,366 15 



12,946 47 



3,757 00 

5.450 00 

813 85 

98 63 

45 90 



S208.621 85 



$20,000 00 

7,000 00 

6.280 27 

48 00 

16,297 20 



2,227 70 

127.763 55 

28,996 13 



8206.621 85 



Report of 
April 28. '09. 



1100,078 63 
70,239 00 



569 30 
2,200 00 
1,400 00 

636 00 
2,306 80 



Report of 
June 23, '09. 



8114,734 76 
72,469 db 



279 27 
2,200 00 
1,400 00 

636 00 
5,640 87 



14.626 77 



2,44100 

6.605 00 

264 60 

74 24 

60 87 



1200,504 30 



820,000 00 
7.000 00 
8,830 47 



16,043 62 



1,323 40 

126,672 35 

80.634 46 



8209.504 30 



12,128 19 



2,899 00 

5.332 50 

284 80 

90 96 



8218.095 34 



120,000 00 
7.000 00 
7,967 41 



14,198 64 



1,812 96 

135,n4 12 

31,352 31 



8218,095 34 



Report of 
Sept. 1, '09. 



$110,660 80 
74,939 00 



88160 
2.200 00 
1,400 00 

636 00 
1.839 37 



18,864 25 



2.852 00 

5.482 50 

360 00 

83 37 

15 95 



$226,204 74 



820.000 00 

10.000 00 

6,821 43 



16.882 53 



188 83 

2.061 28 

136.365 28 

32.385 40 



4.000 00 



8226.204 74 



270 



STATB BANKING DEPARTMENT. 



No. 240. 

NILES CITY BANK, NILES. 

Organized July 13, 1901. 

Dickson S. Scoppebn, PreHdent; Mathew Stoll, Vice FresiderU; Geo. L. Faubotb, Copier. 

Directors. — Chas. F. Pears, Chas. Bishop. F. N. Bonine. Geo. L. Faurote, Bascom Parker, Mathew 

Btoll, R. F. Kompass, Dickson S. Scoffern. 



Resources. 



Loans and discounts 

Bonds, mortgafes and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking bouse 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

CJnited States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

TJ. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items. 



Totals. 



LiabiUties. 
Capital stock paid in. , 



Surplus fund 

tlndivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



ToUIs. 



Report of 
Nov. 27. '08 



100,843 06 
00,076 00 



1.452 01 
6,000 00 
1,500 00 



3.077 33 



44,816 04 



11,878 00 

10,410 00 

2,318 90 

180 04 

123 61 



$233,575 70 



350.000 00 

10,000 00 

2,119 25 

400 00 

100,869 83 

19,885 66 

2,201 66 

500 00 



22,716 11 
24.883 28 



3233,575 79 



Report of 
Feb. 5, '09. 



3100,091 56 
60,576 46 



625 15 
6,000 00 
1,500 00 



6,270 15 



49,026 14 



8,964 00 
11.865 00 

1.560 70 
226 60 
242 89 



3246,947 65 



350,000 00 

10.000 00 

1.573 86 

1.150 00 

115,286 31 

15,039 46 



210 70 



22,529 45 
31,157 87 



1246.947 65 



Report of 
April 28, 'OO. 



$111,629 07 
63,925 46 



609 45 
6,000 00 
1,500 00 



1,455 09 



26,156 4$ 



10.148 00 

7.090 00 

1.213 50 

205 06 

3.802 60 



$233.734 71 



$50.000 00 

10.000 00 

2,363 03 

350 00 

96.268 15 

10.362 41 



28.936 88 
35.454 24 



$233.734 71 



Report of 
June 23, '09 



$103,515 24 
70,325 46 



423 21 
6.000 00 
1,500 00 



1.440 14 



44,474 75 



6.143 00 
11.685 00 

2,052 45 
152 02 
104 47 



$247,815 74 



$50,000 00 

10.000 00 

3.298 76 

350 00 

102,177 30 
11,942 32 



1.000 00 



Report of 
Sept. 1, '09. 



27,136 87 
41,910 49 



$247,815 74 



$104,468 31 
70.125 46 



614 67 
6.000 00 
1.500 00 



3.995 £0 



30.986 96 



8.878 00 

13,700 00 

1.948 40 

140 85 

1.150 46 



$249,568 63 



$50.000 00 

10,000 00 

2,354 77 

550 00 

102.754 27 

8.132 33 



300 00 



29.175 03 
46.302 23 



$249.568 63 



STATE BANKS OP MICHIGAN. 



271 



No. 36. 

PIONEER BANK, NORTH BRANCH. 

Organized July 30, 1885. Reorganized October 1, 1889. 

James E. Lektb. PretiderU: F. G. Ballard. Vice President; William Mahon. Cashier; 

K. M. Bardottr, Assistant Cashier. 

DiBKCTORS.— James E. Leete, A. H. Leete, F. C. Ballard, William Mahon, G. D. Miller, D. Orr, H. Ford. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Report of 
Nov. 27, '08. 



S132.384 01 
168.786 37 



6,826 49 
8.000 00 
l.MOOO 
2,000 00 



Totals. 



Liabilities. 
Capital stock paid in. . 

Surplus fund 



rpi 
Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



2,452 52 



29.033 38 



7.134 00 
10.305 00 

1.360 00 
210 85 
251 10 



1371.143 62 



150.000 00 

10.000 00 

9.786 61 



24.217 61 



235.65133 
41,488 07 



1371,143 62 



Report of 
Feb. 6. '09. 



6130.120 81 
177.544 42 



3.072 70 
8.000 00 
1.500 00 
2.000 00 



2.652 43 



28.684 55 



3.567 00 

11.315 00 

908 30 

103 50 

94 28 



S369.661 49 



860.000 00 

10.000 00 

7.328 23 



84.338 84 



229.571 60 
38,422 82 



1360.66149 



Report of 
April 



jport of 
il 28. '09. 



S138.217 40 
164.362 42 



85 65 
8.000 00 
1.500 00 
2.000 00 



1.951 57 



44.273 93 



7.778 00 

10.865 00 

781 20 

222 15 

3,374 81 



1383.412 18 



850.000 00 

10.000 00 

9.925 88 



88.590 99 



240.060 72 
34,834 64 



1383,412 13 



Report of 
June 23, 'GO. 



8124,287 49 
200.018 28 



101 16 
8,000 00 
1,500 00 
2.000 00 



733 76 



82,869 40 



4.708 00 

10.610 00 

659 26 

193 47 

6.052 02 



1391.732 83 



850.000 00 
10.000 00 
11,733 48 



35,816 28 



245,505 28 

33,677 79 

5,000 00 



1391,732 83 



Report of 
Sept. 1, '00 



8144,033 64 
206.013 83 



2,126 79 
8.000 00 
1,500 00 
2,000 00 



990 62 



41.871 10 



3.532 00 

10,405 00 

762 45 

183 38 

744 45 



1423,072 26 



$50,000 00 

10,000 00 

7,504 13 



35.917 87 



253,267 74 

34,382 52 

5.000 00 

27.000 00 



$423,073 26 



272 



STATE BANKING DEPARTMBNT. 



No. 367. 

THE LAPHAM STATE SAVINGS BANK, NORTHVILLE. 

Organized March 8, 1907. 
F. S. Habmon. President; A. B. Smith, Chas. Yerkcs, Vice PrendenU; E. H. Lapham, Ctuhier, 



Directors. — F. 8. Haimon, A. B. 


Smith. Chas 
Edward 


. Yerkes. F. 
H. Lapham. 


G. Terrill. R 


. Christensen 


. F 8. Neal. 


Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$45.883 72 
51,748 17 


$52,936 12 
53,963 17 


$64.932 54 
56.205 67 


$66.067 64 
56,152 61 


\ ■ 

$63,845 23 


Bonds, mortgages and securities. . 
Premiums raid on bonds 


66.946 36 


Overdrafts 


13 82 

12.453 08 

4.167 61 


19 87 

12.453 08 

4.167 61 


68 

12.453 08 

4.142 61 


25 92 

12.453 08 

4.142 61 


102 04 


Banking boune 


12.450 00 


Furniture and fixtures 


4.100 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


15.809 78 


21,458 11 


14.299 02 


16.945 84 


21.632 04 


U. S. and National bank currency . 
Gold coin 


3.911 00 

3.000 00 

215 55 

20 79 

76 60 

139 33 


5,247 00 
3,595 00 

405 75 
90 99 

125 00 

• 


4.625 00 
4.580 00 

115 00 
74 00 

203 55 


3.610 00 
5.277 50 

296 55 
64 47 

253 78 


3,943 00 

5.667 50 

379 65 


Silver coin 


Nickels and cents 


61 55 


Checks and cash items 


55 66 


Expenses and interest paid 














Totals 


1187,558 45 


$154,461 20 


$161,631 15 


$165,290 00 


$179,183 03 






UabiUtles. 
Caoltal stock oaid in 


S25.000 00 


$25.000 00 


$25,000 00 


$25,000 00 


$25.000 00 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 




1,296 85 


1,826 23 


1.762 47 


2.991 22 


Dividends unpaid 






Commercial deposits subject to 
check 


17.856 30 
46.196 38 


20.505 82 
^50.941 87 


24.037 88 
44.614 93 


20.397 56 
47,519 05 


20.869 60 
56.68108 


Commercial certificates of deposit . 
Due to banks and bankers 


Certified checks 












Cashier's checlcs outstanding 












Savings deposits 


48,505 77 


56,716 66 


65.252 11 


70.610 92 


73,691 18 


Savings certificates of deposit 


Notes and biUs rediscounted 












Bills payable 
























Totals 


$137,558 45 


$154,461 20 


$161,631 15 


$165,290 00 


$179,183 03 





STATE BANKS OF MICHIGAN. 



273 



No. 146. 
NORTHVILLE STATE SAVINGS BANK OF NORTHVILLE. 

Organised December 10, 1892. 

L. W. Simmons. President; E. A. Chapman, F. A. Miller, Vice Presidents; 
L. A. Babbitt, Cashier; H. P. Siseley, Assistant Cashier. 

Directors. — L. W. Simmons, E. A. Chapman. F. A. Miller. C. H. Coldren. G. D. Spencer, 

T. G. Richardson. R. C. Yerkes. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

TJ. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



$124,678 86 
99.580 52 



246 73 
7.400 00 
4.2S0 00 
3.100 00 



32.448 42 



3.746 00 

10.000 00 

455 00 

205 36 

1 34 



1286,121 23 



125.000 00 

4.000 00 

7.069 25 

10 50 

34.219 16 



118.366 50 
97,435 73 



1286.121 23 



Report of 
Feb. 5. '09. 



$126,516 60 
97.769 52 



470 89 
7.400 00 
4.250 00 
3.100 00 



Report of 
Aprir28. '09 



$125,012 67 
95,412 41 



140 00 



15,818 13 



4,384 00 

10.350 00 

260 00 

199 38 

68 45 



$270.726 97 



$25,000 00 

5.000 00 

3,702 42 

2100 

* 37.154 11 



116.071 68 
83.777 76 



$270,726 97 



1.065 67 
7.400 00 
4.250 00 
3.100 00 



29,386 79 



7.694 00 

10.315 00 

140 00 

239 93 

32 24 



$283,968 71 



$25.000 00 
5.000 00 
5.829 30 



40.779 67 



116.019 36 
81,340 38 



10.000 00 



$283.968 71 



Report of 
June 23. '09 



$125,850 84 
91.042 41 



753 63 
7.400 00 
4.250 00 
3,100 00 



30,314 82 



1,693 00 

10,000 00 

355 00 

250 90 

705 04 



$275,715 64 



$25.000 00 
5.000 00 
4,863 36 



33,045 15 



117.744 93 

85,062 20 

5.000 00 



Report of 
Sept. 1, '09. 



$131,813 75 
88,885 40 



1,220 21 
7,400 00 
4.250 00 
3,100 00 



25 00 



26,912 50 



3,064 00 

10,000 00 

530 00 

212 66 

125 06 



$277.558 57 



$25,000 00 

5,000 00 

4,199 87 

17 50 

36,579 18 



119,872 43 

81.889 59 

5.000 00 



$275,715 64 $277,558 57 



35 



. 274 



STATE BANKING DEPARTMBNT. 



No. 349. 
THE ONAWAY STATE BANKING COMPANY, ONAWAY. 

Organized August 6, 1906. 

C. H. Osgood. President; J. E. Gumm, James Finan. Vice PregidetUs; Frank D. Hughes, Cashier' 

Lewis E. Waggoner, Assislant Cashier. 

Directors. — C. H. Osgood. Julius E. Gumm, Frank D. Hughes, Francis Faircloth. James Finan. 

Mowat Johnston, E. F. Hughes. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, 'C9. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$42,827 39 
22,184 73 


$47.407 35 
16,610 89 


$45,870 79 
17.371 78 


$48,567 65 
18.142 38 


$46,391 45 


Bonds, mortgages and securities . . 
Premiums paid on bonds 


17.186 01 


Overdrafts 


16 83 
2,700 00 
2.300 00 


10 06 
2,700 00 
2,300 00 


58 
2.700 00 
2.300 00 


727 
2.700 00 
2.300 00 


53 53 


Banking house 


2.700 00 


Furniture and fixtures 


2.300 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












« 

Due from banks in reserve cities. . 
Exchanges for clearing house 


2,731 18 

634 74 

6,830 00 


3,324 60 
3,019 55 
7,38100 


7.608 44 


1.957 07 

299 71 

6.568 00 


2.341 24 


U. S. and National bank currency . 
Gold coin 


4,134 00 


6.477 00 


Silver coin 


889 20 

41 


437 80 
33 


887 00 

60 01 

1,543 42 


1,025 65 
139 


678 00 


Nickels and cents 


96 


Checks and cash items 














Totals 


$81,114 48 


$83,191 58 


$82,476 02 


$81,569 12 


"$78,128 19 






Liabilities. 
Capital stock paid in 


$25,000 00 

2,500 00 

882 60 

9 00 

25.909 76 


$25.000 00 

3.500 00 

392 40 

24 00 

29.966 37 


$25,000 00 

• 3,500 00 

473 71 

22 50 

30.597 26 


$25,000 00 

3,500 00 

408 97 

22 50 

29,357 00 


$25.000 00 


Surplus fund 


3,500 00 

656 92 

7 50 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


29,209 72 


Commercial certificates of deposit . 


« 


Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savinj!s denosits 


9,221 62 
9.89150 
3.000 00 
4,700 00 


9,490 85 
10.617 87 


9,403 53 
13.479 02 


9,707 83 
13.572 82 


8,611 14 

11,082 

91 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills payable 


4,200 00 
















Totals 


$81,114 48 


$83,191 58 


$82,476 02 


$81,569 12 


878 128 19 







STATE BANKS OF MICHIGAN. 



276 



No. 280. 

ONAWAY STATE SAVINGS BANK, ONAWAY. 

Organised September 15, 1903. 

A. V. HiNKLEY, President; Geo. W. Glasier, Vice President; J. Frank Morford, Cashier; 

Geo. W. Preoitzer, Assistant Cashier. 

DiRECTOR8.~A. V. Hinkley, E. J. Lobdell, P. H. Mahoney. Geo. W. Glasier, Daniel Mahoney, J. Frank 

Morford. B. J. Lobdell, ^. L. Churchill. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



180.535 87 
32,706 72 



56 48 
6.280 00 
2.350 00 
1,500 00 



Items in transit '. . 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in.. 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills redlscounted 

Bills payable 



Totals. 



8.331 32 
1,175 81 
4,711 00 
1.410 00 
2.400 00 
10 85 
2.232 83 



$143,709 88 



Report of 
Feb. 5, '09. 



$76,032 42 
31.092 40 



52 88 
6,000 00 
2.300 00 
1,200 00 



15.146 47 

944 48 

10.058 00 

705 00 

1.111 05 

22 

761 06 



$147,303 98 



$25.000 00 

10,000 00 

4.668 31 



35.109 84 
26,518 78 



42.412 95 



$143,709 88 



$25.000 00 

10,000 00 

915 67 

2,500 00 

41.078 89 

24.044 51 



Report of 
Aprir28. '09. 



$82.034 91 
33.422 74 



806 
6.000 00 

m 

2.300 00 
1.200 00 



23,364 70 

546 40 

13.367 00 

660 00 

1.348 90 

38 

801 45 



Report of 
June 23, '09. 



$79,464 23 
36,094 30 



64 22 
6.000 00 
2.300 00 
1.200 00 



$165,054 54 



43.764 91 



$147,303 98 



$25.000 00 

10,000 00 

1,939 66 

100 00 

48.817 71 

24,779 42 



54,417 75 



$165,054 54 



25.516 45 

663 21 

6.088 00 

1,050 00 

1.855 65 

36 

276 83 



$160,573 25 



Report of 
Sept. 1. '09. 



$25,000 00 

10.000 00 

2.263 42 

100 00 

31.945 12 

33.324 00 



55.440 71 



2,500 00 



$160,573 25 



$83.580 87 
37.772 02 



38 41 

6,000 09 

2.300 00 

1,200 00 

439 71 



25.412 02 

638 82 

10,918 00 

1.520 00 

1,940 40 

19 

811 50 



$172,571 94 



$25,000 00 

10.000 00 

3.423 24 



43.553 32 
35.091 71 



55,503 67 



$172,571 94 



276 



STATB BANKING DEPARTMENT. 



No. 378. 
THE ONSTED STATE BANK, ONSTED. 

Organized September 20, 1907. 

Frank M. Skinner, President; Leonard S. Mann. Vice President; Smith C. Fairbanks, Cashier; 

Fay E. Ross, Assistant Cashier. 

Directors. — F. M. Skinner, I^eonard S. Mann, Smith C. Fairbanks, Warren G. Shepherd. Chas. Kerr, 
Fred Hardcastle, G. W. Ross. E. B. Rynd, Edward Kelley, Anna White. Robert Peters, L. L. Curtis, 
Mary Campbell. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


S43.336 14 
22.892 07 


S40.346 36 
29.317 07 


$34,892 68 
41.550 24 


$40,039 77 
46,363 85 


$41,176 72 


Bonds. raort{?ages and securities. . 
Premiums paid on bonds 


47.638 85 


Overdrafts 


172 66 
1.390 16 
1.759 15 


1.743 15 
1,397 31 
1.814 15 


372 91 
1.397 31 
1.814 15 


136 31 
1.397 31 
1.814 15 


7 03 


Bankiner house 


1.397 31 


Furniture and fixtures 


1.814 15 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 












Items in transit 






* 






United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing; house 


13.378 20 


12.279 35 


14.400 90 


5.620 54 


14.165 02 


U. S. and National bank currency . 
Gold coin 


.2.891 00 

402 50 

1.148 50 

118 45 

542 90 


1,632 00 

787 50 

1.775 50 

80 55 

50 00 


3.742 00 

1.182 50 

1,494 75 

112 44 

334 42 


5.012 00 
442 50 

1,188 00 

50 54 

187 68 


2,401 00 
707 50 


Silver coin 


678 50 


Nickels and cents 


79 89 


Checks and cash items 


398 37 






Totals 


188.031 73 


SOI. 222 94 


$101,303 30 


$102,252 63 


$110,464 34 






Liabilities. 
Caoital stock oaid in 


120.000 00 


tl9.000 00 

24 70 

542 62 


$20.000 00 

24 70 

1.535 48 


$20.000 00 

24 70 

1.542 77 

222 36 

16.323 13 


$20.000 00 
155 21 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


13108 


1.044 53 


Commercial deposits subject to 
check 


12,14199 


15.149 47 


15.591 87 




Commercial certificates of deposit . 




Due to banks and bankers 












Certified checks 












Cashier's checks outstanding 












Savings deposits 


44.727 45 
11.031 21 


46.285 68 
10,220 47 


52.609 63 
11.541 62 


52.794 40 
11.345 29 


77,738 01 
11,526 59 


Savings certificates of deposit 

Notes and bills rediscounted 


Bills payable 
























Totals 


188,031 73 


$91.222 94 


$101,303 30 


$102,252 65 


$110,464 34 





STATE BANKS OF MICHIGAN. 



277 



No. 364. 
THE CITIZENS' STATE SAVINGS BANK OF ORION. 

Organized January 1, 1907. 
Frank Thurstin, President; Jno. W. Fox. Vice PreniderU; W. H. Shoup, Cashier. 

Directors— Frank Thurstin, Jno. W. Fox, Samuel A. Flumerfelt, O. H. P. Green, Jas. T. Haddrill, 

Henry Griffin, Jno. Benaway, C. L. Anderson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Expenses, interest and taxes paid 

Banking house 

Furniture and fixtures 



Report of 
Nov 27, '08. 



129.606 99 
25.120 00 



Report of 
Feb. 5, '09. 



683 06 



S26.639Q2 
27,770 00 



547 49 

58 29 



Report of 
Aprir28, '09. 



t25.428 13 
27.320 00 



1.746 72 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



231 89 
328 26 



3.009 66 



Totals. 



Liabilities. 
Capital stock paid in. 

Surplus fimd 



2.123 00 

560 00 

359 25 

53 92 

50 00 



1.846 72 



39 25 
364 87 



349 86 
10 84 



Report of 
June 23, '09. 



Report of 
Sept. 1. '09. 



130.612 25 
29,875 00 



1.846 72 



478 10 



388 07 
17 29 



1.846 72 



4.815 29 



S63,872 75 



Undivided profits, less current ex- 
penses, interest and taxes paid 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of depcsit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



120,000 00 



3.529 00 

350 00 

275 20 

45 52 

131 25 



7.509 15 



166.411 40 



S20.000 00 
60 00 



3.758 00 

842 50 

423 75 

77 64 

700 



532 12 



4.067 41 



168,051 69 



S20.000 00 
60 00 



292 14 



5.899 54 



9.327 65 



12,030 29 
25.630 78 



Totals. 



2.870 00 

912 50 

321 70 

65 48 

110 50 



$71,619 04 



120,000 00 
60 00 



10,056 12 



10,796 38 
23,227 37 



3.000 00 



163,872 75 



166.411 40 



9.511 57 
28,424 00 



7,480 20 



168,051 69 



14,030 80 
30,048 04 



171,619 04 



831,643 20 
29.525 00 



56 39 



1.846 72 
2.007 96 



4,275 44 



3.368 00 
1,172 50 

l.lftSSO 

78 03 

303 99 



$75,443 03 



$20.000 00 
60 00 

487 87 



10,536 80 



54 50 



13,371 53 
30,932 33 



$75,443 03 



278 



STATE BANKING DEPARTICENT. 



No. 190. 

ORION STATE BANK, ORION. 

Organized July 28, 1896. 

Ira Carpenter, President; A. G. Haddrill, Vice Pretident; Lee Earle. Caahier. 

Directors. — Ira Carpenter, A. G. Haddrill. Geo. Swayze, A. S. Laird, L. B. Keily, Amos Earle. 

L. L. Hoffman. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on boncts 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit , 

United States bonds , 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

•Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund... 

Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



149.020 11 
118.278 44 



148 75 
4.700 00 

i.aoooo 

4.800 00 
5.826 76 



26.124 51 



5.02100 

4.535 00 

780 00 

204M 

12157 



$221,851 08 



$15,000 00 

15.000 00 

3.405 02 



15.200 73 



Report of 
Feb. 5, '09. 



$48.307 41 
127.827 27 



70 53 
4.700 00 
1,300*00 
1.300 00 
4.235 35 



21,243 90 



5,739 00 

4.255 00 

656 00 

220 91 

163 75 



$220,100 21 



$15,000 00 

15.000 00 

1.510 78 



13.725 02 



Totals. 



78.923 65 
94.312 68 



$221,851 08 



80.312 24 
94,561 17 



Report of 
April 28, '01/. 



$50.892 38 
137.057 16 



22 00 
4.700 00 
1.300 00 
1.300 00 
7.488 30 



18,585 06 



7.988 00 

4.295 00 

78100 

230 42 

52 75 



$234,092 07 



$15,000 00 

15.000 00 

3.109 03 



15,720 46 



$220,109 21 



84.720 49 
101.062 09 



$234.692 07 



Report of 
June 23, '00. 



$51,861 58 
135.272 76 



136 21 
4.700 00 
1.300 00 
1.300 00 
6.046 55 



Report of 
Sept. 1. '09. 



23.319 04 



4.017 00 

4.300 00 

620 00 

200 68 

157 24 



$233,221 06 



$15,000 00 

15,000 00 

2.087 91 



14,511 18 



87.119 81 
99,502 16 






$233,221 06 



$54,811 38 
132.717 38 



14 25 
4.70OOO 
1.300 00 
1.300 00 
7.173 74 



24.048 71 



5.919 00 

4.530 00 

928 00 

234 94 

270 36 



$237,947 76 



$15,000 00 

15.000 00 

2.115 25 

16 00 

17.192 87 



88.02199 
100.601 65 



$237,947 70 



STATB BANKS OF MICHIGAN. 



279 



No. 365. 
THE OTISVILLE STATE BANK, OTISVILLE. 
Oiganized March 8, 1907. 

C. D. DoANE. PretiderU' Akdbxw Reese, J. W. Averill, Vice JPreitiderUs; 

W. W. Lyons, Cashier and Auditor. 



Directors. — C. D. Doane. Andrew Reese, J. W. Averill, C. 1 

John Brandt. 


D. Parker, Charles Moon, ( 


Seorge Coon, 


Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1, '09. 


Loans and discounts 


125.244 96 
24,049 90 


$22,291 16 
30.446 80 


$21,594 17 
85.410 00 


$21,841 41 
86.825 20 


$22,883 60 
35.790 20 


Bonds, mortgages and securities. . . 
Premiums paid on bonds 


Overdrafts 


80 90 
3,371 40 
1,000 00 




284 
4.787 12 
2,393 00 




86 56 


Banking house 


4,465 78 
2.050 00 


4,906 09 
2,406 30 


4,990 55 


Furniture and fixtures 


2,406 30 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 


4,330 54 
717 25 


4,380 29 


2,339 45 
890 13 


1,237 12 
295 96 


1,857 20 


Items in transit 


731 54 


Dnited States bonds 






Duetrom banks in reserve cities. . 
Exchanges for clearing house 


6,118 20 


3.634 74 


3,871 87 


8,273 17 


5,428 99 


U. S. and National bank currency . 
Gold coin 


2,009 0) 

145 00 

530 25 

48 04 

46 70 


2,055 00 

275 00 

670 00 

69 51 

545 18 


2,800 00 

105 00 

385 20 

56 04 

492 99 


2,545 00 

85 00 

634 10 

72 30 

62 56 


1.812 00 
60 00 


Silver coin 


600 50 


Nickels and cents 


82 09 


Checks and cash items 


119 73 






Totals 


167.700 63 


$70,883 46 


$75,133 81 


$78,686 21 


$76,849 26 






Inabilities. 
Capital stock paid in 


$20.000 00 

300 00 

1,827 54 


$20,000 00 

1.000 00 

267 01 

16 00 

13,763 18 


$20,000 00 

1,000 00 

378 63 


$20,000 00 

1,000 00 

552 46 


$20,000 00 


Surplus fund 


1,100 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


377 90 


Commercial deposits subject to 
check r 


9,946 22 


12^904 28 


14,705 05 


12,107 61 


Commercial certificates of deposit . 
Due to banks and bankers 














Certified checks 












Cashier's checks outstanding 










« 


Savings deposits 


12,238 39 
23,388 48 


14,232 04 
21.605 23 


16,124 90 
24,728 00 


17.719 53 
19,640 17 


18,879 55 


Savings certificates of deposit 

Notes and bills rediscounted 


20,384 20 


Bills payable 








5,000 00 


4,000 00 













Totals 


$67.700 63 


$70.883 46 


$75,133 81 


$78 686 21 


$76,849 26 







23) 



STATE BANKING DEPARTMENT. 



No. 373. 
THE FIRST STATE SAVINGS BANK OF OTSEGO, MICHIGAN 

Organized June 9, 1906. 

H. A. DeLako, President; C. Irwin Clapp, Vice President; Clyde L. Taylor, Cashier; 

Albert W. DeLano, Assistant Cashier. 

Directors. — Hiram A. DeLano, L. H. DeLano, C. Irwin Clapp, Clyde L. Taylor, E. J. Clapp. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5, '09. 

• 


Report of 
4pril 28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


1133.400 10 
57.367 80 


1141.437 40 
52.217 80 


1146.073 01 
50.307 80 


$157,006 68 
75.780 80 


$133,017 36 
82.111 00 


Bonds, mortgages and securities . . . 
Premiums paid on bonds 


Overdrafts ; 


050 02 


1,006 30 


772 87 


612 31 


466 73 


Banklni? house 




Furniture and fixtures 


1.565 85 


1.565 85 


1,565 85 


1.565 85 


1,625 85 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items in transit 












United States bonds 












Due from banks in re.serve cities . . 
Exchanges for clearing house 


16.010 14 


13.066 47 


34.540 06 

50 00 

0.462 00 

4.050 00 

1.48100 

202 07 

4100 


20.701 88 

31 87 

7.834 00 

4.060 00 

817 10 

213 00 

66 38 


16.001 75 


U. S. and National bank currency . 
Gold coin . . » 


5.500 00 

4.000 00 

1.181 00 

7153 

211 70 


8.107 00 
4.M5 00 
1,326 75 

100 20 

101 50 


10.413 00 
4.555 00 


Silver coin 


1.204 10 


Nickels and cents 


221 60 


Checks and cash Items 


7 75 






Totals 


$221,320 22 


1223.264 45 


$254,557 45 


$268,780 76 


$251,424 14 






Liabilities. 
Capital stock paid in 


125.000 00 

437 05 

2.852 61 


125,000 00 

700 00 

2,617 15 


$25,000 00 

700 00 

4.155 11 


$25.000 00 

700 00 

4,670 76 


$25.000 00 


Surolus fund 


1,500 00 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unoaid 


3,195 00 


Commercial deposits subject to 
check 


36,633 25 
2.013 27 


37,852 68 
1,132 63 


40.320 79 
1.010 33 


57,550 01 
070 20 


42.306 72 


Commercial certificates of deposit . 
Due to banks and bankers 


077 20 


Certified checks 












Cashier's checks outstanding 












Saviners deposits 


16,759 32 
137,633 72 


18.130 31 
137,831 70 


20,656 50 
153.606 72 


21.284 81 
158,604 08 


23,132 00 


Savings certificates of deposit 

Notes and bills rediscounted 


155.312 32 


Bills navable 
























Totals 


1221,320 22 


1223.264 45 


$254,557 45 


$268,780 76 


$251,424 14^ 







STATE BANKS OF MICHIGAN. 



281 



No. 190. 

STATE SAVINGS BANK OF OVID, OVID. 

Organised October 18, 1897. 

William R. Shaw, President; M. L. Taft, Vice President; John H. Robson, Cashier. 

Directors. — William R. Shaw, H. A. Potter, O. B. Campbell, John H. Robson, M. L. Taft, 

W. H. Robson. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27. '08 



f06.039 16 
67.148 67 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Undivided profit.s, less current ex- 
penses, interest and taxes paid . . 



11 58 
3,600 00 
1.500 00 



117 55 



Report of 
Feb. 5, '09. 



1105,395 05 
80.913 67 



157 15 
3,500 00 
1,500 00 



Report of 
Aprir28, '09. 



1113,805 38 
88,824 82 



1,904 82 



33.114 24 



7,606 00 

5,020 00 

1,961 95 

118 52 



$216,137 67 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



$25,000 00 

11,000 00 

2,408 80 



44,411 57 



38.001 10 
95,316 20 



1216,137 67 



35,672 55 



7,952 00 

5,012 50 

2,172 00 

153 82 



1244.334 46 



125,000 00 

12,000 00 

1,723 45 

50 00 

53,185 10 



1,006 66 
3.500 00 
1,500 00 



309 61 



Report of 
June 23. '09. 



S105.521 18 
90.439 82 



224 65 
3,500 00 
1,500 00 



396 71 



Report of 
Sept. 1, '09. 



18,905 13 



9,204 00 

5,015 00 

2,488 10 

129 06 



$244,777 78 



40,767 23 
111.608 68 



$244,334 46 



$25,000 00 

12,000 00 

2,337 56 



58,765 07 



41,856 55 
104,818 58 



$244,777 76 



29,478 67 



6,305 00 

5,000 00 

1,165 70 

68 00 



$243,599 73 



$25,000 00 

12,000 00 

2,700 42 



50,381 47 



49.538 99 
103,978 85 



$243,599 73 



36 



$104,668 90 
80,239 82 



35 64 
3,500 00 
1,500 00 



50 39 



20.312 56 



6,422 00 

5,000 00 

1,011 45 

72 85 



$231,813 61 



$25,000 00 

13,000 00 

800 70 



37 139 81 



57,432 97 
98,380 13 



$231,813 61 



282 



STATB BANKING DBPARTMENT. 



No. 185. 
CITIZENS' SAVINGS BANK OF OWOSSO, OWOSSO. 

Organised February 10, 1896. 

Dudley £. Waters, PrenderU: Wm. H. Bigelow. Vice President; Gilbert L. Taylor, Cashier; 

Oliver L. Davis, AasistarU Cashier. 

Directors. — Dudley E. Waters, Willis E. Hall, Julius Frieseke, Jas. W. Simmons, Albert Todd, 
Rudolph J. Colby. Wm. H. Bigelow. Arthur. T. Slaght, Gilbert L. Taylor. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Report of 
Nov. 27. '08. 



1277,324 32 
203.040 21 



i)50 55 

22.800 00 

3,468 06 



31,542 06 



62,810 86 

920 87 

30,126 00 

7.155 00 

8.57D00 

25 16 

539 78 



9650.190 89 



Surplus fund 

(Jndivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



950,000 00 
1.500 00 
4,080 97 



119,378 16 



166,060 99 
309.170 77 



1650.190 89 



Report of 
Feb. 5. '09. 



1314,324 14 
204.729 03 



976 82 

22.800 00 

3.468 06 



24.349 51 



80.820 00 
1,402 34 

• 

28.241 00 

9.707 60 

6.811 00 

290 85 

643 76 



S698.564 10 



S50.000 00 
1.800 00 
1.174 28 



129.395 96 



Report of 
Aprir28. '09. 



S324.253 48 
243.127 21 



1.533 57 

22.800 00 

3.468 06 



23.031 69 



59,216 97 

574 21 

31.942 00 

8.625 00 

5.582 00 

26 21 

824 66 



$725,005 06 



150.000 00 
1.800 00 
3.301 38 



Report of Report of 
June 23, '09. Sept. 1. '09. 



9320,477 17 
246.906 30 



1.870 68 

22.800 00 

3.468 06 



26.685 83 



43.097 71 
5,912 70 

24,634 00 

6.675 00 

7.544 00 

46 06 

1.121 02 



1711.238 55 



128,063 26 



193,164 99 
323.028 85 



S698.564 10 



203.569 42 
338.251 00 



1725.005 06 



$50.000 00 
1.800 00 
5.744 76 



116.763 83 



198.265 36 
338.664 60 



S711.238 65 



$348,218 78 
242.061 01 



961 02 

22.800 00 

3.468 06 



13.407 41 



59.660 53 
3.485 04 

31.441 00 

6.797 50 

7,994 00 

92 51 

1.672 06 



$742,058 92 



$50,000 00 
4,000 00 
2.675 30 



134.341 35 



207,223 71 
343.818 56 



$742,058 92 



STATE BANKS OF MICHIGAN. 



283 



No. 112. 

THE OWOSSO SAVINGS BANK, OWOSSO. 

Organued January 22, 1891. 

Chas. E. Rxolet. President; A. E. Hartshorn, Vice President; A. D. Whipple. Cashier; 

W. S. Cooper, Assistant Cashier. 

Directors. — Wade B. Camburn, Chas. E. RIgley, William A. Woodard. George T. Mason, Wm. M. 

Kilpatrick, Fred B. Woodard. Albert E. Hartshorn. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents , 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

(Jndivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, *08. 



S218,002 55 
245.g58 57 



2,334 85 



4,000 00 
17,720 00 



0,804 14 
134.534 07 



28,570 00 

13,537 50 

3,752 45 

611 75 

512 50 



S679.519 28 



$50,000 00 

10,000 00 

1,033 33 



121,218 01 



240.245 30 
256,122 64 



1679,519 28 



Report of 
Feb. 6, '09. 



1238,62120 
252,561 12 



570 46 



4.000 00 
17,520 00 



Report of 
April 28. '09. 



$2^.206 20 
283,962 91 



2,433 70 



5,006 68 



87.364 71 



31,024 00 
14.700 00 

7.172 40 
755 49 

1,188 13 



$660,484 19 



$50.000 00 

10,000 00 

1,402 80 



104,517 18 



238,607 33 
255,866 88 



$660,484 19 



4.000 00 
14.420 00 



15.547 15 



Report of 
June 23, *0Q. 



$226.422 47 
283,220 88 



407 19 



4.000 00 
19.220 00 



Report of 
Sept. 1, '09. 



4.695 87 



69.056 67 



14.148 00 

9.320 00 

7.60160 

805 35 

1,082 07 



$669,583 83 



$50,000 00 

10,000 00 

1,228 59 



111,307 73 



237,155 84 
250.801 67 



85.304 11 



27.960 00 

6.725 00 

3,469 95 

305 68 

2.550 46 



$664,281 61 



$50,000 00 

10,000 00 

2,907 54 



112.360 22 



234.044 28 
254.960 57 



$609,583 83 $664,281 61 



$220,907 39 
288,497 54 



809 46 



4.000 00 
17,870 00 



2.586 00 



102.543 76 



32.968 00 

4,340 00 

5.932 60 

411 17 

2.336 04 



$683,221 96 



$50.000 00 

10.000 00 

1.720 96 



123,875 80 



236,129 41 
261,495 79 



$683,221 96 



231 



STATE BANKING DEPARTMENT. 



No. 370. 

THE STATE SAVINGS BANK OF OWOSSO. 

Organized June 6, 1906. 

W. F. Gallagher. President and Cashier: A. L. Arnold, W. A. Rosenkrans, Vice Presidents; 

M. Miner, AstdHant Cashier. 

Directors— W. F. Gallagher. H. B. Sturtevant, John Drlscoll, T. M. Euler, W. A. Rosenkrans, 

A. L. Arnold. L. C. Hall. 



Resources. 



Loans and discounts. 



Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Interest paid on deposits 



Report of 
Nov. 27, '08. 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



1212.551 10 

05.53100 

535 00 

116 32 

24.000 00 

7,000 00 



Report of 
Feb 5, '09. 



Report of 
April 28, '09 



S246.617 52 $207,170 02 



25,350 02 



51,554 49 



114.753 10 
505 00 
431 20 

24,000 00 
7,000 00 



3,566 27 
22,733 64 



168.903 60 

1,005 00 

1 15 

24.000 00 

7.000 00 



Report of 
June 23, '09. 



Report of 
Sept. 1, '09. 



Totals. 



Liabilities. 
Capital stock paid in 

Surplus fund 

Unnivided profits, less current ex- 
penses, interest and taxes paid . . 



22.262 00 

8,500 00 

1.900 00 

99 26 

2.997 22 



54,626 66 



1452.405 41 



S50.000 00 

2,500 00 

25 76 



21.474 00 

6,000 00 

3,000 00 

111 80 

2.100 06 



7,282 86 
24,846 06 



49.005 16 



$189,198 88 

191.485 60 

1.216 60 

30 85 

24.000 00 

7.000 00 



5.158 90 
16.965 26 



60.019 03 



$507,009 25 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 



47.710 10 

54,707 57 

2.395 10 



$50.000 00 

3,000 00 

176 92 



15,263 00 

8,000 00 

2,300 00 

82 14 

1,097 15 



$516,046 14 



16,053 00 

8.000 00 

2,100 00 

113 60 

349 52 



67,493 46 
66.966 31 



$50.000 00 

3.000 00 

110 61 



Bills payable 



Totals. 



62.2a5 15 
232.831 73 



74,314 12 
245,058 44 



48,188 72 
85.480 09 



$50,000 00 

3,000 00 

849 81 



$452,405 41 



87.876 39 
241,390 33 



$507,009 25 



52,091 93 
84,812 97 



81,727 30 
249,209 23 



$516,046 14 $521,691 24 $500,922 87 



$214,397 91 

165,968 60 

926 60 

156 30 

24.000 00 

7.000 00 

1.555 82 



3.964 50 
15,734 63 



37,541 01 



17.742 00 

8,500 00 

2.500 00 

166 42 

749 08 



$521,691 24 $500,922 87 



$50,000 00 
3,500 00 



43,068 30 
86,473 SO 



87,520 69 
230,360 08 



STATE BANKS OF MICHIGAN. 



285 



No. 328. 

THE FARMERS' STATE BANK OF OXFORD. 

Organized November 25, 1905. 

G. W. MacKinnok, President; J. B. Shoemaker, Vice President; C. H. Fuller, Cashier; 

A. McCarty, Assistant Cashier. 

DiKEcroRS. — G. W. MacKinnon, J. B. Shoemaker, Phi lo Ensley, T. C. V. Kline, Frank E. Drainer, 

M. L. Hagle, W. W. Lyons. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. '09. 


Report of 
Aprir28, '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


S60.240 70 
32,182 35 


169,926 23 
31,822 35 


$65,573 41 
33.172 35 


$71,122 81 
32,982 35 


$64,418 16 
37.062 35 


Bonds, mortgages and securities . . . 
Premiums paid on bonds 


Overdrafts 


556 
3,000 00 
2,300 00 




17 83 
3,000 00 
2.300 00 


200 
3,000 00 
2.300 00 


45 39 


Banking house 


3.000 00 
2.300 00 


3 000 00 


Furniture and fixtures 


2.300 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 












Items In transit 


1,942 50 


628 71 




818 77 


50 00 


United States bonds 






Due from banks in reser\'e cities. . 
Expenses, interest, etc 


12,106 74 
101 24 


9.875 S8 


10,890 06 
146 04 


12,433 37 


13,532 83 


Exchanges for clearing house 








U. S. and National bank currency . 
Gold coin 


4.364 00 

165 00 

660 00 

98 50 

304 29 


6,775 00 

10 00 

607 85 

84 00 

17 64 


5,63100 

1,175 00 

678 50 

180 42 

90 03 


4,823 00 


5.472 00 
650 00 


Silver coin 


870 85 

94 00 

130 94 


892 00 


Nickels and cents 


142 03 


Checks and cash items 


39 30 






Totals 


1117,479 97 


$125,047 66 


$122,854 64 


$128,578 99 


$127,624 06 






LiabiUties. 
Capital stock paid in 


S20,000 00 
1.200 00 


$20.000 00 

1,400 00 

115 24 


$20,000 00 
1,400 00 


$20,000 00 

1,400 00 

195 61 


$20,000 00 


Surplus fund 


1.500 00 


Unaivided profits, less current ex- 
penses, interest and taxes paid . . 


172 65 


Dividends unpaid 






22 00 


Commercial deposits subject to 
check 


7,379 56 
51,535 05 


8,834 06 
53,399 84 


8.686 64 


12.687 54 
8,867 70 


11.624 06 


Commercial certificates of deposit . 


25,654 61 


Due to banks and bankers 






Certified checks 












Cashier's checks outstanding 












Savings deposits 


37,365 36 


41.298 52 


37,198 92 
55,509 08 


37,835 46 
47,592 68 


40,216 99 


Savings certificates of deposit 


28,433 75 


Notes and bills rediscounted 








Bills payable 
























Totals 


$117,479 97 


$125,047 66 


$122,854 64 


$128,578 99 


$127,624 06 










286* 



STATE BANKING DEPARTMENT. 



No. 34. 

OXFORD SAVINGS BANK, OXFORD. 

Organized J\ine 12, 1884. 

Wm. J. TuNSTEAD, Prendeni: C. L. Randall, Vice President; C. E. Stanton, Copier; 

¥. L. Olive, AssistarU Copier. 

Directors. — Wm. J. Tunstead, C. L. Randall. C. E. Stanton, R. H. Glaspie, Wm. Reed. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin'. 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



$229,824 68 
208.214 50 



50 63 
3.000 00 



6,051 96 

9.844 78 

1.000 00 

86.066 39 



5,547 00 

17.925 00 

580 85 

200 49 

556 62 



S568.862 90 



125.000 00 

50,000 00 

9,556 30 



45,081 02 

2.062 50 

11,272 08 



255.880 60 
170.010 40 



1568,862 90 



Report of 
Feb. 5, '09. 



$241,403 01 
228,930 95 



908 
3,000 00 



1,780 97 

8,719 07 

1,000 00 

61.327 31 



7,971 00 

18.525 00 

695 40 

193 25 

234 61 



$573,789 65 



$25.000 00 

50.000 00 

2,994 97 



45,164 90 

662 50 

8,114 26 



269.006 98 
172,756 04 



$573,789 65 



Report of 
April 28, *09. 



$250.065 85 
246.758 51 



99 40 
3.000 00 



1.693 30 

5.530 00 

1.000 00 

66.125 18 



8.451 00 

18.190 00 

567 70 

247 38 

131 29 



$601,799 61 



$25,000 00 

50,000 00 

6,646 95 



44.999 71 

562 50 

17.582 09 



273.156 81 
183.851 55 



$601,799 61 



Report of 
June 23, '09. 



$263.550 07 
255.432 35 



137 
3,000 00 



3.006 20 

369 28 

1,000 00 

50,752 29 



6,533 00 

20,405 00 

863 85 

295 29 

64 72 



$605,363 42 



$25.000 00 

50.000 00 

6.566 56 



39.670 93 
11.062 50 
13.749 04 



275.855 35 
183.459 04 



$605,363 42 



Report of 
Sept. 1, '09. 



$235,472 77 
264,630 70 



14 88 
3.000 00 



427 22 



1.000 00 
56.750 98 



2.79100 

22.930 00 

1,472 55 

246 44 

382 98 



$580,119 50 



$25.000 00 

50.000 00 

4.072 27 



48.111 31 

16,342 16 

4.329 13 



266,537 34 
174,727 29 



$589,119 50 



«■ • » 



STATE BANKS OF MICHIGAN. 



287 



No. 69. 
PAW PAW SAVINGS BANK, PAW PAW. 
Oiiganized May 10, 1886. 
John W. Free, PreHdent; William R. Sellicx, Vice PreHdent; J. B. Showerman, Catiiitr. 

Directors. — John W. Free, M. L. Decker, W. R. Selllck. E. A. Wildey, W. J. Barnard, 

Bangs F. Warner, A. Lynn, Free. 



Resources. 



Loans and discounts '. 

Bonds, mortgages and securities . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$114,048 54 
53,202 90 



898 02 



2.300 00 
1,400 00 



840 82 



49,902 50 



6,123 00 

5,075 00 

488 75 

96 56 

1,220 06 



$236,198 24 



Report of 
Feb. 6, '09. 



$123,525 43 
53,246 90 



678 18 



2,000 00 



359 13 



Report of 
Aprir28, '09. 



$127,219 00 
52.789 52 



1.576 61 



2.000 00 



601 94 



44,345 23 



6,788 00 

5,045 00 

979 40 

208 37 

448 04 



$237,623 68 



Totals. 



$40,000 00 

9.500 00 

1.645 16 

40 00 

62,975 01 

109.285 83 



12.752 24 



$236,198 24 



$40,000 00 

10.000 00 

456 05 

44 00 

67,837 95 

106.144 38 



13.141 30 



$237.623 68 



11.903 91 



Report of 
June 23, '00. 



$126,562 81 
62.738 52 



1,703 05 
2,000 00 



463 82 



7,347 00 
5.100 00 
1.218 30 
21126 
1.041 28 



$211,008 82 



$40.000 00 

10.000 00 

1,427 97 



12.852 16 



4.80100 

5.185 00 

904 40 

301 83 

683 34 



$208,196 83 



Report of 
Sept. 1. '00. 



$40.000 00 

10.000 00 

2.144 88 



34,048 99 
112,761 91 



12,769 05 



$211,008 82 



36,972 47 
106,201 65 



12,877 83 



$208.196 83 



$125,476 50 
52.450 97 



774 65 



2,000 03 



540 00 



14.422 53 



4,391 00 
5,025 00 
1,395 85 
221 87 
1,555 18 



$208,253 64 



$40.000 00 

10.000 00 

836 51 



34,946 34 
107.469 99 



15.000 80 



$208,253 64 



288 



STATE BANKING DEPARTMENT. 



No. 247. 
STATE SAVINGS BANK OF PECK, PECK. 

Organized October 7, 1901. 

James Foster. President; L. E. Cochrax. Vice President; Ira Bricker. Cashier; 

Howard Foster. Assistant Cashier. 

DiRRCTORS. — James Foster, L. £. Cochran. Harry M. Waterman. Harry E. Palmer. James McCoU, 

Ira Bricker. Harvey Tappan. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 6, '09. 


Report of 
Aprir28, '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts ^ . . 

Bonds, mortgages and securities. . . 
Premiums paid on bonds 


S105.789 08 
19.837 00 


$115,908 94 
21.838 00 


$125,068 89 
20,294 62 


$128,525 77 
20,494 62 


$125,823 29 
24.353 03 


Overdrafts 


180 07 


28199 


242 83 


95 04 


613 15 


Banking house 




Furniture and fixtures 


2,000 00 


2.000 00 


2,000 00 


2,000 00 


2,000 00 


Other real estate 




Due from other banks and bankers 
(not reserve cities) 




5,000 00 


2,500 00 


2,500 00 


2,600 00 


Items In transit 






United States bonds 












Due from banks in reserve cities . . 
Exchanges for clearing house 


42,896 88 


21,475 37 


12.491 16 


14,476 46 


12,979 30 


U. S. and National bank currency . 
Gold coin 


5,109 00 
360 00 

2,068 25 
51 22 
44 86 


8,118 00 

865 00 

1,973 30 

60 62 

1 50 


6.623 00 
890 00 

2.168 50 
76 58 
21 50 


8,456 00 
960 00 

2,043 15 

125 94 

500 


7,730 00 
975 00 


Silver coin 


1,782 10 
131 22 


Nickels and cents 


Checks and cash items 


06 






Totals 


1178.345 36 


$177,522 72 


$172,377 08 


$179,681 98 


$178,887 15 






Liabilities. 
Capital stock oaid in 


$20,000 00 
10,000 00 
11,625 72 


$20.000 00 

10,000 00 

7.314 43 


$20.000 00 

10.000 00 

7.975 69 


$20,000 00 

10,000 00 

7,713 78 


$20,000 00 


Surplus fund 


10.000 00 
7,237 18 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


Commercial deposits subject to 
check 


14,341 65 
110,751 47 


15.950 97 
113,188 59 


15,093 88 
107.037 70 


17,982 52 
106.995 81 


19.013 70 


Commercial certificates of deposit . 
Due to banks and bankers 


108,809 24 


Certified checks 












Cashier's checks outstandinir 












Savings deposits 


11.626 52 


11,059 73 


12,209 81 


11.989 87 


13,767 03 


Savings certificates of deposit 


Notes and bills rediscounted 












Bills pavable 








5.000 00 














Totals 


$178,345 36 


$177,522 72 


$172,377 06 


$179,681 98 


$178,887 15 







STATE BANKS OF MICHIGAN. 



1289 



No. 132. 

THE STATE BANK OF PERRY, PERRY. 

Organised February 20, 1892. 

R. B Oix;oTT, PrenderU: C. H. Caj<kinb, Vice President; C. M. Spaldixg. Cashier, 

Directors.— R. S. Olcott. C. M. Spalding, C. H. Calkins. Eugene Botsford, E. B. Davis. 



Resources. 


Report of 
Nov. 27, '08. 


Report of 
Feb. 5. 'CO. 


Report of 
April 28, '09 


Report of 
June 23, '00. 


Report of 
Sept. 1, '00. 


Loans and discounts 


S64.306 80 
45,911 01 


$74,964 79 
46,274 55 


$71,623 11 
40.023 07 


$66.728 50 
50.604 38 


$80,612 53 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


56.750 38 


Overdrafts 


523 66 
2.200 00 
1,900 00 
1.100 00 


366 40 
2.200 00 
1.900 00 
1.100 00 


380 73 
2.200 00 
1,000 00 
1.402 00 


155 10 
2,200 00 
1,000 00 
1,492 00 


40 66 


Banking house 


"* 2.200 00 


Furniture and fixtures 


1,000 00 


Other real estate 


1,402 00 


Dud from other banks and bankers 
(not reserve cities) 




Items In transit 






J... 






United States bonds 












Due from banks in reserve cities. . 
Exchanges for clearing house 


27,725 12 


28.463 13 


17.185 35 


15.067 43 


12.632 34 


U. S. and National bank currency. 
Gold coin 


3,343 00 

6,145 00 

123 70 

63 18 


3.611 00 
6.555 00 

566 05 
88 27 

123 14 


4.200 00 
6.605 00 

204 20 
50 50 

160 24 


7.526 00 

6.520 00 

364 70 

33 51 

106 20 


1.505 00 
6.767 50 


Silver coin 


307 75 


Nickels and cents 


23 58 


Checks and cash items 


438 70 








Totals 


S153.341 47 


$166,232 42 


$155,304 10 


$153,688 00 


$164,778 44 


LiabiUties. 
Capital stock paid in 


616,000 00 

12.500 00 

1,415 84 


$16,000 00 

14.000 00 

330 59 


$16,000 00 

14.000 00 

1.252 30 


$16,000 00 

14.000 00 

1.748 03 


$16,000 00 


Surplus fund 


15 000 00 


Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unpaid 


458 20 


Commercial deposits subject to 
check 


34.767 10 
88,658 53 


42.798 41 
93.094 42 


26.070 02 
07.081 00 


27.004 48 
04.035 40 


23.872 83 


Commercial certificates of deposit . 
Due to banks and bankers 


100.447 32 


Certified checks 












Cashier's checks outstandini; 












Savings deposits 












Savings certificates of deposit 












Notes and bills rediscounted 













Bills payable 
























Totals 


$153,341 47 


$166,232 42 


$155,304 10 


$153,688 00 


$164,778 41 







37 



290 



STATE BANKING DEPARTMENT. 



No. 119. 
THE FIRST STATE BANK OF PETOSKEY, PETOSKEY. 

Organized July 21, 1891. 

Leov Chichester, President; Geo. S. Rice, Vice President; A. J. Hoffer. Cashier. 

Directors.— T^eon Chichester, Geo. S. Rice. F. I. Chichester. Wm. G. McCune, E. R. Sly 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Suspense 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. . . and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Che<*ks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

L'naivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27, '08 



1218,459 15 
153,707 10 



1,004 70 

25,000 00 

4,991 46 

264 96 

1,417 00 



2.015 50 
12,000 00 
20,439 17 



Report of 
Feb. 5, '09. 



Report of 
April 28, '09. 



1219,731 76 
140,632 82 



884 65 

25.000 00 

4,991 46 

264 96 
1,417 00 



10 00 
12.000 00 
24,338 50 



6,964 00 
11.297 07 

8,653 30 
929 28 
943 40 



$468,086 18 



$50,000 00 
10,000 00 
13.606 45 



110.607 72 

168 96 

4.561 00 

642 39 



5.796 00 
8.147 07 
8.517 60 
1.114 87 
1.6.5,5 96 



$454,502 6.5 

$50,000 00 

10.000 00 

7,528 65 

• 20 00 

121.809 91 

68 96 

. 1,389 74 

475 00 



$201,775 17 
173.942 06 



582 19 

25.000 00 

4.991 46 

198 72 

1.400 00 



124 34 
12.000 00 
29,959 23 



Report of 
June 23, '09. 



$219,851 11 
166.845 75 



771 66 

25,000 00 

4.991 46 

198 72 

1.400 00 



4.041 00 
6.579 57 
5.638 20 
1.056 90 
1.151 81 
$4^8.440 ()5 



12 00 
10,000 00 
28,683 92 



137,269 97 
141.229 69 



$468,086 18 



132.339 14 
130.871 25 



$454,502 6o 



$50,000 00 

10.000 00 

8.617 33 



116,489 80 

43 96 

6,296 58 

1.627 54 



11,103 00 

6,856 85 

4.402 95 

1.105 25 

114 64 



$481,337 31 



$50,000 00 
10.000 00 
10.752 40 



134.449 10 
140,916 34 



$468,440 65 



119,553 07 

43 96 

2,747 89 

50 00 



Report of 
Sept. 1. '09. 



$238,926 85 
163.8U 56 



2.099 12 

25.000 00 

4,999 4$ 

19g 72 

l.«46 33 



72 73 
10,000 OO 
69.697 3« 



9.860 09 

9.356 85 

3,026 70 

259 12 

988 34 



^539. 882 54 

$50.09? oa 

10.000 03 
S.OS-) 63 



132.390 37 

131,627 12 

4,172 50 

20.000 00 



$481,337 31 



177.990 01 
43 96 

4,86S 29 
816 68 

148,758 52 
139.324 45 



$539,882 54 



STATE BANKS OF MICHIGAN. 



2i't 



No. 348. 
THE PIGEON STATE BANK, PIGEON. 

Organized August 14, 1906. 

Frank W. Hubbard, President; Allisov L. Wright, Vice Prcndent; Frank W. Mkhkick, Cashur^ 

ERNE8T Clabuesch, AssistafU Cashier. 

Directors.— Frank W. Hubbard, May Merrick, Allison L. Wright, John Ryan, Frank W. Merrick. 



Resources. 



Loans and discounts , 

Bonds, mortgages and securities, 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real esta.te 

Due from other banks and bankers 
(not reserve cities) 

Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 

Gold coin* 

Silver coin 

Nickels and cents 

Checks and cash Items 



TotaN. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, loss current ex- 
l)enses. interest and taxes paid . . 

Dividends unpaid 

Commercial depo.<<its subject to 
check 

Commercial certificates of deposit. 

Due to banks and bankers 

Certified checks 

Cashier's checks outstamlint? 

Savings deposits 

Savings certificates of deposit 

Notes and bills rcdiscounted 

Bills payable 



Report of 
Nov. 27, '08. 



$61,223 95 
32.617 97 



1.452 09 
4.788 81 
2,296 61 
3,041 26 
426 02 



31.975 48 



4.420 00 
305 00 
232 95 
100 19 

1,749 18 



1144.629 51 



$20,000 00 
4.000 00 
2.018 91 



38.210 63 



Report of 
Feb. 5. '09. 



$55,897 88 
48.997 97 



2.231 81 
5,556 70 
2,596 61 
3,041 26 
139 00 



12,787 71 



6,299 00 

1.065 00 

549 50 

154 10 

945 69 



$142,262 23 



$20.000 00 

4,000 00 

968 02 



37,578 74 



Totals. 



80,3:9 97 



79,715 47 



$144,629 51 



$142,262 23 



Report of 
Aprir28. '09. 



$65,305 95 
47,626 22 



159 45 
5,526 70 
2,596 61 
3,041 26 

131 00 



16.249 76 



6,015 00 
160 00 
540 40 
154 56 
270 97 



$147,777 88 



$20.000 00 
4,000 00 
2.068 92 



Report of 
June 23, '00. 



$70,039 93 
49,902 54 



762 97 

5.627 24 

2,596 61 

3.041 26 

56 56 



16,978 38 



6.936 00 

90 00 

575 10 

130 76 

184 39 



$156,921 74 



48,568 79 



189 55 



72.9oP 62 



$20,000 00 
4,000 00 
2,722 37 



46,431 06 



125 50 



83,642 81 



$147,777 88 j $156,921 74 



Report of 
Sept. 1. 'Oft 



$72,150 TT 
49,987 5« 



533 59 
5.642 8S 
2.590 61 
3,041 2S 



9,490 96 



6.436 OO 
200 00 
678 80 
135 50 

1.781 1» 



$152,675 Oft 



$20.000 00 
4.000 00 

601 27 

2.605 58 

41,237 65 



82 04 



84.148 St 



$152,675 06 



292 



STATE BANKING DEPARTMENT. 



No. 405. 

♦THE COMMERCIAL STATE BANK OF PINCONNING, PINCONNING. 

Organized June 27, 1908. 
^ James Livinoston, Prendent; Fred W. Klumpp. Vice President; James N. Simmons. Cathier. 



Directors. — James Livingston, Fred W. Klumpp. James McCoH, A. J. Graham. James N. Simmons. 

M. M. Simmons. W. Wight. 


Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5, '09. 


Report of 
April 28. '09. 


Report of 
June 23, '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$11,621 57 
950 00 










Bonds, mortgages and securities . . 










Pr^fmiums paid on bond? 










Overdrafts 


423 










Banking house 










Furniture and fixtures 


734 53 










Other real estate 










Due from other banks and bankers 
(not reserve cities) 












Itflms in tT»n«it, , 












United States bonds 




• 








Due from banks in reserve cities. . 


16.425 56 










Exchanges for clearing house 










V. S. and National bank currency . 


1.160 OO 

460 00 

319 65 

1 81 

194 91 






, 




Gold coin 








« 


Silver coin 










Nickels and cents 


m 








Checks and cash items 




















Totals 


I31,g72 26 




















Liabilities. 
Caoital stock paid in 


320.000 00 










Surplus fund 










Undivided profits, less current ex- 
penses, interest and taxes paid. . 

Dividends unnaid 


747 95 

• 


















Commercial deposits subject to 
check 


4,743 50 
4.555 97 










Commercial certificates of deposit . 










Due to banks and bankers 










Certified checks 












Cashier's rhAcks mitstanding. 












Savings denosits 


1.824 75 










Savines certificates of deooslt^. . . . 










Notes and bills rediscounted .... 












Bills navable 




• 




















Totals. . 


131.872 26 





















^Liquidated end Consolidated with Pinconning State Bank. 



STATE BANKS OF MICHIGAN. 



293 



No 400. 

THE PINCONNING STATE BANK, PINCONNING. 

Organized June 3, 1908. 
W. S. FoTHKRiNGHAU, PreftidetU; W. A. McDonald, Vice President; D. J. Coor, Cathier. 

Directors. — Wm. S. Fotheringham. W. B. Abbott. 1. Bovine, D. J. Cody, R. Moreland, 

W. A. McDonald. 



Resources. 



T/Nins and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



166.716 82 
6.706 34 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

{]. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



LiabiUties. 
Capital stock paid in. . . 



Surplus fund 

Unaivided profits, less current ex 
penses. interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



W45 

2.200 00 

710 00 



6.868 90 

118 48 

1,559 00 

3.465 00 

162 35 

10 43 

90 00 



188.708 77 



120.000 00 



2,669 00 



23.223 76 
42.816 01 



Totals. 



$88,708 77 



Report of 
Feb. 5, '09. 



879.273 09 
12.783 34 



113 95 

2,200 00 

800 00 



1.687 57 



18,319 41 



910 00 
3,140 00 

286 20 
66 07 
48 07 



1119.627 70 



120,000 00 

500 00 

2,101 69 



36.746 07 
55.302 74 



4,977 20 



$119,627 70 



Report of 
April 28. '09. 



$78.642 96 
18,533 34 



245 78 
2.200 00 
1.100 00 



190 18 



3.468 69 



4.095 00 

4.030 00 

185 90 

16 16 

60 32 



$112,768 33 



$20,000 00 

500 00 

4,115 48 



26.045 58 
49.144 98 



9,399 29 



3.563 00 



$112,768 33 



Report of 
June 23. '09. 



$81.363 80 
13.173 34 



238 65 
2.200 00 
1,100 00 



4,431 84 



4.366 00 

4.200 00 

130 60 

47 44 

20 32 



$111,271 99 



$20.000 00 

500 00 

3,301 53 



28,942 30 
45.054 41 



10,473 65 



3.000 00 



$111,271 99 



Report of 
Sept. 1, '09. 



$80,674 22 
12.115 00 



73 62 
2.200 00 
1.400 00 



506 50 



17.985 19 



3.399 00 

4.575 09 

177 10 

35 51 

24 49 



$123,064 68 



$20,000 00 

1,000 00 

454 90 



28.196 21 
58.671 31 



14.740 21 



$128,064 68 



294 



STATE BANKING DEPARTMENT. 



No. 282. 
CITIZENS' STATE SAVINGS BANK OF PLAINWELL. 

Organized October 27, 1903. 

J. W. GiLKEY, President; F. F. Patterson'. Viee Preaidrnt: \. I. Shepard, Cashier. 

C. E. I*ELL. Assistant Cashier. 

Directors— J. W. Gilkey, T. G. Bachelder E. P. Ilackley, F. F. Patterson. A. I. Shepard, 

J. V. Eesley, E. H. Intriahain. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

T)ue from other banks and bankers 
(not reserve cities) 

Items in transit 

'United States bonds 

'Due from banks in reserve cities. . 

Exchanges for clearing house 

IT. 8. and National bank currency . 

Cold coin 

^Iver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Oapital stock paid in. 



Surplus fimd 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Oimmercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cuhier*8 checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Vov. 27, '08 



1125.144 92 

83.630 00 

600 00 

1,026 17 

3,500 00 

1.900 00 



425 00 
3.180 73 



42.022 91 



4,493 00 

5,850 00 

569 55 

22 90 

4.016 29 



1276.471 47 



124.000 00 
3.000 00 
4.092 46 



52.594 8G 



39,344 99 
153,439 16 



$276,471 47 



Report of 
Feb. 5, '09. 



$126,595 52 

85.781 00 

509 00 

345 47 

3,500 00 

1.990 00 



1,001 75 
6.939 64 



Renort of 
.\pril 2«, '09. 



$152,445 29 

89,374 04 

406 33 

290 30 

3.500 00 

1.990 00 



3.159 25 



38.679 G2 



7,613 00 

5.620 00 

634 90 

52 83 

2,576 81 



$281,830 54 



26.498 30 



7.747 00 

5.385 00 

706 35 

22 74 

44 50 



$291,569 07 



$24,000 00 
6,000 00 
3,410 98 



51.200 04 



35,806 36 
161.413 16 



$281.830 54 



$24,000 00 
6,000 00 
5.380 18 



68.025 27 



36.626 76 
161.536 86 



$291,569 O; 



Report of 
June 23, '(.9 



Report of 
Sept. 1. '09. 



$152,334 21 

86,266 04 

406 30 

2,254 93 

3,500 00 

1.990 00 



819 24 j 
1,290 00 



27.946 43 



8,041 00 ' 

5,350 00 

876 35 

70 47 

170 48 

$291,315 45 

$24,000 00 
6,000 00 
5,280 31 



47.206 06 



39.346 34 

169.482 74 



$291,315 45 



$127,796 02 

100,687 73 

36G 30 

1,354 01 

3,500 00 

1,990 00 

498 00 
169 20 



41.436 62 



4.595 00 

6,070 00 

984 45 

21 47 

2,731 28 



$292,190 08 



$24,000 00 
6.00000 
3.250 86 



47.513 39 



36,820 78 
174.605 05 



$292,190 08 



STATE BANKS OF MICHIGAN. 



295 



No. 99. 

PLYMOUTH UNITED SAVINGS BANK, PLYMOUTH. 

Organized May 29, 1890. 
C. A. FiflHEK, President; T. V. Quackenbush, Vice President; E. K. Bennett, Cashier. 

biRECTOKs— William Livingstone, C. A. Fisher, G. S. Van Sickle, T. V. Quackenbush. E. K. Bennett, 
D. D. Allen. O. A. Fraser, Peter Van Voorhies, J. W. Henderson, F. A. Dibble. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other hanks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency. 

Cold coin . . .' 

Silver coin 

Nickels and cents 

Checks and cash Items 



Report of 
Nov. 27, '08 



1268.734 90 
164.724 05 



24 11 
5.000 00 
3.000 00 
7.134 36 



3.581 58 



06.584 99 



12.503 00 

9.448 50 

1.813 95 

91 41 

204 22 



Totali 



Liabilities. 
Capital stock paid in. , 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 



Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



$572,845 07 



$75,000 CO 

15,000 00 

13,186 03 

30 00 

100.521 39 

105 00 



286.528 32 
82.474 33 



Report of I Report of 
Feb. 5, '09. Aprir28, '09. 



$255.603 01 
174.524 05 



4 01 
5.000 00 
3,000 00 
7.184 36 



4.746 41 



102.840 06 



12,368 00 

9.651 00 

1,994 20 

111 79 

265 04 



$577,241 93 



Report of 
June 23, '09. 



$263,180 03 
185,214 05 



5,000 00 
3,000 00 
7.134 36 



4.587 27 



82,858 71 



15.619 00 

9.578 50 

1.609 75 

101 67 

98 03 



$578,041 37 



$75,000 00 

15.000 00 

8,783 87 

17100 

90.165 27 

105 00 



282,343 82 
105,672 97 



Totals $572,845 07 



$577,241 03 



$75,000 00 

15.000 00 

13.034 07 

75 00 

88.331 50 

105 00 



$252,714 55 
190,214 05 



142 01 
5.000 00 
3.000 00 
7,634 36 



Report of 
Sept. 1, '09. 



2,331 10 



87.023 98 



16,313 00 

9,547 00 

1,746 85 

120 23 

52 27 



$575,839 40 



279,786 57 
106,709 23 



$578,041 37 



$75,000 00 

15.000 00 

12,060 96 

60 00 

88,305 22 

105 00 



284.978 05 
100.330 17 



$575,839 40 



$224,083 90 
188,839 05 



480 32 
4.900 00 
2.900 00 
7.634 36 



2,164 05 



113.400 29 



18.098 00 

10.241 00 

2,061 00 

110 66 

247 08 



$575,160 61 



$75,000 00 
15.000 00 
10,807 55 

195 00 
87.346 59 

105 00 



286,018 55 
100,687 92 



$575,160 61 



296 



STATE BANKING DBPARTIIBNT. 



No. 275. 

AMERICAN SAVINGS BANK, PONTIAC. 

Organized April 28, 1906. 

H. S. Chapmax, President; A. G. Orioos, Vice Prtfidents A. F. Nbwberrt, Cashier. 

Directors. — H. S. Chapman, F. J. Poole. E. H. Fanner, A. G. Griggs, George W. Dickinson. 

A. F. Newberry, Charles A. Burr. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house — 
U. S. and National bank currency 

Gold coin , 

Silver coin ! 

Nickels and cents , 

Checks and cash items 



Totals. 



liabiUties. 
Capital stock paid in 

Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills redlscounted 

Bills payable 



Report of 
Nov. 27. '08 



1120,917 e9 

196,848 55 

100 00 

2,671147 



6,517 74 . 



Report of 
Feb. 6, '09. 



8112.368 71 

186.871 85 

100 00 

1,980 96 



6,517 74 



50 00 



23.28107 

175 25 

11,301 00 

3^245 00 

1,258 00 

118 06 



8366,441 83 



850,000 00 

4,000 00 

4,405 58 

12 00 

67.668 34 



Totals. 



144.660 17 
95,686 74 



8366,441 83 



40,179 57 

12,324 54 

9.436 00 

4,760 00 

73100 

52 96 



1374.373 35 



8S0.000 00 

4,500 00 

1,550 49 

108 00 

82,942 17 



Report of 
AprilZS. '09. 



$115,210 22 

189.080 14 

100 00 

2.586 24 



6,517 74 



Report of 
June 23. 'CO 



$122,300 69 

197.368 14 

100 00 

1.357 54 



6.510 74 



57.878 36 



12,499 00 

7.400 00 

767 00 

243 52 

471 30 



$392,753 52 



147,886 16 
87,386 53 



$374,373 35 



$50,000 00 

4.500 00 

3,974 75 

600 

80,630 83 



2,266 77 
90 00 



155.613 69 
95.671 48 



$392,753 52 



44,725 84 

924 76 

13.835 00 

4.142 50 

595 00 

88 50 

636 50 



Report of 
Sept. 1. '00. 



$392,535 21 



$50.000 00 

4.500 00 

2,536 34 

600 

55.122 95 



7,148 43 



167,107 78 
106.113 71 



$392,535 21 



$122,470 72 

202.892 85 

100 00 

1.220 67 



6.510 74 



50.567 00 

2.259 06 

20.889 00 

5.965 00 

539 45 

90 47 

1.190 00 



$423,714 96 



$60.000 00 

5,000 00 

1.911 23 

63 00 

76,037 43 



4,512 05 



171,446 00 
114.745 25 



$423,714 96 



STATE BANKS OF MICHIGAN. 



297 



No. 146. 
THE FIRST COMMERCIAL BANK OF PONTIAC. 
Organised December 24, 1892. 
A. Parker. Presideni; Wm. H. Dawson, Vice Prendent; C. E. Waldo. Cashier. 

Directors. — A. Parker, C. O. Freeman, C. M. Crofoot. Jno. H. Patterson. W. H. Dawson. 

C. E. Waldo, A. A. Ck)rwin. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities , 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

V. 8. and National bank currency 

Gold coin 

Bilver coin 

Nickels and cents , 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . . 



Surplus fund 

Undivided profitR, le.ss current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's cliecks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27. '08 



1710.092 86 
145.018 81 



8.180 92 

7.000 00 

3,600 00 

12.057 40 



23.404 17 



156.582 90 

1.702 96 

20,488 00 

52,947 50 

4.70O0O 

833 35 

3.438 46 



Report of 
Feb. 5. '00. 



Report of 
April 28. '09 



8790.204 57 
435.78190 



1.184 81 
7.000 00 
3.500 00 
9.313 09 



21.319 67 



$1,451,007 42 



1100.000 00 
20.000 00 
17.023 24 



Totals. 



166,234 62 

282,529 45 

5.812 73 



523.736 85 
335.760 53 



11.451.097 42 



98.51S 07 

1.341 17 

31.370 00 

51.350 00 

8,100 00 

1,242 20 

144 23 



8770,512 69 
435.806 90 



1.223 71 
7,000 00 
3.500 00 
8.940 74 



50.227 42 



$1,458,460 70 



$100,000 00 

20.000 00 

17.685 79 

232 00 

127.901 43 

322.017 73 

6.460 57 

146 37 



540.585 60 
323,431 21 



$1,458,460 70 



170.523 40 

833 58 

29.376 00 

50,965 00 

6,700 00 

1,021 86 

374 15 



Report of 
June 23, '00. 



$004.403 29 
623.488 62 



2.565 16 
7.000 00 
3,600 00 
8.124 74 



Report of 
Sept. 1. '09. 



8721.216 22 
684.663 76 



18.621 67 



$1,537,104 45 



$100,000 00 

20.000 00 

25.105 77 

12 00 

171,131 55 

349.081 45 

1.746 28 



550.325 67 
310.701 73 



$1,537,104 45 



204,146 67 

206 40 

35.494 00 

52.760 00 

4.600 00 

918 61 

1,139 43 



$1,647,046 57 



3.948 62 
7.000 00 
3.600 00 
7,140 01 
16 89 
42.400 17 



187.676 79 

2.704 86 

32.173 00 

62.272 50 

4,050 00 

807 14 

824 10 



$1,651,401 06 



$100,000 00 

20,000 00 

22.797 01 

400 

228.638 32 

350,961 76 

3,183 94 

1.000 OO 



579.983 36 
331.477 28 



$1,647,046 57 



$100,000 00 

20.000 00 

21.213 64 

800 

182.512 82 

398,790 80 

427 22 

112 00 



606.050 94 
321.385 64 



$1,651,401 06 



38 



^98 



STATE BANKING DEPARTMENT. 



No. 149. 
TPIE OAKLAND COUNTY SAVINGS BANK, PONTIAC. 

Organized December 29, 1892. 
Jo'=mUA Hill, President; H. F. Meskinger, Vice President; F. L. Pkhry, Cashier. 

1)ihj:(:tors. — Joshua Hill, H. F. Messinper, J. A. Graley, H. Will Green, S. J. Patterson, F. L. Perry. 

A. J. Tripp. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Report of 
Nov. 27, '08. 



Other real estate 

Due from other hanks and bankers 
(not re.serve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house. . . , 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. 



Surplus fund 

Unaivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 



1260,502 94 
348,372 11 



Report of 
Feb. 5. '09. 



1264.420 59 
356.655 18 



1,060 66 
6,800 00 
3.000 00 
2.318 47 



83 29 



1.884 80 
6.800 00 
3.000 00 
2.042 67 



64.013 41 

1.095 92 

16,605 00 

17.925 00 

1,115 50 

146 44 

339 04 



$724,277 78 



$50,000 00 

10.000 00 

7.591 91 



Commercial certificates of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

Notes and bills rediscounted 

Bills payable 



Totals. 



73,850 96 



56 54 



Report of 
April 28, '09. 



Report of 
June 23, 'C9 



$271,653 52 
360.836 40 



1.200 11 
6.800 00 
3,000 00 
2.942 67 



494 12 



63,518 82 

1,877 12 

15.467 00 

19.655 00 

2.544 00 

183 03 

471 24 



79.220 96 

1.781 52 

22,930 00 

18.335 00 

2.426 00 

177 34 

721 23 



$274,475 99 
375.316 88 



738 95 
6.800 00 
3.000 00 
3.288 47 



Report of 
Sept. 1. '09. 



21 03 



$739,475 99 



$50,000 00 

10.000 00 

1.118 35 



$772,518 87 



$50,000 00 

10.000 00 

6.020 95 



71,606 80 



336.227 51 
246.607 40 



$724,277 78 



349.430 37 
257,320 47 



$739,475 99 



73.702 41 



361.321 50 
271,474 01 



110,985 40 

1.546 27 

18.975 00 

20,332 50 

874 00 

256 26 

762 04 



$817,354 79 



$50.000 00 

10.000 00 

1,690 46 



$278,292 14 
409,412 46 
325 00 
2,434 91 
6,800 00 
3,000 00 
2.298 47 



349 50 



66.016 98 

3.566 26 

22.039 00 

23.207 14 

1,980 00 

98 68 

484 11 



78,293 80 



386,757 33 
290.613 20 



$772,518 87 



$817,354 79 



$820,304 65 

$50.000 00 

10.000 00 

2.159 25 

100 00 

78.165 44 



389,103 45 
290,776 51 



$820,304 65 



STATE BANKS OP MICHIGAN. 



299 



No. 211. 

PONTIAC SAVINGS BANK, PONTIAC. 

Organized November 1, 1898. 

S. S. MArniKWft. President; F. H. Half:, Vice Premlent; Cr\mek Smith, Cashier. 

DiRKCioRs— S. S. Matthews. Frank H. Carroll, K. R. Webster, S. J. Tomlixisoi^ Cramer Smith, 

F. H. Hale, S. K. Beach. 



Resources. 



Loans and discounts , 

Bonds, mortgages and securities 

Premiums paid on bonds 

Overdrafts , 

Hanking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Report of 
Nov. 27, '08. 



$386,978 42 

393.879 13 

68 00 

1.211 35 

8,500 00 

3,800 00 



Items in transit 

Vnited States bonds 

Due from banks in reserve cities. . 

Kxchanges for clearing house 

V. S. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, le.«?s current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's check.s outstanding 

Savings deposits 

Savings certificates of deposit 

Coupon Savings certificates of 
depDsit 



Notes and bills rediscounted 
Bills payable 



Totals. 



3.257 38 

1.700 00 

131.888 91 

3.907 54 

27,676 00 

19,170 00 

3,951 10 

652 91 

10 50 



S986,649 24 



Report of 
Feb. 5, '09. 



1422.459 60 
413,308 17 



199 51 
8.500 00 
3,300 00 



2.977 28 

1,700 00 

127,725 35 

1,085 33 

19,630 00 

21.630 00 

4,259 10 

721 76 

154 54 



$1,027,650 67 

I - 



$50,000 00 

25,000 00 

9.904 67 

15 00 

145,207 98 



31,383 97 

1,000 00 

2,124 01 

377.623 32 

343,005 02 

1.385 27 



$086,640 24 



$50,000 00 

30,000 00 

3.238 58 

15 00 

156,804 12 



49,851 94 

10 00 

9 26 

388.179 50 

348.157 00 

1,385 27 



$1,027,650 67 



Report of I Report of 
Vpril 28, '09. June 23, '09. 



$457,118 48 
435.041 58 



$458,810 97 
436.142 69 



807 64 
8.500 00 
3,300 00 



2,464 36 

1.700 00 

iof.601 22 

1.615 48 

26,037 00 

25.117 50 

3,930 10 

912 62 

260 21 



$1,069,496 19 



$50.000 00 

30.000 00 

2.548 95 



177,786 18 



33.047 05 

500 00 

8 76 

419,792 77 

354.337 21 

1.385 27 



1,788 93 
8.500 00 
3,300 00 



2.377 63 

1,700 00 

138.465 52 

7.819 23 

25,924 00 

26,404 84 

4,680 80 

819 28 

10 66 



$1,116,744 55 



$50,000 00 

30,000 00 

2,397 06 



195,158 77 



Report of 
Sept. 1, '09. 



$409,723 U 
473,113 12 



999 34 
8,500 00 
3,300 00 



1,153 75 

1,700 00 

167,038 65 

4,790 48 

29,892 00 

17,457 50 

5,782 00 

1.055 66 

858 41 



$1,185,364 02 



$50,000 00 

32,000 00 

4)852 31 



20,627 51 

1,182 80 

926 

431,965 16 

384,290 99 

1,113 00 



$1,069,406 19 |$1. 116,744 55 



200,842 84 



29,981 65 

110 00 

408 76 

452,205 43 

413,850 03 

1,113 00 



$1,185,364 02 



300 



STATE BANKING DEPARTMENT. 



No. 75. 

THE COMMERCIAL BANK, PORT HURON. 

Organised January 30, 1882. 

A. D. Bennett. PrtnderU; J. O. O'Neill. J. A. Davidson, Vice Pregidents; C. N. Runnels, Cashier; 

C. D. Beard, S. W. McFaki^nd, Assittant Cashiers. 

DiRECTORS.—A. D. Bennett, J. G. O'Neill, J. A. Davidson. Albert Dixon, C. N. Runnels Myron W. 

Mills, S. L. Boyce. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities . . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 

Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds , 

Due from banks In reserve cities. 

Exchanges for clearing house 

U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and rash items 



Totals. 



Liabilities. 
Capital stock paid in., 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates^ of deposit 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State deposits 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



11,144.050 63 
413.003 88 



1.831 (10 

30,000 00 

6.700 00 

3,000 00 

230 18 

26.425 17 



80.466 42 

11.612 01 

40.086 00 

36.555 00 

8.782 00 

1.240 00 

1.800 48 



$1,816.310 37 



1100.000 00 

100.000 00 

27,812 01 



669,373 41 

51,086 84 

36,103 67 

150 00 



806.784 44 



25.000 00 



$1,816,310 37 



Report of 
Feb. 6, '09. 



$1,135,236 47 
406.850 83 



054 81 

30,000 00 

6.440 50 



5.013 33 
31.225 50 



106.207 00 

75,854 56 

30,250 00 

3.330 00 

11,635 00 

1.204 45 

025 16 



$1,850,135 70 



$100,000 00 

loo.noooo 

20.558 57 



631,200 01 

02,461 54 

27,443 22 

655 00 



830.940 06 



46.777 40 



$1,850,135 70 



Report of 
Aprir28. '09. 



$1,106,050 10 
410.125 22 



2.027 86 

30,000 00 

6.440 50 



1.482 03 
17,431 00 



70.500 20 

26.678 60 

40.535 00 

7,050 00 

10.070 00 

1.064 30 

1.110 42 



$1,752,274 31 



$100,000 00 

100.000 00 

30.318 80 



508,873 07 

87.088 35 

16,462 25 

100 00 



810.500 10 



30,031 65 



50,000 00 



$1,752,274 31 



Report of 
June 23, *09. 



$1,060,007 64 
407.152 52 



1,261 22 
30,000 00 
6.440 50 



3.683 00 
8.220 44 



204,113 67 

36.816 08 

68.60100 

8.761 00 

0.788 00 

614 42 

1,210 18 



$1,856,670 47 



$100,000 00 

100.000 00 

20.881 02 



586,284 65 

200.341 21 

23.081 74 

325 00 



772,788 06 



43.066 07 



$1,856,670 47 



Report of 
Sept. 1, '09. 



$1,013,530 62 
420.111 07 



1.416 87 
30.000 00 
6.245 50^ 



3.766 38 
14.821 71 



243.607 03 

32.031 60 

93.700 00 

8.530 00 

12.543 00 

023 83 

.330 36 



$1,882.526 07 



$100,000 00 

100.000 00 

21.040 70 

75 00 

716,501 42 

112.619 66 

26,736 07 

532 00. 



757.054 60 



46.158 52 



$1,882,526 97 



STATB BANKS OF MICHIGAN. 



301 



No. 375. 
THE GERMAN-AMERICAN SAVINGS BANK OF PORT HURON. 

Organiied July 23, 1907. 
Hrnky F. Marx, President; A. E. Steve.v8ox. Vice President; C. C. Peck. Carter. 

DiRKCTORM. — Henry F. Marx. A. E. Stevenson. Dudley E. Waters. C. C. Peck. M D. Smith, E. J 
Ottaway. E. W. Orttenburger. Fred E. Farnsworth. Ro)>ert Watsou. 



Resources. 


Report of 
Nov. 27. '08. 


Report of 
Feb. 5. "09. 


Report of 
Apiir28. '09. 


Report of 
June 23. '09. 


Report of 
Sept. 1. '09. 


Loans and discounts 


$144,347 41 
84.006 50 


$143,434 80 
34.805 25 


$166,429 86 
47.306 25 


• 

$173,048 04 
48.021 92 


• 

$185,980 11 

53.370 68 


Bonds, mortgages and securities. . 
Premiums paid on bonds 


Overdrafts 


106 55 


38 41 


663 


505 


352 24 


Banking house 




Furniture and fixtures 


5,7M67 


5.700 67 


5.799 67 


5.799 67 


5.799 67 


Other real estate 


Due from other banks and bankers 
(not reserve cities) 


340 84 
688 05 


45 40 
43194 


275 42 
163 97 


130 81 
673 00 


368 39 


Items in transit 


1.023 68 


United States bonds 


Due from banks tn reserve cities. . 

Exchanges for clearing house 

U. S. and National bank currency . 
Gold coin 


17,070 78 
3.463 80 
5.255 00 
2.025 00 
1.054 50 
672 82 
1,204 70 


6.547 27 

4.643 65 

3.854 00 

40 00 

765 00 

550 70 

1.612 05 


15.667 05 
4.800 45 

11.842 00 

337 50 

700 50 

475 19 

1.591 30 


12,616 18 
5.246 83 

10.327 00 

5.815 00 

1,224 50 

586 65 

1.685 58 


27.327 15 

6.249 31 

5.809 00 

85 00 


Silver coin 


7AS 00 


Nickels and cents 


365 37 


Checks and cash items 


1 186 51 






Totals 


$216,133 71 


$202,577 23 


$255.394 70 


$265,180 23 


$288,682 11 


Liabilities. 
Capital stock paid in 


$100,000 00 


$100,000 00 


$100,000 00 


$100,000 00 


$100,000 00 


Surplus fund 


Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 


307 66 


600 24 


856 77 


1,156 24 


680 03 


Commercial deposits subject to 
check 


17,575 28 


14.032 28 


44.253 25 

.31.887 48 

10.895 48 


46,138 95 

30.9/8 73 

12,989 55 

250 00 


66.223 01 
30,451 59 
11,012 51 


Commercial certificates of deposit . 


Due to banks and bankers 

Certified checks 


17.027 51 
50 00 


10.864 54 


Cashier's checks outstanding 






r ■•• 


Savings deposits 


55;641 32 
25,53104 


55.175 54 
21,904 63 


67.501 81 


73,666 76 


80.314 97 


Savings certificates of deposit 


Notes and bills rediscounted 








Bills payable 








$265,180 23 















Totals 


$216,133 71 


$202.5n23 


$255,304 79 


$288,682 11 





302 



STATE BANKING DEPARTMENT. 



No. 49. 

PORT HURON SAVINGS BANK, PORT HURON. 

Organized January 1, 1873. 

Corporate existence extended December 18, 1902. 

IIknry McMokhan, President: Chaulks F. Harrinoton. Vice President; 

Edmind U. Harrington, Cashier. 

DiREfrroRS. — Henry McMorran, Charles' F. Harriiifirton. Edmund R. Harrington. Henian L. Stevens, 

Henry B. Sibilla. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve citiej-) 



Report of 
Nov. 27, '08. 



S256.328 78 
105.140 87 

627 08 



1.802 70 
8.740 00 



Items in transit 

United States bonds 

Due from banks in reserve cities. 
Exchanges for clearing house .... 
U. S. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and ca.«5h items 



7,470 10 



19.528 35 
2,116 50 

13,028 00 

8,407 20 

2.897 50 

218 10 

6.830 26 



Totals. 



Tiiahilities. 
Capital stock paid in. 



Surplus fund * • • 

Undivided profits. ]ess current px- 
iw.*nses, interest and taxes jjaid. . 

Dividends unpairl 

Commercial deposits subject to 
check 

Commercial certificates of depo.sit. 

Due to banks and bankers 

Certified checks • 

Cashier's checks outstanding. ..... 

Savings deposits • • 

Savines certificates of cleposit . . . • ■ 

State monies on deposit 

Notes and bills rediNcoMiited 

Bills pavable 



$433,135 44 

1100,090 00 
20,030 00 
27,067 57 
,48 00 
47.349 76 
19,706 21 



Report of 
Feb. 5. '09. 



$250,725 82 
102,966 90 



571 14 



1.802 70 
8,280 00 



7,750 55 



26,227 54 
2,793 37 

13.675 00 

4,079 70 

1,647 65 

518 00 

4.110 50 



500 00 



218.463 90 



$42.), 148 87 

$100,000 00 
20,000 00 
24,127 68 
80 00 
46,276 79 
19,938 44 



Report of 
April 28, '09. 



$259,760 01 
104,417 68 



827 82 



Report of 
June 23, 'v9 



$256,558 17 
104,409 68 



303 07 



1,802 70 
8,230 00 



56 71 



1,802 70 
8.230 00 



100 00 



36.148 91 

969 96 

14,952 00 

4,524 70 

1,244 55 

439 00 

1.872 15 



Report of 
Sept. 1. '09. 



$270,535 97 
100,409 99 



132 61 



1.802 70 
7.770 00 



48 00 



500 00 



214,225 96 



Totals I $433,135 44 



$435,246 19 

$100,000 00 
20,000 00 
23,605 40 
56 00 
51,699 60 
20.331 9.) 



35,676 17 

1,738 06 

17,571 00 

1.282 20 

1,052 30 

283 55 i 

2,792 95 ; 

$431,800 45 ! 

$no,ooo 00 

20.000 00 
23,162 30 
40 00 
47.057 92 
22.230 95 



19,162 80 
2.821 19 

13,368 00 

6.342 20 

1.675 40 

117 M 

4.264 m 



26 So 
209,526 3) 



800 00 
85 00 
213,424 38 > 



$42^.4.51 2S 

$100,000 00 
20,000 00 
21.869 28 
61 00 
45.582 52 
17,963 66 

733 53 

1 25 

212.240 02 



I 



10.000 00 



5.003 00 



$425,148 87 



10,000 03 



$435,246 19 $431,800 45 $428,451 26 



STATE BANKS OF MICHIGAN. 



303 



No. 98. 

THE ST. CLAIR COUNTY SAVINGS BANK, PORT HURON. 

Organized May 26, 1890. 
CiiA.H. Wei.lma.v, President; ^. G. Spai.dinq. Vice President; F. T Mooue. Cashier. 

Directors. — Chas. Wellman, Geo. W. ^loore. S. Armstronpr. E. G. Spaldlnp, F. T. Moore, Mortimer 

Willson, 8. A. Graham. Phil Higer. Henry Marx. W. D. Smith, 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and banker.*: 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities . . 

Exchanges for clearing house 

U. S. and National bank currencj' . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. . 



Surplus fund 

Undivided profits, less current ex- 
penses, interest and taxes paid . . 

Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit 

State monies on deposit 

Notes and bills rediscounted 

Bills payable 



Report of 
Nov. 27, '08. 



S698,473 66 
212,124 39 



3,571 77 
50,003 00 
20,621 38 
21,363 00 



5,522 32 



103,201 04 
2,422 23 

31,080 00 

9,545 00 

1,679 50 

689 86 

7.670 40 



Report of 
Feb. 6, '09. 



1698,255 59 
202,986 30 



1.721 35 
50,000 00 
20,900 52 
21.360 00 



5,920 27 



75,854 37 
6,070 17 

34,810 00 

9,255 00 

2,489 00 

655 73 

9,262 74 



$1,167,961 5.) 



IIOO.OOD 00 

100,000 00 

35,952 40 

12 00 

321,252 39 

36,421 87 



11,139.541 04 



S100,000 00 

103,000 00 

21.035 58 

24 00 

362,967«65 

39,043 49 



403.938 38 



Report of 
April 28, '09. 



$707,291 50 
199.852 35 



769 29 
50.000 00 
20,900 52 
21,360 00 



13.981 94 



73,890 74 
2,947 45 

47.099 00 

6,172 00 

2,667 95 

483 15 

1,499 23 



$1,148,915 12 



Report of 
June 23. '09. 



S697.513 65 
204.666 54 



3,827 17 
50.000 00 
20.900 52 
21,110 00 



11,564 10 



103,224 74 

1.246 37 

50,353 00 

7,390 00 

3.160 05 

477 53 

3.211 18 

$1,178,644 8.5 



Report of 
Sept. 1, '09. 



1673,973 45 
205,916 49 



910 17 
50,000 00 
20.900 00 
21,110 00 



4.090 00 



61,365 02 
2.984 50 

62.759 00 

9,245 00 

3,870 45 

366 75 

9,207 19 



$1,120,698 02 



$100,009 00 

100,000 00 

26,556 27 

18 03 

260,202 91 

56,443 91 

71,558 76 



Totals. 



144 30 

493.238 28 



40,384 51 
40,000 00 



16.087 84 
10,000 00 



$1,167,961 55 ,'$1,139,541 04 



479,135 27 



$100,000 00 

100,000 00 

25,643 38 

612 00 

296,748 03 

54.067 18 

67,767 38 

650 00 

400 00 

477.756 88 



30.003 00 30.000 00 



2,5.000 00 



$1,148,915 12 



25.000 03 
$1,178,644 85 



$100,003 00 

100,003 03 

25.807 35 

24 00 

233,336 21 

72,641 46 

63,628 03 

774 91 

480,686 06 

25.000 00 



25.000 00 



$1,126,698 02 



304 



STATE BANKING DEPARTMENT. 



No. 330. 

MAYNARD-ALLEN STATE BANK, PORTLAND. 

Organized December 21, 1905. 

Charles H. Maynard, President; £. M. Allen, Vice President; Geo. W. Burhanh, Cctshier. 

Directors. — C. H. Maynard. E. M. Allen. G. W. Burhans. U. #. Maynard, F. H. Knox, O. N. Jenkens, 

W. W. Terriff. 



Resources. 



Ixians and discounts 

Bonds, mortgages and securities. . . 

Premiums paid on bonds 

Overdrafts 

Banking house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. . 

Exchanges for clearing house 

(7. 8. and National bank currency . 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash items 



Totals. 



Liabilities. 
Capital stock paid in. , 



Surplus fund. 



»urpi 

Undivided profits, le.ss current ex- 
penses, interest and taxes paid . . 



Dividends unpaid 

Commercial deposits subject to 
check 

Commercial certificates of deposit . 

Due to banks and bankers 

Certified checks 

Cashier's checks outstanding 

Savings deposits 

Savings certificates of deposit .... 

Notes and bills rediscounted 

Bills payable 



Totals. 



Report of 
Nov. 27. '08. 



1158.101 19 
108.283 50 



5,117 12 
4,000 00 
1.816 26 



2,726 68 



22,081 78 



0,001 00 

3,915 00 

810 GO 

181 72 

1,210 31 



1318.214 16 



150.000 00 

10,000 00 

9,450 61 



65.^05 
4,262 47 



102.537 10 
76.764 93 



$318,214 16 



Report of 
Feb. 5. '09. 



$151,816 14 

99.038 50 

244 20 

5.962 12 

4,000 00 

1,816 26 



2,912 67 



41,109 38 



11,080 00 

4,120 00 

799 70 

283 11 

1.167 87 



$324,349 95 



$50.000 00 

10,000 00 

6.694 87 



71.173 33 



5.054 82 



109,380 70 
72,046 23 



$324,349 95 



Report of 
Aprir28, *00. 



$164,119 76 

114.463 50 

411 10 

2,249 18 

4,000 00 

1,816 26 



2,629 93 



28 039 70 
2,768 29 
8.125 00 
4.130 00 
1,069 25 
233 15 



Report of 
June 23, '00. 



$147,694 47 

130,803 60 

711 10 

2,405 77 

4.000 00 

1,.816 26 



1.567 07 



$334,055 12 



$50.000 00 

10.000 00 

7.656 90 



78,767 71 



1,222 16 



125,941 49 
60.466 86 



$334,055 12 



24,278 42 
1.303 09 

10.192 00 

4.163 00 

1.244 20 

200 70 



$330,471 58 



$50,000 00 

10.000 00 

8,640 55 



76.626 86 

51.716 98 

1,482 27 



132,004 92 



$330,471 58 



Report of 
Sept. 1, *og. 



$152,637 66 

122,606 50 

544 20 

2,663 03 

4,000 00 

1,816 28 



2.516 45 



15,757 68 

1,123 71 

6,729 00 

4.120 00 

677 40 

249 07 



$315,442 95 



$50.000 00 

10,000 00 

8.109 48 



54.611 89 

59.987 51 

2.116 79 



130.557 28 



$315,442 95 



STATE BANKS OP MICHIGAN. 



305 



No. 385. 
THE WEBBER STATE SAVINGS BANK, PORTLAND. 

Organized December 13, 1907. 

Mart E. Webber, Prtndeni; Edwin A. Buck, Vice Pretident: Lorenzo Webber, Cashier; 

Frank J. Badoley, Assistanl Ccuhier. 

DnuECTOR8.— Jif ary E. Webber, Edwin A. Buck, Lorenzo Webber, Elon A. Richards, Christine W. Latta. 



Resources. 



Loans and discounts 

Bonds, mortgages and securities. 

Premiums paid on bonds 

Overdrafts 

Banlcing house 

Furniture and fixtures 



Other real estate 

Due from other banks and bankers 
(not reserve cities) 



Items in transit 

United States bonds 

Due from banks in reserve cities. 

Exchanges for clearing house 

U. 8. and National bank currency 

Gold coin 

Silver coin 

Nickels and cents 

Checks and cash Items 



Report of 
Nov. 27. '08. 



$78,659 16 
131,049 16 



504 85 



1.5